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CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (Unaudited) - USD ($)
$ in Millions
 3 Months Ended 6 Months Ended
Jun. 30, 2019
Jun. 30, 2018
Jun. 30, 2019
Jun. 30, 2018
Total revenues $ 935 $ 850 $ 1,869 $ 1,711
Costs and operating expenses:        
Insurance costs 704 630 1,387 1,271
Cost of providing services 63 51 127 108
Sales and marketing 52 41 98 80
General and administrative 36 31 72 62
Systems development and programming 13 11 25 24
Depreciation and amortization of intangible assets 12 10 23 19
Total costs and operating expenses 880 774 1,732 1,564
Operating income 55 76 137 147
Other income (expense):        
Interest expense, bank fees and other (6) (7) (11) (13)
Interest income 7 3 13 5
Income before provision for income taxes 56 72 139 139
Income tax expense 10 14 30 27
Net income 46 58 109 112
Other comprehensive income, net of tax 1 1 1 0
Comprehensive income $ 47 $ 59 $ 110 $ 112
Net income per share:        
Basic (in dollars per share) $ 0.65 $ 0.82 $ 1.56 $ 1.59
Diluted (in dollars per share) $ 0.64 $ 0.80 $ 1.53 $ 1.55
Weighted average shares:        
Basic (in shares) 69,703,792 70,448,809 69,806,319 70,250,273
Diluted (in shares) 71,074,751 72,561,891 71,151,219 72,404,539
Professional service revenues        
Total revenues $ 127 $ 115 $ 263 $ 244
Insurance service revenues        
Total revenues $ 808 $ 735 $ 1,606 $ 1,467