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CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (Unaudited) - USD ($)
shares in Millions, $ in Millions
 3 Months Ended 6 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Jun. 30, 2022
Jun. 30, 2021
Total revenues $ 1,200 $ 1,100 $ 2,418 $ 2,160
Costs and operating expenses:        
Insurance costs 852 798 1,675 1,549
Cost of providing services 76 66 146 130
Sales and marketing 62 45 107 91
General and administrative 55 40 102 76
Systems development and programming 20 11 36 24
Depreciation and amortization of intangible assets 16 19 29 31
Total costs and operating expenses 1,081 979 2,095 1,901
Operating income 119 121 323 259
Other income (expense):        
Interest expense, bank fees and other (5) (5) (11) (10)
Interest income 2 1 3 3
Income before provision for income taxes 116 117 315 252
Income taxes 31 26 85 60
Net income 85 91 230 192
Other comprehensive loss, net of income taxes (3) 0 (11) (1)
Comprehensive income $ 82 $ 91 $ 219 $ 191
Net income per share:        
Basic (in dollars per share) $ 1.36 $ 1.38 $ 3.62 $ 2.91
Diluted (in dollars per share) $ 1.35 $ 1.37 $ 3.58 $ 2.87
Weighted average shares:        
Basic (in shares) 62 66 64 66
Diluted (in shares) 63 67 64 67
Professional service revenues        
Total revenues $ 182 $ 156 $ 376 $ 309
Insurance service revenues        
Total revenues $ 1,018 $ 944 $ 2,042 $ 1,851