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CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (Unaudited) - USD ($)
shares in Millions, $ in Millions
 3 Months Ended 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Total revenues $ 1,241 $ 1,148 $ 3,659 $ 3,308
Costs and operating expenses:        
Insurance costs 872 851 2,547 2,400
Cost of providing services 79 61 225 191
Sales and marketing 72 56 179 147
General and administrative 63 52 165 128
Systems development and programming 18 12 54 36
Depreciation and amortization of intangible assets 17 11 46 42
Total costs and operating expenses 1,121 1,043 3,216 2,944
Operating income 120 105 443 364
Other income (expense):        
Interest expense, bank fees and other (22) (5) (33) (15)
Interest income 5 3 8 6
Income before provision for income taxes 103 103 418 355
Income taxes 26 26 111 86
Net income 77 77 307 269
Other comprehensive income/(loss), net of income taxes 7 (2) (4) (3)
Comprehensive income $ 84 $ 75 $ 303 $ 266
Net income per share:        
Basic (in dollars per share) $ 1.23 $ 1.17 $ 4.85 $ 4.08
Diluted (in dollars per share) $ 1.22 $ 1.16 $ 4.81 $ 4.03
Weighted average shares:        
Basic (in shares) 62 66 63 66
Diluted (in shares) 63 67 64 67
Professional service revenues        
Total revenues $ 189 $ 156 $ 565 $ 465
Insurance service revenues        
Total revenues $ 1,052 $ 992 $ 3,094 $ 2,843