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CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (Unaudited) - USD ($)
shares in Millions, $ in Millions
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Total revenues $ 1,264 $ 1,246
Costs and operating expenses:    
Insurance costs 907 852
Cost of providing services 79 78
Sales and marketing 72 69
General and administrative 48 43
Systems development and programming 18 17
Depreciation and amortization of intangible assets 18 18
Total costs and operating expenses 1,142 1,077
Operating income 122 169
Other income (expense):    
Interest expense, bank fees and other (16) (7)
Interest income 18 18
Income before provision for income taxes 124 180
Income taxes 33 49
Net income 91 131
Other comprehensive income (loss), net of income taxes (3) 3
Comprehensive income $ 88 $ 134
Net income per share:    
Basic (in dollars per share) $ 1.80 $ 2.18
Diluted (in dollars per share) $ 1.78 $ 2.17
Weighted average shares:    
Basic (in shares) 51 60
Diluted (in shares) 51 60
Professional service revenues    
Total revenues $ 214 $ 205
Insurance service revenues    
Total revenues $ 1,050 $ 1,041