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CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (Unaudited) - USD ($)
shares in Millions, $ in Millions
 3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Total revenues $ 1,237 $ 1,222 $ 3,727 $ 3,677
Insurance costs 949 874 2,772 2,594
Cost of providing services 74 74 228 231
Sales and marketing 74 75 218 214
General and administrative 46 51 140 154
Systems development and programming 17 15 52 49
Depreciation and amortization of intangible assets 19 17 56 53
Total costs and operating expenses 1,179 1,106 3,466 3,295
Operating income 58 116 261 382
Other income (expense):        
Interest expense, bank fees and other (15) (10) (47) (23)
Interest income 15 18 49 57
Income before provision for income taxes 58 124 263 416
Income taxes 13 30 67 108
Net income 45 94 196 308
Other comprehensive income (loss), net of income taxes 7 (2) 4 (3)
Comprehensive income $ 52 $ 92 $ 200 $ 305
Net income per share:        
Basic (in dollars per share) $ 0.90 $ 1.65 $ 3.91 $ 5.23
Diluted (in dollars per share) $ 0.89 $ 1.63 $ 3.87 $ 5.20
Weighted average shares:        
Basic (in shares) 50 57 50 59
Diluted (in shares) 50 58 51 59
Professional service revenues        
Total revenues $ 184 $ 185 $ 584 $ 567
Insurance service revenues        
Total revenues $ 1,053 $ 1,037 $ 3,143 $ 3,110