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GOODWILL, SOFTWARE AND OTHER INTANGIBLE ASSETS, NET (Tables)
12 Months Ended
Dec. 31, 2024
Goodwill and Intangible Assets Disclosure [Abstract]  
Schedule of Changes in Goodwill
Changes in goodwill for the years ended December 31, 2024 and 2023 are as follows:
(in millions)Amount
Balance at December 31, 2022$462 
Additions— 
Balance at December 31, 2023$462 
Impairment(1)
Balance at December 31, 2024$461 
Schedule of Software and Other Intangible Assets
The following summarizes software and other intangible assets:
December 31, 2024December 31, 2023
(in millions)Weighted Average Amortization PeriodGross Carrying AmountAccumulated AmortizationImpairment
Loss
Net
Carrying Amount
Gross Carrying AmountAccumulated AmortizationNet Carrying Amount
Amortizable intangibles:
Software4 years423 (303)— 120 350 (255)95 
Customer relationships3 years45 (20)(24)1 49 (18)31 
Developed technology6 years65 (30)— 35 65 (19)46 
Total$533 $(353)$(24)$156 $464 $(292)$172 
Schedule of Capitalized Internally Developed Software Costs and Depreciation Expense
The following table summarizes our capitalized internally developed software costs and related depreciation expense.
 Year Ended December 31,
(in millions)202420232022
Capitalized internally developed software costs78 69 48 
Depreciation expense for capitalized internally developed software costs48 42 35 
Schedule of Expected Expense Related to Intangibles Amortization in Future Periods
Expense related to intangibles amortization in future periods as of December 31, 2024 is expected to be as follows:
Year ending December 31:Amount
(in millions)
2025$54 
202641 
202728 
202813 
202910 
2030 and thereafter4 
Total$150