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CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (Unaudited) - USD ($)
shares in Millions, $ in Millions
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Interest income $ 18 $ 18
Total revenues 1,292 1,282
Insurance costs 942 907
Cost of providing services 71 79
Sales and marketing 67 72
General and administrative 46 48
Systems development and programming 20 18
Depreciation and amortization of intangible assets 17 18
Interest expense, bank fees and other (14) (16)
Total costs and operating expenses 1,177 1,158
Income before tax 115 124
Income taxes 30 33
Net income 85 91
Other comprehensive income (loss), net of income taxes 2 (3)
Comprehensive income $ 87 $ 88
Net income per share:    
Basic (in dollars per share) $ 1.72 $ 1.80
Diluted (in dollars per share) $ 1.71 $ 1.78
Weighted average shares:    
Basic (in shares) 49 51
Diluted (in shares) 49 51
Professional service revenues    
Service revenues $ 209 $ 214
Insurance service revenues    
Service revenues $ 1,065 $ 1,050