XML 46 R27.htm IDEA: XBRL DOCUMENT
v3.19.1

Loans, Allowance for Loan Losses and Credit Quality (Tables) | 3 Months Ended
--- | ---
Mar. 31, 2019
Loans, Allowance for Loan Losses and Credit Quality [Abstract] |
Tabular disclosure of financing receivables bifurcated by type of impairment evaluation [Table Text Block] | The following tables bifurcate the amount of loans and the allowance allocated to each loan category based on the type of impairment analysis as of the periods indicated:
| March 31, 2019 |
| (Dollars in thousands) |
| Commercial and Industrial |  | Commercial Real Estate |  | Commercial Construction |  | Small Business |  | Residential Real Estate |  | Home Equity |  | Other Consumer |  | Total |
Financing receivables ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Collectively evaluated for impairment | $ | 1,122,411 |  |  | $ | 3,238,857 |  |  | $ | 373,206 |  |  | $ | 165,931 |  |  | $ | 919,599 |  |  | $ | 1,074,668 |  |  | $ | 16,062 |  |  | $ | 6,910,734 |  |
Individually evaluated for impairment | $ | 28,221 |  |  | $ | 10,323 |  |  | $ | 311 |  |  | $ | 479 |  |  | $ | 12,061 |  |  | $ | 5,900 |  |  | $ | 187 |  |  | $ | 57,482 |  |
Purchased credit impaired loans | $ | — |  |  | $ | 4,905 |  |  | $ | — |  |  | $ | — |  |  | $ | 3,578 |  |  | $ | 173 |  |  | $ | — |  |  | $ | 8,656 |  |
Total loans by group | $ | 1,150,632 |  |  | $ | 3,254,085 |  |  | $ | 373,517 |  |  | $ | 166,410 |  |  | $ | 935,238 |  |  | $ | 1,080,741 |  |  | $ | 16,249 |  |  | $ | 6,976,872 |  | (1 | )
| December 31, 2018 |
| (Dollars in thousands) |
| Commercial and Industrial |  | Commercial Real Estate |  | Commercial Construction |  | Small Business |  | Residential Real Estate |  | Home Equity |  | Other Consumer |  | Total |
Financing receivables ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Collectively evaluated for impairment | $ | 1,064,800 |  |  | $ | 3,235,418 |  |  | $ | 365,165 |  |  | $ | 164,135 |  |  | $ | 906,959 |  |  | $ | 1,085,961 |  |  | $ | 15,901 |  |  | $ | 6,838,339 |  |
Individually evaluated for impairment | $ | 28,829 |  |  | $ | 10,839 |  |  | $ | — |  |  | $ | 541 |  |  | $ | 12,706 |  |  | $ | 5,948 |  |  | $ | 197 |  |  | $ | 59,060 |  |
Purchased credit impaired loans | $ | — |  |  | $ | 4,991 |  |  | $ | — |  |  | $ | — |  |  | $ | 3,629 |  |  | $ | 175 |  |  | $ | — |  |  | $ | 8,795 |  |
Total loans by group | $ | 1,093,629 |  |  | $ | 3,251,248 |  |  | $ | 365,165 |  |  | $ | 164,676 |  |  | $ | 923,294 |  |  | $ | 1,092,084 |  |  | $ | 16,098 |  |  | $ | 6,906,194 |  | (1 | )
(1) The amount of net deferred costs on originated loans included in the ending balance was $7.3 million and $7.1 million at March 31, 2019 and December 31, 2018, respectively. Net unamortized discounts on acquired loans not deemed to be purchased credit impaired ("PCI") included in the ending balance was $14.3 million and $15.2 million at March 31, 2019 and December 31, 2018, respectively.
Summary of changes in allowance for loan losses | The following tables summarize changes in allowance for loan losses by loan category for the periods indicated:
| Three Months Ended March 31, 2019
| (Dollars in thousands)
| Commercial and Industrial |  | Commercial Real Estate |  | Commercial Construction |  | Small Business |  | Residential Real Estate |  | Home Equity |  | Other Consumer |  | Total
Allowance for loan losses |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance | $ | 15,760 |  |  | $ | 32,370 |  |  | $ | 5,158 |  |  | $ | 1,756 |  |  | $ | 3,219 |  |  | $ | 5,608 |  |  | $ | 422 |  |  | $ | 64,293 |
Charge-offs | — |  |  | — |  |  | — |  |  | (145 | ) |  | — |  |  | (113 | ) |  | (301 | ) |  | (559 | )
Recoveries | 124 |  |  | 33 |  |  | — |  |  | 27 |  |  | 1 |  |  | 66 |  |  | 155 |  |  | 406 |
Provision (benefit) | 988 |  |  | (354 | ) |  | 197 |  |  | 146 |  |  | 14 |  |  | (54 | ) |  | 63 |  |  | 1,000 |
Ending balance | $ | 16,872 |  |  | $ | 32,049 |  |  | $ | 5,355 |  |  | $ | 1,784 |  |  | $ | 3,234 |  |  | $ | 5,507 |  |  | $ | 339 |  |  | $ | 65,140 |
Ending balance: collectively evaluated for impairment | $ | 16,814 |  |  | $ | 31,974 |  |  | $ | 5,355 |  |  | $ | 1,783 |  |  | $ | 2,432 |  |  | $ | 5,346 |  |  | $ | 332 |  |  | $ | 64,036 |
Ending balance: individually evaluated for impairment | $ | 58 |  |  | $ | 75 |  |  | $ | — |  |  | $ | 1 |  |  | $ | 802 |  |  | $ | 161 |  |  | $ | 7 |  |  | $ | 1,104 |
| Three Months Ended March 31, 2018
| (Dollars in thousands)
| Commercial and Industrial |  | Commercial Real Estate |  | Commercial Construction |  | Small Business |  | Residential Real Estate |  | Home Equity |  | Other Consumer |  | Total
Allowance for loan losses |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance | $ | 13,256 |  |  | $ | 31,453 |  |  | $ | 5,698 |  |  | $ | 1,577 |  |  | $ | 2,822 |  |  | $ | 5,390 |  |  | $ | 447 |  |  | $ | 60,643 |
Charge-offs | (133 | ) |  | — |  |  | — |  |  | (24 | ) |  | (39 | ) |  | (79 | ) |  | (318 | ) |  | (593 | )
Recoveries | 12 |  |  | 20 |  |  | — |  |  | 9 |  |  | 2 |  |  | 34 |  |  | 235 |  |  | 312 |
Provision (benefit) | 398 |  |  | (14 | ) |  | (19 | ) |  | 31 |  |  | 52 |  |  | 14 |  |  | 38 |  |  | 500 |
Ending balance | $ | 13,533 |  |  | $ | 31,459 |  |  | $ | 5,679 |  |  | $ | 1,593 |  |  | $ | 2,837 |  |  | $ | 5,359 |  |  | $ | 402 |  |  | $ | 60,862 |
Ending balance: collectively evaluated for impairment | $ | 13,524 |  |  | $ | 31,422 |  |  | $ | 5,679 |  |  | $ | 1,590 |  |  | $ | 1,893 |  |  | $ | 5,111 |  |  | $ | 386 |  |  | $ | 59,605 |
Ending balance: individually evaluated for impairment | $ | 9 |  |  | $ | 37 |  |  | $ | — |  |  | $ | 3 |  |  | $ | 944 |  |  | $ | 248 |  |  | $ | 16 |  |  | $ | 1,257 |
Internal risk-rating categories for the Company's commercial portfolio | The following tables detail the amount of outstanding principal balances relative to each of the risk-rating categories for the Company’s commercial portfolio:
|  |  | March 31, 2019
Category | Risk Rating |  | Commercial and Industrial |  | Commercial Real Estate |  | Commercial Construction |  | Small Business |  | Total
|  |  | (Dollars in thousands)
Pass | 1 - 6 |  | $ | 1,043,472 |  |  | $ | 3,135,926 |  |  | $ | 368,450 |  |  | $ | 163,671 |  |  | $ | 4,711,519 |
Potential weakness | 7 |  | 53,712 |  |  | 85,126 |  |  | 2,248 |  |  | 867 |  |  | 141,953 |
Definite weakness-loss unlikely | 8 |  | 53,448 |  |  | 33,033 |  |  | 2,819 |  |  | 1,872 |  |  | 91,172 |
Partial loss probable | 9 |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Definite loss | 10 |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total |  |  | $ | 1,150,632 |  |  | $ | 3,254,085 |  |  | $ | 373,517 |  |  | $ | 166,410 |  |  | $ | 4,944,644 |
|  |  | December 31, 2018
Category | Risk Rating |  | Commercial and Industrial |  | Commercial Real Estate |  | Commercial Construction |  | Small Business |  | Total
|  |  | (Dollars in thousands)
Pass | 1 - 6 |  | $ | 1,014,370 |  |  | $ | 3,156,989 |  |  | $ | 361,884 |  |  | $ | 161,851 |  |  | $ | 4,695,094 |
Potential weakness | 7 |  | 16,860 |  |  | 56,840 |  |  | 298 |  |  | 888 |  |  | 74,886 |
Definite weakness-loss unlikely | 8 |  | 58,909 |  |  | 37,419 |  |  | 2,983 |  |  | 1,937 |  |  | 101,248 |
Partial loss probable | 9 |  | 3,490 |  |  | — |  |  | — |  |  | — |  |  | 3,490 |
Definite loss | 10 |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total |  |  | $ | 1,093,629 |  |  | $ | 3,251,248 |  |  | $ | 365,165 |  |  | $ | 164,676 |  |  | $ | 4,874,718 |
Weighted average FICO scores and the weighted average combined LTV ratio | The following table shows the weighted average FICO scores and the weighted average combined LTV ratios as of the periods indicated below:
| March 31, 2019 |  | December 31, 2018
Residential portfolio |  |  |
FICO score (re-scored)(1) | 748 |  |  | 749 |
LTV (re-valued)(2) | 58.6 | % |  | 58.6 | %
Home equity portfolio |  |  |
FICO score (re-scored)(1) | 767 |  |  | 767 |
LTV (re-valued)(2)(3) | 49.6 | % |  | 49.3 | %
(1) | The average FICO scores at March 31, 2019 are based upon rescores available from March 11, 2019 and origination score data for loans booked for the remainder of March 2019. The average FICO scores at December 31, 2018 are based upon rescores available from November 2018 and origination score data for loans booked in December 2018.
(2) | The combined LTV ratios for March 31, 2019 are based upon updated automated valuations as of February 2019, when available, or the most current valuation data available. The combined LTV ratios for December 31, 2018 are based upon updated automated valuations as of November 2018, when available, and/or the most current valuation data available. The updated automated valuations provide new information on loans that may be available since the previous valuation was obtained. If no new information is available, the valuation will default to the previously obtained data or most recent appraisal.
(3) For home equity loans and lines in a subordinate lien, the LTV data represents a combined LTV, taking into account the senior lien data for loans and lines.
Summary of nonaccrual loans | The following table shows information regarding nonaccrual loans at the dates indicated:
| March 31, 2019 |  | December 31, 2018
| (Dollars in thousands)
Commercial and industrial | $ | 25,879 |  |  | $ | 26,310 |
Commercial real estate | 1,228 |  |  | 3,015 |
Commercial construction | 311 |  |  | 311 |
Small business | 180 |  |  | 235 |
Residential real estate | 8,517 |  |  | 8,251 |
Home equity | 7,202 |  |  | 7,278 |
Other consumer | 9 |  |  | 13 |
Total nonaccrual loans (1) | $ | 43,326 |  |  | $ | 45,413 |
(1)Included in these amounts were $28.9 million and $29.3 million of nonaccruing TDRs at March 31, 2019 and December 31, 2018, respectively.
Foreclosed Residential Real Estate Property [Table Text Block] | The following table shows information regarding foreclosed residential real estate property at the dates indicated:
| March 31, 2019 |  | December 31, 2018
| (Dollars in thousands)
Recorded investment in mortgage loans collateralized by residential real estate property that are in the process of foreclosure | $ | 4,186 |  |  | $ | 3,174 |
Age analysis of past due financing receivables | The following tables show the age analysis of past due financing receivables as of the dates indicated:
| March 31, 2019
| 30-59 days |  | 60-89 days |  | 90 days or more |  | Total Past Due |  |  |  | Total Financing Receivables |  | Recorded Investment >90 Days and Accruing
| Number of Loans |  | Principal Balance |  | Number of Loans |  | Principal Balance |  | Number of Loans |  | Principal Balance |  | Number of Loans |  | Principal Balance |  | Current |
| (Dollars in thousands)
Loan Portfolio |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial | 2 |  |  | $ | 70 |  |  | — |  |  | $ | — |  |  | 4 |  |  | $ | 413 |  |  | 6 |  |  | $ | 483 |  |  | $ | 1,150,149 |  |  | $ | 1,150,632 |  |  | $ | — |
Commercial real estate | 9 |  |  | 2,156 |  |  | — |  |  | — |  |  | 3 |  |  | 274 |  |  | 12 |  |  | 2,430 |  |  | 3,251,655 |  |  | 3,254,085 |  |  | — |
Commercial construction | 1 |  |  | 387 |  |  | — |  |  | — |  |  | 1 |  |  | 311 |  |  | 2 |  |  | 698 |  |  | 372,819 |  |  | 373,517 |  |  | — |
Small business | 22 |  |  | 361 |  |  | 23 |  |  | 100 |  |  | 13 |  |  | 104 |  |  | 58 |  |  | 565 |  |  | 165,845 |  |  | 166,410 |  |  | — |
Residential real estate | 12 |  |  | 1,467 |  |  | 9 |  |  | 1,231 |  |  | 27 |  |  | 4,852 |  |  | 48 |  |  | 7,550 |  |  | 927,688 |  |  | 935,238 |  |  | — |
Home equity | 28 |  |  | 1,711 |  |  | 8 |  |  | 693 |  |  | 29 |  |  | 3,017 |  |  | 65 |  |  | 5,421 |  |  | 1,075,320 |  |  | 1,080,741 |  |  | — |
Other consumer (1) | 246 |  |  | 242 |  |  | 13 |  |  | 47 |  |  | 10 |  |  | 10 |  |  | 269 |  |  | 299 |  |  | 15,950 |  |  | 16,249 |  |  | 5 |
Total | 320 |  |  | $ | 6,394 |  |  | 53 |  |  | $ | 2,071 |  |  | 87 |  |  | $ | 8,981 |  |  | 460 |  |  | $ | 17,446 |  |  | $ | 6,959,426 |  |  | $ | 6,976,872 |  |  | $ | 5 |
| December 31, 2018
| 30-59 days |  | 60-89 days |  | 90 days or more |  | Total Past Due |  |  |  | Total Financing Receivables |  | Recorded Investment >90 Days and Accruing
| Number of Loans |  | Principal Balance |  | Number of Loans |  | Principal Balance |  | Number of Loans |  | Principal Balance |  | Number of Loans |  | Principal Balance |  | Current |
| (Dollars in thousands)
Loan Portfolio |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial | — |  |  | $ | — |  |  | 4 |  |  | $ | 382 |  |  | 11 |  |  | $ | 26,311 |  |  | 15 |  |  | $ | 26,693 |  |  | $ | 1,066,936 |  |  | $ | 1,093,629 |  |  | $ | — |
Commercial real estate | 9 |  |  | 1,627 |  |  | — |  |  | — |  |  | 8 |  |  | 2,250 |  |  | 17 |  |  | 3,877 |  |  | 3,247,371 |  |  | 3,251,248 |  |  | — |
Commercial construction | 1 |  |  | 1,271 |  |  | — |  |  | — |  |  | 1 |  |  | 311 |  |  | 2 |  |  | 1,582 |  |  | 363,583 |  |  | 365,165 |  |  | — |
Small business | 15 |  |  | 506 |  |  | 19 |  |  | 87 |  |  | 24 |  |  | 162 |  |  | 58 |  |  | 755 |  |  | 163,921 |  |  | 164,676 |  |  | — |
Residential real estate | 23 |  |  | 3,486 |  |  | 6 |  |  | 521 |  |  | 25 |  |  | 4,382 |  |  | 54 |  |  | 8,389 |  |  | 914,905 |  |  | 923,294 |  |  | — |
Home equity | 22 |  |  | 1,331 |  |  | 12 |  |  | 855 |  |  | 29 |  |  | 2,663 |  |  | 63 |  |  | 4,849 |  |  | 1,087,235 |  |  | 1,092,084 |  |  | — |
Other consumer (1) | 330 |  |  | 181 |  |  | 15 |  |  | 9 |  |  | 12 |  |  | 13 |  |  | 357 |  |  | 203 |  |  | 15,895 |  |  | 16,098 |  |  | 5 |
Total | 400 |  |  | $ | 8,402 |  |  | 56 |  |  | $ | 1,854 |  |  | 110 |  |  | $ | 36,092 |  |  | 566 |  |  | $ | 46,348 |  |  | $ | 6,859,846 |  |  | $ | 6,906,194 |  |  | $ | 5 |
(1) Other consumer portfolio is inclusive of deposit account overdrafts recorded as loan balances.
Summary of Troubled Debt Restructuring and other pertinent information | The following table shows the Company’s total TDRs and other pertinent information as of the dates indicated:
| March 31, 2019 |  | December 31, 2018
| (Dollars in thousands)
TDRs on accrual status | $ | 23,053 |  |  | $ | 23,849 |
TDRs on nonaccrual | 28,908 |  |  | 29,348 |
Total TDRs | $ | 51,961 |  |  | $ | 53,197 |
Amount of specific reserves included in the allowance for loan losses associated with TDRs | $ | 1,051 |  |  | $ | 1,079 |
Additional commitments to lend to a borrower who has been a party to a TDR | $ | 865 |  |  | $ | 982 |
Change in investment recorded subsequent to modifications | The following tables show the modifications which occurred during the periods indicated and the change in the recorded investment subsequent to the modifications occurring:
| Three Months Ended
| March 31, 2019
| Number of Contracts |  | Pre-Modification Outstanding Recorded Investment |  | Post-Modification Outstanding Recorded Investment
| (Dollars in thousands)
Troubled debt restructurings |  |  |  |  |
Commercial real estate | 1 |  |  | 150 |  |  | 150 |
Home equity | 1 |  |  | 75 |  |  | 75 |
Total | 2 |  |  | $ | 225 |  |  | $ | 225 |
| Three Months Ended
| March 31, 2018
| Number of Contracts |  | Pre-Modification Outstanding Recorded Investment |  | Post-Modification Outstanding Recorded Investment
| (Dollars in thousands)
Troubled debt restructurings |  |  |  |  |
Commercial real estate | 1 |  |  | 445 |  |  | 445 |
Home equity | 2 |  |  | 242 |  |  | 242 |
Total | 3 |  |  | $ | 687 |  |  | $ | 687 |
Post modification balance of Troubled Debt Restructuring | The following table shows the Company’s post-modification balance of TDRs listed by type of modification during the periods indicated:
| Three Months Ended
| March 31
| 2019 |  | 2018
| (Dollars in thousands)
Adjusted interest rate | $ | 150 |  |  | $ | — |
Court ordered concession | 75 |  |  | 242 |
Extended maturity | — |  |  | 445 |
Total | $ | 225 |  |  | $ | 687 |
Impaired loans by loan portfolio | The tables below set forth information regarding the Company’s impaired loans by loan portfolio at the dates indicated:
| March 31, 2019
| Recorded Investment |  | Unpaid Principal Balance |  | Related Allowance
| (Dollars in thousands)
With no related allowance recorded |  |  |  |  |
Commercial and industrial | $ | 27,724 |  |  | $ | 37,327 |  |  | $ | — |
Commercial real estate | 8,652 |  |  | 8,868 |  |  | — |
Commercial construction | 311 |  |  | 311 |  |  | — |
Small business | 299 |  |  | 347 |  |  | — |
Residential real estate | 4,402 |  |  | 4,574 |  |  | — |
Home equity | 4,921 |  |  | 5,169 |  |  | — |
Other consumer | 51 |  |  | 51 |  |  | — |
Subtotal | 46,360 |  |  | 56,647 |  |  | — |
With an allowance recorded |  |  |  |  |
Commercial and industrial | $ | 497 |  |  | $ | 497 |  |  | $ | 58 |
Commercial real estate | 1,671 |  |  | 1,671 |  |  | 75 |
Small business | 180 |  |  | 220 |  |  | 1 |
Residential real estate | 7,659 |  |  | 8,669 |  |  | 802 |
Home equity | 979 |  |  | 1,137 |  |  | 161 |
Other consumer | 136 |  |  | 138 |  |  | 7 |
Subtotal | 11,122 |  |  | 12,332 |  |  | 1,104 |
Total | $ | 57,482 |  |  | $ | 68,979 |  |  | $ | 1,104 |
| December 31, 2018
| Recorded Investment |  | Unpaid Principal Balance |  | Related Allowance
| (Dollars in thousands)
With no related allowance recorded |  |  |  |  |
Commercial and industrial | $ | 28,459 |  |  | $ | 35,913 |  |  | $ | — |
Commercial real estate | 9,552 |  |  | 9,832 |  |  | — |
Small business | 358 |  |  | 439 |  |  | — |
Residential real estate | 4,518 |  |  | 4,686 |  |  | — |
Home equity | 4,957 |  |  | 5,199 |  |  | — |
Other consumer | 56 |  |  | 56 |  |  | — |
Subtotal | 47,900 |  |  | 56,125 |  |  | — |
With an allowance recorded |  |  |  |  |
Commercial and industrial | $ | 370 |  |  | $ | 370 |  |  | $ | 7 |
Commercial real estate | 1,287 |  |  | 1,287 |  |  | 37 |
Small business | 183 |  |  | 223 |  |  | 1 |
Residential real estate | 8,188 |  |  | 9,217 |  |  | 862 |
Home equity | 991 |  |  | 1,149 |  |  | 164 |
Other consumer | 141 |  |  | 143 |  |  | 8 |
Subtotal | 11,160 |  |  | 12,389 |  |  | 1,079 |
Total | $ | 59,060 |  |  | $ | 68,514 |  |  | $ | 1,079 |
Interest income recognized on impaired loans | The following tables set forth information regarding interest income recognized on impaired loans, by portfolio, for the periods indicated:
| Three Months Ended
| March 31, 2019
| Average Recorded Investment |  | Interest Income Recognized
| (Dollars in thousands)
With no related allowance recorded |  |  |
Commercial and industrial | $ | 30,198 |  |  | $ | 35 |
Commercial real estate | 8,873 |  |  | 104 |
Commercial construction | 311 |  |  | — |
Small business | 323 |  |  | 2 |
Residential real estate | 4,421 |  |  | 54 |
Home equity | 4,952 |  |  | 55 |
Other consumer | 53 |  |  | 1 |
Subtotal | 49,131 |  |  | 251 |
With an allowance recorded |  |  |
Commercial and industrial | $ | 498 |  |  | $ | 3 |
Commercial real estate | 1,682 |  |  | 24 |
Small business | 181 |  |  | 2 |
Residential real estate | 7,665 |  |  | 64 |
Home equity | 985 |  |  | 12 |
Other consumer | 138 |  |  | 1 |
Subtotal | 11,149 |  |  | 106 |
Total | $ | 60,280 |  |  | $ | 357 |
| Three Months Ended
| March 31, 2018
| Average Recorded Investment |  | Interest Income Recognized
| (Dollars in thousands)
With no related allowance recorded |  |  |
Commercial and industrial | $ | 33,784 |  |  | $ | 31 |
Commercial real estate | 14,855 |  |  | 157 |
Small business | 710 |  |  | 5 |
Residential real estate | 4,254 |  |  | 53 |
Home equity | 5,280 |  |  | 53 |
Other consumer | 87 |  |  | 1 |
Subtotal | 58,970 |  |  | 300 |
With an allowance recorded |  |  |
Commercial and industrial | $ | 227 |  |  | $ | 2 |
Commercial real estate | 1,730 |  |  | 24 |
Small business | 131 |  |  | 2 |
Residential real estate | 9,060 |  |  | 71 |
Home equity | 1,688 |  |  | 12 |
Other consumer | 211 |  |  | 2 |
Subtotal | 13,047 |  |  | 113 |
Total | $ | 72,017 |  |  | $ | 413 |
Certain Loans Acquired In Transfer Accounted For As Debt Securities Acquired During Period | The following table displays certain information pertaining to PCI loans at the dates indicated:
| March 31, 2019 |  | December 31, 2018
| (Dollars in thousands)
Outstanding balance | $ | 9,592 |  |  | $ | 9,749 |
Carrying amount | $ | 8,656 |  |  | $ | 8,795 |
Certain Loans Acquired in Transfer Accounted for as Debt Securities, Accretable Yield Movement Schedule | The following table summarizes activity in the accretable yield for the PCI loan portfolio:
| Three Months Ended March 31
| 2019 |  | 2018
| (Dollars in thousands)
Beginning balance | $ | 1,191 |  |  | $ | 1,791 |
Accretion | (141 | ) |  | (215 | )
Other change in expected cash flows (1) | 114 |  |  | 44 |
Reclassification from nonaccretable difference for loans which have paid off (2) | — |  |  | 22 |
Ending balance | $ | 1,164 |  |  | $ | 1,642 |
(1) Represents changes in cash flows expected to be collected and resulting in increased interest income as a prospective yield adjustment over the remaining life of the loan(s). (2) Results in increased interest income during the period in which the loan paid off at amount greater than originally expected.

X
- Definition Certain Loans Acquired in Transfer Accounted for as Debt Securities, Accretable Yield Movement Schedule [Table Text Block] + References No definition available. + Details
Name: | indb_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleTableTextBlock
Namespace Prefix: | indb_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Certain Loans Acquired In Transfer Accounted For As Debt Securities Acquired During Period [Table Text Block] + References No definition available. + Details
Name: | indb_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAcquiredDuringPeriodTableTextBlock
Namespace Prefix: | indb_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables by credit quality indicators for consumer and residential portfolios. The credit quality indicator is a statistic about the credit quality of financing receivables which include credit risk scores and loan-to value ratios. + References No definition available. + Details
Name: | indb_FinancingReceivableCreditQualityIndicatorsForConsumerAndResidentialPortfolioTableTextBlock
Namespace Prefix: | indb_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition [Table Text Block] for Foreclosed Residential Real Estate Property [Table] + References No definition available. + Details
Name: | indb_ForeclosedResidentialRealEstatePropertyTableTextBlock
Namespace Prefix: | indb_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Loans, allowance for loan losses and credit quality. + References No definition available. + Details
Name: | indb_LoansAllowanceForLoanLossesAndCreditQualityAbstract
Namespace Prefix: | indb_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule of interest income recognized on impaired loans. + References No definition available. + Details
Name: | indb_ScheduleOfInterestIncomeRecognizedOnImpairedLoansTableTextBlock
Namespace Prefix: | indb_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition [Table Text Block] for Tabular disclosure of financing receivables bifurcated by type of impairment evaluation + References No definition available. + Details
Name: | indb_TabulardisclosureoffinancingreceivablesbifurcatedbytypeofimpairmentevaluationTableTextBlockTableTextBlock
Namespace Prefix: | indb_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Troubled debt restructurings on financing receivables post modification + References No definition available. + Details
Name: | indb_TroubledDebtRestructuringsOnFinancingReceivablesPostModificationsTableTextBlock
Namespace Prefix: | indb_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953659-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=82894031&loc=SL6953803-111525 + Details
Name: | us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953401-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of troubled debt restructurings in the periods following the restructuring, including: (1) a description of the portion of the recorded [restructured] debt which is contingently payable based on the occurrence of future events or circumstances; (2) the dollar amount of the portion of the recorded [restructured] debt which is contingently payable based on the occurrence of future events or circumstances; and (3) a description of the circumstance, events, or conditions that would cause payments to occur or the creditor to forgive the contingent portion of recorded debt. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 470 -SubTopic 60 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6402221&loc=d3e15765-112638 + Details
Name: | us-gaap_ScheduleOfDebtorTroubledDebtRestructuringSubsequentPeriodsTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524 + Details
Name: | us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables and troubled debt restructurings. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953676-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953682-111524 + Details
Name: | us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration