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  <xsd:element abstract="true" id="indb_InvestmentAdvisoryRetailInvestmentandInsuranceServiceMember" name="InvestmentAdvisoryRetailInvestmentandInsuranceServiceMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="indb_InvestmentManagementIncomeReceivable" name="InvestmentManagementIncomeReceivable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="indb_InvestmentinLowIncomeHousingProjects" name="InvestmentinLowIncomeHousingProjects" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="indb_Investmentsinobligationsofindividualstatescountiesormunicipalitieswhichexceed10ofequity" name="Investmentsinobligationsofindividualstatescountiesormunicipalitieswhichexceed10ofequity" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="indb_IssuanceOfRestrictedStockAwardsNetofIssuanceCost" name="IssuanceOfRestrictedStockAwardsNetofIssuanceCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_JuniorSubordinatedDebentureAxis" name="JuniorSubordinatedDebentureAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_JuniorSubordinatedDebentureDomain" name="JuniorSubordinatedDebentureDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_LoanLevelSwapMember" name="LoanLevelSwapMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="indb_LoanModificationRequestsasaPercentofTotalLoans" name="LoanModificationRequestsasaPercentofTotalLoans" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="indb_LoansAllowanceForLoanLossesAndCreditQualityAbstract" name="LoansAllowanceForLoanLossesAndCreditQualityAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="indb_LoansAllowanceForLoanLossesAndCreditQualityTextBlock" name="LoansAllowanceForLoanLossesAndCreditQualityTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_LoansAllowanceForLoanLossesAndCreditQualityTextualAbstract" name="LoansAllowanceForLoanLossesAndCreditQualityTextualAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="indb_LoansAllowanceforCreditLossesandCreditQualityTextBlock" name="LoansAllowanceforCreditLossesandCreditQualityTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_LoansNetOfAllowanceForLoanLosesMember" name="LoansNetOfAllowanceForLoanLosesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="indb_MedianPPPLoanBalance" name="MedianPPPLoanBalance" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="indb_MerchantProcessingMember" name="MerchantProcessingMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_NetIncomePerShareAbstract" name="NetIncomePerShareAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="indb_NonTaxableInterestAndDividendsOnSecurities" name="NonTaxableInterestAndDividendsOnSecurities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="indb_NotionalAmountMaturingInNextTwelveMonths" name="NotionalAmountMaturingInNextTwelveMonths" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="indb_NotionalAmountMaturingInYearFiveAndThereafter" name="NotionalAmountMaturingInYearFiveAndThereafter" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="indb_NotionalAmountMaturingInYearFour" name="NotionalAmountMaturingInYearFour" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="indb_NotionalAmountMaturingInYearThree" name="NotionalAmountMaturingInYearThree" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="indb_NotionalAmountMaturingInYearTwo" name="NotionalAmountMaturingInYearTwo" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="indb_NotionalAndFairValueAmountOfOtherDerivativesNotDesignatedAsHedgingInstrumentsAbstract" name="NotionalAndFairValueAmountOfOtherDerivativesNotDesignatedAsHedgingInstrumentsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="indb_NotionalAndFairValueAmountOfOtherDerivativesNotDesignatedAsHedgingInstrumentsTableTextBlock" name="NotionalAndFairValueAmountOfOtherDerivativesNotDesignatedAsHedgingInstrumentsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="indb_NumberOfFinancingReceivablesEqualToGreaterThanNinetyDays" name="NumberOfFinancingReceivablesEqualToGreaterThanNinetyDays" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="indb_NumberOfFinancingReceivablesSixtyToEightyNineDaysPastDue" name="NumberOfFinancingReceivablesSixtyToEightyNineDaysPastDue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="indb_NumberOfFinancingReceivablesThirtyToFiftyNineDaysPastDue" name="NumberOfFinancingReceivablesThirtyToFiftyNineDaysPastDue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="indb_NumberOfFinancingReceivablesTotalPastDue" name="NumberOfFinancingReceivablesTotalPastDue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="indb_NumberofLoanModificationRequestsasapercentofTotalLoans" name="NumberofLoanModificationRequestsasapercentofTotalLoans" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="indb_Numberofloanmodificationrequests" name="Numberofloanmodificationrequests" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="indb_OffBalanceSheetCreditLossLiabilityChangeinMethodCreditLossExpenseReversalnetoftax." name="OffBalanceSheetCreditLossLiabilityChangeinMethodCreditLossExpenseReversalnetoftax." nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="indb_OriginalInvestmentinLowIncomeHousingProjects" name="OriginalInvestmentinLowIncomeHousingProjects" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="indb_OtherComprehensiveIncomeLossReclassificationAdjustmentfromAOCIforLossonTerminationofDerivativesbeforeTax" name="OtherComprehensiveIncomeLossReclassificationAdjustmentfromAOCIforLossonTerminationofDerivativesbeforeTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="indb_OthernoninterestincomeASC606" name="OthernoninterestincomeASC606" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_PartialLossProbableMember" name="PartialLossProbableMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_PayFixedReceiveVariableMember" name="PayFixedReceiveVariableMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_PerformancebasedrestrictedstockAxis" name="PerformancebasedrestrictedstockAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_PerformancebasedrestrictedstockDomain" name="PerformancebasedrestrictedstockDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_PooledTrustPreferredSecuritiesIssuedByBanksAndInsurersMember" name="PooledTrustPreferredSecuritiesIssuedByBanksAndInsurersMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_PooledTrustPreferredSecuritiesMember" name="PooledTrustPreferredSecuritiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_PotentialWeaknessMember" name="PotentialWeaknessMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="indb_ProcessfeeincomePPPLoans" name="ProcessfeeincomePPPLoans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_RatablyOverPeriodMember" name="RatablyOverPeriodMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_ReceiveFixedPayVariableMember" name="ReceiveFixedPayVariableMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_RecentAccountingStandardsAbstract" name="RecentAccountingStandardsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="indb_RecentAccountingStandardsTextBlock" name="RecentAccountingStandardsTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="indb_RepaymentsOfJuniorSubordinatedDebt" name="RepaymentsOfJuniorSubordinatedDebt" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_RevolvingconvertedtotermMember" name="RevolvingconvertedtotermMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesLineItems" name="ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesTable" name="ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="indb_ScheduleOfInterestIncomeRecognizedOnImpairedLoansTableTextBlock" name="ScheduleOfInterestIncomeRecognizedOnImpairedLoansTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="indb_ScheduleofEquitysecuritiesgainsandlossesTableTextBlock" name="ScheduleofEquitysecuritiesgainsandlossesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_SecuritiesTextualAbstract" name="SecuritiesTextualAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="indb_ServiceChargesOnDepositAccounts" name="ServiceChargesOnDepositAccounts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="indb_SharesHeldInRabbiTrustAtCost" name="SharesHeldInRabbiTrustAtCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="instant" />
  <xsd:element id="indb_SignificantAdvancedConsideredForRiskRatingChange" name="SignificantAdvancedConsideredForRiskRatingChange" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_SingleIssuerTrustPreferredSecuritiesIssuedByBanksMember" name="SingleIssuerTrustPreferredSecuritiesIssuedByBanksMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_SmallBusinessAdministrationPooledSecuritiesMember" name="SmallBusinessAdministrationPooledSecuritiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_SmallBusinessMember" name="SmallBusinessMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="indb_SoftwareMaintenance" name="SoftwareMaintenance" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_StockOptionLineItems" name="StockOptionLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_StockOptionTable" name="StockOptionTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_StockOptionsAxis" name="StockOptionsAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_StockOptionsDomain" name="StockOptionsDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_SummaryOfInternalRiskRatingCategoriesAbstract" name="SummaryOfInternalRiskRatingCategoriesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="indb_TabulardisclosureoffinancingreceivablesbifurcatedbytypeofimpairmentevaluationTableTextBlockTableTextBlock" name="TabulardisclosureoffinancingreceivablesbifurcatedbytypeofimpairmentevaluationTableTextBlockTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_TaxprovisionandapplicabletaxratesAxis" name="TaxprovisionandapplicabletaxratesAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_TaxprovisionandapplicabletaxratesDomain" name="TaxprovisionandapplicabletaxratesDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_TaxprovisionandapplicabletaxratesLineItems" name="TaxprovisionandapplicabletaxratesLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_TaxprovisionandapplicabletaxratesTable" name="TaxprovisionandapplicabletaxratesTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="indb_TaxprovisionandapplicabletaxratesTableTextBlock" name="TaxprovisionandapplicabletaxratesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="indb_TdrsRecordedInvestmentOnAccrualStatus" name="TdrsRecordedInvestmentOnAccrualStatus" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="indb_TdrsRecordedInvestmentOnNonaccrualStatus" name="TdrsRecordedInvestmentOnNonaccrualStatus" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="indb_TotalnoninterestincomeinscopeofASC606" name="TotalnoninterestincomeinscopeofASC606" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="indb_TotalnoninterestincomeoutofscopeofASC606" name="TotalnoninterestincomeoutofscopeofASC606" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="indb_TroubledDebtRestructuringsOnFinancingReceivablesPostModificationsTableTextBlock" name="TroubledDebtRestructuringsOnFinancingReceivablesPostModificationsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="indb_UnamortizedDiscountsorPremiums" name="UnamortizedDiscountsorPremiums" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="indb_UnamortizedLoanCommitmentandOriginationfees" name="UnamortizedLoanCommitmentandOriginationfees" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="indb_Unrealizedlosspositionforavailableforsaleandheldtomaturitysecuritiesinacontinuouslosspositionforlessthan12months" name="Unrealizedlosspositionforavailableforsaleandheldtomaturitysecuritiesinacontinuouslosspositionforlessthan12months" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="indb_Unrealizedlosspositionforavailableforsaleandheldtomaturitysecuritiesinacontinuouslosspositionformorethan12months" name="Unrealizedlosspositionforavailableforsaleandheldtomaturitysecuritiesinacontinuouslosspositionformorethan12months" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="indb_WeightedAverageSharesAbstract" name="WeightedAverageSharesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_WithAllowanceRecordedMember" name="WithAllowanceRecordedMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="indb_WithNoRelatedAllowanceRecordedMember" name="WithNoRelatedAllowanceRecordedMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
</xsd:schema>
