8-K 11/3/2025 INDEPENDENT BANK CORP.Massachusetts 1-9047 781 878-6100 0000776901 false 0000776901 2025-11-03 2025-11-03 0000776901 dei:MailingAddressMember 2025-11-03 2025-11-03
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
Current Report Pursuant to Section 13 or 15 (d) of
The Securities and Exchange Act of 1934
DATE OF REPORT:
November 3, 2025
(Date of Earliest Event Reported)
Massachusetts
(State or Other Jurisdiction of Incorporation)

1-9047 |  | 04-2870273
(Commission File Number) |  | (I.R.S. Employer identification No.)

INDEPENDENT BANK CORP.
Office Address: | 2036 Washington Street, | Hanover, | Massachusetts | 02339
Mailing Address: | 288 Union Street, | Rockland, | Massachusetts | 02370
(Address of principal executive offices, including zip code)

NOT APPLICABLE
(Former Address of Principal Executive Offices)
(781)-878-6100
(Registrant’s Telephone Number, Including Area Code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ | Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐ | Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐ | Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐ | Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:
Title of each Class | Trading Symbol | Name of each exchange on which registered
Common Stock, $0.01 par value per share | INDB | NASDAQ Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act (17CFR 230.405)) or Rule 12b-2 of the Exchange Act (17CFR 240.12b-2).

Emerging growth company | ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange
Act. ☐

ITEM 7.01 | REGULATION FD DISCLOSURE

Attached as Exhibit 99.1 is a presentation that certain members of Independent Bank Corp. (the "Company") management will reference in meetings with investors and other interested parties during the fourth quarter of 2025.

ITEM 9.01 | FINANCIAL STATEMENTS AND EXHIBITS

d. The following exhibits are included with this Report:

Exhibit Index |
Exhibit # | Exhibit Description
99.1 | Independent Bank Corp. presentation materials
104 | Cover page interactive data file (formatted as inline XBRL and contained in Exhibit 101).

SIGNATURE
Pursuant to the requirements of the Securities and Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned and hereunto duly authorized.

|  |  | INDEPENDENT BANK CORP.
Date: | November 3, 2025 | By: | /s/Mark J. Ruggiero
|  |  | MARK J. RUGGIERO
|  |  | CHIEF FINANCIAL OFFICER