0000950109-97-004493 S-4 13 19970609 NASD FULTON FINANCIAL CORP 0000700564 6021 232195389 PA 1231 S-4 33 333-28803 97621083 ONE PENN SQ PO BOX 4887 LANCASTER PA 17604 7172912411 ONE PENN SQ PO BOX 4887 LANCASTER PA 17604 S-4 1 000095010997004493-001-seq1-s-4.txt FORM S-4 EX-5 2 000095010997004493-002-seq2-ex-5.txt OPINION OF BARLEY, SNYDER, SENFT/COHEN RE LEGALITY EX-8 3 000095010997004493-003-seq3-ex-8.txt OPINION OF BARPEY, SNYDER, SENFT & COHEN RE TAX MATTER EX-21 4 000095010997004493-004-seq4-ex-21.txt SUBSIDIARIES OF FULTON FINANCIAL CORPORATION EX-23.A 5 000095010997004493-005-seq5-ex-23-a.txt CONSENT OF BARLEY, SNYDER, SENFT & COHEN LLP EX-23.B 6 000095010997004493-006-seq6-ex-23-b.txt CONSENT OF ARTHUR ANDERSEN LLP EX-23.D 7 000095010997004493-007-seq7-ex-23-d.txt CONSENT OF STEGMAN & COMPANY EX-23.E 8 000095010997004493-008-seq8-ex-23-e.txt CONSENT OF BERWIND FINANCIAL L.P. EX-24 9 000095010997004493-009-seq9-ex-24.txt POWER OF ATTORNEY EX-99.A 10 000095010997004493-010-seq10-ex-99-a.txt FORM OF PROXY EX-99.B 11 000095010997004493-011-seq11-ex-99-b.txt LTR. TO SHAREHOLDERS OF THE PEOPLES BK. OF BOSTON EX-99.C 12 000095010997004493-012-seq12-ex-99-c.txt NOT. OF SPECIAL MEETING OF SHAREHOLDERS BK ELKTON EX-99.D 13 000095010997004493-013-seq13-ex-99-d.txt STATUE RELATING TO INDEMNIFICATION