0001193125-03-014018 11-K 3 20021231 20030627 FULTON FINANCIAL CORP 0000700564 6021 232195389 PA 1231 11-K 34 000-10587 03760585 ONE PENN SQ PO BOX 4887 LANCASTER PA 17604 7172912411 ONE PENN SQ PO BOX 4887 LANCASTER PA 17604 11-K 1 d11k.htm FULTON FINANCIAL 401(K) SAVING PLAN AND TRUST FORM 11-K EX-23 3 dex23.htm CONSENT OF INDEPENDENT AUDITORS EX-99.1 4 dex991.htm SARBANES-OXLEY CERTIFICATION