XML 50 R31.htm IDEA: XBRL DOCUMENT
v3.8.0.1

Loans and Allowance for Credit Losses (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2017
Receivables [Abstract] |
Summary of Gross Loans by Type | Loans, net of unearned income are summarized as follows as of December 31:
| 2017 |  | 2016
| (in thousands)
Real estate – commercial mortgage | $ | 6,364,804 |  |  | $ | 6,018,582 |
Commercial – industrial, financial and agricultural | 4,300,297 |  |  | 4,087,486 |
Real estate – residential mortgage | 1,954,711 |  |  | 1,601,994 |
Real estate – home equity | 1,559,719 |  |  | 1,625,115 |
Real estate – construction | 1,006,935 |  |  | 843,649 |
Consumer | 313,783 |  |  | 291,470 |
Leasing and other | 291,556 |  |  | 246,704 |
Overdrafts | 4,113 |  |  | 3,662 |
Loans, gross of unearned income | 15,795,918 |  |  | 14,718,662 |
Unearned income | (27,671 | ) |  | (19,390 | )
Loans, net of unearned income | $ | 15,768,247 |  |  | $ | 14,699,272 |
Schedule of Allowance for Credit Losses | The following table presents the components of the allowance for credit losses as of December 31:
| 2017 |  | 2016 |  | 2015
| (in thousands)
Allowance for loan losses | $ | 169,910 |  |  | $ | 168,679 |  |  | $ | 169,054 |
Reserve for unfunded lending commitments | 6,174 |  |  | 2,646 |  |  | 2,358 |
Allowance for credit losses | $ | 176,084 |  |  | $ | 171,325 |  |  | $ | 171,412 |
Activity in the Allowance for Credit Losses | The following table presents the activity in the allowance for credit losses for the years ended December 31:
| 2017 |  | 2016 |  | 2015
| (in thousands)
Balance at beginning of year | $ | 171,325 |  |  | $ | 171,412 |  |  | $ | 185,931 |
Loans charged off | (33,290 | ) |  | (33,927 | ) |  | (32,157 | )
Recoveries of loans previously charged off | 14,744 |  |  | 20,658 |  |  | 15,388 |
Net loans charged off | (18,546 | ) |  | (13,269 | ) |  | (16,769 | )
Provision for credit losses | 23,305 |  |  | 13,182 |  |  | 2,250 |
Balance at end of year | $ | 176,084 |  |  | $ | 171,325 |  |  | $ | 171,412 |
The following table presents the activity in the allowance for loan losses by portfolio segment for the years ended December 31 and loans, net of unearned income, and their related allowance for loan losses, by portfolio segment, as of December 31:
| Real Estate - Commercial Mortgage |  | Commercial - Industrial, Financial and Agricultural |  | Real Estate - Home Equity |  | Real Estate - Residential Mortgage |  | Real Estate - Construction |  | Consumer |  | Leasing and other and Overdrafts |  | Unallocated |  | Total
| (in thousands)
Balance at December 31, 2015 | $ | 47,866 |  |  | $ | 57,098 |  |  | $ | 22,405 |  |  | $ | 21,375 |  |  | $ | 6,529 |  |  | $ | 2,585 |  |  | $ | 2,468 |  |  | $ | 8,728 |  |  | $ | 169,054 |
Loans charged off | (3,580 | ) |  | (15,276 | ) |  | (4,912 | ) |  | (2,326 | ) |  | (1,218 | ) |  | (2,800 | ) |  | (3,815 | ) |  | — |  |  | (33,927 | )
Recoveries of loans previously charged off | 3,373 |  |  | 8,981 |  |  | 1,171 |  |  | 1,072 |  |  | 3,924 |  |  | 1,295 |  |  | 842 |  |  | — |  |  | 20,658 |
Net loans charged off | (207 | ) |  | (6,295 | ) |  | (3,741 | ) |  | (1,254 | ) |  | 2,706 |  |  | (1,505 | ) |  | (2,973 | ) |  | — |  |  | (13,269 | )
Provision for loan losses (1) | (817 | ) |  | 3,550 |  |  | 8,137 |  |  | 2,808 |  |  | (2,780 | ) |  | 2,494 |  |  | 3,697 |  |  | (4,195 | ) |  | 12,894 |
Balance at December 31, 2016 | 46,842 |  |  | 54,353 |  |  | 26,801 |  |  | 22,929 |  |  | 6,455 |  |  | 3,574 |  |  | 3,192 |  |  | 4,533 |  |  | 168,679 |
Loans charged off | (2,169 | ) |  | (19,067 | ) |  | (2,340 | ) |  | (687 | ) |  | (3,765 | ) |  | (2,227 | ) |  | (3,035 | ) |  | — |  |  | (33,290 | )
Recoveries of loans previously charged off | 1,668 |  |  | 7,771 |  |  | 813 |  |  | 786 |  |  | 1,582 |  |  | 1,156 |  |  | 968 |  |  | — |  |  | 14,744 |
Net loans charged off | (501 | ) |  | (11,296 | ) |  | (1,527 | ) |  | 99 |  |  | (2,183 | ) |  | (1,071 | ) |  | (2,067 | ) |  | — |  |  | (18,546 | )
Provision for loan losses (1) | 12,452 |  |  | 23,223 |  |  | (7,147 | ) |  | (6,940 | ) |  | 2,348 |  |  | (458 | ) |  | 832 |  |  | (4,533 | ) |  | 19,777 |
Balance at December 31, 2017 | $ | 58,793 |  |  | $ | 66,280 |  |  | $ | 18,127 |  |  | $ | 16,088 |  |  | $ | 6,620 |  |  | $ | 2,045 |  |  | $ | 1,957 |  |  | $ | — |  |  | $ | 169,910 |
Allowance for loan losses at December 31, 2017 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Evaluated for impairment under FASB ASC Subtopic 450-20 | $ | 50,681 |  |  | $ | 54,874 |  |  | $ | 7,003 |  |  | $ | 6,193 |  |  | $ | 5,653 |  |  | $ | 2,028 |  |  | $ | 1,957 |  |  | $ | — |  |  | $ | 128,389 |
Evaluated for impairment under FASB ASC Section 310-10-35 | 8,112 |  |  | 11,406 |  |  | 11,124 |  |  | 9,895 |  |  | 967 |  |  | 17 |  |  | — |  |  | N/A |  |  | 41,521 |
| $ | 58,793 |  |  | $ | 66,280 |  |  | $ | 18,127 |  |  | $ | 16,088 |  |  | $ | 6,620 |  |  | $ | 2,045 |  |  | $ | 1,957 |  |  | $ | — |  |  | $ | 169,910 |
Loans, net of unearned income at December 31, 2017 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Evaluated for impairment under FASB ASC Subtopic 450-20 | $ | 6,316,023 |  |  | $ | 4,236,572 |  |  | $ | 1,535,026 |  |  | $ | 1,913,004 |  |  | $ | 994,738 |  |  | $ | 313,757 |  |  | $ | 267,998 |  |  | N/A |  |  | $ | 15,577,118 |
Evaluated for impairment under FASB ASC Section 310-10-35 | 48,781 |  |  | 63,725 |  |  | 24,693 |  |  | 41,707 |  |  | 12,197 |  |  | 26 |  |  | — |  |  | N/A |  |  | 191,129 |
| $ | 6,364,804 |  |  | $ | 4,300,297 |  |  | $ | 1,559,719 |  |  | $ | 1,954,711 |  |  | $ | 1,006,935 |  |  | $ | 313,783 |  |  | $ | 267,998 |  |  | N/A |  |  | $ | 15,768,247 |
Allowance for loan losses at December 31, 2016 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Evaluated for impairment under FASB ASC Subtopic 450-20 | $ | 36,680 |  |  | $ | 40,700 |  |  | $ | 17,290 |  |  | $ | 11,032 |  |  | $ | 4,587 |  |  | $ | 3,548 |  |  | $ | 3,192 |  |  | $ | 4,533 |  |  | $ | 121,562 |
Evaluated for impairment under FASB ASC Section 310-10-35 | 10,162 |  |  | 13,653 |  |  | 9,511 |  |  | 11,897 |  |  | 1,868 |  |  | 26 |  |  | — |  |  | N/A |  |  | 47,117 |
| $ | 46,842 |  |  | $ | 54,353 |  |  | $ | 26,801 |  |  | $ | 22,929 |  |  | $ | 6,455 |  |  | $ | 3,574 |  |  | $ | 3,192 |  |  | $ | 4,533 |  |  | $ | 168,679 |
Loans, net of unearned income at December 31, 2016 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Evaluated for impairment under FASB ASC Subtopic 450-20 | $ | 5,963,689 |  |  | $ | 4,038,511 |  |  | $ | 1,605,910 |  |  | $ | 1,555,946 |  |  | $ | 833,117 |  |  | $ | 291,430 |  |  | $ | 230,976 |  |  | N/A |  |  | $ | 14,519,579 |
Evaluated for impairment under FASB ASC Section 310-10-35 | 54,893 |  |  | 48,975 |  |  | 19,205 |  |  | 46,048 |  |  | 10,532 |  |  | 40 |  |  | — |  |  | N/A |  |  | 179,693 |
| $ | 6,018,582 |  |  | $ | 4,087,486 |  |  | $ | 1,625,115 |  |  | $ | 1,601,994 |  |  | $ | 843,649 |  |  | $ | 291,470 |  |  | $ | 230,976 |  |  | N/A |  |  | $ | 14,699,272 |
(1) | For the year ended December 31, 2017, the provision for loan losses excluded a $3.5 million increase in the reserve for unfunded lending commitments. The total provision for credit losses, comprised of allocations for both funded and unfunded loans, was $23.3 million for the year ended December 31, 2017. For the year ended December 31, 2016, the provision for loan losses excluded a $288,000 increase in the reserve for unfunded lending commitments. The total provision for credit losses was $13.2 million for the year ended December 31, 2016.
N/A – Not applicable.
Total Impaired Loans by Class Segment | The following table presents total impaired loans by class segment as of December 31:
| 2017 |  | 2016
| Unpaid Principal Balance |  | Recorded Investment |  | Related Allowance |  | Unpaid Principal Balance |  | Recorded Investment |  | Related Allowance
| (in thousands)
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |
Real estate - commercial mortgage | $ | 26,728 |  |  | $ | 22,886 |  |  | $ | — |  |  | $ | 28,757 |  |  | $ | 25,447 |  |  | $ | — |
Commercial - secured | 44,936 |  |  | 39,550 |  |  | — |  |  | 29,296 |  |  | 25,526 |  |  | — |
Real estate - residential mortgage | 4,575 |  |  | 4,575 |  |  | — |  |  | 4,689 |  |  | 4,689 |  |  | — |
Construction - commercial residential | 12,477 |  |  | 8,100 |  |  | — |  |  | 6,271 |  |  | 4,795 |  |  | — |
| 88,716 |  |  | 75,111 |  |  |  |  | 69,013 |  |  | 60,457 |  |  |
With a related allowance recorded: |  |  |  |  |  |  |  |  |  |  |
Real estate - commercial mortgage | 33,710 |  |  | 25,895 |  |  | 8,112 |  |  | 37,132 |  |  | 29,446 |  |  | 10,162 |
Commercial - secured | 28,819 |  |  | 23,442 |  |  | 11,013 |  |  | 27,767 |  |  | 22,626 |  |  | 13,198 |
Commercial - unsecured | 997 |  |  | 733 |  |  | 393 |  |  | 1,122 |  |  | 823 |  |  | 455 |
Real estate - home equity | 28,282 |  |  | 24,693 |  |  | 11,124 |  |  | 23,971 |  |  | 19,205 |  |  | 9,511 |
Real estate - residential mortgage | 42,597 |  |  | 37,132 |  |  | 9,895 |  |  | 48,885 |  |  | 41,359 |  |  | 11,897 |
Construction - commercial residential | 6,846 |  |  | 3,667 |  |  | 813 |  |  | 10,103 |  |  | 4,206 |  |  | 1,300 |
Construction - commercial | 45 |  |  | 19 |  |  | 7 |  |  | 681 |  |  | 435 |  |  | 145 |
Construction - other | 417 |  |  | 411 |  |  | 147 |  |  | 1,096 |  |  | 1,096 |  |  | 423 |
Consumer - indirect | 11 |  |  | 11 |  |  | 7 |  |  | 19 |  |  | 19 |  |  | 12 |
Consumer - direct | 15 |  |  | 15 |  |  | 10 |  |  | 21 |  |  | 21 |  |  | 14 |
| 141,739 |  |  | 116,018 |  |  | 41,521 |  |  | 150,797 |  |  | 119,236 |  |  | 47,117 |
Total | $ | 230,455 |  |  | $ | 191,129 |  |  | $ | 41,521 |  |  | $ | 219,810 |  |  | $ | 179,693 |  |  | $ | 47,117 |
As of December 31, 2017 and 2016, there were $75.1 million and $60.5 million, respectively, of impaired loans that did not have a related allowance for loan loss. The estimated fair values of the collateral securing these loans exceeded their carrying amount, or the loans have been charged down to realizable collateral values. Accordingly, no specific valuation allowance was considered to be necessary. The following table presents average impaired loans, by class segment, for the years ended December 31:
| 2017 |  | 2016 |  | 2015
| Average Recorded Investment |  | Interest Income Recognized (1) |  | Average Recorded Investment |  | Interest Income Recognized (1) |  | Average Recorded Investment |  | Interest Income Recognized (1)
| (in thousands)
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |
Real estate - commercial mortgage | $ | 22,793 |  |  | $ | 281 |  |  | $ | 24,232 |  |  | $ | 294 |  |  | $ | 25,345 |  |  | $ | 315 |
Commercial - secured | 31,357 |  |  | 182 |  |  | 19,825 |  |  | 104 |  |  | 15,654 |  |  | 97 |
Commercial - unsecured | — |  |  | — |  |  | — |  |  | — |  |  | 17 |  |  | — |
Real estate - residential mortgage | 4,631 |  |  | 107 |  |  | 5,598 |  |  | 126 |  |  | 5,389 |  |  | 124 |
Construction - commercial residential | 7,016 |  |  | 12 |  |  | 6,285 |  |  | 48 |  |  | 11,685 |  |  | 148 |
Construction - commercial | 239 |  |  | — |  |  | — |  |  | — |  |  | 915 |  |  | — |
| 66,036 |  |  | 582 |  |  | 55,940 |  |  | 572 |  |  | 59,005 |  |  | 684 |
With a related allowance recorded: |  |  |  |  |  |  |  |  |  |  |
Real estate - commercial mortgage | 27,193 |  |  | 338 |  |  | 31,737 |  |  | 384 |  |  | 39,232 |  |  | 475 |
Commercial - secured | 23,321 |  |  | 135 |  |  | 25,857 |  |  | 130 |  |  | 25,660 |  |  | 150 |
Commercial - unsecured | 791 |  |  | 2 |  |  | 887 |  |  | 4 |  |  | 1,749 |  |  | 6 |
Real estate - home equity | 21,704 |  |  | 534 |  |  | 17,912 |  |  | 285 |  |  | 13,887 |  |  | 144 |
Real estate - residential mortgage | 39,093 |  |  | 903 |  |  | 42,191 |  |  | 908 |  |  | 46,252 |  |  | 1,041 |
Construction - commercial residential | 5,051 |  |  | 11 |  |  | 5,295 |  |  | 41 |  |  | 6,455 |  |  | 79 |
Construction - commercial | 152 |  |  | — |  |  | 524 |  |  | — |  |  | 931 |  |  | — |
Construction - other | 957 |  |  | — |  |  | 682 |  |  | — |  |  | 263 |  |  | — |
Consumer - indirect | 15 |  |  | 1 |  |  | 15 |  |  | 1 |  |  | 16 |  |  | 1 |
Consumer - direct | 18 |  |  | 1 |  |  | 18 |  |  | 1 |  |  | 17 |  |  | 1 |
Leasing, other and overdrafts | 285 |  |  | — |  |  | 854 |  |  | — |  |  | 285 |  |  | — |
| 118,580 |  |  | 1,925 |  |  | 125,972 |  |  | 1,754 |  |  | 134,747 |  |  | 1,897 |
Total | $ | 184,616 |  |  | $ | 2,507 |  |  | $ | 181,912 |  |  | $ | 2,326 |  |  | $ | 193,752 |  |  | $ | 2,581 |
(1) | Interest income recognized for the years ended December 31, 2017, 2016 and 2015 represents amounts earned on accruing TDRs. Impaired loans consist of loans on non-accrual status and accruing TDRs.
Financing Receivable Credit Quality Indicators | The following table presents internal credit risk ratings as of December 31:
| Pass |  | Special Mention |  | Substandard or Lower |  | Total
| 2017 |  | 2016 |  | 2017 |  | 2016 |  | 2017 |  | 2016 |  | 2017 |  | 2016
| (dollars in thousands)
Real estate - commercial mortgage | $ | 6,066,396 |  |  | $ | 5,763,122 |  |  | $ | 147,604 |  |  | $ | 132,484 |  |  | $ | 150,804 |  |  | $ | 122,976 |  |  | $ | 6,364,804 |  |  | $ | 6,018,582 |
Commercial - secured | 3,831,485 |  |  | 3,686,152 |  |  | 121,842 |  |  | 128,873 |  |  | 179,113 |  |  | 118,527 |  |  | 4,132,440 |  |  | 3,933,552 |
Commercial -unsecured | 159,620 |  |  | 145,922 |  |  | 5,478 |  |  | 4,481 |  |  | 2,759 |  |  | 3,531 |  |  | 167,857 |  |  | 153,934 |
Total commercial - industrial, financial and agricultural | 3,991,105 |  |  | 3,832,074 |  |  | 127,320 |  |  | 133,354 |  |  | 181,872 |  |  | 122,058 |  |  | 4,300,297 |  |  | 4,087,486 |
Construction - commercial residential | 143,759 |  |  | 113,570 |  |  | 5,259 |  |  | 15,447 |  |  | 14,084 |  |  | 13,172 |  |  | 163,102 |  |  | 142,189 |
Construction - commercial | 761,218 |  |  | 635,963 |  |  | 846 |  |  | 3,412 |  |  | 3,752 |  |  | 5,115 |  |  | 765,816 |  |  | 644,490 |
Total real estate - construction (excluding construction - other) | 904,977 |  |  | 749,533 |  |  | 6,105 |  |  | 18,859 |  |  | 17,836 |  |  | 18,287 |  |  | 928,918 |  |  | 786,679 |
Total | $ | 10,962,478 |  |  | $ | 10,344,729 |  |  | $ | 281,029 |  |  | $ | 284,697 |  |  | $ | 350,512 |  |  | $ | 263,321 |  |  | $ | 11,594,019 |  |  | $ | 10,892,747 |
% of Total | 94.6 | % |  | 95.0 | % |  | 2.4 | % |  | 2.6 | % |  | 3.0 | % |  | 2.4 | % |  | 100.0 | % |  | 100.0 | %
The following table presents delinquency and non-performing status for loans that do not have internal credit risk ratings, by class segment, as of December 31:
| Performing |  | Delinquent (1) |  | Non-performing (2) |  | Total
| 2017 |  | 2016 |  | 2017 |  | 2016 |  | 2017 |  | 2016 |  | 2017 |  | 2016
| (dollars in thousands)
Real estate - home equity | $ | 1,535,557 |  |  | $ | 1,602,687 |  |  | $ | 12,655 |  |  | $ | 9,274 |  |  | $ | 11,507 |  |  | $ | 13,154 |  |  | $ | 1,559,719 |  |  | $ | 1,625,115 |
Real estate - residential mortgage | 1,914,888 |  |  | 1,557,995 |  |  | 18,852 |  |  | 20,344 |  |  | 20,971 |  |  | 23,655 |  |  | 1,954,711 |  |  | 1,601,994 |
Real estate - construction - other | 77,403 |  |  | 55,874 |  |  | 203 |  |  | — |  |  | 411 |  |  | 1,096 |  |  | 78,017 |  |  | 56,970 |
Consumer - direct | 54,828 |  |  | 93,572 |  |  | 315 |  |  | 1,752 |  |  | 70 |  |  | 1,563 |  |  | 55,213 |  |  | 96,887 |
Consumer - indirect | 254,663 |  |  | 190,656 |  |  | 3,681 |  |  | 3,599 |  |  | 226 |  |  | 328 |  |  | 258,570 |  |  | 194,583 |
Total consumer | 309,491 |  |  | 284,228 |  |  | 3,996 |  |  | 5,351 |  |  | 296 |  |  | 1,891 |  |  | 313,783 |  |  | 291,470 |
Leasing, other and overdrafts | 267,111 |  |  | 229,591 |  |  | 855 |  |  | 1,068 |  |  | 32 |  |  | 317 |  |  | 267,998 |  |  | 230,976 |
Total | $ | 4,104,450 |  |  | $ | 3,730,375 |  |  | $ | 36,561 |  |  | $ | 36,037 |  |  | $ | 33,217 |  |  | $ | 40,113 |  |  | $ | 4,174,228 |  |  | $ | 3,806,525 |
% of Total | 98.3 | % |  | 98.0 | % |  | 0.9 | % |  | 0.9 | % |  | 0.8 | % |  | 1.1 | % |  | 100.0 | % |  | 100.0 | %
(1)Includes all accruing loans 30 days to 89 days past due. (2)Includes all accruing loans 90 days or more past due and all non-accrual loans
Non-Performing Assets | The following table presents total non-performing assets as of December 31:
| 2017 |  | 2016
| (in thousands)
Non-accrual loans | $ | 124,749 |  |  | $ | 120,133 |
Loans 90 days or more past due and still accruing | 10,010 |  |  | 11,505 |
Total non-performing loans | 134,759 |  |  | 131,638 |
Other real estate owned | 9,823 |  |  | 12,815 |
Total non-performing assets | $ | 144,582 |  |  | $ | 144,453 |
Past due Loan Status and Non-Accrual Loans by Portfolio Segment | The following table presents past due status and non-accrual loans, by portfolio segment and class segment, as of December 31:
| 2017
| 30-59 Days Past Due |  | 60-89 Days Past Due |  | ≥ 90 Days Past Due and Accruing |  | Non- accrual |  | Total ≥ 90 Days |  | Total Past Due |  | Current |  | Total
| (in thousands)
Real estate - commercial mortgage | $ | 9,456 |  |  | $ | 4,223 |  |  | $ | 625 |  |  | $ | 34,822 |  |  | $ | 35,447 |  |  | $ | 49,126 |  |  | $ | 6,315,678 |  |  | $ | 6,364,804 |
Commercial - secured | 4,778 |  |  | 5,254 |  |  | 1,360 |  |  | 52,255 |  |  | 53,615 |  |  | 63,647 |  |  | 4,068,793 |  |  | 4,132,440 |
Commercial - unsecured | 305 |  |  | 10 |  |  | 45 |  |  | 649 |  |  | 694 |  |  | 1,009 |  |  | 166,848 |  |  | 167,857 |
Total Commercial - industrial, financial and agricultural | 5,083 |  |  | 5,264 |  |  | 1,405 |  |  | 52,904 |  |  | 54,309 |  |  | 64,656 |  |  | 4,235,641 |  |  | 4,300,297 |
Real estate - home equity | 9,640 |  |  | 3,015 |  |  | 2,372 |  |  | 9,135 |  |  | 11,507 |  |  | 24,162 |  |  | 1,535,557 |  |  | 1,559,719 |
Real estate - residential mortgage | 11,961 |  |  | 6,891 |  |  | 5,280 |  |  | 15,691 |  |  | 20,971 |  |  | 39,823 |  |  | 1,914,888 |  |  | 1,954,711 |
Construction - commercial | 483 |  |  | — |  |  | — |  |  | 19 |  |  | 19 |  |  | 502 |  |  | 765,314 |  |  | 765,816 |
Construction - commercial residential | — |  |  | 439 |  |  | — |  |  | 11,767 |  |  | 11,767 |  |  | 12,206 |  |  | 150,896 |  |  | 163,102 |
Construction - other | 203 |  |  | — |  |  | — |  |  | 411 |  |  | 411 |  |  | 614 |  |  | 77,403 |  |  | 78,017 |
Total Real estate - construction | 686 |  |  | 439 |  |  | — |  |  | 12,197 |  |  | 12,197 |  |  | 13,322 |  |  | 993,613 |  |  | 1,006,935 |
Consumer - direct | 260 |  |  | 55 |  |  | 70 |  |  | — |  |  | 70 |  |  | 385 |  |  | 54,828 |  |  | 55,213 |
Consumer - indirect | 3,055 |  |  | 626 |  |  | 226 |  |  | — |  |  | 226 |  |  | 3,907 |  |  | 254,663 |  |  | 258,570 |
Total Consumer | 3,315 |  |  | 681 |  |  | 296 |  |  | — |  |  | 296 |  |  | 4,292 |  |  | 309,491 |  |  | 313,783 |
Leasing, other and overdrafts | 568 |  |  | 287 |  |  | 32 |  |  | — |  |  | 32 |  |  | 887 |  |  | 267,111 |  |  | 267,998 |
| $ | 40,709 |  |  | $ | 20,800 |  |  | $ | 10,010 |  |  | $ | 124,749 |  |  | $ | 134,759 |  |  | $ | 196,268 |  |  | $ | 15,571,979 |  |  | $ | 15,768,247 |
| 2016
| 30-59 Days Past Due |  | 60-89 Days Past Due |  | ≥ 90 Days Past Due and Accruing |  | Non- accrual |  | Total ≥ 90 Days |  | Total Past Due |  | Current |  | Total
| (in thousands)
Real estate - commercial mortgage | $ | 6,254 |  |  | $ | 1,622 |  |  | $ | 383 |  |  | $ | 38,936 |  |  | $ | 39,319 |  |  | $ | 47,195 |  |  | $ | 5,971,387 |  |  | $ | 6,018,582 |
Commercial - secured | 6,660 |  |  | 2,616 |  |  | 959 |  |  | 41,589 |  |  | 42,548 |  |  | 51,824 |  |  | 3,881,728 |  |  | 3,933,552 |
Commercial - unsecured | 898 |  |  | 35 |  |  | 152 |  |  | 760 |  |  | 912 |  |  | 1,845 |  |  | 152,089 |  |  | 153,934 |
Total Commercial - industrial, financial and agricultural | 7,558 |  |  | 2,651 |  |  | 1,111 |  |  | 42,349 |  |  | 43,460 |  |  | 53,669 |  |  | 4,033,817 |  |  | 4,087,486 |
Real estate - home equity | 6,596 |  |  | 2,678 |  |  | 2,543 |  |  | 10,611 |  |  | 13,154 |  |  | 22,428 |  |  | 1,602,687 |  |  | 1,625,115 |
Real estate - residential mortgage | 15,600 |  |  | 4,744 |  |  | 5,224 |  |  | 18,431 |  |  | 23,655 |  |  | 43,999 |  |  | 1,557,995 |  |  | 1,601,994 |
Construction - commercial | 743 |  |  | — |  |  | — |  |  | 435 |  |  | 435 |  |  | 1,178 |  |  | 643,312 |  |  | 644,490 |
Construction - commercial residential | 233 |  |  | 51 |  |  | 36 |  |  | 8,275 |  |  | 8,311 |  |  | 8,595 |  |  | 133,594 |  |  | 142,189 |
Construction - other | — |  |  | — |  |  | — |  |  | 1,096 |  |  | 1,096 |  |  | 1,096 |  |  | 55,874 |  |  | 56,970 |
Total Real estate - construction | 976 |  |  | 51 |  |  | 36 |  |  | 9,806 |  |  | 9,842 |  |  | 10,869 |  |  | 832,780 |  |  | 843,649 |
Consumer - direct | 1,211 |  |  | 541 |  |  | 1,563 |  |  | — |  |  | 1,563 |  |  | 3,315 |  |  | 93,572 |  |  | 96,887 |
Consumer - indirect | 3,200 |  |  | 399 |  |  | 328 |  |  | — |  |  | 328 |  |  | 3,927 |  |  | 190,656 |  |  | 194,583 |
Total Consumer | 4,411 |  |  | 940 |  |  | 1,891 |  |  | — |  |  | 1,891 |  |  | 7,242 |  |  | 284,228 |  |  | 291,470 |
Leasing, other and overdrafts | 543 |  |  | 525 |  |  | 317 |  |  | — |  |  | 317 |  |  | 1,385 |  |  | 229,591 |  |  | 230,976 |
| $ | 41,938 |  |  | $ | 13,211 |  |  | $ | 11,505 |  |  | $ | 120,133 |  |  | $ | 131,638 |  |  | $ | 186,787 |  |  | $ | 14,512,485 |  |  | $ | 14,699,272 |
Troubled Debt Restructurings on Financing Receivables | The following table presents TDRs as of December 31:
| 2017 |  | 2016
| (in thousands)
Real-estate - residential mortgage | $ | 26,016 |  |  | $ | 27,617 |
Real estate - home equity | 15,558 |  |  | 8,594 |
Commercial | 10,820 |  |  | 6,627 |
Real-estate - commercial mortgage | 13,959 |  |  | 15,957 |
Consumer - direct | 26 |  |  | 39 |
Construction - commercial residential | — |  |  | 726 |
Total accruing TDRs | 66,379 |  |  | 59,560 |
Non-accrual TDRs (1) | 29,051 |  |  | 27,850 |
Total TDRs | $ | 95,430 |  |  | $ | 87,410 |
(1)Included within non-accrual loans in the preceding table
Loan Terms Modified Under Troubled Debt Restructurings during The Period By Class Segment | The following table presents TDRs by class segment and type of concession for loans that were modified during the years ended December 31, 2017, 2016 and 2015:
| 2017 |  | 2016 |  | 2015
Number of Loans |  | Post-Modification Recorded Investment |  | Number of Loans |  | Post-Modification Recorded Investment |  | Number of Loans |  | Post-Modification Recorded Investment
| (dollars in thousands)
Commercial: |  |  |  |  |  |  |  |  |  |  |
| Extend maturity with rate concession | — |  |  | $ | — |  |  | — |  |  | $ | — |  |  | 2 |  |  | $ | 127 |
| Extend maturity without rate concession | 23 |  |  | 15,058 |  |  | 12 |  |  | 3,904 |  |  | 10 |  |  | 3,823 |
| Bankruptcy | 1 |  |  | 490 |  |  | — |  |  | — |  |  | — |  |  | — |
Real estate - commercial mortgage: |  |  |  |  |  |  |  |  |  |  |
| Extend maturity with rate concession | — |  |  | — |  |  | — |  |  | — |  |  | 5 |  |  | 2,014 |
| Extend maturity without rate concession | 9 |  |  | 2,899 |  |  | — |  |  | — |  |  | 4 |  |  | 639 |
| Bankruptcy | 1 |  |  | 12 |  |  | — |  |  | — |  |  | — |  |  | — |
Real estate - home equity: |  |  |  |  |  |  |  |  |  |  |
| Extend maturity with rate concession | — |  |  | — |  |  | — |  |  | — |  |  | 2 |  |  | 36 |
| Extend maturity without rate concession | 69 |  |  | 5,843 |  |  | 89 |  |  | 4,484 |  |  | 3 |  |  | 203 |
| Bankruptcy | 28 |  |  | 1,813 |  |  | 47 |  |  | 2,671 |  |  | 52 |  |  | 2,501 |
Real estate – residential mortgage: |  |  |  |  |  |  |  |  |  |  |
| Extend maturity with rate concession | 2 |  |  | 468 |  |  | — |  |  | — |  |  | 4 |  |  | 750 |
| Extend maturity without rate concession | 5 |  |  | 1,044 |  |  | 2 |  |  | 315 |  |  | 3 |  |  | 262 |
| Bankruptcy | 3 |  |  | 392 |  |  | 6 |  |  | 981 |  |  | 7 |  |  | 2,508 |
Construction - commercial residential: |  |  |  |  |  |  |  |  |  |  |
| Extend maturity without rate concession | 1 |  |  | 1,204 |  |  | — |  |  | — |  |  | 1 |  |  | 1,535 |
| Bankruptcy | 1 |  |  | 411 |  |  | — |  |  | — |  |  | — |  |  | — |
Consumer: |  |  |  |  |  |  |  |  |  |  |
| Bankruptcy | — |  |  | — |  |  | 2 |  |  | 23 |  |  | 3 |  |  | 18 |
Total | 143 |  |  | $ | 29,634 |  |  | 158 |  |  | $ | 12,378 |  |  | 96 |  |  | $ | 14,416 |
Schedule Of TDRs Modified Last 12 Months Which Had Payment Default In 2014 | The following table presents TDRs, by class segment, that were modified during the years ended December 31, 2017, 2016 and 2015 and had a post-modification payment default during their respective year of modification. The Corporation defines a payment default as a single missed scheduled payment:
| 2017 |  | 2016 |  | 2015
| Number of Loans |  | Recorded Investment |  | Number of Loans |  | Recorded Investment |  | Number of Loans |  | Recorded Investment
| (dollars in thousands)
Construction - commercial residential | 1 |  |  | $ | 1,192 |  |  | — |  |  | $ | — |  |  | — |  |  | $ | — |
Construction - other | 1 |  |  | 411 |  |  | — |  |  | — |  |  | — |  |  | — |
Real estate - commercial mortgage | 2 |  |  | 549 |  |  | 1 |  |  | 118 |  |  | 4 |  |  | 359 |
Real estate - residential mortgage | 5 |  |  | 577 |  |  | 8 |  |  | 1,500 |  |  | 4 |  |  | 445 |
Commercial | 6 |  |  | 1,571 |  |  | 7 |  |  | 2,523 |  |  | 8 |  |  | 3,549 |
Real estate - home equity | 25 |  |  | 1,575 |  |  | 28 |  |  | 1,836 |  |  | 13 |  |  | 763 |
Consumer | — |  |  | — |  |  | 1 |  |  | 19 |  |  | — |  |  | — |
Total | 40 |  |  | $ | 5,875 |  |  | 45 |  |  | $ | 5,996 |  |  | 29 |  |  | $ | 5,116 |

X
- Definition Schedule Of Gross Loans [Text Block] + References No definition available. + Details
Name: | fult_ScheduleOfGrossLoansTableTextBlock
Namespace Prefix: | fult_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule Of TDRs Modified Last 12 Months Which Had Payment Default [Table Text Block] + References No definition available. + Details
Name: | fult_ScheduleOfTDRsModifiedLast12MonthsWhichHadPaymentDefaultTableTextBlock
Namespace Prefix: | fult_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule of the components of the allowance for credit losses as of the balance sheet date. + References No definition available. + Details
Name: | fult_ScheduleofAllowanceforCreditLossesTableTextBlock
Namespace Prefix: | fult_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule of Loans Modified Under Troubled Debt Restructurings [Text Block] + References No definition available. + Details
Name: | fult_ScheduleofLoansModifiedUnderTroubledDebtRestructuringsTableTextBlock
Namespace Prefix: | fult_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule of Non Performing Assets [Text Block] + References No definition available. + Details
Name: | fult_ScheduleofNonPerformingAssetsTableTextBlock
Namespace Prefix: | fult_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=82894031&loc=SL6953803-111525 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953659-111524 + Details
Name: | us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953401-111524 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_ReceivablesAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables and troubled debt restructurings. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953676-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953682-111524 + Details
Name: | us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration