XML 36 R25.htm IDEA: XBRL DOCUMENT
v3.19.2

Loans and Allowance for Credit Losses (Tables) | 6 Months Ended
--- | ---
Jun. 30, 2019
Financing Receivable, Modifications [Line Items] |
Summary of Gross Loans by Type | Loans and leases, net of unearned income are summarized as follows:
| June 30, 2019 |  | December 31, 2018
| (in thousands)
Real-estate - commercial mortgage | $ | 6,497,973 |  |  | $ | 6,434,285 |
Commercial - industrial, financial and agricultural | 4,365,248 |  |  | 4,404,548 |
Real estate - residential mortgage | 2,451,966 |  |  | 2,251,044 |
Real estate - home equity | 1,386,974 |  |  | 1,452,137 |
Real estate - construction | 922,547 |  |  | 916,599 |
Consumer | 452,874 |  |  | 419,186 |
Equipment lease financing and other | 314,901 |  |  | 311,866 |
Overdrafts | 3,187 |  |  | 2,774 |
Loans and leases, gross of unearned income | 16,395,670 |  |  | 16,192,439 |
Unearned income | (27,212 | ) |  | (26,639 | )
Loans and leases, net of unearned income | $ | 16,368,458 |  |  | $ | 16,165,800 |
Schedule of Allowance for Credit Losses | The following table presents the components of the allowance for credit losses:
| June 30, 2019 |  | December 31, 2018
| (in thousands)
Allowance for loan and lease losses | $ | 170,233 |  |  | $ | 160,537 |
Reserve for unfunded lending commitments | 6,708 |  |  | 8,873 |
Allowance for credit losses | $ | 176,941 |  |  | $ | 169,410 |
Activity in the Allowance for Credit Losses | The following table presents the activity in the allowance for credit losses:
| Three months ended June 30 |  | Six months ended June 30
| 2019 |  | 2018 |  | 2019 |  | 2018
| (in thousands)
Balance at beginning of period | $ | 170,372 |  |  | $ | 176,019 |  |  | $ | 169,410 |  |  | $ | 176,084 |
Loans and leases charged off | (3,711 | ) |  | (42,160 | ) |  | (10,080 | ) |  | (48,557 | )
Recoveries of loans and leases previously charged off | 5,255 |  |  | 2,271 |  |  | 7,486 |  |  | 4,633 |
Net loans and leases recovered (charged off) | 1,544 |  |  | (39,889 | ) |  | (2,594 | ) |  | (43,924 | )
Provision for credit losses | 5,025 |  |  | 33,117 |  |  | 10,125 |  |  | 37,087 |
Balance at end of period | $ | 176,941 |  |  | $ | 169,247 |  |  | $ | 176,941 |  |  | $ | 169,247 |
The following table presents the activity in the allowance for loan and lease losses by portfolio segment:
| Real Estate - Commercial Mortgage |  | Commercial - Industrial, Financial and Agricultural |  | Real Estate - Home Equity |  | Real Estate - Residential Mortgage |  | Real Estate - Construction |  | Consumer |  | Equipment lease financing, other and overdrafts |  | Total
| (in thousands)
Three months ended June 30, 2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at March 31, 2019 | $ | 51,946 |  |  | $ | 60,501 |  |  | $ | 19,215 |  |  | $ | 19,146 |  |  | $ | 4,941 |  |  | $ | 3,319 |  |  | $ | 3,041 |  |  | $ | 162,109 |
Loans and leases charged off | (230 | ) |  | (1,895 | ) |  | (206 | ) |  | (134 | ) |  | (3 | ) |  | (795 | ) |  | (448 | ) |  | (3,711 | )
Recoveries of loans and leases previously charged off | 169 |  |  | 2,680 |  |  | 223 |  |  | 211 |  |  | 1,245 |  |  | 579 |  |  | 148 |  |  | 5,255 |
Net loans and leases (charged off) recovered | (61 | ) |  | 785 |  |  | 17 |  |  | 77 |  |  | 1,242 |  |  | (216 | ) |  | (300 | ) |  | 1,544 |
Provision for loan and lease losses (1) | 2,974 |  |  | 5,055 |  |  | (251 | ) |  | (331 | ) |  | (1,255 | ) |  | 260 |  |  | 128 |  |  | 6,580 |
Balance at June 30, 2019 | $ | 54,859 |  |  | $ | 66,341 |  |  | $ | 18,981 |  |  | $ | 18,892 |  |  | $ | 4,928 |  |  | $ | 3,363 |  |  | $ | 2,869 |  |  | $ | 170,233 |
Three months ended June 30, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at March 31, 2018 | $ | 58,717 |  |  | $ | 61,830 |  |  | $ | 17,528 |  |  | $ | 15,261 |  |  | $ | 5,924 |  |  | $ | 1,903 |  |  | $ | 2,054 |  |  | $ | 163,217 |
Loans and leases charged off | (366 | ) |  | (38,632 | ) |  | (816 | ) |  | (483 | ) |  | (606 | ) |  | (712 | ) |  | (545 | ) |  | (42,160 | )
Recoveries of loans and leases previously charged off | 321 |  |  | 541 |  |  | 271 |  |  | 96 |  |  | 444 |  |  | 446 |  |  | 152 |  |  | 2,271 |
Net loans and leases charged off | (45 | ) |  | (38,091 | ) |  | (545 | ) |  | (387 | ) |  | (162 | ) |  | (266 | ) |  | (393 | ) |  | (39,889 | )
Provision for loan and lease losses (1) | (2,089 | ) |  | 35,306 |  |  | (736 | ) |  | (370 | ) |  | 226 |  |  | 62 |  |  | 323 |  |  | 32,722 |
Balance at June 30, 2018 | $ | 56,583 |  |  | $ | 59,045 |  |  | $ | 16,247 |  |  | $ | 14,504 |  |  | $ | 5,988 |  |  | $ | 1,699 |  |  | $ | 1,984 |  |  | $ | 156,050 |
Six months ended June 30, 2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at December 31, 2018 | $ | 52,889 |  |  | $ | 58,868 |  |  | $ | 18,911 |  |  | $ | 18,921 |  |  | $ | 5,061 |  |  | $ | 3,217 |  |  | $ | 2,670 |  |  | $ | 160,537 |
Loans and leases charged off | (1,375 | ) |  | (4,682 | ) |  | (425 | ) |  | (789 | ) |  | (98 | ) |  | (1,478 | ) |  | (1,233 | ) |  | (10,080 | )
Recoveries of loans and leases previously charged off | 305 |  |  | 3,923 |  |  | 420 |  |  | 343 |  |  | 1,329 |  |  | 789 |  |  | 377 |  |  | 7,486 |
Net loans and leases (charged off) recovered | (1,070 | ) |  | (759 | ) |  | (5 | ) |  | (446 | ) |  | 1,231 |  |  | (689 | ) |  | (856 | ) |  | (2,594 | )
Provision for loan losses (1) | 3,040 |  |  | 8,232 |  |  | 75 |  |  | 417 |  |  | (1,364 | ) |  | 835 |  |  | 1,055 |  |  | 12,290 |
Balance at June 30, 2019 | $ | 54,859 |  |  | $ | 66,341 |  |  | $ | 18,981 |  |  | $ | 18,892 |  |  | $ | 4,928 |  |  | $ | 3,363 |  |  | $ | 2,869 |  |  | $ | 170,233 |
Six months ended June 30, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at December 31, 2017 | $ | 58,793 |  |  | $ | 66,280 |  |  | $ | 18,127 |  |  | $ | 16,088 |  |  | $ | 6,620 |  |  | $ | 2,045 |  |  | $ | 1,957 |  |  | $ | 169,910 |
Loans and leases charged off | (633 | ) |  | (42,637 | ) |  | (1,224 | ) |  | (645 | ) |  | (764 | ) |  | (1,604 | ) |  | (1,050 | ) |  | (48,557 | )
Recoveries of loans and leases previously charged off | 600 |  |  | 1,616 |  |  | 477 |  |  | 203 |  |  | 750 |  |  | 625 |  |  | 362 |  |  | 4,633 |
Net loans and leases charged off | (33 | ) |  | (41,021 | ) |  | (747 | ) |  | (442 | ) |  | (14 | ) |  | (979 | ) |  | (688 | ) |  | (43,924 | )
Provision for loan losses (1) | (2,177 | ) |  | 33,786 |  |  | (1,133 | ) |  | (1,142 | ) |  | (618 | ) |  | 633 |  |  | 715 |  |  | 30,064 |
Balance at June 30, 2018 | $ | 56,583 |  |  | $ | 59,045 |  |  | $ | 16,247 |  |  | $ | 14,504 |  |  | $ | 5,988 |  |  | $ | 1,699 |  |  | $ | 1,984 |  |  | $ | 156,050 |
(1) | The provision for loan and lease losses excluded a $1.6 million and a $2.2 million decrease in the reserve for unfunded lending commitments for the three and six months ended June 30, 2019, respectively, and a $395,000 and a $7.0 million increase in the reserve for unfunded lending commitments for the three and six months ended June 30, 2018, respectively.
The following table presents loans and leases, net of unearned income and their related allowance for loan and lease losses, by portfolio segment:
| Real Estate - Commercial Mortgage |  | Commercial - Industrial, Financial and Agricultural |  | Real Estate - Home Equity |  | Real Estate - Residential Mortgage |  | Real Estate - Construction |  | Consumer |  | Equipment lease financing, other and overdrafts |  | Total
| (in thousands)
Allowance for loan and lease losses at June 30, 2019: |  |  |  |  |  |  |  |  |  |  |  |
Collectively evaluated for impairment | $ | 45,367 |  |  | $ | 53,985 |  |  | $ | 8,463 |  |  | $ | 9,913 |  |  | $ | 4,399 |  |  | $ | 3,356 |  |  | $ | 2,869 |  |  | $ | 128,352 |
Individually evaluated for impairment | 9,492 |  |  | 12,356 |  |  | 10,518 |  |  | 8,979 |  |  | 529 |  |  | 7 |  |  | — |  |  | 41,881 |
| $ | 54,859 |  |  | $ | 66,341 |  |  | $ | 18,981 |  |  | $ | 18,892 |  |  | $ | 4,928 |  |  | $ | 3,363 |  |  | $ | 2,869 |  |  | $ | 170,233 |
Loans and leases, net of unearned income at June 30, 2019: |  |  |  |  |  |  |  |  |  |  |  |
Collectively evaluated for impairment | $ | 6,438,080 |  |  | $ | 4,313,666 |  |  | $ | 1,363,392 |  |  | $ | 2,414,627 |  |  | $ | 918,380 |  |  | $ | 452,865 |  |  | $ | 273,118 |  |  | $ | 16,174,128 |
Individually evaluated for impairment | 59,893 |  |  | 51,582 |  |  | 23,582 |  |  | 37,339 |  |  | 4,167 |  |  | 9 |  |  | 17,758 |  |  | 194,330 |
| $ | 6,497,973 |  |  | $ | 4,365,248 |  |  | $ | 1,386,974 |  |  | $ | 2,451,966 |  |  | $ | 922,547 |  |  | $ | 452,874 |  |  | $ | 290,876 |  |  | $ | 16,368,458 |
Allowance for loan and lease losses at June 30, 2018: |  |  |  |  |  |  |  |  |  |  |  |
Collectively evaluated for impairment | $ | 48,489 |  |  | $ | 49,354 |  |  | $ | 5,093 |  |  | $ | 5,171 |  |  | $ | 5,338 |  |  | $ | 1,691 |  |  | $ | 1,984 |  |  | $ | 117,120 |
Individually evaluated for impairment | 8,094 |  |  | 9,691 |  |  | 11,154 |  |  | 9,333 |  |  | 650 |  |  | 8 |  |  | — |  |  | 38,930 |
| $ | 56,583 |  |  | $ | 59,045 |  |  | $ | 16,247 |  |  | $ | 14,504 |  |  | $ | 5,988 |  |  | $ | 1,699 |  |  | $ | 1,984 |  |  | $ | 156,050 |
Loans and leases, net of unearned income at June 30, 2018: |  |  |  |  |  |  |  |  |  |  |  |
Collectively evaluated for impairment | $ | 6,252,747 |  |  | $ | 4,209,786 |  |  | $ | 1,466,393 |  |  | $ | 2,055,206 |  |  | $ | 981,584 |  |  | $ | 360,304 |  |  | $ | 286,947 |  |  | $ | 15,612,967 |
Individually evaluated for impairment | 51,728 |  |  | 54,816 |  |  | 25,002 |  |  | 39,324 |  |  | 9,121 |  |  | 11 |  |  | — |  |  | 180,002 |
| $ | 6,304,475 |  |  | $ | 4,264,602 |  |  | $ | 1,491,395 |  |  | $ | 2,094,530 |  |  | $ | 990,705 |  |  | $ | 360,315 |  |  | $ | 286,947 |  |  | $ | 15,792,969 |
Total Impaired Loans by Class Segment | The following table presents total impaired loans and leases by class segment:
| June 30, 2019 |  | December 31, 2018
| Unpaid Principal Balance |  | Recorded Investment |  | Related Allowance |  | Unpaid Principal Balance |  | Recorded Investment |  | Related Allowance
| (in thousands)
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |
Real estate - commercial mortgage | $ | 32,406 |  |  | $ | 30,574 |  |  | $ | — |  |  | $ | 25,095 |  |  | $ | 23,481 |  |  | $ | — |
Commercial | 29,696 |  |  | 23,588 |  |  | — |  |  | 33,493 |  |  | 26,585 |  |  | — |
Real estate - residential mortgage | 4,565 |  |  | 4,400 |  |  | — |  |  | 3,149 |  |  | 3,149 |  |  | — |
Construction | 6,454 |  |  | 2,604 |  |  | — |  |  | 8,980 |  |  | 5,083 |  |  | — |
Equipment lease financing | 17,758 |  |  | 17,758 |  |  | — |  |  | 19,269 |  |  | 19,268 |  |  | — |
| 90,879 |  |  | 78,924 |  |  | — |  |  | 89,986 |  |  | 77,566 |  |  | — |
With a related allowance recorded: |  |  |  |  |  |  |  |  |  |
Real estate - commercial mortgage | 40,435 |  |  | 29,319 |  |  | 9,492 |  |  | 29,005 |  |  | 22,592 |  |  | 7,255 |
Commercial | 38,010 |  |  | 27,994 |  |  | 12,356 |  |  | 37,706 |  |  | 28,708 |  |  | 12,513 |
Real estate - residential mortgage | 37,202 |  |  | 32,939 |  |  | 8,979 |  |  | 39,972 |  |  | 35,621 |  |  | 9,394 |
Real estate - home equity | 26,712 |  |  | 23,582 |  |  | 10,518 |  |  | 26,599 |  |  | 23,373 |  |  | 10,370 |
Construction | 5,112 |  |  | 1,563 |  |  | 529 |  |  | 5,984 |  |  | 2,307 |  |  | 793 |
Consumer | 9 |  |  | 9 |  |  | 7 |  |  | 11 |  |  | 11 |  |  | 7 |
| 147,480 |  |  | 115,406 |  |  | 41,881 |  |  | 139,277 |  |  | 112,612 |  |  | 40,332 |
Total | $ | 238,359 |  |  | $ | 194,330 |  |  | $ | 41,881 |  |  | $ | 229,263 |  |  | $ | 190,178 |  |  | $ | 40,332 |
As of June 30, 2019 and December 31, 2018, there were $78.9 million and $77.6 million, respectively, of impaired loans and leases that did not have a related allowance for loan and lease losses. The estimated fair values of the collateral securing these loans and leases exceeded their carrying amount, or the loans and leases were previously charged down to realizable collateral values. Accordingly, no specific valuation allowance was considered to be necessary. The following table presents average impaired loans and leases by class segment:
| Three months ended June 30 |  | Six months ended June 30
| 2019 |  | 2018 |  | 2019 |  | 2018
| Average Recorded Investment |  | Interest Income (1) |  | Average Recorded Investment |  | Interest Income (1) |  | Average Recorded Investment |  | Interest Income (1) |  | Average Recorded Investment |  | Interest Income (1)
| (in thousands)
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real estate - commercial mortgage | $ | 27,738 |  |  | $ | 100 |  |  | $ | 27,127 |  |  | $ | 97 |  |  | $ | 26,319 |  |  | $ | 197 |  |  | $ | 25,713 |  |  | $ | 180 |
Commercial | 25,238 |  |  | 32 |  |  | 33,644 |  |  | 69 |  |  | 25,686 |  |  | 62 |  |  | 35,612 |  |  | 142 |
Real estate - residential mortgage | 3,764 |  |  | 23 |  |  | 3,870 |  |  | 24 |  |  | 3,559 |  |  | 43 |  |  | 4,105 |  |  | 51 |
Construction | 3,814 |  |  | — |  |  | 7,528 |  |  | — |  |  | 4,237 |  |  | — |  |  | 7,718 |  |  | — |
Equipment lease financing, other and overdrafts | 18,136 |  |  | — |  |  | — |  |  | — |  |  | 18,513 |  |  | — |  |  |  |  | — |
| 78,690 |  |  | 155 |  |  | 72,169 |  |  | 190 |  |  | 78,314 |  |  | 302 |  |  | 73,148 |  |  | 373 |
With a related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real estate - commercial mortgage | 24,528 |  |  | 87 |  |  | 25,419 |  |  | 91 |  |  | 23,883 |  |  | 172 |  |  | 25,578 |  |  | 175 |
Commercial | 28,485 |  |  | 36 |  |  | 26,120 |  |  | 54 |  |  | 28,558 |  |  | 69 |  |  | 25,471 |  |  | 97 |
Real estate - home equity | 23,706 |  |  | 222 |  |  | 24,907 |  |  | 195 |  |  | 23,595 |  |  | 445 |  |  | 24,835 |  |  | 379 |
Real estate - residential mortgage | 34,695 |  |  | 215 |  |  | 36,261 |  |  | 223 |  |  | 35,004 |  |  | 440 |  |  | 36,551 |  |  | 444 |
Construction | 1,595 |  |  | — |  |  | 2,400 |  |  | — |  |  | 1,832 |  |  | — |  |  | 2,966 |  |  | — |
Consumer | 10 |  |  | — |  |  | 18 |  |  | — |  |  | 10 |  |  | — |  |  | 20 |  |  | — |
| 113,019 |  |  | 560 |  |  | 115,125 |  |  | 563 |  |  | 112,882 |  |  | 1,126 |  |  | 115,421 |  |  | 1,095 |
Total | $ | 191,709 |  |  | $ | 715 |  |  | $ | 187,294 |  |  | $ | 753 |  |  | $ | 191,196 |  |  | $ | 1,428 |  |  | $ | 188,569 |  |  | $ | 1,468 |
(1) | All impaired loans, excluding accruing TDRs, were non-accrual loans. Interest income recognized for the three and six months ended June 30, 2019 and 2018 represents amounts earned on accruing TDRs.
Financing Receivable Credit Quality Indicators | The following table presents a summary of performing, delinquent and non-performing loans and leases for the indicated class segments:
| Performing |  | Delinquent (1) |  | Non-performing (2) |  | Total
| June 30, 2019 |  | December 31, 2018 |  | June 30, 2019 |  | December 31, 2018 |  | June 30, 2019 |  | December 31, 2018 |  | June 30, 2019 |  | December 31, 2018
| (dollars in thousands)
Real estate - home equity | $ | 1,363,344 |  |  | $ | 1,431,666 |  |  | $ | 11,634 |  |  | $ | 10,702 |  |  | $ | 11,996 |  |  | $ | 9,769 |  |  | $ | 1,386,974 |  |  | $ | 1,452,137 |
Real estate - residential mortgage | 2,398,432 |  |  | 2,202,955 |  |  | 31,876 |  |  | 28,988 |  |  | 21,658 |  |  | 19,101 |  |  | 2,451,966 |  |  | 2,251,044 |
Construction - other | 76,116 |  |  | 71,511 |  |  | 549 |  |  | — |  |  | 189 |  |  | 490 |  |  | 76,854 |  |  | 72,001 |
Consumer - direct | 58,295 |  |  | 55,629 |  |  | 295 |  |  | 338 |  |  | 123 |  |  | 66 |  |  | 58,713 |  |  | 56,033 |
Consumer - indirect | 390,394 |  |  | 359,405 |  |  | 3,508 |  |  | 3,405 |  |  | 259 |  |  | 343 |  |  | 394,161 |  |  | 363,153 |
Total consumer | 448,689 |  |  | 415,034 |  |  | 3,803 |  |  | 3,743 |  |  | 382 |  |  | 409 |  |  | 452,874 |  |  | 419,186 |
Equipment lease financing, other and overdrafts | 271,130 |  |  | 267,112 |  |  | 1,808 |  |  | 1,302 |  |  | 17,938 |  |  | 19,587 |  |  | 290,876 |  |  | 288,001 |
| $ | 4,557,711 |  |  | $ | 4,388,278 |  |  | $ | 49,670 |  |  | $ | 44,735 |  |  | $ | 52,163 |  |  | $ | 49,356 |  |  | $ | 4,659,544 |  |  | $ | 4,482,369 |
% of Total | 97.8 | % |  | 97.9 | % |  | 1.1 | % |  | 1.0 | % |  | 1.1 | % |  | 1.1 | % |  | 100.0 | % |  | 100.0 | %
(1) | Includes all accruing loans and leases 30 days to 89 days past due.
(2) Includes all accruing loans and leases 90 days or more past due and all non-accrual loans and leases. The following table presents internal credit risk ratings for the indicated loan class segments:
| Pass |  | Special Mention |  | Substandard or Lower |  | Total
| June 30, 2019 |  | December 31, 2018 |  | June 30, 2019 |  | December 31, 2018 |  | June 30, 2019 |  | December 31, 2018 |  | June 30, 2019 |  | December 31, 2018
| (dollars in thousands)
Real estate - commercial mortgage | $ | 6,173,883 |  |  | $ | 6,129,463 |  |  | $ | 162,425 |  |  | $ | 170,827 |  |  | $ | 161,665 |  |  | $ | 133,995 |  |  | $ | 6,497,973 |  |  | $ | 6,434,285 |
Commercial - secured | 3,835,171 |  |  | 3,902,484 |  |  | 182,569 |  |  | 193,470 |  |  | 171,856 |  |  | 129,026 |  |  | 4,189,596 |  |  | 4,224,980 |
Commercial - unsecured | 168,311 |  |  | 171,589 |  |  | 4,972 |  |  | 4,016 |  |  | 2,369 |  |  | 3,963 |  |  | 175,652 |  |  | 179,568 |
Total commercial - industrial, financial and agricultural | 4,003,482 |  |  | 4,074,073 |  |  | 187,541 |  |  | 197,486 |  |  | 174,225 |  |  | 132,989 |  |  | 4,365,248 |  |  | 4,404,548 |
Construction - commercial residential | 109,168 |  |  | 104,079 |  |  | 3,082 |  |  | 6,912 |  |  | 3,959 |  |  | 6,881 |  |  | 116,209 |  |  | 117,872 |
Construction - commercial | 725,556 |  |  | 723,030 |  |  | 731 |  |  | 1,163 |  |  | 3,197 |  |  | 2,533 |  |  | 729,484 |  |  | 726,726 |
Total construction (excluding Construction - other) | 834,724 |  |  | 827,109 |  |  | 3,813 |  |  | 8,075 |  |  | 7,156 |  |  | 9,414 |  |  | 845,693 |  |  | 844,598 |
| $ | 11,012,089 |  |  | $ | 11,030,645 |  |  | $ | 353,779 |  |  | $ | 376,388 |  |  | $ | 343,046 |  |  | $ | 276,398 |  |  | $ | 11,708,914 |  |  | $ | 11,683,431 |
% of Total | 94.1 | % |  | 94.4 | % |  | 3.0 | % |  | 3.2 | % |  | 2.9 | % |  | 2.4 | % |  | 100.0 | % |  | 100.0 | %
Non-Performing Assets | The following table presents non-performing assets:
| June 30, 2019 |  | December 31, 2018
| (in thousands)
Non-accrual loans and leases | $ | 133,118 |  |  | $ | 128,572 |
Loans and leases 90 days or more past due and still accruing | 14,598 |  |  | 11,106 |
Total non-performing loans and leases | 147,716 |  |  | 139,678 |
Other real estate owned (OREO) | 7,241 |  |  | 10,518 |
Total non-performing assets | $ | 154,957 |  |  | $ | 150,196 |
Past due Loan Status and Non-Accrual Loans by Portfolio Segment | The following tables present past due status and non-accrual loans and leases by portfolio segment and class segment:
| June 30, 2019
| 30-59 Days Past Due |  | 60-89 Days Past Due |  | ≥ 90 Days Past Due and Accruing |  | Non- accrual |  | Total ≥ 90 Days |  | Total Past Due |  | Current |  | Total
| (in thousands)
Real estate - commercial mortgage | $ | 16,620 |  |  | $ | 2,059 |  |  | $ | 637 |  |  | $ | 43,213 |  |  | $ | 43,850 |  |  | $ | 62,529 |  |  | $ | 6,435,444 |  |  | $ | 6,497,973 |
Commercial - secured | 8,480 |  |  | 1,923 |  |  | 1,422 |  |  | 45,114 |  |  | 46,536 |  |  | 56,939 |  |  | 4,132,657 |  |  | 4,189,596 |
Commercial - unsecured | 592 |  |  | 136 |  |  | — |  |  | 723 |  |  | 723 |  |  | 1,451 |  |  | 174,201 |  |  | 175,652 |
Total commercial - industrial, financial and agricultural | 9,072 |  |  | 2,059 |  |  | 1,422 |  |  | 45,837 |  |  | 47,259 |  |  | 58,390 |  |  | 4,306,858 |  |  | 4,365,248 |
Real estate - home equity | 9,370 |  |  | 2,264 |  |  | 4,803 |  |  | 7,193 |  |  | 11,996 |  |  | 23,630 |  |  | 1,363,344 |  |  | 1,386,974 |
Real estate - residential mortgage | 26,135 |  |  | 5,741 |  |  | 6,708 |  |  | 14,950 |  |  | 21,658 |  |  | 53,534 |  |  | 2,398,432 |  |  | 2,451,966 |
Construction - commercial residential | — |  |  | — |  |  | — |  |  | 3,959 |  |  | 3,959 |  |  | 3,959 |  |  | 112,250 |  |  | 116,209 |
Construction - commercial | 895 |  |  | — |  |  | 466 |  |  | 19 |  |  | 485 |  |  | 1,380 |  |  | 728,104 |  |  | 729,484 |
Construction - other | 549 |  |  | — |  |  | — |  |  | 189 |  |  | 189 |  |  | 738 |  |  | 76,116 |  |  | 76,854 |
Total real estate - construction | 1,444 |  |  | — |  |  | 466 |  |  | 4,167 |  |  | 4,633 |  |  | 6,077 |  |  | 916,470 |  |  | 922,547 |
Consumer - direct | 205 |  |  | 90 |  |  | 123 |  |  | — |  |  | 123 |  |  | 418 |  |  | 58,295 |  |  | 58,713 |
Consumer - indirect | 2,901 |  |  | 607 |  |  | 259 |  |  | — |  |  | 259 |  |  | 3,767 |  |  | 390,394 |  |  | 394,161 |
Total consumer | 3,106 |  |  | 697 |  |  | 382 |  |  | — |  |  | 382 |  |  | 4,185 |  |  | 448,689 |  |  | 452,874 |
Equipment lease financing, other and overdrafts | 1,365 |  |  | 443 |  |  | 180 |  |  | 17,758 |  |  | 17,938 |  |  | 19,746 |  |  | 271,130 |  |  | 290,876 |
Total | $ | 67,112 |  |  | $ | 13,263 |  |  | $ | 14,598 |  |  | $ | 133,118 |  |  | $ | 147,716 |  |  | $ | 228,091 |  |  | $ | 16,140,367 |  |  | $ | 16,368,458 |
| December 31, 2018
| 30-59 Days Past Due |  | 60-89 Days Past Due |  | ≥ 90 Days Past Due and Accruing |  | Non- accrual |  | Total ≥ 90 Days |  | Total Past Due |  | Current |  | Total
| (in thousands)
Real estate - commercial mortgage | $ | 12,206 |  |  | $ | 1,500 |  |  | $ | 1,765 |  |  | $ | 30,388 |  |  | $ | 32,153 |  |  | $ | 45,859 |  |  | $ | 6,388,426 |  |  | $ | 6,434,285 |
Commercial - secured | 5,227 |  |  | 938 |  |  | 1,068 |  |  | 49,299 |  |  | 50,367 |  |  | 56,532 |  |  | 4,168,448 |  |  | 4,224,980 |
Commercial - unsecured | 1,598 |  |  | — |  |  | 51 |  |  | 851 |  |  | 902 |  |  | 2,500 |  |  | 177,068 |  |  | 179,568 |
Total commercial - industrial, financial and agricultural | 6,825 |  |  | 938 |  |  | 1,119 |  |  | 50,150 |  |  | 51,269 |  |  | 59,032 |  |  | 4,345,516 |  |  | 4,404,548 |
Real estate - home equity | 7,144 |  |  | 3,558 |  |  | 3,061 |  |  | 6,708 |  |  | 9,769 |  |  | 20,471 |  |  | 1,431,666 |  |  | 1,452,137 |
Real estate - residential mortgage | 20,796 |  |  | 8,192 |  |  | 4,433 |  |  | 14,668 |  |  | 19,101 |  |  | 48,089 |  |  | 2,202,955 |  |  | 2,251,044 |
Construction - commercial residential | 2,489 |  |  | — |  |  | — |  |  | 6,881 |  |  | 6,881 |  |  | 9,370 |  |  | 108,502 |  |  | 117,872 |
Construction - commercial | — |  |  | — |  |  | — |  |  | 19 |  |  | 19 |  |  | 19 |  |  | 726,707 |  |  | 726,726 |
Construction - other | — |  |  | — |  |  | — |  |  | 490 |  |  | 490 |  |  | 490 |  |  | 71,511 |  |  | 72,001 |
Total real estate - construction | 2,489 |  |  | — |  |  | — |  |  | 7,390 |  |  | 7,390 |  |  | 9,879 |  |  | 906,720 |  |  | 916,599 |
Consumer - direct | 267 |  |  | 71 |  |  | 66 |  |  | — |  |  | 66 |  |  | 404 |  |  | 55,629 |  |  | 56,033 |
Consumer - indirect | 2,908 |  |  | 497 |  |  | 343 |  |  | — |  |  | 343 |  |  | 3,748 |  |  | 359,405 |  |  | 363,153 |
Total consumer | 3,175 |  |  | 568 |  |  | 409 |  |  | — |  |  | 409 |  |  | 4,152 |  |  | 415,034 |  |  | 419,186 |
Equipment lease financing, other and overdrafts | 1,005 |  |  | 297 |  |  | 319 |  |  | 19,268 |  |  | 19,587 |  |  | 20,889 |  |  | 267,112 |  |  | 288,001 |
Total | $ | 53,640 |  |  | $ | 15,053 |  |  | $ | 11,106 |  |  | $ | 128,572 |  |  | $ | 139,678 |  |  | $ | 208,371 |  |  | $ | 15,957,429 |  |  | $ | 16,165,800 |
Troubled Debt Restructurings on Financing Receivables | The following table presents TDRs, by class segment:
| June 30, 2019 |  | December 31, 2018
| (in thousands)
Real-estate - residential mortgage | $ | 22,389 |  |  | $ | 24,102 |
Real estate - home equity | 16,389 |  |  | 16,665 |
Real-estate - commercial mortgage | 16,680 |  |  | 15,685 |
Commercial | 5,744 |  |  | 5,143 |
Consumer | 9 |  |  | 10 |
Total accruing TDRs | 61,211 |  |  | 61,605 |
Non-accrual TDRs (1) | 29,958 |  |  | 28,659 |
Total TDRs | $ | 91,169 |  |  | $ | 90,264 |
(1) Included in non-accrual loans and leases in the preceding table detailing non-performing assets
Loan Terms Modified Under Troubled Debt Restructurings | he following table presents TDRs, by class segment, as of June 30, 2019 and 2018 that were modified in the previous 12 months and had a post-modification payment default during the six months ended June 30, 2019 and 2018. The Corporation defines a payment default as a single missed payment.
| 2019 |  | 2018
| Number of Loans |  | Recorded Investment |  | Number of Loans |  | Recorded Investment
| (dollars in thousands)
Real estate - residential mortgage | 2 |  |  | $ | 299 |  |  | 8 |  |  | $ | 863 |
Real estate - commercial mortgage | — |  |  | — |  |  | 1 |  |  | 176 |
Real estate - home equity | 16 |  |  | 890 |  |  | 29 |  |  | 1,955 |
Commercial | 4 |  |  | 2,302 |  |  | 5 |  |  | 146 |
Total | 22 |  |  | $ | 3,491 |  |  | 43 |  |  | $ | 3,140 |
The following table presents TDRs, by class segment for loans that were modified during the three and six months ended June 30, 2019 and 2018:
| Three months ended June 30 |  | Six months ended June 30
| 2019 |  | 2018 |  | 2019 |  | 2018
| Number of Loans |  | Recorded Investment |  | Number of Loans |  | Recorded Investment |  | Number of Loans |  | Recorded Investment |  | Number of Loans |  | Recorded Investment
| (dollars in thousands)
Commercial | 6 |  |  | $ | 2,371 |  |  | 2 |  |  | $ | 53 |  |  | 10 |  | $ | 4,831 |  |  | 11 |  | $ | 9,412 |
Real estate - residential mortgage | 1 |  |  | 516 |  |  | 1 |  |  | 77 |  |  | 5 |  | 1,433 |  |  | 2 |  | 82 |
Real estate - home equity | 22 |  |  | 1,125 |  |  | 28 |  |  | 1,659 |  |  | 34 |  | 1,954 |  |  | 47 |  | 3,043 |
Total | 29 |  |  | $ | 4,012 |  |  | 31 |  |  | $ | 1,789 |  |  | 49 |  | $ | 8,218 |  |  | 60 |  | $ | 12,537 |

X
- Definition Schedule Of Gross Loans [Text Block] + References No definition available. + Details
Name: | fult_ScheduleOfGrossLoansTableTextBlock
Namespace Prefix: | fult_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule of the components of the allowance for credit losses as of the balance sheet date. + References No definition available. + Details
Name: | fult_ScheduleofAllowanceforCreditLossesTableTextBlock
Namespace Prefix: | fult_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule of Loans Modified Under Troubled Debt Restructurings [Text Block] + References No definition available. + Details
Name: | fult_ScheduleofLoansModifiedUnderTroubledDebtRestructuringsTableTextBlock
Namespace Prefix: | fult_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule of Non Performing Assets [Text Block] + References No definition available. + Details
Name: | fult_ScheduleofNonPerformingAssetsTableTextBlock
Namespace Prefix: | fult_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953659-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=82894031&loc=SL6953803-111525 + Details
Name: | us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableModificationsLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953401-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables and troubled debt restructurings. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953676-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953682-111524 + Details
Name: | us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration