<SEC-DOCUMENT>0001206774-19-001193.txt : 20190402
<SEC-HEADER>0001206774-19-001193.hdr.sgml : 20190402
<ACCEPTANCE-DATETIME>20190402171518
ACCESSION NUMBER:		0001206774-19-001193
CONFORMED SUBMISSION TYPE:	DEF 14A
PUBLIC DOCUMENT COUNT:		34
CONFORMED PERIOD OF REPORT:	20190521
FILED AS OF DATE:		20190402
DATE AS OF CHANGE:		20190402
EFFECTIVENESS DATE:		20190402

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FULTON FINANCIAL CORP
		CENTRAL INDEX KEY:			0000700564
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				232195389
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DEF 14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-10587
		FILM NUMBER:		19726250

	BUSINESS ADDRESS:	
		STREET 1:		ONE PENN SQ
		STREET 2:		PO BOX 4887
		CITY:			LANCASTER
		STATE:			PA
		ZIP:			17604
		BUSINESS PHONE:		7172912411

	MAIL ADDRESS:	
		STREET 1:		ONE PENN SQ
		STREET 2:		PO BOX 4887
		CITY:			LANCASTER
		STATE:			PA
		ZIP:			17604
</SEC-HEADER>
<DOCUMENT>
<TYPE>DEF 14A
<SEQUENCE>1
<FILENAME>fult3501261-def14a.htm
<DESCRIPTION>DEFINITIVE PROXY STATEMENT
<TEXT>
<HTML>
<HEAD>
<TITLE></TITLE>
</HEAD>
<BODY>
<DIV>
<p align="left" style="margin-top: 17pt"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<DIV style="TEXT-ALIGN: center"><FONT style="FONT-FAMILY: Times New Roman" size=2><b>UNITED STATES </b></FONT><br><FONT style="FONT-FAMILY: Times New Roman" size=2><b>SECURITIES AND EXCHANGE COMMISSION<BR>

Washington, D.C. 20549</b></FONT></DIV>
<DIV>&nbsp;</DIV>


<DIV style="TEXT-ALIGN: center"><FONT style="FONT-FAMILY: Times New Roman" size=4><b>SCHEDULE 14A</b></FONT><BR>
<br><FONT style="FONT-FAMILY: Times New Roman" size=2>Proxy Statement Pursuant to Section 14(a) of the Securities <BR>Exchange
Act of 1934 (Amendment No.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; )</FONT><FONT style="FONT-FAMILY: Times New Roman">
</FONT></DIV>
<DIV>&nbsp;</DIV>
<DIV align=left>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="99%" colSpan=3><FONT style="FONT-FAMILY: times new roman" size=2>Filed by the Registrant
      [X]</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="99%" colSpan=3><FONT style="FONT-FAMILY: times new roman" size=2>Filed by a Party other than
      the Registrant [&nbsp;&nbsp; ]&nbsp; </FONT></TD></TR>
  <TR>
    <TD vAlign=top noWrap align=left width="99%" colSpan=3>&nbsp; </TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="99%" colSpan=3><FONT style="FONT-FAMILY: times new roman" size=2>Check the appropriate
      box:</FONT></TD></TR>
  <TR>
    <TD vAlign=top noWrap align=left width="99%" colSpan=3>&nbsp; </TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>[&nbsp;&nbsp; ]</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD vAlign=top noWrap align=left width="97%"><FONT style="FONT-FAMILY: times new roman" size=2>Preliminary Proxy
      Statement</FONT></TD></TR>
  <TR style="LINE-HEIGHT: normal" vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>[&nbsp;&nbsp; ]</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="97%"><FONT style="FONT-FAMILY: times new roman" size=2><B>Confidential, for Use of the
      Commission Only (as permitted by Rule 14a-6(e)(2))</B></FONT></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>[X]</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="97%"><FONT style="FONT-FAMILY: times new roman" size=2>Definitive Proxy
      Statement</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>[&nbsp;&nbsp; ]</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="97%"><FONT style="FONT-FAMILY: times new roman" size=2>Definitive Additional
      Materials</FONT></TD></TR>
  <TR>
    <TD vAlign=top noWrap align=left width="1%" ><FONT size=2>[&nbsp;&nbsp; ]</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%" >&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="97%" ><FONT size=2>Soliciting Material Pursuant to &sect;240.14a-12</FONT></TD></TR></TABLE></DIV><BR>
<DIV>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center" noWrap width="3%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center" noWrap width="94%"><FONT style="FONT-FAMILY: times new roman" size=2><STRONG>Fulton Financial Corporation</STRONG></FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center" noWrap width="3%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD style="TEXT-ALIGN: center" width="3%">&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" width="94%"><FONT style="FONT-FAMILY: times new roman" size=2>(Name of Registrant as
      Specified In Its Charter)</FONT></TD>
    <TD style="TEXT-ALIGN: center" width="3%">&nbsp;</TD></TR>
  <TR>
    <TD width="3%"></TD>
    <TD width="94%">&nbsp; </TD>
    <TD width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center" noWrap width="3%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center" noWrap width="94%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center" noWrap width="3%">&nbsp;</TD></TR>
  <TR>
    <TD style="TEXT-ALIGN: center" noWrap width="3%">&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" noWrap width="94%">
      <DIV align=center><FONT style="FONT-FAMILY: times new roman" size=2>(Name
      of Person(s) Filing Proxy Statement, if other than the
      Registrant)</FONT></DIV></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="3%">&nbsp;</TD></TR></TABLE></DIV><BR>
<DIV>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="100%" colSpan=5><FONT style="FONT-FAMILY: times new roman" size=2>Payment of Filing Fee (Check
      the appropriate box):</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=right width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>[X]</FONT></TD>
    <TD vAlign=top noWrap align=right width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD vAlign=top noWrap align=left width="98%" colSpan=3><FONT style="FONT-FAMILY: times new roman" size=2>No fee required.</FONT></TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%">
      <DIV><FONT style="FONT-FAMILY: times new roman" size=2><FONT style="FONT-FAMILY: times new roman" size=2>[&nbsp;&nbsp;
      ]</FONT></FONT></DIV></TD>
    <TD vAlign=top align=right width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top align=left width="98%" colSpan=3>
      <DIV><FONT style="FONT-FAMILY: times new roman" size=2>Fee computed on
      table below per Exchange Act Rules 14a-6(i)(1) and 0-11.</FONT></DIV></TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%" ></TD>
    <TD vAlign=top align=right width="1%" ></TD>
    <TD vAlign=top align=right width="1%" ></TD>
    <TD vAlign=top align=left width="1%" ></TD>
    <TD vAlign=top align=left width="96%" >&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-BOTTOM: 1pt" vAlign=top align=right width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt" vAlign=top align=right width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt" vAlign=top align=right width="1%"><FONT size=2>1)</FONT></TD>
    <TD style="PADDING-BOTTOM: 1pt" vAlign=top align=left width="1%">&nbsp;<FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT></TD>
    <TD vAlign=top align=left width="96%"><FONT size=2>Title of each class of
      securities to which transaction applies:</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: left" vAlign=top width="96%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;
      </FONT></TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2>2)</FONT></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top width="96%"><FONT size=2>Aggregate number of securities to
      which transaction applies:</FONT></TD></TR>
  <TR>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top width="96%">&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2>3)</FONT></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top width="96%" align=justify><FONT size=2>Per unit price or other underlying
      value of transaction computed pursuant to Exchange Act Rule 0-11 (set
      forth the amount on which the filing fee is calculated and state how it
      was determined):</FONT></TD></TR>
  <TR>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top width="96%">&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2>4)</FONT></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top width="96%"><FONT size=2>Proposed maximum aggregate value of transaction:</FONT></TD></TR>
  <TR>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top width="96%">&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2>5)</FONT></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top width="96%"><FONT size=2>Total fee paid:</FONT></TD></TR>
  <TR>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top width="96%">&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%">
      <DIV><FONT style="FONT-FAMILY: times new roman" size=2><FONT style="FONT-FAMILY: times new roman" size=2>[&nbsp;&nbsp;
      ]</FONT></FONT></DIV></TD>
    <TD vAlign=top align=right width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top align=left width="98%" colSpan=3>
      <DIV><FONT style="FONT-FAMILY: times new roman" size=2>Fee paid previously
      with preliminary materials.</FONT></DIV></TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%" ></TD>
    <TD vAlign=top align=right width="1%" ></TD>
    <TD vAlign=top align=left width="98%"  colSpan=3>&nbsp;</TD></TR>
  <TR style="LINE-HEIGHT: normal">
    <TD vAlign=top align=right width="1%">
      <DIV><FONT style="FONT-FAMILY: times new roman" size=2><FONT style="FONT-FAMILY: times new roman" size=2>[&nbsp;&nbsp;
      ]</FONT></FONT></DIV></TD>
    <TD vAlign=top align=right width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;</FONT></TD>
    <TD style="TEXT-ALIGN: left" vAlign=top width="98%" colSpan=3>
      <DIV style="TEXT-ALIGN: justify"><FONT style="FONT-FAMILY: times new roman" size=2>Check box if any part of the fee is offset as provided by Exchange Act Rule 0-11(a)(2) and identify the filing for
which the offsetting fee was paid previously. Identify the previous filing by registration statement number, or the Form or
Schedule and the date of its filing.</FONT></DIV></TD></TR>
  <TR>
    <TD vAlign=top noWrap align=left width="1%" ></TD>
    <TD vAlign=top noWrap align=left width="1%" ></TD>
    <TD vAlign=top noWrap align=left width="1%" ></TD>
    <TD vAlign=top noWrap align=left width="1%" ></TD>
    <TD vAlign=top noWrap align=left width="96%" >&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD style="PADDING-TOP: 4pt" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT size=2>1)</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="96%"><FONT style="FONT-FAMILY: times new roman" size=2>Amount Previously
    Paid:</FONT></TD></TR>
  <TR>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="96%">&nbsp;</TD></TR>
  <TR style="PADDING-TOP: 4pt" vAlign=bottom>
    <TD style="PADDING-TOP: 4pt" vAlign=top noWrap align=left width="1%"></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT size=2>2)</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="96%"><FONT style="FONT-FAMILY: times new roman" size=2>Form, Schedule or Registration
      Statement No.:</FONT></TD></TR>
  <TR>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="96%">&nbsp;</TD></TR>
  <TR style="PADDING-TOP: 4pt" vAlign=bottom>
    <TD style="PADDING-TOP: 4pt" vAlign=top noWrap align=left width="1%"></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT size=2>3)</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="96%"><FONT style="FONT-FAMILY: times new roman" size=2>Filing Party:</FONT></TD></TR>
  <TR>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="96%">&nbsp;</TD></TR>
  <TR style="PADDING-TOP: 4pt" vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT size=2>4)</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="96%"><FONT style="FONT-FAMILY: times new roman" size=2>Date Filed:</FONT></TD></TR>
  <TR>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="96%">&nbsp;</TD></TR></TABLE></DIV><BR>

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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; text-align: center; margin-bottom: 0"><IMG SRC="d350126x5x1.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>P.O. Box 4887<BR>
One Penn Square<BR>
Lancaster, Pennsylvania 17604</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>NOTICE OF ANNUAL MEETING OF SHAREHOLDERS<BR>
TO BE HELD</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>TUESDAY, MAY 21, 2019 AT 10:00 A.M.</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">TO THE SHAREHOLDERS OF FULTON FINANCIAL CORPORATION:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">NOTICE IS HEREBY GIVEN that,
pursuant to the call of its Board of Directors, the Annual Meeting of the shareholders of FULTON FINANCIAL CORPORATION (&ldquo;Fulton&rdquo;)
will be held on Tuesday, May 21, 2019, at 10:00 a.m., at the Lancaster Marriott at Penn Square, 25 South Queen Street, Lancaster,
Pennsylvania, for the purpose of considering and voting upon the following matters:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="width: 36pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 18pt">1.</TD>
    <TD STYLE="vertical-align: bottom; text-align: justify">ELECTION OF DIRECTORS. The election of fourteen (14) director
    nominees to serve for one-year terms;</TD></TR>
<TR>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: justify">&nbsp;</TD></TR>
<TR>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">2.</TD>
    <TD STYLE="vertical-align: bottom; text-align: justify">DIRECTOR COMPENSATION PLAN. A resolution to approve the Amended and
    Restated Directors&rsquo; Equity Participation Plan;</TD></TR>
<TR>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: justify">&nbsp;</TD></TR>
<TR>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">3.</TD>
    <TD STYLE="vertical-align: bottom; text-align: justify">EXECUTIVE COMPENSATION PROPOSAL. A non-binding say on pay (&ldquo;Say-on-Pay&rdquo;)
    resolution to approve the compensation of the named executive officers for 2018;</TD></TR>
<TR>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: justify">&nbsp;</TD></TR>
<TR>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">4.</TD>
    <TD STYLE="vertical-align: bottom; text-align: justify">RATIFICATION OF INDEPENDENT AUDITOR. The ratification of the appointment
    of KPMG LLP as Fulton&rsquo;s independent auditor for the fiscal year ending December 31, 2019; and</TD></TR>
<TR>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: justify">&nbsp;</TD></TR>
<TR>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">5.</TD>
    <TD STYLE="vertical-align: bottom; text-align: justify">OTHER BUSINESS. Such other business as may properly be brought before
    the meeting and any adjournments thereof.</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Only those shareholders
of record at the close of business on February 28, 2019, shall be entitled to be given notice of, to attend and to vote at the
Annual Meeting. Please take a moment now to cast your vote over the Internet or by telephone in accordance with the instructions
set forth on the enclosed proxy card, or, alternatively, if you received paper copies of the Proxy Statement and proxy card, to
complete, sign and date the enclosed proxy card and return it in the postage-paid envelope provided. Shareholders attending the
Annual Meeting in person may vote in person, even if they have previously voted by proxy.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Voting via the Internet or by telephone is
fast and convenient, and your vote is immediately tabulated and confirmed. Your Proxy is revocable and may be withdrawn at any
time before it is voted at the meeting. <B>You are cordially invited to attend the Annual Meeting. If you plan on attending, please
RSVP that you will attend by returning the Annual Meeting Reservation Form enclosed or print and return the form posted at www.proxyvote.com.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 36pt">A copy of Fulton&rsquo;s Annual Report on Form
10-K accompanies this Proxy Statement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%">&nbsp;</TD>
    <TD STYLE="width: 50%"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">Sincerely,</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="d350126x5x2.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">Daniel R. Stolzer</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">Corporate Secretary</P>
</TD></TR>
</TABLE>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">Enclosures</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">April 2, 2019</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>PROXY STATEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><I>Dated and To Be Mailed on or about: April
2, 2019</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; text-align: center; margin-bottom: 0"><IMG SRC="d350126x7x1.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>P.O. Box 4887, One Penn Square<BR>
Lancaster, Pennsylvania 17604<BR>
(717) 291-2411</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">ANNUAL MEETING OF SHAREHOLDERS TO BE HELD ON
MAY 21, 2019 AT 10:00 A.M.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B><A NAME="toc" TITLE="toc"></A>TABLE OF CONTENTS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="vertical-align: top; width: 3%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 92%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 5%; text-align: right"><B>PAGE</B></TD></TR>
<TR>
    <TD COLSPAN="2" STYLE="vertical-align: top"><A HREF="#d350126a001"><B>ANNUAL MEETING SUMMARY</B></A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><B>1</B></TD></TR>
<TR>
    <TD COLSPAN="2" STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR>
    <TD COLSPAN="2" STYLE="vertical-align: top"><A HREF="#d350126a002"><B>GENERAL INFORMATION</B></A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><B>2</B></TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a003">Introduction</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">2</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a004">RSVP, Date, Time and Place of Meeting</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">2</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a005">Shareholders Entitled to Vote and Attend Meeting</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">2</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a006">Purpose of Meeting</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">2</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a007">Solicitation of Proxies</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">3</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a008">Revocability and Voting of Proxies</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">3</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a009">Voting Shares Held in Street Name</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">4</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a010">Voting of Shares and Principal Holders Thereof</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">4</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a011">Internet Availability of Proxy Materials</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">5</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a012">Recommendation of the Board of Directors</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">5</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a013">Shareholder Proposals</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">5</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a014">Contacting the Board of Directors</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">6</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a015">Code of Conduct</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">6</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a016">Corporate Governance Guidelines</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">6</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR>
    <TD COLSPAN="2" STYLE="vertical-align: top"><A HREF="#d350126a017"><B>SELECTION OF DIRECTORS</B></A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><B>7</B></TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a018">General Information</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">7</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a019">Majority Vote Standard</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">7</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a020">Procedure for Shareholder Nominations</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">7</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a021">Director Qualifications and Board Diversity</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">8</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR>
    <TD COLSPAN="2" STYLE="vertical-align: top"><A HREF="#d350126a022"><B>ELECTION OF DIRECTORS &#8211; Proposal One</B></A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><B>9</B></TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a023">General Information</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">9</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a024">2019 Director Nominees</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">9</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a025">Vote Required</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">9</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a026">Recommendation of the Board of Directors</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">9</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a027">Information about Nominees, Directors and Independence Standards</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">9</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a028">Director Nominee Biographical Information</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">10</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a029">Current Fulton Directors Retiring at the 2019 Annual Meeting</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">17</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a030">Security Ownership of Directors, Nominees, Management and Certain
    Beneficial Owners</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">18</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
<TR>
    <TD COLSPAN="2" STYLE="vertical-align: top"><A HREF="#d350126a031"><B>INFORMATION CONCERNING THE BOARD OF DIRECTORS</B></A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><B>20</B></TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a032">Meetings and Committees of the Board of Directors</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">20</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a033">Human Resources Committee Interlocks and Insider Participation</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">20</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a034">Other Board Committees</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">20</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a035">Board&rsquo;s Role in Risk Oversight</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">22</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a036">Lead Director and Fulton&rsquo;s Leadership Structure</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">23</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a037">Executive Sessions</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">23</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a038">Legal Proceedings</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">23</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a039">Related Person Transactions</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">24</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a040">Section 16(a) Beneficial Ownership Reporting Compliance</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">25</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a041">Board of Directors and Committee Evaluations</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">25</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a042">Compensation of Directors</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">26</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a043">Director Compensation Table</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">28</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">i</P>
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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD COLSPAN="2" STYLE="vertical-align: top; padding-left: 7pt; text-indent: -7pt"><A HREF="#d350126a044"><B>RESOLUTION TO APPROVE THE AMENDED AND RESTATED DIRECTORS&rsquo; EQUITY PARTICIPATION PLAN &#8211; PROPOSAL TWO</B></A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><B>29</B></TD></TR>
<TR>
    <TD STYLE="vertical-align: top; width: 3%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 92%"><A HREF="#d350126a045">Overview and Background of the Amended and Restated Directors&rsquo;
    Equity Participation Plan</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 5%">29</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a046">Key Terms and Purpose of the Amended and Restated Directors&rsquo;
    Equity Participation Plan</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">29</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a047">Type of Awards</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">29</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a048">Term, Termination and Amendment of the Amended and Restated Directors&rsquo;
    Equity Participation Plan</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">30</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a049">Eligibility</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">31</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a050">New Plan Benefits</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">31</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a051">Current Equity Granting Practices</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">31</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a052">Annual Individual Award Limitations</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">32</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a053">Number of Awards that May be Made</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">32</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a054">Rights with Respect to Shares</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">32</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a055">Clawback of Awards</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">32</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a056">Federal Income Tax Consequences</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">32</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a057">Vote Required for Approval</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">33</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><A HREF="#d350126a058">Recommendation of the Board of Directors</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">33</TD></TR>
</TABLE>

<P STYLE="margin: 0; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD COLSPAN="2" STYLE="vertical-align: top"><A HREF="#d350126a059"><B>INFORMATION CONCERNING EXECUTIVE COMPENSATION</B></A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><B>34</B></TD></TR>
<TR>
    <TD STYLE="vertical-align: top; width: 3%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 92%"><A HREF="#d350126a060">Compensation Discussion and Analysis</A></TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 5%">34</TD></TR>
</TABLE>


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">Section</TD>
    <TD STYLE="text-align: right">Page</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 6%">&nbsp;</TD>
    <TD STYLE="width: 3%"><A HREF="#d350126a061">1.</A></TD>
    <TD STYLE="width: 70%"><A HREF="#d350126a061">Executive Summary</A></TD>
    <TD STYLE="text-align: right; width: 6%">35</TD>
    <TD STYLE="width: 15%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><A HREF="#d350126a062">2.</A></TD>
    <TD><A HREF="#d350126a062">Shareholder Say-on-Pay Proposal Historical Results</A></TD>
    <TD STYLE="text-align: right">37</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><A HREF="#d350126a063">3.</A></TD>
    <TD><A HREF="#d350126a063">Pay for Performance</A></TD>
    <TD STYLE="text-align: right">37</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><A HREF="#d350126a064">4.</A></TD>
    <TD><A HREF="#d350126a064">Compensation Philosophy</A></TD>
    <TD STYLE="text-align: right">39</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><A HREF="#d350126a065">5.</A></TD>
    <TD><A HREF="#d350126a065">HR Committee Membership and Role</A></TD>
    <TD STYLE="text-align: right">40</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><A HREF="#d350126a066">6.</A></TD>
    <TD><A HREF="#d350126a066">Role of Management </A></TD>
    <TD STYLE="text-align: right">40</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><A HREF="#d350126a067">7.</A></TD>
    <TD><A HREF="#d350126a067">Use of Consultants</A></TD>
    <TD STYLE="text-align: right">41</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><A HREF="#d350126a068">8.</A></TD>
    <TD><A HREF="#d350126a068">Use of a Peer Group</A></TD>
    <TD STYLE="text-align: right">41</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><A HREF="#d350126a069">9.</A></TD>
    <TD><A HREF="#d350126a069">Elements of Executive Compensation</A></TD>
    <TD STYLE="text-align: right">42</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><A HREF="#d350126a070">10.</A></TD>
    <TD><A HREF="#d350126a070">Employment Agreements</A></TD>
    <TD STYLE="text-align: right">49</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><A HREF="#d350126a071">11.</A></TD>
    <TD><A HREF="#d350126a071">Compensation Plan Risk Review</A></TD>
    <TD STYLE="text-align: right">49</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><A HREF="#d350126a072">12.</A></TD>
    <TD><A HREF="#d350126a072">Other Compensation Elements </A></TD>
    <TD STYLE="text-align: right">50</TD>
    <TD>&nbsp;</TD></TR>
</TABLE>


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 3%">&nbsp;</TD>
    <TD STYLE="width: 87%"><A HREF="#d350126a073">Summary Compensation Table</A></TD>
    <TD STYLE="width: 10%; text-align: right">52</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><A HREF="#d350126a074">Grants of Plan-Based Awards Table</A></TD>
    <TD STYLE="text-align: right">55</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><A HREF="#d350126a075">Outstanding Equity Awards at Fiscal Year-End Table</A></TD>
    <TD STYLE="text-align: right">56</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><A HREF="#d350126a076">Option Exercises and Stock Vested Table</A></TD>
    <TD STYLE="text-align: right">57</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><A HREF="#d350126a077">Pension Benefits Table</A></TD>
    <TD STYLE="text-align: right">57</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><A HREF="#d350126a078">Nonqualified Deferred Compensation Table</A></TD>
    <TD STYLE="text-align: right">58</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><A HREF="#d350126a079">Potential Payments Upon Termination and Golden Parachute Compensation Table</A></TD>
    <TD STYLE="text-align: right">59</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><A HREF="#d350126a080">CEO Pay Ratio Disclosure</A></TD>
    <TD STYLE="text-align: right">63</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="text-indent: -7pt; padding-left: 7pt"><A HREF="#d350126a081"><B>NON-BINDING SAY-ON-PAY RESOLUTION TO APPROVE THE COMPENSATION OF THE NAMED EXECUTIVE OFFICERS &#8211; Proposal Three</B></A></TD>
    <TD STYLE="text-align: right"><B>64</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><A HREF="#d350126a082">Recommendation of the Board of Directors</A></TD>
    <TD STYLE="text-align: right">64</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2"><A HREF="#d350126a083"><B>RELATIONSHIP WITH INDEPENDENT PUBLIC ACCOUNTANTS</B></A></TD>
    <TD STYLE="text-align: right"><B>65</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2"><A HREF="#d350126a084"><B>RATIFICATION OF INDEPENDENT AUDITOR &#8211; Proposal Four</B></A></TD>
    <TD STYLE="text-align: right"><B>66</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><A HREF="#d350126a085">Recommendation of the Board of Directors</A></TD>
    <TD STYLE="text-align: right">66</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2"><A HREF="#d350126a086"><B>ADDITIONAL INFORMATION</B></A></TD>
    <TD STYLE="text-align: right"><B>67</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><A HREF="#d350126a087">Annual Report on Form 10-K</A></TD>
    <TD STYLE="text-align: right">67</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><A HREF="#d350126a088">Householding of Proxy Materials</A></TD>
    <TD STYLE="text-align: right">67</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><A HREF="#d350126a089">Sign Up for Electronic Delivery</A></TD>
    <TD STYLE="text-align: right">67</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2"><A HREF="#d350126a090"><B>OTHER MATTERS</B></A></TD>
    <TD STYLE="text-align: right"><B>68</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2"><B>EXHIBITS</B></TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><A HREF="#d350126a091">Amended and Restated Directors&rsquo; Equity Participation Plan</A></TD>
    <TD STYLE="text-align: right">Exhibit&nbsp;A&nbsp;&nbsp;&nbsp;&nbsp;69</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><A HREF="#d350126a092">Report of Audit Committee</A></TD>
    <TD STYLE="text-align: right">Exhibit&nbsp;B&nbsp;&nbsp;&nbsp;&nbsp;83</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">ii</P>

<!-- Field: Page; Sequence: 4 -->
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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 12pt Times New Roman, Times, Serif">
<TR>
    <TD COLSPAN="5" STYLE="vertical-align: top; text-align: center; background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 3pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;<B><A NAME="d350126a001"></A>ANNUAL
    MEETING SUMMARY</B></FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; text-align: center; background-color: rgb(207,210,221); border-left: rgb(102,118,163) 2px solid; border-top: rgb(102,118,163) 2px solid; border-bottom: rgb(102,118,163) 2px solid">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="vertical-align: bottom; text-align: center; background-color: rgb(207,210,221); border: rgb(102,118,163) 2px solid">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: middle; text-align: center; background-color: rgb(207,210,221); border-left: rgb(102,118,163) 2px solid; border-bottom: rgb(102,118,163) 2px solid"><IMG SRC="d350126x9x1a.jpg" ALT="">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="vertical-align: bottom; text-align: justify; border-right: rgb(102,118,163) 2px solid; border-left: rgb(102,118,163) 2px solid; padding: 3pt">The Annual Meeting
    of the shareholders of Fulton (the &ldquo;Annual Meeting&rdquo;) will be held on Tuesday, May 21, 2019, at 10:00 a.m., at
    the Lancaster Marriott at Penn Square, 25 South Queen Street, Lancaster, Pennsylvania. The Board of Directors has approved
    an agenda for the Annual Meeting consisting of four proposals, as described in the meeting notice and in more detail in this
    document, and such other business as may be properly brought before the Annual Meeting.</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="3" STYLE="text-align: center; background-color: rgb(207,210,221); border-left: rgb(102,118,163) 2px solid; border-bottom: rgb(102,118,163) 2px solid; vertical-align: middle"><IMG SRC="d350126x9x1b.jpg" ALT="">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: left; border: rgb(102,118,163) 2px solid; padding: 3pt"><P STYLE="margin-top: 0; margin-bottom: 0"><B><U>Proposal
                                         One (Page 9)</U></B></P>
                                                                                <P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>
                                                                                <P STYLE="margin-top: 0; margin-bottom: 0"><B>The election of the fourteen (14) director nominees identified in this Proxy Statement.</B></P></TD>
    <TD COLSPAN="2" STYLE="text-align: left; border-right: rgb(102,118,163) 2px solid; border-bottom: rgb(102,118,163) 2px solid; padding: 3pt; border-top: rgb(102,118,163) 2px solid"><P STYLE="margin-top: 0; margin-bottom: 0"><B><U>Proposal
                                         Two (Page_29)</U></B></P>
                                                                                <P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>
                                                                                <P STYLE="margin-top: 0; margin-bottom: 0"><B>The approval of the Amended and Restated Directors&rsquo; Equity Participation Plan.</B></P></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="text-align: left; border-right: rgb(102,118,163) 2px solid; border-left: rgb(102,118,163) 2px solid; padding: 3pt"><P STYLE="margin-top: 0; margin-bottom: 0"><B><U>Proposal
                                         Three (Page 64)</U></B></P>
                                                                                <P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>
                                                                                <P STYLE="margin-top: 0; margin-bottom: 0"><B>The approval of the non-binding Say-on-Pay resolution to approve the compensation of the named executive officers for 2018.</B></P></TD>
    <TD COLSPAN="2" STYLE="text-align: left; border-right: rgb(102,118,163) 2px solid; padding: 3pt"><P STYLE="margin-top: 0; margin-bottom: 0"><B><U>Proposal
                                         Four (Page 66)</U></B></P>
                                                                                <P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>
                                                                                <P STYLE="margin-top: 0; margin-bottom: 0"><B>The ratification of the appointment of KPMG LLP as Fulton&rsquo;s independent auditor for the fiscal year ending December 31, 2019.</B></P></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="4" STYLE="text-align: justify; border: rgb(102,118,163) 2px solid; padding: 3pt">The Board of Directors recommends
    that shareholders vote <U>FOR</U> the election of each of the fourteen (14) director nominees identified in this Proxy Statement,
    <U>FOR</U> the approval of the Amended and Restated Directors&rsquo; Equity Participation Plan, <U>FOR</U> the approval of
    the non-binding Say-on-Pay resolution to approve the compensation of the named executive officers for 2018, and <U>FOR</U>
    the ratification of the appointment of KPMG LLP as Fulton&rsquo;s independent auditor for the fiscal year ending December
    31, 2019.</TD></TR>
<TR>
    <TD STYLE="vertical-align: middle; text-align: center; width: 12%; background-color: rgb(207,210,221); border-left: rgb(102,118,163) 2px solid"><IMG SRC="d350126x9x1c.jpg" ALT="">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: left; width: 22%; border-left: rgb(102,118,163) 2px solid; padding: 3pt"><IMG SRC="d350126x9x1e.jpg" ALT="" STYLE="float: left; margin-right: 10pt">You can vote your shares
    via the Internet by visiting www.proxyvote.com and entering your control number.</TD>
    <TD STYLE="vertical-align: top; text-align: left; width: 22%; border-left: rgb(102,118,163) 2px solid; padding: 3pt"><IMG SRC="d350126x9x1f.jpg" ALT="" STYLE="float: left; margin-right: 10pt">You can vote your shares
    by telephone by calling 1-800-690-6903 and using your control number.</TD>
    <TD STYLE="vertical-align: top; text-align: left; width: 22%; border-left: rgb(102,118,163) 2px solid; padding: 3pt"><IMG SRC="d350126x9x1g.jpg" ALT="" STYLE="float: left; margin-right: 10pt">If you received a paper copy
    of the Proxy Statement, you can vote your shares by signing and returning your proxy card by U.S. mail.</TD>
    <TD STYLE="vertical-align: top; text-align: left; width: 22%; border-left: rgb(102,118,163) 2px solid; padding: 3pt; border-right: rgb(102,118,163) 2px solid"><IMG SRC="d350126x9x1h.jpg" ALT="" STYLE="float: left; margin-right: 10pt">You
    can vote <U>in person at the Annual Meeting</U> with your proxy card or legal proxy if shares are held in street name. (See
    Voting Shares Held in Street Name on Page 4 for more information).</TD></TR>
<TR>
    <TD STYLE="vertical-align: middle; text-align: center; background-color: rgb(207,210,221); border-left: rgb(102,118,163) 2px solid; border-top: rgb(102,118,163) 2px solid; border-bottom: rgb(102,118,163) 2px solid"><IMG SRC="d350126x9x1d.jpg" ALT="">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="vertical-align: bottom; text-align: justify; border: rgb(102,118,163) 2px solid; padding: 3pt"><IMG SRC="d350126x9x1i.jpg" ALT="" STYLE="float: left; margin-right: 10pt">If you would
    like to save paper and reduce the costs incurred by Fulton in printing and mailing proxy materials, you can consent to receiving
    all future proxy statements, proxy cards and annual reports electronically via e-mail or the Internet. To sign up for electronic
    delivery, please go to www.proxyvote.com and have your proxy card and control number in hand when you access the website,
    then follow the instructions at www.proxyvote.com to obtain your records and to create an electronic voting instruction form.
    Follow the instructions for voting by Internet and, when prompted, indicate that you agree to receive or access shareholder
    communications electronically in future years.</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

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<TR>
    <TD STYLE="vertical-align: bottom; width: 34%; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 33%; text-align: center"><FONT STYLE="font-size: 10pt">1</FONT></TD>
    <TD STYLE="vertical-align: top; width: 33%; text-align: center">&nbsp;</TD></TR>
</TABLE>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; background-color: rgb(207,210,221)"><B><A NAME="d350126a002"></A>GENERAL INFORMATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><A NAME="d350126a003"></A>Introduction</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Fulton, a Pennsylvania business
corporation and registered financial holding company, was organized pursuant to a plan of reorganization adopted by Fulton Bank
and implemented on June 30, 1982. On that date, Fulton Bank became a wholly owned subsidiary of Fulton, and the shareholders of
Fulton Bank became shareholders of Fulton. Since that time, Fulton has acquired other banks (some of which have since been merged
together), Fulton Bank adopted a national charter, and today Fulton owns the following community banks: Fulton Bank, N.A., Fulton
Bank of New Jersey, Lafayette Ambassador Bank and The Columbia Bank.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">In addition, Fulton has
several other direct subsidiaries, including: Fulton Insurance Services Group, Inc. (which engages in the sale of various life
insurance products); Fulton Financial Realty Company (which owns or leases certain properties on which branch and operational facilities
are located); Central Pennsylvania Financial Corp. (which owns, directly or indirectly, certain limited partnership and limited
liability company interests, principally in low- to moderate-income housing developments); and FFC Management, Inc. (which holds
certain investment securities and other passive investments).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><A NAME="d350126a004"></A>RSVP, Date, Time and Place of Meeting</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt"><B>The Annual Meeting will
be held on Tuesday, May 21, 2019, at 10:00 a.m., at the Lancaster Marriott at Penn Square, 25 South Queen Street, Lancaster, Pennsylvania.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">You are cordially invited
to attend the Annual Meeting. In order for Fulton to plan and prepare for the proper number of shareholders, if you plan on attending,
<B>please RSVP and confirm that you will attend by completing and returning the Annual Meeting Reservation Form enclosed. If you
received a Notice of Internet Availability of Proxy Materials, or if you requested proxy materials by email, please print and return
the Annual Meeting Reservation Form posted at www.proxyvote.com if you plan to attend the Annual Meeting. Light refreshments will
be available starting at 9:00 a.m., and the business meeting will start promptly at 10:00 a.m.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Shareholders are encouraged
to arrive early. Public parking is available in downtown Lancaster. For a list of parking locations, please consult the Lancaster
Parking Authority website at www.lancasterparkingauthority.com, or consult the information in the Annual Meeting Invitation and
Reservation Form. Each shareholder may be asked to present valid photo identification, such as a driver&rsquo;s license, and proof
of share ownership, as of February 28, 2019, such as a copy of a brokerage statement or a copy of your ballot. Large bags, cameras,
cell phones, recording devices and other electronic devices will not be permitted at the Annual Meeting, and individuals not complying
with this request are subject to dismissal from the Annual Meeting. In the event of an adjournment, postponement or emergency that
may change the Annual Meeting&rsquo;s time, date, or location, Fulton will make an announcement, issue a press release or post
information at www.fult.com to notify shareholders, as appropriate. The contents of our website are not incorporated into this
Proxy Statement and should not be considered part of this document.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><A NAME="d350126a005"></A>Shareholders Entitled to Vote and Attend
Meeting</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Attendance at the Annual
Meeting will be limited to shareholders of record at the close of business on February 28, 2019 (the &ldquo;Record Date&rdquo;),
their authorized representatives and guests of Fulton. Only those shareholders of record as of the Record Date shall be entitled
to receive notice of, attend and vote at the Annual Meeting.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><A NAME="d350126a006"></A>Purpose of Meeting</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Fulton shareholders will
be asked to consider and vote upon the following matters at the Annual Meeting: (i) the election of fourteen (14) director nominees
to serve for one-year terms; (ii) the approval of the Amended and Restated Directors&rsquo; Equity Participation Plan; (iii) the
non-binding Say-on-Pay resolution to approve the compensation of the named executive officers for 2018; (iv) the ratification of
the appointment of KPMG LLP as Fulton&rsquo;s independent auditor for the fiscal year ending December 31, 2019; and (v) such other
business as may be properly brought before the Annual Meeting and any adjournments thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>

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<TR>
    <TD STYLE="vertical-align: bottom; width: 34%; text-align: left">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></TD>
    <TD STYLE="vertical-align: bottom; width: 33%; text-align: center"><FONT STYLE="font-size: 10pt">2</FONT></TD>
    <TD STYLE="vertical-align: top; width: 33%; text-align: center">&nbsp;</TD></TR>
</TABLE>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><A NAME="d350126a007"></A>Solicitation of Proxies</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">This Proxy Statement is
furnished in connection with the solicitation of proxies, in the accompanying form, by the Board of Directors of Fulton for use
at the Annual Meeting to be held at 10:00 a.m. on Tuesday, May 21, 2019, and any adjournments or postponements thereof. Fulton
is making this solicitation and will pay the entire cost of preparing, assembling, printing, mailing and distributing the notices
and these proxy materials and soliciting votes. In addition to the mailing of the notices and these proxy materials, the solicitation
of proxies or votes may be made in person, by mail, telephone or by electronic communication by Fulton&rsquo;s directors, officers
and employees, who will not receive any additional compensation for such solicitation activities. Fulton has engaged Equiniti (US)
Services LLC to aid in the solicitation of proxies in order to assure a sufficient return of votes on the proposals to be presented
at the Annual Meeting. The fee for such services is estimated at $6,000, plus reimbursement for reasonable research, distribution
and mailing costs.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Arrangements will be made
with brokerage houses and other custodians, nominees and fiduciaries for the forwarding of solicitation material to the beneficial
owners of stock held of record by such persons, and Fulton will reimburse them for reasonable out-of-pocket expenses incurred by
them in connection with such activities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><A NAME="d350126a008"></A>Revocability and Voting of Proxies</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">The execution
and return of the enclosed proxy card, or voting by another method, will not affect a shareholder&rsquo;s right to attend
the Annual Meeting and to vote in person. A shareholder may revoke any proxy given pursuant to this solicitation by
delivering written notice of revocation to the Corporate Secretary or Assistant Corporate Secretary of Fulton, sending a new
proxy card at any time before the shares are voted by the proxy at the Annual Meeting, or by voting by another method at any
time before the applicable deadline for voting set forth on the proxy card. Unless revoked, any proxy given pursuant to this
solicitation will be voted at the Annual Meeting, including any adjournment or postponement thereof, in accordance with the
written instructions of the shareholder giving the proxy. In the absence of specific voting instructions, all proxies will be
voted <U>FOR</U> the election of each of the fourteen (14) director nominees identified in this Proxy Statement, <U>FOR</U>
the approval of the Amended and Restated Directors&rsquo; Equity Participation Plan, <U>FOR</U> the approval of the
non-binding Say-on-Pay resolution to approve the compensation of the named executive officers for 2018, and <U>FOR</U> the
ratification of the appointment of KPMG LLP as Fulton&rsquo;s independent auditor for the fiscal year ending December 31,
2019. Although the Board of Directors knows of no other business to be presented, in the event that any other matters are
properly brought before the Annual Meeting, any proxy given pursuant to this solicitation will be voted in the discretion of
the proxyholders named on the proxy card, as permitted by Rule 14a-4(c) under the Securities Exchange Act of 1934, as amended
(the &ldquo;Exchange Act&rdquo;). If you are a registered shareholder of record who holds stock in certificates or book entry
with Fulton&rsquo;s transfer agent and you do not cast your vote, no votes will be cast on your behalf on any of the items
of business at the Annual Meeting.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Shares held for the account
of shareholders who participate in the Dividend Reinvestment and Stock Purchase Plan and for the account of employees, and former
employees, who participate in the Employee Stock Purchase Plan (the &ldquo;ESPP&rdquo;) will be voted in accordance with the instructions
of each shareholder as set forth in his or her proxy. If a shareholder who participates in these plans does not return a proxy,
the shares held for the shareholder&rsquo;s account will not be voted.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Shares held for the account
of employees, and former employees, of Fulton and its subsidiaries who participate in the Fulton Financial Common Stock Fund of
the Fulton Financial Corporation 401(k) Retirement Plan (the &ldquo;401(k) Plan&rdquo;), will be voted by Fulton Financial Advisors
(&ldquo;FFA&rdquo;), a division of Fulton Bank, N.A., as plan trustee (&ldquo;Plan Trustee&rdquo;) in accordance with the instructions
of each participant as set forth in the proxy card sent to the participant with respect to such shares. To allow sufficient time
for the Plan Trustee to vote, participants&rsquo; voting instructions must be received by May 16, 2019.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Each participant in the
401(k) Plan (or the beneficiary of a deceased participant) is entitled to direct the Plan Trustee how to vote shares of common
stock of Fulton which are allocated to his or her account under the 401(k) Plan on any matter on which other holders of Fulton&rsquo;s
common stock are entitled to vote. If no direction is given, then the 401(k) Plan shares will not be voted by the Plan Trustee.
The Plan Trustee has established procedures that are designed to safeguard the confidentiality of information about each 401(k)
Plan participant&rsquo;s purchase, holding, sale and voting of the common stock. If a 401(k) Plan participant has questions about
these procedures or concerns about the confidentiality of this information, please contact the Retirement Plan Administrative Committee
and direct the inquiry to Fulton Financial Corporation, Attn: RPAC &#8211; Benefits, P.O. Box 4887, One Penn Square, Lancaster,
PA 17604.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="vertical-align: bottom; width: 34%; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 33%; text-align: center"><FONT STYLE="font-size: 10pt">3</FONT></TD>
    <TD STYLE="vertical-align: top; width: 33%; text-align: center">&nbsp;</TD></TR>
</TABLE>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><A NAME="d350126a009"></A>Voting Shares Held in Street Name</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">If you hold shares in street
name with a bank or broker, it is important that you instruct your bank or broker how to vote your shares if you want your shares
to be voted on the election of directors (Proposal 1 of this Proxy Statement), on the approval of the Amended and Restated Directors&rsquo;
Equity Participation Plan (Proposal 2 of this Proxy Statement), and on the non-binding Say-on-Pay resolution to approve the compensation
of the named executive officers for 2018 (Proposal 3 of this Proxy Statement). If you hold your shares in street name and you do
not instruct your bank or broker how to vote your shares in the election of directors or any non-routine matters, such as Proposals
2 and 3 of this Proxy Statement, no votes will be cast on your behalf for the election of directors or Proposals 2 and 3. Your
bank or broker will, however, continue to have discretion to vote any uninstructed shares on the ratification of the appointment
of Fulton&rsquo;s independent auditor (Proposal 4 of this Proxy Statement) and other matters that your bank or broker considers
routine. If you hold shares in street name with a bank or broker and you wish to vote your shares in person at the Annual Meeting,
you will need to obtain a &ldquo;legal proxy&rdquo; from your bank or broker authorizing you to vote the shares at the Annual Meeting.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><A NAME="d350126a010"></A><B>Voting of Shares and Principal Holders Thereof</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">At the close of business
on the Record Date, Fulton had 169,886,915 shares of common stock outstanding and entitled to vote. There is no other class of
capital stock outstanding. As of the Record Date, 3,792,896 shares of Fulton common stock were held by FFA, as the Plan Trustee,
or in a fiduciary capacity for fiduciary accounts. The shares held in this manner, in the aggregate, represent approximately 2.23%
of the total shares outstanding. Shares that are held in the applicable plan are voted by the beneficiaries. Shares for which FFA
serves as a co-fiduciary will be voted by the co-fiduciary, unless the co-fiduciary declines to accept voting responsibility, in
which case, FFA will vote to abstain on all proposals. Shares for which FFA serves as sole trustee of a revocable trust, shares
for which FFA acts as agent for an investment management account, and shares for which FFA acts as custodian for a custodial account,
are voted by the settlor of the revocable trust and the principal of the agency or custodial account unless the governing document
provides for FFA to vote the shares, in which case FFA will vote to abstain on all proposals. Shares for which FFA is acting as
sole trustee of an irrevocable trust or as guardian of the estate of a minor or an incompetent person are voted by FFA, and in
such cases, FFA will vote to abstain on all proposals.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">The holders of a majority
of the outstanding common stock present in person or by proxy at the Annual Meeting constitute a quorum for the conduct of business.
The judge of election will treat shares of Fulton common stock represented by a properly signed and returned proxy which casts
a vote on any matter, other than a procedural matter, as present at the Annual Meeting for purposes of determining a quorum, without
regard to whether the proxy is marked or designated as casting a vote or abstaining on a particular matter. Likewise, the judge
of election will treat shares of common stock represented by broker non-votes as present for purposes of determining a quorum if
such shares have been voted on any matter other than a procedural matter.<SUP>1</SUP></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt"><SUP>&nbsp;</SUP></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Each <FONT STYLE="font-size: 10pt">share
is entitled to one vote on all matters submitted to a vote of the shareholders. A majority of the votes cast at a meeting at which
a quorum is present is required in order to approve any matter submitted to a vote of the shareholders, except for the election
of directors, or in cases where the vote of a greater number of shares is required by law or under Fulton&rsquo;s Articles of Incorporation
or Bylaws.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">In the case of the election
of directors, the fourteen (14) candidates receiving the highest number of votes cast at the Annual Meeting shall be elected to
the Board of Directors for terms of one (1) year. Assuming the presence of a quorum, the affirmative vote of a majority of the
votes cast is required for approval of the Amended and Restated Directors&rsquo; Equity Participation Plan, the non-binding Say-on-Pay
resolution to approve the compensation of the named executive officers for 2018 and the ratification of Fulton&rsquo;s independent
auditor.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><SUP>1</SUP> Broker non-votes are shares of
common stock held in record name by brokers or nominees as to which (i) instructions have not been received from the beneficial
owners or persons entitled to vote; and (ii) the broker or nominee does not have discretionary voting power to vote such shares
on a particular proposal.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="vertical-align: bottom; width: 34%; text-align: left">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></TD>
    <TD STYLE="vertical-align: bottom; width: 33%; text-align: center"><FONT STYLE="font-size: 10pt">4</FONT></TD>
    <TD STYLE="vertical-align: top; width: 33%; text-align: center">&nbsp;</TD></TR>
</TABLE>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Abstentions and broker non-votes
(provided, in the case of broker non-votes, such non-votes represent shares that have been voted on any matter other than a procedural
matter) will be counted as shares that are present at the Annual Meeting for determining the presence of a quorum, but will not
be counted as votes cast on the election of directors, the approval of the Amended and Restated Directors&rsquo; Equity Participation
Plan, the non-binding Say-on-Pay resolution to approve the compensation of the named executive officers for 2018, or the ratification
of Fulton&rsquo;s independent auditor. Because abstentions and broker non-votes are not counted as votes cast, they will have no
effect on the election of directors, the approval of the Amended and Restated Directors&rsquo; Equity Participation Plan, the non-binding
Say-on-Pay resolution concerning executive compensation or the ratification of Fulton&rsquo;s independent auditor.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt"><FONT STYLE="font-size: 10pt">To
the knowledge of Fulton, on the Record Date, no person or entity owned of record, or beneficially, more than 5% of the </FONT>outstanding
<FONT STYLE="font-size: 10pt">common stock of Fulton, except those listed on Page 18 under &ldquo;Security Ownership of Directors,
Nominees, Management and Certain Beneficial Owners.&rdquo;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><A NAME="d350126a011"></A>Internet Availability of Proxy Materials</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><B>Important Notice Regarding the Availability
of Proxy Materials<BR>
 for the Annual Meeting to be Held on May 21, 2019</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt"><FONT STYLE="font-size: 10pt">In
</FONT>accordance <FONT STYLE="font-size: 10pt">with the rules of the Securities and Exchange Commission (the &ldquo;SEC&rdquo;),
Fulton is advising its shareholders that Fulton is furnishing proxy materials (i.e., this Proxy Statement, 2018 Annual Report on
Form 10-K and proxy card) to some of Fulton&rsquo;s shareholders on the Internet at www.proxyvote.com rather than mailing paper
copies of the materials to those shareholders. As a result, some shareholders will receive a Notice of Internet Availability of
Proxy Materials and other shareholders will receive paper copies of this Proxy Statement, the 2018 Annual Report on Form 10-K and
proxy card. The Notice of Internet Availability of Proxy Materials contains instructions on how to access this Proxy Statement,
the 2018 Annual Report on Form 10-K and proxy card over the Internet, instructions on how to vote shares, as well as instructions
on how to request a paper copy of the proxy materials, if shareholders so desire. Fulton believes electronic delivery should expedite
the receipt of materials, significantly lower costs and help to conserve natural resources.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt"><FONT STYLE="font-size: 10pt">Whether
shareholders receive the Notice of Internet Availability of Proxy Materials or paper copies of the proxy materials, the Proxy </FONT>Statement<FONT STYLE="font-size: 10pt">,
the 2018 Annual Report on Form 10-K, the proxy card and any amendments to the foregoing materials that are required to be furnished
to shareholders, are available for review online at www.proxyvote.com.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt"><FONT STYLE="font-size: 10pt">This
</FONT>Proxy <FONT STYLE="font-size: 10pt">Statement and our 2018 Annual Report on Form 10-K also are available in the Investor
Relations section of Fulton&rsquo;s website at www.fult.com. Shareholders may access this material by choosing the &ldquo;Investor
Relations&rdquo; tab at the top of the page, and then &ldquo;SEC Filings&rdquo; from the items listed in the Investor Relations
section.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><A NAME="d350126a012"></A>Recommendation of the Board of Directors</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt"><B>The Board
of Directors recommends that shareholders vote <U>FOR</U> the election of each of the fourteen (14) director nominees
identified in this Proxy Statement, <U>FOR</U> the approval of the Amended and Restated Directors&rsquo; Equity Participation
Plan, <U>FOR</U> the approval of the non-binding Say-on-Pay resolution to approve the compensation of the named executive
officers for 2018, and <U>FOR</U> the ratification of the appointment of KPMG LLP as Fulton&rsquo;s independent auditor for
the fiscal year ending December 31, 2019.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><A NAME="d350126a013"></A>Shareholder Proposals</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Under <FONT STYLE="font-size: 10pt">SEC
rules, shareholder proposals intended to be considered for inclusion in Fulton&rsquo;s Proxy Statement and form of proxy for the
2020 Annual Meeting must be received at the principal executive offices of Fulton at One Penn Square, Lancaster, Pennsylvania no
later than December 4, 2019. In addition, any shareholder proposal not received at Fulton&rsquo;s principal executive offices by
February 17, 2020, which is forty-five (45) calendar days before the one (1) year anniversary of the date Fulton released the previous
year&rsquo;s annual meeting Proxy Statement to shareholders, will be considered untimely and, if presented at the 2019 Annual Meeting,
the proxy holders will be able to exercise discretionary authority in voting on any such proposal to the extent authorized by Rule
14a-4(c) under the Exchange Act. All shareholder proposals must comply with Rule 14a-8 under the Exchange Act, as well as Fulton&rsquo;s
Bylaws.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>

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    <TD STYLE="vertical-align: top; width: 33%; text-align: center">&nbsp;</TD></TR>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Generally<FONT STYLE="font-size: 10pt">,
under applicable SEC rules, a shareholder may not submit more than one proposal, and the proposal, including any accompanying supporting
statement, may not exceed 500 words. In order to be eligible to submit a proposal, a shareholder must have continuously held at
least $2,000 in market value of Fulton common stock for at least one year before the date the proposal is submitted. Any shareholder
submitting a shareholder proposal to Fulton must also provide Fulton with a written statement verifying ownership of stock and
confirming the shareholder&rsquo;s intention to continue to hold the stock through the date of the 2020 Annual Meeting. The shareholder,
or a qualified representative, must attend the 2020 Annual Meeting in person to present the proposal. The shareholder must also
continue to hold the applicable amount of Fulton common stock through the date of the 2020 Annual Meeting.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><A NAME="d350126a014"></A>Contacting the Board of Directors</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Any shareholder of Fulton
who desires to contact the Board of Directors may do so by writing to: Board of Directors, Fulton Financial Corporation, P.O. Box
4887, One Penn Square, Lancaster, PA 17604. These written communications will be provided to the Chair of the Executive Committee
of the Board of Directors who will determine further distribution based on the nature of the information in the communication.
For example, communications concerning accounting, internal accounting controls or auditing matters will be shared with the Chair
of the Audit Committee of the Board of Directors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><A NAME="d350126a015"></A>Code of Conduct</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Fulton&rsquo;s <FONT STYLE="font-size: 10pt">Code
of Conduct (the &ldquo;Code of Conduct&rdquo;) governs the conduct of its directors, officers and employees. Fulton provides the
Code of Conduct to each director, officer and employee when starting their position, and they are required to annually acknowledge
their review of the Code of Conduct. The last material update of Fulton&rsquo;s Code of Conduct was in 2016 after a review by the
Nominating and Corporate Governance Committee. Fulton&rsquo;s employees and directors are expected to recognize and avoid conflicts
of interest situations in which personal interest or relationships interfere with, might interfere with, or appear to interfere
with, their responsibilities to Fulton. A current copy of the Code of Conduct can be obtained, without cost, by writing to the
Corporate Secretary at: Fulton Financial Corporation, P.O. Box 4887, One Penn Square, Lancaster, PA 17604. The current Code of
Conduct, future amendments and any waivers are also posted and available on Fulton&rsquo;s website at www.fult.com.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><A NAME="d350126a016"></A>Corporate Governance Guidelines</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt"><FONT STYLE="font-size: 10pt">Fulton
</FONT>has <FONT STYLE="font-size: 10pt">adopted Corporate Governance Guidelines (the &ldquo;Governance Guidelines&rdquo;) that
include guidelines and Fulton&rsquo;s policy regarding the following topics: (1) the size of the Board of Directors; (2) director
qualifications; (3) a majority vote standard; (4) service on other boards and director change in status; (5) meeting attendance
and review of meeting materials; (6) director access to management and independent advisors; (7) designation of a Lead Director;
(8) executive sessions; (9) Chief Executive Officer (&ldquo;CEO&rdquo;) evaluation and succession planning; (10) Board of Directors
and committee evaluations; (11) stock ownership guidelines; (12) communications by interested parties; (13) Board of Directors
and committee minutes; (14) Codes of Conduct; and (15) disclosure and update of the Governance Guidelines.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">At a meeting in December
2018, Fulton&rsquo;s Board of Directors amended the Governance Guidelines, effective January 1, 2019, to increase the stock ownership
guidelines for Fulton&rsquo;s non-employee directors from $175,000 to $300,000. See Stock Ownership Guidelines on Page 50 for additional
information regarding the change and Fulton&rsquo;s stock ownership guidelines for non-employee directors and officers. A copy
of the current Governance Guidelines can be obtained, without cost, by writing to the Corporate Secretary at: Fulton Financial
Corporation, P.O. Box 4887, One Penn Square, Lancaster, PA 17604. The Governance Guidelines are also posted and available on Fulton&rsquo;s
website at www.fult.com.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

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    <TD STYLE="vertical-align: bottom; width: 33%; text-align: center"><FONT STYLE="font-size: 10pt">6</FONT></TD>
    <TD STYLE="vertical-align: top; width: 33%; text-align: center">&nbsp;</TD></TR>
</TABLE>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><IMG SRC="header_footer.jpg" ALT="">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center; background-color: rgb(207,210,221)"><B><A NAME="d350126a017"></A>SELECTION OF DIRECTORS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><A NAME="d350126a018"></A><B>General Information</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt"><FONT STYLE="font-size: 10pt">The
</FONT>Bylaws <FONT STYLE="font-size: 10pt">of Fulton provide that the Board of Directors shall consist of at least five (5) but
not more than thirty-five (35) persons, and that the Board of Directors shall, from time to time, determine the number of directors.
The Board of Directors has, by resolution, fixed the number of the Board of Directors at fourteen (14) as of Fulton&rsquo;s Annual
Meeting. Pursuant to Fulton&rsquo;s Bylaws, as amended, all nominees elected to the Board of Directors are elected for one-year
terms.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt"><FONT STYLE="font-size: 10pt">A
</FONT>majority <FONT STYLE="font-size: 10pt">of the Board of Directors may increase or decrease the number of directors between
meetings of the shareholders. Any vacancy occurring in the Board of Directors, whether due to an increase in the number of directors,
resignation, retirement, death or any other reason, may be filled by appointment by the remaining directors. Any director who is
appointed to fill a vacancy shall hold office until the next Annual Meeting of the shareholders and until a successor is elected
and shall have qualified.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt"><FONT STYLE="font-size: 10pt">Fulton&rsquo;s
</FONT>Bylaws <FONT STYLE="font-size: 10pt">limit the age of director nominees, and no person may be nominated for election as
a director who will attain the age of seventy-two (72) years on or before the date of the Annual Meeting at which he or she is
to be elected. In addition, Fulton has adopted a Voluntary Resignation Policy, last amended in January 2014, for directors that
generally requires a director to tender his or her resignation when the director&rsquo;s effectiveness as a member of the Board
of Directors may be substantially impaired. Circumstances that require a resignation to be submitted include, but are not limited
to: (i) a director failing to attend at least 62.5% of meetings of the Board of Directors or its committees without a valid excuse;
(ii) unless such an event is promptly cured to the satisfaction of Fulton, any extension of credit by any of Fulton&rsquo;s subsidiary
banks for which the director or a related interest of the director is an obligor or guarantor is: a) classified by Fulton as nonaccrual,
sixty (60) or more days past due, or restructured; b) assigned a risk rating of &ldquo;substandard&rdquo; or less; or c) not in
material compliance with Board of Governors of the Federal Reserve System&rsquo;s Regulation O (12 C.F.R. Part 215) (&ldquo;Regulation
O&rdquo;); or (iii) a nominee for director does not receive a majority of the votes cast in an uncontested election for the Board
of Directors. While the policy sets forth events which might cause a director to tender his or her resignation, it also directs
Fulton&rsquo;s Board of Directors to consider carefully, on a case-by-case basis, whether or not Fulton should accept such a resignation.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><A NAME="d350126a019"></A><B>Majority Vote Standard</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt"><FONT STYLE="font-size: 10pt">In
January </FONT>2014<FONT STYLE="font-size: 10pt">, Fulton&rsquo;s Nominating and Corporate Governance Committee recommended, and
the Board of Directors adopted, a majority vote standard for uncontested director elections by revising the Governance Guidelines
and the Voluntary Resignation Policy for directors. In an uncontested election for the Board of Directors at a Fulton annual meeting
of shareholders, any nominee for director who does not receive a majority of the votes cast is required to promptly tender his
or her resignation following certification of the shareholder vote. As further described in the Governance Guidelines, the Nominating
and Corporate Governance Committee shall consider the resignation tendered and recommend to the Board of Directors whether to accept
it. Since Fulton&rsquo;s adoption of a majority vote standard, all directors have been elected by a majority of the votes cast
at each annual meeting.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><A NAME="d350126a020"></A>Procedure for Shareholder Nominations</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt"><FONT STYLE="font-size: 10pt">Section
3 of </FONT>Article <FONT STYLE="font-size: 10pt">II of Fulton&rsquo;s Bylaws requires shareholder nominations of director candidates
to be made in writing and delivered or mailed to the Chairman of the Board or the Corporate Secretary not less than the earlier
of (a) one hundred twenty (120) days prior to any meeting of shareholders called for the election of directors or (b) the deadline
for submitting shareholder proposals for inclusion in a Proxy Statement and form of proxy as calculated under Rule 14a-8(e) promulgated
by the SEC under the Exchange Act. For the 2020 Annual Meeting, this deadline date is December 4, 2019. Further, the notice to
the Chairman of the Board or the Corporate Secretary of a shareholder nomination shall set forth: (i) the name and address of the
shareholder who intends to make the nomination and a representation that the shareholder is a holder of record of stock of Fulton
entitled to vote at such meeting and intends to be present in person or by proxy at such meeting to nominate the person or persons
to be nominated; (ii) the name, age, business address and residence address of each nominee proposed in such notice; (iii) the
principal occupation or employment of each such nominee; (iv) the number of shares of capital stock of</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>

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    <TD STYLE="vertical-align: bottom; width: 33%; text-align: center"><FONT STYLE="font-size: 10pt">7</FONT></TD>
    <TD STYLE="vertical-align: top; width: 33%; text-align: center">&nbsp;</TD></TR>
</TABLE>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Fulton that are beneficially owned by each
such nominee; (v) a statement of qualifications of the proposed nominee and a letter from the nominee affirming that he or she
will agree to serve as a director of Fulton, if elected by the shareholders; (vi) a description of all arrangements or understandings
between the shareholder submitting the notice and each nominee and any other person or persons (naming such person or persons)
pursuant to which the nomination or nominations are to be made by the shareholder; and (vii) such other information regarding each
nominee proposed by the shareholder as would have been required to be included in the Proxy Statement filed pursuant to the proxy
rules of the SEC had each nominee been nominated by or at the direction of the Board of Directors. The chairman of the meeting
shall determine whether nominations have been made in accordance with the requirements of the Bylaws and, if the chairman determines
that a nomination is defective, the nomination and any votes cast for the nominee shall be disregarded. Shareholder nominees are
subject to the same standard of review as nominees of Fulton&rsquo;s Board of Directors or its Nominating and Corporate Governance
Committee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><A NAME="d350126a021"></A>Director Qualifications and Board Diversity</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt"><FONT STYLE="font-size: 10pt">In
</FONT>considering <FONT STYLE="font-size: 10pt">any individual nominated for membership on the Board of Directors, including those
nominated by a shareholder, Fulton considers a variety of factors, including whether the candidate is recommended by executive
management, the individual&rsquo;s professional and personal qualifications, including business experience, education and community
and charitable activities, the individual&rsquo;s familiarity with one or more of the communities in which Fulton is located or
is seeking to locate, and the diversity the individual may provide to the Board of Directors and its committees. Fulton does not
have a separate written policy regarding how diversity is to be considered in the director nominating process. Generally, however,
Fulton takes into account diversity in a variety of ways, including business experience, community service, skills, professional
background and other qualifications, as well as diversity in race, national origin and gender, in considering individual candidates.
Fulton&rsquo;s Governance Guidelines provide that Fulton&rsquo;s Board of Directors should be sufficient in size to achieve diversity
in business experience, community service and other qualifications among non-employee directors while still facilitating substantive
discussions in which each director can participate meaningfully. In 2004, the Board of Directors formed the Nominating and Corporate
Governance Committee of the Board of Directors, whose members are independent in accordance with the NASDAQ listing standards.
The charter for the Nominating and Corporate Governance Committee is posted and available on Fulton&rsquo;s website at www.fult.com.
The Nominating and Corporate Governance Committee is responsible for the Governance Guidelines and for recommending director nominees
to the Board of Directors. The Nominating and Corporate Governance Committee also considers nominees for director that are recommended
by various persons or entities, including, but not limited to, non-management directors, Fulton&rsquo;s Chief Executive Officer,
other senior officers and third parties. Information on the experience, qualifications, attributes or skills of Fulton&rsquo;s
director nominees is described under &ldquo;Director Nominee Biographical Information&rdquo; below.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt"><FONT STYLE="font-size: 10pt">The
</FONT>Nominating <FONT STYLE="font-size: 10pt">and Corporate Governance Committee believes there is a balance between seasoned
directors with knowledge of and insight into Fulton and its affiliate banks, and new directors who contribute fresh ideas, perspectives
and viewpoints to the Board of Directors&rsquo; deliberations. While the Board of Directors has not established term limits for
Fulton directors, Fulton has a mandatory retirement age of seventy-two (72) for directors. The Nominating and Corporate Governance
Committee reviews each director&rsquo;s age and continuation of service on the Board of Directors at the end of his or her term.
The Nominating and Corporate Governance Committee members and the Board of Directors are focused on maintaining directors that
provide increasing contributions to Fulton over time and have routinely considered candidates who first served on the board of
directors of one of Fulton&rsquo;s subsidiary banks. The Nominating and Corporate Governance Committee reviews the composition
of the Board of Directors at least annually to ensure that the Board of Directors reflects the appropriate balance of knowledge,
experience, skills, expertise and diversity.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

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    <TD STYLE="vertical-align: bottom; width: 33%; text-align: center"><FONT STYLE="font-size: 10pt">8</FONT></TD>
    <TD STYLE="vertical-align: top; width: 33%; text-align: center">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>


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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><IMG SRC="header_footer.jpg" ALT="">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center; background-color: rgb(207,210,221)"><B><A NAME="d350126a022"></A>ELECTION OF DIRECTORS &#8211; PROPOSAL ONE</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><A NAME="d350126a023"></A>General Information</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">For the 2019 Annual Meeting,
the Board of Directors has fixed the number of directors at fourteen (14). Pursuant to Fulton&rsquo;s Bylaws, as amended, nominees
to the Board of Directors are elected for one-year terms. The Board of Directors has nominated the following fourteen (14) persons
for election to the Board of Directors for a term of one year:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><A NAME="d350126a024"></A>2019 Director Nominees</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 33%; text-align: center">Jennifer Craighead Carey</TD>
    <TD STYLE="width: 34%; text-align: center">Lisa Crutchfield</TD>
    <TD STYLE="width: 33%; text-align: center">Denise L. Devine</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center">Steven S. Etter</TD>
    <TD STYLE="text-align: center">Patrick J. Freer</TD>
    <TD STYLE="text-align: center">Carlos E. Graupera</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center">George W. Hodges</TD>
    <TD STYLE="text-align: center">James R. Moxley III</TD>
    <TD STYLE="text-align: center">Curtis J. Myers</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center">Scott A. Snyder</TD>
    <TD STYLE="text-align: center">Ronald H. Spair</TD>
    <TD STYLE="text-align: center">Mark F. Strauss</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center">Ernest J. Waters</TD>
    <TD STYLE="text-align: center">E. Philip Wenger</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Each of the above director
nominees is presently a director of Fulton, with the exception of Ms. Craighead Carey, Mr. Etter, Mr. Graupera and Mr. Myers,
each of whom currently serves on the board of directors of Fulton Bank, N.A. Following the recommendation of the Nominating and
Corporate Governance Committee, the Board of Directors approved the nomination of the above individuals. However, in the event
that any of the foregoing 2019 director nominees are unable to accept nomination or election, any proxy given pursuant to this
solicitation will be voted in favor of such other persons as the Board of Directors may recommend. The Board of Directors has
no reason to believe that any of its director nominees will be unable to accept nomination or to serve as a director, if elected
at the Annual Meeting.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><A NAME="d350126a025"></A>Vote Required</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt"><FONT STYLE="font-size: 10pt">The
</FONT>fourteen <FONT STYLE="font-size: 10pt">(14) candidates receiving the highest number of votes cast at the Annual Meeting
shall be elected to the Board of Directors. Abstentions and broker non-votes will be counted as shares that are present at the
Annual Meeting, but will not be counted as votes cast in the election of directors. As described under Majority Vote Standard on
Page 7, in an uncontested election of directors, the Governance Guidelines require any nominee for director who does not receive
a majority of the votes cast to promptly tender his or her resignation following certification of the shareholder vote.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><A NAME="d350126a026"></A>Recommendation of the Board of Directors</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt"><FONT STYLE="font-size: 10pt"><B> </B></FONT> <FONT STYLE="font-size: 10pt"><B>The
Board of Directors recommends that shareholders vote <U>FOR</U> the election of each of the fourteen (14) director
nominees identified in this Proxy Statement to serve for one-year terms.</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><A NAME="d350126a027"></A><B>Information about Nominees, Directors and
Independence Standards</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Information concerning the
experience, qualifications, attributes or skills of the fourteen (14) persons nominated by Fulton for election to the Board of
Directors at the 2019 Annual Meeting is set forth below, including whether they were determined by the Board of Directors to be
independent for purposes of the NASDAQ listing standards.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Fulton is a NASDAQ listed
company and follows the NASDAQ listing standards for Board of Directors and committee independence. The Board of Directors determined
that eleven (11) of Fulton&rsquo;s fourteen (14) director nominees are independent, as defined in the applicable NASDAQ listing
standards. Specifically, the Board of Directors found that director nominees Crutchfield, Devine, Etter, Freer, Graupera, Hodges,
Moxley, Snyder, Spair, Strauss and Waters met the definition of independent director in the NASDAQ listing standards and that each
of these directors is free of any relationships that would interfere with his or her individual exercise of independent judgment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">In addition, the current
members of the Audit Committee and the Human Resources Committee (the &ldquo;HR Committee&rdquo;) of the Board of Directors meet
the requirements for independence under the NASDAQ listing standards, and the rules and regulations of the SEC for service on the
Audit Committee or the HR Committee, as applicable. In reviewing director independence, the Board of Directors considered the relationships
and other arrangements, if any, of each director. The other types of relationships and transactions that were reviewed and considered
are more fully described in &ldquo;Related Person Transactions&rdquo; on Page 24.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>

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    <TD STYLE="vertical-align: bottom; width: 34%; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 33%; text-align: center"><FONT STYLE="font-size: 10pt">9</FONT></TD>
    <TD STYLE="vertical-align: top; width: 33%; text-align: center">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><A NAME="d350126a028"></A><B>Director Nominee Biographical Information</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The following information regarding each
director nominee&rsquo;s background, experience, qualifications, attributes or skills represents the information that led Fulton
to conclude that these persons should be nominated to serve as a director of Fulton.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="background-color: rgb(207,210,221)">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; border-top: Black 1px solid; border-right: Black 1px solid; border-left: Black 1px solid"><B>JENNIFER CRAIGHEAD CAREY - Age: 50</B></TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="border-left: Black 1px solid; font: 10pt Times New Roman, Times, Serif; padding-right: 0; padding-left: 5pt; width: 24pt">&bull; </TD>
    <TD STYLE="border-right: Black 1px solid; font: 10pt Times New Roman, Times, Serif; padding-right: 5pt; padding-left: 0">2019 Annual Meeting Nominee</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="border-left: Black 1px solid; font: 10pt Times New Roman, Times, Serif; padding-right: 0; padding-left: 5pt">&bull; </TD>
    <TD STYLE="border-right: Black 1px solid; font: 10pt Times New Roman, Times, Serif; padding-right: 5pt; padding-left: 0">Fulton Bank, N.A. Director since 2012</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="border-left: Black 1px solid; font: 10pt Times New Roman, Times, Serif; padding-right: 0; padding-left: 5pt">&bull; </TD>
    <TD STYLE="border-right: Black 1px solid; font: 10pt Times New Roman, Times, Serif; padding-right: 5pt; padding-left: 0">2018 &ndash; 2019 Fulton Committees: Special Joint Board Compliance &ndash; Representing Fulton Bank, N.A.</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD COLSPAN="2" STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font: 10pt Times New Roman, Times, Serif; padding-right: 0; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Times New Roman, Times, Serif">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><IMG SRC="d350126x18x1.jpg" ALT="" STYLE="float: left; margin-right: 10pt; margin-top: 5pt"> <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Ms. Craighead Carey has been a partner of Barley Snyder LLP since 2001, and has chaired the firm&rsquo;s Employment Law group since 2005. She concentrates her practice in the areas of labor and employment law, as well as school law. She regularly provides advice to employers on a myriad of employment issues and has handled numerous labor arbitrations both in the public and in private sector.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">She has handled cases at both the administrative level and routinely handles litigation in the Federal District Courts in both the Eastern and Middle Districts of Pennsylvania. Ms. Craighead Carey regularly practices before the Pennsylvania Human Relations Commission (PHRC) and the Equal Employment Opportunity Commission (EEOC) as well as administrative agencies throughout the country, handling all manner of discrimination and retaliation claims. Ms. Craighead Carey is a graduate of Dickinson School of Law, with a J.D., cum laude, a comment writer for the Dickinson Law Review, a member of the Woolsack Honor Society recognizing superior academic achievement, and a member of Minority Law Students Association. She has received the designation of being a &ldquo;Pennsylvania Super Lawyer&rdquo; from 2010 through 2018.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Ms. Craighead Carey is active in the community and a board member of the Lancaster Chamber of Commerce&nbsp;&amp; Industry since 2017 and a past chair of United Way of Lancaster County. She has been a director of Fulton Bank, N.A since 2012, a bank representative on the Special Joint Board Compliance Committee and has over 20 years of legal, risk management, and employment experience. In addition, she is familiar with the markets in which Fulton operates.</P>

</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
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    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-right: Black 1px solid; border-left: Black 1px solid; border-top: Black 1px solid"><B>LISA CRUTCHFIELD - Age: 56</B></TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="width: 24pt; font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt 0 0; text-indent: 0; border-right: Black 1px solid">2019 Annual Meeting Nominee and Independent</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt 0 0; text-indent: 0; border-right: Black 1px solid">Fulton Director since 2014</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid; text-align: left; vertical-align: top">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt 0 0; text-indent: 0; border-right: Black 1px solid">2018 &#8211; 2019 Fulton Committees: Executive &#8211; Member; Nominating
    and Corporate Governance &#8211; Chair; and Risk - Member</TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Times New Roman, Times, Serif; background-color: rgb(207,210,221)">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt; text-indent: 0; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Times New Roman, Times, Serif">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><IMG SRC="d350126x18x2.jpg" ALT="" STYLE="float: left; margin-right: 10pt; margin-top: 5pt"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Ms. Crutchfield has been the managing
        principal of Hudson Strategic Advisers LLC, an economic analysis and strategic advisory firm to energy companies, financial
        services companies and governmental agencies, since 2016. From September of 2013 to August 2016, Ms. Crutchfield led the
        CEO Council for Growth. Prior to her role at the CEO Council, she served as executive vice president, chief regulatory
        and compliance officer for National Grid USA from 2008 to 2011. In this role, Ms. Crutchfield also served as a non-independent
        director on the board of National Grid USA. Additionally, she has held leadership roles with PECO Energy Company, TIAA-CREF
        and Duke Energy. From 1993 to 1997, she was appointed to serve as vice chairman of the Pennsylvania Public Utility Commission.
        Ms. Crutchfield has been a director of Unitil Corporation (NYSE:UTL) from 2012 to present. In 2017 she also joined the
        board of The Main Street America Group, a national property and casualty mutual insurance company. Ms. Crutchfield is
        a graduate of Yale University with a B.A. in economics and political science. She is also a graduate of the Harvard School
        of Business and holds a M.A. of Business Administration, with distinction in finance.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Ms. Crutchfield brings more than
        20 years of experience leading corporate teams and has extensive knowledge of the financial industry and business practices
        with expertise in risk mitigation, compliance and regulatory matters.</P>

</TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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    <TD STYLE="width: 34%; font: 10pt Times New Roman, Times, Serif; text-align: center; vertical-align: bottom"><FONT STYLE="font-size: 10pt">10</FONT></TD>
    <TD STYLE="width: 33%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="background-color: rgb(207,210,221)">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-top: Black 1px solid; border-right: Black 1px solid; border-left: Black 1px solid"><B>DENISE L. DEVINE - Age: 63</B></TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="width: 24pt; font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt 0 0; text-indent: 0; border-right: Black 1px solid">2019 Annual Meeting Nominee and Independent</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt 0 0; text-indent: 0; border-right: Black 1px solid">Fulton Director since 2012</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid; text-align: left; vertical-align: top">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt 0 0; text-indent: 0; border-right: Black 1px solid">2018 &#8211; 2019 Fulton Committees: Audit - Member and financial expert;
    Executive &#8211; Member; and Human Resources &#8211; Chair</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Times New Roman, Times, Serif">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-left: Black 1px solid; border-right: Black 1px solid; border-bottom: Black 1px solid"><IMG SRC="d350126x19x2.jpg" ALT="" STYLE="float: left; margin-top: 5pt; margin-right: 10pt"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Ms. Devine is the founder and
        since 2014 has served as the Chief Executive Officer of FNB Holdings, LLC, a company dedicated to initiatives in the health
        and wellness space. Ms. Devine was also founder and Chief Executive Officer of Nutripharm, Inc., a company that has generated
        a portfolio of composition and process patents to create innovative natural food, beverage, pharmaceutical and nutraceutical
        products that facilitate nutrition and lifelong health. Ms. Devine, a certified public accountant, also previously served
        as Chief Financial Officer for Energy Solutions International and in financial management positions for Campbell Soup
        Company. Ms. Devine has served as Chair of the Pennsylvania State Board of Accountancy and on the Board of the American
        Institute of CPAs. Ms. Devine was a member of the Board of Trustees of Villanova University from 2005 to 2015, where she
        was the Chair of the Audit and Risk Committee. She has served as a member of the Board of Trustees of Lourdes Health System
        since 2010. She has served on the Board of Ben Franklin Technology Partners of Southeastern Pennsylvania since 2016 and
        was appointed to the Board of Ben Franklin Technology Development Authority in 2018. In February 2018, Ms. Devine became
        a director of AgroFresh Solutions, Inc. (NASDAQ: AGFS).</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Ms. Devine has substantial management,
        business and finance experience, which adds valuable outside experience to Fulton&rsquo;s Board of Directors and its committees.
        She has completed courses and was recognized by the National Association of Corporate Directors (&ldquo;NACD&rdquo;) as
        a Board Leadership Fellow since 2015. She received an MBA from the Wharton School of the University of Pennsylvania, an
        M.S. in Taxation from Villanova Law School, and a B.S. in Accounting from Villanova University, where she graduated first
        in her class.</P>

</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="background-color: rgb(207,210,221)">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-top: Black 1px solid; border-right: Black 1px solid; border-left: Black 1px solid"><B>STEVEN S. ETTER - Age: 65</B></TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="width: 24pt; font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; border-right: Black 1px solid">2019 Annual Meeting Nominee and Independent</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; border-right: Black 1px solid">Fulton Bank, N.A. Director since 2012</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; border-right: Black 1px solid">2018 &#8211; 2019 Fulton Committees: None</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding-right: 5pt; padding-left: 5pt; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Times New Roman, Times, Serif">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><IMG SRC="d350126x19x3.jpg" ALT="" STYLE="float: left; margin-top: 5pt; margin-right: 10pt"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Since 2014, Mr.&nbsp;Etter has
        been the President and CEO of Harrisburg News Company, a division of Hudson News Distributors LLC, which is a regional
        magazine, book and newspaper wholesale distribution company. Prior to its consolidation with Hudson News, Mr.&nbsp;Etter
        served from 1998 to 2014 as the President and CEO of Harrisburg News Company.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">A graduate of the University of
        Miami with a B.A. in finance and marketing, he is a member of its President&rsquo;s Council, which is comprised of a select
        advisory group of prominent alumni. Mr.&nbsp;Etter also is an Emeritus Director of the Whitaker Center for Science and
        the Arts, a non-profit center for the arts, education, entertainment and cultural enrichment, located in Harrisburg, Pennsylvania.
        Mr.&nbsp;Etter has been active in numerous business endeavors, professional associations, charitable and community organizations
        during his long career, including serving as a former board member of WITF, a public radio and television station that
        broadcasts in central Pennsylvania.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">As a Chief Executive Officer and
        successful business owner, Mr.&nbsp;Etter brings extensive business skills, financial expertise and regional market knowledge
        to Fulton&rsquo;s Board of Directors. Mr.&nbsp;Etter has been a director of Fulton Bank, N.A since 2012, and prior to
        joining the bank board, he was a long-time member of Fulton&rsquo;s Harrisburg Advisory Board.</P>
        </TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">11</P>

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    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-top: Black 1px solid; border-right: Black 1px solid; border-left: Black 1px solid"><B>PATRICK J. FREER - Age: 69</B></TD></TR>
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    <TD STYLE="width: 24pt; font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt 0 0; text-indent: 0; border-right: Black 1px solid">2019 Annual Meeting Nominee and Independent</TD></TR>
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    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt 0 0; text-indent: 0; border-right: Black 1px solid">Fulton Director since 1996</TD></TR>
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    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid; text-align: left; vertical-align: top">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt 0 0; text-indent: 0; border-right: Black 1px solid">2018 &#8211; 2019 Fulton Committees: Human Resources &#8211; Member;
    and Nominating and Corporate Governance Committee &#8211; Vice Chair</TD></TR>
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    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt; text-indent: 0; border-left: Black 1px solid; border-right: Black 1px solid; border-bottom: Black 1px solid">&nbsp;</TD></TR>
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    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-left: Black 1px solid; border-right: Black 1px solid; border-bottom: Black 1px solid"><IMG SRC="d350126x20x1.jpg" ALT="" STYLE="float: left; margin-top: 5pt; margin-right: 10pt"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr.&nbsp;Freer was a director
        of Lebanon Valley Farmers Bank, formerly known as Farmers Trust Bank, from 1980 until it was combined with Fulton Bank
        in 2007. He has been employed by Strickler Insurance Agency, Inc. (insurance broker) since 1974 and has been the President,
        since 1998, and is currently the Chairman. Mr.&nbsp;Freer is a Certified Insurance Counselor.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr.&nbsp;Freer brings to the Fulton
        Board of Directors extensive knowledge of insurance, investments, finance and risk management, as well as valuable knowledge
        of Fulton through his tenure on its Board of Directors and as a bank director from 1980 to 2007.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr.&nbsp;Freer has long been an
        active member in his community, helping with numerous capital campaigns and community projects. Mr.&nbsp;Freer has been
        a board member of the American Cancer Society, Lebanon County Economic Development Authority, Center of Lebanon Association
        and the Lebanon County Mental Health Association and has served as past president of the Lebanon County Christian Ministries
        and the Lebanon Valley Sertoma Club.</P>
        </TD></TR>
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    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-top: Black 1px solid; border-right: Black 1px solid; border-left: Black 1px solid"><B>CARLOS E. GRAUPERA - Age: 69</B></TD></TR>
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    <TD STYLE="width: 24pt; font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0; border-right: Black 1px solid">2019 Annual Meeting Nominee and Independent</TD></TR>
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    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0; border-right: Black 1px solid">Fulton Bank, N.A. Director since 2006</TD></TR>
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    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0; border-right: Black 1px solid">2018 &#8211; 2019 Fulton Committees: None</TD></TR>
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    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Times New Roman, Times, Serif">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><IMG SRC="d350126x20x2.jpg" ALT="" STYLE="float: left; margin-top: 5pt; margin-right: 10pt"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Since 1973, Mr.&nbsp;Graupera
        has been the Chief Executive Officer and Executive Director of the Spanish American Civic Association (&ldquo;SACA&rdquo;),
        a Lancaster, Pennsylvania based non-profit. SACA is a Latino founded and managed community-based organization whose mission
        is to enable the community it serves to integrate itself into the social, economic, and political mainstream of life.
        Towards this end, SACA provides case management, employment, behavioral health, services to the elderly, continuing education,
        vocational training, and services to at-risk youth. SACA also operates WLCH, a radio station, and TeleCentro, a cable
        television station, along with a number of subsidiary entities to assist in SACA&rsquo;s Latino community efforts.</P>
        <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr.&nbsp;Graupera has been a director
        of the La Academia Partnership Charter School since 1999. The school is the only tuition-free charter school in Lancaster
        County, and offers students in grades 6 through 12 a unique opportunity to focus on 21st century learning. It has a five-year
        goal of becoming a dual-language school with a STEM focus.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr.&nbsp;Graupera is very active
        in the Lancaster community, and has substantial community development, management, business and finance experience, which
        provides a diverse and valuable set of outside experience and skill to Fulton&rsquo;s Board of Directors and Fulton Bank,
        N.A. where he has served as a director since 2006.</P>
        </TD></TR>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

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    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-top: Black 1px solid; border-right: Black 1px solid; border-left: Black 1px solid"><B>GEORGE W. HODGES - Age: 68</B></TD></TR>
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    <TD STYLE="width: 24pt; font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt 0 0; text-indent: 0; border-right: Black 1px solid">2019 Annual Meeting Nominee and Independent</TD></TR>
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    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt 0 0; text-indent: 0; border-right: Black 1px solid">Fulton Director since 2001 and director of Fulton Bank, N.A. since 2012</TD></TR>
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    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt 0 0; text-indent: 0; border-right: Black 1px solid">2018 &#8211; 2019 Fulton Committees: Audit - Member and financial expert;
    Executive &#8211; Vice Chair; and Human Resources &#8211; Member</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Times New Roman, Times, Serif">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-left: Black 1px solid; border-right: Black 1px solid; border-bottom: Black 1px solid"><IMG SRC="d350126x21x2.jpg" ALT="" STYLE="float: left; margin-top: 5pt; margin-right: 10pt"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr.&nbsp;Hodges has been a director
        of Fulton since 2001, and served as Fulton&rsquo;s Lead Director from 2010 until June 2018. He has been a director of
        York Water Company (NASDAQ:YORW) from 2000 to present and served as Chairman since 2011, director of The Wolf Organization,
        Inc. from 2008 to 2015 (regional distributor and sourcing company of kitchen and bath products and specialty building
        products), a director of Burnham Holdings, Inc. from 2006 to present, the parent company of fourteen subsidiaries that
        are leading domestic manufacturers of boilers and related HVAC products and accessories (including furnaces, radiators
        and air conditioning systems), for residential, commercial and industrial applications, and has served on the boards of
        various for profit, non-profit and community organizations. Mr.&nbsp;Hodges served as non-executive Chairman of the Board
        of The Wolf Organization from 2008 to 2009. Prior to being Chairman, Mr.&nbsp;Hodges was a member of the Office of the
        President of The Wolf Organization from 1986 to 2008.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In addition, Mr.&nbsp;Hodges has
        served as a director of Fulton Bank N.A. since 2012 and was a director of Drovers&nbsp;&amp; Mechanics Bank, until it
        was merged into Fulton Bank, N.A. in 2001.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr.&nbsp;Hodges brings considerable
        financial expertise and business knowledge to the Fulton Board of Directors, both through his business experience and
        service on other boards. In addition, Mr. Hodges has completed the requirements for the NACD Board Leadership Fellow Program
        since 2012.</P>
        </TD></TR>
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    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-top: Black 1px solid; border-right: Black 1px solid; border-left: Black 1px solid"><B>JAMES R. MOXLEY III (Independent Lead Director) Age: 58</B></TD></TR>
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    <TD STYLE="width: 24pt; font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt 0 0; text-indent: 0; border-right: Black 1px solid">2019 Annual Meeting Nominee and Independent</TD></TR>
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    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt 0 0; text-indent: 0; border-right: Black 1px solid">Fulton Director since 2015 and director of The Columbia Bank since 1999</TD></TR>
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    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid; text-align: left; vertical-align: top">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt 0 0; text-indent: 0; border-right: Black 1px solid">2018 &#8211; 2019 Fulton Committees: Executive &#8211; Chair; Nominating
    and Corporate Governance &#8211; Member; Risk &#8211; Chair; and Special Joint Board Compliance - Member</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Times New Roman, Times, Serif">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><IMG SRC="d350126x21x3.jpg" ALT="" STYLE="float: left; margin-top: 5pt; margin-right: 10pt"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr.&nbsp;Moxley currently serves
        as Fulton&rsquo;s Lead Director. In addition to being a director of Fulton, Mr.&nbsp;Moxley has been a director of The
        Columbia Bank since 1999. He is admitted and licensed to practice law in Maryland and a former real estate attorney with
        Venable, Baetjer and Howard, now known as Venable LLP (law firm). Since 1992, Mr.&nbsp;Moxley has served as a Principal
        of Security Development Corporation (a Washington-Baltimore real estate land development company engaged primarily in
        retail and multifamily projects).</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">He is a past Board Chair and has
        been a trustee of Glenelg Country School from 1996 to present. He has also served as a trustee of the Howard Hospital
        Foundation from 2014 to present, as a Founding Director of the Real Estate Charitable Foundation of Maryland from 2015
        to present, and is active on numerous civic boards and committees in Maryland.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr.&nbsp;Moxley received a J.D.
        degree and A.B. in Economics (magna cum laude) from Duke University. He has completed the requirements and has been recognized
        by the NACD as a Board Leadership Fellow since 2018. Mr.&nbsp;Moxley brings banking expertise to Fulton&rsquo;s Board
        of Directors that he gained as a director of The Columbia Bank. He also has extensive business, tax, and legal experience
        related to the acquisition, financing, and development of commercial and residential real estate. Mr.&nbsp;Moxley&rsquo;s
        longstanding board service at Fulton&rsquo;s affiliate bank in Maryland also imparts corporate governance and supervisory
        skills.</P>
        </TD></TR>
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    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-top: Black 1px solid; border-right: Black 1px solid; border-left: Black 1px solid"><B>CURTIS J. MYERS (President and COO of Fulton) Age: 50</B></TD></TR>
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    <TD STYLE="width: 24pt; font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0; border-right: Black 1px solid">2019 Annual Meeting Nominee</TD></TR>
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    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0; border-right: Black 1px solid">Fulton Bank, N.A. director since 2009</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0; border-right: Black 1px solid">2018 &#8211; 2019 Fulton Committees: Special Joint Board Compliance &#8211;
    Representing Fulton Bank, N.A.</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Times New Roman, Times, Serif">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><IMG SRC="d350126x22x1.jpg" ALT="" STYLE="float: left; margin-top: 5pt; margin-right: 10pt"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr.&nbsp;Myers has been the President
        and Chief Operating Officer of Fulton Financial Corporation since January 1, 2018. He first became an executive officer
        of Fulton Financial Corporation in July 2013 and has held a number of executive positions with Fulton since 1990.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">He is also the Chairman, Chief
        Executive Officer, Chief Operating Officer and President of Fulton Bank, N.A. He was promoted to Chairman and Chief Executive
        Officer in May 2018 and became the President and Chief Operating Officer of Fulton Bank, N.A. in 2009. He has served as
        a director of Fulton Bank, N.A. since 2009, and currently serves as a representative of Fulton Bank, N.A. on the Special
        Joint Board Compliance Committee.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr.&nbsp;Myers has participated
        in a number of industry organizations and has been active in the local community for many years. He has been involved
        with the Pennsylvania Bankers Association, is a past chair of the American Heart Association of Lancaster County, a past
        board member of the YMCA of Lancaster County, and a past board member of the United Way of Lancaster County. He has served
        as the Treasurer of the Fulton Theatre Company since 2011, a director of TEC Centro since 2017, and is the current chair
        of the Salvation Army (Lancaster) for which he has been a director of this local non-profit since 1995.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr.&nbsp;Myers brings a myriad
        of banking knowledge, executive leadership, financial expertise and other valuable skills to Fulton&rsquo;s Board of Directors.
        He holds a Bachelor of Science in Business Administration from Shippensburg University and a Master&rsquo;s degree in
        Business Administration from Saint Joseph&rsquo;s University. He is also a graduate of the Stonier Graduate School of
        Banking.</P>
        </TD></TR>
</TABLE>

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    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-top: Black 1px solid; border-right: Black 1px solid; border-left: Black 1px solid"><B>SCOTT A. SNYDER, PhD - Age: 53</B></TD></TR>
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    <TD STYLE="width: 24pt; font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0; border-right: Black 1px solid">2019 Annual Meeting Nominee and Independent</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0; border-right: Black 1px solid">Fulton director since 2016</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0; border-right: Black 1px solid">2018 &#8211; 2019 Fulton Committees: Nominating and Corporate Governance
    &#8211; Member; and Risk - Vice Chair</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Times New Roman, Times, Serif">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><IMG SRC="d350126x22x2.jpg" ALT="" STYLE="float: left; margin-top: 5pt; margin-right: 10pt"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Dr. Snyder is currently a Partner
        at Heidrick Consulting leading the Digital Transformation and Innovation Offerings for the firm. He recently served as
        Senior Vice President, Managing Director, and Chief Technology and Innovation Officer from August 2016 until March 2018
        for Safeguard Scientifics, Inc. (NYSE:SFE), a provider of capital and relevant expertise to fuel the growth of technology-driven
        businesses in healthcare, financial services and digital media. From 2011 until August of 2016, he served as the president
        and chief strategy officer of the Boston- and Philadelphia-based Mobiquity, Inc., a mobile tech company that focuses on
        digital strategy and engineering enhanced mobile experiences. Since 2016, he has served as the Chair of the Mobiquity
        advisory board. In addition, Dr. Snyder is a senior fellow in the Management Department at the Wharton School and an adjunct
        faculty member in the School of Engineering and Applied Science at the University of Pennsylvania.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Dr. Snyder earned his B.S., M.S.
        and Ph.D. in Systems Engineering from the University of Pennsylvania, and an Executive Certificate from the University
        of Southern California.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Dr. Snyder brings business acumen,
        experience in the technology sector and leadership in digital innovation to the Fulton Board of Directors. Dr. Snyder
        has extensive expertise in the development of digital solutions, mobile business strategy and mobile security. In 2017,
        Dr. Snyder also successfully completed the NACD Cyber-Risk Oversight Program and earned a CERT Certificate in Cybersecurity
        Oversight, issued by the Software Engineering Institute at Carnegie Mellon University.</P>
        </TD></TR>
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    <TD STYLE="width: 34%; font: 10pt Times New Roman, Times, Serif; text-align: center; vertical-align: bottom">14</TD>
    <TD STYLE="width: 33%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

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    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-top: Black 1px solid; border-right: Black 1px solid; border-left: Black 1px solid"><B>RONALD H. SPAIR - Age: 63</B></TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="width: 24pt; font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt 0 0; text-indent: 0; border-right: Black 1px solid">2019 Annual Meeting Nominee and Independent</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt 0 0; text-indent: 0; border-right: Black 1px solid">Fulton director since 2015</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid; text-align: left; vertical-align: top">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt 0 0; text-indent: 0; border-right: Black 1px solid">2018 &#8211; 2019 Fulton Committees: Audit &#8211; Chair and financial
    expert; Executive &#8211; Member; and Human Resources &#8211; Member</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt; text-indent: 0; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Times New Roman, Times, Serif">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><IMG SRC="d350126x23x2.jpg" ALT="" STYLE="float: left; margin-top: 5pt; margin-right: 10pt"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr.&nbsp;Spair served as the Chief
        Financial Officer, Chief Operating Officer and a member of the Board of Directors of OraSure Technologies, Inc. (NASDAQ:OSUR),
        a diagnostic and medical device company headquartered in Bethlehem, Pennsylvania, since September 2006, and as Executive
        Vice President and Chief Financial Officer since November 2001. In June 2018, he retired from the board and as an officer
        of OraSure Technologies, Inc.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">From 2013 to May 2018 Mr.&nbsp;Spair
        served on the board of Life Science &#8211; PA, which was formerly known as Pennsylvania Biotechnology Association, a
        state trade association for the life sciences community in the Commonwealth of Pennsylvania. He is a certified public
        accountant, a chartered global management accountant and holds an MBA from Rider College.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr.&nbsp;Spair brings his public
        company executive experience and financial expertise to Fulton&rsquo;s Board of Directors. Mr.&nbsp;Spair has also had
        extensive experience negotiating mergers and acquisitions, development and licensing transactions and corporate financings.</P>
        </TD></TR>
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    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-top: Black 1px solid; border-right: Black 1px solid; border-left: Black 1px solid"><B>MARK F. STRAUSS - Age: 67</B></TD></TR>
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    <TD STYLE="width: 24pt; font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt 0 0; text-indent: 0; border-right: Black 1px solid">2019 Annual Meeting Nominee and Independent</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt 0 0; text-indent: 0; border-right: Black 1px solid">Fulton director since 2016 and director of Fulton Bank of New Jersey
    since 2011</TD></TR>
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    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid; text-align: left; vertical-align: top">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt 0 0; text-indent: 0; border-right: Black 1px solid">2018 &#8211; 2019 Fulton Committees: Human Resources &#8211; Vice Chair;
    Nominating and Corporate Governance &#8211; Member; and Special Joint Board Compliance &#8211; Vice Chair</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Times New Roman, Times, Serif">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><IMG SRC="d350126x23x3.jpg" ALT="" STYLE="float: left; margin-top: 5pt; margin-right: 10pt"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr.&nbsp;Strauss has served as
        director of Fulton Bank of New Jersey since 2011, and as a director of Skylands Community Bank prior to its merger with
        Fulton Bank of New Jersey in 2011. From October 2010 to his retirement in December 2017, he served as Senior Vice President
        of Corporate Strategy and Business Development at American Water Works Company, Inc. (NYSE: AWK), the largest and most
        geographically diverse publicly traded U.S. water and wastewater utility company. Mr.&nbsp;Strauss was responsible for
        working with the senior management team to link overall strategy and major growth efforts for American Water&rsquo;s regulated
        and competitive operations.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">From December 2006 to September
        2010, Mr.&nbsp;Strauss served as President of American Water Enterprises, which owns and operates several of American
        Water&rsquo;s market-based businesses. In this role, Mr.&nbsp;Strauss oversaw American Water&rsquo;s non-regulated business
        units that offer operations and maintenance contract services across the United States and Canada, including water and
        wastewater management for military bases, service-line protection programs, design, construction and operation of community
        onsite water and wastewater systems, and other innovative solutions that address a variety of challenges facing the industry.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr.&nbsp;Strauss has legal and
        executive skills and, prior to his retirement from American Water Works Company he was an attorney licensed to practice
        law in New Jersey.</P>
        </TD></TR>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">15</P>

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    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-top: Black 1px solid; border-right: Black 1px solid; border-left: Black 1px solid"><B>ERNEST J. WATERS - Age: 69</B></TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="width: 24pt; font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt 0 0; text-indent: 0; border-right: Black 1px solid">2019 Annual Meeting Nominee and Independent</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt 0 0; text-indent: 0; border-right: Black 1px solid">Fulton director since 2012 and director of Fulton Bank, N.A. since 2011</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid; text-align: left; vertical-align: top">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt 0 0; text-indent: 0; border-right: Black 1px solid">2018 &#8211; 2019 Fulton Committees: Audit - Member and financial expert;
    Executive &#8211; Member; Risk &#8211; Member; and Special Joint Board Compliance - Chair</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Times New Roman, Times, Serif">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><IMG SRC="d350126x24x1.jpg" ALT="" STYLE="float: left; margin-top: 5pt; margin-right: 10pt"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In addition to serving as a director
        of Fulton, Mr.&nbsp;Waters has also been a director of Fulton Bank, N.A. since 2011. Mr.&nbsp;Waters retired from Metropolitan
        Edison, a FirstEnergy company, in 2009, where he served as the Area Vice President and Area Manager. Mr.&nbsp;Waters joined
        the FirstEnergy companies (an investor-owned utility) in 1976 and held various positions in Auditing and Marketing during
        his tenure. He also served as an expert accounting witness in setting rates before the Pennsylvania Public Utility Commission.
        Prior to joining the FirstEnergy companies, Mr.&nbsp;Waters was a public accountant and business consultant in Philadelphia.
        He is a former certified public accountant and holds an MBA from the University of Pittsburgh. Since 2007, Mr.&nbsp;Waters
        has served on the Board of Directors of the York Water Company (NASDAQ: YORW) where he chairs their Compensation Committee
        and is a member of the Audit Committee. In addition, Mr.&nbsp;Waters has served at leadership and committee levels with
        numerous community and nonprofit organizations. He is a past Chairman of the Board of York Hospital and recently completed
        a nine-year tenure as member of the Board, and chair of the Audit Committee for Wellspan Health, York Hospital&rsquo;s
        parent company.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr.&nbsp;Waters has business,
        regulatory, leadership, board service and accounting expertise that brings valuable perspectives to Fulton&rsquo;s Board
        of Directors. He has also completed the requirements for the NACD Board Leadership Fellow Program since 2014. In 2017,
        Mr.&nbsp;Waters also successfully completed the NACD Cyber-Risk Oversight Program and earned a CERT Certificate in Cybersecurity
        Oversight, issued by the Software Engineering Institute at Carnegie Mellon University.</P>
        </TD></TR>
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    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-top: Black 1px solid; border-right: Black 1px solid; border-left: Black 1px solid"><B>E. PHILIP WENGER (Chairman of the Board and CEO of Fulton)
    Age: 61</B></TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="width: 24pt; font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0; border-right: Black 1px solid">2019 Annual Meeting Nominee</TD></TR>
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    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0; border-right: Black 1px solid">Fulton director since 2009</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0; border-right: Black 1px solid">2018 &#8211; 2019 Fulton Committees: Executive &#8211; Member; and Special
    Joint Board Compliance &#8211; Member</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Times New Roman, Times, Serif">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><IMG SRC="d350126x24x2.jpg" ALT="" STYLE="float: left; margin-top: 5pt; margin-right: 10pt"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr.&nbsp;Wenger became Chairman
        of the Board and Chief Executive Officer of Fulton Financial Corporation effective on January 1, 2013. He also served
        as President from 2008 to 2017, and Chief Operating Officer of Fulton Financial Corporation from 2008 to 2012. Mr.&nbsp;Wenger
        was a director of Fulton Bank, N.A. from 2003 to 2009, Chairman of Fulton Bank, N.A. from 2006 to 2009 and has been employed
        by Fulton in a number of positions since 1979.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In addition, Mr.&nbsp;Wenger currently
        serves on the Board of Directors for the Pennsylvania Chamber of Commerce as well as the Chair of the Advisory Board of
        Stonier Graduate School of Banking, and of the Economic Development Company of Lancaster County, as well as a member of
        the Penn State Harrisburg Board of Advisers. Mr.&nbsp;Wenger is also a member of the American Bankers Association board
        of directors and the Operation HOPE Global board of directors, a global financial dignity and economic empowerment nonprofit.
        He is a past chair of the Lancaster Chamber of Commerce and a former board member on the Lancaster County YMCA Foundation
        and Crispus Attucks Community Center.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr.&nbsp;Wenger possesses an extensive
        knowledge of the many aspects of banking operations through more than thirty years of experience in the financial services
        industry. He has gained valuable insight through his experience in different banking areas, including retail banking,
        commercial banking, bank operations and systems.</P>
        </TD></TR>
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    <TD STYLE="width: 33%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><A NAME="d350126a029"></A><B>Current Fulton Directors Retiring at the 2019 Annual Meeting</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Directors Albert Morrison III and R. Scott
Smith, Jr., will not to stand for election at the 2019 annual meeting and will retire from Fulton&rsquo;s Board of Directors upon
the expiration of their 2018 &#8211; 2019 one-year terms. We thank both of them for their many years of dedicated service to the
Board of Directors and Fulton.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="background-color: rgb(207,210,221)">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-top: Black 1px solid; border-right: Black 1px solid; border-left: Black 1px solid"><B>ALBERT MORRISON III - Age: 72</B></TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="width: 24pt; font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt 0 0; text-indent: 0; border-right: Black 1px solid">Independent Director retiring from the Fulton Board at the
    2019 Annual Meeting</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt 0 0; text-indent: 0; border-right: Black 1px solid">Fulton director since 2012</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid; text-align: left; vertical-align: top">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt 0 0; text-indent: 0; border-right: Black 1px solid">2018 &#8211; 2019 Fulton Committees: Audit - Vice Chair and financial
    expert; Risk Committee &#8211; Member; and Special Joint Board Compliance &#8211; Member</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Times New Roman, Times, Serif">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><IMG SRC="d350126x25x2.jpg" ALT="" STYLE="float: left; margin-top: 5pt; margin-right: 10pt"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">From 2002 to April 2018, Mr.&nbsp;Morrison
        served as the Chairman of the Board of Burnham Holdings, Inc., the parent company of fourteen subsidiaries that are leading
        domestic manufacturers of boilers and related HVAC products and accessories (including furnaces, radiators and air conditioning
        systems), for residential, commercial and industrial applications.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr.&nbsp;Morrison was elected
        as a director of Burnham in 1986 and became President and Chief Executive Officer of Burnham in 1988. Mr.&nbsp;Morrison
        retired as Chief Executive Officer, effective in April 2012, after thirty-eight years of service with Burnham Holdings,
        Inc.</P>
        </TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="background-color: rgb(207,210,221)">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-top: Black 1px solid; border-right: Black 1px solid; border-left: Black 1px solid"><B>R. SCOTT SMITH, JR. - Age: 72</B></TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="width: 24pt; font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0; border-right: Black 1px solid">Independent Director retiring from the Fulton Board at the
    2019 Annual Meeting</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0; border-right: Black 1px solid">Fulton director since 2001</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 0 0 5pt; text-indent: 0; border-left: Black 1px solid">&#8226;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0; border-right: Black 1px solid">2018 &#8211; 2019 Fulton Committees: Risk &#8211; Member</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0 5pt; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Times New Roman, Times, Serif">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; padding: 5pt; text-indent: 0; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><IMG SRC="d350126x25x3.jpg" ALT="" STYLE="float: left; margin-top: 5pt; margin-right: 10pt"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr.&nbsp;Smith is the retired
        Chairman of the Board and Chief Executive Officer of Fulton. He served as Chairman of the Board and CEO from January 2006
        to December 2012 and also served as a director of Fulton Bank, N.A. from 1993 to 2002.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">He was a director of The Federal
        Reserve Bank of Philadelphia from 2010 to 2013 and a member of the Federal Advisory Council to the Board of Governors
        of the Federal Reserve System from 2008 to 2010. Mr.&nbsp;Smith was a director of the American Bankers Association from
        2006 to 2009, was employed by Fulton from 1978 to 2012 in various positions and worked in financial services since 1969.
        In addition, Mr. Smith continues to be active in the Lancaster community.</P>
        </TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">17</P>

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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><A NAME="d350126a030"></A><B>Security Ownership of Directors, Nominees, Management and
Certain Beneficial Owners</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The following table
sets forth the number of shares of common stock beneficially owned<SUP>1 </SUP>as of the Record Date, the latest practicable date,
by each director, director nominee, and the named executive officers, Mr. Wenger, Mr. McCollom, Mr. Myers, Ms. Snyder, Ms. Mueller
and Mr. Rohrbaugh, (collectively the &ldquo;Named Executive Officers&rdquo; or the &ldquo;Executives;&rdquo; and individually,
a &ldquo;Named Executive Officer&rdquo; or an &ldquo;Executive&rdquo;) and those persons known to be the beneficial owner of more
than 5% of Fulton&rsquo;s common stock. Except as to the beneficial owners and other principal holders listed below, to the knowledge
of Fulton, no person or entity owned, of record or beneficially, on the Record Date more than 5% of the outstanding common stock
of Fulton. Unless otherwise indicated in a footnote, shares shown as beneficially owned by each director, each director nominee
and each Executive are held individually by the person. The directors, director nominees, the Executives and other executive officers
of Fulton, as a group, owned of record and beneficially 1,726,959 shares of Fulton common stock, representing 1.02% of such shares
then outstanding. Shares representing less than one percent of the outstanding shares are shown with a &ldquo;*&rdquo; below.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top">Director, Nominee and<BR> Management<BR> <U>Beneficial Owners</U></TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center"><U>Title</U></TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold"><FONT STYLE="font-size: 10pt"><B>Total Number</B></FONT><BR> <FONT STYLE="font-size: 10pt"><B>of
    Shares</B></FONT><BR> <FONT STYLE="font-size: 10pt"><B><U>Beneficially&nbsp;Owned</U></B></FONT></TD><TD STYLE="font-weight: bold; padding-left: 2pt"><SUP>2&nbsp;3&nbsp;4</SUP>&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-weight: bold; text-align: center">% of<BR> <U>Class</U></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top">&nbsp;</TD><TD>&nbsp;</TD>
    <TD>&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-left: 2pt">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 25%; font-weight: bold; text-align: left; vertical-align: top">Jennifer&nbsp;Craighead&nbsp;Carey</TD><TD STYLE="width: 3%">&nbsp;</TD>
    <TD STYLE="width: 47%">Nominee</TD><TD STYLE="width: 3%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 5%; text-align: right">143</TD><TD STYLE="width: 3%; text-align: left; padding-left: 2pt">&nbsp;</TD><TD STYLE="width: 3%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 5%; text-align: right"><FONT STYLE="font-size: 10pt">*</FONT></TD><TD STYLE="width: 4%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top">Lisa Crutchfield</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">Director and Nominee</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">11,938</TD><TD STYLE="text-align: left; padding-left: 2pt">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">*</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top">Denise L. Devine</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">Director and Nominee</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">19,000</FONT></TD><TD STYLE="text-align: left; padding-left: 2pt"><SUP>5</SUP>&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">*</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top">Steven H. Etter</TD><TD>&nbsp;</TD>
    <TD>Nominee</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">190,000</TD><TD STYLE="text-align: left; padding-left: 2pt">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">*</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top">Patrick J. Freer</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">Director and Nominee</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">116,439</FONT></TD><TD STYLE="text-align: left; padding-left: 2pt"><SUP>6</SUP>&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">*</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top">Carlos E. Graupera</TD><TD>&nbsp;</TD>
    <TD>Nominee</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">10,861</TD><TD STYLE="text-align: left; padding-left: 2pt">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">*</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top">George W. Hodges</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">Director and Nominee</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">42,922</FONT></TD><TD STYLE="text-align: left; padding-left: 2pt"><SUP>7</SUP></TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">*</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top">Albert Morrison III</TD><TD>&nbsp;</TD>
    <TD>Director</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">36,457</FONT></TD><TD STYLE="text-align: left; padding-left: 2pt"><SUP>8</SUP>&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">*</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top">James R. Moxley III</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">Director and Nominee</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">130,914</FONT></TD><TD STYLE="text-align: left; padding-left: 2pt"><SUP>9</SUP></TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">*</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top">R. Scott Smith, Jr.</TD><TD>&nbsp;</TD>
    <TD>Director</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">271,948</FONT></TD><TD STYLE="text-align: left; padding-left: 2pt"><SUP>10</SUP>&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">*</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top">Scott A. Snyder</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">Director and Nominee</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6,540</TD><TD STYLE="text-align: left; padding-left: 2pt">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">*</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top">Ronald H. Spair</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">Director and Nominee</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">19,072</FONT></TD><TD STYLE="text-align: left; padding-left: 2pt"><SUP>11</SUP></TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">*</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top">Mark F. Strauss</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">Director and Nominee</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">24,075</FONT></TD><TD STYLE="text-align: left; padding-left: 2pt"><SUP>12</SUP></TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">*</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top">Ernest J. Waters</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">Director and Nominee</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">28,468</FONT></TD><TD STYLE="text-align: left; padding-left: 2pt"><SUP>13</SUP>&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">*</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top">E. Philip Wenger</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">Director, Nominee, Chairman of the Board and Chief Executive Officer</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">333,525</FONT></TD><TD STYLE="text-align: left; padding-left: 2pt"><SUP>14</SUP>&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">*</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top">Mark R. McCollom</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">Senior Executive Vice President and Chief Financial Officer</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">0</FONT></TD><TD STYLE="text-align: left; padding-left: 2pt"><SUP>15</SUP>&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">*</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top">Curtis J. Myers</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">Nominee, President and Chief Operating Officer</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">137,123</FONT></TD><TD STYLE="text-align: left; padding-left: 2pt"><SUP>16</SUP>&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">*</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top">Angela M. Snyder</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">Senior Executive Vice President and Head of Consumer Banking</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">10,245</TD><TD STYLE="text-align: left; padding-left: 2pt">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">*</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top">Meg R. Mueller</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">Senior Executive Vice President and Head of Commercial Business</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">73,052</FONT></TD><TD STYLE="text-align: left; padding-left: 2pt"><SUP>17</SUP>&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">*</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top">Philmer H. Rohrbaugh</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">Retired Senior Executive Vice President and Chief Financial Officer</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">90,001</FONT></TD><TD STYLE="text-align: left; padding-left: 2pt"><SUP>18</SUP></TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">*</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top">Total Ownership</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">Directors, Director Nominees, Named Executive Officers and executive officers as a Group (25 Persons)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,726,959</TD><TD STYLE="text-align: left; padding-left: 2pt">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.02</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD><TD>&nbsp;</TD>
    <TD>&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-left: 2pt">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1px; vertical-align: top"><U>Beneficial Owners Holding More than 5%</U></TD><TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD><TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1px; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1px; text-align: left; padding-left: 2pt">&nbsp;</TD><TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1px; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1px; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1px; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-left: 2pt">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top"><FONT STYLE="font-size: 10pt"><B>BlackRock, Inc. <SUP>19</SUP></B></FONT><BR> <FONT STYLE="font-size: 10pt"><B>55 East 52nd Street</B></FONT><BR> <FONT STYLE="font-size: 10pt"><B>New York, NY 10055</B></FONT></TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">N/A</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">20,809,031</TD><TD STYLE="text-align: left; padding-left: 2pt">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">11.8</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-left: 2pt">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top"><FONT STYLE="font-size: 10pt"><B>The Vanguard Group <SUP>20</SUP></B></FONT><BR> <FONT STYLE="font-size: 10pt"><B>100 Vanguard Blvd.</B></FONT><BR> <FONT STYLE="font-size: 10pt"><B>Malvern, PA 19355</B></FONT></TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">N/A</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">17,109,382</TD><TD STYLE="text-align: left; padding-left: 2pt">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">10.07</TD><TD STYLE="text-align: left">%</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>

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<TR>
    <TD STYLE="vertical-align: bottom; width: 33%; text-align: left">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></TD>
    <TD STYLE="vertical-align: bottom; width: 34%; text-align: center"><FONT STYLE="font-size: 10pt">18</FONT></TD>
    <TD STYLE="vertical-align: top; width: 33%; text-align: center">&nbsp;</TD></TR>
</TABLE>


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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left"><U>Beneficial Owners<BR>
    Holding More than 5%</U></TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center"><U>Title</U></TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-size: 10pt"><B>Total
                                         Number</B></FONT><BR> <FONT STYLE="font-size: 10pt"><B>of Shares</B></FONT><BR> <FONT STYLE="font-size: 10pt"><B><U>Beneficially&nbsp;Owned</U></B></FONT></TD><TD STYLE="font-weight: bold; text-align: left; padding-left: 2pt"><SUP>2&nbsp;3&nbsp;4</SUP></TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD COLSPAN="2" STYLE="font-weight: bold; text-align: center"><FONT STYLE="font-size: 10pt"><B>%
                                         of</B></FONT><BR> <FONT STYLE="font-size: 10pt"><B><U>Class</U></B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 25%">&nbsp;</TD><TD STYLE="width: 3%">&nbsp;</TD>
    <TD STYLE="width: 47%">&nbsp;</TD><TD STYLE="width: 3%">&nbsp;</TD>
    <TD STYLE="text-align: left; width: 1%">&nbsp;</TD><TD STYLE="text-align: right; width: 5%">&nbsp;</TD><TD STYLE="text-align: left; width: 3%">&nbsp;</TD><TD STYLE="width: 3%">&nbsp;</TD>
    <TD STYLE="text-align: left; width: 1%">&nbsp;</TD><TD STYLE="text-align: right; width: 5%">&nbsp;</TD><TD STYLE="text-align: left; width: 4%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-size: 10pt"><B>Dimensional Fund</B></FONT><BR> <FONT STYLE="font-size: 10pt"><B>Advisors LP <SUP>21</SUP></B></FONT><BR> <FONT STYLE="font-size: 10pt"><B>Building One,</B></FONT><BR> <FONT STYLE="font-size: 10pt"><B>6300 Bee Cave Road</B></FONT><BR> <FONT STYLE="font-size: 10pt"><B>Austin, TX 78746</B></FONT></TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">N/A</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">14,264,562</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8.10</TD><TD STYLE="text-align: left">%</TD></TR>
</TABLE>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>1</SUP> Beneficial ownership is determined in accordance
with SEC Rule 13d-3, which provides that a person is deemed to own any stock for which that person has or shares: (i) voting power,
which includes the power to vote or to direct the voting of the stock; or (ii) investment power, which includes the power to dispose
or direct the disposition of the stock; or (iii) the right to acquire beneficial ownership within 60 days after the Record Date.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>2</SUP> Includes 127,551 shares issuable upon the exercise
of vested stock options, which have been treated as outstanding shares for purposes of calculating the percentage of outstanding
shares owned by each individual as a group.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>3</SUP> As of the Record Date, none of the listed individuals
had pledged Fulton stock and Fulton&rsquo;s Insider Trading Policy currently prohibits the pledging of shares by Fulton directors
and Executives.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>4</SUP> Fulton has established stock ownership guidelines
for Fulton directors and certain officers. As of December 31, 2018, Fulton non-employee directors were required to hold $175,000
of eligible Fulton stock for 2018, and this stock ownership guideline amount was increased to $300,000 as of January 1, 2019. The
stock ownership guidelines for officers remained unchanged for 2019. All non-employee directors and the Executives are in compliance
with Fulton&rsquo;s stock ownership guidelines. See a description of Fulton&rsquo;s stock ownership guidelines on Page 50.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>5</SUP> Ms. Devine&rsquo;s ownership includes 1,000 shares
held jointly with her spouse.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>6</SUP> Mr. Freer&rsquo;s ownership includes 97,040 shares held jointly with his spouse.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>7</SUP> Mr. Hodges&rsquo; ownership includes 21,430 shares
held in a 401(k) plan, 200 shares held in Irrevocable Trust for children and 8,091 shares held by The Hodges Family Foundation,
Inc. Mr. Hodges has disclaimed beneficial ownership of the shares held by The Hodges Family Foundation, Inc.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>8</SUP> Mr. Morrison will be seventy-two (72) years old
as of the date of the Annual Meeting and is not eligible to be nominated for election as a director. He will retire from the Board
of Directors when his current term ends at the Annual Meeting.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>9</SUP> Mr. Moxley&rsquo;s ownership includes 39,115 shares
held by The Moxley Family Trust, 1,110 shares held solely by his spouse, 16,642 shares held by Mr. Moxley as custodian for his
children and 20,000 shares held in a 401(k) plan.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>10</SUP> Mr. Smith&rsquo;s ownership includes 245,444 shares
held jointly with his spouse. He will be seventy-two (72) years old as of the date of the Annual Meeting and is not eligible to
be nominated for election as a director. Mr. Smith will retire from the Board of Directors when his current term ends at the Annual
Meeting.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>11</SUP> Mr. Spair&rsquo;s ownership includes 10,000 shares
held jointly with his spouse.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>12</SUP> Mr. Strauss&rsquo; ownership includes 4,800 shares
held jointly with his spouse and 6,426 shares held in an IRA. <SUP></SUP></P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>&nbsp;</SUP></P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>13</SUP> Mr. Waters&rsquo; ownership includes 10,395 shares
held in an IRA.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>14</SUP> Mr. Wenger&rsquo;s ownership includes 144,297 shares
held jointly with his spouse and 82,307 shares held in Fulton&rsquo;s 401(k) Plan. Also includes 3,161 shares held in Fulton&rsquo;s
401(k) Plan by his spouse and 351 shares held by Mr. Wenger as custodian for his children.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>15</SUP> Mr. McCollom joined Fulton as a member of Fulton&rsquo;s
senior management on November 20, 2017 and replaced Mr. Rohrbaugh as Fulton&rsquo;s Chief Financial Officer effective March 2,
2018.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>16</SUP> Mr. Myers&rsquo; ownership includes 46,710 shares
held in Fulton&rsquo;s 401(k) Plan, 47,173 shares which may be acquired pursuant to the exercise of vested stock options and 13,525
shares held jointly with his spouse.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>17</SUP> Ms. Mueller&rsquo;s ownership includes 10 shares
held jointly with her spouse.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>18</SUP> Mr. Rohrbaugh&rsquo;s ownership includes 47,442
shares held jointly with his spouse. Mr. Rohrbaugh retired as Chief Financial Officer of Fulton effective as of March 2, 2018 and
Senior Executive Vice President effective as of March 30, 2018.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>19</SUP> This information is based solely on a Schedule
13G filed with the SEC on January 28, 2019 by BlackRock, Inc., which reported sole voting power as to 20,384,161 shares and sole
dispositive power as to 20,809,031 shares, as of December 31, 2018.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>20</SUP> This information is based solely on a Schedule
13G/A filed with the SEC on March 11, 2019 by The Vanguard Group, which reported sole voting power as to 168,673 shares and sole
dispositive power as to 16,936,855 shares, shared voting power as to 20,214 shares and shared dispositive power as to 172,527 shares,
as of February 28, 2019.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>21</SUP> This information is based solely on a Schedule
13G filed with the SEC on February 8, 2019 by Dimensional Fund Advisors LP, which reported sole voting power as to 13,972,108 shares
and sole dispositive power as to 14,264,562 shares, as of December 31, 2018.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt">19</P>


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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 100%; text-align: center; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 10pt"><B><A NAME="d350126a031"></A>INFORMATION CONCERNING THE BOARD OF DIRECTORS</B></FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><A NAME="d350126a032"></A>Meetings and Committees of the Board of Directors</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">There were eleven (11)
regular and special meetings of the Board of Directors of Fulton and fifty-five (55) meetings of the committees of the Board of
Directors of Fulton during 2018. No director attended fewer than 75% of (i) all meetings of the Board of Directors, (ii) all of
the meetings of the committees of the Board of Directors on which a director served, or (iii) the aggregate number of meetings
of the Board of Directors and of the committees of the Board of Directors on which he or she served in 2018.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The Board of Directors
of Fulton has the following five regular standing committees: Audit, Executive, Human Resources, Nominating and Corporate Governance
and Risk. Fulton also established the Special Joint Board Compliance Committee (the &ldquo;Compliance Committee&rdquo;) as further
described below. The following table represents the membership on each Fulton committee as of the date of this Proxy Statement:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 27%; font-size: 8pt; text-align: center; border: Black 1px solid; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 8pt"><B>Current Directors</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>2018-2019 Fulton</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>Committee Members</B></FONT></TD>
    <TD STYLE="width: 11%; font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-top: Black 1px solid; border-right: Black 1px solid; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 8pt"><B>Audit</B></FONT></TD>
    <TD STYLE="width: 11%; font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-top: Black 1px solid; border-right: Black 1px solid; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 8pt"><B>Executive</B></FONT></TD>
    <TD STYLE="width: 11%; font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-top: Black 1px solid; border-right: Black 1px solid; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 8pt"><B>Human</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>Resources</B></FONT></TD>
    <TD STYLE="width: 16%; font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-top: Black 1px solid; border-right: Black 1px solid; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 8pt"><B>Nominating</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>and Corporate</B></FONT><BR>
<FONT STYLE="font-size: 8pt"><B>Governance</B></FONT></TD>
    <TD STYLE="width: 11%; font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-top: Black 1px solid; border-right: Black 1px solid; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 8pt"><B>Risk</B></FONT></TD>
    <TD STYLE="width: 13%; font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-top: Black 1px solid; border-right: Black 1px solid; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 8pt"><B>Compliance **</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-left: 3pt; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 8pt"><B>Lisa Crutchfield</B></FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Member</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Chair</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Member</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-left: 3pt; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 8pt"><B>Denise L. Devine</B></FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Member</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Member</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Chair</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-left: 3pt; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 8pt"><B>Patrick J. Freer</B></FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Member</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Vice Chair</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-left: 3pt; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 8pt"><B>George W. Hodges</B></FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Member</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Vice Chair</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Member</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-left: 3pt; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 8pt"><B>Albert Morrison III</B></FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Vice Chair</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Member</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Member</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-left: 3pt; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 8pt"><B>James R. Moxley III</B></FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Chair</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Member</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Chair</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Member</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-left: 3pt; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 8pt"><B>R. Scott Smith, Jr.</B></FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Member</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-left: 3pt; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 8pt"><B>Scott A. Snyder</B></FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Member</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Vice Chair</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-left: 3pt; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 8pt"><B>Ronald H. Spair</B></FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Chair</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Member</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Member</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-left: 3pt; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 8pt"><B>Mark F. Strauss</B></FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Vice Chair</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Member</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Vice Chair</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-left: 3pt; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 8pt"><B>Ernest J. Waters</B></FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Member</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Member</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Member</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Chair</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-left: 3pt; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 8pt"><B>E. Philip Wenger</B></FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Member</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Member *</FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 8pt">Member</FONT></TD></TR>
</TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">* Ex-officio member per bylaws.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">** Director Nominees Mr. Myers and Ms. Craighead Carey are currently
directors of Fulton Bank, N.A. and represent Fulton Bank, N.A. on Fulton&rsquo;s Compliance Committee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><A NAME="d350126a033"></A>Human Resources Committee Interlocks and Insider Participation</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"><U>HR Committee.</U> Fulton
maintains a Human Resources Committee (defined above as the &ldquo;HR Committee&rdquo;), and all members of the HR Committee meet
the independence requirements of the NASDAQ listing standards for membership on compensation committees. More information regarding
the HR Committee can be found in the &ldquo;Compensation Discussion and Analysis&rdquo; section of this Proxy Statement beginning
on Page 34. There are no interlocking relationships, as defined in applicable SEC regulations, involving members of the HR Committee.
Certain directors may have indirect relationships described in &ldquo;Related Person Transactions&rdquo; beginning on Page 24.
The HR Committee is responsible for approving or recommending to the Board of Directors the compensation for the Executives, oversight
of Fulton&rsquo;s cash and equity-based incentive compensation plans, the ESPP and the 401(k) Plan, approving employment agreements
for the Executives and other officers of Fulton and fulfilling other broad-based human resources duties. The HR Committee met a
total of nine (9) times in 2018. The HR Committee is governed by a formal charter, which was last amended in July 2018, and which
is available on Fulton&rsquo;s website at www.fult.com.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><A NAME="d350126a034"></A>Other Board Committees</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"><U>Audit
Committee.</U> All members of the Audit Committee meet the independence requirements of the NASDAQ listing standards, and the
rules and regulations of the SEC for membership on audit committees. Each of the members of the Audit Committee have been
determined to qualify, been designated by the Board of Directors, and agreed to serve, as an Audit Committee &ldquo;financial
expert&rdquo; as defined by SEC regulations. The Audit Committee met seventeen (17) times during 2018.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>

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<TR>
    <TD STYLE="vertical-align: bottom; width: 33%; text-align: left">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></TD>
    <TD STYLE="vertical-align: bottom; width: 34%; text-align: center"><FONT STYLE="font-size: 10pt">20</FONT></TD>
    <TD STYLE="vertical-align: top; width: 33%; text-align: center">&nbsp;</TD></TR>
</TABLE>


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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The Audit Committee
is governed by a formal charter, which was last amended in July 2018, and which is available on Fulton&rsquo;s website at www.fult.com.
The Audit Committee&rsquo;s pre-approval policy and procedure for audit and non-audit services is set forth in its charter. The
functions of the Audit Committee include: sole authority to appoint, evaluate, retain, or terminate the independent auditor; direct
responsibility for the compensation and oversight of the work of the independent auditor; oversight of the overall relationship
with the independent auditor; meeting with the independent auditor to review the scope of audit services; reviewing and discussing
with management and the independent auditor annual and quarterly financial statements and related disclosures; overseeing the internal
audit function, including hiring and replacing the chief audit executive; reviewing related person transactions; establishing procedures
and handling complaints concerning accounting, internal accounting controls, or auditing matters; and those risk management matters
outlined in the Audit Committee Charter. In addition, with respect to any bank subsidiary of Fulton that has not established its
own independent audit committee, it is intended that Fulton&rsquo;s Audit Committee, in carrying out its responsibilities, will
also satisfy the obligations imposed on such bank subsidiary of Fulton relating to the establishment and duties of an independent
audit committee as set forth in Section 36 of the Federal Deposit Insurance Act and its implementing regulations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Based on its review
and discussion of the audited 2018 financial statements of Fulton with management and KPMG LLP the independent auditor of the Fulton&rsquo;s
financial statements, the Audit Committee recommended to the Board of Directors that the financial statements be included in the
Annual Report on Form 10-K for filing with the SEC. A copy of the report of the Audit Committee of its findings that resulted from
its financial reporting oversight responsibilities is attached as Exhibit B.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"><U>Nominating and Corporate
Governance Committee.</U> All members of the Nominating and Corporate Governance Committee meet the independence requirements of
the NASDAQ listing standards. The Nominating and Corporate Governance Committee met eight (8) times during 2018.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The Nominating and
Corporate Governance Committee is responsible for, among other things, recommending to the Board of Directors nominees
for election to the Board of Directors and assisting the Board of Directors with corporate governance matters, including
the review and approval of all changes to the Code of Conduct, Governance Guidelines and the responsibility for guidelines
and procedures to be used by directors in completing Board of Directors evaluations used in monitoring and evaluating
the performance of the Board of Directors and committees. The Nominating and Corporate Governance Committee is also
responsible for determining whether Fulton&rsquo;s directors and Executives are in compliance with Fulton&rsquo;s stock
ownership guidelines. The Nominating and Corporate Governance Committee is governed by a formal charter, which was last
amended in July 2018, and is available on Fulton&rsquo;s website at www.fult.com.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"><U>Executive
Committee.</U> The Executive Committee did not meet during 2018. Except for the powers expressly excluded in Section 5 of
Article III of the Bylaws, the Executive Committee exercises the powers of the Board of Directors between board meetings.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"><U>Risk Committee.</U> Fulton&rsquo;s
Risk Committee met nine (9) times during 2018. The Risk Committee is responsible for providing oversight of the risk management
functions and practices of Fulton, including assisting the Board of Directors with its oversight of Fulton&rsquo;s policies, procedures
and practices relating to assessment and management of Fulton&rsquo;s enterprise-wide risks, including those risks identified in
Fulton&rsquo;s Enterprise Risk Management Policy, which currently include strategic risk, credit risk, market risk, liquidity risk,
operational risk, legal risk, compliance and regulatory risk and reputational risk. The Risk Committee Chair is an independent
director and was found by Fulton&rsquo;s Board of Directors to possess the requisite experience in identifying, assessing and managing
risk exposures at large, complex firms. The Risk Committee is governed by a formal charter, which was last amended in July 2018,
and is available on Fulton&rsquo;s website at www.fult.com.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"><U>Compliance
Committee.</U> The Special Joint Board Compliance Committee (defined above as the &ldquo;Compliance Committee&rdquo;) was
established to assist the Board of Directors and the Boards of Fulton&rsquo;s subsidiary banks, in fulfilling their
respective responsibilities to oversee compliance with the enforcement orders relating to Bank Secrecy Act and anti-money
laundering (&ldquo;BSA/AML&rdquo;) compliance matters at Fulton and its subsidiary banks and to oversee Fulton&rsquo;s
management of certain other compliance risks. See &ldquo;Legal Proceedings&rdquo; within &ldquo;Note 17 &ndash; Commitments
and Contingencies&rdquo; in the Notes to Consolidated Financial Statements in Item 8. Financial Statements and Supplementary
Data in Fulton&rsquo;s Annual Report on Form 10-K, for the year ended December 31, 2018, for additional information regarding
the BSA/AML enforcement orders. The Compliance Committee is comprised of five (5) Fulton directors and directors from each of
Fulton&rsquo;s subsidiary banks, including Ms. Craighead Carey and Mr. Myers as representatives from Fulton Bank, N.A. The
Compliance Committee met twelve (12) times during 2018.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">21</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><A NAME="d350126a035"></A>Board&rsquo;s Role in Risk Oversight</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">While each of Fulton&rsquo;s
committees is responsible for overseeing the management of certain risks, Fulton&rsquo;s Risk Committee is primarily responsible
for overseeing the management of such risks for Fulton, and the entire Board of Directors is regularly informed through committee
reports and review of committee meeting minutes about such risks. Fulton&rsquo;s Risk Committee is primarily responsible for overseeing
the management of Fulton&rsquo;s enterprise-wide risks, and the Board of Directors continues to regularly review information regarding
Fulton&rsquo;s exposure to strategic risk, credit risk, market risk, liquidity risk, operational risk, compliance and regulatory
risk, legal risk and reputational risk, as well as Fulton&rsquo;s strategies to monitor, control and mitigate its exposure to these
risks. In addition, the HR Committee is responsible for overseeing the management of risks relating to all of Fulton&rsquo;s compensation
plans. The Audit Committee shares with the Risk Committee a general oversight role in Fulton&rsquo;s risk management process in
the context of the Audit Committee&rsquo;s responsibility for financial reporting and its evaluation and assessment of the adequacy
of Fulton&rsquo;s internal control structure. The Nominating and Corporate Governance Committee manages risks associated with the
independence of the Board of Directors, potential conflicts of interest and governance matters. The Compliance Committee is responsible
for overseeing management of certain risks related to compliance and regulatory matters.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The Board of Directors
also relies upon Fulton&rsquo;s Chief Risk Officer and other members of Fulton&rsquo;s Enterprise Risk Management Committee, which
is Fulton&rsquo;s officer-level risk management committee, to oversee and manage existing and emerging risks and serve as a primary
review forum prior to escalation to the Risk Committee and the Board of Directors. This officer-level risk management committee
provides management-level oversight for Fulton&rsquo;s risk management and compliance programs. In addition, annually, Fulton&rsquo;s
Board of Directors adopts a formal Risk Appetite Statement which sets forth both the qualitative and quantitative parameters within
which Fulton executes its business strategies. This document also outlines the general framework within which Fulton manages risk
in the context of Fulton&rsquo;s core values and its management philosophy, which seeks to balance the risk it assumes in serving
its customers and communities with the return it earns for its shareholders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Fulton&rsquo;s framework
for enterprise risk management consists of three &ldquo;lines of defense:&rdquo; 1) business units, bank operations, shared services
and corporate staff office functions (collectively known as front line units) have primary responsibility for risk management and
compliance, and they each drive process deployment, risk identification and management, policies and procedures, training and communication/reporting;
2) independent risk management units (consisting of risk management, compliance, loan review, vendor risk management, fraud risk
management, Bank Secrecy Act compliance, corporate information security office and other risk management units) have oversight
responsibility and define governance requirements for risk management and compliance, and these units educate, advise and monitor
front line unit risk and compliance activities in discrete areas; and 3) Fulton&rsquo;s Internal Audit function independently validates
the effectiveness of internal controls and risk management activities within front line units and independent risk management units
in those areas, and periodically reports results to management and the Board of Directors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Fulton&rsquo;s risk
appetite is centered on Fulton&rsquo;s objective to consistently increase and enhance shareholder value, while managing risk at
an acceptable level. Fulton&rsquo;s Board of Directors, and the committees that monitor risk, assess and oversee the management
of risk, including the establishment, tracking and reporting of key risk indicators within the primary risk categories of strategic,
credit, market, liquidity, operational, legal, compliance and regulatory and reputational risk. Fulton&rsquo;s key risk indicator
thresholds reflect Fulton&rsquo;s objective to consistently increase and enhance shareholder value and maintain capital at a level
and quality that supports Fulton&rsquo;s long-term strategic objectives as well as comply with regulatory guidelines. Finally,
Fulton engages in ongoing risk assessments, capital management and stress testing to ensure that Fulton has adequate capital to
absorb potential losses under various stress scenarios.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Cybersecurity risk is
a key consideration in the operational risk management capabilities at Fulton. Under the direction of its Chief Information Security
Officer, Fulton maintains a formal information security management program, which is subject to oversight by, and reporting to,
the Risk Committee of the Board of Directors. Given the nature of Fulton&rsquo;s operations and business, including Fulton&rsquo;s
reliance on relationships with various third-party providers in the delivery of financial services, cybersecurity risk may manifest
itself through various business activities and channels, and it is thus considered an enterprise-wide risk and subject to control
and monitoring at various levels of management throughout the business. In accordance with its charter, the Risk Committee of the
Board of Directors oversees and reviews reports on significant matters of actual, threatened or potential breaches of corporate
security, including cybersecurity. Fulton also maintains specific cyber insurance through its corporate insurance program, the
adequacy of which is subject to review and oversight by the Risk Committee of the Board of Directors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>

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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><A NAME="d350126a036"></A>Lead Director and Fulton&rsquo;s Leadership Structure</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Director Hodges served
as Fulton&rsquo;s Lead Director and was the independent Chair of the Executive Committee until June 2018. Director Moxley was appointed
as Fulton&rsquo;s Lead Director and the independent Chair of the Executive Committee in June 2018. He is also a member of the Nominating
and Corporate Governance Committee, the Compliance Committee and Chair of the Risk Committee. The Board of Directors has made a
determination that a structure which includes a Lead Director and a combined Chairman/CEO is appropriate for Fulton. Pursuant to
the Governance Guidelines, the Board of Directors designates for a term of at least one (1) year, and publicly discloses in Fulton&rsquo;s
Proxy Statement, the independent non-employee director who will lead the non-employee directors&rsquo; executive sessions and preside
at all meetings of the Board of Directors at which the Chairman is not present. The Governance Guidelines also require that the
Lead Director shall, as appropriate: serve as a liaison between the Chairman and the independent directors; approve information
sent to the Board of Directors; approve meeting schedules to assure that there is sufficient time for discussion of all agenda
items; and have the authority to call meetings of the independent directors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Similar to many public
companies, the leadership structure of Fulton combines the positions of Chairman and CEO. This structure permits the CEO to manage
Fulton&rsquo;s daily operations and provides a single voice for Fulton when needed. Fulton believes that separation of these roles
is not necessary because the Lead Director acts to counterbalance the combined Chairman and CEO positions. In addition, during
2018 approximately 92% of Fulton&rsquo;s directors (11 out of 12) were determined to be independent under applicable NASDAQ standards,
which provides an appropriate level of independent oversight at Board of Directors meetings and executive sessions. Finally, Fulton&rsquo;s
HR Committee, Nominating and Corporate Governance Committee and Audit Committee are all currently, and will continue to be, comprised
solely of independent directors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><A NAME="d350126a037"></A><B>Executive Sessions</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The independent directors
of the Fulton Board of Directors met eight (8) times in executive session in 2018 at which only independent directors were present.
Fulton&rsquo;s Lead Director conducted these executive sessions of the independent directors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Annual Meeting Attendance</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Pursuant to Fulton&rsquo;s
Governance Guidelines, Fulton expects directors to attend the Annual Meeting in person unless their absence is excused. All members
of the Board of Directors attended the 2018 Annual Meeting, except for Director Scott Snyder, whose attendance at the 2018 Annual
Meeting of Shareholders was excused.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Director Education and Board of Directors Development</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Fulton encourages its
directors to attend outside seminars and educational programs as part of its corporate governance and general board education process.
These educational opportunities are in addition to the education and development presentations that are provided during Fulton
Board of Directors meetings and seminars. For example, third parties are periodically asked to provide the Board of Directors with
presentations on governance, the economy, regulatory, compliance and a variety of other topics of interest. In addition, Directors
Devine, Hodges, Moxley and Waters have each completed the requirements for the NACD Board Leadership Fellow Program for 2018 and
prior years. In order to become NACD Board Leadership Fellows, individuals must demonstrate their knowledge of the leading trends
and practices that define exemplary corporate governance, and commit to developing professional insights through a sophisticated
course of ongoing study. In 2017, Dr. Snyder and Mr. Waters also successfully completed the NACD Cyber-Risk Oversight Program and
earned a CERT Certificate in Cybersecurity Oversight, issued by the Software Engineering Institute at Carnegie Mellon University.
With the oversight of the Nominating and Corporate Governance Committee, Fulton will continue to promote board development and
ensure directors are kept current in a selection of topics via onsite programs sponsored by Fulton, and external and remote learning
opportunities available for corporate directors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><A NAME="d350126a038"></A>Legal Proceedings</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">There are no material
legal proceedings to which any director, officer, nominee, affiliate or principal shareholder, or any associate thereof, is a party
adverse to Fulton, or in which any such person has a material interest adverse to Fulton.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">23</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><A NAME="d350126a039"></A><B>Related Person Transactions</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"><I><U>Financial Products
and Services:</U></I> Some of the current directors and executive officers of Fulton, including the Executives, their family members
and the companies with which they are associated, were customers of, and/or had banking transactions with, Fulton&rsquo;s subsidiaries
during 2018. These transactions included deposit accounts, trust relationships, loans and other financial products and services
provided in the ordinary course of business by Fulton&rsquo;s bank subsidiaries. All loans and commitments to lend made to such
persons and to the companies with which they are associated were made in the ordinary course of business, on substantially the
same terms, including interest rates and collateral, as those prevailing at the time for comparable loans with persons not related
to the lender, and did not involve more than a normal risk of collectability or present other unfavorable features. It is anticipated
that similar transactions will be entered into in the future. By using Fulton&rsquo;s products and services, directors and executive
officers have the opportunity to become familiar with the wide array of products and services offered by Fulton&rsquo;s subsidiaries
to customers.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"><I><U>Other Transactions:</U></I>
Applicable SEC regulations require Fulton to disclose transactions with certain related persons where the annual amount involved
exceeds $120,000. However, a person who has a position or relationship with a firm, corporation, or other entity that engages in
a transaction with Fulton is not deemed to have a material interest in a transaction where the interest arises only from such person&rsquo;s
position as a director of the firm, corporation or other entity and/or arises only from the ownership by such person in the firm,
corporation or other entity if that ownership is under 10%, excluding partnerships. Amounts paid to entities in which a related
person does not have a material interest or were obtained by a low bid pursuant to a formal request for proposal to provide services
are not required to be disclosed. Fulton may have engaged in various transactions on customary terms with companies where directors,
nominees or officers and immediate family members may be directors, officers, partners, or employees and it is possible that Fulton&rsquo;s
directors, nominees and executive officers may not have knowledge of those transactions. During 2018, Fulton did not have any related
person transactions in excess of $120,000 requiring specific disclosure, except for the direct payment of fees to Barley Snyder
LLP in the amount of $2.35 million. Jennifer Craighead Carey is a director nominee for the Annual Meeting and was a partner with
less than a 10% interest in the law firm of Barley Snyder LLP during 2018. The payment to Barley Snyder LLP represents the total
direct amount paid for all invoices processed by Fulton and its subsidiaries during 2018. Ms. Craighead Carey was not directly
engaged as counsel for any Fulton matter, nor did she bill any hours on Fulton engagements during 2018. Fulton anticipates engaging
Barley Snyder LLP for legal services in the future.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Fulton considered the
transactions between Fulton and members of the Board of Directors and executive officers that do not require specific disclosure,
when it made the determinations that eleven (11) of Fulton&rsquo;s fourteen (14) director nominees, or approximately 79% of the
director nominees who are standing for election at the Annual Meeting, are independent in accordance with the NASDAQ listing standards.
See &ldquo;Information about Nominees, Directors and Independence Standards&rdquo; on Page 9 for more information.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"><I><U>Family Relationships:</U></I>
SEC regulations generally require disclosure of any employment relationship or transaction with a related person where the amount
involved exceeds $120,000. In fiscal year 2018, there were no family relationships requiring disclosure among any of the members
of the Board of Directors, board nominees and executive officers of Fulton, except for Mr. Craig A. Roda, a brother-in-law of Mr.
Wenger, was employed by Fulton. In 2018, Mr. Roda received annual compensation, consisting of base salary, equity awards and cash
bonus, with a total value of approximately $614,000, plus other benefits on the same basis as other similarly situated employees.
Mr. Roda retired as a Senior Executive Vice President of Fulton in May 2018. In addition, as of December 31, 2018, other family
relationships existed among executive officers and some of the approximately 3,500 full-time equivalent employees of Fulton and
its subsidiaries. These Fulton employees participate in compensation, benefit and incentive plans on the same basis as other similarly
situated employees.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"><I><U>Related Person
Transaction Policy and Procedures:</U></I> Fulton does not have a separate policy specific to related person transactions. Under
the Code of Conduct, however, employees and directors are expected to recognize and avoid those situations where personal interest
or relationships might interfere, or appear to interfere, with their</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>

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    <TD STYLE="vertical-align: bottom; width: 34%; text-align: center"><FONT STYLE="font-size: 10pt">24</FONT></TD>
    <TD STYLE="vertical-align: top; width: 33%; text-align: center">&nbsp;</TD></TR>
</TABLE>



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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">responsibilities to Fulton. The Code of
Conduct also requires thoughtful attention to the problem of conflicts and the exercise of the highest degree of good judgment.
Under the Code of Conduct, directors must provide prompt notice to Fulton of all new or changed business activities, related person
relationships and board directorships as they arise.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">In addition, Fulton
and its subsidiary banks are subject to Regulation O, which governs loans by federally regulated banks to certain insiders, including
an executive officer, director or 10% controlling shareholder of the applicable bank or bank holding company, or an entity controlled
by such executive officer, director or controlling shareholder (an &ldquo;Insider&rdquo;). Each Fulton subsidiary bank is required
to follow a Regulation O policy that prohibits the affiliate bank from making loans to an Insider unless the loan (i) is made on
substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable loans with
persons not related to the lender; and (ii) does not involve more than the normal risk of repayment or present other unfavorable
features. Fulton and its subsidiary banks are examined periodically by bank regulators and Fulton&rsquo;s Internal Audit Department
for compliance with Regulation O to ensure that internal controls exist within Fulton and its subsidiary banks to monitor Fulton&rsquo;s
compliance with Regulation O.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">In accordance with Fulton&rsquo;s
Audit Committee Charter and NASDAQ listing standards, the Audit Committee is charged with the responsibility to conduct, at least
annually, an appropriate review and oversight of all transactions with related persons as defined in applicable SEC regulations.
This responsibility includes reviewing an annual report regarding the related person transactions, if any, with each member of
Fulton&rsquo;s Board of Directors, the Executives and Fulton&rsquo;s other executive officers during the prior year. At a meeting
in February 2019, the Audit Committee reviewed and approved a report of all potential related person transactions identified during
2018 involving Fulton&rsquo;s directors, nominees, the Executives and Fulton&rsquo;s other executive officers.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><A NAME="d350126a040"></A><B>Section 16(a) Beneficial Ownership Reporting Compliance</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Section 16(a) of the
Exchange Act, requires Fulton&rsquo;s executive officers, including the Executives, its principal accounting officer, its directors,
and any persons owning 10% or more of Fulton&rsquo;s common stock, to file with the SEC, in their personal capacities, initial
statements of beneficial ownership on Form 3, statements of changes in beneficial ownership on Form 4 and annual statements of
beneficial ownership on Form 5. Persons filing such beneficial ownership statements are required by SEC regulation to furnish Fulton
with copies of all such statements filed with the SEC. The rules of the SEC regarding the filing of such statements require that
&ldquo;late filings&rdquo; of such statements be disclosed in Fulton&rsquo;s Proxy Statement. Based solely on Fulton&rsquo;s review
of Forms 3 and 4 and amendments thereto furnished to Fulton during the 2018 fiscal year, including Forms 5 and amendments thereto
furnished to Fulton, and on written representations from Fulton&rsquo;s directors, the Executives and Fulton&rsquo;s other executive
officers, Fulton believes that all such statements were timely filed in 2018, except for a Form 4 inadvertently filed late by Ernest
J. Waters on May 24, 2018 reporting the purchase of 2,000 shares of Fulton common stock on April 27, 2018.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><A NAME="d350126a041"></A><B>Board of Directors and Committee Evaluations</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Pursuant to its charter,
the Nominating and Corporate Governance Committee reviews and recommends to the Board of Directors guidelines and procedures to
be used by directors in monitoring and evaluating the performance of the Board of Directors and its committees. The Board of Directors
and its committees, except the Executive Committee, conduct an annual self-evaluation of the performance of the Board of Directors
and committees. Anonymous board and committee evaluation questionnaires were last completed in the fourth quarter of 2018. The
results were compiled by Fulton&rsquo;s in-house corporate counsel and presented to the Nominating and Corporate Governance Committee
in December 2018, and the members of each committee also received a summary report of the results of that committee&rsquo;s questionnaire.
The Nominating and Corporate Governance Committee reported the results to the Board of Directors at its December 2018 regular meeting,
and the Board of Directors and each of the committees discussed the summary of its respective annual evaluations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt">25</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><A NAME="d350126a042"></A><B>Compensation of Directors</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Non-employee directors
serving on the Board of Directors currently receive a combination of cash and equity compensation paid by Fulton for service on
the Board of Directors and its committees. Fulton directors do not receive compensation from any third party for their Fulton board
service. Equity compensation paid to non-employee directors is granted pursuant to the 2011 Directors&rsquo; Equity Participation
Plan (the &ldquo;2011 Director Equity Plan&rdquo;). The equity compensation paid to non-employee directors during 2018 was in the
form of shares of Fulton common stock that had no restriction or vesting requirements. During 2018, the 2011 Director Equity Plan
provided that the maximum number of shares, in the aggregate, under all types of awards granted to any one participant in any one
calendar year, excluding elections to receive cash fees in the form of Fulton shares, shall not exceed the greater of 10,000 shares,
or a number of shares with a fair market value on the date of the grant of $100,000.00.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Salaried officers of
Fulton do not receive additional compensation for service on the Board of Directors. Thus, Mr. Wenger did not receive any director
fees or additional compensation in 2018 for serving as a member of the Board of Directors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The Board of Directors
reviews Fulton&rsquo;s non-employee director compensation annually with the assistance of the HR Committee and a report from the
HR Committee&rsquo;s independent compensation consultant. In 2017, the Board of Directors increased the annual equity retainer
paid to non-employee members of the Board of Directors from $35,000 to $50,000 per year. In late 2018, the HR Committee sought
recommendations and a peer group analysis from Frederic W. Cook&nbsp;&amp; Co., Inc. (&ldquo;FW Cook&rdquo;), the HR Committee&rsquo;s
independent compensation consultant, as it evaluated the 2018 amount and structure of Fulton&rsquo;s non-employee director compensation.
Following this review, the Board of Directors approved, effective January 1, 2019, the elimination of Board of Directors and standing
committee meeting attendance fees, an increase in the quarterly cash retainer from $8,750 to $17,500, and provided non-employee
directors with the ability to defer equity awards to retirement as described below. In conjunction with the director compensation
changes, the Nominating and Corporate Governance Committee increased the non-employee director stock ownership guideline from $175,000
to $300,000, as outlined under Stock Ownership Guidelines on Page 50.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Fulton also reimburses
directors for Board of Directors service-related expenses incurred in serving as directors of Fulton and provides non-employee
directors with a $50,000 term life insurance policy during service as directors. Certain directors have elected to participate
in the Fulton Deferred Compensation Plan, under which a director may elect to defer a portion of his or her cash director&rsquo;s
fees as those fees are earned and to receive those fees, together with any returns earned on investments selected by the participating
director, in a lump sum or in installments over a period of up to twenty (20) years following retirement. The non-employee directors
of Fulton who have established accounts to defer a portion of the cash fees paid to them in 2018 are Directors Devine, Freer, Smith,
Spair and Waters. Certain directors of Fulton also serve on the boards of Fulton&rsquo;s subsidiary banks, and these directors
are compensated with a retainer, meeting fees, or both for their service on each of those individual boards, and amounts paid are
reflected in footnote 4 in the Director Compensation Table on Page 28.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The structure and amounts
of compensation paid to non-employee directors for service on the Board of Directors and its committees during 2018 were as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 60%; text-indent: 54.05pt; background-color: rgb(207,210,221); border: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>2018 Non-employee Director Fees</B></FONT></TD>
    <TD STYLE="width: 40%; text-indent: 84.4pt; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-top: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Amount</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Quarterly director retainer</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">$8,750 in cash</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Additional quarterly retainer paid to the Lead Director</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">$7,500 in cash</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Additional quarterly retainer paid to committee chairs <SUP>1</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">$3,125 in cash</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Board meeting attendance fee</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">$2,000 in cash per meeting attended</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Standing committee meeting attendance fee <SUP>2</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">$1,000 in cash per meeting attended</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Compliance Committee meeting attendance fee</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">$1,000 in cash per meeting attended</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Annual equity retainer <SUP>3</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Fulton common stock equivalent to $50,000 <SUP>4</SUP></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Educational and seminar attendance fee <SUP>5</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">$1,000 in cash per day</FONT></TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="vertical-align: bottom; width: 33%; text-align: left">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></TD>
    <TD STYLE="vertical-align: bottom; width: 34%; text-align: center"><FONT STYLE="font-size: 10pt">26</FONT></TD>
    <TD STYLE="vertical-align: top; width: 33%; text-align: center">&nbsp;</TD></TR>
</TABLE>

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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Effective January 1,
2019, Fulton updated the structure and amounts of compensation to be paid to non-employee directors for service on the Board of
Directors and its committees as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="width: 60%; text-indent: 65.05pt; border: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Non-employee Director Fees</B></FONT></TD>
    <TD STYLE="width: 40%; text-align: center; border-bottom: Black 1px solid; border-top: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Amount</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Quarterly director retainer <SUP>6</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">$17,500 in cash</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Additional quarterly retainer paid to the Lead Director</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">$7,500 in cash</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Additional quarterly retainer paid to committee chairs <SUP>1</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">$3,125 in cash</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; text-align: left; vertical-align: top"><FONT STYLE="font-size: 10pt">Compliance Committee meeting attendance fee</FONT></TD>
    <TD STYLE="padding-left: 3pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">$1,000 in cash per Compliance Committee</FONT> <FONT STYLE="font-size: 10pt">meeting attended</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Annual
    equity retainer <SUP>7 8</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Fulton restricted stock units equivalent to $60,000</FONT></TD></TR>
</TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

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<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>1</SUP> An additional quarterly retainer
is not paid to the chair of the Executive Committee.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>2</SUP> During 2018, Committee meeting
attendance fees were not paid to a non-employee director for attending standing committee (Audit, Human Resources, Nominating and
Corporate Governance and Risk Committees) meetings held in conjunction with a regularly scheduled meeting of the Board of Directors
that the director attended.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>3</SUP> Stock awards granted on June
1, 2018 to non-employee directors elected at the Annual Meeting of shareholders, and granted on November 1, 2018 to non-employee
directors serving on the date of grant. Each of the stock awards granted to the non-employee directors during 2018 was equivalent
to $25,000 of Fulton&rsquo;s common stock, rounded up to the next whole share.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>4</SUP> The number of shares granted
to each director was determined based on the closing price of Fulton common stock on the date of grant, rounded up to the next
whole share.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>5</SUP> Paid for attendance at approved
educational meetings or seminars. Since attendance at these meetings and seminars is voluntary, attendance at these meetings and
seminars is not considered for purposes of calculating director attendance for Board of Directors and committee meetings.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>6</SUP> Effective January 1, 2019,
Fulton eliminated meeting attendance fees for the Board of Directors and standing committees, and in lieu of meeting attendance
fees, the director cash retainer was increased.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>7</SUP> Non-employee directors who
are elected by Fulton shareholders at the Annual Meeting will receive a 2019 annual equity retainer in restricted stock units (&ldquo;DSU
Awards&rdquo;). The DSU Awards are for Board of Directors service from May 2019 to May 2020. The HR Committee intends to grant
the DSU Awards prior to the Annual Meeting with a June 1, 2019 grant date. The number of restricted stock units comprising the
DSUs Awards will be based on the closing price of Fulton&rsquo;s common stock on the grant date, or the prior trading day, if the
grant date is not a trading day, rounded up to the next whole share. Until such time as the DSU Awards are fully vested, settled
and paid in Fulton common stock, the equity award will accrue &ldquo;Dividend Equivalents&rdquo; that are reinvested in similar
restricted stock units, with the same vesting and settlement terms applicable to the original DSU Awards. The DSU Awards fully
vest after one year of service, or, if earlier, the date of the next annual meeting of shareholders. Directors who retire or leave
the Board of Directors for other reasons prior to completing their full term may forfeit a prorated portion of their DSU Awards
for not completing a full one-year term of service. The prorated portion of a DSU Award forfeited will be based on the remaining
portion of the one-year term not served by the director, unless the HR Committee waives the proration due to a change in control,
death, disability or other reason as determined by the HR Committee. The DSU Awards will settle in Fulton common stock and will
vest and be paid on the first anniversary of the date of grant, unless a director irrevocably elected in writing to defer settlement
and payment until after the end of his or her board service as described below.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>8</SUP> A director may elect to defer
settlement and payment of his or her DSU Award, but must make that election by December 31 of the year prior to the grant date.
A non-employee director may elect to receive payment of a vested DSU Award either as a lump sum, or paid in equal annual installments
over three years, commending on January 15 of the year following the director&rsquo;s departure from the Board of Directors. A
deferred DSU Award will continue to accrue dividends as dividend equivalents, which will be paid in Fulton common stock once the
DSU Award is settled and paid.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt">27</P>

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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The following table
summarizes all of the compensation paid to each non-employee Fulton director who served as a director of Fulton during 2018:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="width: 100%; text-align: center"><A NAME="d350126a043"></A><FONT STYLE="font-size: 10pt"><B>DIRECTOR COMPENSATION TABLE</B></FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 26%; text-align: center; border: Black 1px solid; background-color: rgb(207,210,221); padding-bottom: 8pt">Name <SUP>1</SUP></TD>
    <TD STYLE="width: 8%; text-align: center; border-bottom: Black 1px solid; border-top: Black 1px solid; border-right: Black 1px solid; background-color: rgb(207,210,221)">Fees<BR>
    Earned or<BR>
    Paid in<BR>
    Cash<BR>
    ($)</TD>
    <TD STYLE="width: 8%; text-align: center; border-bottom: Black 1px solid; border-top: Black 1px solid; border-right: Black 1px solid; background-color: rgb(207,210,221)">Stock<BR>
    Awards <SUP>2</SUP><BR>
    ($)</TD>
    <TD STYLE="width: 8%; text-align: center; border-bottom: Black 1px solid; border-top: Black 1px solid; border-right: Black 1px solid; background-color: rgb(207,210,221)">Option<BR>
    Awards<BR>
    ($)</TD>
    <TD STYLE="width: 12%; text-align: center; border-bottom: Black 1px solid; border-top: Black 1px solid; border-right: Black 1px solid; background-color: rgb(207,210,221)">Non-Equity<BR>
    Incentive Plan<BR>
    Compensation<BR>
    ($)</TD>
    <TD STYLE="width: 15%; text-align: center; border-bottom: Black 1px solid; border-top: Black 1px solid; border-right: Black 1px solid; background-color: rgb(207,210,221)">Change
    in Pension<BR>
    Value and<BR>
    Nonqualified<BR>
    Deferred<BR>
    Compensation<BR>
    Earnings<BR>
    ($)</TD>
    <TD STYLE="width: 15%; text-align: center; border-bottom: Black 1px solid; border-top: Black 1px solid; border-right: Black 1px solid; background-color: rgb(207,210,221)">All
    Other<BR>
    Compensation <SUP>3 4</SUP><BR>
    ($)</TD>
    <TD STYLE="width: 8%; text-align: center; border-bottom: Black 1px solid; border-top: Black 1px solid; border-right: Black 1px solid; background-color: rgb(207,210,221)">Total<BR>
    ($)</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt; border-right: Black 1px solid; background-color: rgb(207,210,221)">Lisa
    Crutchfield</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">69,500</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">50,022</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; padding-right: 5pt; border-right: Black 1px solid">119,522</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt; border-right: Black 1px solid; background-color: rgb(207,210,221)">Denise
    L. Devine</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">77,500</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">50,022</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; padding-right: 5pt; border-right: Black 1px solid">127,522</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt; border-right: Black 1px solid; background-color: rgb(207,210,221)">Patrick
    J. Freer</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">53,000</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">50,022</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; padding-right: 5pt; border-right: Black 1px solid">103,022</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt; border-right: Black 1px solid; background-color: rgb(207,210,221)">George
    W. Hodges</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">78,500</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">50,022</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; padding-right: 5pt; border-right: Black 1px solid">128,522</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt; border-right: Black 1px solid; background-color: rgb(207,210,221)">Albert
    Morison III <SUP>5</SUP></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">77,000</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">50,022</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; padding-right: 5pt; border-right: Black 1px solid">127,022</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt; border-right: Black 1px solid; background-color: rgb(207,210,221)">James
    R. Moxley III</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">99,000</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">50,022</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; padding-right: 5pt; border-right: Black 1px solid">149,022</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt; border-right: Black 1px solid; background-color: rgb(207,210,221)">R.
    Scott Smith, Jr. <SUP>5</SUP></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">57,000</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">50,022</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">12,822 <SUP>6</SUP></TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; padding-right: 5pt; border-right: Black 1px solid">119,844</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt; border-right: Black 1px solid; background-color: rgb(207,210,221)">Scott
    A. Snyder</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">53,000</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">50,022</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; padding-right: 5pt; border-right: Black 1px solid">103,022</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt; border-right: Black 1px solid; background-color: rgb(207,210,221)">Ronald
    H. Spair</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">78,500</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">50,022</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; padding-right: 5pt; border-right: Black 1px solid">128,522</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt; border-right: Black 1px solid; background-color: rgb(207,210,221)">Mark
    F. Strauss</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">66,000</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">50,022</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; padding-right: 5pt; border-right: Black 1px solid">116,022</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt; border-right: Black 1px solid; background-color: rgb(207,210,221)">Ernest
    J. Waters</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">90,500</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">50,022</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; padding-right: 5pt; border-right: Black 1px solid">140,522</TD></TR>
</TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

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<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>1</SUP> Directors listed represent
all the non-employee directors of Fulton serving during 2018.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>2</SUP> Fulton&rsquo;s non-employee
directors were granted Fulton common stock (rounded to next whole share) as part of their 2018 compensation pursuant to the 2011
Director Equity Plan. The amounts in this column consist of a $25,012.50 stock award granted on June 1, 2018 consisting of 1,450
shares having a grant date fair value of $17.50 per share (the closing price of Fulton common stock on June 1, 2018), and a second
$25,009.60 stock award granted on November 1, 2018 consisting of 1,540 shares having a grant date fair value of $16.24 per share
(the closing price of Fulton common stock on November 1, 2018). The stock awards were granted without restriction or vesting requirements,
and the amount shown does not reflect the value of any dividends paid on these shares during 2018.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>3</SUP> Unless otherwise noted, the
amount excludes perquisites and other personal benefits with an aggregate value of less than $10,000. Fulton&rsquo;s methodology
to calculate the aggregate incremental cost of perquisites and other personal benefits was to use the amount disbursed for the
item. Where a benefit involved assets owned by Fulton, an estimate of the incremental cost was used.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>4</SUP> Some of Fulton&rsquo;s directors
also serve on boards of directors of Fulton&rsquo;s subsidiary banks and received director fees for bank board service. The fees
paid for this subsidiary board service are excluded from the amounts listed in the table. During 2018, Director Hodges received
$28,250 in fees from Fulton Bank, N.A., Director Moxley received $17,150 in fees from The Columbia Bank, Director Strauss received
$17,800 in fees from Fulton Bank of New Jersey, and Director Waters received $29,250 in fees from Fulton Bank, N.A.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>5</SUP> Mr. Morrison and Mr. Smith
will retire from Fulton&rsquo;s Board of Directors at the Annual Meeting.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>6</SUP> This amount includes club membership
fees, plus office use, parking and other perquisites received by Director Smith during 2018.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="vertical-align: bottom; width: 33%; text-align: left">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></TD>
    <TD STYLE="vertical-align: bottom; width: 34%; text-align: center"><FONT STYLE="font-size: 10pt">28</FONT></TD>
    <TD STYLE="vertical-align: top; width: 33%; text-align: center">&nbsp;</TD></TR>
</TABLE>


<!-- Field: Page; Sequence: 11 -->
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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 100%; font-size: 10pt; text-align: center; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 10pt"><A NAME="d350126a044"></A><B>RESOLUTION TO APPROVE THE AMENDED AND RESTATED </B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>DIRECTORS&rsquo; EQUITY PARTICIPATION PLAN &ndash; PROPOSAL TWO</B></FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><A NAME="d350126a045"></A><B>Overview and Background of the Amended
and Restated Directors&rsquo; Equity Participation Plan</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Fulton&rsquo;s shareholders
are being asked to approve the Amended and Restated Directors&rsquo; Equity Participation Plan, which is an amendment and restatement
of the 2011 Director Equity Plan that Fulton shareholders previously approved at the 2011 Annual Meeting. On March 19, 2019, upon
the recommendation of the HR Committee and its independent compensation consultant, the Board of Directors approved, subject to
shareholder approval at the Annual Meeting, the Amended and Restated Directors&rsquo; Equity Participation Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The 2011 Director Equity
Plan has been used to make equity-based awards to non-employee directors of Fulton, and the Amended and Restated Directors&rsquo;
Equity Participation Plan will be used in a similar fashion. The Amended and Restated Directors&rsquo; Equity Participation Plan
will enable Fulton to continue to grant a variety of equity-based awards to eligible participants. The Amended and Restated Directors&rsquo;
Equity Participation Plan will also extend the term of the 2011 Director Equity Plan for an additional 10 years, until May 2029,
and make certain updating changes to the 2011 Director Equity Plan. In the absence of approval by the shareholders, the current
2011 Director Equity Plan will expire in 2021. The Amended and Restated Directors&rsquo; Equity Participation Plan does not increase
the number of shares of Fulton common stock that may be issued under the 2011 Director Equity Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><A NAME="d350126a046"></A><B>Key Terms and Purpose of the Amended
and Restated Directors&rsquo; Equity Participation Plan</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The Amended and Restated
Directors&rsquo; Equity Participation Plan is set forth in Appendix A to this proxy statement. The following description of the
Amended and Restated Directors&rsquo; Equity Participation Plan is a summary of the plan. You should read the Amended and Restated
Directors&rsquo; Equity Participation Plan, the terms of which are incorporated by reference into this proxy statement. The purpose
of the Amended and Restated Directors&rsquo; Equity Participation Plan is to advance the long-term success of Fulton and its subsidiaries
and to increase shareholder value by:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="vertical-align: top; width: 36pt; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 18pt; font-size: 10pt"><FONT STYLE="font-size: 10pt">&bull;</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 10pt; text-align: justify"><FONT STYLE="font-size: 10pt">providing stock-based compensation to the non-employee members of the Board of Directors, the board of directors of any subsidiary of Fulton, or any advisory board of Fulton or its subsidiaries; </FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: top; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-size: 10pt; text-align: justify">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; font-size: 10pt"><FONT STYLE="font-size: 10pt">&bull;</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 10pt; text-align: justify"><FONT STYLE="font-size: 10pt">encouraging director share ownership; </FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: top; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-size: 10pt; text-align: justify">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; font-size: 10pt"><FONT STYLE="font-size: 10pt">&bull;</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 10pt; text-align: justify"><FONT STYLE="font-size: 10pt">aligning further the interests of non-employee directors with those of Fulton&rsquo;s shareholders; </FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: top; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-size: 10pt; text-align: justify">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; font-size: 10pt"><FONT STYLE="font-size: 10pt">&bull;</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 10pt; text-align: justify"><FONT STYLE="font-size: 10pt">ensuring that Fulton&rsquo;s non-employee director compensation practices are competitive in the industry; and </FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: top; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-size: 10pt; text-align: justify">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; font-size: 10pt"><FONT STYLE="font-size: 10pt">&bull;</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 10pt; text-align: justify"><FONT STYLE="font-size: 10pt">assisting in the attraction and retention of non-employee directors, including directors who further Fulton&rsquo;s goal of achieving diversity on the Board of Directors through differences of view point, professional experience, education and skills, as well as race, gender and national origin.</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><A NAME="d350126a047"></A><B>Type of Awards</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The Amended and Restated
Directors&rsquo; Equity Participation Plan provides for several types of equity awards. Fulton may grant restricted stock, restricted
stock units, stock options and stock awards, under the Amended and Restated Directors&rsquo; Equity Participation Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="vertical-align: top; width: 36pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 18pt"><FONT STYLE="font-size: 10pt">&bull;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: justify"><FONT STYLE="font-size: 10pt"><U>Restricted Stock Awards</U> &ndash; The HR Committee may, from time to time, grant restricted stock awards to participants, subject to such terms and conditions as the HR Committee shall determine, provided that each such award must be subject to a restriction period prior to vesting. In the event of a termination of board service due to death or disability, all the restrictions&rsquo; shall lapse and all outstanding restricted stock awards shall vest. In the event of retirement, if a participant has completed at least one year, or such longer period established by the HR Committee, of board service since first joining Fulton, the restricted stock shall vest, on a prorated basis, from the date of grant to the effective date of retirement. Upon a change in control, all restrictions shall lapse and all outstanding restricted stock awards shall vest. Upon termination of service for any other reason, the participant shall forfeit all shares subject to restriction.</FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">&bull;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: justify"><FONT STYLE="font-size: 10pt"><U>Restricted Stock Units</U> &ndash; The HR Committee has authority to grant restricted stock units to participants. Restricted stock units are similar to restricted stock, but a restricted stock unit is the right to receive a share of common stock at some point in the future; the common stock is not issued and outstanding at</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt">29</P>

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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="vertical-align: top; width: 36pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 18pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: justify"><FONT STYLE="font-size: 10pt">the time of award. Restricted stock units are subject to forfeiture if the time-based forfeiture restrictions imposed by the HR Committee are not met. During the restriction period, the participant is not the owner of the shares of common stock, but is entitled to receive &ldquo;dividend equivalents,&rdquo; in the amount of any dividend on Fulton&rsquo;s common stock that is declared during the restriction period. Such dividend equivalents are in the form of additional restricted stock units, subject to the same restriction period and are credited to the participant&rsquo;s account and subject to the same terms as the original restricted stock unit award. Upon the lapse of any forfeiture restrictions, the participant will be issued shares of Fulton&rsquo;s common stock. The time-based forfeiture restrictions lapse upon the death or disability, retirement or change in control in the same manner as restricted stock awards described above.</FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: justify">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">&bull;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: justify"><FONT STYLE="font-size: 10pt"><U>Stock Option Awards</U> &ndash; The HR Committee may, from time to time, grant stock options to participants. Each option will entitle the participant to purchase a specified number of shares of Fulton&rsquo;s common stock at a price at least equal to the fair market value of Fulton&rsquo;s common stock on the day the option is granted. The repricing of options is prohibited under the terms of the Amended and Restated Directors&rsquo; Equity Participation Plan, unless approved by Fulton&rsquo;s shareholders. Except as otherwise provided by the HR Committee: (1) upon termination of service due to death (while in active service), disability or retirement, the option must be exercised by the participant (or his or her estate) within one year following the participant&rsquo;s termination of board service and prior to its expiration date, and may be exercised as to all or any portion of the option, regardless of whether or not fully exercisable under the terms of the grant; and (2) as to any other termination event, the option must be exercised by the participant within six months following the participant&rsquo;s termination of board service and prior to its expiration date, and all options not then exercisable shall be canceled. The HR Committee may, in its discretion, extend the post-termination exercise period, but not beyond the original option term. All stock options granted will expire not later than ten years from the date the stock option was granted. Upon a change in control, as defined in the Amended and Restated Directors&rsquo; Equity Participation Plan, all options immediately become exercisable.</FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: justify">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">&bull;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: justify"><FONT STYLE="font-size: 10pt"><U>Stock Awards</U> &ndash; The HR Committee may, from time to time, grant each non-employee director who participates in the Amended and Restated Directors&rsquo; Equity Participation Plan stock awards in the form of unrestricted shares of Fulton&rsquo;s common stock. The HR Committee may also permit participants to receive shares of common stock in lieu of cash for some or all of the director fees to be paid to them, subject to the annual individual award limitations described below.</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><A NAME="d350126a048"></A><B>Term, Termination and Amendment of the
Amended and Restated Directors&rsquo; Equity Participation Plan</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">If shareholders approve
this proposal at the Annual Meeting, the Amended and Restated Directors&rsquo; Equity Participation Plan shall become effective
on May 21, 2019. Upon its approval by Fulton&rsquo;s shareholders, the term of the Amended and Restated Directors&rsquo; Equity
Participation Plan will be extended for ten years, until May 21, 2029. The Board of Directors or the HR Committee may modify, amend,
or terminate the Amended and Restated Directors&rsquo; Equity Participation Plan at any time except that, to the extent then required
by applicable law, rule, regulation, or applicable listing requirements for the Fulton&rsquo;s common stock, approval of the holders
of a majority of shares of common stock represented in person or by proxy at a meeting of the shareholders will be required to:
increase the maximum number of shares of Fulton common stock available for distribution under the Amended and Restated Directors&rsquo;
Equity Participation Plan (other than increases due to adjustments in accordance with the Amended and Restated Directors&rsquo;
Equity Participation Plan provisions); or &ldquo;materially amend&rdquo; the Amended and Restated Directors&rsquo; Equity Participation
Plan under applicable listing requirements for Fulton&rsquo;s common stock. No modification, amendment, or termination of the Amended
and Restated Directors&rsquo; Equity Participation Plan shall adversely affect the rights of a participant under a grant previously
made to such participant without the consent of such participant.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>

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<TR>
    <TD STYLE="vertical-align: bottom; width: 33%; text-align: left">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></TD>
    <TD STYLE="vertical-align: bottom; width: 34%; text-align: center"><FONT STYLE="font-size: 10pt">30</FONT></TD>
    <TD STYLE="vertical-align: top; width: 33%; text-align: center">&nbsp;</TD></TR>
</TABLE>


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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><A NAME="d350126a049"></A><B>Eligibility</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">All members of the Board
of Directors, all members of Fulton&rsquo;s subsidiary boards of directors and all members of any advisory board established by
Fulton, or any of its subsidiaries, who are not, in each case, an employee of Fulton or of its subsidiaries, will be eligible to
participate pursuant to the terms of the Amended and Restated Directors&rsquo; Equity Participation Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">As of the date of this
proxy statement, there were approximately one hundred (100) members of the boards of directors and advisory boards of Fulton&rsquo;s
subsidiaries, in addition to the twelve (12) non-employee director nominees, who will be non-employee directors of Fulton eligible
to participate in the Amended and Restated Directors&rsquo; Equity Participation Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><A NAME="d350126a050"></A><B>New Plan Benefits</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Because benefits under
the Amended and Restated Directors&rsquo; Equity Participation Plan will depend on HR Committee actions and the fair market value
of Fulton&rsquo;s common stock at various future dates, the dollar value and number of shares underlying awards that may be granted
under the Amended and Restated Directors&rsquo; Equity Participation Plan are not determinable. See the Director Compensation Table
on Page 28 for information regarding the awards made to non-employee members of the Board of Directors under the 2011 Director
Equity Plan during 2018. No awards were made to the members of the boards of directors and advisory boards of Fulton&rsquo;s subsidiaries
under the 2011 Director Equity Plan during 2018.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">For 2019, the HR Committee
has approved a compensation structure for the non-employee members of the Board of Directors that would include an anticipated
award of restricted stock units under the Amended and Restated Directors&rsquo; Equity Participation Plan to the non-employee members
of the Board of Directors with a grant date fair market value of $60,000, rounded up to the next whole share. For 2019, the twelve
(12) non-employee director nominees, as a group, would receive awards with an aggregate estimated dollar value of $720,000, and
representing 41,628 underlying shares of Fulton common stock, based on the closing price of Fulton&rsquo;s common stock on March
1, 2019, which was $17.30.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><A NAME="d350126a051"></A><B>Current Equity Granting Practices</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">At the present time,
only non-employee members of the Board of Directors receive any of their fees for board service in shares of Fulton common stock
issued under the 2011 Director Equity Plan. During 2018, each non-employee member of the Board of Directors received a total of
approximately $50,000 in common stock awards as part of their compensation for Board of Directors service. For 2019, Fulton has
revised its non-employee director compensation program and expects to award the non-employee directors who are elected by Fulton
shareholders at the Annual Meeting a 2019 annual equity retainer in restricted stock units (&ldquo;DSU Award&rdquo;) under the
Amended and Restated Directors&rsquo; Equity Participation Plan in the amount of $60,000. This DSU Award would be for Board of
Director service from May 2019 to May 2020.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">In future years, the
HR Committee intends to approve DSU Awards annually in conjunction with Fulton&rsquo;s Annual Meeting with a June 1 grant date.
The number of restricted stock units comprising the DSUs Awards will be based on the closing price of Fulton&rsquo;s common stock
on the grant date, or the prior trading day, if the grant date is not a trading day, rounded up to the next whole share. Until
such time as the DSU Awards are fully vested, settled and paid in Fulton common stock, the equity awards will accrue &ldquo;Dividend
Equivalents&rdquo; that are reinvested in similar restricted stock units, with the same vesting and settlement terms applicable
to the original DSU Awards. The DSU Awards fully vest after one year of service, or, if earlier, the date of the next annual meeting
of shareholders. Directors who retire or leave the Board of Directors for other reasons prior to completing their full term may
forfeit a prorated portion of their DSU Awards for not completing their one-year term of service. The prorated portion of a DSU
Award forfeited will be based on the remainder of the one-year term not served by the director, unless the reason for departure
is death, disability, retirement or a change in control as described above. The DSU Awards will settle in Fulton common stock and
will vest and be paid on the first anniversary of the date of grant, unless a director irrevocably elected in writing to defer
settlement and payment until after the end of his or her board service as described below.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt">31</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">A participant may elect
to defer, his or her DSU Award, but must make that election by December 31 of the year prior to the grant date. A non-employee
director may elect to receive payment of a vested DSU Award either as a lump sum, or paid in equal annual installments over three
years, commending on January 15 of the year following the director&rsquo;s departure from the Board of Directors. A deferred DSU
Award will continue to accrue dividends as dividend equivalents, which will be paid in Fulton common stock once the DSU Award is
settled and paid.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><A NAME="d350126a052"></A><B>Annual Individual Award Limitations</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The maximum number of
shares of Fulton&rsquo;s common stock, in the aggregate, under all types of awards granted to any one eligible participant in any
one calendar year under the Amended and Restated Directors&rsquo; Equity Participation Plan may not exceed the greater of: (a)
20,000 shares; or (b) a number of shares with a fair market value on the date of the grant of $200,000.00. This represents an increase
from the limits set forth in the 2011 Director Equity Plan. The increase reflects the changes made to non-employee director compensation
program, as described in this proposal, and is intended to provide sufficient flexibility to achieve the purposes of the Amended
and Restated Directors&rsquo; Equity Participation Plan during the ten-year period during which awards may be granted.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><A NAME="d350126a053"></A><B>Number of Awards that May be Made</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">As of March 1, 2019,
there were no shares of Fulton&rsquo;s common stock underlying outstanding stock option, restricted stock and restricted stock
unit awards under the Amended and Restated Directors&rsquo; Equity Participation Plan. As of that date, there were 311,669 shares
available for future awards under the Amended and Restated Directors&rsquo; Equity Participation Plan. Fulton believes that the
number of shares of common stock remaining available for future awards under the Amended and Restated Directors&rsquo; Equity Participation
Plan is sufficient to adequately provide for participation of the non-employee directors who are eligible to receive such grants
over the amended term of the plan (i.e., ten years) and, therefore, is not seeking to increase the number of shares available for
future awards under the Amended and Restated Directors&rsquo; Equity Participation Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">When originally approved
in 2011, shareholders authorized a maximum of 500,000 shares to be issued under the 2011 Director Equity Plan; less than 40% of
the original shares authorized have been issued under the 2011 Director Equity Plan. On March 1, 2019, the closing price of Fulton&rsquo;s
common stock was $17.30 per share.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><A NAME="d350126a054"></A><B>Rights with Respect to Shares</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The recipient of a stock
award immediately has all rights of ownership with respect to such shares, including the right to vote such shares and to receive
any dividends paid thereon. The recipient of a stock option has all rights of ownership with respect to shares upon the exercise
of vested stock options and the receipt of shares issued. The recipient of a restricted stock award or a restricted stock unit
award does not have all the same rights as a holder of common stock. For example, the recipient of a restricted stock award or
a restricted stock unit award does not have the right to receive dividends on those shares or units; instead, dividends equivalents
are awarded.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><A NAME="d350126a055"></A><B>Clawback of Awards</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Any awards made under
the Amended and Restated Directors&rsquo; Equity Participation Plan may be subject to recovery by Fulton (typically known as a
&ldquo;clawback&rdquo; provision) as required under any law, regulation or stock exchange listing requirement, or any policy of
Fulton that currently exists or which may be implemented in the future.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><A NAME="d350126a056"></A><B>Federal Income Tax Consequences</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The following is a brief
description of the material United States federal income tax consequences associated with awards under the Amended and Restated
Directors&rsquo; Equity Participation Plan. It is based on existing United States laws and regulations, and there can be no assurance
that those laws and regulations will not change in the future. Tax consequences in other countries may vary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>

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<TR>
    <TD STYLE="vertical-align: bottom; width: 33%; text-align: left">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></TD>
    <TD STYLE="vertical-align: bottom; width: 34%; text-align: center"><FONT STYLE="font-size: 10pt">32</FONT></TD>
    <TD STYLE="vertical-align: top; width: 33%; text-align: center">&nbsp;</TD></TR>
</TABLE>


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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The fair market value
of stock awards of shares of Fulton common stock granted under the Amended and Restated Directors&rsquo; Equity Participation Plan
is taxable to the non-employee director in the year awarded. Fulton would be entitled to deduct a corresponding amount as a business
expense in the year the non-employee director recognizes this income.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The recipient of a stock
option granted under the Amended and Restated Directors&rsquo; Equity Participation Plan would not pay any tax at the time of grant.
When an option is exercised, any excess of the fair market value of the affected shares over the total option price of those shares
would be treated for federal tax purposes as ordinary income. Any profit or loss realized on the sale or exchange of any share
actually received would be treated as a capital gain or loss. If the fair market value on the date of exercise of the shares with
respect to which the option was exercised exceeds the exercise price, Fulton would be entitled to deduct that amount.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">With respect to restricted
stock awards granted under the Amended and Restated Directors&rsquo; Equity Participation Plan, the recipient would generally recognize
ordinary income equal to the excess of the fair market value of the shares received (determined as of the date on which the shares
become transferable or not subject to a substantial risk of forfeiture, whichever occurs first) over the amount, if any, paid for
the shares. Fulton would be entitled to a tax deduction in the same amount. A recipient may elect to accelerate the recognition
of ordinary income with respect to restricted stock awards to when the shares are granted. If an election is made to accelerate
the recognition of ordinary income, the amount of ordinary income would be determined as of the accelerated tax date rather than
as of the date when the applicable restriction expires. In such a case, Fulton&rsquo;s tax deduction would be determined at the
same time. Any subsequent gain or loss resulting from the sale or other disposition of such shares would be treated as a capital
gain or loss.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">A recipient normally
would not realize taxable income upon the award of restricted stock units. A recipient would be subject to tax on the earlier of
the year in which the recipient receives the underlying shares of common stock, or the year in which the award is no longer subject
to a substantial risk of forfeiture. In that year, the recipient would recognize income equal to the fair market value of the shares
of Fulton&rsquo;s common stock received, and Fulton would be entitled to a deduction in the same amount.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><A NAME="d350126a057"></A><B>Vote Required for Approval</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The affirmative vote
of a majority of the shares present at the Annual Meeting, in person or by proxy, and entitled to vote is required to approve the
Amended and Restated Directors&rsquo; Equity Participation Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><A NAME="d350126a058"></A><B><U>Recommendation of the Board of Directors</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"><B>The Board of Directors
recommends that shareholders vote <U>FOR</U> the Amended and Restated Directors&rsquo; Equity Participation Plan.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt">33</P>

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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; text-align: center; background-color: rgb(207,210,221)"><A NAME="d350126a059"></A><FONT><B>INFORMATION CONCERNING EXECUTIVE COMPENSATION</B></FONT></TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B><A NAME="d350126a060"></A>Compensation Discussion and Analysis</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">This section of the
Proxy Statement explains the design and operation of our executive compensation program with respect to the compensation paid to
our named executive officers (&ldquo;Named Executive Officers&rdquo;) or (&ldquo;Executives&rdquo;) for 2018 listed in the table
below. There were a number of changes among our Named Executive Officers based on role changes within Fulton, including Curtis
J. Myers becoming President and Chief Operating Officer on January 1, 2018, the addition of Mark R. McCollom, who became Fulton&rsquo;s
Chief Financial Officer on March 2, 2018, replacing Philmer H. Rohrbaugh, who served as Fulton&rsquo;s Chief Financial Officer
through March 1, 2018. Mr.&nbsp;Rohrbaugh held a number of executive positions with Fulton, including Chief Risk Officer, Chief
Operating Officer and Chief Financial Officer, and retired as a member of Fulton&rsquo;s senior management in 2018. In addition,
Angela M. Snyder became a Named Executive Officer with her new role as Senior Executive Vice President and Head of Consumer Banking,
and Meg R. Mueller became Senior Executive Vice President and Head of Commercial Business. These new positions for Ms. Snyder and
Ms. Mueller were both effective as of January 1, 2018.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Fulton&rsquo;s Named
Executive Officers in this Proxy Statement are:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top; background-color: rgb(207,210,221)">
    <TD STYLE="width: 28%; border: Black 1px solid; padding-left: 5pt"><FONT STYLE="font-size: 10pt"><B>2018 Named Executive <BR>
Officers</B></FONT></TD>
    <TD STYLE="width: 72%; border-bottom: Black 1px solid; border-right: Black 1px solid; text-align: center; vertical-align: bottom; border-top: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Fulton Officer Title</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>E. Philip Wenger</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-right: Black 1px solid; text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">Chairman and Chief Executive Officer</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Mark R. McCollom</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-right: Black 1px solid; text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">Senior Executive Vice President and Chief Financial Officer, effective March 2, 2018</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Philmer H. Rohrbaugh</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-right: Black 1px solid; text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">Senior Executive Vice President and Chief Financial Officer, through March 1, 2018</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Curtis J. Myers</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-right: Black 1px solid; text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">President and Chief Operating Officer</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Angela M. Snyder</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-right: Black 1px solid; text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">Senior Executive Vice President and Head of Consumer Banking</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Meg R. Mueller</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-right: Black 1px solid; text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">Senior Executive Vice President and Head of Commercial Business</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Table of Contents for the Compensation
Discussion and Analysis</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 10pt Times New Roman, Times, Serif; width: 80%; border-collapse: collapse">
<TR>
    <TD STYLE="vertical-align: top; width: 30pt; text-align: justify"><A HREF="#d350126b001"><FONT STYLE="font-size: 10pt">1.</FONT></A></TD>
    <TD STYLE="vertical-align: bottom; text-align: justify"><A HREF="#d350126b001"><FONT STYLE="font-size: 10pt">Executive Summary</FONT></A></TD>
    <TD STYLE="vertical-align: bottom; width: 5%; text-align: justify"><FONT STYLE="font-size: 10pt">35</FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify"><A HREF="#d350126b002"><FONT STYLE="font-size: 10pt">2.</FONT></A></TD>
    <TD STYLE="text-align: justify"><A HREF="#d350126b002"><FONT STYLE="font-size: 10pt">Shareholder Say-on-Pay Proposal Historical Results</FONT></A></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">37</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify"><A HREF="#d350126b003"><FONT STYLE="font-size: 10pt">3.</FONT></A></TD>
    <TD STYLE="text-align: justify"><A HREF="#d350126b003"><FONT STYLE="font-size: 10pt">Pay for Performance</FONT></A></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">37</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify"><A HREF="#d350126b004"><FONT STYLE="font-size: 10pt">4.</FONT></A></TD>
    <TD STYLE="text-align: justify"><A HREF="#d350126b004"><FONT STYLE="font-size: 10pt">Compensation Philosophy</FONT></A></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">39</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify"><A HREF="#d350126b005"><FONT STYLE="font-size: 10pt">5.</FONT></A></TD>
    <TD STYLE="text-align: justify"><A HREF="#d350126b005"><FONT STYLE="font-size: 10pt">HR Committee Membership and Role</FONT></A></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">40</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify"><A HREF="#d350126b006"><FONT STYLE="font-size: 10pt">6.</FONT></A></TD>
    <TD STYLE="text-align: justify"><A HREF="#d350126b006"><FONT STYLE="font-size: 10pt">Role of Management</FONT></A></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">40</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify"><A HREF="#d350126b007"><FONT STYLE="font-size: 10pt">7.</FONT></A></TD>
    <TD STYLE="text-align: justify"><A HREF="#d350126b007"><FONT STYLE="font-size: 10pt">Use of Consultants</FONT></A></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">41</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify"><A HREF="#d350126b008"><FONT STYLE="font-size: 10pt">8.</FONT></A></TD>
    <TD STYLE="text-align: justify"><A HREF="#d350126b008"><FONT STYLE="font-size: 10pt">Use of a Peer Group</FONT></A></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">41</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify"><A HREF="#d350126b009"><FONT STYLE="font-size: 10pt">9.</FONT></A></TD>
    <TD STYLE="text-align: justify"><A HREF="#d350126b009"><FONT STYLE="font-size: 10pt">Elements of Executive Compensation</FONT></A></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">42</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify"><A HREF="#d350126b010"><FONT STYLE="font-size: 10pt">10.</FONT></A></TD>
    <TD STYLE="text-align: justify"><A HREF="#d350126b010"><FONT STYLE="font-size: 10pt">Employment Agreements</FONT></A></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">49</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify"><A HREF="#d350126b011"><FONT STYLE="font-size: 10pt">11.</FONT></A></TD>
    <TD STYLE="text-align: justify"><A HREF="#d350126b011"><FONT STYLE="font-size: 10pt">Compensation Plan Risk Review</FONT></A></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">49</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify"><A HREF="#d350126b012"><FONT STYLE="font-size: 10pt">12.</FONT></A></TD>
    <TD STYLE="text-align: justify"><A HREF="#d350126b012"><FONT STYLE="font-size: 10pt">Other Compensation Elements</FONT></A></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">50</FONT></TD></TR>
</TABLE>


<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

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<TD STYLE="width: 33%; text-align: left; font: 10pt Times New Roman, Times, Serif"><IMG SRC="header_footer.jpg" ALT=""></TD><TD STYLE="width: 34%; text-align: center; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">34</TD><TD STYLE="text-align: justify; width: 33%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
</TR></TABLE>


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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt">&nbsp;</TD>
    <TD STYLE="width: 36pt; border-bottom: Black 1px solid; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 10pt"><B><A NAME="d350126a061"></A>1.</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; background-color: rgb(207,210,221)"><A NAME="d350126b001"></A><FONT STYLE="font-size: 10pt"><B>Executive Summary </B></FONT></TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Fulton believes that
the compensation of the Named Executive Officers should reflect Fulton&rsquo;s overall performance and the contributions of the
Executives to that performance. Variable compensation awards (&ldquo;VCP Awards&rdquo;) and long-term equity awards (&ldquo;LTI
Awards&rdquo;) earned by the Executives under Fulton&rsquo;s Amended and Restated Equity and Cash Incentive Compensation Plan (the
&ldquo;2013 Plan&rdquo;) are determined based on predetermined performance goals and the HR Committee&rsquo;s assessment, in the
exercise of its discretion, of Fulton&rsquo;s and each Executive&rsquo;s performance in the preceding year.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Fulton&rsquo;s Management&rsquo;s
Discussion and Analysis of Financial Condition and Results of Operations in Fulton&rsquo;s Annual Report on Form 10-K for the year
ended December 31, 2018, which is being made available to shareholders together with this Proxy Statement, contains an overview
of Fulton&rsquo;s 2018 performance. Following is a brief summary of some of the financial highlights identified therein for the
year ended December 31, 2018:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt">&nbsp;</TD>
    <TD STYLE="width: 18pt; text-align: justify"><FONT STYLE="font-size: 10pt">&bull;</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt"><I><U>Net Income Per Share Growth:</U></I> Diluted net income
    per share increased $0.20, or 20.4%, to $1.18 per diluted share for 2018, compared to $0.98 in 2017.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">&bull;</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt"><I><U>Net Interest Income and Net Interest Margin:</U></I> Net
    interest income increased $55.1 million, or 9.6%, compared to 2017, while the fully taxable-equivalent net interest margin
    increased 12 basis points to 3.40%.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">&bull;</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt"><I><U>Loan Growth:</U></I> Average loans increased $578.7
    million, or 3.8%, compared to 2017.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">&bull;</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt"><I><U>Deposit Growth:</U></I> Average deposits increased $351.4
    million, or 2.3%, compared to 2017.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">&bull;</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt"><I><U>Non-Interest Income:</U></I> Non-interest income,
    excluding investment securities gains, decreased $3.4 million, or 1.7%, compared to 2017.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">&bull;</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt"><I><U>Non-Interest Expense:</U></I> Non-interest expense
    increased $20.5 million, or 3.9%, compared to 2017.</FONT></TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">35</P>


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<DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The HR Committee took
a number of actions relating to compensation for the Executives during 2018, as summarized in the table below:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top; background-color: rgb(207,210,221)">
    <TD STYLE="padding-left: 5pt; border: Black 1px solid; width: 10%"><B>Element</B></TD>
    <TD STYLE="border-top: Black 1px solid; border-bottom: Black 1px solid; width: 2%">&nbsp;</TD>
    <TD STYLE="border-top: Black 1px solid; border-bottom: Black 1px solid; width: 1%">&nbsp;</TD>
    <TD STYLE="border-top: Black 1px solid; border-bottom: Black 1px solid; text-align: justify; padding-right: 3pt; width: 18%">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD STYLE="border-top: Black 1px solid; border-bottom: Black 1px solid; text-align: justify; padding-right: 3pt; width: 30%"><P STYLE="margin-top: 0; margin-bottom: 0; text-align: center"><B>HR Committee Actions</B></P>
</TD>
    <TD STYLE="border-top: Black 1px solid; border-bottom: Black 1px solid; text-align: justify; padding-right: 3pt; width: 30%">&nbsp;</TD>
    <TD STYLE="border-top: Black 1px solid; border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: justify; padding-right: 3pt; width: 9%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD ROWSPAN="2" STYLE="background-color: rgb(207,210,221); padding-left: 5pt; border-left: Black 1px solid; border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: left; vertical-align: middle"><B>Salaries</B></TD>
    <TD>&nbsp;</TD>
    <TD>&bull;</TD>
    <TD COLSPAN="4" STYLE="text-align: justify; padding-right: 3pt; border-right: Black 1px solid">Mr. Wenger received a 2.5%
annual base salary increase effective April 1, 2018.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">&bull;</TD>
    <TD COLSPAN="4" STYLE="text-align: justify; padding-right: 3pt; border-bottom: Black 1px solid; border-right: Black 1px solid">Mr. Myers, Ms. Snyder and Ms. Mueller received
        base salary increases effective January 1, 2018 with their new positions.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD ROWSPAN="9" STYLE="background-color: rgb(207,210,221); padding-left: 5pt; border-left: Black 1px solid; border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: left; vertical-align: middle"><B>VCP <BR>
Awards</B></TD>
    <TD>&nbsp;</TD>
    <TD>&bull;</TD>
    <TD COLSPAN="4" STYLE="text-align: justify; padding-right: 3pt; border-right: Black 1px solid">Set target VCP Award amounts as a percentage
        of salary for Mr.&nbsp;Wenger at 85%, for Mr.&nbsp;McCollom and Myers at 70%, and at 50 % for each of the other Executives.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&bull;</TD>
    <TD COLSPAN="4" STYLE="text-align: justify; padding-right: 3pt; border-right: Black 1px solid">Approved scorecards with a series of performance
        criteria that would be used to determine the amount of the VCP Awards, if any, that would be paid to each of the Executives.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&bull;</TD>
    <TD COLSPAN="4" STYLE="text-align: justify; padding-right: 3pt; border-right: Black 1px solid">Conditioned the payment of VCP Awards for
        2018 performance on Fulton having a minimum return on average equity (&ldquo;ROE&rdquo;) of 7.68% and positive net income for 2018.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&bull;</TD>
    <TD COLSPAN="4" STYLE="text-align: justify; padding-right: 3pt; border-right: Black 1px solid">Exercised negative discretion and applied
        a 15% downward corporate modifier to all Executive VCP Awards.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&bull;</TD>
    <TD COLSPAN="4" STYLE="text-align: justify; padding-right: 3pt; border-right: Black 1px solid">Evaluated Fulton&rsquo;s and each Executive&rsquo;s
        performance relative to the performance criteria and determined that the Executives should receive VCP Awards for 2018 performance,
        as a percentage of salary, and a percentage of target, as follows:</TD></TR>
<TR STYLE="vertical-align: top; background-color: rgb(207,210,221)">
    <TD STYLE="background-color: White; padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt"><B>Executive</B></TD>
    <TD STYLE="border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt"><B>Actual VCP Awards<BR>
 as a % of salary</B></TD>
    <TD STYLE="border: Black 1px solid; text-align: justify; padding-left: 5pt"><B>Actual VCP Awards<BR>
 as a % of target</B></TD>
    <TD STYLE="border-right: Black 1px solid; text-align: justify; background-color: White; padding-bottom: 1px">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 1px">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-left: Black 1px solid; border-bottom: Black 1px solid; padding-left: 5pt">Mr. Wenger</TD>
    <TD STYLE="text-align: center; border-left: Black 1px solid; border-bottom: Black 1px solid">55.6%</TD>
    <TD STYLE="text-align: center; padding-left: 5pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid">65.5%</TD>
    <TD STYLE="text-align: justify; background-color: White; border-right: Black 1px solid; padding-bottom: 1px">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-left: Black 1px solid; border-bottom: Black 1px solid; padding-left: 5pt">Other Executives</TD>
    <TD STYLE="text-align: center; border-left: Black 1px solid; border-bottom: Black 1px solid">Ranged from 32.7% to 45.8%</TD>
    <TD STYLE="text-align: center; padding-left: 5pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">65.5%</TD>
    <TD STYLE="text-align: justify; padding-right: 3pt; background-color: White; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font: 4pt Times New Roman, Times, Serif">
    <TD STYLE="border-bottom: Black 1px solid; font: 4pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; font: 4pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="text-align: justify; padding-right: 3pt; border-bottom: Black 1px solid; font: 4pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="text-align: justify; padding-right: 3pt; border-bottom: Black 1px solid; font: 4pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="text-align: justify; padding-right: 3pt; border-bottom: Black 1px solid; font: 4pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="text-align: justify; padding-right: 3pt; background-color: White; border-bottom: Black 1px solid; font: 4pt Times New Roman, Times, Serif; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD ROWSPAN="12" STYLE="background-color: rgb(207,210,221); padding-left: 5pt; border-left: Black 1px solid; border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: left; vertical-align: middle"><B>LTI <BR>
Awards</B></TD>
    <TD>&nbsp;</TD>
    <TD>&bull;</TD>
    <TD COLSPAN="4" STYLE="text-align: justify; padding-right: 3pt; border-right: Black 1px solid">Approved LTI Award grants in
    2018, in the form of performance-based restricted stock units (&ldquo;Performance Shares&rdquo;).</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&bull;</TD>
    <TD COLSPAN="4" STYLE="text-align: justify; padding-right: 3pt; border-right: Black 1px solid">The number of Performance Shares awarded to each of the Executives was based on a target dollar amount equal to 125% of base salary for the CEO, and 75% of base salary for the other Executives, except Mr.&nbsp;Rohrbaugh, as of January 1, 2018, which was then converted to a number of Performance Shares on the grant date by dividing the target dollar amount by the closing price of Fulton&rsquo;s common stock on the grant date.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&bull;</TD>
    <TD COLSPAN="4" STYLE="text-align: justify; padding-right: 3pt; border-right: Black 1px solid">The actual number of shares of Fulton common stock, if any, that the Executives may receive upon vesting on May 1, 2021 following the end of the performance period and determination of the achievement of the Performance Shares by the HR Committee may be higher or lower than the target number granted.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">&bull;</TD>
    <TD COLSPAN="4" STYLE="text-align: justify; padding-right: 3pt; border-bottom: Black 1px solid; border-right: Black 1px solid">The Performance Shares were allocated by the HR Committee among three components, each having different vesting terms, as summarized below:</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="5" STYLE="border-right: Black 1px solid"><B>Component A, </B>representing 37.5% of the target dollar amount for the Executives:</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&bull;</TD>
    <TD COLSPAN="4" STYLE="text-align: justify; padding-right: 3pt; border-right: Black 1px solid">Component A Performance Shares will vest only if Fulton has net income during calendar year 2020 (the calendar year before potential vesting of the Performance Shares on May 1, 2021) at least equal to the dividends declared on Fulton common stock during the four calendar quarters immediately preceding the grant date (the &ldquo;Profit Trigger&rdquo;).</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&bull;</TD>
    <TD COLSPAN="4" STYLE="text-align: justify; padding-right: 3pt; border-right: Black 1px solid">The number of shares that may be received upon vesting of Component A Performance Shares is determined based on Fulton&rsquo;s 2018 return on average assets (&ldquo;ROA&rdquo;) measured against an absolute ROA goal equivalent to 100% of Fulton&rsquo;s budgeted ROA for 2018.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">&bull;</TD>
    <TD COLSPAN="4" STYLE="text-align: justify; padding-right: 3pt; border-bottom: Black 1px solid; border-right: Black 1px solid">Fulton&rsquo;s actual ROA for 2018 of 1.033% reduced the number of shares of stock that may be received upon vesting of the Component A Performance Shares to 81.44% of the original target number of Component A Performance Shares. The vesting of these Component A Performance Shares on May 1, 2021 remains subject to the Profit Trigger requirement.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="5" STYLE="border-right: Black 1px solid"><B>Component B, </B>representing 37.5% of the target dollar amount for the Executives:</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">&bull;</TD>
    <TD COLSPAN="4" STYLE="text-align: justify; padding-right: 3pt; border-bottom: Black 1px solid; border-right: Black 1px solid">The number of shares that may be received upon vesting of Component B Performance Shares on May 1, 2021 is determined based on Fulton&rsquo;s total shareholder return (&ldquo;TSR&rdquo;) during the period from May 1, 2018 through March 31, 2021 measured relative to Fulton&rsquo;s 2018 peer group.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="5" STYLE="border-right: Black 1px solid"><B>Component C, </B>representing 25% of the target dollar amount for the Executives:</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">&bull;</TD>
    <TD COLSPAN="4" STYLE="text-align: justify; padding-right: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid">The number of shares that may be received upon vesting of the Component C Performance Shares will not vary based on performance or other factors, but the potential vesting of Component C Performance Shares on May 1, 2021 is subject to the Profit Trigger requirement.</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"></P>

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</TR></TABLE>


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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt">&nbsp;</TD>
    <TD STYLE="width: 36pt; border-bottom: Black 1px solid; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 10pt"><B><A NAME="d350126a062"></A>2.</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; background-color: rgb(207,210,221)"><A NAME="d350126b002"></A><FONT STYLE="font-size: 10pt"><B>Shareholder Say-on-Pay Proposal Historical Results </B></FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Since 2011, Fulton has
annually submitted a non-binding Say-on-Pay Proposal to its shareholders for approval. At the 2017 Annual Meeting, 73.72% of Fulton&rsquo;s
shareholders, excluding abstentions, voted in favor of a one-year frequency of conducting future non-binding Say-on-Pay votes for
shareholders to approve the compensation of the Named Executive Officers. The 2019 annual non-binding Say-on-Pay Proposal is set
forth on Page 64.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Fulton views the results
of past Say-on-Pay Proposals as support for its previous compensation policies and decisions, and the Board of Directors and its
HR Committee will consider the vote on the 2019 non-binding proposal as a barometer of shareholder support for the current compensation
programs for the Executives. Since first implemented and presented to shareholders in 2011, Fulton&rsquo;s shareholders have consistently
approved its Say-on-Pay Proposals with an average of approximately 95% of shares voted &ldquo;FOR&rdquo; the Say-on-Pay Proposals.
Following are the results of the vote on Fulton&rsquo;s prior Say-on-Pay Proposals:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="9" STYLE="text-align: center; padding-left: 5pt; border: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Shares Voted FOR (excluding abstentions) as a Percentage of total vote FOR and AGAINST<BR>
 Fulton&rsquo;s Say-on-Pay Proposal</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD STYLE="width: 20%; text-align: justify; padding-left: 5pt; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Year</B></FONT></TD>
    <TD STYLE="width: 10%; text-align: justify; padding-left: 5pt; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>2018</B></FONT></TD>
    <TD STYLE="width: 10%; text-align: justify; padding-left: 5pt; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>2017</B></FONT></TD>
    <TD STYLE="width: 10%; text-align: justify; padding-left: 5pt; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>2016</B></FONT></TD>
    <TD STYLE="width: 10%; text-align: justify; padding-left: 5pt; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>2015</B></FONT></TD>
    <TD STYLE="width: 10%; text-align: justify; padding-left: 5pt; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>2014</B></FONT></TD>
    <TD STYLE="width: 10%; text-align: justify; padding-left: 5pt; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>2013</B></FONT></TD>
    <TD STYLE="width: 10%; text-align: justify; padding-left: 5pt; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>2012</B></FONT></TD>
    <TD STYLE="width: 10%; text-align: justify; padding-left: 5pt; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>2011</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify; padding-left: 5pt; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>% Voted FOR</B></FONT></TD>
    <TD STYLE="text-align: justify; padding-left: 5pt; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt">97.73%</FONT></TD>
    <TD STYLE="text-align: justify; padding-left: 5pt; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt">97.63%</FONT></TD>
    <TD STYLE="text-align: justify; padding-left: 5pt; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt">96.56%</FONT></TD>
    <TD STYLE="text-align: justify; padding-left: 5pt; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt">96.15%</FONT></TD>
    <TD STYLE="text-align: justify; padding-left: 5pt; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt">96.49%</FONT></TD>
    <TD STYLE="text-align: justify; padding-left: 5pt; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt">93.87%</FONT></TD>
    <TD STYLE="text-align: justify; padding-left: 5pt; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt">92.63%</FONT></TD>
    <TD STYLE="text-align: justify; padding-left: 5pt; border: Black 1px solid"><FONT STYLE="font-size: 10pt">90.98%</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The HR Committee, which
is composed exclusively of independent directors, believes that the prior votes of Fulton&rsquo;s shareholders confirms the philosophy
and objective of linking Fulton&rsquo;s executive compensation to its operating objectives and the enhancement of shareholder value.
Fulton views this continued level of shareholder support as an affirmation of Fulton&rsquo;s current pay practices and, as a result,
no significant changes were made to Fulton&rsquo;s executive compensation pay practices for 2018. The HR Committee will continue
to consider the outcome of Fulton&rsquo;s say-on-pay votes when making future compensation decisions for the Named Executive Officers.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt">&nbsp;</TD>
    <TD STYLE="width: 36pt; border-bottom: Black 1px solid; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 10pt"><B><A NAME="d350126a063"></A>3.</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; background-color: rgb(207,210,221)"><A NAME="d350126b003"></A><FONT STYLE="font-size: 10pt"><B>Pay for Performance</B></FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The core of Fulton&rsquo;s
compensation philosophy is to link &ldquo;pay to performance&rdquo; on both a short-term and long-term basis. VCP Awards are &ldquo;at-risk&rdquo;
performance-based awards because if the ROE threshold is not met or scorecard performance factors are not achieved, or when adjusted
by the HR Committee in their discretion, if applicable, for corporate performance results using a corporate modifier, then the
amount of the VCP Award may be adjusted or the Executive may not receive the VCP Award. The 2018 Performance Share awards, like
the prior year awards, are &ldquo;at-risk&rdquo; because, in addition to the amount of annual awards being linked to Fulton&rsquo;s
performance, these awards are subject to vesting and possible forfeiture dependent upon Fulton achieving specified levels of financial
performance, thereby maintaining alignment with shareholders, regardless of stock price movement. In addition, the Performance
Shares only increase in value if Fulton&rsquo;s share price increases over the term of the award. The HR Committee believes that
the VCP Awards and Performance Shares awarded under the 2013 Plan further Fulton&rsquo;s business plan and further the HR Committee&rsquo;s
objective to ensure that the interests of the Executives, both short-term and long-term, are aligned with the interests of Fulton&rsquo;s
shareholders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">37</P>

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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The following charts
show the compensation mix for Mr.&nbsp;Wenger and the other Executives, excluding Mr. Rohrbaugh, who retired in early 2018, with
the 2018 VCP Awards at target, the 2018 Performance Shares at target, plus base salary and all other compensation those Executives
received in 2018. For 2018, Mr.&nbsp;Wenger&rsquo;s &ldquo;performance pay&rdquo; was 65% of total compensation, and the average
&ldquo;performance pay&rdquo; for the other Executives was 57% of total compensation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><U>2018 Compensation Mix Chart &#8211;
Performance Based Pay at Target</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><U>CEO and Average for Other Executives</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><IMG SRC="d350126x46x1.jpg" ALT="">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

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<TD STYLE="width: 33%; text-align: left; font: 10pt Times New Roman, Times, Serif"><IMG SRC="header_footer.jpg" ALT=""></TD><TD STYLE="width: 34%; text-align: center; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">38</TD><TD STYLE="text-align: justify; width: 33%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
</TR></TABLE>



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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt">&nbsp;</TD>
    <TD STYLE="width: 36pt; border-bottom: Black 1px solid; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 10pt"><B><A NAME="d350126a064"></A>4.</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; background-color: rgb(207,210,221)"><A NAME="d350126b004"></A><FONT STYLE="font-size: 10pt"><B>Compensation Philosophy</B></FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"><I><U>Objectives:</U></I> Fulton&rsquo;s executive compensation philosophy and programs are intended to achieve three objectives:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="width: 21%; background-color: rgb(207,210,221); padding: 5pt; border: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Align interests of <BR>
the Executives with<BR>
 shareholder interests</B></FONT></TD>
    <TD STYLE="width: 79%; text-align: justify; padding: 5pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-top: Black 1px solid"><FONT STYLE="font-size: 10pt">Fulton believes that the interests of the Named Executive Officers should be closely aligned with those of its shareholders. Fulton attempts to align these interests by evaluating the Executives&rsquo; performance in relation to key financial measures, which it believes correlate with consistent long-term shareholder value and increasing profitability, without compromising Fulton&rsquo;s culture and overall risk profile.</FONT></TD></TR>
<TR>
    <TD STYLE="background-color: rgb(207,210,221); padding: 5pt; border-right: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Link &ldquo;pay to<BR>
 performance&rdquo;</B></FONT></TD>
    <TD STYLE="text-align: justify; padding: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Fulton believes in a close link between pay to the Executives and the overall performance of Fulton on both a short-term and long-term basis. It seeks to reward the Executives for their contributions to Fulton&rsquo;s financial and non-financial achievements and to differentiate rewards to the Executives based on their individual contributions.</FONT></TD></TR>
<TR>
    <TD STYLE="background-color: rgb(207,210,221); padding: 5pt; border: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Attract, motivate and<BR>
 retain talent</B></FONT></TD>
    <TD STYLE="text-align: justify; padding: 5pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-top: Black 1px solid"><FONT STYLE="font-size: 10pt">Fulton believes its long-term success is closely tied to the attraction, motivation and retention of highly talented employees and a strong management team. While a competitive compensation package is essential in competing for and retaining talented employees in a competitive market, Fulton also believes that non-monetary factors, such as a desirable work environment and successful working relationships between employees and managers, are critical to providing a rewarding employee experience.</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">To achieve these three
objectives, Fulton provides the following elements of Executive compensation:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="width: 21%; background-color: rgb(207,210,221); padding: 5pt; border: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Base Salary</B></FONT></TD>
    <TD STYLE="width: 79%; text-align: justify; padding: 5pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-top: Black 1px solid"><FONT STYLE="font-size: 10pt">Fulton generally sets Executive base salaries near the market median at comparable peer companies and to reflect individual job responsibilities, experience and tenure.</FONT></TD></TR>
<TR>
    <TD STYLE="background-color: rgb(207,210,221); padding: 5pt; border-right: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Annual Cash <BR>
Incentive Awards</B></FONT></TD>
    <TD STYLE="text-align: justify; padding: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Annual cash incentive awards, in the form of VCP Awards, are designed to focus the attention of the Executives on the achievement of annual business goals. Under Fulton&rsquo;s 2013 Plan, awards at the target level of performance are designed to position total cash compensation near the market median. The 2013 Plan provides the Executives with the opportunity to earn cash compensation above the median for superior performance.</FONT></TD></TR>
<TR>
    <TD STYLE="background-color: rgb(207,210,221); padding: 5pt; border: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Equity Awards</B></FONT></TD>
    <TD STYLE="text-align: justify; padding: 5pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-top: Black 1px solid"><FONT STYLE="font-size: 10pt">Fulton believes in providing long-term incentive awards consisting of equity in the form of Performance Shares, in order to focus the Executives on delivering long-term performance and shareholder value. The equity award program is also designed to provide the Executives with a long-term wealth-building opportunity that acts as a balance to short-term incentives, ensures a focus on the long-term stability of the organization and incorporates vesting terms that encourage executive retention. Fulton believes in equity award levels that are fair and market competitive, both in isolation and in the context of total compensation.</FONT></TD></TR>
<TR>
    <TD STYLE="background-color: rgb(207,210,221); padding: 5pt; border-right: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Benefits</B></FONT></TD>
    <TD STYLE="text-align: justify; padding: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Fulton believes in providing benefits that are competitive in the marketplace and that encourage the Executives to remain with Fulton. Retirement benefits are designed to provide reasonable long-term financial security.</FONT></TD></TR>
<TR>
    <TD STYLE="background-color: rgb(207,210,221); padding: 5pt; border: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Perquisites</B></FONT></TD>
    <TD STYLE="text-align: justify; padding: 5pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-top: Black 1px solid"><FONT STYLE="font-size: 10pt">Fulton believes in providing the Executives and other officers with basic perquisites that are necessary for conducting Fulton&rsquo;s business.</FONT></TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">39</P>


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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>



<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt">&nbsp;</TD>
    <TD STYLE="width: 36pt; border-bottom: Black 1px solid; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 10pt"><B><A NAME="d350126a065"></A>5.</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; background-color: rgb(207,210,221)"><A NAME="d350126b005"></A><FONT STYLE="font-size: 10pt"><B>HR Committee Membership and Role</B></FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The HR Committee is
currently comprised of five (5) independent directors, all of whom are appointed to serve annually by the Board of Directors. Each
member of the HR Committee qualifies as an independent director under the NASDAQ listing standards and meets the additional NASDAQ
independence requirements specific to compensation committee members. No member of the HR Committee is a party to a related person
transaction as more fully described in &ldquo;Related Person Transactions&rdquo; on Page 24 of this Proxy Statement. There are
no interlocking relationships, as defined in the regulations of the SEC, involving members of the HR Committee. For a further discussion
on director independence, see the &ldquo;Information about Nominees, Directors and Independence Standards&rdquo; section on Page
9 of this Proxy Statement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Pursuant to its charter,
which is available on Fulton&rsquo;s website at www.fult.com, and consistent with NASDAQ rules, the role of the HR Committee is,
among other things, to review and approve, or make recommendations to the Board of Directors with respect to, the base salaries
and other compensation paid or granted to the Executives, to administer Fulton&rsquo;s equity and other compensation plans and
to take such other actions, within the scope of its charter, as the HR Committee deems necessary or appropriate. The HR Committee
relies upon such performance data, statistical information and other data regarding executive compensation programs, including
information provided by Fulton&rsquo;s Human Resources Department, Fulton&rsquo;s officers and outside advisors, as it deems appropriate.
The HR Committee has unrestricted access to individual members of management and employees and may ask them to attend any HR Committee
meeting or to meet with any member of the HR Committee. The HR Committee also has the power and discretion to retain, at Fulton&rsquo;s
expense, such independent counsel and other advisors or experts as it deems necessary or appropriate to carry out its duties.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Fulton&rsquo;s executive
compensation process consists of establishing targeted overall compensation for each Executive and then allocating that targeted
total compensation among base salary, cash incentive compensation and equity awards. Fulton does not have a policy or an exact
formula with regard to the allocation of compensation between cash and non-cash elements, except that the HR Committee has established
a methodology and an award matrix for cash incentive compensation payments and equity awards under the 2013 Plan, as described
in more detail below. Consistent with Fulton&rsquo;s compensation philosophy, however, the HR Committee determines the amount of
each type of compensation for the Executives by: reviewing publicly available executive compensation information of peer group
companies (as defined and listed below); consulting with outside advisors and experts; considering the complexity, scope and responsibilities
of the individual&rsquo;s position; consulting with the CEO with respect to the other Executives; assessing possible demand for
the Executives by competitors and other companies; and evaluating the compensation appropriate to attract executives to Fulton&rsquo;s
headquarters in Lancaster, Pennsylvania.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt">&nbsp;</TD>
    <TD STYLE="width: 36pt; border-bottom: Black 1px solid; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 10pt"><B><A NAME="d350126a066"></A>6.</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; background-color: rgb(207,210,221)"><A NAME="d350126b006"></A><FONT STYLE="font-size: 10pt"><B>Role of Management </B></FONT></TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Management assists the
HR Committee in recommending agenda items for its meetings and by gathering and producing information for these meetings. As requested
by the HR Committee, the CEO, other Executives and other officers, including members of Fulton&rsquo;s in-house corporate counsel,
participate in HR Committee meetings to provide background information, compensation recommendations for other officers, performance
evaluations and other items requested by the HR Committee. As part of the performance evaluation process, all the Executives meet
with the CEO to discuss their overall performance. The CEO reviews the performance of the other Executives and shares his comments
and recommendations with respect to the performance of the other Executives with the HR Committee. The HR Committee, without the
CEO present, reviews the CEO&rsquo;s overall performance and routinely has executive sessions without management present. The Executives
are not present for the HR Committee&rsquo;s discussions, deliberations and decisions with respect to their individual compensation.
The HR Committee Charter, last amended in 2018, provides that the CEO may not be present during HR Committee voting or HR Committee
deliberations regarding the CEO&rsquo;s compensation. The Board of Directors, in executive session, with only the independent directors
present, has historically made all final determinations regarding the compensation of the Executives, after considering recommendations
made by the HR Committee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify; font: 10pt Times New Roman, Times, Serif">
<TD STYLE="width: 33%; text-align: left; font: 10pt Times New Roman, Times, Serif"><IMG SRC="header_footer.jpg" ALT=""></TD><TD STYLE="width: 34%; text-align: center; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">40</TD><TD STYLE="text-align: justify; width: 33%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
</TR></TABLE>



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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt">&nbsp;</TD>
    <TD STYLE="width: 36pt; border-bottom: Black 1px solid; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 10pt"><B><A NAME="d350126a067"></A>7.</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; background-color: rgb(207,210,221)"><A NAME="d350126b007"></A><FONT STYLE="font-size: 10pt"><B>Use of Consultants </B></FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The HR Committee retained
FW Cook as its independent compensation consultant for 2018. FW Cook performed a variety of assignments during 2018 at the direction
of the HR Committee, including conducting a compensation market analysis related to Fulton&rsquo;s Executives, scorecard review,
an overall compensation policy review, work related to the design of Fulton&rsquo;s incentive compensation plans, a comprehensive
review of Fulton&rsquo;s director compensation programs and providing general compensation advice regarding Fulton&rsquo;s Executives.
As part of the 2018 engagement, FW Cook was instructed by the HR Committee to compare Fulton&rsquo;s current compensation practices
and executive compensation programs with those of Fulton&rsquo;s peers, evolving industry best practices and regulatory guidance.
Based on that comparison, FW Cook was asked to recommend changes in Fulton&rsquo;s executive compensation practices that were consistent
with Fulton&rsquo;s executive compensation philosophy and objectives as described above. The specific instructions given to the
consultant and fees to be paid were generally outlined in engagement letters that described the scope and performance of duties
under each project. Fulton does not have a policy that limits the other services that an executive compensation consultant may
perform. FW Cook reported to the HR Committee that it and its affiliates did not provide additional services to Fulton or its affiliates
in 2018.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">At its February 2018
meeting, the HR Committee considered the independence of FW Cook for the 2018 engagement in light of the SEC rules and NASDAQ listing
standards related to compensation committee consultants. The HR Committee requested and received a report from FW Cook addressing
its independence as a compensation consultant to the HR Committee, including the following factors: (1) other services provided
to Fulton by FW Cook; (2) fees paid by Fulton as a percentage of FW Cook&rsquo;s total revenue; (3) policies or procedures maintained
by FW Cook that are designed to prevent a conflict of interest; (4) any business or personal relationships between the individual
consultants performing work for the HR Committee and a member of the HR Committee; (5) any Fulton stock owned by the individual
consultants performing work for the HR Committee; (6) any business or personal relationships between Fulton&rsquo;s executive officers,
FW Cook and the individual consultants performing work for the HR Committee; and (7) other factors deemed relevant to FW Cook&rsquo;s
independence from management. The HR Committee discussed these considerations and concluded that the work performed by FW Cook
and its consultants involved in the engagements did not raise any conflict of interest, and further concluded that FW Cook continues
to satisfy the applicable rules and standards related to the independence of compensation committee consultants.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt">&nbsp;</TD>
    <TD STYLE="width: 36pt; border-bottom: Black 1px solid; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 10pt"><B><A NAME="d350126a068"></A>8.</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; background-color: rgb(207,210,221)"><A NAME="d350126b008"></A><FONT STYLE="font-size: 10pt"><B>Use of a Peer Group </B></FONT></TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">In evaluating the market
competitiveness of the compensation paid to the Executives, the HR Committee, with the assistance of its compensation consultant,
has regularly reviewed the compensation paid to the Executives in comparison with the compensation paid to executives with similar
responsibilities within a defined peer group of similar financial institutions. The HR Committee, with the assistance of FW Cook,
reviewed the composition of Fulton&rsquo;s peer group. This review was based on a review of the peer group in late 2017, and the
HR Committee, consistent with the recommendation of FW Cook, approved the peer group appearing in the table below as the peer group
for 2018 (the &ldquo;2018 Peer Group&rdquo;). The aggregate analysis of the executive compensation practices of the companies in
the 2018 Peer Group was used by the HR Committee in the review of overall compensation and in setting 2018 base salaries for the
Executives. During 2018, the 2018 Peer Group was also used as the peer group for the Performance Shares, as discussed below.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Similar to the selection
of prior peer groups, the 2018 Peer Group was evaluated and selected based on a range of factors, including asset size, revenue
composition, number of employees, market capitalization, geographic focus, business model, and ownership profile. FW Cook recommended
the removal of FirstMerit Corp. and PrivateBancorp, Inc. because those peers were recently acquired, and the independent compensation
consultant also suggested that Western Alliance Bancorp be removed. FW Cook proposed five new peers for 2018 to create a peer group
with an appropriate number and composition of peers. The new peers for 2018 were Investors Bancorp, Inc.; First Midwest Bancorp,
Inc.; United Community Banks, Inc.; Provident Financial Services, Inc.; and Union Bankshares Corp. Based on its analysis, FW Cook
advised the HR Committee that Fulton was at the 44th percentile with respect to market capitalization and at the 41st percentile
with respect to total assets, when compared to the 2018 Peer Group.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">41</P>

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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The following table
provides the twenty-two (22) members of the 2018 Peer Group, their stock trading symbols and the location of their principal executive
offices:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 10pt Times New Roman, Times, Serif; width: 60%; border-collapse: collapse">
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="vertical-align: top; width: 52%; border: Black 1px solid; text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt"><B>2018 Peer Group</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 19%; border-bottom: Black 1px solid; text-align: justify; padding-left: 5pt; border-top: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Ticker</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 29%; border: Black 1px solid; text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt"><B>City State</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">BancorpSouth Bank</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">BXS</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Tupelo MS</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Commerce Bancshares, Inc.</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">CBSH</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Kansas City MO</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">First Midwest Bancorp, Inc.</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">FMBI *</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Itasca IL</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">F.N.B. Corp.</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">FNB</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Pittsburgh PA</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Hancock Holding Co.</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">HBHC</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Gulfport MS</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">IBERIABANK Corp.</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">IBKC</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Lafayette LA</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Investors Bancorp, Inc.</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">ISBC *</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Short Hills NJ</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">MB Financial, Inc.</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">MBFI</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Chicago IL</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Northwest Bancshares, Inc.</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">NWBI</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Warren PA</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Old National Bancorp</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">ONB</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Evansville IN</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Prosperity Bancshares, Inc.</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">PB</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Houston TX</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Provident Financial Services, Inc.</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">PFS *</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Jersey City NJ</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">TCF Financial Corporation</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">TCF</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Wayzata MN</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Trustmark Corp.</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">TRMK</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Jackson MS</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">UMB Financial Corp.</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">UMBF</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Kansas City MO</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Umpqua Holdings Corp.</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">UMPQ</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Portland OR</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Union Bankshares Corp.</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">UBSH *</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Richmond VA</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">United Bankshares, Inc.</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">UBSI</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Charleston WV</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">United Community Banks, Inc.</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">UCBI *</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Blairsville GA</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Valley National Bancorp</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">VLY</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Wayne NJ</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Webster Financial Corp.</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">WBS</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Waterbury CT</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Wintrust Financial Corp.</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">WTFC</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: justify; padding-left: 5pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">Rosemont IL</FONT></TD></TR>
</TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

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<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-align: justify">* New Peer for 2018.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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    <TD STYLE="width: 36pt">&nbsp;</TD>
    <TD STYLE="width: 36pt; border-bottom: Black 1px solid; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 10pt"><B><A NAME="d350126a069"></A>9.</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; background-color: rgb(207,210,221)"><A NAME="d350126b009"></A><FONT STYLE="font-size: 10pt"><B>Elements of Executive Compensation </B></FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Fulton&rsquo;s executive
compensation program currently provides a mix of base salary, cash incentive and equity-based components, as well as retirement
benefits, health plans and other benefits as follows: <I><U></U></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"><I><U>Base Salary:</U></I> Consistent with its compensation philosophy, Fulton
generally seeks to set base salary for the Executives in line with the market median. Fulton sets salaries on an individual basis
and seeks to provide base salary appropriate for the person&rsquo;s position, experience, responsibilities and performance.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">In making recommendations
to the Board of Directors regarding the appropriate base salaries for 2018, the HR Committee received a recommendation from its
compensation consultant, which considered base salaries paid by members of the 2018 Peer Group to peer officers who held similar
roles and who were positioned similarly to the Executives in their respective organizations. Mr.&nbsp;Myers, Ms. Snyder and Ms.
Mueller each received base salary increases, effective January 1, 2018, with their new positions. Mr.&nbsp;Wenger received a 2.5%
base salary increase effective April 1, 2018. The rational for each of these increases was based on a review of the Executives&rsquo;
competitive positioning to market using the 2018 Peer Group, analysis of internal pay equity data, the salary increases paid to
other Fulton officers, and an internal equity comparison report provided by FW Cook. Fulton&rsquo;s CEO also provided his recommendations
to the HR Committee for the other Executives. Mr.&nbsp;McCollom did not receive an increase in 2018 because he had been recently
hired, and Mr.&nbsp;Rohrbaugh did not receive an increase because of his anticipated retirement. The HR Committee recommended,
and the Board of Directors approved, these base salary adjustments for the Executives effective with the payroll periods, as set
forth in the table below.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"></P>

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</TR></TABLE>




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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The 2017 and 2018 base
salaries for each of the Executives, along with the effective payroll date and annual percent increases, were:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD STYLE="width: 32%; text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Executive</B></FONT></TD>
    <TD STYLE="width: 17%; text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>2017 Base Salary</B></FONT></TD>
    <TD STYLE="width: 17%; text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>2018 Base Salary</B></FONT></TD>
    <TD STYLE="width: 17%; text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Increase</B></FONT></TD>
    <TD STYLE="width: 17%; text-align: center; border: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Date Effective</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); text-align: justify; border-left: Black 1px solid; padding-left: 5pt"><FONT STYLE="font-size: 10pt"><B>E. Philip Wenger</B></FONT></TD>
    <TD STYLE="text-align: center; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt">$998,284</FONT></TD>
    <TD STYLE="text-align: center; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt">$1,023,241</FONT></TD>
    <TD STYLE="text-align: center; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt">2.5%</FONT></TD>
    <TD STYLE="text-align: center; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">4/1/2018</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); text-align: justify; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt"><FONT STYLE="font-size: 10pt"><B>Mark R. McCollom <SUP>1</SUP></B></FONT></TD>
    <TD STYLE="text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt">$425,000</FONT></TD>
    <TD STYLE="text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt">$&nbsp;&nbsp;&nbsp;425,000</FONT></TD>
    <TD STYLE="text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;0%</FONT></TD>
    <TD STYLE="text-align: center; border: Black 1px solid"><FONT STYLE="font-size: 10pt">-</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); text-align: justify; border-left: Black 1px solid; padding-left: 5pt"><FONT STYLE="font-size: 10pt"><B>Philmer H. Rohrbaugh <SUP>2</SUP></B></FONT></TD>
    <TD STYLE="text-align: center; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt">$531,306</FONT></TD>
    <TD STYLE="text-align: center; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt">$&nbsp;&nbsp; 531,306</FONT></TD>
    <TD STYLE="text-align: center; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;0%</FONT></TD>
    <TD STYLE="text-align: center; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">-</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); text-align: justify; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt"><FONT STYLE="font-size: 10pt"><B>Curtis J. Myers</B></FONT></TD>
    <TD STYLE="text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt">$424,996</FONT></TD>
    <TD STYLE="text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt">$&nbsp;&nbsp; 510,000</FONT></TD>
    <TD STYLE="text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt">20%</FONT></TD>
    <TD STYLE="text-align: center; border: Black 1px solid"><FONT STYLE="font-size: 10pt">1/1/2018</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); text-align: justify; border-left: Black 1px solid; padding-left: 5pt"><FONT STYLE="font-size: 10pt"><B>Angela M. Snyder</B></FONT></TD>
    <TD STYLE="text-align: center; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt">$350,000</FONT></TD>
    <TD STYLE="text-align: center; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt">$&nbsp;&nbsp; 385,000</FONT></TD>
    <TD STYLE="text-align: center; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt">10%</FONT></TD>
    <TD STYLE="text-align: center; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">1/1/2018</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); text-align: justify; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt"><FONT STYLE="font-size: 10pt"><B>Meg R. Mueller</B></FONT></TD>
    <TD STYLE="text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt">$350,000</FONT></TD>
    <TD STYLE="text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt">$&nbsp;&nbsp; 385,000</FONT></TD>
    <TD STYLE="text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt">10%</FONT></TD>
    <TD STYLE="text-align: center; border: Black 1px solid"><FONT STYLE="font-size: 10pt">1/1/2018</FONT></TD></TR>
</TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
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<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>1 </SUP>Mr. McCollom did not receive
an increase in 2018 because he had been recently hired in 2017.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>2 </SUP>Mr. Rohrbaugh did not receive an increase because
of his anticipated retirement in 2018.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"><I><U>VCP
Awards:</U></I> Fulton&rsquo;s VCP Awards are designed so that no annual cash incentive is paid unless Fulton achieves a
predetermined ROE performance threshold and a net income goal. Once those thresholds are achieved, individual scorecards are
utilized, which rely on a series of financial, business and risk metrics in several categories, with potential adjustment for
positive or negative performance not reflected in the scorecards, in order to provide balance in the overall approach to
determining annual cash incentives. The HR Committee set the 2018 ROE threshold equivalent to 80% of Fulton&rsquo;s budgeted
ROE for 2018, which was viewed as an attainable goal, but not a level which guaranteed payment of an annual cash incentive,
to ensure that the Executives are paid for performance. For the 2018 VCP Awards, in addition to the ROE goal, the HR
Committee included a positive net income trigger for the year intended to qualify the awards as performance-based
compensation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">At its March 2019 meeting,
the HR Committee determined that:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 54pt">&nbsp;</TD>
    <TD STYLE="width: 18pt"><FONT STYLE="font-size: 10pt">&bull;</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">The 2018 ROE threshold of 7.68% had been achieved, as Fulton had an actual 2018 ROE of 9.24%; and</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">&bull;</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">The 2018 positive net income trigger had been achieved, as Fulton had 2018 actual positive net income of $208.4 million.</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The VCP Awards were
designed to be substantially based on formulaic scorecard results with the HR Committee retaining discretion to adjust any VCP
Award, as appropriate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">In early 2018, the HR
Committee reviewed and approved scorecards to be used for 2018 performance, as&nbsp;outlined below. FW Cook presented the initial
design concept below to help simplify the VCP Awards and to better align pay with performance. The 2018 scorecards recommended
by the compensation consultant consisted of six subcategories, which were allocated among Financial Results, Risk Management and
Business Objectives categories. FW Cook also recommended maintaining the weight of the Business Objectives at 15%, the weight of
the Risk Management category at 35%, permitting a maximum payout for all factors, and continuing to allow for up to a 35% corporate
modifier as structured discretion, whereby the scorecard sets the overall pool and then, to make adjustments up or down to align
with performance and events not otherwise captured by the actual scorecard metrics.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">All 2018 Executive scorecards
contained the same financial performance metrics and similar risk management performance categories for each Named Executive Officer,
including the CEO. Each scorecard also had an &ldquo;Employee Engagement Index&rdquo; as a Business Objective that was based on
certain 2018 employee survey results. The CEO had a higher payout opportunity than the other Executives who were placed in bands
to determine their VCP Award opportunity. The 2018 scorecard was assessed with possible scores ranging from 0 to 5 for each factor.
Where scorecard results fall in between the scores for threshold, target and maximum award levels, the VCP Award is interpolated
on a straight-line basis.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">43</P>
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<DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The VCP Awards were
calculated based on scorecard results, with payouts to be made in accordance with the following VCP Award Matrix for 2018:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD COLSPAN="5" STYLE="text-align: center; border: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>2018 VCP Award Matrix</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD STYLE="text-align: center; border-right: Black 1px solid; border-left: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Payment as a % of Eligible 2018 Base Salary <SUP>1</SUP></B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD STYLE="width: 20%; text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Executive</B></FONT></TD>
    <TD STYLE="width: 20%; text-align: center; border-bottom: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>VCP Threshold</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>(25% of Target)</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>Scorecard Result 2</B></FONT></TD>
    <TD STYLE="width: 20%; text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>VCP Target</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>Scorecard Result 3</B></FONT></TD>
    <TD STYLE="width: 20%; text-align: center; border-bottom: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>VCP Maximum</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>(150% of Target)</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>Scorecard Result 4.5</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>or better</B></FONT></TD>
    <TD STYLE="width: 20%; text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>VCP</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>Band</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="background-color: rgb(207,210,221); text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>E. Philip Wenger</B></FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid"><FONT STYLE="font-size: 10pt">21.25%</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">85%</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid"><FONT STYLE="font-size: 10pt">127.5%</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">A</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="background-color: rgb(207,210,221); text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Mark R. McCollom and</B> <BR>
<B>Curtis J. Myers</B></FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;17.5%</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">70%</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;105%</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">B</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="background-color: rgb(207,210,221); text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Angela M. Snyder,</B> <BR>
<B>Meg R. Mueller and</B> <BR>
<B>Philmer H. Rohrbaugh</B></FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;12.5%</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">50%</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;75%</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">C</FONT></TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 36pt">&nbsp;</P>

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<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-align: justify">&nbsp;</P>



<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>1</SUP> For purposes of determining
VCP Awards, eligible salary is the actual base salary paid to each Executive during 2018 as an Executive.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">At its March 2019 meeting,
the HR Committee reviewed the Executives&rsquo; overall 2018 performance and scorecard results, and determined that each of the
Executives achieved a level of performance in 2018 that qualified for a VCP Award below the target award based on a total scorecard
result of 2.77. The HR Committee reviewed the results for each of the scorecard performance subcategories and determined a VCP
Award calculation for each of the Executives at 77% of target for 2018. The following is a summary of the 2018 Executive scorecards
and results used for the 2018 VCP Awards.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD COLSPAN="14" STYLE="border: black 1px solid; text-align: center"><B>2018 Executive Scorecard</B></TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; padding-left: 5pt; text-align: center"><B>Performance&nbsp;Categories</B></TD>
    <TD COLSPAN="13" STYLE="vertical-align: top; border-right: black 1px solid; border-bottom: black 1px solid; border-left: black 1px solid; text-align: center"><B>Performance
    Sub-categories</B></TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; background-color: rgb(207,210,221); padding-bottom: 0.75pt; padding-left: 5pt"><FONT STYLE="font-size: 2pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-left: black 1px solid; padding-bottom: 0.75pt"><FONT STYLE="font-size: 2pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid"><FONT STYLE="font-size: 2pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: center; padding-right: 2pt; padding-left: 2pt"><FONT STYLE="font-size: 2pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: center; padding-right: 2pt; padding-left: 2pt"><FONT STYLE="font-size: 2pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 2pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 2pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 2pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 2pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 2pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 2pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-right: black 1px solid; padding-bottom: 0.75pt; text-align: center"><FONT STYLE="font-size: 2pt">&nbsp;</FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; background-color: rgb(207,210,221); padding-bottom: 0.75pt; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-left: black 1px solid; padding-bottom: 0.75pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid">&nbsp;<B>Score</B></TD>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; text-align: center; padding-right: 2pt; padding-left: 2pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; text-align: center; padding-right: 2pt; padding-left: 2pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-left: black 1px solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-left: black 1px solid; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; border-right: black 1px solid; text-align: center"><B>Weighted</B></TD>
    <TD STYLE="vertical-align: top; border-right: black 1px solid; text-align: center">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; background-color: rgb(207,210,221); padding-bottom: 0.75pt; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-left: black 1px solid; padding-bottom: 0.75pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; text-align: left">&nbsp;<B>Rating</B></TD>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; text-align: center; padding-right: 2pt; padding-left: 2pt">0</TD>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; text-align: center; padding-right: 2pt; padding-left: 2pt">1</TD>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; text-align: center">2&nbsp;Threshold</TD>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; text-align: center">3&nbsp;Target</TD>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; text-align: center">4</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; text-align: center">5&nbsp;Maximum
    </TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; text-align: center"><B>Weight</B></TD>
    <TD STYLE="vertical-align: bottom; border-right: black 1px solid; border-bottom: black 1px solid; border-left: black 1px solid; text-align: center"><B>Score</B></TD>
    <TD STYLE="vertical-align: top; border-right: black 1px solid; text-align: center">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; background-color: rgb(207,210,221); padding-bottom: 0.75pt; padding-left: 5pt"><B>Financial
    Results</B></TD>
    <TD STYLE="vertical-align: top; border-left: black 1px solid; padding-bottom: 0.75pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid">&nbsp;<B>&bull;&nbsp;EPS</B></TD>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; text-align: center; padding-right: 2pt; padding-left: 2pt">&lt;&nbsp;$1.123</TD>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; text-align: center; padding-right: 2pt; padding-left: 2pt">$1.123</TD>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; text-align: center">$1.186</TD>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; text-align: center">$1.248</TD>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; text-align: center">$1.310</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; text-align: center">&gt;
    $1.373</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; text-align: center">30%</TD>
    <TD STYLE="vertical-align: bottom; border-right: black 1px solid; border-bottom: black 1px solid; border-left: black 1px solid; text-align: center">0.57</TD>
    <TD STYLE="vertical-align: top; border-right: black 1px solid">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; background-color: rgb(207,210,221); padding-bottom: 0.75pt; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-left: black 1px solid; padding-bottom: 0.75pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid"><B>&nbsp;&bull;&nbsp;ROE</B></TD>
    <TD NOWRAP STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; text-align: center; padding-right: 2pt; padding-left: 2pt">&lt;&nbsp;8.633%</TD>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; text-align: center; padding-right: 2pt; padding-left: 2pt">8.633%</TD>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; text-align: center">9.112%</TD>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; text-align: center">9.592%</TD>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; text-align: center">10.072%</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; text-align: center">&gt;
    10.551%</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; text-align: center">20%</TD>
    <TD STYLE="vertical-align: bottom; border-right: black 1px solid; border-bottom: black 1px solid; border-left: black 1px solid; text-align: center">0.45</TD>
    <TD STYLE="vertical-align: top; border-right: black 1px solid">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; background-color: rgb(207,210,221); padding-left: 5pt"><FONT STYLE="font-size: 2pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-left: black 1px solid; border-bottom: black 1px solid"><FONT STYLE="font-size: 2pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid"><FONT STYLE="font-size: 2pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: center; padding-right: 2pt; padding-left: 2pt"><FONT STYLE="font-size: 2pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: center; padding-right: 2pt; padding-left: 2pt"><FONT STYLE="font-size: 2pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 2pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 2pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 2pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 2pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 2pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 2pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: black 1px solid; border-right: black 1px solid"><FONT STYLE="font-size: 2pt">&nbsp;</FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; background-color: rgb(207,210,221); padding-bottom: 0.75pt; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-left: black 1px solid; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: center; padding-right: 2pt; padding-left: 2pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: center; padding-right: 2pt; padding-left: 2pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; background-color: white">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; background-color: rgb(207,210,221); text-align: center"><B>Weight</B></TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; border-right: black 1px solid; border-bottom: black 1px solid; border-left: black 1px solid; background-color: rgb(207,210,221); text-align: center"><B>Weighted&nbsp;Score</B></TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; background-color: rgb(207,210,221); padding-bottom: 0.75pt; padding-left: 5pt"><B>Risk
    Management</B></TD>
    <TD STYLE="vertical-align: top; border-left: black 1px solid; border-bottom: black 1px solid">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="vertical-align: bottom; border-bottom: black 1px solid"><B>&bull;</B> Capital Ratings.
    Liquidity and Market Risk</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; background-color: white">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; text-align: center">15%</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; border-right: black 1px solid; border-bottom: black 1px solid; border-left: black 1px solid; text-align: center">0.60</TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; background-color: rgb(207,210,221); padding-bottom: 0.75pt; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-left: black 1px solid; border-bottom: black 1px solid">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="vertical-align: bottom; border-bottom: black 1px solid"><B>&bull;</B> Asset Quality: Non-performing Assets to Total Assets</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; text-align: center">15%</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; border-right: black 1px solid; border-bottom: black 1px solid; border-left: black 1px solid; text-align: center">0.49</TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; background-color: rgb(207,210,221); padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-left: black 1px solid; border-bottom: black 1px solid">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="vertical-align: bottom; border-bottom: black 1px solid"><B>&bull;</B> Corporate Rollup-Regulatory
    Exams (Compliance)</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; background-color: white">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; text-align: center">5%</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; border-right: black 1px solid; border-bottom: black 1px solid; border-left: black 1px solid; text-align: center">0.20</TD></TR>
<TR>
    <TD ROWSPAN="2" STYLE="text-align: left; border-left: Black 1px solid; background-color: rgb(207,210,221); padding-bottom: 0.75pt; padding-left: 5pt; vertical-align: middle; border-bottom: Black 1px solid"><B>Business&nbsp;Objectives</B></TD>
    <TD STYLE="vertical-align: top; border-left: black 1px solid; border-bottom: black 1px solid">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="vertical-align: bottom; border-bottom: black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; background-color: white">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; background-color: rgb(207,210,221); text-align: center"><B>Weight</B></TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; border-right: black 1px solid; border-bottom: black 1px solid; border-left: black 1px solid; background-color: rgb(207,210,221); text-align: center"><B>Weighted
    Score</B></TD></TR>
<TR>
    <TD STYLE="vertical-align: top; border-left: black 1px solid; border-bottom: black 1px solid">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="vertical-align: bottom; border-bottom: black 1px solid"><B>&bull;</B> Employee Engagement
    Index</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1px solid; background-color: white">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-left: black 1px solid; border-bottom: black 1px solid; text-align: center">15%</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; border-right: black 1px solid; border-bottom: black 1px solid; border-left: black 1px solid; text-align: center">0.46</TD></TR>
<TR>
    <TD STYLE="width: 25%; padding-left: 5pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding-bottom: 0.75pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 8%"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 8%; text-align: center; padding-right: 2pt; padding-left: 2pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 8%; text-align: center; padding-right: 2pt; padding-left: 2pt"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 10%; text-align: center"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 8%; text-align: center"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 8%; text-align: center"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; background-color: white"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%; text-align: center"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; border-right: black 1px solid"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 33%; text-align: justify">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></TD>
    <TD STYLE="width: 34%; text-align: center; vertical-align: bottom"><FONT STYLE="font-size: 10pt">44</FONT></TD>
    <TD STYLE="width: 33%; text-align: justify">&nbsp;</TD></TR>
</TABLE>

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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right; text-indent: 36pt"><IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The HR Committee has
authority to exercise its discretion to increase or decrease the calculated VCP Awards, up to 35% on an individual basis, provided
that the adjustment does not cause an Executive&rsquo;s VCP Award to exceed 150% of that Executive&rsquo;s VCP Award target. In
prior years, the HR Committee has applied this discretion to help maintain proper alignment between scorecard results and incentive
awards by taking other factors into account. Fulton adopted the corporate modifier feature to help ensure that VCP Awards appropriately
reflect risk and unexpected circumstances that arise during the year, to account for the possibility of unintended outcomes determined
solely by a formula, and to more appropriately align pay with performance in cases where formulaic scores do not fully reflect
all aspects of Fulton&rsquo;s and individual performance results for the year.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">For 2018, the HR Committee
reviewed the calculated scores and resulting VCP Award levels based on the 2018 scorecard results in the context of Fulton&rsquo;s
and the Executives&rsquo; performance during 2018. Based on that review, the HR Committee applied a downward adjustment to the
VCP Award levels calculated based upon 2018 scorecard results for the Executives. The HR Committee concluded that, while Fulton&rsquo;s
and the Executives&rsquo; performance during 2018 warranted VCP Award payments to the Executives above the threshold level, Fulton
did not accomplish the level of growth and results expected during 2018. In addition, the HR Committee considered Fulton&rsquo;s
performance relative to its peers in a number of areas, including 2018 EPS and ROE results, which fell short of both Fulton&rsquo;s
targets and the levels achieved by Fulton&rsquo;s peers. As a result, a 15% downward corporate modifier was applied by the HR Committee
to each Executive&rsquo;s 2018 VCP Award.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The following is a tabular
summary of the 2018 VCP Award target, scorecard result, the actual VCP Award paid for 2018, and the VCP Award as a percentage of
base salary for each Executive.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD STYLE="width: 24%; border: black 1px solid; text-align: center; vertical-align: middle"><FONT STYLE="font-size: 10pt"><B>Executive</B></FONT></TD>
    <TD STYLE="width: 19%; border-top: black 1px solid; border-right: black 1px solid; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt"><B>VCP
Award<BR>
Target for 2018</B></FONT></TD>
    <TD STYLE="width: 19%; border-top: black 1px solid; border-right: black 1px solid; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt"><B>Scorecard<BR>
Result
for 2018 <SUP>1</SUP></B></FONT></TD>
    <TD STYLE="width: 19%; border-top: black 1px solid; border-right: black 1px solid; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt"><B>VCP
Award Paid<BR>
for 2018 <SUP>2</SUP></B></FONT></TD>
    <TD STYLE="width: 19%; border-top: black 1px solid; border-right: black 1px solid; border-bottom: black 1px solid; text-align: center; vertical-align: middle"><FONT STYLE="font-size: 10pt"><B>% of Salary</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; border-left: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt"><B>E. Philip Wenger</B></FONT></TD>
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">$864,860</FONT></TD>
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">$665,942</FONT></TD>
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">$566,051</FONT></TD>
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">55.6%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; border-left: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt"><B>Mark R. McCollom</B></FONT></TD>
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">$297,500</FONT></TD>
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">$229,075</FONT></TD>
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">$194,714</FONT></TD>
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">45.8%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; border-left: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-top: 1pt; padding-left: 5pt"><FONT STYLE="font-size: 10pt"><B>Philmer H. Rohrbaugh <SUP>3</SUP></B></FONT></TD>
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; text-align: center">&nbsp;&nbsp;<FONT STYLE="font-size: 10pt">$61,305</FONT></TD>
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;$47,205</FONT></TD>
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;$40,124</FONT></TD>
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">32.7%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; border-left: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt"><B>Curtis J. Myers</B></FONT></TD>
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">$357,000</FONT></TD>
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">$274,890</FONT></TD>
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">$233,657</FONT></TD>
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">45.8%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; border-left: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt"><B>Angela M. Snyder</B></FONT></TD>
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">$192,500</FONT></TD>
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">$148,225</FONT></TD>
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">$125,991</FONT></TD>
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">32.7%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; border-left: black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt"><B>Meg R. Mueller</B></FONT></TD>
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">$192,500</FONT></TD>
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">$148,225</FONT></TD>
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">$125,991</FONT></TD>
    <TD STYLE="border-right: black 1px solid; border-bottom: black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">32.7%</FONT></TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-align: justify">&nbsp;</P>

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<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse; margin-left: 0pt">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt">&nbsp;</TD>
    <TD STYLE="width: 5pt; font-size: 8pt; text-align: justify"><FONT STYLE="font-size: 8pt"><SUP>1</SUP></FONT>&nbsp;</TD>
    <TD STYLE="font-size: 8pt; text-align: justify"><FONT STYLE="font-size: 8pt">Scorecard result for 2018 represents the VCP Award for by each Executive based on scorecard performance before the application of a 15% downward corporate modifier applied by the HR Committee.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 8pt; text-align: justify"><FONT STYLE="font-size: 8pt"><SUP>2</SUP></FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: justify"><FONT STYLE="font-size: 8pt">VCP Award paid for 2018 to each Executive. Each VCP Award was 65.5% of target with a 15% downward corporate modifier applied by the HR Committee. The amounts paid are also included in the Summary Compensation Table on Page 52.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 8pt; text-align: justify"><FONT STYLE="font-size: 8pt"><SUP>3</SUP></FONT></TD>
    <TD STYLE="font-size: 8pt; text-align: justify"><FONT STYLE="font-size: 8pt">Mr. Rohrbaugh retired as a member of Fulton senior management as of March 30, 2018 and his VCP Award target, scorecard result and VCP Award paid were prorated.</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">45</P>

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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"><I><U>Equity
Awards:</U> </I>For 2018, the number of Performance Shares granted to each of the Executives generally represents a target
dollar amount of Performance Shares established by the HR Committee, based on recommendations from FW Cook, equal to a
percentage of base salary, as of January 1, 2018, of 125% for the CEO, 100% for Mr.&nbsp;McCollom and Mr.&nbsp;Myers, and 75%
for the other Executives, and assuming a value for each Performance Share equal to the closing price of Fulton&rsquo;s common
stock on the grant date. The HR Committee did not award any Performance Shares above target dollar amount to any Executive in
2018. Mr.&nbsp;Rohrbaugh retired as a member of Fulton senior management as of March 30, 2018 and did not receive any
Performance Shares in 2018. The Performance Shares were granted to the Executives on May 1, 2018. The actual number of shares
of Fulton common stock, if any, that the Executives may receive upon vesting of the Performance Shares on the third
anniversary of the date of grant may be higher or lower than the number of Performance Shares granted to the Executives. The
aggregate number of Performance Shares granted to each of the Executives was allocated by the HR Committee among three
components, as summarized below:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; width: 36pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: justify"><FONT STYLE="font-size: 8pt"><B>Equity Award Structure of 2018 Performance Shares</B></FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><IMG SRC="d350126x54x1.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-align: justify">The performance goals and potential payouts
for ROA and TSR Components A and B for 2018 were:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD STYLE="padding: 0 0 0 5pt; text-align: justify; width: 20%; border-top: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Category</B></FONT></TD>
    <TD STYLE="padding: 0 0 0 5pt; text-align: justify; width: 20%; border-top: Black 1px solid; border-right: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Component A</B></FONT></TD>
    <TD STYLE="padding: 0 0 0 5pt; text-align: justify; width: 20%; border-top: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Component A</B></FONT></TD>
    <TD STYLE="padding: 0 0 0 5pt; text-align: justify; width: 20%; border-top: Black 1px solid; border-right: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Component B</B></FONT></TD>
    <TD STYLE="padding: 0 0 0 5pt; text-align: justify; width: 20%; border-top: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Component B</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD STYLE="padding: 0 0 0 5pt; text-align: justify; border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding: 0 0 0 5pt; text-align: justify; border-right: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Absolute ROA</B></FONT></TD>
    <TD STYLE="padding: 0 0 0 5pt; text-align: justify"><FONT STYLE="font-size: 10pt"><B>Payout Potential</B></FONT></TD>
    <TD STYLE="padding: 0 0 0 5pt; text-align: justify; border-right: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>TSR Performance</B></FONT></TD>
    <TD STYLE="padding: 0 0 0 5pt; text-align: justify; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Payout Potential</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 0; padding-right: 0; padding-left: 5pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 0; padding-right: 0; border-right: Black 1px solid; padding-left: 5pt; text-align: justify"><FONT STYLE="font-size: 10pt"><B>Performance Criteria</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-top: 0; padding-right: 0; padding-left: 5pt; text-align: justify"><FONT STYLE="font-size: 10pt"><B>(% of target)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 0; padding-right: 0; border-right: Black 1px solid; padding-left: 5pt; text-align: justify"><FONT STYLE="font-size: 10pt"><B>Relative to Peers</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-top: 0; padding-right: 0; border-right: Black 1px solid; padding-left: 5pt; text-align: justify"><FONT STYLE="font-size: 10pt"><B>(% of target)</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 0; padding-right: 0; padding-left: 5pt; background-color: rgb(207,210,221); text-align: justify"><FONT STYLE="font-size: 10pt"><B>Threshold</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 0; padding-right: 0; padding-left: 5pt; text-align: justify; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">80% of Budget</FONT></TD>
    <TD STYLE="padding-top: 0; padding-right: 0; border-bottom: Black 1px solid; padding-left: 7pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;25%</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 0; padding-right: 0; padding-left: 5pt; text-align: justify; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">25<SUP>th </SUP>Percentile TSR</FONT></TD>
    <TD STYLE="padding-top: 0; padding-right: 0; border-bottom: Black 1px solid; padding-left: 7pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;25%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 0; padding-right: 0; padding-left: 5pt; background-color: rgb(207,210,221); text-align: justify"><FONT STYLE="font-size: 10pt"><B>Target</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 0; padding-right: 0; border-right: Black 1px solid; padding-left: 5pt; text-align: justify"><FONT STYLE="font-size: 10pt">100% of Budget</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-top: 0; padding-right: 0; padding-left: 5pt; text-align: center"><FONT STYLE="font-size: 10pt">100%</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 0; padding-right: 0; border-right: Black 1px solid; padding-left: 5pt; text-align: justify"><FONT STYLE="font-size: 10pt">50<SUP>th </SUP>Percentile TSR</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-top: 0; padding-right: 0; border-right: Black 1px solid; padding-left: 5pt; text-align: center"><FONT STYLE="font-size: 10pt">100%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 0; padding-right: 0; padding-left: 5pt; background-color: rgb(207,210,221); text-align: justify"><FONT STYLE="font-size: 10pt"><B>Maximum</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 0; padding-right: 0; border-right: Black 1px solid; padding-left: 5pt; text-align: justify"><FONT STYLE="font-size: 10pt">120 % of Budget</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-top: 0; padding-right: 0; padding-left: 5pt; text-align: center"><FONT STYLE="font-size: 10pt">150%</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 0; padding-right: 0; border-right: Black 1px solid; padding-left: 5pt; text-align: justify"><FONT STYLE="font-size: 10pt">80<SUP>th </SUP>Percentile TSR</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-top: 0; padding-right: 0; border-right: Black 1px solid; padding-left: 5pt; text-align: center"><FONT STYLE="font-size: 10pt">150%</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 33%; text-align: justify">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></TD>
    <TD STYLE="width: 34%; text-align: center; vertical-align: bottom"><FONT STYLE="font-size: 10pt">46</FONT></TD>
    <TD STYLE="width: 33%; text-align: justify">&nbsp;</TD></TR>
</TABLE>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right; text-indent: 36pt"><IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-align: justify">The following provides more detail related
to the 2018 Components:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt; width: 16%; border-left: Black 1px solid; border-bottom: Black 1px solid; border-top: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Component A</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>(Absolute ROA</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>With Profit</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>Trigger)</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>37.5% Target</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-top: 5pt; padding-right: 5pt; border: Black 1px solid; width: 84%; padding-bottom: 5pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 14pt; text-align: justify; text-indent: -9pt">&bull;&nbsp;&nbsp;Component A, representing 37.5%
        of the target dollar amount of Performance Shares granted, for which the number of shares of Fulton common stock that may be received
        upon vesting is based on Fulton&rsquo;s 2018 ROA measured relative to a target set at 100% of Fulton&rsquo;s budgeted ROA for 2018
        and further conditioned upon Fulton achieving the Profit Trigger.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 14pt; text-align: justify; text-indent: -9pt">&bull;&nbsp;&nbsp;Based on Fulton&rsquo;s 2018 reported
        ROA performance of 1.033%, which fell between threshold and target levels, the number of Performance Shares that may vest was reduced
        to 81.44% of the original number of Component A Performance Shares granted to the Executives to reflect performance between the
        threshold and target levels, interpolated on a straight-line basis. The potential number of Component A Performance Shares that
        may vest, if the Profit Trigger is achieved, will not further change during the remainder of the three-year performance period,
        except for the accrual of dividend equivalents on the Component A Performance Shares that actually vest.</P>

</TD></TR>
<TR>
    <TD STYLE="background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt; border-left: Black 1px solid; border-bottom: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Component B</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>(Relative TSR)</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>37.5% Target</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: justify; padding: 5pt 5pt 5pt 14pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; text-indent: -9pt"><FONT STYLE="font-size: 10pt">&bull;&nbsp;&nbsp;Component B, representing 37.5% of the target dollar amount of Performance Shares granted, for which the number of shares of Fulton common stock that may be received upon vesting of the Performance Shares will be determined based on Fulton&rsquo;s TSR during the period from May 1, 2018 through March 31, 2021 relative to that of the 2018 Peer Group.</FONT></TD></TR>
<TR>
    <TD STYLE="background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt; border-left: Black 1px solid; border-bottom: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Component C</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>(Time-Based</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>with Profit</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>Trigger)</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>25% Target</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-top: 5pt; padding-right: 5pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-bottom: 5pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 14pt; text-align: justify; text-indent: -9pt">&bull;&nbsp;&nbsp;Component C, representing 25% of
        target dollar amount for the Executives, unless the HR Committee has exercised discretion to vary the award (from 0 to 37.5% of
        the targeted amount of Performance Shares).</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 14pt; text-align: justify; text-indent: -9pt">&bull;&nbsp;&nbsp;All the Named Executive Officers
        received a Component C award at 25 % of target. The Executives will receive all or none of these Performance Shares, subject to
        achievement of the Profit Trigger.</P>

</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Performance Shares that
actually vest, together with dividend equivalents accrued during the performance period on those Performance Shares, are settled
in shares of Fulton common stock on a 1-for-1 basis after the expiration of the three-year performance period and satisfaction
of vesting criteria under the 2013 Plan. Further, Components A and B are adjusted after their respective one- and three-year performance
periods, but are forfeited if the corresponding threshold performance level for ROA or TSR is not achieved. In addition, Components
A and C are designed to be forfeited if the Profit Trigger is not achieved. Finally, unless waived by the HR Committee upon an
eligible retirement, if the Executive does not satisfy the continuous service requirement in the 2013 Plan, all Performance Shares
awarded are forfeited.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The following table
depicts the grant date fair value of the Performance Shares, the total number of Performance Shares at target performance, and
the allocation of the Performance Shares among Components A, B and C granted to each of the Executives on May 1, 2018.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD STYLE="width: 22%; padding-left: 5pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-top: Black 1px solid; text-align: center; vertical-align: middle"><FONT STYLE="font-size: 10pt"><B>Executive</B></FONT></TD>
    <TD STYLE="width: 17%; text-align: center; border: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Grant Date</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>Fair Value</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>of Performance</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>Shares <SUP>1</SUP></B></FONT></TD>
    <TD STYLE="width: 15%; text-align: center; border-bottom: Black 1px solid; border-top: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Total</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>Performance</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>Shares</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>Awarded <SUP>2</SUP></B></FONT></TD>
    <TD STYLE="width: 16%; text-align: center; border: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Component A</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>(ROA Goal)</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>Shares</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>Awarded <SUP>3</SUP></B></FONT></TD>
    <TD STYLE="width: 16%; text-align: center; border-bottom: Black 1px solid; border-top: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Component B</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>(TSR Goal)</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>Shares</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>Awarded</B></FONT></TD>
    <TD STYLE="width: 14%; text-align: center; border: Black 1px solid"><FONT STYLE="font-size: 10pt"><B>Component C</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>Shares</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>Awarded</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">E. Philip Wenger</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: right; padding-right: 30pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">$1,134,491</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">73,187</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: center; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">27,445</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">27,445</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: center; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">18,297</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">Mark R. McCollom</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: right; padding-right: 30pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">$386,381</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">24,926</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: center; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;9,348</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;9,348</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: center; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;6,230</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">Curtis J. Myers</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: right; padding-right: 30pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">$463,673</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">29,912</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: center; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">11,217</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">11,217</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: center; border-right: Black 1px solid">&nbsp;&nbsp;<FONT STYLE="font-size: 10pt">7,478</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">Angela M. Snyder</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: right; padding-right: 30pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">$262,512</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">16,935</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: center; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;6,351</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;6,351</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: center; border-right: Black 1px solid">&nbsp;&nbsp;<FONT STYLE="font-size: 10pt">4,233</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); text-align: justify; padding-left: 5pt"><FONT STYLE="font-size: 10pt">Meg R. Mueller</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: right; padding-right: 30pt; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">$262,512</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">16,935</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: center; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;6,351</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;6,351</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: center; border-right: Black 1px solid"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;4,233</FONT></TD></TR>
</TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>
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<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>1</SUP> See note 4 to the Summary Compensation
Table on Page 52 for additional information regarding the grant date fair value of the Performance Shares.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>2</SUP> Shares listed do not include
accrued dividend equivalents. Mr.&nbsp;Rohrbaugh did not receive a Performance Share Award in 2018.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>3</SUP> Based on Fulton&rsquo;s ROA
for the year ended December 31, 2018, the number of Component A Performance Shares that may vest, subject to the achievement of
the Profit Trigger, has been reduced to: 22,351 shares for Mr.&nbsp; Wenger; 7,613 shares for Mr.&nbsp;McCollom; 9,135 shares for
Mr.&nbsp;Myers and 5,172 shares for Ms. Snyder and Ms. Mueller. Such shares may be further reduced to zero if the Profit Trigger
is not met at the end of the performance period.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">47</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"><I><U>Employee
Stock Purchase Plan:</U> </I>The Employee Stock Purchase Plan (&ldquo;ESPP&rdquo;) was designed to advance the interests of
Fulton and its shareholders by encouraging Fulton&rsquo;s employees and the employees of its subsidiary banks and other
subsidiaries to acquire a stake in the future of Fulton by purchasing shares of the common stock of Fulton. During 2018,
Fulton limits payroll deduction and annual employee participation in the ESPP to the lessor of $7,500 or 15% of a
participant&rsquo;s pay. The Executives participating in the ESPP are eligible to purchase shares through the ESPP at a
discount, currently 15%, on the same basis as other Fulton employees participating in the ESPP.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"><I><U>Defined
Contribution Plan &ndash; 401(k) Plan:</U> </I>Fulton provides a qualified defined contribution plan, in the form of a 401(k)
Plan, to the Executives and other employees and provides for employer matching contributions that satisfy a
non-discrimination &ldquo;safe-harbor&rdquo; available to 401(k) retirement plans. This safe-harbor employer matching
contribution is equal to 100% of each dollar a participant elects to contribute to the 401(k) Plan, but the amount of
contributions that are matched by Fulton is limited to 5% of eligible compensation. The Executives participating in the
401(k) Plan are eligible to receive the same employer matching contribution as other Fulton employees participating in the
401(k) Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"><I><U>Deferred
Compensation Plan:</U> </I>Fulton&rsquo;s nonqualified deferred compensation plan permits directors and advisory board
members to elect to defer receipt of cash director fees and certain eligible senior officers can elect to defer receipt of
cash compensation. It also enables Fulton to credit certain senior officers, including the Executives, with full employer
matching contributions each year equal to the contributions they would have otherwise been eligible to receive under the
401(k) Plan, if not for the limits imposed by the Internal Revenue Code, as amended (the &ldquo;Tax Code&rdquo;) on the
amount of compensation that can be taken into account under a tax-qualified retirement plan. Fulton&rsquo;s deferred
compensation contributions for the Executives in 2018 are stated in footnote 8 of the &ldquo;Summary Compensation
Table&rdquo; on Page 52. The deferred compensation plan accounts of each participant are held and invested under the Fulton
Nonqualified Deferred Compensation Benefits Trust, with FFA, serving as trustee. The participants are permitted to
individually direct the investment of the deferred amounts into various investment options under the Nonqualified Deferred
Compensation Benefits Trust.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"><I><U>Death
Benefits:</U> </I>The estates of each of the Executives are eligible for a payment equal to two (2) times base salary (plus
an amount equal to applicable individual income taxes due on such amounts) from Fulton pursuant to individual Death Benefit
Agreements between Fulton and each Executive, should the Executive die while actively employed by Fulton. Upon the
Executive&rsquo;s retirement, the post retirement benefit payable upon the individual&rsquo;s death is reduced to $5,000 for
Mr.&nbsp;Wenger, Mr.&nbsp;Myers and Ms. Snyder in their Death Benefit Agreements, while the Death Benefit Agreements for the
other Executives do not provide for any retiree death benefit payment. Fulton does not provide retiree death benefits for its
full-time employees unless specifically provided for in an employee&rsquo;s Death Benefit Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"><I><U>Health,
Dental and Vision Benefits:</U> </I>Fulton offers a comprehensive benefits package for health, dental and vision insurance
coverage to all full-time employees, including the Executives, and their eligible spouses and children. Fulton pays a portion
of the premiums for the coverage selected, and the amount paid varies with each health, dental and vision plan. All of the
Executives have elected one of the standard employee coverage plans available.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"><I><U>Other Executive
Benefits:</U></I> Fulton provides the Executives with a variety of perquisites and other personal benefits that the HR Committee
believes are necessary to facilitate the conduct of Fulton&rsquo;s business by the Executives and are reasonable and consistent
with the overall compensation program for the CEO and the other Executives. In addition, these benefits enable Fulton to attract
and retain talented senior officers for key positions, as well as provide the Executives and other senior officers with opportunities
to be involved in their communities and directly interact with current and prospective customers of Fulton. The 2018 amounts are
included in the &ldquo;All Other Income&rdquo; column of the &ldquo;Summary Compensation Table&rdquo; on Page 52 of this Proxy
Statement. The Executives are provided with company-owned automobiles or a car allowance, club memberships and other executive
benefits consistent with their positions. Fulton does not have a direct or indirect interest in any corporate aircraft. Generally,
the Executives travel on commercial aircraft, by train or in vehicles provided by Fulton. In addition, if spouses accompany an
Executive when traveling on business or attending a corporate event, Fulton pays the travel and other expenses associated with
certain spousal travel for the Executive. Fulton also includes spousal travel and personal vehicle use as part of the Executive&rsquo;s
reported W-2 income.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 33%; text-align: justify">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></TD>
    <TD STYLE="width: 34%; text-align: center; vertical-align: bottom"><FONT STYLE="font-size: 10pt">48</FONT></TD>
    <TD STYLE="width: 33%; text-align: justify">&nbsp;</TD></TR>
</TABLE>
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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right; text-indent: 36pt"><IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="width: 36pt; text-align: justify; border-bottom: Black 1px solid; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 10pt"><B><A NAME="d350126b010"></A><A NAME="d350126a070"></A>10. </B></FONT></TD>
    <TD STYLE="text-align: justify; border-bottom: Black 1px solid; background-color: rgb(207,210,221)"><B>Employment Agreements</B></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Fulton believes that
a company should provide reasonable severance benefits to employees. For most employees, Fulton has a policy that, in general,
provides for severance benefits to be paid upon a reduction in force or position elimination. These severance arrangements are
intended to provide the employees with a sense of security in making the commitment to dedicate their professional careers to the
success of Fulton. With respect to the Executives and certain other employees, the severance benefits provided reflect the fact
that it may be difficult for them to find comparable employment within a reasonable period of time. The levels of these benefits
for the Executives in the event of a change in control of Fulton are discussed in footnote 6 in the &ldquo;Potential Payments Upon
Termination and Golden Parachute Compensation Table&rdquo; on Page 59 under &ldquo;Termination Without Cause or for Good Reason
&ndash; Upon or After a Change in Control&rdquo;.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Fulton has entered into
employment agreements with certain of its key employees, including each of the Executives. Fulton&rsquo;s employment agreement
with Mr.&nbsp;Wenger was entered into on June 1, 2006, and amended on November 12, 2008. Fulton&rsquo;s employment agreement with
Mr.&nbsp;Rohrbaugh was entered into on November 1, 2012 and expired by its terms on December 31, 2017. In addition, Fulton entered
into separate employment agreements and change in control agreements with the other Executives, all effective as of January 1,
2018. The employment agreements and change in control agreements with the Executives (individually, an &ldquo;Employment Agreement,&rdquo;
and collectively, the &ldquo;Employment Agreements&rdquo;), continue until terminated, and each provides that the Executive is
to receive a base salary, which is set annually, is entitled to participate in Fulton&rsquo;s incentive bonus programs as in effect
from time to time, and will participate in Fulton&rsquo;s retirement plans, welfare benefit plans and other benefit programs.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The Employment Agreements
with the Executives contain restrictions on the sharing of confidential information, as well as non-competition and non-solicitation
covenants that continue for one year following termination of employment. The non-competition and non-solicitation covenants will
not apply if the Executive terminates employment for good reason or if the Executive&rsquo;s employment is terminated without cause,
as defined in the Employment Agreements. These provisions of the Employment Agreements are further outlined in the &ldquo;Potential
Payments Upon Termination and Golden Parachute Compensation Table&rdquo; section on Page 59. The Employment Agreements Fulton executed
with the Executives do not contain an excise tax gross-up for taxes applicable to termination payments as a result of the Executive&rsquo;s
termination, except that the Employment Agreement executed with Mr.&nbsp; Wenger, the only legacy agreement, provides for an excise
tax gross up. The Employment Agreements with the other Executives provide that, in the event a payment to be made in connection
with their termination of employment would result in the imposition of an excise tax under Section 4999 of the Tax Code, such payment
would be retroactively reduced, if necessary, to the extent required to avoid such excise tax imposition and, if any portion of
the amount payable the Executive is determined to be non-deductible pursuant to the regulations promulgated under Section 280G
of the Tax Code, Fulton would be required to pay to the Executive only the amount determined to be deductible under Section 280G.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="width: 36pt; text-align: justify; border-bottom: Black 1px solid; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 10pt"><B><A NAME="d350126b011"></A><A NAME="d350126a071"></A>11. </B></FONT></TD>
    <TD STYLE="text-align: justify; border-bottom: Black 1px solid; background-color: rgb(207,210,221)"><B>Compensation Plan Risk Review</B></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">At its February 2019
meeting, the HR Committee conducted its annual risk review of all compensation plans in effect as of December 31, 2018. At this
meeting, Beth Ann L. Chivinski, Fulton&rsquo;s Chief Risk Officer (&ldquo;CRO&rdquo;), discussed her review of Fulton&rsquo;s compensation
plans. The CRO informed the HR Committee that based on her review, the design of Fulton&rsquo;s compensation plans do not appear
to promote undue risk-taking. The HR Committee considered various factors that have the effect of mitigating risk and, with the
assistance of Fulton&rsquo;s CRO, Legal and Human Resources staff members, reviewed Fulton&rsquo;s compensation policies to determine
whether any portion of such compensation encourages excessive risk-taking. The HR Committee has reviewed and considered all of
such plans and practices and does not believe that Fulton&rsquo;s compensation policies and practices create risks that are reasonably
likely to have a material adverse effect on Fulton.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">49</P>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="width: 36pt; text-align: justify; border-bottom: Black 1px solid; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 10pt"><B><A NAME="d350126b012"></A><A NAME="d350126a072"></A>12.</B></FONT></TD>
    <TD STYLE="text-align: justify; border-bottom: Black 1px solid; background-color: rgb(207,210,221)"><B>Other Compensation Elements</B></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"><I><U>Discussion of
Equity Award Process:</U></I> Fulton does not have a formal written policy as to when equity awards are granted during the year.
In March 2018, Fulton awarded Performance Shares and time-based restricted stock units to eligible participants under the 2013
Plan with a grant date of May 1, 2018, so that the equity awards could be considered by the HR Committee at the same time as the
cash incentive awards under the 2013 Plan. Fulton does not backdate options or grant options retroactively, and does not coordinate
option grants with the release of positive or negative corporate news. The 2013 Plan, which amended and restated the 2004 Stock
Option and Compensation Plan, does not permit the award of discounted options, the reload of stock options, or the re-pricing of
stock options. Pursuant to the terms of the 2013 Plan, option prices are determined based on the closing price on the grant date.
Under the 2013 Plan, an option exercise price may not be less than 100% of the fair market value of Fulton&rsquo;s stock on the
date of grant. The 2013 Plan defines fair market value to be the closing price on the date of grant, or if no sales of shares were
reported on any stock exchange or quoted on any interdealer quotation system on that day, the price on the next preceding trading
day on which such price was quoted.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"><I><U>Stock Hedging
and Pledging Policy and Stock Trading Procedures:</U></I> Fulton has adopted an Insider Trading Policy to facilitate securities
law compliance in a number of areas. Pursuant to this policy, which was last updated in 2018, Fulton requires that all directors,
officers, and employees of Fulton and its affiliates adhere to certain procedures when trading in Fulton common stock or any other
security issued by Fulton or its subsidiaries. Among other requirements, directors, officers and employees of Fulton and its subsidiaries
that know of material, non-public information about Fulton may not (i) buy or sell Fulton stock while the information remains non-public,
or (ii) disclose the information to relatives, friends or any other person. In addition, the Executives and directors of Fulton
and Fulton&rsquo;s banking subsidiaries and certain other officers are prohibited from engaging in speculative transactions involving
Fulton&rsquo;s securities. This prohibition encompasses &ldquo;short sales&rdquo; and &ldquo;puts,&rdquo; along with other trading
that anticipates a decline in price. These instruments can involve &ldquo;a bet against Fulton,&rdquo; raise issues about the insider
knowledge of the person involved or create a conflict of interest and are therefore prohibited by Fulton&rsquo;s policy. Since
2014 Fulton&rsquo;s Insider Trading Policy has prohibited the pledging of shares, but grandfathered any pledges made prior to the
amendment in 2014. None of the Fulton&rsquo;s current directors or the Named Executive Officers currently pledge any shares of
Fulton common stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"><I><U>Stock Ownership
Guidelines:</U></I> Fulton believes that broad-based stock ownership by non-employee directors, officers and employees is an effective
method to align the interests of its directors, officers and employees with the interests of its shareholders. In 2009, Fulton
first adopted Governance Guidelines that included formal Fulton common stock ownership guidelines for non-employee directors and
the Executives. The director ownership guideline was updated in September 2013, to require each director to own at least $175,000
of eligible Fulton common stock, within the later of five (5) full calendar years of first becoming a director, or five (5) full
calendar years after the guideline was changed.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">In December 2018, Fulton
updated its non-employee director stock ownership guideline, effective January&nbsp;1, 2019, to require each non-employee director
to own at least $300,000 of eligible Fulton equity, within the later of five&nbsp;(5) full calendar years of first becoming a director,
or five (5) full calendar years after the guideline was amended. Current Fulton directors have until December 31, 2023 to achieve
this new and enhanced equity ownership .guideline. Similar stock ownership guidelines exists for the Executives. The guidelines
for the Executives were last updated and approved in 2017, with the recommended ownership guidelines calculated as a multiple of
the Executive&rsquo;s annual base salary, depending upon the position of the Executive as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse; margin-left: 36pt">
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD STYLE="text-align: left; width: 57%; border: Black 1px solid; padding-left: 5pt; vertical-align: middle"><FONT STYLE="font-size: 10pt"><B>Executive Position</B></FONT></TD>
    <TD STYLE="text-align: center; width: 7%; border-top: Black 1px solid; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font-size: 10pt"><B>CEO</B></FONT></TD>
    <TD STYLE="text-align: center; width: 14%; border: Black 1px solid; vertical-align: middle"><FONT STYLE="font-size: 10pt"><B>President</B></FONT></TD>
    <TD STYLE="text-align: center; width: 7%; border-top: Black 1px solid; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font-size: 10pt"><B>CFO</B></FONT></TD>
    <TD STYLE="text-align: center; width: 15%; border: Black 1px solid; vertical-align: middle"><FONT STYLE="font-size: 10pt"><B>Other</B><BR>
<B>Executives</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); text-align: justify; border-right: Black 1px solid; padding-left: 5pt; padding-right: 5pt"><FONT STYLE="font-size: 10pt"><B>Fulton
    Common Stock Ownership Guideline as a Multiple of Annual Base Salary</B></FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font-size: 10pt">3.0</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font-size: 10pt">1.5</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font-size: 10pt">1.5</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font-size: 10pt">1.0</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Compliance with the
stock ownership guidelines is determined annually based on stock ownership and the closing price of Fulton&rsquo;s common stock
as of December 31 of the prior year. Ownership excludes stock options and other unvested restricted stock or Performance Share
Awards, but includes all other shares beneficially owned and reported on an individual&rsquo;s Form 3, Form 4 or Form 5 filed with
the SEC, including shares owned individually, deferred vested stock unit awards, shares held in retirement accounts, indirect ownership
and jointly held shares of Fulton common stock. Once an Executive or director has achieved the ownership guideline, he or she remains</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 33%; text-align: justify">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></TD>
    <TD STYLE="width: 34%; text-align: center; vertical-align: bottom"><FONT STYLE="font-size: 10pt">50</FONT></TD>
    <TD STYLE="width: 33%; text-align: justify">&nbsp;</TD></TR>
</TABLE>

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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right; text-indent: 36pt"><IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">in compliance with the ownership guideline
regardless of changes in base salary or the price of Fulton&rsquo;s common stock, as long as he or she retains the same number
of shares or a higher amount. However, if an Executive is promoted to CEO, President or CFO with a base salary increase, he or
she would be permitted to satisfy the new stock ownership requirement for the new position and base salary over a period of five
(5) full calendar years. Except for Mr.&nbsp;McCollom, all of the Executives currently employed by Fulton have satisfied the stock
ownership guidelines as of December 31, 2018. Mr.&nbsp;McCollom is required to achieve his targeted stock ownership by December
31, 2022 to satisfy the stock ownership guideline for his position.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">As of December 31, 2018,
all of Fulton&rsquo;s directors have satisfied the existing $175,000 ownership guideline, except Director Snyder. Under the current
stock ownership guideline, Director Snyder was required to achieve the targeted stock ownership level by December 31, 2021. With
the enhanced director ownership guideline that became effective January 1, 2019, the directors have until December 31, 2023 to
achieve the new $300,000 stock ownership guideline.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"><I><U>Management
Succession:</U> </I>The topic of management succession is discussed and reviewed at least annually at Fulton. At the December
2018 meeting of the Board of Directors, during an executive session of the Board of Directors, senior officers in
Fulton&rsquo;s Human Resources Department discussed and reviewed the succession planning processes used by management to
identify successors for each Executive at Fulton.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"><I><U>Clawback
Policies:</U> </I>In 2016, the HR Committee amended Fulton&rsquo;s Compensation Recovery Clawback Policy (&ldquo;Clawback
Policy&rdquo;) to govern clawback provisions for all participants, including the Executives, in the 2013 Plan, and subject to
limited exceptions, other incentive compensation plans. The Clawback Policy identifies the events, such as: 1) a restatement
of Fulton&rsquo;s, or any affiliate&rsquo;s, financial statements (other than a restatement caused by a change in applicable
accounting rules or interpretations), the result of which is that any performance-based compensation paid would have been
lower, had it been calculated based on such restated results; 2) the discovery that a performance metric or calculation used
in determining performance-based compensation was materially inaccurate; 3) a violation of Fulton&rsquo;s Code of Conduct,
the result of which creates a significant financial or reputational impact for Fulton; and 4) a departing or departed
employee has allegedly violated the non-solicitation restrictions set forth in Fulton&rsquo;s employment policies or such
employee&rsquo;s employment agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">In addition, the Dodd-Frank
Wall Street Reform and Consumer Protection Act mandates that the SEC adopt rules that require publicly traded companies to adopt
a formal clawback policy. Pending final clawback rules from the SEC, the HR Committee will continue to monitor and consider the
use of clawbacks and update the Clawback Policy for any new or amended compensation agreements and plans with the Executives and
other employees. During 2018, the HR Committee was not asked to consider any instance or situation where a clawback may have been
required or attempted for a Named Executive Officer or other officer of Fulton.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Human Resources Committee Report</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The HR Committee reviewed
and discussed the foregoing Compensation Discussion and Analysis with management and, based on the review and discussions, the
HR Committee recommended to the Board of Directors that the Compensation Discussion and Analysis above be incorporated in Fulton&rsquo;s
Annual Report on Form 10-K for the year ended December 31, 2018, and the 2019 Proxy Statement, as applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">As described above in
the Compensation Discussion and Analysis section, in performing its compensation risk evaluation, the HR Committee met with the
CRO regarding the material risks facing Fulton, and consulted with Legal and Human Resources personnel about Fulton&rsquo;s various
compensation plans. Based on the foregoing review, the HR Committee concluded that Fulton&rsquo;s compensation policies and practices
in 2018 did not create risks that are reasonably likely to have a material adverse effect on Fulton.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>Human Resources Committee</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">Denise L. Devine, Chair<BR>
 Mark F. Strauss,
Vice Chair <BR>
Patrick J. Freer <BR>
George W. Hodges<BR>
 Ronald H. Spair</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">51</P>

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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221); font-size: 10pt">
    <TD COLSPAN="10" STYLE="text-align: center; font-size: 10pt"><B><A NAME="d350126a073"></A>SUMMARY COMPENSATION TABLE</B></TD></TR>
<TR>
    <TD COLSPAN="10">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD STYLE="width: 26%; border-top: Black 1px solid; border-left: Black 1px solid; padding-right: 10pt; padding-left: 5pt">Name and Principal<BR>
    Position <SUP>1</SUP></TD>
    <TD STYLE="width: 5%; text-align: center; border-top: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt; vertical-align: bottom">Year</TD>
    <TD STYLE="width: 7%; text-align: center; padding-right: 3pt; padding-left: 3pt; border-top: Black 1px solid; border-left: Black 1px solid">Salary <SUP>2</SUP></TD>
    <TD STYLE="width: 5%; text-align: center; padding-right: 3pt; padding-left: 3pt; border-top: Black 1px solid; border-left: Black 1px solid">Bonus <SUP>3</SUP></TD>
    <TD STYLE="width: 8%; text-align: center; padding-right: 3pt; padding-left: 3pt; border-top: Black 1px solid; border-left: Black 1px solid">Stock<BR>
    Awards <SUP>4</SUP></TD>
    <TD STYLE="width: 8%; text-align: center; padding-right: 3pt; padding-left: 3pt; border-top: Black 1px solid; border-left: Black 1px solid">Option<BR>
    Awards <SUP>5</SUP></TD>
    <TD STYLE="width: 12%; text-align: center; border-top: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">Non-Equity<BR>
    Incentive Plan<BR>
    Compensation&nbsp;<SUP>6</SUP></TD>
    <TD STYLE="width: 9%; text-align: center; padding-right: 3pt; padding-left: 3pt; border-top: Black 1px solid; border-left: Black 1px solid">Change in<BR>
    Pension<BR>
    Value and<BR>
    Non-qualified<BR>
    Deferred<BR>
    Compensation<BR>
    Earnings <SUP>7</SUP></TD>
    <TD STYLE="width: 11%; text-align: center; padding-right: 3pt; border-top: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt">All Other<BR>
    Compensation&nbsp;<SUP>8</SUP></TD>
    <TD STYLE="width: 9%; text-align: center; padding-right: 3pt; padding-left: 3pt; border-top: Black 1px solid; border-right: Black 1px solid; border-left: Black 1px solid">Total</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 10pt; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 3pt; padding-left: 3pt; text-align: right; vertical-align: middle">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-left: Black 1px solid; border-bottom: Black 1px solid">($)</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-left: Black 1px solid; border-bottom: Black 1px solid">($)</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-left: Black 1px solid; border-bottom: Black 1px solid">($)</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-left: Black 1px solid; border-bottom: Black 1px solid">($)</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid">($)</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-left: Black 1px solid; border-bottom: Black 1px solid">($)</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid">($)</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-left: Black 1px solid; border-right: Black 1px solid; border-bottom: Black 1px solid">($)</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="3" STYLE="background-color: rgb(207,210,221); padding: 5pt 10pt 5pt 5pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">E. Philip Wenger</P>
        <P STYLE="font: 3pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
        <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">Chairman and Chief Executive Officer of Fulton</P>

</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle; padding-right: 3pt; padding-left: 3pt">2018</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">1,017,482</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">1,134,491</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">566,051</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">118,936</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle">2,836,960</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt; vertical-align: middle">2017</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">992,665</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">1,182,002</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">892,422</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">107,889</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle">3,174,978</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt; vertical-align: middle">2016</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">968,454</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">1,202,927</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">700,119</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">88,680</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle">2,960,180</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="3" STYLE="background-color: rgb(207,210,221); padding: 5pt 10pt 5pt 5pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">Mark R. McCollom <SUP>9</SUP></P>
        <P STYLE="font: 3pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
        <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">Senior Executive Vice President and Chief Financial
        Officer of Fulton</P>

</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle; padding-right: 3pt; padding-left: 3pt">2018</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">425,000</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">386,381</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">194,714</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">29,229</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle">1,035,324</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt; vertical-align: middle">2017</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">49,038</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">125,000</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">249,984</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">1,325</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle">425,422</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt; vertical-align: middle">2016</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">-</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">-</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">-</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">-</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle">-</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="3" STYLE="background-color: rgb(207,210,221); padding: 5pt 10pt 5pt 5pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">Philmer H. Rohrbaugh <SUP>10</SUP></P>
        <P STYLE="font: 3pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
        <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">Senior Executive Vice President and Chief Financial
        Officer of Fulton</P>

</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle; padding-right: 3pt; padding-left: 3pt">2018</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">164,578</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">40,124</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">23,095</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle">227,797</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt; vertical-align: middle">2017</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">528,316</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">426,051</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">279,391</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">16,336</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle">1,250,094</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt; vertical-align: middle">2016</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">506,075</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">374,185</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">225,457</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">16,299</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle">1,122,016</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="3" STYLE="background-color: rgb(207,210,221); padding: 5pt 10pt 5pt 5pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">Curtis J. Myers</P>
        <P STYLE="font: 3pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
        <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">President and Chief Operating Officer of Fulton</P>

</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle; padding-right: 3pt; padding-left: 3pt">2018</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">510,000</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">463,673</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">233,657</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">65,477</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle">1,272,807</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt; vertical-align: middle">2017</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">417,480</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">285,757</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">225,836</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">50,261</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle">979,334</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt; vertical-align: middle">2016</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">388,113</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">259,561</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">184,354</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">55,107</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle">887,135</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="3" STYLE="background-color: rgb(207,210,221); padding: 5pt 10pt 5pt 5pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">Angela M. Snyder <SUP>11</SUP></P>
        <P STYLE="font: 3pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
        <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">Senior Executive Vice President and Head of Consumer
        Banking</P>

</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle; padding-right: 3pt; padding-left: 3pt">2018</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">385,000</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">262,512</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">125,991</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">42,861</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle">816,364</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt; vertical-align: middle">2017</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">-</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">-</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">-</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">-</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle">-</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt; vertical-align: middle">2016</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">-</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">-</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">-</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">-</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle">-</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="3" STYLE="background-color: rgb(207,210,221); padding: 5pt 10pt 5pt 5pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">Meg R. Mueller</P>
        <P STYLE="font: 3pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
        <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">Senior Executive Vice President and Head of Commercial
        Business</P>

</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle; padding-right: 3pt; padding-left: 3pt">2018</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">385,000</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">262,512</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">125,991</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">11,516</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle">785,019</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt; vertical-align: middle">2017</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">344,884</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">238,699</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">186,565</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">7,843</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle">777,991</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt; vertical-align: middle">2016</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">317,945</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">197,979</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">143,791</TD>
    <TD STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">0</TD>
    <TD STYLE="text-align: right; padding-right: 17pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: middle">3,634</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle">663,349</TD></TR>
</TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

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<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>1</SUP> Titles and positions listed
are as of Fulton&rsquo;s fiscal year-end of December 31, 2018, except for Mr.&nbsp;Rohrbaugh who ceased to serve as Fulton&rsquo;s
Chief Financial Officer effective March 1, 2018 and retired as a member of Fulton&rsquo;s senior management effective March&nbsp;30,
2018.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>2</SUP> This represents the base salary
amounts paid to and earned by each of the Executives named in this table for the years indicated. On March 19, 2019, upon the
recommendation of the HR Committee, the Board of Directors approved 2019 annual base salaries for Mr.&nbsp; Wenger, Mr.&nbsp;
McCollom, Mr.&nbsp; Myers, Ms. Snyder and Ms. Mueller to $1,048,822, $435,625, $561,000, $394,625 and $394,625, respectively,
with the changes to the annual base salaries to be effective with the biweekly pay period that includes April 1, 2019.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>3</SUP> The HR Committee did not award
any bonus payments in 2018, 2017 or 2016 to the Executives, except Mr.&nbsp;McCollom received a cash bonus upon his acceptance
of employment with Fulton and a discretionary 2017 bonus approved by the HR Committee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
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    <TD STYLE="width: 34%; font: 10pt Times New Roman, Times, Serif; text-align: center; vertical-align: bottom"><FONT STYLE="font-size: 10pt">52</FONT></TD>
    <TD STYLE="width: 33%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
</TABLE>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: bold 8pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>4</SUP> Amounts represent the grant
date fair values of Performance Shares, except that the amount listed for Mr.&nbsp;McCollom under 2017 represents the grant date
fair value, based on $18.00 per share, of a time-based restricted stock unit award of 13,888 shares, which will vest three years
from the date of grant. There were no forfeitures of Performance Shares during 2018, 2017 and 2016 by any of the Executives.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following is a summary of the grant
date fair values of the Performance Shares granted to the Executives in 2018, 2017 and 2016.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD STYLE="width: 30%; border-top: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt; padding-top: 5pt">Name</TD>
    <TD STYLE="width: 10%; text-align: center; border-top: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt; padding-top: 5pt">Grant Date</TD>
    <TD STYLE="width: 14%; text-align: center; border-top: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt; padding-top: 5pt">Performance Share<BR>
    Grant Date Fair<BR>
    Value Assuming<BR>
    Highest<BR>
    Performance<BR>
    Level Achieved</TD>
    <TD STYLE="width: 13%; text-align: center; border-top: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt; padding-top: 5pt">Number of<BR>
    Performance<BR>
    Shares Granted<BR>
    to Executive</TD>
    <TD STYLE="width: 11%; text-align: center; border-top: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt; padding-top: 5pt">Per Share<BR>
    Grant Date<BR>
    Fair Value<BR>
    With<BR>
    Non-Market<BR>
    Conditions</TD>
    <TD STYLE="width: 11%; text-align: center; border-top: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt; padding-top: 5pt">Per Share<BR>
    Grant Date<BR>
    Fair Value<BR>
    With<BR>
    Market<BR>
    Conditions</TD>
    <TD STYLE="width: 11%; text-align: center; border-top: Black 1px solid; border-right: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt; padding-top: 5pt">Weighted<BR>
    Average Per<BR>
    Share Grant<BR>
    Date<BR>
    Fair Value</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt">($)</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt">(#)</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt">($)</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt">($)</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 5pt; padding-left: 5pt">($)</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt">5/1/2018</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">1,545,754</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">73,187</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">17.05</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">12.92</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 20pt; padding-left: 5pt">15.36</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; padding-left: 5pt">E. Philip Wenger</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt">5/1/2017</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">1,620,832</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">65,102</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">18.70</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">17.25</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 20pt; padding-left: 5pt">18.17</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt">5/1/2016</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">1,604,382</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">92,265</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">13.99</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">11.23</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 20pt; padding-left: 5pt">13.01</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt">5/1/2018</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">526,461</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">24,926</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">17.05</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">12.92</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 20pt; padding-left: 5pt">15.36</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; padding-left: 5pt">Mark R. McCollom <SUP>9</SUP></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt">5/1/2017</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 20pt; padding-left: 5pt">-</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt">4/1/2016</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 20pt; padding-left: 5pt">-</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt">5/1/2018</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 20pt; padding-left: 5pt">-</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; padding-left: 5pt">Philmer H. Rohrbaugh <SUP>10</SUP></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt">5/1/2017</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">566,166</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">23,387</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">18.70</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">17.25</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 20pt; padding-left: 5pt">18.17</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt">4/1/2016</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">496,279</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">28,657</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">13.99</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">11.23</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 20pt; padding-left: 5pt">13.01</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt">5/1/2018</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">631,760</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">29,912</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">17.05</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">12.92</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 20pt; padding-left: 5pt">15.36</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; padding-left: 5pt">Curtis J. Myers</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt">5/1/2017</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">391,831</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">15,738</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">18.70</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">17.25</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 20pt; padding-left: 5pt">18.17</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt">5/1/2016</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">354,307</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">20,036</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">13.99</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">11.23</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 20pt; padding-left: 5pt">13.01</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt">5/1/2018</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">357,682</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">16,935</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">17.05</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">12.92</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 20pt; padding-left: 5pt">15.36</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; padding-left: 5pt">Angela M. Snyder <SUP>11</SUP></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt">5/1/2017</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 20pt; padding-left: 5pt">-</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt">5/1/2016</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 20pt; padding-left: 5pt">-</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt">5/1/2018</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">357,682</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">16,935</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">17.05</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">12.92</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 20pt; padding-left: 5pt">15.36</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; padding-left: 5pt">Meg R. Mueller</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt">5/1/2017</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">327,317</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">13,147</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">18.70</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">17.25</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 20pt; padding-left: 5pt">18.17</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 5pt; padding-left: 5pt">4/1/2016</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">270,232</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 5pt">15,281</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">13.99</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 5pt">11.23</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 20pt; padding-left: 5pt">13.01</TD></TR>
</TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In the table above, the per share grant
date fair value for Performance Shares with non-market-based performance conditions was equal to the closing price of Fulton common
stock on the date the shares were granted. The per-share grant date fair value for Performance Shares granted with market-based
performance conditions is estimated based on the use of a Monte Carlo valuation methodology. For additional information concerning
the valuation of Performance Shares with market-based performance conditions granted in 2018, 2017 and 2016, including the assumptions
made in determining those valuations, see Fulton&rsquo;s Annual Report on Form 10-K for the years ended December 31, 2018, December
31, 2017 and December 31, 2016, respectively, under Item 8 &ndash; Financial Statements and Supplementary Data, &ldquo;Note 15
&ndash; Stock-Based Compensation Plans.&rdquo; <SUP></SUP></P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>&nbsp;</SUP></P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>5</SUP> Fulton did not grant options in 2018, 2017 or 2016 to the Executives
and there were no forfeitures of options during those periods by any of the Executives. Options granted in 2006 expired unexercised
in 2016, including the following number of option held by the Executives: Mr.&nbsp;Wenger &ndash; 24,000; Mr.&nbsp;Myers &ndash;
5,500; Ms. Snyder &ndash; 9,000; and Ms. Mueller &ndash; 4,710.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>6</SUP> The VCP Awards reported in
this column are substantially based on performance goal achievement and on individual scorecard results as described further beginning
on Page 43.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>7</SUP> Fulton has determined that
the Executives did not receive above-market earnings on their nonqualified deferred compensation plan accounts, and therefore,
such earnings are not required to be reported in this column for 2018, 2017 or 2016. All participants in the nonqualified deferred
compensation plan, which also includes senior officers other than the Executives, are permitted to select various investment options
listed in footnote 2 of the &ldquo;Nonqualified Deferred Compensation Table&rdquo; on Page 58. The rate of return for an individual
participant&rsquo;s account is based on the performance of the various investment options selected by each participant.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">53</P>


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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>8</SUP> All Other Compensation includes
Fulton&rsquo;s payments for qualified employer matching contributions, nonqualified employer matching contributions, club membership
fees, automobile perquisites, plus other personal benefits received by each of the Executives. The methodology used to calculate
the aggregate incremental cost of perquisites and other personal benefits was to use the amount disbursed for the items. Where
a benefit involved assets owned by Fulton, an estimate of the incremental cost was used. The automobile perquisite amounts include
the financial benefit that the Executive received, such as the personal use value of a company-owned automobile or the taxable
automobile allowance, as reported on the Executive&rsquo;s W-2. The &ldquo;Other Perquisites&rdquo; column in the table below
includes personal travel, and other small benefits that individually are less than the greater of $25,000, or ten percent of all
perquisites received by the Executive. For a short period following Mr. Rohrbaugh&rsquo;s retirement in 2018, he was engaged as
an independent contractor and paid $150.00 per hour and reimbursed for expenses related to projects for Fulton. Mr. Rohrbaugh
was paid a total of $17,550 during 2018 under this arrangement and this amount has been included under Other Compensation and
Perquisites in the table below.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD STYLE="width: 23%; border-left: Black 1px solid; border-top: Black 1px solid; padding-right: 3pt; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="width: 5%; text-align: center; border-left: Black 1px solid; border-top: Black 1px solid; padding-right: 3pt; padding-left: 3pt">&nbsp;</TD>
    <TD STYLE="width: 12%; text-align: center; border-left: Black 1px solid; border-top: Black 1px solid; padding-right: 3pt; padding-left: 3pt"><B>Qualified</B><BR>
    <B>Retirement</B><BR>
    <B>Plan</B><BR>
    <B>Company</B><BR>
    <B>Contribution</B></TD>
    <TD STYLE="width: 13%; text-align: center; border-left: Black 1px solid; border-top: Black 1px solid; padding-right: 3pt; padding-left: 3pt"><B>Nonqualified</B><BR>
    <B>Deferred</B><BR>
    <B>Compensation</B><BR>
    <B>Plan</B><BR>
    <B>Company</B><BR>
    <B>Contribution</B></TD>
    <TD STYLE="width: 12%; text-align: center; border-left: Black 1px solid; border-top: Black 1px solid; padding-right: 3pt; padding-left: 3pt"><B>Club</B><BR>
    <B>Memberships</B></TD>
    <TD STYLE="width: 11%; text-align: center; border-left: Black 1px solid; border-top: Black 1px solid; padding-right: 3pt; padding-left: 3pt"><B>Automobile</B><BR>
    <B>Perquisites</B></TD>
    <TD STYLE="width: 10%; text-align: center; border-left: Black 1px solid; border-top: Black 1px solid; padding-right: 3pt; padding-left: 3pt"><B>Other</B><BR>
    <B>Compensation</B><BR>
    <B>and</B><BR>
    <B>Perquisites</B></TD>
    <TD STYLE="width: 14%; text-align: center; border-right: Black 1px solid; border-left: Black 1px solid; border-top: Black 1px solid; padding-right: 3pt; padding-left: 3pt"><B>Total All Other</B><BR>
    <B>Compensation</B></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 5pt"><B>Name</B></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt"><B>Year</B></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">($)</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">($)</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">($)</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">($)</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">($)</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 3pt; padding-left: 3pt">($)</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; padding-right: 3pt; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="background-color: rgb(207,210,221); text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">2018</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">13,750</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 3pt">81,745</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">16,988</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">3,426</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">3,027</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 23pt; padding-left: 3pt">118,936</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; padding-right: 3pt; padding-left: 5pt">E. Philip Wenger</TD>
    <TD STYLE="background-color: rgb(207,210,221); text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">2017</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">13,500</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 3pt">71,139</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">17,547</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">3,600</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">2,103</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 23pt; padding-left: 3pt">107,889</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="background-color: rgb(207,210,221); text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">2016</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">13,250</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 3pt">52,827</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">16,303</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">3,510</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">2,790</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 23pt; padding-left: 3pt">88,680</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; padding-right: 3pt; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="background-color: rgb(207,210,221); text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">2018</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 3pt">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">12,200</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">15,000</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">2,029</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 23pt; padding-left: 3pt">29,229</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; padding-right: 3pt; padding-left: 5pt">Mark R. McCollom <SUP>9</SUP></TD>
    <TD STYLE="background-color: rgb(207,210,221); text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">2017</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 3pt">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">1,250</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">75</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 23pt; padding-left: 3pt">1,325</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="background-color: rgb(207,210,221); text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">2016</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 3pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 23pt; padding-left: 3pt">-</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; padding-right: 3pt; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="background-color: rgb(207,210,221); text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">2018</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 3pt">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">5,545</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">17,550</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 23pt; padding-left: 3pt">23,095</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; padding-right: 3pt; padding-left: 5pt">Philmer H. Rohrbaugh <SUP>10</SUP></TD>
    <TD STYLE="background-color: rgb(207,210,221); text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">2017</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 3pt">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">14,664</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">150</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">1,522</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 23pt; padding-left: 3pt">16,336</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="background-color: rgb(207,210,221); text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">2016</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 3pt">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">13,832</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">1,567</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">900</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 23pt; padding-left: 3pt">16,299</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; padding-right: 3pt; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="background-color: rgb(207,210,221); text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">2018</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">13,750</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 3pt">23,368</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">16,753</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">2,919</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">8,687</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 23pt; padding-left: 3pt">65,477</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; padding-right: 3pt; padding-left: 5pt">Curtis J. Myers</TD>
    <TD STYLE="background-color: rgb(207,210,221); text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">2017</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">13,500</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 3pt">16,592</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">15,985</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">3,284</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">900</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 23pt; padding-left: 3pt">50,261</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="background-color: rgb(207,210,221); text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">2016</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">13,042</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 3pt">13,681</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">17,078</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">3,306</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">8,000</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 23pt; padding-left: 3pt">55,107</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; padding-right: 3pt; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="background-color: rgb(207,210,221); text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">2018</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">13,315</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 3pt">11,951</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">8,589</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">1,569</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">7,437</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 23pt; padding-left: 3pt">42,861</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; padding-right: 3pt; padding-left: 5pt">Angela M. Snyder <SUP>11</SUP></TD>
    <TD STYLE="background-color: rgb(207,210,221); text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">2017</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 3pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 23pt; padding-left: 3pt">-</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="background-color: rgb(207,210,221); text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">2016</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 3pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">-</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 23pt; padding-left: 3pt">-</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; padding-right: 3pt; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="background-color: rgb(207,210,221); text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">2018</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 3pt">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">4,168</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">833</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">6,515</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 23pt; padding-left: 3pt">11,516</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; padding-right: 3pt; padding-left: 5pt">Meg R. Mueller</TD>
    <TD STYLE="background-color: rgb(207,210,221); text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">2017</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 3pt">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">3,587</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">3,356</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">900</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 23pt; padding-left: 3pt">7,843</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="background-color: rgb(207,210,221); text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">2016</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 23pt; padding-left: 3pt">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">0</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">3,342</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt">292</TD>
    <TD STYLE="text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 23pt; padding-left: 3pt">3,634</TD></TR>
</TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>9 </SUP>Mr.&nbsp;McCollom was hired
on November 20, 2017 and he became Fulton&rsquo;s Chief Financial Officer effective March, 2, 2018.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>10</SUP> Mr.&nbsp;Rohrbaugh ceased
to serve as Fulton&rsquo;s Chief Financial Officer March 1, 2018 and retired as a member of Fulton&rsquo;s senior management effective
March 30, 2018. Effective April 1, 2018 his annual base salary was reduced to $125,000 once he ceased to be a member of Fulton&rsquo;s
senior management. He continued as an employee of Fulton until June 2, 2018, after which Mr.&nbsp;Rohrbaugh provided services
to Fulton as an independent contractor until June 30, 2018. The additional compensation he received as an independent contractor
has been included under All Other Compensation.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>11</SUP> Ms. Snyder became a Named
Executive Officer of Fulton for the first time in 2018. Pursuant to SEC rules, Ms. Snyder&rsquo;s compensation for 2017 and 2016
is not included.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
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    <TD STYLE="width: 34%; font: 10pt Times New Roman, Times, Serif; text-align: center; vertical-align: bottom"><FONT STYLE="font-size: 10pt">54</FONT></TD>
    <TD STYLE="width: 33%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
</TABLE>

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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR>
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: right"><IMG SRC="header_footer.jpg" ALT=""></TD>
    <TD>&nbsp;</TD></TR>
<TR>
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221); font-size: 10pt">
    <TD STYLE="width: 36pt; background-color: White; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: center"><B><A NAME="d350126a074"></A>GRANTS OF PLAN-BASED AWARDS
    TABLE</B></TD>
    <TD STYLE="width: 36pt; background-color: White; font-size: 10pt">&nbsp;</TD></TR>
</TABLE>

<P STYLE="margin: 0; font: 8pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD STYLE="border-left: Black 1px solid; border-top: Black 1px solid; padding-right: 2pt; padding-left: 2pt">&nbsp;</TD>
    <TD STYLE="border-left: Black 1px solid; border-top: Black 1px solid; padding-right: 2pt; padding-left: 2pt">&nbsp;</TD>
    <TD STYLE="border-left: Black 1px solid; border-top: Black 1px solid; padding-right: 2pt; padding-left: 2pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: center; border-left: Black 1px solid; border-top: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">Estimated Future or Possible<BR>
    Payouts Under Non-Equity<BR>
    Incentive Plan Awards <SUP>2</SUP></TD>
    <TD COLSPAN="3" STYLE="text-align: center; border-left: Black 1px solid; border-top: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">Estimated Future or Possible<BR>
    Payouts Under Equity<BR>
    Incentive<BR>
    Plan Awards <SUP>3</SUP></TD>
    <TD STYLE="text-align: center; border-left: Black 1px solid; border-top: Black 1px solid; padding-right: 2pt; padding-left: 2pt">All<BR>
    Other<BR>
    Stock<BR>
    Awards:<BR>
    Number<BR>
    of<BR>
    Shares<BR>
    of Stock </TD>
    <TD STYLE="text-align: center; border-left: Black 1px solid; border-top: Black 1px solid; padding-right: 2pt; padding-left: 2pt">All Other<BR>
    Option<BR>
    Awards:<BR>
    Number of<BR>
    Securities<BR>
    Underlying</TD>
    <TD STYLE="text-align: center; border-left: Black 1px solid; border-top: Black 1px solid; padding-right: 2pt; padding-left: 2pt">Exercise<BR>
    or Base<BR>
    Price of<BR>
    Option</TD>
    <TD STYLE="text-align: center; border-left: Black 1px solid; border-top: Black 1px solid; padding-right: 2pt; padding-left: 2pt">Closing<BR>
    Price on<BR>
    Grant</TD>
    <TD STYLE="text-align: center; border-top: Black 1px solid; border-right: Black 1px solid; border-left: Black 1px solid; padding-right: 2pt; padding-left: 2pt">Grant<BR>
    Date Fair<BR>
    Value of<BR>
    Stock and<BR>
    Option</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD STYLE="width: 19%; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">Name</TD>
    <TD STYLE="text-align: center; width: 6%; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">Grant<BR>
    Date</TD>
    <TD STYLE="text-align: center; width: 6%; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">Approval<BR>
    Date <SUP>1</SUP></TD>
    <TD STYLE="text-align: center; width: 6%; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">Threshold<BR>
    ($)</TD>
    <TD STYLE="text-align: center; width: 6%; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">Target<BR>
    ($)</TD>
    <TD STYLE="text-align: center; width: 6%; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">Maximum<BR>
    ($)</TD>
    <TD STYLE="text-align: center; width: 6%; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">Threshold<BR>
    (#)</TD>
    <TD STYLE="text-align: center; width: 6%; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">Target<BR>
    (#)</TD>
    <TD STYLE="text-align: center; width: 6%; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">Maximum<BR>
    (#)</TD>
    <TD STYLE="width: 6%; text-align: center; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">or Units<BR>
    (#)</TD>
    <TD STYLE="width: 7%; text-align: center; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">Options<BR>
    (#)</TD>
    <TD STYLE="text-align: center; width: 7%; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">Awards<BR>
    ($/Sh)</TD>
    <TD STYLE="text-align: center; width: 7%; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">Date<BR>
    ($/Sh)</TD>
    <TD STYLE="text-align: center; width: 6%; border-left: Black 1px solid; border-bottom: Black 1px solid; border-right: Black 1px solid; padding-right: 2pt; padding-left: 2pt">Awards <SUP>4</SUP><BR>
    ($)</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">E. Philip Wenger</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">5/1/2018</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">3/20/2018</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">32,019</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">73,187</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">100,632</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">17.05</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; border-right: Black 1px solid; padding-right: 2pt; padding-left: 2pt">1,134,491</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">E. Philip Wenger</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">3/20/2018</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">216,215</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">864,860</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">1,297,290</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; border-right: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">Mark R. McCollom</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">5/1/2018</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">3/20/2018</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">10,904</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">24,926</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">34,274</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">17.05</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; border-right: Black 1px solid; padding-right: 2pt; padding-left: 2pt">386,381</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">Mark R. McCollom</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">3/20/2018</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">74,375</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">297,500</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">446,250</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; border-right: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">Philmer H. Rohrbaugh</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">3/20/2018</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">15,326</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">61,305</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">91,957</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; border-right: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">Curtis J. Myers</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">5/1/2018</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">3/20/2018</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">13,086</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">29,912</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">41,129</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">17.05</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; border-right: Black 1px solid; padding-right: 2pt; padding-left: 2pt">463,673</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">Curtis J. Myers</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">3/20/2018</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">89,250</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">357,000</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">535,500</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; border-right: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">Angela M. Snyder</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">5/1/2018</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">3/20/2018</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">7,409</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">16,935</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">23,286</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">17.05</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; border-right: Black 1px solid; padding-right: 2pt; padding-left: 2pt">262,512</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">Angela M. Snyder</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">3/20/2018</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">48,125</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">192,500</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">288,750</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; border-right: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">Meg R. Mueller</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">5/1/2018</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">3/20/2018</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">7,409</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">16,935</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">23,286</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">17.05</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; border-right: Black 1px solid; padding-right: 2pt; padding-left: 2pt">262,512</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">Meg R. Mueller</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">3/20/2018</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">48,125</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">192,500</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">288,750</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD>
    <TD STYLE="text-align: right; border-left: Black 1px solid; border-bottom: Black 1px solid; border-right: Black 1px solid; padding-right: 2pt; padding-left: 2pt">-</TD></TR>
</TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 36pt; text-align: justify">&nbsp;</P>

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<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 36pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 36pt; text-align: justify"><SUP>1 </SUP>The grants of Performance
Shares were approved at the March 2018 HR Committee and Board of Directors meetings, pursuant to the 2013 Plan, with a grant date
of May 1, 2018. Based on the recommendation of the HR Committee, the independent directors of the Board of Directors also approved
the non-equity incentive plan awards under the 2013 Plan on March 21, 2018.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 36pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 36pt; text-align: justify"><SUP>2</SUP> The Executives were eligible
to receive VCP Awards for 2018 pursuant to the 2013 Plan that is discussed beginning on Page 43. Amounts are calculated based
on 2018 base salary paid while employed as an Executive.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 36pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 36pt; text-align: justify"><SUP>3</SUP> The amounts in this column
represent the number of Performance Shares granted to the Executives on May 1, 2018 based on the closing price of $17.05 for Fulton&rsquo;s
common stock on that date. The Performance Shares were allocated among three components, Component A, Component B and Component
C for each of the Executives, as set forth in the table on Page 46. Performance Shares may become earned and vested based on the
actual performance level achieved, over various performance periods with respect to the following performance measures: (i) Component
A Performance Shares may be earned and vested based on the actual performance level achieved with respect to an absolute ROA target
for 2018 and subject to satisfaction of the Profit Trigger; (ii) Component B Performance Shares may be become earned and vested
based on the actual performance level achieved with respect to the relative TSR for the period of May 1, 2018 through March 31,
2021; and (iii) Component C Performance Shares may be earned and vested if the Profit Trigger is achieved. With respect to Component
A Performance Shares and Component B Performance Shares, the actual number of Performance Shares earned and vested will be based
on the actual performance level and will be interpolated on a straight-line basis for pro-rata achievement of the performance
goals, if applicable, rounded down to the nearest whole number. Performance Shares also accrue dividend equivalents, which will
be added to the award upon vesting on May 1, 2021.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 36pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 36pt; text-align: justify"><SUP>4</SUP> See Note 4 to the Summary
Compensation Table on Page 52 for additional information regarding the grant date fair value of the Performance Shares. The grant
date fair value of each equity award is computed in accordance with FASB ASC Topic 718.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">55</P>


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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221); font-size: 10pt">
    <TD COLSPAN="10" STYLE="text-align: center; font-size: 10pt"><A NAME="d350126a075"></A><B>OUTSTANDING EQUITY AWARDS AT FISCAL YEAR-END
    TABLE</B></TD></TR>
<TR>
    <TD COLSPAN="10">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-top: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="5" STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-top: Black 1px solid">Option Awards</TD>
    <TD COLSPAN="4" STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border: Black 1px solid">Stock Awards</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD STYLE="width: 20%; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">Name</TD>
    <TD STYLE="width: 8%; text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">Number of<BR>
    Securities<BR>
    Underlying<BR>
    Unexercised<BR>
    Options<BR>
    (#)<BR>
    Exercisable </TD>
    <TD STYLE="width: 7%; text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">Number of<BR>
    Securities<BR>
    Underlying<BR>
    Unexercised<BR>
    Options<BR>
    (#)<BR>
    Unexercisable</TD>
    <TD STYLE="width: 10%; text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">Equity<BR>
    Incentive<BR>
    Plan Awards:<BR>
    Number of<BR>
    Securities<BR>
    Underlying<BR>
    Unexercised<BR>
    Unearned<BR>
    Options<BR>
    (#)</TD>
    <TD STYLE="width: 6%; text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">Option<BR>
    Exercise<BR>
    Price<BR>
    ($)</TD>
    <TD STYLE="width: 9%; text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">Option<BR>
    Expiration<BR>
    Date</TD>
    <TD STYLE="width: 10%; text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">Number of<BR>
    Shares or<BR>
    Units of<BR>
    Stock That<BR>
    Have Not<BR>
    Vested<BR>
    (#)</TD>
    <TD STYLE="width: 10%; text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">Market<BR>
    Value of<BR>
    Shares or<BR>
    Units of<BR>
    Stock That<BR>
    Have Not<BR>
    Vested<BR>
    ($)</TD>
    <TD STYLE="width: 10%; text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">Equity<BR>
    Incentive<BR>
    Plan<BR>
    Awards:<BR>
    Number of<BR>
    Unearned<BR>
    Shares,<BR>
    Units or<BR>
    Other<BR>
    Rights That<BR>
    Have Not<BR>
    Vested<BR>
    (#)</TD>
    <TD STYLE="width: 10%; text-align: center; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">Equity<BR>
    Incentive<BR>
    Plan Awards:<BR>
    Market or<BR>
    Payout Value<BR>
    of Unearned<BR>
    Shares, Units<BR>
    or Other<BR>
    Rights That<BR>
    Have Not<BR>
    Vested<BR>
    ($) <SUP>1</SUP></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">E. Philip Wenger</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">86,901 <SUP>2</SUP></TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">1,345,232</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">E. Philip Wenger</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">57,458 <SUP>3</SUP></TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">889,454</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">E. Philip Wenger</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">69,373 <SUP>4</SUP></TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">1,073,895</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">Mark R. McCollom</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">23,627 <SUP>4</SUP></TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">365,745</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">Mark R. McCollom</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">14,335</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">221,904</TD>
    <TD STYLE="text-align: right; padding-right: 9pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">Philmer H. Rohrbaugh</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">27,069 <SUP>2</SUP></TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">419,028</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">Philmer H. Rohrbaugh</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">21,060 <SUP>3</SUP></TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">326,014</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">Curtis J. Myers</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">5,158</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">5.270</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">6/30/2019</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 9pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">Curtis J. Myers</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">7,500</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">9.475</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">6/30/2020</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 9pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">Curtis J. Myers</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">12,375</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">10.880</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">6/30/2021</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 9pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">Curtis J. Myers</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">11,263</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">10.475</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">3/31/2022</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 9pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">Curtis J. Myers</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">10,877</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">11.580</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">3/31/2023</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 9pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">Curtis J. Myers</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">18,644 <SUP>2</SUP></TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">288,611</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">Curtis J. Myers</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">13,889 <SUP>3</SUP></TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">215,007</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">Curtis J. Myers</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">28,353 <SUP>4</SUP></TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">438,907</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">Angela M. Snyder</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">5,911 <SUP>2</SUP></TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">91,501</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">Angela M. Snyder</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">4,074 <SUP>3</SUP></TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">63,059</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">Angela M. Snyder</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">16,052 <SUP>4</SUP></TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">248,488</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">Meg R. Mueller</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">11,250</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">10.880</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">6/30/2021</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">14,219 <SUP>2</SUP></TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">220,112</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">Meg R. Mueller</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">11,400</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">10.475</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">3/31/2022</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">11,603 <SUP>3</SUP></TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">179,618</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">Meg R. Mueller</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">11,554</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">11.580</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">3/31/2023</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">-</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">16,052 <SUP>4</SUP></TD>
    <TD STYLE="text-align: right; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">248,488</TD></TR>
</TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT"><DIV STYLE="font-size: 1pt; border-top: Black 1px solid; width: 25%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>1</SUP> Market value of Performance
Shares shown is based on the closing price of Fulton common stock of $15.48 on December 31, 2018, the last trading day of 2018.
The number of Performance Shares includes dividend equivalents for all dividends that have been paid by Fulton from the Performance
Share grant date through December 31, 2018.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Performance Shares are allocated among
three components, Component A, Component B and Component C, for each of the Executives. Performance Shares allocated to Component
A are presented based on actual ROA performance during the first year of the performance period; Performance Shares allocated
to Component B are presented assuming the target level of performance for 2016, 2017 and 2018, based on relative TSR performance
through December 31, 2018; and Performance Shares allocated to Component C are presented using the actual number of shares granted,
since the number of shares that may vest upon completion of the performance period will not change. All such Performance Shares
are subject to the achievement of the applicable performance criteria for the designated performance period, and continued service
with Fulton on the vesting date. The actual earning and vesting of these Performance Shares could vary materially from the amounts
in the table at the end of the performance period. Dividend equivalents accrued during the performance period, which may be earned
and vest on the Performance Shares, are included in the number of Performance Shares.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>2</SUP> Performance Shares granted
on May 1, 2016. If the performance criteria is achieved and other requirements under the 2013 Plan are satisfied, these Performance
Shares will vest on May 1, 2019.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>3</SUP> Performance Shares granted
on May 1, 2017. If the performance criteria are achieved and other requirements under the 2013 Plan are satisfied, these Performance
Shares will vest on May 1, 2020.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>4</SUP> Performance Shares granted
on May 1, 2018. If the performance criteria are achieved and other requirements under the 2013 Plan are satisfied, these Performance
Shares will vest on May 1, 2021.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 33%; font: 10pt Times New Roman, Times, Serif"><IMG SRC="header_footer.jpg" ALT=""></TD>
    <TD STYLE="width: 34%; font: 10pt Times New Roman, Times, Serif; text-align: center; vertical-align: bottom"><FONT STYLE="font-size: 10pt">56</FONT></TD>
    <TD STYLE="width: 33%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
</TABLE>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: bold 8pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221); font-size: 10pt">
    <TD COLSPAN="5" STYLE="font-size: 10pt; text-align: center"><B><A NAME="d350126a076"></A>OPTION EXERCISES AND STOCK
    VESTED TABLE <SUP>1</SUP></B></TD></TR>
</TABLE>

<P STYLE="margin: 0; font: 8pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 90%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD STYLE="border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; padding-right: 3pt; padding-left: 3pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">Option Awards</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border: Black 1px solid; padding-right: 3pt; padding-left: 3pt">Stock Awards</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD STYLE="width: 35%; font-size: 10pt; text-align: center; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">Name</TD>
    <TD STYLE="width: 15%; font-size: 10pt; text-align: center; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">Number of<BR>
    Shares<BR>
    Acquired<BR>
    on Exercise</TD>
    <TD STYLE="width: 20%; font-size: 10pt; text-align: center; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">Value Realized<BR>
    on Exercise</TD>
    <TD STYLE="width: 15%; font-size: 10pt; text-align: center; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">Number of<BR>
    Shares<BR>
    Acquired<BR>
    on Vesting</TD>
    <TD STYLE="width: 15%; font-size: 10pt; text-align: center; border-right: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt">Value Realized<BR>
    on Vesting <SUP>2</SUP></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; padding-right: 3pt; padding-left: 3pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">(#)</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">($)</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">(#)</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; border-right: Black 1px solid; padding-right: 3pt; padding-left: 3pt">($)</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); font-size: 10pt; padding-right: 3pt; padding-left: 5pt">E. Philip Wenger</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">0</TD>
    <TD STYLE="font-size: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt; text-align: right">0</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">77,940</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; border-right: Black 1px solid; padding-right: 20pt; padding-left: 3pt">1,383,426</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); font-size: 10pt; padding-right: 3pt; padding-left: 5pt">Mark R. McCollom</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">0</TD>
    <TD STYLE="font-size: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt; text-align: right">0</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">0</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; border-right: Black 1px solid; padding-right: 20pt; padding-left: 3pt">0</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); font-size: 10pt; padding-right: 3pt; padding-left: 5pt">Philmer H. Rohrbaugh</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">0</TD>
    <TD STYLE="font-size: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt; text-align: right">0</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">23,703</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; border-right: Black 1px solid; padding-right: 20pt; padding-left: 3pt">420,726</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); font-size: 10pt; padding-right: 3pt; padding-left: 5pt">Curtis J. Myers</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">0</TD>
    <TD STYLE="font-size: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt; text-align: right">0</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">18,392</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; border-right: Black 1px solid; padding-right: 20pt; padding-left: 3pt">326,458</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); font-size: 10pt; padding-right: 3pt; padding-left: 5pt">Angela M. Snyder</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">0</TD>
    <TD STYLE="font-size: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt; text-align: right">0</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">7,241</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; border-right: Black 1px solid; padding-right: 20pt; padding-left: 3pt">128,526</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); font-size: 10pt; padding-right: 3pt; padding-left: 5pt">Meg R. Mueller</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">0</TD>
    <TD STYLE="font-size: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 20pt; padding-left: 3pt; text-align: right">0</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">14,028</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; border-right: Black 1px solid; padding-right: 20pt; padding-left: 3pt">248,997</TD></TR>
</TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT"><DIV STYLE="font-size: 1pt; border-top: Black 1px solid; width: 25%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>1</SUP> Except for Mr.&nbsp;McCollom,
all of the Executives had Performance Shares that vested during 2018.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>2</SUP> Shares that vested on April
1, 2018 for Messrs. Wenger, Rohrbaugh, Myers and Ms. Snyder and Ms. Mueller were valued at $17.75 per share, the closing price
of Fulton&rsquo;s common stock on March 29, 2018, the preceding trading day because April 1, 2018 was not a trading day.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="width: 100%; font-size: 10pt; text-align: center"><B><A NAME="d350126a077"></A>PENSION BENEFITS TABLE <SUP>3</SUP></B></TD></TR>
<TR>
    <TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD></TR>
</TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD STYLE="font-size: 10pt; border-top: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 5pt; width: 36%; text-align: center">Name</TD>
    <TD STYLE="font-size: 10pt; text-align: center; border-top: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt; width: 16%">Plan Name</TD>
    <TD STYLE="font-size: 10pt; text-align: center; border-top: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt; width: 16%">Number of Years<BR>
    Credited Service</TD>
    <TD STYLE="font-size: 10pt; text-align: center; border-top: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt; width: 16%">Present<BR>
    Value of<BR>
    Accumulated<BR>
    Benefit</TD>
    <TD STYLE="font-size: 10pt; text-align: center; border-top: Black 1px solid; border-right: Black 1px solid; border-left: Black 1px solid; padding-right: 3pt; padding-left: 3pt; width: 16%">Payments During<BR>
    Last Fiscal Year</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; padding-right: 3pt; padding-left: 5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; padding-right: 3pt; padding-left: 3pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">(#)</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">($)</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; border-right: Black 1px solid; padding-right: 3pt; padding-left: 3pt">($)</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); font-size: 10pt; padding-right: 3pt; padding-left: 5pt">E. Philip Wenger</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">NA</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">-</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">-</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; border-right: Black 1px solid; padding-right: 3pt; padding-left: 3pt">-</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); font-size: 10pt; padding-right: 3pt; padding-left: 5pt">Mark R. McCollom</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">NA</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">-</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">-</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; border-right: Black 1px solid; padding-right: 3pt; padding-left: 3pt">-</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); font-size: 10pt; padding-right: 3pt; padding-left: 5pt">Philmer H. Rohrbaugh</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">NA</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">-</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">-</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; border-right: Black 1px solid; padding-right: 3pt; padding-left: 3pt">-</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); font-size: 10pt; padding-right: 3pt; padding-left: 5pt">Curtis J. Myers</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">NA</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">-</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">-</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; border-right: Black 1px solid; padding-right: 3pt; padding-left: 3pt">-</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); font-size: 10pt; padding-right: 3pt; padding-left: 5pt">Angela M. Snyder</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">NA</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">-</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">-</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; border-right: Black 1px solid; padding-right: 3pt; padding-left: 3pt">-</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); font-size: 10pt; padding-right: 3pt; padding-left: 5pt">Meg R. Mueller</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">NA</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">-</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">-</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; border-right: Black 1px solid; padding-right: 3pt; padding-left: 3pt">-</TD></TR>
</TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>3</SUP> During 2018, none of the Executives
participated in or had an account balance in any qualified or nonqualified defined benefit plans sponsored by Fulton or any Fulton
subsidiary bank.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">57</P>


<!-- Field: Page; Sequence: 6 -->
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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: bold 8pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221); font-size: 10pt">
    <TD COLSPAN="6" STYLE="font-size: 10pt; text-align: center"><A NAME="d350126a078"></A><B>NONQUALIFIED DEFERRED COMPENSATION
    TABLE</B></TD></TR>
<TR>
    <TD COLSPAN="6" STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="vertical-align: top; font-size: 10pt; text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-top: Black 1px solid; padding-right: 3pt; padding-left: 3pt; width: 25%">Name</TD>
    <TD STYLE="vertical-align: bottom; font-size: 10pt; text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-top: Black 1px solid; padding-right: 3pt; padding-left: 3pt; width: 15%">Executive<BR>
    Contributions in<BR>
    Last FY<BR>
    ($)</TD>
    <TD STYLE="vertical-align: bottom; font-size: 10pt; text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-top: Black 1px solid; padding-right: 3pt; padding-left: 3pt; width: 15%">Registrant<BR>
    Contributions in<BR>
    Last FY <SUP>1</SUP><BR>
    ($)</TD>
    <TD STYLE="vertical-align: bottom; font-size: 10pt; text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-top: Black 1px solid; padding-right: 3pt; padding-left: 3pt; width: 15%">Aggregate<BR>
    Earnings in<BR>
    Last FY <SUP>2</SUP><BR>
    ($)</TD>
    <TD STYLE="vertical-align: bottom; font-size: 10pt; text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-top: Black 1px solid; padding-right: 3pt; padding-left: 3pt; width: 15%">Aggregate<BR>
    Withdrawals/<BR>
    Distributions<BR>
    ($)</TD>
    <TD STYLE="vertical-align: bottom; font-size: 10pt; text-align: center; border: Black 1px solid; padding-right: 3pt; padding-left: 3pt; width: 15%">Aggregate Balance<BR>
    at Last FYE <SUP>3</SUP><BR>
    ($)</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); font-size: 10pt; padding-right: 3pt; padding-left: 5pt">E. Philip Wenger</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">167,953</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">81,745</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">(97,816)</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">0</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; border-right: Black 1px solid; padding-right: 20pt; padding-left: 3pt">1,589,208</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); font-size: 10pt; padding-right: 3pt; padding-left: 5pt">Mark R. McCollom</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">0</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">0</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">0</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">0</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; border-right: Black 1px solid; padding-right: 20pt; padding-left: 3pt">0</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); font-size: 10pt; padding-right: 3pt; padding-left: 5pt">Philmer H. Rohrbaugh</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">0</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">0</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">0</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">0</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; border-right: Black 1px solid; padding-right: 20pt; padding-left: 3pt">0</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); font-size: 10pt; padding-right: 3pt; padding-left: 5pt">Curtis J. Myers</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">39,231</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">23,368</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">(21,613)</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">0</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; border-right: Black 1px solid; padding-right: 20pt; padding-left: 3pt">341,810</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); font-size: 10pt; padding-right: 3pt; padding-left: 5pt">Angela M. Snyder</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">70,369</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">11,951</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">(25,289)</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">0</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; border-right: Black 1px solid; padding-right: 20pt; padding-left: 3pt">362,290</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221); font-size: 10pt; padding-right: 3pt; padding-left: 5pt">Meg R. Mueller</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">0</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">0</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; padding-right: 20pt; padding-left: 3pt">45</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: center; padding-right: 3pt; padding-left: 3pt">0</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; font-size: 10pt; text-align: right; border-right: Black 1px solid; padding-right: 20pt; padding-left: 3pt">2,651</TD></TR>
</TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT"><DIV STYLE="font-size: 1pt; border-top: Black 1px solid; width: 25%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>1</SUP> Fulton&rsquo;s contributions
toward nonqualified deferred compensation for each of the Executives are listed in this column. The Executives&rsquo; contributions
are matched at the same 100% of the first 5% of compensation deferred as provided in the 401(k) Plan. However, while the Executives
were permitted to contribute up to 100% of their eligible salary and cash bonus during 2018, these matching contributions are
made based on an Executive&rsquo;s eligible salary and bonus that exceeds the federal limit of $275,000 for 2018. See the table
contained in footnote 8 of the &ldquo;Summary Compensation Table&rdquo; on Page 52. Amounts listed as Registrant Contributions
in this Nonqualified Deferred Compensation Table are also included as part of the Executives&rsquo; &ldquo;Total All Other Compensation&rdquo;
in the Summary Compensation Table. 2018 contributions were credited to each of the Executive&rsquo;s accounts in early 2019.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>2</SUP> The Executives direct the
investment of their Nonqualified Deferred Compensation contributions into various standard investment options offered from a set
menu of investment funds. In 2018, the available investment funds included Federated Total Return Bond Fund (FTRBX), Fidelity
Advisory Diversified International Fund (FZABX), FMI International Institutional (FMIYX), Goldman Sachs Core Fixed Income Fund
(GSFIX), Janus Henderson Enterprise I (JMGRX), Vanguard Mid Cap Value Index Fund (VMVAX), Goldman Sachs Financial Square Government
Fund (FGTXX), MFS Value Fund I (MEIIX), Vanguard Inflation Protected Securities Fund (VAIPX), T. Rowe Price Growth Stock Fund
(PRGFX), T. Rowe Price Retirement 2010 (TRPAX), T. Rowe Price Retirement 2020 (TRBRX), T. Rowe Price Retirement 2030 (TRPCX),
T. Rowe Price Retirement 2040 (TRPDX), T. Rowe Price Retirement 2050 (TRPMX), T. Rowe Price Retirement 2060 (TRPLX), Vanguard
500 Index Fund (VFIAX), Vanguard Mid-Cap Index Fund (VIMAX), Vanguard Short-Term Bond Index Fund (VBIRX), Vanguard Small-Cap Growth
Index Fund (VSGAX), Vanguard Small-Cap Index Fund (VSMAX), Vanguard Small-Cap Value Index Fund (VSIAX), Vanguard STAR Fund (VGSTX)
and Vanguard Windsor II Fund (VWNAX). The Executives may change their individual elections by completing a new election form.
Accumulated balances in the Deferred Compensation Plan become payable upon the later of a participant attaining age 62, or the
participant&rsquo;s separation of service from Fulton. Participants in the Deferred Compensation Plan, including the Executives,
may elect to receive benefits either in a single, lump sum payment, or in equal monthly or annual installments over a period of
not more than twenty (20) years. Participants are permitted to request withdrawals from contributions credited prior to January
1, 2005 and earnings thereon, to defray certain medical expenses or prevent eviction or foreclosure from the participant&rsquo;s
principal residence, and from contributions credited on or after January 1, 2005 and earnings thereon, to alleviate a severe financial
hardship due to injury or illness of the participant or the participant&rsquo;s spouse or dependents, a casualty loss to the participant&rsquo;s
property, imminent foreclosure or eviction from the participant&rsquo;s primary residence or unpaid funeral expenses for the participant&rsquo;s
spouse or dependents. A discussion of the Deferred Compensation Plan is included on Page 48.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>3</SUP> Balances include the 2018
contributions made by Fulton and credited to the Executives&rsquo; accounts in early 2019. The aggregate amounts shown in this
column include the following amounts that were reported as compensation to the Executives in the Summary Compensation Tables in
Fulton&rsquo;s previous proxy statements:</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">- For Mr.&nbsp;Wenger, a total of $891,183 was reported (2007 to 2018);</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">- For Mr.&nbsp;Myers,
a total of $49,244 was reported (2016 to 2018).</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">- For Ms. Snyder, a total of $11,951 was
reported (2018).</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
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    <TD STYLE="width: 33%; font: 10pt Times New Roman, Times, Serif"><IMG SRC="header_footer.jpg" ALT=""></TD>
    <TD STYLE="width: 34%; font: 10pt Times New Roman, Times, Serif; text-align: center; vertical-align: bottom"><FONT STYLE="font-size: 10pt">58</FONT></TD>
    <TD STYLE="width: 33%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
</TABLE>

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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221); font-size: 10pt">
    <TD COLSPAN="7" STYLE="font-size: 10pt; text-align: center"><A NAME="d350126a079"></A><B>POTENTIAL PAYMENTS UPON TERMINATION
    AND GOLDEN PARACHUTE</B><BR>
    <B>COMPENSATION TABLE</B></TD></TR>
<TR>
    <TD COLSPAN="7">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="7" STYLE="text-align: center; padding-right: 3pt; padding-left: 3pt; border: Black 1px solid"><B>Potential Payments as of December 31, 2018 <SUP>1</SUP></B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 29%; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: left; vertical-align: top"><B>Executive</B></TD>
    <TD STYLE="width: 12%; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: left; vertical-align: top"><B>Voluntary</B><BR>
    <B>Termination <SUP>2</SUP></B><BR>
    <B>or Termination</B><BR>
    <B>for Cause <SUP>3</SUP></B></TD>
    <TD STYLE="width: 13%; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: left; vertical-align: top"><B>Termination</B><BR>
    <B>Without Cause</B><BR>
    <B>or for Good</B><BR>
    <B>Reason &ndash; Before</B><BR>
    <B>a Change in</B><BR>
    <B>Control <SUP>4 5</SUP></B></TD>
    <TD STYLE="width: 13%; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: left; vertical-align: top"><B>Termination</B><BR>
    <B>Without Cause or</B><BR>
    <B>for Good Reason</B><BR>
    <B>&ndash; Upon or After</B><BR>
    <B>a Change in</B><BR>
    <B>Control <SUP>6 7 8</SUP></B></TD>
    <TD STYLE="width: 12%; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: left; vertical-align: top"><B>Termination</B><BR>
    <B>Due to</B><BR>
    <B>Retirement <SUP>9</SUP></B></TD>
    <TD STYLE="width: 12%; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: left; vertical-align: top"><B>Termination</B><BR>
    <B>Due to</B><BR>
    <B>Disability <SUP>10 11</SUP></B></TD>
    <TD STYLE="width: 9%; padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; text-align: left; vertical-align: top"><B>Termination</B><BR>
    <B>Due to</B><BR>
    <B>Death <SUP>12 13</SUP></B></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><B>E. Philip Wenger</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Cash ($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">1,023,241</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">3,831,326</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">1,125,565</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">2,046,482</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Equity ($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">3,308,581</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">3,308,581</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">3,308,581</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Pension/NQDC($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">191,566</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">0</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Perquisites/Benefits($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">12,000</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">74,000</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">18,000</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">0</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Tax Reimbursement($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">1,291,628</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>TOTAL ($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">1,035,241</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">7,405,474</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">4,452,146</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">6,646,691</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><B>Mark R. McCollom</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Cash ($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">619,714</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">1,239,428</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">467,500</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">850,000</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Equity ($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">587,649</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">221,904</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">587,649</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">587,649</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Pension/NQDC($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">61,971</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">0</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Perquisites/Benefits($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">12,000</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">34,000</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">18,000</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">0</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Tax Reimbursement($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">536,474</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>TOTAL ($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">631,714</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">1,923,049</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">221,904</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">1,073,149</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">1,974,123</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><B>Curtis J. Myers</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Cash ($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">743,657</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">1,468,118</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">561,000</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">1,020,000</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Equity ($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">253,417</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">253,417</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">1,195,943</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">253,417</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">1,195,943</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">1,195,943</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Pension/NQDC($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">74,366</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">0</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Perquisites/Benefits($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">12,000</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">34,000</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">18,000</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">0</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Tax Reimbursement($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">643,769</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>TOTAL ($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">253,417</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">1,009,074</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">2,772,427</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">253,417</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">1,774,943</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">2,859,712</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><B>Angela M. Snyder</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Cash ($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">510,991</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">1,021,982</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">423,500</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">770,000</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Equity ($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">403,048</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">403,048</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">403,048</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Pension/NQDC($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">51,099</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">0</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Perquisites/Benefits($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">12,000</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">34,000</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">18,000</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">0</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Tax Reimbursement($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">485,982</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>TOTAL ($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">522,991</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">1,510,129</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">844,548</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">1,659,030</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><B>Meg R. Mueller</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Cash ($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">571,565</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">1,143,130</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">423,500</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">770,000</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Equity ($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">153,868</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">153,868</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">802,085</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">153,868</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">802,085</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">802,085</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Pension/NQDC($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">57,157</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">0</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Perquisites/Benefits($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">12,000</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">34,000</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">18,000</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">0</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Tax Reimbursement($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">485,982</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); padding-right: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>TOTAL ($)</B></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">153,868</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">737,433</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">2,036,372</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">153,868</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid">1,243,585</TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">2,058,067</TD></TR>
</TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

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<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>1</SUP> All amounts listed under Equity
in this table are the value of the Executive&rsquo;s Performance Shares or time-based restricted stock units and vested and &ldquo;in
the money&rdquo; stock options valued based on the closing price of Fulton&rsquo;s common stock of $15.48 on December 31, 2018,
the last trading day of 2018. Mr.&nbsp;Rohrbaugh was not included since he was not employed by Fulton as of December 31, 2018.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">59</P>


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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: bold 8pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>2</SUP> <B>Voluntary Termination:
</B>In the event an Executive&rsquo;s employment is voluntarily terminated by the Executive other than for &ldquo;Good Reason,&rdquo;
which is defined in the Employment Agreement and described in footnote 4 below, Fulton&rsquo;s obligations are limited to the
payment of the Executive&rsquo;s base salary through the effective date of the Executive&rsquo;s termination, together with any
applicable expense reimbursements and all accrued and unpaid benefits and vested benefits in accordance with the applicable employee
benefit plans. No other payments are required, and under the 2013 Plan, unexercised stock options and Performance Shares are forfeited
by the Executive as a result of voluntary termination. The amount listed under Equity is the value of the Executive&rsquo;s vested
and &ldquo;in the money&rdquo; stock options.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>3</SUP> <B>Termination for Cause:
</B>If an Executive&rsquo;s employment is terminated for &ldquo;Cause,&rdquo; Fulton is not obligated to make any further payments
to the Executive under the Employment Agreement, other than amounts (including salary, expense reimbursement, etc.) accrued under
the Employment Agreements as of the date of such termination. Under the 2013 Plan, unexercised stock options and Performance Shares
are forfeited by an Executive terminated for Cause, which is generally defined in the Employment Agreement to include the commission
of certain felonies or misdemeanors, use of alcohol or other drugs which interferes with the performance by the Executive of the
Executive&rsquo;s duties, intentional refusal or failure by the Executive to perform duties, or conduct that brings public discredit
on, or injures the reputation of, Fulton. The value listed under Equity is the value of the Executive&rsquo;s vested and &ldquo;in
the money&rdquo; stock options.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>4</SUP> <B>Termination Without Cause
or for Good Reason &ndash; Before a Change in Control: </B>If an Executive terminates the Executive&rsquo;s employment for &ldquo;Good
Reason&rdquo; or the Executive&rsquo;s employment is terminated by Fulton &ldquo;Without Cause,&rdquo; the Executive is entitled
to receive the Executive&rsquo;s base salary for a period of one year and a cash bonus for the fiscal year in which the termination
date occurs at the target payout level, pro-rated to the date of termination, except that for Mr. Wenger, both the payment and
the amount of the cash bonus shall be at the discretion of the HR Committee and as approved by Fulton&rsquo;s Board of Directors.
The Executive also would continue to participate in employee health and other benefit plans for which the Executive is eligible
during the one-year period. If the Executive is not eligible to continue to participate in any employee benefit plan, the Executive
will be compensated on an annual basis, in advance, for such plan in an amount equal to the cost Fulton would have incurred, had
the Executive been eligible to participate in such plan, plus any permitted gross-up for any taxes applicable thereto. Under the
2013 Plan, unexercised stock options are forfeited by an Executive terminated Without Cause or for Good Reason. Good Reason is
defined in the Employment Agreement to include a breach by Fulton of its material obligations without remedy, a significant change
in the Executive&rsquo;s authority, duties, compensation or benefits, or a relocation of the Executive outside a specified distance
from where the Executive previously was based. Without Cause is defined in the Employment Agreement to include any reason other
than for Cause.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>5</SUP> Cash amount listed for each
Executive includes a severance payment based on the Executive&rsquo;s 2018 base salary. The amounts listed under Cash assume no
discretionary bonus was paid to Mr. Wenger, but the payments to the other Executives in the table assume the payment of their
2018 cash bonuses. Equity amounts listed are the value of unexercised stock options. Perquisites/ Benefits include a monthly estimate
of $1,000 for the value of health and other benefit expenses paid by Fulton for the one-year severance period attributed to each
Executive.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>6</SUP> <B>Termination Without Cause
or for Good Reason &ndash; Upon or After a Change in Control: </B>The Executives and other employees have contributed to the building
of Fulton into the successful enterprise it is today, and Fulton believes that it is important to protect them in the event of
a &ldquo;Change in Control.&rdquo; Further, Fulton believes that the interests of shareholders will be best served if the interests
of the Executives are aligned with them, and providing Change in Control benefits should eliminate or mitigate any reluctance
of the Executives to pursue potential Change in Control transactions that may be in the best interests of shareholders. The HR
Committee has determined that the potential Change in Control benefits it offers the Executives are typical for the financial
services industry and reasonable relative to the overall value of Fulton.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">A Change in Control
with respect to Mr.&nbsp;Wenger is defined in his Employment Agreement to include: the acquisition of the beneficial ownership
of more than 50% of the total fair market value or voting power of the stock of Fulton by any one person or group of persons acting
in concert; a change in the composition of the Board of Directors of Fulton during any period of 12 consecutive months such that
a majority of the Board of Directors is replaced by directors whose appointment or election was not endorsed by a majority of
the Board of Directors before such appointment or election; or the acquisition by any person or group of persons acting in concert
during any 12 month period of 30% or more of the total voting power of the stock of Fulton, or of 40% or more of the total assets
(on a gross fair market value basis) of Fulton.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

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    <TD STYLE="width: 34%; font: 10pt Times New Roman, Times, Serif; text-align: center; vertical-align: bottom"><FONT STYLE="font-size: 10pt">60</FONT></TD>
    <TD STYLE="width: 33%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
</TABLE>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">With respect to the
other Executives in the table, a Change in Control is defined in the Employment Agreements to occur when: during any period of
not more than 36 months, the individuals that constituted Fulton&rsquo;s Board of Directors at the beginning of such period, with
certain exceptions, cease to constitute at least a majority of Fulton&rsquo;s Board of Directors; beneficial ownership of more
than 30% of the outstanding voting power of the stock of Fulton is acquired by any person, with certain exceptions; a merger or
consolidation involving Fulton is consummated, unless at least 50% of the voting power of the resulting entity is represented
by Fulton voting securities outstanding prior to such merger or consolidation, no person beneficially has the power to vote 30%
or more of the voting power of the resulting entity, and at least a majority of the members of the board of directors of the resulting
entity were members of Fulton&rsquo;s Board of Directors prior to the execution of the agreement which effectuated such merger
or consolidation; the sale of all or substantially all of the assets of Fulton is consummated; or Fulton&rsquo;s shareholders
approve a plan of liquidation or dissolution.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">If, during the period
beginning 90 days before a Change in Control and ending two years after such Change in Control, an Executive is terminated by
Fulton Without Cause or an Executive resigns for Good Reason, Fulton would be required to pay the Executive two times the sum
of the Executive&rsquo;s: (i) annual base salary immediately before the Change in Control; and (ii) the highest annual cash bonus
or other incentive compensation awarded to the Executive over the prior three years. The Executive also would be entitled to receive:
(i) an amount equal to that portion of Fulton&rsquo;s retirement plan, 401(k) plan or deferred compensation plan contributions
for the Executive which were not vested, plus the amount of any federal, state or local income taxes due on such amount; (ii)
an amount equivalent to two years of Fulton retirement plan contributions to each tax qualified or nonqualified retirement plan
in which the Executive was a participant immediately prior to the Executive&rsquo;s termination or resignation; (iii) payment
of up to $10,000 for outplacement services; and (iv) continuation of other employee welfare benefits for a period of two years.
With respect to Mr.&nbsp;Wenger, if he would not be eligible to continue to participate in any employee welfare benefit plan,
he would be compensated on an annual basis, in advance, for such plan in an amount equal to the cost Fulton would have incurred,
had he been eligible to participate in such plan, plus any permitted gross-up for any taxes applicable thereto. In addition, Mr.
Wenger would be entitled to receive continuation of other executive perquisites, such as club memberships and an employer-provided
automobile, for a period of two years. The other Executives are not entitled to receive continuation of other executive perquisites,
such as club memberships and employer-provided automobiles, however, the other Executives have the ability to purchase, at book
value, any employer-provided automobile used by the Executive at the time of the their termination.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Mr.&nbsp;Wenger&rsquo;s
Employment Agreement provides that, in the event any payment or distribution by Fulton to or for the benefit of Mr. Wenger would
be subject to excise tax as a Golden Parachute, Mr.&nbsp;Wenger would be entitled to receive an additional payment equal to the
total excise tax imposed. The determination that a &ldquo;gross-up&rdquo; payment is required and its amount is to be made by
a tax adviser and Fulton is responsible for the adviser&rsquo;s fees and expenses. Fulton&rsquo;s compensation consultant advised
the HR Committee in 2006 that this &ldquo;gross-up provision&rdquo; was a typical provision in such agreements. In keeping with
Fulton&rsquo;s objective to offer a competitive contract when they were offered, this provision was included in the Employment
Agreements in 2006, but more recent agreements, such as the agreements with the other Executives do not contain a &ldquo;gross-up
provision.&rdquo; Further, pursuant to the terms of the Employment Agreements for the other Executives, their total payments are
reduced to the extent required to avoid a federal excise tax imposed under Section 280G of the Tax Code.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Generally, the 2013
Plan provides for vesting of unvested stock options and time-based restricted stock units upon termination during the 12-month
period following a Change in Control. However, with respect to Performance Shares, in the event of a Change in Control, all incomplete
performance periods with respect of such Performance Shares in effect on the date the Change in Control occurs shall end on the
date of such change, and the HR Committee shall (i) determine the extent to which performance goals with respect to each such
performance period have been met based upon such audited or unaudited financial information then available as it deems relevant
and (ii) cause such portion or all of the Performance Shares to vest with respect to performance goals for each such performance
period based upon the HR Committee&rsquo;s determination of the degree of attainment of performance goals or, if not determinable,
the values assume the applicable &ldquo;target&rdquo; levels of performance have been attained.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>7</SUP> Cash amounts listed are two times 2018 base salary
as of year-end and the highest VCP Awards paid for the last three years for each Executive. Mr.&nbsp;Myers&rsquo; cash amount
has been reduced by $19,196 pursuant to the terms of the Executive&rsquo;s Employment Agreement, which represents the reduction
required to avoid a federal excise tax imposition pursuant to the regulations promulgated under Section 280G of the Tax Code.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt">61</P>


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<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Equity amount is the
value of all &ldquo;in the money&rdquo; stock options, unvested time-based stock unit awards and unvested Performance Shares,
which would vest as described in the last paragraph of Footnote 6 above, as of December 31, 2018. Perquisites/ Benefits include
$10,000 for outplacement services, $1,000 per month during the severance period for the estimated value of health and other benefit
expenses paid by Fulton attributed to each Executive, and, with respect to Mr.&nbsp;Wenger, an additional $20,000 per year for
club memberships, vehicle and other expenses paid by Fulton, for his severance period.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>8</SUP> Amount listed under Pension/NQDC represents the
aggregate dollar value of Fulton&rsquo;s contributions to the 401(k) Plan, Nonqualified Deferred Compensation Plan and other retirement
benefits as a result of this termination event.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>9</SUP> <B>Termination Due to Retirement: </B>In the event
an Executive terminates his employment due to retirement, Fulton is obligated to pay the Executive&rsquo;s base salary through
the effective date of the Executive&rsquo;s retirement, together with any applicable expense reimbursements and all accrued and
unpaid benefits and vested benefits in accordance with the applicable employee benefit plans. In addition, pursuant to the 2013
Plan, in the event an Executive terminates employment due to retirement at the earlier of (i) achieving age 60 with at least 10
years of service to Fulton or any affiliate or (ii) achieving age 62 with at least five years of service to Fulton or any affiliate,
unvested stock options and time-based restricted stock units awarded under Fulton&rsquo;s plans would automatically vest. Pursuant
to the 2013 Plan, the Performance Shares do not automatically vest upon retirement, but, subject to review and approval by the
HR Committee, performance continues to be measured and the shares may vest based on the original vesting schedule according to
the performance level actually achieved. Assuming that all the Executives attained the earlier of (i) achieving age 60 with at
least 10 years of service to Fulton or any affiliate or (ii) achieving age 62 with at least five years of service to Fulton or
any affiliate and retired as of December 31, 2018. The Executives would generally have one or two years from the date of retirement,
but not beyond the original option expiration date, to exercise their stock options.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>10</SUP> <B>Termination Due to Disability: </B>Following
an Executive&rsquo;s &ldquo;Disability&rdquo;, defined in the Employment Agreements to be a medically determinable physical or
medical impairment that is expected to result in death or to last for at least 12 months, and that either renders the Executive
unable to engage in any substantial gainful activity or qualifies the Executive for benefits under a Fulton disability plan, the
employment of the Executive would terminate automatically, in which event Fulton is not thereafter obligated to make any further
payments under the Employment Agreement, other than amounts (including salary, expense reimbursement, etc.) accrued as of the
date of such termination, plus an amount equal to at least six months&rsquo; base salary as in effect immediately prior to the
date of the Disability. After this six month salary continuation period, for as long as the Executive continues to be disabled,
the Executive will continue to receive at least 60% of the Executive&rsquo;s base salary until the earlier of the Executive&rsquo;s
death or December 31 of the calendar year in which the Executive attains age 65. To the extent it does not duplicate benefits
already being provided, an Executive will also receive those benefits customarily provided by Fulton to disabled former employees,
which benefits shall include, but are not limited to, life, medical, health, accident insurance and a survivor&rsquo;s income
benefit.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>11</SUP> Cash amount for all the Executives is six
months at full salary, then 60% of salary for an assumed period of 12 months. Perquisites/ Benefits include a
monthly estimate of $1,000 for the value of health and other benefit expenses paid by Fulton for an assumed period of 18
months. Equity amount is the value of all &ldquo;in the money&rdquo; options, time-based restricted stock units and
Performance Shares, which would vest as described in the last paragraph of Footnote 6 above. In the event an Executive
terminates employment due to disability, unvested options, Performance Shares and time-based restricted stock units awarded
under Fulton&rsquo;s option plans would automatically vest. The Executives would have one year from the date of disability,
but not beyond the original option expiration date, to exercise stock options.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>12</SUP> <B>Termination Due to Death: </B>In the event
of a termination of employment as a result of an Executive&rsquo;s death, the Executive&rsquo;s dependents, beneficiaries or estate,
as the case may be, would receive such survivor&rsquo;s income and other benefits as they may be entitled to under the terms of
Fulton&rsquo;s benefit programs, which includes the Life Insurance benefit of twice base salary amount plus a tax reimbursement
due as a result of the payment under the Death Benefits described on Page 48.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>13</SUP> In the event an Executive terminates employment
due to death, unvested options, Performance Shares and time-based restricted stock units awarded under Fulton&rsquo;s option plans
would automatically vest, with Performance Shares vesting as described in the last paragraph of Footnote 6 above. The estate of
the Executive would have one year from the date of death to, but not beyond the original option expiration date, exercise stock
options.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
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    <TD STYLE="width: 34%; font: 10pt Times New Roman, Times, Serif; text-align: center; vertical-align: bottom"><FONT STYLE="font-size: 10pt">62</FONT></TD>
    <TD STYLE="width: 33%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
</TABLE>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: bold 8pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom; font-size: 10pt; background-color: rgb(207,210,221)">
    <TD STYLE="width: 100%; font-size: 10pt; text-align: center"><B><A NAME="d350126a080"></A>CEO PAY RATIO DISCLOSURE</B></TD></TR>
</TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">As required by Section
953(b) of the Dodd-Frank Wall Street Reform and Consumer Protection Act, and Item 402(u) of Regulation S-K, Fulton is providing
the following information about the ratio of the annual total compensation paid to our &ldquo;median employee,&rdquo; and the
annual total compensation of Mr.&nbsp;Wenger (our &ldquo;CEO&rdquo;), for the year ended December 31, 2018.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 8pt Times New Roman, Times, Serif; width: 60%; border-collapse: collapse">
<TR STYLE="vertical-align: top; background-color: rgb(207,210,221)">
    <TD COLSPAN="2" STYLE="text-align: center; border: Black 1px solid">Pay Ratio Summary</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 12pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt; padding-top: 5pt">&bull;</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: justify; padding-right: 5pt; padding-top: 5pt">For 2018, the annual total compensation of our selected median employee was $48,800.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt; padding-top: 5pt">&bull;</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-right: Black 1px solid; text-align: justify; padding-right: 5pt; padding-top: 5pt">The 2018 annual total compensation of our CEO, as reported in the Summary Compensation Table on Page 52, was $2,836,960.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt; padding-top: 5pt">&bull;</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-right: Black 1px solid; text-align: justify; padding-right: 5pt; padding-top: 5pt">Based on this information, for 2018 we reasonably estimate that the ratio of the annual total compensation of our CEO
    to our median employee was 58 to 1.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt; padding-top: 5pt">&bull;</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-right: Black 1px solid; text-align: justify; padding-right: 5pt; padding-top: 5pt">Our pay ratio estimate has been calculated in a manner consistent with Item 402(u) of Regulation S-K using the data and
    assumptions summarized below.</TD></TR>
</TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">For 2018, the median
employee that was used for purposes of calculating the 2018 ratio of the annual total compensation of our CEO to the median of
the annual total compensation of all employees is the same employee that was identified for purposes of our 2017 disclosure. There
has been no change in our employee population or employee compensation arrangements since that median employee was identified
for 2017 that we believe would significantly impact our pay ratio disclosure. As of December 31, 2017, to identify the median
employee from our employee population at that time, we compared the amount of salary, wages, cash bonus, stock awards, employer
contributions to our 401(k) Plan and all other compensation items paid to our employee population for 2017. We identified our
median employee using this consistently applied compensation measure that excluded our CEO. In making this determination, we annualized
the compensation of our permanent full-time and part-time employees who were hired in 2017 and did not work for Fulton for the
entire fiscal year, but were still employed as of December 31, 2017.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">For the 2018 pay ratio,
once we identified our median employee, we combined all of the elements of such employee&rsquo;s compensation for 2018 consistent
with the requirements of Item 402(c)(2)(x) of Regulation S-K. With respect to the annual total compensation of our CEO, the same
process and amount reported in the &ldquo;Total&rdquo; column of our 2018 Summary Compensation Table included in this Proxy Statement
on Page 52 was used.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The SEC rules for identifying
the median employee and calculating the pay ratio based on that employee&rsquo;s annual total compensation allow companies to
adopt a variety of methodologies, to apply certain exclusions, and to make reasonable estimates and assumptions that reflect their
compensation practices. As such, the pay ratio reported by other companies may not be comparable to the pay ratio reported above,
as other companies may have different employment and compensation practices and may utilize different methodologies, exclusions,
estimates, and assumptions in calculating their own pay ratios.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center; margin-left: 0; text-indent: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center; margin-left: 0; text-indent: 0">63</P>


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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top; background-color: rgb(207,210,221)">
    <TD STYLE="width: 100%; text-align: center"><B><A NAME="d350126a081"></A>NON-BINDING SAY-ON-PAY RESOLUTION TO APPROVE THE COMPENSATION
    <BR>
OF THE NAMED EXECUTIVE OFFICERS &ndash; PROPOSAL THREE</B></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Pursuant to the Dodd-Frank
Wall Street Reform and Consumer Protection Act, or the &ldquo;Dodd-Frank Act,&rdquo; Fulton is providing its shareholders with
the opportunity to vote on an advisory (non-binding) resolution at the 2019 Annual Meeting to approve the compensation of Fulton&rsquo;s
named executive officers for 2018 as described in the Compensation Discussion and Analysis, and the tabular disclosures of the
Named Executive Officers&rsquo; compensation (&ldquo;Compensation Tables&rdquo;) in this Proxy Statement. This proposal, commonly
known as a &ldquo;Say-on-Pay&rdquo; Proposal, gives shareholders the opportunity to endorse or not endorse Fulton&rsquo;s Executive
pay program. At Fulton&rsquo;s 2018 Annual Meeting, Fulton presented a similar proposal to its shareholders, and approximately
98% of the shareholders who cast a vote on this proposal voted in favor of, and approved, Fulton&rsquo;s Say-on-Pay proposal.
The HR Committee considered the number of votes cast in favor of Fulton&rsquo;s prior Say-on-Pay proposal to be a positive endorsement
of Fulton&rsquo;s current pay programs and practices. Fulton will continue to monitor the level of support for each Say-on-Pay
proposal. However, because the shareholder vote is not binding, the outcome of the this year&rsquo;s vote, or any future vote,
may not be construed as overruling any decision by Fulton&rsquo;s Board of Directors or HR Committee regarding executive compensation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">In 2017, Fulton submitted
to shareholders a non-binding proposal, asking shareholders whether Fulton should submit its Say-on-Pay proposal to shareholders
every one (1), two (2) or three (3) years. This type of proposal is commonly known as a &ldquo;Say-When-on-Pay&rdquo; proposal,
and under current SEC rules, is required to be presented to shareholders no less frequently than once every six (6) years. The
shareholders approved Fulton&rsquo;s recommendation that the Say-on-Pay proposal should be submitted to shareholders on an annual
basis. Although Fulton believes that having an annual Say-on-Pay vote is appropriate, Fulton&rsquo;s HR Committee and Board of
Directors will continue to evaluate the frequency of the non-binding Say-on-Pay proposal and might recommend that shareholders
approve a different frequency in the future.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">As further described
in the &ldquo;Compensation Discussion and Analysis&rdquo; section of this Proxy Statement, starting on Page 34, Fulton&rsquo;s
executive compensation philosophy and program are intended to achieve three (3) objectives: (i) align interests of the Executives
with shareholder interests; (ii) link the Executives&rsquo; pay to performance; and (iii) attract, motivate and retain executive
talent. Fulton&rsquo;s Executive compensation program currently includes a mix of base salary, incentive bonus, equity-based plans,
retirement plans, health plans and other benefits. Fulton believes that its compensation program, policies and procedures are
reasonable and appropriate and compare favorably with the compensation programs, policies and procedures of its peers.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">The Board of Directors
recommends that shareholders, in a non-binding proposal, vote &ldquo;FOR&rdquo; the following resolution:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 36pt; text-align: justify; text-indent: 36pt"><B>&ldquo;RESOLVED,
that the compensation paid to Fulton&rsquo;s Named Executive Officers for 2018, as disclosed in this Proxy Statement pursuant
to Item 402 of SEC Regulation S-K, including the Compensation Discussion and Analysis and the Compensation Tables contained in
this Proxy Statement, is hereby APPROVED.&rdquo;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Approval of the non-binding
resolution regarding the compensation of the Named Executive Officers would require that the number of votes cast in favor of
the proposal exceed the number of votes cast against it. Abstentions and broker non-votes will not be counted as votes cast and,
therefore, will not affect the determination as to whether the proposal is approved.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">Because your vote is
advisory, it will not be binding upon Fulton. However, Fulton&rsquo;s HR Committee and Board of Directors will take into account
the outcome of the vote when considering future Executive compensation arrangements, but no determination has been made as to
what action, if any, the HR Committee or Board of Directors might take if shareholders do not approve this advisory proposal.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><A NAME="d350126a082"></A>Recommendation of the Board of Directors</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt"><B>The Board of Directors
recommends that the shareholders vote <U>FOR</U> the non-binding resolution to approve the compensation of the Named Executive
Officers for 2018.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 33%; font: 10pt Times New Roman, Times, Serif"><IMG SRC="header_footer.jpg" ALT=""></TD>
    <TD STYLE="width: 34%; font: 10pt Times New Roman, Times, Serif; text-align: center; vertical-align: bottom"><FONT STYLE="font-size: 10pt">64</FONT></TD>
    <TD STYLE="width: 33%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
</TABLE>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: bold 8pt Arial, Helvetica, Sans-Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><IMG SRC="header_footer.jpg" ALT="">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center; background-color: rgb(207,210,221)"><B><A NAME="d350126a083"></A>RELATIONSHIP WITH INDEPENDENT PUBLIC ACCOUNTANTS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">For the years ended December
31, 2018 and December 31, 2017, Fulton engaged KPMG LLP (&ldquo;KPMG&rdquo;), independent registered public accountants, to audit
Fulton&rsquo;s financial statements. The fees incurred for services rendered by KPMG for the years ended December 31, 2018 and
2017 are summarized in the following table:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt; background-color: rgb(207,210,221)">Services and Fees</TD><TD STYLE="font-weight: bold; border-left: Black 1px solid; border-top: Black 1px solid; border-bottom: Black 1px solid; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; text-align: right; border-top: Black 1px solid; border-bottom: Black 1px solid; background-color: rgb(207,210,221)">2018</TD><TD STYLE="font-weight: bold; border-top: Black 1px solid; border-bottom: Black 1px solid; background-color: rgb(207,210,221)">&nbsp;</TD><TD STYLE="font-weight: bold; border-left: Black 1px solid; border-top: Black 1px solid; border-bottom: Black 1px solid; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; text-align: right; padding-right: 10pt; border-top: Black 1px solid; border-right: Black 1px solid; border-bottom: Black 1px solid; background-color: rgb(207,210,221)">2017</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 36pt">&nbsp;</TD>
    <TD STYLE="text-align: justify; border-left: Black 1px solid; padding-left: 3pt"><FONT STYLE="font-size: 10pt">Audit Fees &#8211; Annual Audit and Quarterly Reviews <SUP>1</SUP></FONT></TD><TD STYLE="width: 3%; border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">$</TD><TD STYLE="width: 5%; text-align: right">2,049,000</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">$</TD><TD STYLE="width: 6%; text-align: right; padding-right: 10pt; border-right: Black 1px solid">2,066,000</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify; border-left: Black 1px solid; padding-left: 3pt">Audit Fees &ndash; Issuance of Comfort Letters and Consents</TD><TD STYLE="border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&ndash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right; padding-right: 10pt; border-right: Black 1px solid">344,000</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt">Audit Fees &ndash; Statutory Audit</TD><TD STYLE="border-left: Black 1px solid; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1px solid">53,000</TD><TD STYLE="text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="border-left: Black 1px solid; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; border-right: Black 1px solid">50,000</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify; border-left: Black 1px solid; padding-left: 3pt">&nbsp;</TD><TD STYLE="border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right; padding-right: 10pt; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 10pt">Audit Fees Subtotal</TD><TD STYLE="border-left: Black 1px solid; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1px solid">2,102,000</TD><TD STYLE="text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="border-left: Black 1px solid; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; border-right: Black 1px solid">2,460,000</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify; border-left: Black 1px solid; padding-left: 3pt">&nbsp;</TD><TD STYLE="border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right; padding-right: 10pt; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify; border-left: Black 1px solid; padding-left: 3pt"><FONT STYLE="font-size: 10pt">Audit Related Fees <SUP>2</SUP></FONT></TD><TD STYLE="border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&ndash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right; padding-right: 10pt; border-right: Black 1px solid">137,000</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify; border-left: Black 1px solid; padding-left: 3pt"><FONT STYLE="font-size: 10pt">Tax Fees <SUP>3</SUP></FONT></TD><TD STYLE="border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">66,000</TD><TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right; padding-right: 10pt; border-right: Black 1px solid">71,000</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify; border-left: Black 1px solid; padding-left: 3pt; border-bottom: Black 1px solid">All Other Fees</TD><TD STYLE="border-left: Black 1px solid; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1px solid">&ndash;</TD><TD STYLE="text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="border-left: Black 1px solid; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="text-align: right; padding-right: 10pt; border-right: Black 1px solid; border-bottom: Black 1px solid">&ndash;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify; border-left: Black 1px solid; padding-left: 3pt">&nbsp;</TD><TD STYLE="border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right; padding-right: 10pt; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt">TOTAL</TD><TD STYLE="border-left: Black 1px solid; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1px solid">$</TD><TD STYLE="text-align: right; border-bottom: Black 1px solid">2,168,000</TD><TD STYLE="text-align: left; border-bottom: Black 1px solid">&nbsp;</TD><TD STYLE="border-left: Black 1px solid; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1px solid">$</TD><TD STYLE="text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; border-right: Black 1px solid">2,668,000</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; padding-left: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; padding-left: 36pt"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; padding-left: 36pt">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0; text-align: justify; padding-left: 36pt"><SUP>1</SUP> Amounts presented for 2018 are
based upon the audit engagement letter and additional fees paid. Final billings for 2018 may differ.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0; text-align: justify; padding-left: 36pt">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0; text-align: justify; padding-left: 36pt"><SUP>2</SUP> Fees paid for a required agreed-upon
procedures report related to student lending and audits of financial statements of certain employee benefits plans.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0; text-align: justify; padding-left: 36pt">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0; text-align: justify; padding-left: 36pt"><SUP>3</SUP> Fees paid for tax services relating
to federal and state tax matters.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; padding-left: 36pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">The appointment of KPMG
for the fiscal year ended December 31, 2019 was approved by the Audit Committee of the Board of Directors of Fulton at a meeting
on February 21, 2019. Representatives of KPMG are expected to be present at the 2019 Annual Meeting with the opportunity to make
a statement and will be available to respond to appropriate questions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">The Audit Committee has
carefully considered whether the provision of the non-audit services described above, which were performed by KPMG in 2018 and
2017, would be incompatible with maintaining the independence of KPMG in performing its audit services and has determined that,
in its judgment, the independence of KPMG has not been compromised.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">All fees paid to KPMG in
2018 and 2017 were pre-approved by the Audit Committee. The Audit Committee pre-approves all auditing and permitted non-auditing
services, including the fees and terms thereof, to be performed by its independent auditor, subject to the de minimus exceptions
for non-auditing services permitted by the Exchange Act. However, these types of services are approved prior to completion of the
services. The Audit Committee may form and delegate authority to subcommittees consisting of one or more members, when appropriate,
including the authority to grant pre-approvals of audit and permitted non-audit services. Any decisions of such subcommittees to
grant pre-approvals are presented to the full Audit Committee for ratification at its next scheduled meeting.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Based on its review and
discussion of the audited 2018 financial statements of Fulton with management and KPMG, the Audit Committee recommended to the
Board of Directors that the financial statements be included in the Annual Report on Form 10-K for filing with the SEC. A copy
of the report of the Audit Committee of its findings that resulted from its financial reporting oversight responsibilities is attached
as Exhibit B.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 30%; text-align: justify">&nbsp;</TD>
    <TD STYLE="width: 40%; text-align: center"><FONT STYLE="font-size: 10pt">65</FONT></TD>
    <TD STYLE="width: 30%; text-align: justify">&nbsp;</TD></TR>
</TABLE>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center; background-color: rgb(207,210,221)"><B><A NAME="d350126a084"></A>RATIFICATION OF INDEPENDENT AUDITOR &#8211;
PROPOSAL FOUR</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Fulton&rsquo;s Audit Committee
has selected the firm of KPMG to continue as Fulton&rsquo;s independent auditor for the fiscal year ending December 31, 2019. Although
shareholder approval of the selection of KPMG is not required by law, the Board of Directors believes that it is advisable to give
shareholders an opportunity to ratify this selection as it is a common practice among other publicly traded companies and consistent
with sound corporate governance practices. Assuming the presence of a quorum at the Annual Meeting, the affirmative vote of the
majority of the votes cast is required to ratify the appointment of KPMG as Fulton&rsquo;s independent auditor for the fiscal year
ending December 31, 2019.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">If Fulton&rsquo;s shareholders
do not approve this proposal at the 2019 Annual Meeting, the Audit Committee will consider the results of the shareholder vote
on this proposal when selecting an independent auditor for 2020. However, no determination has been made as to what other specific
action, if any, the Audit Committee would take if shareholders do not ratify the appointment of KPMG at the 2019 Annual Meeting.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">KPMG has conducted the audit
of the financial statements of Fulton and its subsidiaries for the years ended December 31, 2002 through December 31, 2018. Representatives
of KPMG who are expected to be present at the meeting, will be given an opportunity to make a statement if they desire to do so,
and will be available to answer appropriate questions from shareholders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><A NAME="d350126a085"></A>Recommendation of the Board of Directors</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt"><B>The Board of
Directors recommends that shareholders vote <U>FOR</U> ratification of the appointment of KPMG LLP as Fulton&rsquo;s
independent auditor for the fiscal year ending December 31, 2019.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 30%; text-align: justify">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></TD>
    <TD STYLE="width: 40%; text-align: center; vertical-align: bottom"><FONT STYLE="font-size: 10pt">66</FONT></TD>
    <TD STYLE="width: 30%; text-align: justify">&nbsp;</TD></TR>
</TABLE>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center; background-color: rgb(207,210,221)"><A NAME="d350126a086"></A><B>ADDITIONAL INFORMATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><A NAME="d350126a087"></A>Annual Report on Form 10-K</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">A copy of Fulton&rsquo;s
Annual Report on Form 10-K for the year-ended December 31, 2018, as filed with the SEC, including financial statements, is available
without charge to shareholders upon written request addressed to the Corporate Secretary, Fulton Financial Corporation, P.O. Box
4887, One Penn Square, Lancaster, Pennsylvania 17604.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">The Fulton Annual Report on Form 10-K for year-ended
December 31, 2018 and this Proxy Statement are posted and available on Fulton&rsquo;s website at www.fult.com. Copies of the current
governance documents and future updates, including but not limited to the Fulton Code of Conduct, Audit Committee Charter, HR Committee
Charter, Nominating and Corporate Governance Committee Charter, Risk Committee Charter and Fulton&rsquo;s Governance Guidelines,
are also posted and available on Fulton&rsquo;s website at www.fult.com. The contents of our website are not incorporated into
this Proxy Statement by provision of this link, or other links in this Proxy Statement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><A NAME="d350126a088"></A>Householding of Proxy Materials</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Only one (1) Proxy Statement
is being delivered to multiple security holders sharing an address unless Fulton has received contrary instructions from one or
more of the security holders. Fulton will promptly deliver, upon written or oral request, a separate copy of this Proxy Statement
to a security holder at a shared address to which a single copy of the document was delivered. Such a request should be made to
the Corporate Secretary, Fulton Financial Corporation, P.O. Box 4887, One Penn Square, Lancaster, Pennsylvania 17604, (717) 291-2411.
Requests to receive a separate mailing for future Proxy Statements or to limit multiple copies to the same address should be made
orally or in writing to the Corporate Secretary at the foregoing address or phone number.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><A NAME="d350126a089"></A>Sign Up for Electronic Delivery</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">If you would like to save
paper and reduce the costs incurred by Fulton in printing and mailing proxy materials, you can consent to receiving all future
proxy statements, proxy cards and annual reports electronically via e-mail or the Internet. To sign up for electronic delivery,
please go to www.proxyvote.com and have your proxy card and control number in hand when you access the website, then follow the
instructions at www.proxyvote.com to obtain your records and to create an electronic voting instruction form. Follow the instructions
for voting by Internet and, when prompted, indicate that you agree to receive or access shareholder communications electronically
in future years.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 30%; text-align: justify">&nbsp;</TD>
    <TD STYLE="width: 40%; text-align: center"><FONT STYLE="font-size: 10pt">67</FONT></TD>
    <TD STYLE="width: 30%; text-align: justify">&nbsp;</TD></TR>
</TABLE>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center; background-color: rgb(207,210,221)"><B><A NAME="d350126a090"></A>OTHER MATTERS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">The Board of Directors of
Fulton knows of no matters other than those discussed in this Proxy Statement, which will be presented at the 2019 Annual Meeting.
However, if any other matters are properly brought before the meeting, any proxy given pursuant to this solicitation will be voted
in accordance with the recommendations of the Board of Directors of Fulton.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR>
    <TD STYLE="vertical-align: bottom; text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: top">BY ORDER OF THE BOARD OF DIRECTORS</TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: top">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; text-align: justify">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: middle"><IMG SRC="d350126x76x1.jpg" ALT=""></TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; text-align: justify">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: middle">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; width: 64%; text-align: justify">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 16%; text-align: justify">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 20%">E. PHILIP WENGER </TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; text-align: justify">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: justify">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">Chairman of the Board and
Chief Executive Officer</TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; text-align: justify">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: justify">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; text-align: justify">Lancaster, Pennsylvania </TD>
    <TD STYLE="vertical-align: top; text-align: justify">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: justify">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom">April 2, 2019</TD>
    <TD STYLE="vertical-align: top; text-align: justify">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: justify">&nbsp;</TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 30%; text-align: justify">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></TD>
    <TD STYLE="width: 40%; text-align: center"><FONT STYLE="font-size: 10pt">68</FONT></TD>
    <TD STYLE="width: 30%; text-align: justify">&nbsp;</TD></TR>
</TABLE>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center; background-color: rgb(207,210,221)"><B><A NAME="d350126a091"></A>EXHIBIT A</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><B>FULTON FINANCIAL CORPORATION </B><BR>
<B>AMENDED AND RESTATED<BR>
DIRECTORS&rsquo; EQUITY PARTICIPATION PLAN</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><B>TABLE OF CONTENTS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 94%; padding-left: 0pt"><B>ARTICLE I. GENERAL PROVISIONS</B></TD>
    <TD STYLE="width: 6%; text-align: right"><B>71</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">1.1 - PURPOSES</TD>
    <TD STYLE="text-align: right">71</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">1.2 -  DEFINITIONS</TD>
    <TD STYLE="text-align: right">71</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">1.3 -  ADMINISTRATION</TD>
    <TD STYLE="text-align: right">74</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">1.4 - TYPES OF GRANTS UNDER THE PLAN</TD>
    <TD STYLE="text-align: right">74</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">1.5 - SHARES SUBJECT TO THE PLAN AND INDIVIDUAL AWARD LIMITATION</TD>
    <TD STYLE="text-align: right">74</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">1.6 - ELIGIBILITY AND PARTICIPATION</TD>
    <TD STYLE="text-align: right">74</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0pt"><B>ARTICLE II. STOCK AWARDS</B></TD>
    <TD STYLE="text-align: right"><B>75</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">2.1 - AWARD OF STOCK AWARDS</TD>
    <TD STYLE="text-align: right">75</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">2.2 - STOCK AWARD AGREEMENTS </TD>
    <TD STYLE="text-align: right">75</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">2.3 - AWARDS AND CERTIFICATES</TD>
    <TD STYLE="text-align: right">75</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">2.4 - DIRECTORS FEES PAID IN THE FORM OF STOCK AWARDS </TD>
    <TD STYLE="text-align: right">75</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0pt"><B>ARTICLE III. STOCK OPTIONS</B></TD>
    <TD STYLE="text-align: right"><B>75</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">3.1 - GRANT OF STOCK OPTIONS</TD>
    <TD STYLE="text-align: right">75</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">3.2 - OPTION DOCUMENTATION</TD>
    <TD STYLE="text-align: right">75</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">3.3 - EXERCISE PRICE; OPTION REPRICING PROHIBITIONS</TD>
    <TD STYLE="text-align: right">75</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">3.4 - EXERCISE OF STOCK OPTIONS</TD>
    <TD STYLE="text-align: right">76</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">3.5 - METHOD OF EXERCISE</TD>
    <TD STYLE="text-align: right">77</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0pt"><B>ARTICLE IV. RESTRICTED STOCK AND RSU AWARDS</B></TD>
    <TD STYLE="text-align: right"><B>77</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">4.1 - RESTRICTED STOCK AND RSU AWARDS</TD>
    <TD STYLE="text-align: right">77</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">4.2 - RESTRICTED STOCK AND RSU AWARD AGREEMENTS</TD>
    <TD STYLE="text-align: right">77</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">4.3 - AWARDS AND CERTIFICATES</TD>
    <TD STYLE="text-align: right">77</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">4.4 - RESTRICTION PERIOD</TD>
    <TD STYLE="text-align: right">77</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">4.5 - OTHER TERMS AND CONDITIONS OF RESTRICTED STOCK OR RSU AWARDS</TD>
    <TD STYLE="text-align: right">78</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">4.6 - TERMINATION OF BOARD SERVICE</TD>
    <TD STYLE="text-align: right">78</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">4.7 - CHANGE IN CONTROL PROVISIONS</TD>
    <TD STYLE="text-align: right">78</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0pt"><B>ARTICLE V. TAX WITHHOLDING</B></TD>
    <TD STYLE="text-align: right"><B>78</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">5.1 - TAX WITHHOLDING</TD>
    <TD STYLE="text-align: right">78</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">5.2 - ELECTIVE DEFERRAL OF PAYMENT</TD>
    <TD STYLE="text-align: right">78</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0pt"><B>ARTICLE VI. OTHER PROVISIONS</B></TD>
    <TD STYLE="text-align: right"><B>79</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">6.1 - ADJUSTMENT IN NUMBER OF SHARES AND OPTION PRICES</TD>
    <TD STYLE="text-align: right">79</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">6.2 - NO RIGHT TO CONTINUED BOARD SERVICE</TD>
    <TD STYLE="text-align: right">79</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">6.3 - NONTRANSFERABILITY</TD>
    <TD STYLE="text-align: right">79</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">6.4 - COMPLIANCE WITH GOVERNMENT REGULATIONS</TD>
    <TD STYLE="text-align: right">79</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">6.5 - RIGHTS AS A SHAREHOLDER</TD>
    <TD STYLE="text-align: right">80</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">6.6 - UNFUNDED PLAN</TD>
    <TD STYLE="text-align: right">80</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">6.7 - FOREIGN JURISDICTION</TD>
    <TD STYLE="text-align: right">80</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">6.8 - OTHER COMPENSATION PLANS</TD>
    <TD STYLE="text-align: right">80</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">6.9 - TERMINATION OF BOARD SERVICE--CERTAIN FORFEITURES; CLAW-BACK</TD>
    <TD STYLE="text-align: right">80</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0pt"><B>ARTICLE VII. AMENDMENT AND TERMINATION</B></TD>
    <TD STYLE="text-align: right"><B>81</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">7.1 - AMENDMENT AND TERMINATION</TD>
    <TD STYLE="text-align: right">81</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0pt"><B>ARTICLE VIII. EFFECTIVE DATE AND DURATION OF PLAN</B></TD>
    <TD STYLE="text-align: right"><B>81</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt">8.1 - EFFECTIVE DATE AND DURATION OF PLAN</TD>
    <TD STYLE="text-align: right">81</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 30%">&nbsp;</TD>
    <TD STYLE="width: 40%; text-align: center"><FONT STYLE="font-size: 10pt">69</FONT></TD>
    <TD STYLE="width: 30%">&nbsp;</TD></TR>
</TABLE>

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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>FULTON FINANCIAL CORPORATION </B><BR>
<B>AMENDED AND RESTATED<BR>
DIRECTORS&rsquo; EQUITY PARTICIPATION PLAN</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>ARTICLE I.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>GENERAL PROVISIONS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>1.1 - PURPOSES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">The purposes of the Amended
and Restated Directors&rsquo; Equity Participation Plan (the &ldquo;<B>Plan</B>&rdquo;) are to advance the long term-success of
Fulton Financial Corporation (the &ldquo;<B>Company</B>&rdquo; or &ldquo;<B>Fulton</B>&rdquo;) and its subsidiaries and to increase
shareholder value by providing long-term stock-based compensation to non-employee members of the Board of Directors of the Company,
of the boards of directors of the Company&rsquo;s subsidiaries and of any advisory boards established by the Company or any of
its subsidiaries.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">The Plan amends and restates
the Company&rsquo;s 2011 Directors&rsquo; Equity Participation Plan that was previously approved by Fulton&rsquo;s shareholders
at the 2011 Annual Meeting. All outstanding awards granted under the Plan prior to its amendment and restatement shall remain subject
to the terms of the Plan; provided, that no Awards granted or awarded prior to the effectiveness of this Amended and Restated Plan
that are materially adversely affected by any provision of this amended and restated Plan shall be subject to such provision without
the prior consent of the applicable Participant.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">The Plan is designed to:
(1) encourage Company stock ownership by Participants (defined below) to further align their interests with the interests of shareholders
of the Company; (2) ensure that the Company&rsquo;s Non-Employee Director (defined below) compensation practices are competitive
in the banking and financial services industry; and (3) assist in the attraction and retention of Non-Employee Directors including
Non-Employee Directors who contribute to further the Company&rsquo;s goal of achieving diversity on the Company&rsquo;s Board through
differences of viewpoints, professional background, business experience, community service, education and skills, as well as race,
gender and national origin.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">As stated in the Company&rsquo;s
Corporate Governance Guidelines (as amended from time to time, the &ldquo;<B>Governance Guidelines</B>&rdquo;), the Board of Directors
of the Company believes that directors of the Company should be shareholders and have a financial interest in the Company to more
closely align the interests of directors with those of shareholders. Thus, in the Governance Guidelines, the Board has adopted
stock ownership guidelines (as amended from time to time, the &ldquo;<B>Ownership Guidelines</B>&rdquo;) that require the directors
to acquire and continue to own a minimum amount of the Company&rsquo;s Common Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">In addition to open market
purchases, the Company recognizes that, in some cases, the attraction and retention of Non-Employee Directors may require additional
methods under which Non-Employee Directors may achieve compliance with the Ownership Guidelines. Thus, for example, the Company
may elect to require Non-Employee Directors who have yet to achieve compliance with the Ownership Guidelines to accept a portion
of their directors&rsquo; fees in the form of Stock Awards granted under the Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>1.2 - DEFINITIONS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">For the purpose of the Plan,
the following terms shall have the meanings indicated:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt; text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="width: 18pt; text-align: left; vertical-align: top">(a)</TD>
    <TD>&ldquo;<B>Affiliate</B>&rdquo; shall mean a parent or subsidiary corporation as defined in Section
    424 of the Code (substituting &ldquo;Company&rdquo; for &ldquo;employer corporation&rdquo;), including a parent or subsidiary
    which becomes such after the adoption of the Plan.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(b)</TD>
    <TD>&ldquo;<B>Award</B>&rdquo; means any compensatory grant made under the terms of the Plan of a type listed under Section
    1.4.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(c)</TD>
    <TD>&ldquo;<B>Board</B>&rdquo; means the Board of Directors of the Company.</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 30%">&nbsp;</TD>
    <TD STYLE="width: 40%; text-align: center"><FONT STYLE="font-size: 10pt">71</FONT></TD>
    <TD STYLE="width: 30%">&nbsp;</TD></TR>
</TABLE>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(d)</TD>
    <TD COLSPAN="2" STYLE="text-align: justify">&ldquo;<B>Change in Control</B>&rdquo; of the Company shall be deemed to have
    occurred when:</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 36pt">&nbsp;</TD>
    <TD STYLE="width: 18pt; text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="width: 18pt; text-align: left; vertical-align: top">(i)</TD>
    <TD STYLE="text-align: justify">during any period of not more than thirty-six (36) months, individuals who constitute the
    Board as of the beginning of the period (the &ldquo;<B>Incumbent Directors</B>&rdquo;) cease for any reason to constitute
    at least a majority of the Board, provided that (1) any person becoming a director subsequent to the beginning of the period,
    whose nomination for election or appointment was approved by a vote of at least two-thirds of the Incumbent Directors then
    on the Board (either by a specific vote or by approval of the Company&rsquo;s proxy statement in which such person is named
    as a nominee for director, without written objection to such nomination) shall be an Incumbent Director; and (2) no individual
    initially nominated or appointed as a result of an actual or publicly threatened election contest or pursuant to a negotiated
    agreement with respect to directors or as a result of any other actual or publicly threatened solicitation of proxies by or
    on behalf of any person other than the Board shall be deemed to be an Incumbent Director;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(ii)</TD>
    <TD STYLE="text-align: justify">the acquisition by any person (as such term is defined in Section 3(a)(9) of the Securities
    Exchange Act of 1934, as amended from time to time, or any successor thereto, and the applicable rules and regulations thereunder
    (the &ldquo;<B>Exchange Act</B>&rdquo;) and as used in Sections 13(d)(3) and 14(d)(2) of the Exchange Act) of beneficial ownership
    (as such term is defined in Rule 13d-3 under the Exchange Act), of the Company&rsquo;s capital stock entitled to thirty percent
    (30%) or more of the outstanding voting power of all capital stock of the Company eligible to vote for the election of the
    Board (&ldquo;<B>Voting Securities</B>&rdquo;); provided, however, that the event described in this paragraph (b) will not
    be deemed to be a Change in Control by virtue of the ownership, or acquisition, of Voting Securities: (1) by the Company or
    an Affiliate, including purchases pursuant to a stock repurchase plan, (2) by any employee benefit plan (or related trust)
    sponsored or maintained by the Company or an Affiliate, (3) by any underwriter temporarily holding securities pursuant to
    an offering of such securities, or (4) pursuant to a Non-Qualifying Transaction (as defined in paragraph (iii) of this definition);</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(iii)</TD>
    <TD STYLE="text-align: justify">the consummation of a merger, consolidation, division, statutory share exchange, or any other
    transaction or a series of transactions outside the ordinary course of business involving the Company (a &ldquo;<B>Business
    Combination</B>&rdquo;), unless immediately following such Business Combination: (1) more than fifty percent (50%) of the
    total voting power of (x) the entity resulting from such Business Combination, or (y) if applicable, the ultimate parent corporation
    that directly or indirectly has beneficial ownership of at least ninety-five percent (95%) of the voting power of such resulting
    entity (either, as applicable, the &ldquo;<B>Surviving Entity</B>&rdquo;), is represented by Voting Securities that were outstanding
    immediately prior to such Business Combination (or, if applicable, is represented by shares into which such Voting Securities
    were converted pursuant to such Business Combination), and such voting power among the holders thereof is in substantially
    the same proportion as the voting power of such Voting Securities among the holders thereof immediately prior to the Business
    Combination, (2) no person (other than any employee benefit plan (or related trust) sponsored or maintained by the Surviving
    Entity), is or becomes the beneficial owner, directly or indirectly, of thirty percent (30%) or more of the total voting power
    of the outstanding voting securities eligible to elect directors of the Surviving Entity and (3) at least a majority of the
    members of the board of directors of the Surviving Entity following the consummation of the Business Combination were Incumbent
    Directors at the time of the Board&rsquo;s approval of the execution of the initial agreement providing for such Business
    Combination (any Business Combination which satisfies all of the criteria specified in (1), (2) and (3) of this paragraph
    (iii) will be deemed to be a &ldquo;<B>Non-Qualifying Transaction</B>&rdquo;);</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(iv)</TD>
    <TD STYLE="text-align: justify">the consummation of a sale of all or substantially all of the assets of the Company (other
    than to a wholly owned subsidiary of the Company); or</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(v)</TD>
    <TD STYLE="text-align: justify">the Company&rsquo;s shareholders approve a plan of complete liquidation or dissolution of
    the Company.</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">Actions taken by the Company to merge, consolidate, liquidate or otherwise reorganize one
    or more of its subsidiaries or affiliates shall not constitute a Change in Control for purposes of this Agreement.</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 30%">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></TD>
    <TD STYLE="width: 40%; text-align: center; vertical-align: bottom"><FONT STYLE="font-size: 10pt">72</FONT></TD>
    <TD STYLE="width: 30%">&nbsp;</TD></TR>
</TABLE>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><IMG SRC="header_footer.jpg" ALT="">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt">&nbsp;</TD>
    <TD STYLE="width: 18pt; text-align: left; vertical-align: top"><FONT STYLE="font-size: 10pt">(e)</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">&ldquo;<B>Code</B>&rdquo; means the Internal Revenue Code of 1986, as amended, including any successor law thereto.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-size: 10pt">(f)</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">&ldquo;<B>Committee</B>&rdquo; means the Human Resources Committee of the Board (or any successor committee thereof) or the full Board, as the case may be.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-size: 10pt">(g)</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">&ldquo;<B>Common Stock</B>&rdquo; means the Common Stock of the Company, par value $2.50 per share.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-size: 10pt">(h)</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">&ldquo;<B>Company</B>,&rdquo; means Fulton Financial Corporation. For purposes of this Plan, the terms &ldquo;<B>Company</B>&rdquo; and &ldquo;<B>Fulton</B>&rdquo; shall include any successor to Fulton Financial Corporation.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-size: 10pt">(i)</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">&ldquo;<B>Disability</B>&rdquo; means total and permanent disability within the meaning of Section 22(e)(3) of the Code.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-size: 10pt">(j)</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">&ldquo;<B>Dividend Equivalent</B>&rdquo; means, with respect to a share of a Restricted Stock Award or shares of Common Stock underlying RSUs, an amount equal to the cash dividend paid on one share of Common Stock during the Restriction Period applicable to the Restricted Stock or RSU Award. All Dividend Equivalents shall be reinvested in the Restricted Stock or RSU Award, as applicable, at a purchase price equal to the Fair Market Value on the dividend date.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-size: 10pt">(k)</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">&ldquo;<B>Fair Market Value</B>&rdquo; means as of any date the last reported sales price of the Common Stock on such date as reported by the principal national securities exchange on which such stock is listed and traded or, if there is no trading on such date, on the first previous date on which there is such trading.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-size: 10pt">(l)</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">&ldquo;<B>Governance Guidelines</B>&rdquo; shall have the meaning given to that term in Section 1.1.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-size: 10pt">(m)</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">&ldquo;<B>Non-Employee Director</B>&rdquo; means a member of the Board, a member of the board of directors of a Company subsidiary or a member of any advisory board established by the Company or any Company subsidiary, who, in any such case, is not a common-law employee of the Company or a Company subsidiary.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-size: 10pt">(n)</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">&ldquo;<B>Ownership Guidelines</B>&rdquo; shall have the meaning given to that term in Section 1.1.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-size: 10pt">(o)</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">&ldquo;<B>Participant</B>&rdquo; means an individual who has met the eligibility requirements set forth in Section 1.6 hereof and to whom a grant of an Award has been made and is outstanding under the Plan.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-size: 10pt">(p)</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">&ldquo;<B>Plan</B>&rdquo; means this Amended and Restated 2011 Directors&rsquo; Equity Participation Plan.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-size: 10pt">(q)</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">&ldquo;<B>Repricing</B>&rdquo; shall have the meaning given to that term in Section 3.3(b).</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-size: 10pt">(r)</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">&ldquo;<B>Restricted Stock Award</B>&rdquo; means an Award of Common Stock granted to a Participant pursuant to Article IV that is subject to a Restriction Period.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-size: 10pt">(s)</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">&ldquo;<B>Restricted Stock Units</B>&rdquo; or &ldquo;<B>RSU</B>&rdquo; means an Award of units to acquire one share of Common Stock per unit, granted to a Participant pursuant to Article IV that is subject to a Restriction Period.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-size: 10pt">(t)</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">&ldquo;<B>Restriction Period</B>&rdquo; means, (i) in relation to Stock Options, the period of time (if any) prior to which such Stock Options may not be exercised and (ii) in relation to Restricted Stock or RSU Awards, the period of time (if any) during which (1) such shares are subject to forfeiture pursuant to the Plan and (2) such shares may not be sold, assigned, transferred, pledged or otherwise disposed of by the Participant.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-size: 10pt">(u)</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">&ldquo;<B>Retirement</B>&rdquo; means termination from service as a Non-Employee Director with the Company, a Company subsidiary or as a member of any advisory board established by the Company or any Company subsidiary, as applicable (i) after the Participant has completed a minimum number of years of service (as established by the Committee from time to time) on the Board, a Company subsidiary board of directors or a Company or Company subsidiary advisory board, or (ii) because the Participant has reached a mandatory board retirement age (if any) implemented for the Company, a Company subsidiary board or a Company or Company subsidiary advisory board. Notwithstanding anything in the Plan to the contrary, if the Committee has not established a minimum number of years for service, then the minimum Non-Employee Director service requirement shall be one year of service measured from when the Participant first joined the Board.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-size: 10pt">(v)</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">&ldquo;<B>Stock Award</B>&rdquo; means an award of Common Stock granted to a Participant pursuant to Article II that is not subject to a Restriction Period.</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 30%">&nbsp;</TD>
    <TD STYLE="width: 40%; text-align: center"><FONT STYLE="font-size: 10pt">73</FONT></TD>
    <TD STYLE="width: 30%">&nbsp;</TD></TR>
</TABLE>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt">&nbsp;</TD>
    <TD STYLE="width: 18pt; text-align: left; vertical-align: top"><FONT STYLE="font-size: 10pt">(w)</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">&ldquo;<B>Stock Option</B>&rdquo; means a right granted to a Participant pursuant to Article III to purchase, before a specified date and at a specified price, a specified number of shares of Common Stock.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-size: 10pt">(x)</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">&ldquo;<B>Vest</B>&rdquo; or &ldquo;<B>Vesting</B>&rdquo; means, (i) in relation to Stock Options, that the Restriction Period relating to such Stock Options has expired and that such Stock Options may be exercised (subject to any other applicable terms and conditions) and (ii) in relation to Restricted Stock or RSU Award, that the Restriction Period relating to such Restricted Stock or RSU Award has expired and that such Restricted Stock Award or shares of Common Stock underlying a Restricted Stock Units Award is earned and eligible to be paid to the Participant (subject to any other applicable terms and conditions).</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>1.3 - ADMINISTRATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">The Plan shall be administered
by the Committee; provided, however, that the full Board shall administer the Plan as it relates to the terms, conditions and grant
of Awards to Non-Employee Directors who serve on the Committee. Accordingly, for purposes of the Plan, the term Committee shall
refer to the full Board for purposes of Awards granted to specific Committee members, and otherwise shall refer to the Human Resources
Committee of the Board. Subject to the provisions of the Plan and to directions by the Board, the Committee is authorized to interpret
the Plan, to adopt administrative rules, regulations, and guidelines for the Plan, and to impose such terms, conditions, and restrictions
on Awards as it deems appropriate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>1.4 - TYPES OF GRANTS UNDER THE PLAN</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 36pt; text-align: justify">Awards under the Plan may be in the form of
any one or more of the following:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt">&nbsp;</TD>
    <TD STYLE="width: 18pt; text-align: left; vertical-align: top">(a)</TD>
    <TD>Stock Awards;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(b)</TD>
    <TD>Stock Options;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(c)</TD>
    <TD>Restricted Stock Awards; and</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(d)</TD>
    <TD>Restricted Stock Unit Awards</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>1.5 - SHARES SUBJECT TO THE PLAN AND INDIVIDUAL
AWARD LIMITATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt">&nbsp;</TD>
    <TD STYLE="width: 18pt; text-align: left; vertical-align: top">(a)</TD>
    <TD STYLE="text-align: justify">A maximum of 500,000 shares of Common Stock may be issued under the Plan. All such shares may be granted
    in the form of any Awards authorized for issuance under Section 1.4. As of March 1, 2019, Awards for 188,331 Shares have been
    issued under the Plan and the number of Shares available for future Awards under this Plan is 311,669 Shares. During the term
    of each Award, the Company shall keep reserved at all times the number of shares of Common Stock required to satisfy all such
    Awards. The total number of shares authorized is subject to adjustment as provided in Section 6.1 hereof. Shares of Common Stock
    issued under the Plan may be treasury shares or authorized but unissued shares. In the discretion of the Committee, fractional
    shares may be issued under the Plan or Awards may be rounded up to next whole share of Common Stock.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(b)</TD>
    <TD STYLE="text-align: justify">If any Award granted under the Plan expires, terminates, is forfeited, is not exercised, or for any other reason is not
    payable under the Plan, shares of Common Stock subject to the Award may again be made available for the purposes of the Plan.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(c)</TD>
    <TD STYLE="text-align: justify">The maximum number of shares of Common Stock, in the aggregate, under all types of Awards granted to any one Participant
    in any one calendar year shall not exceed the greater of (i) 20,000 shares or (ii) a number of shares with an aggregate Fair
    Market Value on the date of the Award(s) of $200,000.</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>1.6 - ELIGIBILITY AND PARTICIPATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Participation in the Plan
shall be limited to Non-Employee Directors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 30%">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></TD>
    <TD STYLE="width: 40%; text-align: center; vertical-align: bottom"><FONT STYLE="font-size: 10pt">74</FONT></TD>
    <TD STYLE="width: 30%">&nbsp;</TD></TR>
</TABLE>

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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>ARTICLE II.<BR>
STOCK AWARDS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>2.1 - AWARD OF STOCK AWARDS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">The Committee may grant
unrestricted Stock Awards to Participants subject to such terms and conditions as the Committee shall determine.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>2.2 - STOCK AWARD AGREEMENTS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Stock Awards subject to
any terms and conditions shall be evidenced by a written agreement between the Company and the Participant to whom such Award is
granted. The agreement shall specify the number of shares awarded and the terms and conditions of the Award.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>2.3 - AWARDS AND CERTIFICATES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Shares of Common Stock awarded
pursuant to a Stock Award shall be registered in the name of the Participant, and evidenced either by the issuance of certificates
or by book entry on the stock transfer records of the Company showing the applicable restrictions, if any.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>2.4 - DIRECTORS FEES PAID IN THE FORM OF
STOCK AWARDS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">A Participant may elect
to receive all or a portion of fees payable to such Participant for service as a Non-Employee Director in the form of a Stock Award
grant pursuant to a process approved by the Board or the Committee; provided, however, that the annual limitation set forth in
Section 1.5(c) shall apply. The number of shares to be issued will be determined using the Fair Market Value of the date of issuance
of the Stock Award.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>ARTICLE III.<BR>
STOCK OPTIONS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>3.1 - GRANT OF STOCK OPTIONS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">The Committee may from time
to time, subject to the provisions of the Plan, grant Stock Options to Participants. The Committee shall determine the number of
shares of Common Stock to be covered by each Stock Option.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>3.2 - OPTION DOCUMENTATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Each Stock Option shall
be evidenced by a written Stock Option agreement between the Company and the Participant to whom such option is granted, specifying
the number of shares of Common Stock that may be acquired by its exercise and containing such terms, the option period and other
conditions consistent with the Plan as the Committee shall determine.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>3.3 - EXERCISE PRICE; OPTION REPRICING PROHIBITIONS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt">&nbsp;</TD>
    <TD STYLE="width: 18pt">(a)</TD>
    <TD STYLE="text-align: justify">The price at which each share covered by a Stock Option may be acquired shall be determined by the
    Committee at the time the option is granted and shall not be less than the Fair Market Value of the underlying shares of Common
    Stock on the day the Stock Option is granted.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>(b)</TD>
    <TD STYLE="text-align: justify">Other than a change in the exercise price made in accordance with the provisions of Section 6.1 of the Plan, notwithstanding
    anything in the Plan to the contrary, neither the Board nor the Committee shall have the authority, without shareholder approval,
    (a) to accept the surrender of any outstanding Stock Option when the Fair Market Value of a share of Common Stock is less
    than the exercise price of such outstanding Stock Option and grant new Stock Options or other Awards in substitution for such
    surrendered Stock Option or pay cash in connection with such surrender, (b) to reduce the exercise price of any outstanding
    Stock Option, or (c) to take any other action that would be treated as a repricing of Stock Options under the rules of the
    primary stock exchange on which the Common Stock is listed.</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 30%">&nbsp;</TD>
    <TD STYLE="width: 40%; text-align: center"><FONT STYLE="font-size: 10pt">75</FONT></TD>
    <TD STYLE="width: 30%">&nbsp;</TD></TR>
</TABLE>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>3.4 - EXERCISE OF STOCK OPTIONS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(a)</TD>
    <TD COLSPAN="2" STYLE="text-align: justify; vertical-align: top"><U>Exercisability</U>. Stock Options shall become exercisable at such times, in such installments, and upon the satisfaction of such conditions as the Committee may provide at the time of grant in the Stock Option agreement referred to in Section 3.2, which may include a Restriction Period prior to Vesting.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top; width: 18pt">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top; width: 18pt">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(b)</TD>
    <TD COLSPAN="2" STYLE="text-align: justify; vertical-align: top"><U>Option Period</U>. For each Stock Option granted, the Committee shall specify in the Stock Option agreement referred to in Section 3.2 the period during which the Stock Option may be exercised, provided that no Stock Option shall be exercisable after the expiration of ten years from the date the Stock Option was granted.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(c)</TD>
    <TD COLSPAN="2" STYLE="text-align: justify; vertical-align: top"><U>Exercise in the Event of Termination of Board Service</U>.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(i)</TD>
    <TD STYLE="text-align: justify"><U>Death</U>: Unless otherwise provided by the Committee at the time of grant, in the event of the death of the Participant
    while actively serving on the Board, the Stock Option must be exercised by the Participant&rsquo;s estate or beneficiaries
    within one year following the death of the Participant and prior to its expiration. In the event of the death of the Participant,
    each unexpired Stock Option held by the Participant at the date of death may be exercised as to all or any portion thereof
    regardless of whether or not fully exercisable under the terms of the grant.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(ii)</TD>
    <TD STYLE="text-align: justify"><U>Disability</U>: Unless otherwise provided by the Committee at the time of grant, in the event of the termination of
    the Participant&rsquo;s board service due to Disability, the Stock Option must be exercised within one year following the
    Participant&rsquo;s termination of board service and prior to its expiration. In the event of the termination of the Participant&rsquo;s
    board service due to Disability, each Stock Option then held by the disabled Participant may be exercised as to all or any
    portion thereof, regardless of whether or not fully exercisable under the terms of the grant.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(iii)</TD>
    <TD STYLE="text-align: justify"><U>Retirement</U>: Unless otherwise provided by the Committee at the time of grant, in the event of the Retirement of
    the Participant, Vested Stock Option must be exercised within one year following the Participant&rsquo;s Retirement and prior
    to its expiration. In the event of the Retirement of the Participant, only Vested Stock Option then held by the retired Participant
    may be exercised as to all or any portion thereof, regardless of whether or not fully exercisable under the terms of the grant.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(iv)</TD>
    <TD STYLE="text-align: justify"><U>Other Terminations</U>: Unless otherwise provided by the Committee at the time of grant, in the event a Participant
    ceases to serve on the Board for any reason other than death, Disability or Retirement, Stock Options which are exercisable
    on the date of termination must be exercised within six months after termination and prior to the expiration date of any such
    Stock Option. All Stock Options which are not then exercisable shall be canceled.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(v)</TD>
    <TD STYLE="text-align: justify"><U>Extension of Exercise Period</U>: Notwithstanding all other provisions under this Section 2.4(c), in the event a Participant&rsquo;s
    Board service terminates, the Committee may, in its sole discretion, extend the post-termination period during which the Stock
    Option may be exercised, provided however that such period may not extend beyond the original option period.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(d)</TD>
    <TD COLSPAN="2" STYLE="text-align: justify; vertical-align: top"><U>Exercise In the Event of Change in Control</U>. In the event of consummation of a Change in Control, all Stock Options shall immediately become exercisable without regard to the exercise period set forth in Section 3.4(a) or in a Stock Option agreement. In the event such Stock Options are not exercised in connection with the Change in Control and are underwater, such Stock Options shall be terminated without payment of consideration.</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 30%">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></TD>
    <TD STYLE="width: 40%; text-align: center; vertical-align: bottom"><FONT STYLE="font-size: 10pt">76</FONT></TD>
    <TD STYLE="width: 30%">&nbsp;</TD></TR>
</TABLE>

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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><IMG SRC="header_footer.jpg" ALT="">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>3.5 - METHOD OF EXERCISE</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">The Stock Option may be
exercised in whole or in part from time to time by written request delivered to the Corporate Secretary or another designated officer
of the Company. The option price of each share acquired pursuant to a Stock Option shall be paid in full at the time of each exercise
of the Stock Option through a method outlined in the Stock Option agreement, or one of the following methods: (i) in cash; (ii)
by delivering to the Company previously-owned shares of Common Stock with a Fair Market Value as of the date determined by the
Committee sufficient to pay the exercise price; (iii) in the discretion of the Committee, by delivering to the Corporate Secretary
or another designated officer of the Company a notice of exercise with an irrevocable direction to a broker-dealer registered under
the Exchange Act to sell a sufficient portion of the shares acquired upon exercise and deliver the sale proceeds directly to the
Company to pay the exercise price; or (iv) in the discretion of the Committee, through any combination of the payment procedures
set forth in (i) through (iii) above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>ARTICLE IV.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>RESTRICTED STOCK AND RSU AWARDS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>4.1 - RESTRICTED STOCK AND RSU AWARDS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">The Committee may grant
Restricted Stock or RSU Awards to Participants subject to such terms and conditions as the Committee shall determine, as set forth
in the Restricted Stock or RSU Award agreement referenced in Section 4.2, provided that each Restricted Stock or RSU Award shall
be subject to a Restriction Period prior to Vesting.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>4.2 - RESTRICTED STOCK AND RSU AWARD AGREEMENTS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Each Restricted Stock or
RSU Award shall be evidenced by a written agreement between the Company and the Participant to whom such Award is granted. The
agreement shall specify the number of shares or units awarded, and the terms and conditions of the Award including the Restriction
Period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>4.3 - AWARDS AND CERTIFICATES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Shares of Common Stock awarded
pursuant to a Restricted Stock Award shall be registered in the name of the Participant, and evidenced either by the issuance of
certificates or by book entry on the stock transfer records of the Company showing the applicable restrictions, if any. Certificates
evidencing Restricted Stock Awards, bearing appropriate restrictive legends, shall be held in custody by the Company until the
restrictions thereon are no longer in effect. After the lapse or waiver of the restrictions imposed upon the Restricted Stock Award,
the Company shall deliver in the Participant&rsquo;s name one or more stock certificates, free of restrictions, evidencing the
shares of Common Stock subject to the Restricted Stock Award with respect to which the restrictions have lapsed or been waived,
or shall reregister the shares of Common Stock on the stock transfer records of the Company free of the applicable restrictions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Restricted Stock Units awarded
shall be evidenced by the RSU Award agreement until the applicable Restriction Period ends. After the lapse or waiver of the restrictions
imposed upon the RSU Award, the Company shall deliver in the Participant&rsquo;s name one or more stock certificates, free of restrictions,
evidencing the shares of Common Stock underlying the RSU Award with respect to which the restrictions have lapsed or been waived,
or shall reregister the shares of Common Stock on the stock transfer records of the Company free of the applicable restrictions;
provided, however, if the Participant has properly elected to defer receipt of the underlying shares of Common Stock under a Board-approved
deferred compensation plan or program, the provisions of such plan or program shall control with respect to payment of the RSU
Award,.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>4.4 - RESTRICTION PERIOD</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">At the time a Restricted
Stock or RSU Award is made, the Committee shall establish a Restriction Period applicable to such Award and, upon expiration or
lapse of a Restriction Period, the Restricted Stock or RSU Award shall Vest and the shares subject to the Restricted Stock Award
shall become the unrestricted property of the Participant, or issuable under the RSU Award shall become Vested and eligible to
be paid. The Committee may provide for the lapse of such restrictions in installments or all at one time and may accelerate or
waive such restrictions, in whole or in part, based on service and such other factors as the Committee may determine.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 30%">&nbsp;</TD>
    <TD STYLE="width: 40%; text-align: center"><FONT STYLE="font-size: 10pt">77</FONT></TD>
    <TD STYLE="width: 30%">&nbsp;</TD></TR>
</TABLE>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: left"><B>4.5 - OTHER TERMS AND CONDITIONS OF RESTRICTED
STOCK OR RSU AWARDS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Shares of Common Stock subject
to Restricted Stock Awards or underlying RSU Awards shall be subject to the following terms and conditions:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt">&nbsp;</TD>
    <TD STYLE="width: 18pt; text-align: left; vertical-align: top">(a)</TD>
    <TD STYLE="text-align: justify">Except as otherwise provided in the Plan or in the RSU Award agreement, the Participant shall not have
    all the rights of a shareholder of the Company, including the right to vote the shares;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(b)</TD>
    <TD STYLE="text-align: justify">Cash dividends paid with respect to Common Stock subject to a Restricted Stock or RSU Award shall entitle a Participant
    to Dividend Equivalents that are reinvested to purchase additional shares of Common Stock subject to the same terms, conditions,
    and restrictions that apply to the Restricted Stock or RSU Award with respect to which such Dividend Equivalents were credited;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(c)</TD>
    <TD STYLE="text-align: justify">Any other terms and conditions as the Committee may elect to include in the Award agreement as described in Section 4.2.</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>4.6 - TERMINATION OF BOARD SERVICE</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt">&nbsp;</TD>
    <TD STYLE="width: 18pt; text-align: left; vertical-align: top"><FONT STYLE="font-size: 10pt">(a)</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">In the event a Participant&rsquo;s Board service terminates during the Restriction Period by reason of death or Disability, all restrictions shall lapse on the full number of shares or units subject to restriction.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-size: 10pt">(b)</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">In the event a Participant&rsquo;s Board service terminates during the Restriction Period by reason of Retirement, all restrictions shall lapse on a prorated number of shares or units subject to restriction based on the time from date of the Award to the Participant&rsquo;s Retirement date.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-size: 10pt">(c)</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">If a Participant&rsquo;s Board service is terminated during the Restriction Period for any reason other than one listed in (a) or (b) above, the Participant shall forfeit all shares or units subject to restriction.</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>4.7 - CHANGE IN CONTROL PROVISIONS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">In the event of any Change
in Control, all restrictions applicable to any outstanding Restricted Stock or RSU Awards shall lapse, and all outstanding Restricted
Stock or RSU Awards shall Vest, as of the date of such Change in Control.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>ARTICLE V.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>TAX WITHHOLDING</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>5.1 - TAX WITHHOLDING</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">As a non-employee Director,
each Participants will be providing services to the Company as a self-employed individual and will be individually responsible
for his or her own tax payments and deposits relating to income attributable to Awards made hereunder. In addition, any Participant
receiving an award under the Plan that qualifies as restricted property taxable under Code Section 83(a) may make an election under
Section 83 of the Code if desired. The Company provides no advice with respect to such election.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>5.2 - ELECTIVE DEFERRAL OF PAYMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">The Board has approved a
deferred compensation program for Directors. Such program, if properly followed, represents the sole method of deferring payment
of Vested Awards granted under this Plan. Notwithstanding the foregoing, neither the Company nor the Committee shall have any obligation
to take any action to prevent the assessment of any excise tax or penalty on any Participant under Section 409A of the Code and
neither the Company nor the Committee will have any liability to any Participant for such tax or penalty.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
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    <TD STYLE="width: 30%">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></TD>
    <TD STYLE="width: 40%; text-align: center; vertical-align: bottom"><FONT STYLE="font-size: 10pt">78</FONT></TD>
    <TD STYLE="width: 30%">&nbsp;</TD></TR>
</TABLE>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>ARTICLE VI.<BR>
OTHER PROVISIONS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>6.1 - ADJUSTMENT IN NUMBER OF SHARES AND
OPTION PRICES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">In the event of any change
in the Common Stock through merger, consolidation, reorganization, recapitalization, reincorporation, stock split, stock dividend
or other change in the corporate structure of the Company, the Committee shall appropriately adjust the maximum number of Shares
subject to the Plan, all Awards then currently outstanding, the maximum number of Shares with respect to which any one person may
be granted Awards during any period as set forth in Section 1.5(c) of the Plan, and the exercise price of Options, so that upon
Exercise, the Participant shall receive, in effect, the same number of Shares in exchange for the same aggregate exercise price
he or she would have received had he or she been the holder of all Shares subject to his or her outstanding Options immediately
before the effective date of such change in the capital structure of the Company, and the benefits, rights and features relating
to Shares underlying Restricted Awards shall be appropriately adjusted consistent with such change in such manner as the Committee
may deem equitable to prevent substantial dilution or enlargement of the rights granted to, or available for, Participants in the
Plan. Any such adjustment shall not result in the issuance of fractional shares, and the Committee shall round down the number
of shares subject to any outstanding Award unless the transaction that resulted in the capital structure change specifically authorizes
a rounding up of the shares. Each such adjustment shall be made in such manner so as not to constitute a &ldquo;modification&rdquo;
within the meaning of Section 409A of the Code. Further, any adjustments made under this Section 6.1 shall be made in a manner
which does not adversely affect the exemption provided pursuant to Rule 16b-3 under the Exchange Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>6.2 - NO RIGHT TO CONTINUED BOARD SERVICE</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Nothing contained in the
Plan, nor in any grant of an Award pursuant to the Plan, shall confer upon any Participant any right with respect to continuance
of board service with the Company or its subsidiaries, nor interfere in any way with the rights of the Company, its subsidiaries
or its shareholders, pursuant to applicable articles, by-laws, state law or otherwise, to terminate the Participant&rsquo;s Board
service or change the Non-Employee Director compensation of any Participant at any time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>6.3 - NONTRANSFERABILITY</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">A Participant&rsquo;s rights
under the Plan, including the right to any shares or amounts payable may not be assigned, pledged, or otherwise transferred except,
in the event of a Participant&rsquo;s death, to the Participant&rsquo;s designated beneficiary or, in the absence of such a designation,
by will or by the laws of descent and distribution; provided, however, that the Committee may, in its discretion, at the time of
grant of a Stock Option or by amendment of an option agreement for a Stock Option, provide that Stock Options granted to or held
by a Participant may be transferred, in whole or in part, to one or more transferees and exercised by any such transferee, provided
further that (a) any such transfer must be without consideration, (b) each transferee must be a member of such Participant&rsquo;s
&ldquo;immediate family&rdquo; or a trust, family limited partnership or other estate planning vehicle established for the exclusive
benefit of one or more members of the Participant&rsquo;s immediate family; and (c) such transfer is specifically approved by the
Committee following the receipt of a written request for approval of the transfer. In the event a Stock Option is transferred as
contemplated in this Section, such transfer shall become effective when approved by the Committee and such Stock Option may not
be subsequently transferred by the transferee other than by will or the laws of descent and distribution. Any transferred Stock
Option shall continue to be governed by and subject to the terms and conditions of this Plan and the relevant option agreement,
and the transferee shall be entitled to the same rights as the Participant as if no transfer had taken place. As used in this Section,
&ldquo;immediate family&rdquo; shall mean, with respect to any person, any spouse, child, stepchild or grandchild, and shall include
relationships arising from legal adoption.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>6.4 - COMPLIANCE WITH GOVERNMENT REGULATIONS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt">&nbsp;</TD>
    <TD STYLE="width: 18pt; text-align: left; vertical-align: top">(a)</TD>
    <TD STYLE="text-align: justify">The Company shall not be required to issue or deliver shares or make payment upon any right granted
    under the Plan prior to complying with the requirements of any governmental authority in connection with the authorization,
    issuance, or sale of such shares.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">(b)</TD>
    <TD STYLE="text-align: justify">The Plan shall be construed and its provisions enforced and administered in accordance with the laws of the Commonwealth
    of Pennsylvania applicable to contracts entered into and performed entirely in such State.</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 30%">&nbsp;</TD>
    <TD STYLE="width: 40%; text-align: center"><FONT STYLE="font-size: 10pt">79</FONT></TD>
    <TD STYLE="width: 30%">&nbsp;</TD></TR>
</TABLE>

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    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 36pt">&nbsp;</TD>
    <TD STYLE="width: 18pt; text-align: left; vertical-align: top"><FONT STYLE="font-size: 10pt">(c)</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Awards under the Plan are intended to comply with, or be exempt from, the applicable requirements of Section 409A of the Code and shall be limited, construed and interpreted in accordance with such intent. Although the Company does not guarantee any particular tax treatment, to the extent that any Award is subject to Section 409A of the Code, it shall be paid in a manner that is intended to comply with Section 409A of the Code, including regulations and any other guidance issued by the Secretary of the Treasury and the Internal Revenue Service with respect thereto. In no event whatsoever shall the Company be liable for any additional tax, interest or penalties that may be imposed on the Participant by Section 409A of the Code or any damages for failing to comply with Section 409A of the Code.</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>6.5 - RIGHTS AS A SHAREHOLDER</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">The recipient of any grant
under the Plan shall have no rights as a shareholder with respect thereto unless and until certificates for shares of Common Stock
are issued, or book entry on the stock transfer records of the Company have been made, in the name of such recipient and are no
longer subject to restriction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>6.6 - UNFUNDED PLAN</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Unless otherwise determined
by the Committee, the Plan shall be unfunded and shall not create (or be construed to create) a trust or separate funds. With respect
to any payment not yet made to a Participant, nothing contained herein shall give any Participant any rights that are greater than
those of a general creditor of the Company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>6.7 - FOREIGN JURISDICTION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">The Committee shall have
the authority to adopt, amend, or terminate such arrangements, not inconsistent with the intent of the Plan, as it may deem necessary
or desirable to make available tax or other benefits of the laws of foreign countries in order to promote achievement of the purposes
of the Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>6.8 - OTHER COMPENSATION PLANS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Nothing contained in this Plan shall prevent
the Company from adopting other or additional compensation arrangements, subject to shareholder approval if such approval is required.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>6.9 - TERMINATION OF BOARD SERVICE--CERTAIN
FORFEITURES; CLAW-BACK</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Notwithstanding any other
provision of the Plan (other than provisions regarding Change in Control, including without limitation Sections 3.4(d) and 4.7,
which shall apply in all events), a Participant shall have no right to exercise any Stock Option or receive payment of any or Restricted
Stock or RSU Award if the Participant is discharged from Board service for willful, deliberate, or gross misconduct as determined
by the Committee in its sole discretion. Furthermore, in any such case and notwithstanding any other provision of the Plan to the
contrary, in the event that a Participant received or is entitled to cash or the delivery or Vesting of Common Stock pursuant to
an Award during the 12 month period prior to the Participant&rsquo;s discharge from Board service, the Committee, in its sole discretion,
may require the Participant to return or forfeit the cash and/or Common Stock received with respect to an Award (or its economic
value as of: (a) the date of the exercise of Stock Options; (b) the date immediately following the end of the Restriction Period
for Restricted Stock or RSU Awards or (c) the date of grant or payment with respect to Stock Awards, as the case may be). The Committee&rsquo;s
right to require forfeiture under this Section 6.9 must be exercised within 90 days after discharge from Board service.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">In addition to the foregoing,
the Company may subject this Plan and any Awards made hereunder to any &ldquo;claw-back policy&rdquo; adopted subsequent to the
date of this Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 30%">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></TD>
    <TD STYLE="width: 40%; text-align: center; vertical-align: bottom"><FONT STYLE="font-size: 10pt">80</FONT></TD>
    <TD STYLE="width: 30%">&nbsp;</TD></TR>
</TABLE>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right">&nbsp;<IMG SRC="header_footer.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>ARTICLE VII.<BR>
AMENDMENT AND TERMINATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>7.1 - AMENDMENT AND TERMINATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">The Board of Directors or
the Committee may modify, amend, or terminate the Plan at any time except that, to the extent then required by applicable law,
rule, regulation, or applicable listing requirements for the Company&rsquo;s Common Stock, approval of the holders of a majority
of shares of Common Stock represented in person or by proxy at a meeting of the shareholders will be required to increase the maximum
number of shares of Common Stock available for distribution under the Plan (other than increases due to adjustments in accordance
with the Plan) or to &ldquo;materially amend&rdquo; the Plan under applicable listing requirements for the Company&rsquo;s Common
Stock. No modification, amendment, or termination of the Plan shall adversely affect the rights of a Participant under a grant
previously made to such Participant without the consent of such Participant.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>ARTICLE VIII.<BR>
EFFECTIVE DATE AND DURATION OF PLAN</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>8.1 - EFFECTIVE DATE AND DURATION OF PLAN</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">The Plan shall become effective
as of the date of the Plan&rsquo;s approval and adoption at the 2019 Annual Meeting of the shareholders on May 21, 2019. All Awards
granted under the Plan must be granted within ten years from its approval date by the shareholders of the Company. Any Awards outstanding
ten years after the adoption of the Plan may be exercised within the periods prescribed under or pursuant to the Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

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    <TD STYLE="width: 30%">&nbsp;</TD>
    <TD STYLE="width: 40%; text-align: center"><FONT STYLE="font-size: 10pt">81</FONT></TD>
    <TD STYLE="width: 30%">&nbsp;</TD></TR>
</TABLE>

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<P STYLE="font: 250pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><IMG SRC="header_footer.jpg" ALT="">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center; background-color: rgb(207,210,221)"><B><A NAME="d350126a092"></A>EXHIBIT B</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B><U>REPORT OF AUDIT COMMITTEE</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>February 21, 2019</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">To the Board of Directors of Fulton Financial
Corporation:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">We have reviewed and discussed
with management Fulton Financial Corporation&rsquo;s audited financial statements as of, and for the year ended, December 31, 2018.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">We have discussed with representatives
of KPMG LLP, Fulton Financial Corporation&rsquo;s independent auditor, the matters required to be discussed by Auditing Standard
No. 1301, <I>Communications with Audit Committees </I>issued by the Public Company Accounting Oversight Board (&ldquo;PCAOB&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">We have received and reviewed
the written disclosures and the letter from the independent auditor required by the PCAOB Ethics and Independence Rule 3526, <I>Communication
with Audit Committees Concerning Independence</I>, as amended, by the PCAOB, and have discussed with the auditor the auditor&rsquo;s
independence.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 36pt">Based on the reviews and
discussions referred to above, we recommend to the Board of Directors that the financial statements referred to above be included
in Fulton Financial Corporation&rsquo;s Annual Report on Form 10-K for the year ended December 31, 2018.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Ronald H. Spair, Chair<BR>
Albert Morrison III, Vice Chair<BR>
Denise L. Devine<BR>
George W. Hodges<BR>
Ernest J. Waters</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

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    <TD STYLE="width: 30%">&nbsp;</TD>
    <TD STYLE="width: 40%; text-align: center"><FONT STYLE="font-size: 10pt">83</FONT></TD>
    <TD STYLE="width: 30%">&nbsp;</TD></TR>
</TABLE>

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<P STYLE="font: 250pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

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<DIV style="WIDTH: 48%; FLOAT: left">

<P>
<IMG border=0 src="fult3501261-def14ax1x1.jpg"><BR><B><I><FONT size=2 face=Arial>ATTN: SHAREHOLDER SERVICES<BR>P.O. BOX 4887<BR>ONE PENN SQUARE<BR>LANCASTER, PA 17604</FONT></I></B></P></DIV>

<DIV style="WIDTH: 48%; FLOAT: right">

<P style="TEXT-ALIGN: justify"><B><FONT size=1 face=Arial>VOTE BY INTERNET - </FONT></B><B><U><FONT size=1 face=Arial>www.proxyvote.com<BR></FONT></U></B><FONT size=1 face=Arial>Use the Internet to transmit your voting instructions and for electronic delivery of information up until 11:59 P.M. Eastern Time the day before the meeting date for Registered Shareholders or May 16, 2019 for Plan Participants. Have your proxy card in hand when you access the web site and follow the instructions to obtain your records and to create an electronic voting instruction form.</FONT></P>

<P style="TEXT-ALIGN: justify"><B><FONT size=1 face=Arial>ELECTRONIC DELIVERY OF FUTURE PROXY MATERIALS<BR></FONT></B><FONT size=1 face=Arial>If you would like to reduce the costs incurred by our company in mailing proxy materials, you can consent to receiving all future proxy statements, proxy cards and annual reports electronically via e-mail or the Internet. To sign up for electronic delivery, please follow the instructions above to vote using the Internet and, when prompted, indicate that you agree to receive or access proxy materials electronically in future years.</FONT></P>

<P style="TEXT-ALIGN: justify"><B><FONT size=1 face=Arial>VOTE BY PHONE - 1-800-690-6903<BR></FONT></B><FONT size=1 face=Arial>Use any touch-tone telephone to transmit your voting instructions up until 11:59 P.M. Eastern Time the day before the meeting date for Registered Shareholders or May 16, 2019 for Plan Participants. Have your proxy card in hand when you call and then follow the instructions.</FONT></P>

<P style="TEXT-ALIGN: justify"><B><FONT size=1 face=Arial>VOTE BY MAIL<BR></FONT></B><FONT size=1 face=Arial>Mark, sign and date your proxy card and return it in the postage-paid envelope we have provided or return it to Vote Processing, c/o Broadridge, 51 Mercedes Way, Edgewood, NY 11717.</FONT></P></DIV><BR clear=all><BR><BR><BR><BR><BR>

<TABLE style="LINE-HEIGHT: normal; BORDER-COLLAPSE: COLLAPSE" cellSpacing=0 cellPadding=0 width="100%" border=0>



<TR vAlign=bottom>

   <TD width="89%" noWrap align=left><FONT size=1 face=Arial>TO VOTE, MARK BLOCKS BELOW IN BLUE OR BLACK INK AS FOLLOWS:</FONT></TD>

   <TD width="1%" noWrap align=left>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>

   <TD width="10%" noWrap align=left></TD></TR>

<TR vAlign=bottom>

   <TD STYLE="width: 89%; white-space: nowrap; text-align: right; border-bottom: Black 1pt dashed"><FONT size=1 face=Arial>E56458-P17905</FONT></TD>

   <TD STYLE="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt dashed"><FONT size=1 face=Arial></FONT></TD>

   <TD STYLE="width: 10%; white-space: nowrap; text-align: right; border-bottom: Black 1pt dashed"><FONT size=1 face=Arial>KEEP THIS PORTION FOR YOUR RECORDS</FONT></TD></TR>

<TR vAlign=bottom>

   <TD width="89%" noWrap align=center></TD>

   <TD width="1%" noWrap align=left><B><FONT size=1 face=Arial></FONT></B></TD>

   <TD width="10%" noWrap align=right><FONT size=1 face=Arial>DETACH AND RETURN THIS PORTION ONLY</FONT></TD></TR></TABLE>
<div align=center style="padding-top:2pt; padding-bottom:6pt"><B><FONT size=1 face=Arial>THIS PROXY CARD IS VALID ONLY WHEN SIGNED AND DATED.</FONT></B></div>

<DIV style="BORDER-TOP: #000000 1.5pt solid; BORDER-RIGHT: #000000 1.5pt solid; BORDER-BOTTOM: #000000 1.5pt solid; PADDING-BOTTOM: 4pt; PADDING-TOP: 4pt; PADDING-LEFT: 4pt; BORDER-LEFT: #000000 1.5pt solid; PADDING-RIGHT: 4pt">

<DIV style="WIDTH: 48%; FLOAT: left">

<TABLE CELLSPACING="0" CELLPADDING="0" BORDER="0" STYLE="line-height: normal; width: 100%; font-size:7pt">



<TR vAlign=bottom>

   <TD COLSPAN="4" STYLE="vertical-align: top; white-space: nowrap; text-align: left; padding-bottom: 4pt"><B><FONT size=1 face=Arial>FULTON FINANCIAL CORPORATION</FONT></B></TD>

   <TD STYLE="white-space: nowrap; text-align: left; padding-bottom: 4pt"></TD>

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   <TD STYLE="vertical-align: top; white-space: nowrap; text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>

   <TD COLSPAN="3" STYLE="vertical-align: top; text-align: left"><B><FONT size=1 face=Arial>The Board of Directors recommends you vote FOR the following proposals:</FONT></B></TD>

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   <TD STYLE="vertical-align: top; white-space: nowrap; text-align: left; padding-right: 8pt; padding-top: 2pt"><FONT size=1 face=Arial>1.</FONT></TD>

   <TD COLSPAN="2" STYLE="vertical-align: top; white-space: nowrap; text-align: left; padding-top: 2pt"><FONT size=1 face=Arial>Election of Directors</FONT></TD>

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   <TD STYLE="white-space: nowrap; text-align: left; padding-top: 2pt"></TD>

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<TR vAlign=bottom>

   <TD STYLE="vertical-align: top; white-space: nowrap; text-align: left"><FONT size=1 face=Arial></FONT></TD>

   <TD STYLE="vertical-align: top; white-space: nowrap; text-align: left; padding-right: 8pt"><FONT size=1 face=Arial></FONT></TD>

   <TD COLSPAN="2" STYLE="vertical-align: top; white-space: nowrap; text-align: left"><FONT size=1 face=Arial>&nbsp;</FONT></TD>

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   <TD COLSPAN="2" STYLE="vertical-align: top; white-space: nowrap; text-align: left"><B><FONT size=1 face=Arial>Nominees:</FONT></B></TD>

   <TD STYLE="white-space: nowrap; text-align: center"><B><FONT size=1 face=Arial>&nbsp;&nbsp;&nbsp;</FONT></B></TD>

   <TD STYLE="vertical-align: top; text-align: center"><B><FONT size=1 face=Arial>For</FONT></B></TD>

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   <TD STYLE="vertical-align: top; white-space: nowrap; text-align: center"><B><FONT size=1 face=Arial>Against</FONT></B></TD>

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   <TD STYLE="vertical-align: top; white-space: nowrap; text-align: center"><B><FONT size=1 face=Arial>Abstain</FONT></B></TD></TR>

<TR vAlign=bottom>

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   <TD STYLE="vertical-align: top; width: 91%; white-space: nowrap; text-align: left">&nbsp;</TD>

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<TR vAlign=bottom>

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   <TD STYLE="vertical-align: middle; white-space: nowrap; text-align: left; padding-right: 8pt"><FONT size=1 face=Arial>1a.</FONT></TD>

   <TD STYLE="vertical-align: middle; white-space: nowrap; text-align: left"><FONT size=1 face=Arial>Jennifer Craighead Carey</FONT></TD>

   <TD STYLE="white-space: nowrap; text-align: center"></TD>

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<TR vAlign=bottom>

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   <TD STYLE="vertical-align: middle; white-space: nowrap; text-align: left"><FONT size=1 face=Arial>&nbsp;</FONT></TD>

   <TD STYLE="white-space: nowrap; text-align: center"></TD>

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<TR vAlign=bottom>

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   <TD STYLE="vertical-align: middle; white-space: nowrap; text-align: left; padding-right: 8pt"><FONT size=1 face=Arial>1b.</FONT></TD>

   <TD STYLE="vertical-align: middle; white-space: nowrap; text-align: left"><FONT size=1 face=Arial>Lisa Crutchfield </FONT></TD>

   <TD STYLE="white-space: nowrap; text-align: center"></TD>

   <TD STYLE="vertical-align: top; text-align: center"><FONT size=2 face=Arial>&#9744;</FONT></TD>

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<TR vAlign=bottom>

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   <TD STYLE="vertical-align: middle; white-space: nowrap; text-align: left"><FONT size=1 face=Arial>&nbsp;</FONT></TD>

   <TD STYLE="white-space: nowrap; text-align: center"></TD>

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<TR vAlign=bottom>

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   <TD STYLE="vertical-align: middle; white-space: nowrap; text-align: left; padding-right: 8pt"><FONT size=1 face=Arial>1c.</FONT></TD>

   <TD STYLE="vertical-align: middle; white-space: nowrap; text-align: left"><FONT size=1 face=Arial>Denise L. Devine </FONT></TD>

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<TR vAlign=bottom>

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   <TD STYLE="vertical-align: middle; white-space: nowrap; text-align: left"><FONT size=1 face=Arial>&nbsp;</FONT></TD>

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<TR vAlign=bottom>

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   <TD STYLE="vertical-align: middle; white-space: nowrap; text-align: left; padding-right: 8pt"><FONT size=1 face=Arial>1d.</FONT></TD>

   <TD STYLE="vertical-align: middle; white-space: nowrap; text-align: left"><FONT size=1 face=Arial>Steven S. Etter</FONT></TD>

   <TD STYLE="white-space: nowrap; text-align: center"></TD>

   <TD STYLE="vertical-align: top; text-align: center"><FONT size=2 face=Arial>&#9744;</FONT></TD>

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<TR vAlign=bottom>

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<TR vAlign=bottom>

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   <TD STYLE="vertical-align: middle; white-space: nowrap; text-align: left; padding-right: 8pt"><FONT size=1 face=Arial>1e.</FONT></TD>

   <TD STYLE="vertical-align: middle; white-space: nowrap; text-align: left"><FONT size=1 face=Arial>Patrick J. Freer</FONT></TD>

   <TD STYLE="white-space: nowrap; text-align: center"></TD>

   <TD STYLE="vertical-align: top; text-align: center"><FONT size=2 face=Arial>&#9744;</FONT></TD>

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<TR vAlign=bottom>

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   <TD STYLE="vertical-align: middle; white-space: nowrap; text-align: left"><FONT size=1 face=Arial>&nbsp;</FONT></TD>

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<TR vAlign=bottom>

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   <TD STYLE="vertical-align: middle; white-space: nowrap; text-align: left; padding-right: 8pt"><FONT size=1 face=Arial>1f.</FONT></TD>

   <TD STYLE="vertical-align: middle; white-space: nowrap; text-align: left"><FONT size=1 face=Arial>Carlos E. Graupera </FONT></TD>

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   <TD STYLE="vertical-align: top; text-align: center"><FONT size=2 face=Arial>&#9744;</FONT></TD>

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<TR vAlign=bottom>

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<TR vAlign=bottom>

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   <TD STYLE="vertical-align: middle; white-space: nowrap; text-align: left; padding-right: 8pt"><FONT size=1 face=Arial>1g.</FONT></TD>

   <TD STYLE="vertical-align: middle; white-space: nowrap; text-align: left"><FONT size=1 face=Arial>George W. Hodges</FONT></TD>

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<TR vAlign=bottom>

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   <TD STYLE="vertical-align: middle; white-space: nowrap; text-align: left; padding-right: 8pt"><FONT size=1 face=Arial>1h.</FONT></TD>

   <TD STYLE="vertical-align: middle; white-space: nowrap; text-align: left"><FONT size=1 face=Arial>James R. Moxley III</FONT></TD>

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<TR vAlign=bottom>

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   <TD STYLE="vertical-align: middle; white-space: nowrap; text-align: left; padding-right: 8pt"><FONT size=1 face=Arial>1i.</FONT></TD>

   <TD STYLE="vertical-align: middle; white-space: nowrap; text-align: left"><FONT size=1 face=Arial>Curtis J. Myers</FONT></TD>

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   <TD STYLE="vertical-align: middle; white-space: nowrap; text-align: left; padding-right: 8pt"><FONT size=1 face=Arial>1j.</FONT></TD>

   <TD STYLE="vertical-align: middle; white-space: nowrap; text-align: left"><FONT size=1 face=Arial>Scott A. Snyder</FONT></TD>

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   <TD STYLE="vertical-align: middle; white-space: nowrap; text-align: left"><FONT size=1 face=Arial>Ronald H. Spair</FONT></TD>

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   <TD STYLE="vertical-align: middle; white-space: nowrap; text-align: left"><FONT size=1 face=Arial>Mark F. Strauss</FONT></TD>

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   <TD STYLE="vertical-align: top; white-space: nowrap; text-align: center"><B><FONT size=1 face=Arial>For</FONT></B></TD>

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   <TD STYLE="vertical-align: top; white-space: nowrap; text-align: center"><B><FONT size=1 face=Arial>Abstain</FONT></B></TD></TR>

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   <TD STYLE="vertical-align: middle; text-align: left"><FONT size=1 face=Arial>1m. Ernest J. Waters</FONT></TD>

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   <TD STYLE="vertical-align: middle; text-align: left"><FONT size=1 face=Arial>1n. E. Philip Wenger</FONT></TD>

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   <TD STYLE="vertical-align: top; text-align: left; padding-right: 8pt"><FONT size=1 face=Arial>2.</FONT></TD>

   <TD STYLE="vertical-align: top; text-align: left; text-align: justify"><FONT size=1 face=Arial>A RESOLUTION TO APPROVE THE AMENDED AND RESTATED DIRECTORS' EQUITY PARTICIPATION PLAN.</FONT></TD>

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   <TD STYLE="vertical-align: top; text-align: left; text-align: justify"><FONT size=1 face=Arial>NON-BINDING "SAY-ON-PAY" RESOLUTION TO APPROVE THE COMPENSATION OF THE NAMED EXECUTIVE OFFICERS FOR 2018.</FONT></TD>

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   <TD STYLE="vertical-align: top; text-align: left; text-align: justify"><FONT size=1 face=Arial>TO RATIFY THE APPOINTMENT OF KPMG LLP AS FULTON FINANCIAL CORPORATION'S INDEPENDENT AUDITOR FOR FISCAL YEAR ENDING 12/31/19.</FONT></TD>

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   <TD STYLE="vertical-align: top; text-align: left"><FONT size=1 face=Arial>&nbsp; </FONT></TD>

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   <TD COLSPAN="2" STYLE="vertical-align: top; text-align: left; text-align: justify"><FONT size=1 face=Arial>For address changes and/or comments, please check this box and write them on the back where indicated.</FONT></TD>

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   <TD STYLE="vertical-align: top; white-space: nowrap; text-align: center"><FONT size=2 face=Arial>&#9744;</FONT></TD></TR></TABLE></DIV><BR clear=all><BR>

<P STYLE="text-align: justify; margin-left: 15pt; margin-right: 50pt"><FONT size=1 face=Arial>Please sign exactly as your name(s) appear(s) hereon. When signing as attorney, executor, administrator, or other fiduciary, please give full title as such. Joint owners should each sign personally. All holders must sign. If a corporation or partnership, please sign in full corporate or partnership name by authorized officer.</FONT></P>

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   <TD width="84%" noWrap align=left><FONT size=1 face=Arial>Signature [PLEASE SIGN WITHIN BOX]</FONT></TD>

   <TD width="15%" noWrap align=left><FONT size=1 face=Arial>Date</FONT></TD></TR></TABLE></DIV>

<DIV style="WIDTH: 48%; FLOAT: right">

<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: COLLAPSE" cellSpacing=0 cellPadding=0 width="80%" border=0>



<TR vAlign=bottom style="LINE-HEIGHT: 20pt">

   <TD STYLE="width: 85%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; border-left: Black 1pt solid; border-top: Black 1pt solid; border-right: Black 1pt solid"><FONT size=1 face=Arial></FONT></TD>

   <TD STYLE="width: 15%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; border-top: Black 1pt solid; border-right: Black 1pt solid"><FONT size=1 face=Arial>&nbsp;</FONT></TD></TR>

<TR vAlign=bottom>

   <TD width="85%" noWrap align=left><FONT size=1 face=Arial>Signature (Joint Owners)</FONT></TD>

   <TD width="15%" noWrap align=left><FONT size=1 face=Arial>Date</FONT></TD></TR></TABLE></DIV><BR clear=all></DIV><BR>
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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 10pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: left; width: 100%"><PAGE></PAGE></TD></TR></TABLE></DIV>
    <!-- Field: /Page --> <p align="left"><font face="Times new roman" size=2><a href="#toc"><b>Table of Contents</b></a></font></p>







<P style="TEXT-ALIGN: justify"><B><FONT size=2 face=Arial>Meeting Time, Date and Location</FONT></B></P>

<P style="TEXT-ALIGN: justify"><FONT size=2 face=Arial>The meeting will be held at 10:00 a.m. on Tuesday, May 21, 2019 at the Lancaster Marriott at Penn Square, 25 South Queen Street, Lancaster, Pennsylvania. Light refreshments will be available starting at 9:00 a.m., and the business meeting will start promptly at 10:00 a.m.</FONT></P>

<P style="TEXT-ALIGN: justify"><B><FONT size=2 face=Arial>RSVP</FONT></B></P>

<P style="TEXT-ALIGN: justify"><FONT size=2 face=Arial>If you will be attending the meeting, please complete the enclosed Annual Meeting Invitation and Reservation Form.</FONT></P>

<P style="TEXT-ALIGN: center"><B><FONT size=2 face=Arial><BR><BR>Important Notice Regarding the Availability of Proxy Materials for the Annual Meeting:<BR></FONT></B><FONT size=2 face=Arial>The Combined Document and Meeting Invitation are available at
www.proxyvote.com.<BR><BR><BR><BR><BR><BR><BR></FONT></P>

<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: COLLAPSE" cellSpacing=0 cellPadding=0 width="100%" border=0>



<TR vAlign=bottom>

   <TD STYLE="width: 100%; white-space: nowrap; text-align: right; border-top: Black 1pt dashed; padding-top: 4pt; padding-right: 12pt"><FONT size=1 face=Arial>E56459-P17905</FONT></TD></TR></TABLE>

<DIV style="BORDER-RIGHT: #000000 1.5pt solid; PADDING-RIGHT: 15pt; BORDER-TOP: #000000 1.5pt solid; PADDING-LEFT: 15pt; PADDING-BOTTOM: 4pt; BORDER-LEFT: #000000 1.5pt solid; PADDING-TOP: 4pt; BORDER-BOTTOM: #000000 1.5pt solid">

<P style="TEXT-ALIGN: center"><B><FONT size=2 face=Arial> THIS PROXY IS SOLICITED ON BEHALF OF THE BOARD OF DIRECTORS OF<BR>FULTON FINANCIAL CORPORATION</FONT></B></P>

<P style="TEXT-ALIGN: justify"><FONT size=1 face=Arial>This proxy appoints Jason H. Weber, Kenneth E. Shenenberger, John R. Merva, or any one of them acting in the absence of the other proxies, with full power of substitution, to represent and vote, as designated on the reverse side, all of the Fulton Financial Corporation Common Stock: (i) held of record by the signer on February 28, 2019 and (ii) which the signer is otherwise entitled to vote, and, in their discretion, to vote upon such other business as may be properly brought before the Annual Meeting of Shareholders to be held on Tuesday, May 21, 2019, at 10:00 a.m., at the Lancaster Marriott at Penn Square, 25 South Queen St., Lancaster, PA, or any adjournment thereof.</FONT></P>

<P style="TEXT-ALIGN: justify"><FONT size=1 face=Arial>This proxy, when properly delivered, will be voted in the manner directed by the shareholder(s). If no direction is made, this proxy will be voted FOR the Election of Directors, FOR the Amended and Restated Directors' Equity Participation Plan, FOR the "Say-on-Pay" proposal and FOR the ratification of the appointment of KPMG LLP.</FONT></P>

<P style="TEXT-ALIGN: justify"><FONT size=1 face=Arial>If shares of Fulton Financial Corporation Common Stock are issued to or held for the account of the person(s) signing on the reverse side ("Plan Participant") under employee plans and voting rights are attached to such shares (any such plans, an "Employee Plan"), the Plan Participant hereby directs the respective fiduciary ("Plan Trustee") of each applicable Employee Plan to vote all shares of Fulton Financial Corporation Common Stock in the Plan Participant's name and/or account under such Employee Plan as of February 28, 2019 in accordance with the instructions given herein, and, in its discretion, to vote upon such other business as may be properly brought before the Annual Meeting, to be held on Tuesday, May 21, 2019, at 10:00 a.m., at the Lancaster Marriott at Penn Square, 25 South Queen St., Lancaster, PA, or any adjournments or postponements thereof.</FONT></P>

<P style="TEXT-ALIGN: justify"><FONT size=1 face=Arial>Employee Plan shares, when this proxy is properly delivered, will be voted by the Plan Trustee in the manner directed by the Plan Participant.</FONT></P>

<P style="TEXT-ALIGN: justify"><FONT size=1 face=Arial>Please use the Internet or touch-tone telephone to transmit your voting instructions up until 11:59 p.m. Eastern Time on May 20, 2019, which is the deadline to vote the shares through the use of the Internet or telephone. Voting instructions for Employee Plan shares made through the Internet or telephone must be received by 11:59 p.m. Eastern Time on May 16, 2019.</FONT></P>

<DIV align=center>
<DIV style="BORDER-RIGHT: #000000 1pt solid; PADDING-RIGHT: 6pt; BORDER-TOP: #000000 1pt solid; PADDING-LEFT: 6pt; PADDING-BOTTOM: 4pt; BORDER-LEFT: #000000 1pt solid; WIDTH: 80%; PADDING-TOP: 4pt; BORDER-BOTTOM: #000000 1pt solid">
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="5%"><B><FONT face=arial size=1>Address Changes/Comments:&nbsp; </FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="95%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="5%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="95%">&nbsp;</TD></TR></TABLE><BR></DIV></DIV>
<DIV align=center><FONT face=arial size=1>(If you noted any Address
Changes/Comments above, please mark corresponding box on the reverse
side.)</FONT></DIV><BR></DIV><BR>




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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
