<SEC-DOCUMENT>0001206774-22-000953.txt : 20220401
<SEC-HEADER>0001206774-22-000953.hdr.sgml : 20220401
<ACCEPTANCE-DATETIME>20220401090331
ACCESSION NUMBER:		0001206774-22-000953
CONFORMED SUBMISSION TYPE:	DEF 14A
PUBLIC DOCUMENT COUNT:		53
CONFORMED PERIOD OF REPORT:	20220517
FILED AS OF DATE:		20220401
DATE AS OF CHANGE:		20220401

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FULTON FINANCIAL CORP
		CENTRAL INDEX KEY:			0000700564
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				232195389
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DEF 14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-39680
		FILM NUMBER:		22796010

	BUSINESS ADDRESS:	
		STREET 1:		ONE PENN SQ
		STREET 2:		PO BOX 4887
		CITY:			LANCASTER
		STATE:			PA
		ZIP:			17604
		BUSINESS PHONE:		7172912411

	MAIL ADDRESS:	
		STREET 1:		ONE PENN SQ
		STREET 2:		PO BOX 4887
		CITY:			LANCASTER
		STATE:			PA
		ZIP:			17604
</SEC-HEADER>
<DOCUMENT>
<TYPE>DEF 14A
<SEQUENCE>1
<FILENAME>fult3977451-def14a.htm
<DESCRIPTION>DEFINITIVE PROXY STATEMENT
<TEXT>
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<DIV>
<P STYLE="text-align: left"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B><A HREF="#toc">Table of Contents</A></B></FONT></P>
<P style="TEXT-ALIGN: center"><FONT style="FONT-FAMILY: Times New Roman" size=2><b>UNITED STATES </b></FONT><br><FONT style="FONT-FAMILY: Times New Roman" size=2><b>SECURITIES AND EXCHANGE COMMISSION<BR>Washington, D.C. 20549</b></FONT></P>
<P style="TEXT-ALIGN: center"><FONT style="FONT-FAMILY: Times New Roman" size=4><b>SCHEDULE 14A</b></FONT></P>
<P STYLE="text-align: center"><FONT style="FONT-FAMILY: Times New Roman" size=2>Proxy Statement Pursuant to Section 14(a) of the Securities <BR>Exchange Act of 1934 (Amendment No.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; )</FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="99%" colSpan=3><FONT style="FONT-FAMILY: times new roman" size=2>Filed by the Registrant [X]</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="99%" colSpan=3><FONT style="FONT-FAMILY: times new roman" size=2>Filed by a party other than the Registrant [&nbsp;&nbsp; ]&nbsp; </FONT></TD></TR>
  <TR>
    <TD vAlign=top noWrap align=left width="99%" colSpan=3>&nbsp; </TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="99%" colSpan=3><FONT style="FONT-FAMILY: times new roman" size=2>Check the appropriate box:</FONT></TD></TR>
  <TR>
    <TD vAlign=top noWrap align=left width="99%" colSpan=3>&nbsp; </TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>[&nbsp;&nbsp; ]</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="97%"><FONT style="FONT-FAMILY: times new roman" size=2>Preliminary Proxy Statement</FONT></TD></TR>
  <TR style="LINE-HEIGHT: normal" vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>[&nbsp;&nbsp; ]</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="97%"><FONT style="FONT-FAMILY: times new roman" size=2><B>Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))</B></FONT></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>[X]</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="97%"><FONT style="FONT-FAMILY: times new roman" size=2>Definitive Proxy Statement</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>[&nbsp;&nbsp; ]</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="97%"><FONT style="FONT-FAMILY: times new roman" size=2>Definitive Additional Materials</FONT></TD></TR>
  <TR>
    <TD vAlign=top noWrap align=left width="1%" ><FONT size=2>[&nbsp;&nbsp; ]</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%" >&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="97%" ><FONT size=2>Soliciting Material under &sect;240.14a-12</FONT></TD></TR></TABLE><BR>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center" noWrap width="3%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center" noWrap width="94%"><FONT style="FONT-FAMILY: times new roman" size=2><STRONG>Fulton Financial Corporation</STRONG></FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center" noWrap width="3%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD style="TEXT-ALIGN: center" width="3%">&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" width="94%"><FONT style="FONT-FAMILY: times new roman" size=2>(Name of Registrant as Specified In Its Charter)</FONT></TD>
    <TD style="TEXT-ALIGN: center" width="3%">&nbsp;</TD></TR>
  <TR>
    <TD width="3%"></TD>
    <TD width="94%">&nbsp; </TD>
    <TD width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center" noWrap width="3%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center" noWrap width="94%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center" noWrap width="3%">&nbsp;</TD></TR>
  <TR>
    <TD style="TEXT-ALIGN: center" noWrap width="3%">&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" noWrap width="94%">
      <P align=center><FONT style="FONT-FAMILY: times new roman" size=2>(Name
      of Person(s) Filing Proxy Statement, if other than the
      Registrant)</FONT></P></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="3%">&nbsp;</TD></TR></TABLE><BR>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD COLSPAN="3" STYLE="vertical-align: top; text-align: left; width: 100%"><FONT style="FONT-FAMILY: times new roman" size=2>Payment of Filing Fee (Check all boxes that apply):</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD STYLE="vertical-align: top; white-space: nowrap; text-align: left; width: 1%"><FONT style="FONT-FAMILY: times new roman" size=2>[X]</FONT></TD>
    <TD STYLE="vertical-align: top; white-space: nowrap; text-align: right; width: 1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; white-space: nowrap; text-align: left; width: 98%"><FONT style="FONT-FAMILY: times new roman" size=2>No fee required</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; text-align: left; width: 1%">
      <P STYLE="text-align: left"><FONT style="FONT-FAMILY: times new roman" size=2><FONT style="FONT-FAMILY: times new roman" size=2>[&nbsp;&nbsp; ]</FONT></FONT></P></TD>
    <TD STYLE="vertical-align: top; text-align: right; width: 1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: left; width: 98%">
      <P><FONT style="FONT-FAMILY: times new roman" size=2>Fee paid previously with preliminary materials</FONT></P></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; text-align: left; width: 1%">
      <P STYLE="text-align: left"><FONT style="FONT-FAMILY: times new roman" size=2><FONT style="FONT-FAMILY: times new roman" size=2>[&nbsp;&nbsp; ]</FONT></FONT></P></TD>
    <TD STYLE="vertical-align: top; text-align: right; width: 1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: left; width: 98%">
      <P><FONT style="FONT-FAMILY: times new roman" size=2>Fee computed on table in exhibit required by Item 25(b) per Exchange Act Rules 14a-6(i)(1) and 0-11</FONT></P></TD></TR></TABLE><BR>

<HR align=center width="100%" noshade SIZE=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV>
<P STYLE="text-align: left"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B><A HREF="#toc">Table of Contents</A></B></FONT></P>

<P STYLE="margin: 0; text-align: center"><IMG SRC="fult3977451-def14ax1x1.jpg" ALT=""><FONT STYLE="font: 10pt Times New Roman, Times, Serif"></FONT></P>

<P STYLE="margin-top: 0; margin-right: 0; margin-left: 0; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>P.O. Box 4887</B><BR>
<B>One Penn Square</B><BR>
<B>Lancaster, Pennsylvania 17604</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: center; margin-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>NOTICE OF ANNUAL MEETING OF
SHAREHOLDERS</B><BR>
<B>TO BE HELD</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: center; margin-top: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>TUESDAY, MAY 17, 2022 AT 10:00
A.M. EASTERN TIME</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">TO THE SHAREHOLDERS OF FULTON
FINANCIAL CORPORATION:</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">NOTICE IS HEREBY GIVEN that,
pursuant to the call of its Board of Directors (the &ldquo;<B>Board</B>&rdquo;), the 2022 Annual Meeting (the &ldquo;<B>Annual
Meeting</B>&rdquo;) of the shareholders of FULTON FINANCIAL CORPORATION (&ldquo;<B>Fulton</B>&rdquo;) will be held on Tuesday,
May 17, 2022, at 10:00 A.M. Eastern Time, at the Lancaster Marriott at Penn Square, 25 South Queen Street, Lancaster, Pennsylvania
17603, for the purpose of considering and voting upon the following matters:</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 15pt; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">1.</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>ELECTION OF DIRECTORS. </B>The election
    of 13 director nominees to serve for a one-year term;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">2.</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>EXECUTIVE COMPENSATION PROPOSAL.
    </B>A non-binding say on pay (&ldquo;<B>say-on-pay</B>&rdquo;) proposal to approve the compensation of the named executive
    officers (the &ldquo;<B>NEOs</B>&rdquo;);</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">3.</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>APPROVAL OF THE 2022 AMENDED AND
    RESTATED EQUITY AND CASH INCENTIVE COMPENSATION PLAN. </B>A proposal to approve Fulton&rsquo;s 2022 Amended and Restated Equity
    and Cash Incentive Compensation Plan (the &ldquo;<B>2022 Plan</B>&rdquo;);</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">4.</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>RATIFICATION OF INDEPENDENT AUDITOR.
    </B>The ratification of the appointment of KPMG LLP as Fulton&rsquo;s independent auditor for the fiscal year ending December
    31, 2022; and</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">5.</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>OTHER BUSINESS. </B>Such other business
    as may properly be brought before the Annual Meeting and any adjournments thereof.</FONT></TD></TR>
</TABLE>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Only those shareholders of record
at the close of business on March 1, 2022 (the &ldquo;<B>Record Date</B>&rdquo;) shall be entitled to be given notice of, to attend
and to vote at, the Annual Meeting. Please take a moment to cast your vote over the Internet or by telephone in accordance with
the instructions set forth on the enclosed proxy card, or, alternatively, if you received paper copies of the proxy statement
(the &ldquo;<B>Proxy Statement</B>&rdquo;) and proxy card, then complete, sign and date the proxy card and return it in the postage-paid
envelope. Shareholders attending the Annual Meeting may vote during the meeting in person or online by using the control number
that appears on the Important Notice Regarding the Availability of Proxy Materials for the Shareholder Meeting (the &ldquo;<B>Notice</B>&rdquo;)
even if they previously voted by proxy.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Voting via the Internet or by
telephone prior to the meeting is fast and convenient, and your vote is immediately tabulated and confirmed. Your proxy is revocable
and may be withdrawn at any time before it is voted at the Annual Meeting. <B>You are cordially invited to attend the Annual Meeting
on May 17, 2022 at 10:00 A.M. Eastern Time. If you plan on attending the Annual Meeting in person, please see the instructions
contained in this Proxy Statement.</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">A copy of Fulton&rsquo;s 2021
Annual Report on Form 10-K (the &ldquo;<B>Annual Report</B>&rdquo;) accompanies this Proxy Statement.</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 60%"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 40%"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Sincerely,</FONT></TD></TR>
<TR STYLE="vertical-align: top; font-size: 6pt">
    <TD STYLE="font-size: 6pt">&nbsp;</TD>
    <TD STYLE="font-size: 6pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="fult3977451-def14ax1x2.jpg" ALT=""></FONT></TD></TR>
<TR STYLE="vertical-align: top; font-size: 6pt">
    <TD STYLE="text-align: left; vertical-align: bottom; font-size: 6pt">&nbsp;</TD>
    <TD STYLE="font-size: 6pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">April 1, 2022</FONT></TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Natasha R. Luddington<BR>
    Senior Executive Vice President,<BR>
    Chief Legal Officer and<BR>
    Corporate Secretary</FONT></TD></TR>
</TABLE>



<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>


<P STYLE="margin-right: 0; margin-left: 0; text-align: center; margin-top: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>PROXY STATEMENT</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I>Dated and To Be Mailed on or
about: April 1, 2022</I></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">ANNUAL MEETING OF SHAREHOLDERS
TO BE HELD ON MAY 17, 2022 AT 10:00 A.M. EASTERN TIME</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="toc"></A>TABLE OF CONTENTS</B></FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 90%">&nbsp;</TD>
    <TD STYLE="width: 10%; text-align: right"><FONT STYLE="font-size: 10pt"><B>PAGE</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><A HREF="#fult3977451-def14aa001"><FONT STYLE="font-size: 10pt"><B>2022 ANNUAL MEETING SUMMARY</B></FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa001"><FONT STYLE="font-size: 10pt"><B>1</B></FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><A HREF="#fult3977451-def14aa002"><FONT STYLE="font-size: 10pt"><B>GENERAL INFORMATION</B></FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa002"><FONT STYLE="font-size: 10pt"><B>3</B></FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa003"><FONT STYLE="font-size: 10pt">Date, Time and Place of the Annual Meeting</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa003"><FONT STYLE="font-size: 10pt">3</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa004"><FONT STYLE="font-size: 10pt">Shareholders Entitled to Vote at and Attend the Annual Meeting</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa004"><FONT STYLE="font-size: 10pt">3</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa005"><FONT STYLE="font-size: 10pt">Purpose of the Annual Meeting</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa005"><FONT STYLE="font-size: 10pt">3</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa006"><FONT STYLE="font-size: 10pt">Solicitation of Proxies</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa006"><FONT STYLE="font-size: 10pt">3</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa007"><FONT STYLE="font-size: 10pt">Revocability and Voting of Proxies</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa007"><FONT STYLE="font-size: 10pt">3</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa008"><FONT STYLE="font-size: 10pt">How to Vote</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa008"><FONT STYLE="font-size: 10pt">4</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa009"><FONT STYLE="font-size: 10pt">Voting Shares Held in Street Name</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa009"><FONT STYLE="font-size: 10pt">5</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa010"><FONT STYLE="font-size: 10pt">Voting of Shares and Principal Holders Thereof</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa010"><FONT STYLE="font-size: 10pt">5</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa011"><FONT STYLE="font-size: 10pt">Recommendation of the Board</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa011"><FONT STYLE="font-size: 10pt">6</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa012"><FONT STYLE="font-size: 10pt">Shareholder Proposals</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa012"><FONT STYLE="font-size: 10pt">6</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa013"><FONT STYLE="font-size: 10pt">Contacting the Board</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa013"><FONT STYLE="font-size: 10pt">6</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa014"><FONT STYLE="font-size: 10pt">Our Current Governance Best Practices</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa014"><FONT STYLE="font-size: 10pt">6</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa015"><FONT STYLE="font-size: 10pt">Code of Conduct</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa015"><FONT STYLE="font-size: 10pt">6</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa016"><FONT STYLE="font-size: 10pt">Corporate Governance Guidelines</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa016"><FONT STYLE="font-size: 10pt">6</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><A HREF="#fult3977451-def14aa017"><FONT STYLE="font-size: 10pt"><B>SELECTION OF DIRECTORS</B></FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa017"><FONT STYLE="font-size: 10pt"><B>7</B></FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa018"><FONT STYLE="font-size: 10pt">General Information</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa018"><FONT STYLE="font-size: 10pt">7</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa019"><FONT STYLE="font-size: 10pt">Majority Vote Standard</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa019"><FONT STYLE="font-size: 10pt">7</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa020"><FONT STYLE="font-size: 10pt">Procedure for Shareholder Nominations</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa020"><FONT STYLE="font-size: 10pt">7</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa021"><FONT STYLE="font-size: 10pt">Director Qualifications and Board Diversity</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa021"><FONT STYLE="font-size: 10pt">7</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa022"><FONT STYLE="font-size: 10pt">Nasdaq Board Diversity Matrix</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa022"><FONT STYLE="font-size: 10pt">8</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><A HREF="#fult3977451-def14aa023"><FONT STYLE="font-size: 10pt"><B>ELECTION OF DIRECTORS &ndash; Proposal One</B></FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa023"><FONT STYLE="font-size: 10pt"><B>9</B></FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa024"><FONT STYLE="font-size: 10pt">General Information</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa024"><FONT STYLE="font-size: 10pt">9</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa025"><FONT STYLE="font-size: 10pt">2022 Director Nominees</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa025"><FONT STYLE="font-size: 10pt">9</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa026"><FONT STYLE="font-size: 10pt">Vote Required</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa026"><FONT STYLE="font-size: 10pt">9</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa027"><FONT STYLE="font-size: 10pt">Recommendation of the Board</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa027"><FONT STYLE="font-size: 10pt">9</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa028"><FONT STYLE="font-size: 10pt">Information about Nominees, Directors and Independence Standards</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa028"><FONT STYLE="font-size: 10pt">9</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa029"><FONT STYLE="font-size: 10pt">Director Nominees Biographical Information</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa029"><FONT STYLE="font-size: 10pt">10</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa030"><FONT STYLE="font-size: 10pt">Directors Retiring from Fulton</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa030"><FONT STYLE="font-size: 10pt">16</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa031"><FONT STYLE="font-size: 10pt">Security Ownership of Directors, Nominees, Management and Certain Beneficial Owners</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa031"><FONT STYLE="font-size: 10pt">17</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><A HREF="#fult3977451-def14aa032"><FONT STYLE="font-size: 10pt"><B>INFORMATION CONCERNING THE BOARD</B></FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa032"><FONT STYLE="font-size: 10pt"><B>19</B></FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa033"><FONT STYLE="font-size: 10pt">Meetings and Committees of the Board</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa033"><FONT STYLE="font-size: 10pt">19</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa034"><FONT STYLE="font-size: 10pt">HR Committee Interlocks and Insider Participation</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa034"><FONT STYLE="font-size: 10pt">19</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa035"><FONT STYLE="font-size: 10pt">Other Board Committees</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa035"><FONT STYLE="font-size: 10pt">19</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa036"><FONT STYLE="font-size: 10pt">Board&rsquo;s Role in Risk Oversight</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa036"><FONT STYLE="font-size: 10pt">20</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa037"><FONT STYLE="font-size: 10pt">Board&rsquo;s Role in Cybersecurity Risk</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa037"><FONT STYLE="font-size: 10pt">21</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa038"><FONT STYLE="font-size: 10pt">Board&rsquo;s Role in Consumer Financial Protection</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa038"><FONT STYLE="font-size: 10pt">21</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa039"><FONT STYLE="font-size: 10pt">Board&rsquo;s Role in Environmental and Social Responsibility</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa039"><FONT STYLE="font-size: 10pt">21</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa040"><FONT STYLE="font-size: 10pt">Lead Director and Fulton&rsquo;s Leadership Structure</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa040"><FONT STYLE="font-size: 10pt">22</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa041"><FONT STYLE="font-size: 10pt">Executive Sessions</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa041"><FONT STYLE="font-size: 10pt">22</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa042"><FONT STYLE="font-size: 10pt">Annual Meeting Attendance</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa042"><FONT STYLE="font-size: 10pt">22</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa043"><FONT STYLE="font-size: 10pt">Shareholder Engagement</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa043"><FONT STYLE="font-size: 10pt">22</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa044"><FONT STYLE="font-size: 10pt">Director Education and Board Development</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa044"><FONT STYLE="font-size: 10pt">22</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa045"><FONT STYLE="font-size: 10pt">Legal Proceedings</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa045"><FONT STYLE="font-size: 10pt">22</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa046"><FONT STYLE="font-size: 10pt">Related Person Transactions</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa046"><FONT STYLE="font-size: 10pt">23</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa047"><FONT STYLE="font-size: 10pt">Delinquent Section 16(a) Reports</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa047"><FONT STYLE="font-size: 10pt">24</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa048"><FONT STYLE="font-size: 10pt">Board and Committee Evaluations</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa048"><FONT STYLE="font-size: 10pt">24</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa049"><FONT STYLE="font-size: 10pt">Director Compensation</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa049"><FONT STYLE="font-size: 10pt">24</FONT></A></TD></TR>
</TABLE>
<P STYLE="text-align: center; margin-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">i</FONT></P>
<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 90%"><A HREF="#fult3977451-def14aa050"><FONT STYLE="font-size: 10pt"><B>INFORMATION CONCERNING EXECUTIVE COMPENSATION</B></FONT></A></TD>
    <TD STYLE="text-align: right; width: 10%"><A HREF="#fult3977451-def14aa050"><FONT STYLE="font-size: 10pt"><B>26</B></FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa051"><FONT STYLE="font-size: 10pt">Compensation Discussion and Analysis</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa051"><FONT STYLE="font-size: 10pt">26</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa052"><FONT STYLE="font-size: 10pt">Executive Summary</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa052"><FONT STYLE="font-size: 10pt">27</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa053"><FONT STYLE="font-size: 10pt">Shareholder Say-on-Pay Proposal Historical Results</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa053"><FONT STYLE="font-size: 10pt">28</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa054"><FONT STYLE="font-size: 10pt">Compensation Philosophy</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa054"><FONT STYLE="font-size: 10pt">29</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa055"><FONT STYLE="font-size: 10pt">Pay for Performance</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa055"><FONT STYLE="font-size: 10pt">29</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa056"><FONT STYLE="font-size: 10pt">HR Committee Membership and Role</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa056"><FONT STYLE="font-size: 10pt">30</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa057"><FONT STYLE="font-size: 10pt">Role of Management</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa057"><FONT STYLE="font-size: 10pt">30</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa058"><FONT STYLE="font-size: 10pt">Use of Consultants</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa058"><FONT STYLE="font-size: 10pt">30</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa059"><FONT STYLE="font-size: 10pt">Use of a Peer Group</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa059"><FONT STYLE="font-size: 10pt">31</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa060"><FONT STYLE="font-size: 10pt">Elements of Executive Compensation</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa060"><FONT STYLE="font-size: 10pt">31</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa061"><FONT STYLE="font-size: 10pt">Employment Agreements</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa061"><FONT STYLE="font-size: 10pt">34</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa062"><FONT STYLE="font-size: 10pt">Compensation Plan Risk Review</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa062"><FONT STYLE="font-size: 10pt">35</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa063"><FONT STYLE="font-size: 10pt">Other Compensation Elements</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa063"><FONT STYLE="font-size: 10pt">35</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa064"><FONT STYLE="font-size: 10pt">HR Committee Report</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa064"><FONT STYLE="font-size: 10pt">36</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa065"><FONT STYLE="font-size: 10pt">Summary Compensation</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa065"><FONT STYLE="font-size: 10pt">37</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa066"><FONT STYLE="font-size: 10pt">Grants of Plan-Based Awards</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa066"><FONT STYLE="font-size: 10pt">39</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa067"><FONT STYLE="font-size: 10pt">Outstanding Equity Awards at Fiscal Year-End</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa067"><FONT STYLE="font-size: 10pt">40</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa068"><FONT STYLE="font-size: 10pt">Option Exercises and Stock Vested</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa068"><FONT STYLE="font-size: 10pt">41</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa069"><FONT STYLE="font-size: 10pt">Nonqualified Deferred Compensation</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa069"><FONT STYLE="font-size: 10pt">41</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa070"><FONT STYLE="font-size: 10pt">Potential Payments Upon Termination and Golden Parachute Compensation Table</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa070"><FONT STYLE="font-size: 10pt">42</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa071"><FONT STYLE="font-size: 10pt">CEO Pay Ratio Disclosure</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa071"><FONT STYLE="font-size: 10pt">45</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt; text-indent: -10pt"><A HREF="#fult3977451-def14aa072"><FONT STYLE="font-size: 10pt"><B>NON-BINDING SAY-ON-PAY PROPOSAL TO APPROVE THE COMPENSATION OF THE NAMED EXECUTIVE OFFICERS &ndash; Proposal Two</B></FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa072"><FONT STYLE="font-size: 10pt"><B>46</B></FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa073"><FONT STYLE="font-size: 10pt">Recommendation of the Board</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa073"><FONT STYLE="font-size: 10pt">46</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt; text-indent: -10pt"><A HREF="#fult3977451-def14aa074"><FONT STYLE="font-size: 10pt"><B>APPROVAL OF THE 2022 AMENDED AND RESTATED EQUITY AND CASH INCENTIVE COMPENSATION PLAN &ndash; Proposal Three</B></FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa074"><FONT STYLE="font-size: 10pt"><B>47</B></FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa075"><FONT STYLE="font-size: 10pt">Background</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa075"><FONT STYLE="font-size: 10pt">47</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa076"><FONT STYLE="font-size: 10pt">Key Terms of the 2022 Plan</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa076"><FONT STYLE="font-size: 10pt">48</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa077"><FONT STYLE="font-size: 10pt">Participants</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa077"><FONT STYLE="font-size: 10pt">48</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa078"><FONT STYLE="font-size: 10pt">Administration</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa078"><FONT STYLE="font-size: 10pt">48</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa079"><FONT STYLE="font-size: 10pt">Shares available for grant</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa079"><FONT STYLE="font-size: 10pt">48</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa080"><FONT STYLE="font-size: 10pt">Types of Awards Available under the 2022 Plan</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa080"><FONT STYLE="font-size: 10pt">48</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa081"><FONT STYLE="font-size: 10pt">Vesting &ndash; General</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa081"><FONT STYLE="font-size: 10pt">50</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa082"><FONT STYLE="font-size: 10pt">Clawback of Awards</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa082"><FONT STYLE="font-size: 10pt">50</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa083"><FONT STYLE="font-size: 10pt">Acceleration of Vesting in Certain Events</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa083"><FONT STYLE="font-size: 10pt">50</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa084"><FONT STYLE="font-size: 10pt">Adjustments</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa084"><FONT STYLE="font-size: 10pt">51</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa085"><FONT STYLE="font-size: 10pt">Amendments to the 2022 Plan</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa085"><FONT STYLE="font-size: 10pt">52</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa086"><FONT STYLE="font-size: 10pt">Federal Income Tax Consequences</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa086"><FONT STYLE="font-size: 10pt">52</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa087"><FONT STYLE="font-size: 10pt">Share Recycling</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa087"><FONT STYLE="font-size: 10pt">52</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa088"><FONT STYLE="font-size: 10pt">Adjustments and Extraordinary Events</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa088"><FONT STYLE="font-size: 10pt">53</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa089"><FONT STYLE="font-size: 10pt">Transferability</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa089"><FONT STYLE="font-size: 10pt">53</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa090"><FONT STYLE="font-size: 10pt">Term of the 2022 Plan</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa090"><FONT STYLE="font-size: 10pt">53</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa091"><FONT STYLE="font-size: 10pt">2021 Equity Awards</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa091"><FONT STYLE="font-size: 10pt">53</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa092"><FONT STYLE="font-size: 10pt">Equity Compensation Plan Information</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa092"><FONT STYLE="font-size: 10pt">54</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa093"><FONT STYLE="font-size: 10pt">Recommendation of the Board</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa093"><FONT STYLE="font-size: 10pt">54</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><A HREF="#fult3977451-def14aa094"><FONT STYLE="font-size: 10pt"><B>RELATIONSHIP WITH INDEPENDENT PUBLIC ACCOUNTANTS</B></FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa094"><FONT STYLE="font-size: 10pt"><B>55</B></FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><A HREF="#fult3977451-def14aa095"><FONT STYLE="font-size: 10pt"><B>RATIFICATION OF INDEPENDENT AUDITOR &ndash; Proposal Four</B></FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa095"><FONT STYLE="font-size: 10pt"><B>56</B></FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa096"><FONT STYLE="font-size: 10pt">Recommendation of the Board</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa096"><FONT STYLE="font-size: 10pt">56</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><A HREF="#fult3977451-def14aa097"><FONT STYLE="font-size: 10pt"><B>ADDITIONAL INFORMATION</B></FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa097"><FONT STYLE="font-size: 10pt">57</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa098"><FONT STYLE="font-size: 10pt">Annual Report</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa098"><FONT STYLE="font-size: 10pt"><B>57</B></FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa099"><FONT STYLE="font-size: 10pt">Householding of Proxy Materials</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa099"><FONT STYLE="font-size: 10pt"><B>57</B></FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa100"><FONT STYLE="font-size: 10pt">Sign Up for Electronic Delivery</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa100"><FONT STYLE="font-size: 10pt"><B>57</B></FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><A HREF="#fult3977451-def14aa101"><FONT STYLE="font-size: 10pt"><B>OTHER MATTERS</B></FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa101"><FONT STYLE="font-size: 10pt">58</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 10pt"><B>EXHIBITS</B></FONT></TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa102"><FONT STYLE="font-size: 10pt">2022 Amended and Restated Equity and Cash Incentive Plan</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa102"><FONT STYLE="font-size: 10pt">Exhibit A</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 20pt"><A HREF="#fult3977451-def14aa103"><FONT STYLE="font-size: 10pt">Report of Audit Committee</FONT></A></TD>
    <TD STYLE="text-align: right"><A HREF="#fult3977451-def14aa103"><FONT STYLE="font-size: 10pt">Exhibit B</FONT></A></TD></TR>
</TABLE>

<P STYLE="text-align: center; margin-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">ii</FONT></P>




<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>
<P STYLE="text-align: right; margin-top: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="footer.jpg" ALT=""></FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom; background-color: #CFD2DD">
    <TD COLSPAN="4" STYLE="padding-bottom: 2.25pt; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa001"></A>2022 ANNUAL MEETING SUMMARY</B></FONT></TD></TR>
<TR>
    <TD STYLE="padding-bottom: 2.25pt; text-align: justify; width: 20%"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 2.25pt; text-align: justify; width: 20%"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 2.25pt; text-align: justify; width: 41%"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 2.25pt; text-align: justify; width: 19%"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="border-top: rgb(102,118,163) 2px solid; border-right: rgb(102,118,163) 2px solid; border-left: rgb(102,118,163) 2px solid; padding: 0 3pt; text-align: center; vertical-align: middle; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-top: rgb(102,118,163) 2px solid; border-right: rgb(102,118,163) 2px solid; padding: 0 3pt; text-align: justify; background-color: rgb(207,210,221)">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; vertical-align: middle; background-color: rgb(207,210,221); border: rgb(102,118,163) 2px solid; padding: 3pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt"><B>When
    <BR>
and <BR>
wher</B>e</FONT></TD>
    <TD COLSPAN="4" STYLE="text-align: justify; border-top: rgb(102,118,163) 2px solid; border-right: rgb(102,118,163) 2px solid; border-bottom: rgb(102,118,163) 2px solid; padding: 3pt"><FONT STYLE="font: 12pt Times New Roman, Times, Serif">The
    Annual Meeting will be held at the Lancaster Marriott at Penn Square, 25 South Queen Street, Lancaster, Pennsylvania 17603,
    on Tuesday, May 17, 2022, at 10:00 A.M. Eastern Time. To vote prior to the Annual Meeting please go to the link that can be
    found at www.proxyvote.com. To vote at, or attend, the Annual Meeting, you will need the control number included on your proxy
    card or voting instruction form. Please refer to the &ldquo;<B>Date,</B> <B>Time and Place of the Annual Meeting</B>&rdquo;
    section of this Proxy Statement for more details about attending the Annual Meeting in person and requesting an admission
    ticket if you wish to attend the Annual Meeting in person.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD ROWSPAN="3" STYLE="text-align: center; vertical-align: middle; background-color: rgb(207,210,221); border-right: rgb(102,118,163) 2px solid; border-left: rgb(102,118,163) 2px solid; padding: 3pt"><P STYLE="margin-top: 0; margin-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt"><B>Matters</B></FONT></P>
                                                                                <P STYLE="margin-top: 0; margin-bottom: 0"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B>to be<BR>
 Voted on <BR>
and Vote<BR>
Recommendations</B></FONT></P></TD>
    <TD COLSPAN="2" STYLE="border-right: rgb(102,118,163) 2px solid; padding: 3pt"><P STYLE="text-align: justify; margin-right: 0; margin-left: 0"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B><U>Proposal
                                         One (Page 9)</U></B></FONT></P>
        <P STYLE="text-align: justify; margin-right: 0; margin-left: 0"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B>The
        election of 13 director nominees</B><BR>
        <B>to serve for a one-year term.</B></FONT></P></TD>
    <TD COLSPAN="2" STYLE="border-right: rgb(102,118,163) 2px solid; padding: 3pt"><P STYLE="text-align: justify; margin-right: 0; margin-left: 0"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B><U>Proposal
                                         Two (Page 46)</U></B></FONT></P>
        <P STYLE="text-align: justify; margin-right: 0; margin-left: 0"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B>The
        approval of a non-binding say-on-pay proposal to approve the compensation of the NEOs.</B></FONT></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="border-top: rgb(102,118,163) 2px solid; border-right: rgb(102,118,163) 2px solid; border-bottom: rgb(102,118,163) 2px solid; padding: 3pt"><P STYLE="text-align: justify; margin-right: 0; margin-left: 0"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B><U>Proposal
                                         Three (Page 47)</U></B></FONT></P>
        <P STYLE="text-align: justify; margin-right: 0; margin-left: 0"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B>A
        proposal to approve the 2022 Plan.</B></FONT></P></TD>
    <TD COLSPAN="2" STYLE="border-top: rgb(102,118,163) 2px solid; border-right: rgb(102,118,163) 2px solid; border-bottom: rgb(102,118,163) 2px solid; padding: 3pt"><P STYLE="text-align: justify; margin-right: 0; margin-left: 0"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B><U>Proposal
                                         Four (Page 56)</U></B></FONT></P>
        <P STYLE="text-align: justify; margin-right: 0; margin-left: 0"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B>The
        ratification of the appointment of KPMG LLP as Fulton&rsquo;s independent auditor for the fiscal year ending December&nbsp;31,
        2022.</B></FONT></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="4" STYLE="border-right: rgb(102,118,163) 2px solid; padding: 3pt"><P STYLE="text-align: justify; margin-right: 0; margin-left: 0"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B><U>Board
                                         Recommendations</U></B></FONT></P>
        <P STYLE="text-align: justify; margin-right: 0; margin-left: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">The
        Board recommends that shareholders vote: (i) <U>FOR</U> the election of each of the 13 director nominees; (ii) <U>FOR</U> the
        approval of the non-binding say-on-pay proposal to approve the compensation of the NEOs; (iii) <U>FOR</U> the approval of the
        2022 Plan and (iv)&nbsp;<U>FOR</U> the&nbsp;ratification of the appointment of KPMG LLP as Fulton&rsquo;s independent auditor
        for the fiscal year ending December 31, 2022.</FONT></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 11%; text-align: center; vertical-align: middle; background-color: rgb(207,210,221); border: rgb(102,118,163) 2px solid; padding: 3pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt"><B>How
    to <BR>
Vote Your<BR>
Shares</B></FONT></TD>
    <TD STYLE="width: 23%; text-align: left; border-top: rgb(102,118,163) 2px solid; border-right: rgb(102,118,163) 2px solid; border-bottom: rgb(102,118,163) 2px solid; padding: 3pt 3pt 3pt 5pt"><IMG SRC="fult3977451-def14ax5x1.jpg" ALT="" STYLE="float: left; margin-right: 5pt">

<P><FONT STYLE="font: 12pt Times New Roman, Times, Serif">You can vote your shares via the Internet by visiting www.proxyvote.com and entering your
                                         control number.</FONT></p></TD>
    <TD STYLE="width: 22%; text-align: left; border-top: rgb(102,118,163) 2px solid; border-right: rgb(102,118,163) 2px solid; border-bottom: rgb(102,118,163) 2px solid; padding: 3pt 3pt 3pt 5pt"><IMG SRC="fult3977451-def14ax5x2.jpg" ALT="" STYLE="float: left; margin-right: 5pt">

<P><FONT STYLE="font: 12pt Times New Roman, Times, Serif">You
                                         can vote your shares by telephone by calling 1-800-690-6903 and using your control number.</FONT></p></TD>
    <TD STYLE="width: 22%; text-align: left; border-top: rgb(102,118,163) 2px solid; border-right: rgb(102,118,163) 2px solid; border-bottom: rgb(102,118,163) 2px solid; padding: 3pt 3pt 3pt 5pt"><IMG SRC="fult3977451-def14ax5x3.jpg" ALT="" STYLE="float: left; width: 40px; height: 41px; margin-right: 5pt"><P><FONT STYLE="font: 12pt Times New Roman, Times, Serif">If you received a paper copy of the Proxy Statement, you can vote your shares by signing
                                         and returning your proxy card by U.S. mail.</FONT></p></TD>
    <TD STYLE="width: 22%; text-align: left; border-top: rgb(102,118,163) 2px solid; border-right: rgb(102,118,163) 2px solid; border-bottom: rgb(102,118,163) 2px solid; padding: 3pt 3pt 3pt 5pt"><IMG SRC="fult3977451-def14ax5x4.jpg" ALT="" STYLE="float: left; margin-right: 5pt"><P><FONT STYLE="font: 12pt Times New Roman, Times, Serif">You
                                         can vote at the Annual Meeting with your control number (See&nbsp;How to Vote on Page
                                         4 for more information).</FONT></p></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; vertical-align: middle; background-color: rgb(207,210,221); border-right: rgb(102,118,163) 2px solid; border-bottom: rgb(102,118,163) 2px solid; border-left: rgb(102,118,163) 2px solid; padding: 3pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt"><B>Electronic<BR>

    Delivery</B></FONT></TD>
    <TD COLSPAN="4" STYLE="text-align: justify; border-bottom: rgb(102,118,163) 2px solid; padding: 3pt 3pt 3pt 5pt; border-right: rgb(102,118,163) 2px solid"><IMG SRC="fult3977451-def14ax5x5.jpg" ALT="" STYLE="float: left; margin-right: 5pt"><P><FONT STYLE="font: 12pt Times New Roman, Times, Serif">If you would like to save paper and reduce the costs incurred by Fulton in printing and mailing proxy materials, you can consent
    to receiving all future proxy statements, proxy cards and Annual Reports on Form 10-K electronically via e-mail or the Internet.
    To sign up for electronic delivery, please go to www.proxyvote.com and have your proxy card and control number when you access
    the website, then follow the instructions at www.proxyvote.com to obtain your records and create an electronic voting instruction
    form. Follow the instructions for voting online and, when prompted, indicate that you agree to receive or access shareholder
    communications electronically in future years.</FONT></p></TD></TR>
</TABLE>
<P STYLE="text-align: center; margin-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">1</FONT></P>
<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>


<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>The following table provides
summary information about each Annual Meeting director nominee and their current Fulton committee assignments:</B></FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Times New Roman, Times, Serif">
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt; text-align: center; background-color: rgb(207,210,221); vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="border-top: Black 1px solid; border-right: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt; text-align: center; background-color: rgb(207,210,221); vertical-align: bottom"><B>Director
    Nominee</B></TD>
    <TD STYLE="vertical-align: bottom; text-align: center; padding: 2pt; border-bottom: Black 1px solid; border-top: Black 1px solid"><B>Age</B></TD>
    <TD STYLE="vertical-align: bottom; text-align: center; padding: 2pt; border: Black 1px solid"><B>Fulton</B><BR>
    <B>Director</B><BR>
    <B>Since</B></TD>
    <TD STYLE="vertical-align: bottom; text-align: center; padding: 2pt; border-bottom: Black 1px solid; border-top: Black 1px solid"><B>Independent</B><BR>
    <B>Director</B></TD>
    <TD STYLE="vertical-align: bottom; text-align: center; padding: 2pt; border: Black 1px solid"><B>Audit</B><BR>
    <B>Committee</B></TD>
    <TD STYLE="vertical-align: bottom; text-align: center; padding: 2pt; border-bottom: Black 1px solid; border-top: Black 1px solid"><B>Executive</B><BR>
    <B>Committee</B></TD>
    <TD STYLE="vertical-align: bottom; text-align: center; padding: 2pt; border: Black 1px solid"><B>Human</B><BR>
    <B>Resources</B><BR>
    <B>Committee</B></TD>
    <TD STYLE="vertical-align: bottom; text-align: center; padding: 2pt; border-bottom: Black 1px solid; border-top: Black 1px solid"><B>Nominating</B><BR>
    <B>&amp; Corporate</B><BR>
    <B>Governance</B><BR>
    <B>Committee</B></TD>
    <TD STYLE="vertical-align: bottom; text-align: center; padding: 2pt; border: Black 1px solid"><B>Risk</B><BR>
    <B>Committee</B></TD></TR>
<TR>
    <TD STYLE="vertical-align: top; background-color: rgb(207,210,221); padding: 2pt 3pt; width: 4%; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><IMG SRC="fult3977451-def14ax6x1.jpg" ALT=""></TD>
    <TD STYLE="padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; width: 22%; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">Jennifer
    Craighead Carey</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; width: 4%; border-bottom: Black 1px solid">53</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; width: 8%; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">2019</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; width: 10%; border-bottom: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; width: 10%; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; width: 10%; border-bottom: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; width: 10%; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; width: 12%; border-bottom: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; width: 10%; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">Vice
    Chair</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; background-color: rgb(207,210,221); padding: 2pt 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><IMG SRC="fult3977451-def14ax6x2.jpg" ALT=""></TD>
    <TD STYLE="padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">Lisa
    Crutchfield</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">59</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">2014</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">Yes</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">Member</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">Member</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">Chair<BR>
    since 2017</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; background-color: rgb(207,210,221); padding: 2pt 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><IMG SRC="fult3977451-def14ax6x3.jpg" ALT=""></TD>
    <TD STYLE="padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">Denise
    L. Devine</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">66</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">2012</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">Yes</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">Vice
    Chair</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">Vice
    Chair</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; background-color: rgb(207,210,221); padding: 2pt 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><IMG SRC="fult3977451-def14ax6x4.jpg" ALT=""></TD>
    <TD STYLE="padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">Steven
    S. Etter</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">68</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">2019</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">Yes</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">Member</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">Member</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; background-color: rgb(207,210,221); padding: 2pt 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><IMG SRC="fult3977451-def14ax6x5.jpg" ALT=""></TD>
    <TD STYLE="padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">George
    W. Hodges</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">71</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">2001</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">Yes</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">Member</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">Member</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; background-color: rgb(207,210,221); padding: 2pt 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><IMG SRC="fult3977451-def14ax6x6.jpg" ALT=""></TD>
    <TD STYLE="padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">George
    K. Martin</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">68</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">2021</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">Yes</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">Member</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; background-color: rgb(207,210,221); padding: 2pt 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><IMG SRC="fult3977451-def14ax6x7.jpg" ALT=""></TD>
    <TD STYLE="padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">James
    R. Moxley III</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">61</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">2015</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">Yes</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">Lead Director<BR>
    and Chair<BR>
    since 2018</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">Member</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">Member</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; background-color: rgb(207,210,221); padding: 2pt 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><IMG SRC="fult3977451-def14ax6x8.jpg" ALT=""></TD>
    <TD STYLE="padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">Curtis
    J. Myers *</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">53</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">2019</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">Member<BR>
    (Ex-officio)</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; background-color: rgb(207,210,221); padding: 2pt 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><IMG SRC="fult3977451-def14ax6x9.jpg" ALT=""></TD>
    <TD STYLE="padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">Antoinette
    M. Pergolin</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">58</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">Yes</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; background-color: rgb(207,210,221); padding: 2pt 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><IMG SRC="fult3977451-def14ax6x10.jpg" ALT=""></TD>
    <TD STYLE="padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">Scott
    A. Snyder</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">56</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">2016</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">Yes</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">Member</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">Vice Chair</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">Chair<BR>
    since 2019</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; background-color: rgb(207,210,221); padding: 2pt 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><IMG SRC="fult3977451-def14ax6x11.jpg" ALT=""></TD>
    <TD STYLE="padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">Ronald
    H. Spair</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">66</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">2015</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">Yes</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">Chair<BR>
    since 2017</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">Vice Chair</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">Member</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; background-color: rgb(207,210,221); padding: 2pt 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><IMG SRC="fult3977451-def14ax6x12.jpg" ALT=""></TD>
    <TD STYLE="padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">Mark
    F. Strauss</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">70</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">2016</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">Yes</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">Member</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">Chair<BR>
    since 2021</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">Member</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; background-color: rgb(207,210,221); padding: 2pt 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><IMG SRC="fult3977451-def14ax6x13.jpg" ALT=""></TD>
    <TD STYLE="padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">E.
    Philip Wenger **</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">64</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">2009</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">Member</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">-</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">Member<BR>
    (Ex-officio)</TD></TR>
</TABLE>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 5pt; margin-bottom: 5pt"><DIV STYLE="font-size: 1pt; border-top: Black 1px solid; width: 25%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->


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<TR STYLE="vertical-align: top">
    <TD STYLE="width: 1%; padding-right: 8pt"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>*</SUP></FONT></TD>
    <TD STYLE="width: 99%"><FONT STYLE="font: 9pt Times New Roman, Times, Serif">President and Chief Operating Officer</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 8pt"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>**</SUP></FONT></TD>
    <TD><FONT STYLE="font: 9pt Times New Roman, Times, Serif">Chairman and Chief Executive Officer</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 8pt"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD></TR>
</TABLE>
<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%">
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; padding-left: 10pt; text-indent: -10pt; width: 33%"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="footer.jpg" ALT=""></FONT></TD>
    <TD STYLE="text-align: center; padding-left: 10pt; width: 34%; vertical-align: bottom"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">2</FONT></TD>
    <TD STYLE="width: 33%"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
</TABLE>
<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>
<P STYLE="text-align: right; margin-top: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="footer.jpg" ALT=""></FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="width: 100%; text-align: center"><P STYLE="text-align: center"><A NAME="fult3977451-def14aa002"></A><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>GENERAL INFORMATION</B></FONT></P></TD></TR>
</TABLE>
<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><A NAME="fult3977451-def14aa003"></A><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Date, Time and Place of the Annual Meeting</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">You are cordially invited to
attend the Annual Meeting. The Annual Meeting will be held Tuesday, May&nbsp;17, 2022, at 10:00 A.M. Eastern Time at the Lancaster
Marriott at Penn Square, 25 South Queen Street, Lancaster, Pennsylvania 17603. To vote at, or attend, the Annual Meeting, please
go to the link at www.proxyvote.com.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Registered and beneficial shareholders
must request an admission ticket on or before May 15, 2022 to attend the Annual Meeting in person. Shareholders can RSVP and print
their admission tickets by accessing &ldquo;Shareholder Meeting Registration&rdquo; at www.proxyvote.com and following the instructions
provided. You will need the 16-digit control number included on your proxy card, voter instruction form or the Notice sent to
you. Each person attending the Annual Meeting must bring their printed ticket and a valid photo identification such as a driver&rsquo;s
license or passport. Failure to follow these admission procedures may delay your entry into, or prevent you from being admitted
to, the Annual Meeting.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>If you received the Notice,
or if you requested proxy materials be provided to you by email, please go to the link that can be found at www.proxyvote.com.
You will need to enter the control number that appears on the Notice.</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa004"></A>Shareholders Entitled to Vote
at and Attend the Annual Meeting</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Attendance at the Annual Meeting
will be limited to shareholders of record at the close of business on the Record Date. Only those shareholders as of the Record
Date shall be entitled to receive notice of and attend the Annual Meeting.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><A NAME="fult3977451-def14aa005"></A><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Purpose of the Annual Meeting</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Fulton shareholders will be asked
to consider and vote upon the following matters at the Annual Meeting: (i) the election of 13 director nominees to serve for a
one-year term; (ii) a non-binding say-on-pay proposal to approve the compensation of the NEOs; (iii) the approval of the 2022
Plan; (iv) the ratification of the appointment of KPMG LLP as Fulton&rsquo;s independent auditor for the fiscal year ending December
31, 2022 and (v) such other business as may be properly brought before the Annual Meeting and any adjournments thereof.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa006"></A>Solicitation of Proxies</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">This Proxy Statement is furnished
in connection with the solicitation of proxies. Fulton is making this solicitation and will pay the cost of preparing, assembling,
printing, mailing and distributing proxy materials and soliciting votes for the Annual Meeting. The solicitation of proxies or
votes may be made in person, by mail, telephone or by electronic communication by Fulton&rsquo;s directors, officers and employees
who will not receive any compensation for such solicitation activities. Fulton has engaged Alliance Advisors to aid in the solicitation
of proxies. The fee for such services is estimated at $7,000, plus reimbursement for reasonable research, distribution and mailing
costs.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Fulton pays the cost of preparing,
assembling and mailing the proxy materials and soliciting proxies for the Annual Meeting. In addition to the solicitation of proxies
by mail, solicitation may be made by certain directors, officers and employees of Fulton or its subsidiaries telephonically, electronically
or by other means of communication. These directors, officers and employees receive no additional compensation for their services.
Fulton will reimburse brokers and other nominees for costs incurred by them in mailing proxy materials in accordance with applicable
laws.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa007"></A>Revocability and Voting of
Proxies</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The execution and return of the
enclosed proxy card, or voting by another method, will not affect a shareholder&rsquo;s right to attend, and vote at, the Annual
Meeting. A shareholder may revoke any proxy by: (i) delivering written notice to the Corporate Secretary; (ii) sending a new proxy
card before the shares are voted at the Annual Meeting or (iii) voting by another method before the deadline set forth on the
proxy card. Unless revoked, any proxy given pursuant to this solicitation will be voted at the Annual Meeting in accordance with
the written instructions of the shareholder.</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="background-color: rgb(207,210,221)">
    <TD COLSPAN="2" STYLE="vertical-align: middle; text-align: center; border: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>In
    the absence of specific voting instructions, all proxies will be voted:</B></FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: middle; width: 4%; text-align: center; background-color: rgb(207,210,221); padding-top: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="fult3977451-def14ax7x1.jpg" ALT=""></FONT></TD>
    <TD STYLE="vertical-align: middle; width: 95%; text-align: left; padding-top: 2pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B><U>FOR</U></B> the election of 13 director nominees to serve for a one-year term</FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: middle; text-align: center; background-color: rgb(207,210,221); padding-top: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="fult3977451-def14ax7x1.jpg" ALT=""></FONT></TD>
    <TD STYLE="vertical-align: middle; text-align: left; padding-top: 2pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B><U>FOR</U></B> the approval of the non-binding say-on-pay proposal to approve the compensation of the NEOs</FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: middle; text-align: center; background-color: rgb(207,210,221); padding-top: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="fult3977451-def14ax7x1.jpg" ALT=""></FONT></TD>
    <TD STYLE="vertical-align: middle; text-align: left; padding-top: 2pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B><U>FOR</U></B> the approval of the 2022 Plan</FONT></TD></TR>
<TR>
    <TD STYLE="vertical-align: middle; text-align: center; background-color: rgb(207,210,221); padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="fult3977451-def14ax7x1.jpg" ALT=""></FONT></TD>
    <TD STYLE="vertical-align: middle; text-align: left; padding-top: 2pt; padding-left: 3pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B><U>FOR</U></B> the ratification of the appointment of KPMG LLP as Fulton&rsquo;s independent auditor</FONT></TD></TR>
</TABLE>
<P STYLE="text-align: center; margin-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">3</FONT></P>


<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>


<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The Board knows of no other business
to be presented at the Annual Meeting. In the event that any other matters are properly brought before the Annual Meeting, and
for which Fulton did not receive notice at least 45 days prior to the date of mailing of this Proxy Statement, any proxy given
pursuant to this solicitation will be voted in the discretion of the proxyholders named on the proxy card, as permitted by the
Securities Exchange Act of 1934, as amended (the &ldquo;<B>Exchange Act</B>&rdquo;). If you are a registered shareholder of record
who holds stock in certificates or in book entry with Fulton&rsquo;s transfer agent and you do not cast your vote, no votes will
be cast on your behalf at the Annual Meeting.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Shares held for the account of
shareholders who participate in Fulton&rsquo;s: (i) Dividend Reinvestment and Stock Purchase Plan, and (ii) Employee Stock Purchase
Plan (the &ldquo;<B>ESPP</B>&rdquo;) will be voted in accordance with the instructions of each shareholder. If a shareholder who
participates in these plans does not return a proxy, the shares held for the shareholder&rsquo;s account will not be voted.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Shares held for the account of
Fulton employees and former employees who participate in the Fulton 401(k) Retirement Plan (the &ldquo;<B>401(k) Plan</B>&rdquo;)
will be voted by the plan trustee (&ldquo;<B>Plan Trustee</B>&rdquo;) in accordance with the instructions of each 401(k) Plan
participant. The voting instructions of the 401(k) Plan participants must be received by May 12, 2022. If no direction is given,
then the 401(k) Plan shares will not be voted by the Plan Trustee. The Plan Trustee has established procedures that are designed
to safeguard the confidentiality of information about each 401(k) Plan participant&rsquo;s purchase, holding, sale and voting
of the common stock. If a 401(k) Plan participant has questions about these procedures or concerns about the confidentiality of
this information, please contact the Retirement Plan Administrative Committee and direct the inquiry to Fulton Financial Corporation,
Attention: RPAC&nbsp;&ndash; Benefits, P.O. Box 4887, One Penn Square, Lancaster, PA 17604.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa008"></A>How to Vote</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">There are several ways for you
to vote your shares:</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 15pt">&nbsp;</TD>
    <TD STYLE="width: 15pt; text-align: justify">&#9679;</TD>
    <TD STYLE="text-align: justify"><B>By mail. </B>If you received printed proxy materials, you may submit your proxy card by
    completing, signing and dating each proxy card received and returning it in the prepaid envelope. Proxy cards submitted by
    mail must be received no later than May 16, 2022 to be voted at the Annual Meeting;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&#9679;</TD>
    <TD STYLE="text-align: justify"><B>By telephone. </B>Instructions are shown on your proxy card or Notice;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&#9679;</TD>
    <TD STYLE="text-align: justify"><B>Via the Internet. </B>Instructions are shown on your proxy card or Notice; and</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: justify">&#9679;</TD>
    <TD STYLE="text-align: justify"><B>At the Annual Meeting. </B>You may vote your shares at the Annual Meeting by casting a
    ballot or voting online by following the instructions on the proxy materials sent to you.</TD></TR>
</TABLE>
<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">If you are a beneficial owner
of Fulton common stock, you should receive the Notice or voting instructions from your broker or other nominee holding your shares
with instructions how to vote your shares. In accordance with the rules of the Securities and Exchange Commission (the &ldquo;<B>SEC</B>&rdquo;),
Fulton is furnishing proxy materials to certain of Fulton&rsquo;s shareholders on the Internet at www.proxyvote.com in lieu of
mailing paper copies of the materials unless the shareholders elected to receive paper copies of Fulton&rsquo;s proxy materials.
As a result, certain shareholders will receive the Notice and other shareholders will receive paper copies. Electronic delivery
expedites the receipt of proxy materials and significantly lowers costs to conserve natural resources.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">This Proxy Statement and Fulton&rsquo;s
Annual Report are available in the Investor Relations section of Fulton&rsquo;s website at www.fultonbank.com. The contents of
Fulton&rsquo;s website are not incorporated into this Proxy Statement by provision of this link or other links in this Proxy Statement.</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%">
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; padding-left: 10pt; text-indent: -10pt; width: 33%"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="footer.jpg" ALT=""></FONT></TD>
    <TD STYLE="text-align: center; padding-left: 10pt; width: 34%; vertical-align: bottom"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">4</FONT></TD>
    <TD STYLE="width: 33%"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
</TABLE>
<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>
<P STYLE="text-align: right; margin-top: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="footer.jpg" ALT=""></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa009"></A>Voting Shares Held in Street
Name</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">If you hold shares in &ldquo;street
name&rdquo; or &ldquo;nominee name&rdquo; with a bank or broker, then you should instruct your bank or broker how to vote your
shares, and follow the voting procedures required by your bank or broker to vote your shares.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><A NAME="fult3977451-def14aa010"></A><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Voting of Shares and Principal
Holders Thereof</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">At the close of business on the
Record Date, Fulton had 160,590,000 shares of common stock outstanding and entitled to vote. There is no other class of capital
stock outstanding entitled to vote at the Annual Meeting.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">As of the Record Date, 3,592,800
shares of Fulton common stock were held by Fulton Financial Advisors (&ldquo;<B>FFA</B>&rdquo;), a division of Fulton Bank, N.A.
(&ldquo;<B>Fulton Bank</B>&rdquo;) as the Plan Trustee, or in a fiduciary capacity for fiduciary accounts. The shares held in
this manner, in the aggregate, represent approximately 2.24% of the total shares outstanding. Shares held by FFA, as Plan Trustee,
are voted by the beneficiaries of the 401(k) Plan. Shares for which FFA serves as a co-fiduciary will be voted by the co-fiduciary,
unless the co-fiduciary declines to accept voting responsibility, in which case, FFA will vote to abstain on all proposals. Shares
for which FFA serves as sole trustee of a revocable trust, shares for which FFA acts as agent for an investment management account,
and shares for which FFA acts as custodian for a custodial account, are voted by the settlor of the revocable trust and the principal
of the agency or custodial account unless the governing document provides for FFA to vote the shares, in which case FFA will vote
to abstain on all proposals. Shares for which FFA is acting as sole trustee of an irrevocable trust or as guardian of the estate
of a minor or an incompetent person are voted by FFA, and in such cases, FFA will vote to abstain on all proposals.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The
holders of a majority of Fulton&rsquo;s outstanding shares of common stock must be present in person, or by proxy, at the Annual
Meeting to constitute a quorum for the conduct of business. Abstentions and broker non-votes (i.e., proxies from banks, brokers
or other nominees indicating that such entities have not received instructions from the beneficial owners or other persons entitled
to vote as to a matter which such bank, broker or other nominee does not have discretionary power to vote) will also be counted
as being present for purposes of determining a quorum if such shares have been voted on any matter other than a procedural matter.
Proxies returned without voting instructions will not be counted for purposes of determining a quorum.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Each
share is entitled to one vote on all matters submitted to a vote of the shareholders. A majority of the votes cast at a meeting
at which a quorum is present is required in order to approve any matter submitted to a vote of the shareholders, except for the
election of directors, where the 13 nominees receiving the highest number of votes shall be elected, or in cases where the vote
of a greater number of shares is required by law or under Fulton&rsquo;s Articles of Incorporation or Bylaws.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">In
the election of directors, the 13 nominees receiving the highest number of votes cast at the Annual Meeting shall be elected to the Board
of Directors for terms of one year. However, Fulton&rsquo;s Governance Guidelines (defined below) require a director nominee who does
not receive the affirmative vote of a majority of the votes cast in an uncontested election (meaning the number of shares voted &ldquo;for&rdquo;
a nominee must exceed the number of shares voted &ldquo;against&rdquo; such nominee) to offer his or her resignation. See Page 7 &ldquo;Selection
of Directors&rdquo; &ndash; &ldquo;Majority Vote Standard,&rdquo; below.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The proposals being considered
at the Annual Meeting are as follows:</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom; background-color: #CFD2DD">
    <TD STYLE="border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: center; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="border-top: Black 1px solid; border-bottom: Black 1px solid; text-align: center; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Proposal</B></FONT></TD>
    <TD STYLE="text-align: center; border: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Vote Requirement</B></FONT></TD>
    <TD STYLE="text-align: center; vertical-align: bottom; border-bottom: Black 1px solid; border-top: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Effect of</B><BR>
    <B>Abstentions</B></FONT></TD>
    <TD STYLE="text-align: center; vertical-align: bottom; border: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Effect of Broker</B><BR>
    <B>Non-Votes</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 4%; text-align: center; vertical-align: bottom; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>1.</B></FONT></TD>
    <TD STYLE="width: 34%; text-align: left; vertical-align: top; padding-left: 3pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Election of Directors</FONT></TD>
    <TD STYLE="width: 33%; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Highest number of votes cast</FONT></TD>
    <TD STYLE="width: 14%; text-align: center; vertical-align: bottom; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">No effect</FONT></TD>
    <TD STYLE="width: 15%; text-align: center; vertical-align: bottom; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">No effect</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: center; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.</B></FONT></TD>
    <TD STYLE="text-align: left; vertical-align: top; padding-left: 3pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Advisory Vote on Executive Compensation</FONT></TD>
    <TD STYLE="padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Affirmative vote of a majority of the votes cast</FONT></TD>
    <TD STYLE="text-align: center; vertical-align: bottom; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">No effect</FONT></TD>
    <TD STYLE="text-align: center; vertical-align: bottom; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">No effect</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; vertical-align: bottom; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>3.</B></FONT></TD>
    <TD STYLE="text-align: left; vertical-align: top; padding-left: 3pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">2022 Amended and Restated Equity and Cash Incentive Compensation
    Plan</FONT></TD>
    <TD STYLE="padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Affirmative vote of a majority of the votes cast</FONT></TD>
    <TD STYLE="text-align: center; vertical-align: bottom; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">No effect</FONT></TD>
    <TD STYLE="text-align: center; vertical-align: bottom; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">No effect</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; vertical-align: bottom; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>4.</B></FONT></TD>
    <TD STYLE="text-align: left; vertical-align: top; padding-left: 3pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Ratification of the appointment of Fulton&rsquo;s independent auditor</FONT></TD>
    <TD STYLE="padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Affirmative vote of a majority of the votes cast</FONT></TD>
    <TD STYLE="text-align: center; vertical-align: bottom; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">No effect</FONT></TD>
    <TD STYLE="text-align: center; vertical-align: bottom; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">No effect</FONT></TD></TR>
</TABLE>

<P STYLE="text-align: center; margin-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">5</FONT></P>


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<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>


<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa011"></A>Recommendation of the Board</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The Board recommends that Fulton
shareholders vote as follows:</FONT></P>

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<TR STYLE="vertical-align: bottom; background-color: #CFD2DD">
    <TD STYLE="border: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221); text-align: center; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-bottom: Black 1px solid; border-top: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Proposal</B></FONT></TD>
    <TD STYLE="padding: 2pt 3pt; border: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Vote
    Recommendation</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; width: 5%; background-color: rgb(207,210,221); text-align: center; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="fult3977451-def14ax7x1.jpg" ALT=""></FONT></TD>
    <TD STYLE="border-right: Black 1px solid; text-align: left; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; width: 5%; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">1.</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; padding: 2pt 3pt; width: 45%; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Election
    of Directors</FONT></TD>
    <TD STYLE="text-align: left; padding: 2pt 3pt; width: 45%; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><U>FOR</U> the election of
    each of the 13 director nominees</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221); text-align: center; vertical-align: middle"><IMG SRC="fult3977451-def14ax7x1.jpg" ALT=""><FONT STYLE="font: 10pt Times New Roman, Times, Serif"></FONT></TD>
    <TD STYLE="text-align: left; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">2.</FONT></TD>
    <TD STYLE="text-align: left; padding: 2pt 3pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Advisory
    Vote on Executive Compensation</FONT></TD>
    <TD STYLE="text-align: left; padding: 2pt 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><U>FOR</U> the approval of the non-binding
    say-on-pay proposal to approve the compensation of the NEOs</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221); text-align: center; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="fult3977451-def14ax7x1.jpg" ALT=""></FONT></TD>
    <TD STYLE="text-align: left; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">3.</FONT></TD>
    <TD STYLE="text-align: left; padding: 2pt 3pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">2022
    Amended and Restated Equity and Cash Incentive Compensation Plan</FONT></TD>
    <TD STYLE="text-align: left; padding: 2pt 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><U>FOR</U> the approval of the 2022 Plan</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221); text-align: center; vertical-align: middle"><IMG SRC="fult3977451-def14ax7x1.jpg" ALT=""><FONT STYLE="font: 10pt Times New Roman, Times, Serif"></FONT></TD>
    <TD STYLE="text-align: left; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">4.</FONT></TD>
    <TD STYLE="text-align: left; padding: 2pt 3pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Ratification
    of the appointment of Fulton&rsquo;s independent auditor</FONT></TD>
    <TD STYLE="text-align: left; padding: 2pt 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><U>FOR</U> the ratification of the appointment
    of KPMG LLP as Fulton&rsquo;s independent auditor</FONT></TD></TR>
</TABLE>
<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa012"></A>Shareholder Proposals</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Shareholder proposals intended
to be considered for inclusion in Fulton&rsquo;s Proxy Statement and form of proxy for the 2023 Annual Meeting of Shareholders
(the &ldquo;<B>2023 Annual Meeting</B>&rdquo;) must be received by Fulton&rsquo;s Corporate Secretary at the principal executive
offices of Fulton at One Penn Square, P.O. Box 4887, Lancaster, Pennsylvania 17604 no later than December 2, 2022 and must satisfy
the other requirements of Rule 14-8 under the Exchange Act. Any shareholder proposal not received by February 15, 2023, will be
considered untimely. To comply with the universal proxy rules once effective, shareholders who intend to solicit proxies in support
of director nominees other than Fulton&rsquo;s nominees must provide notice that sets forth the information required by Rule 14a-19
under the Exchange Act no later than March 18, 2022.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa013"></A>Contacting the Board</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">A Fulton shareholder can contact
the Board by writing to: Board of Directors, Fulton Financial Corporation, Attention: Corporate Secretary, P.O. Box 4887, One
Penn Square, Lancaster, Pennsylvania 17604. The Chair of the Executive Committee of the Board will determine further distribution
of written communications based on the communication.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa014"></A>Our Current Governance Best
Practices</B></FONT></P>

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    <TD STYLE="width: 100%; text-align: justify; padding-left: 3pt; border: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Fulton&rsquo;s current
    governance best practices include:</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify; padding-top: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Board-designated lead director
    (the &ldquo;<B>Lead Director</B>&rdquo;)</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify; padding-top: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Regular executive sessions chaired
    by the Lead Director</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify; padding-top: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;All key committees composed
    entirely of independent directors</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify; padding-top: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A majority of Fulton directors
    are independent</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify; padding-top: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Officer and director stock ownership
    guidelines</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify; padding-top: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Annual Board and committee self-evaluations</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify; padding-top: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Anti-hedging and pledging prohibitions</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify; padding-top: 3pt; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Clawback policy</FONT></TD></TR>
</TABLE>
<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><A NAME="fult3977451-def14aa015"></A><B>Code of Conduct</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Fulton&rsquo;s Code of Conduct
(the &ldquo;<B>Code of Conduct</B>&rdquo;) governs the conduct of its directors, officers and employees. A current copy of the
Code of Conduct can be obtained, without cost, by writing to the Corporate Secretary at: Fulton Financial Corporation, Attention:
Corporate Secretary, P.O. Box 4887, One Penn Square, Lancaster, Pennsylvania 17604. The current Code of Conduct is available on
Fulton&rsquo;s website at www.fultonbank.com.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><A NAME="fult3977451-def14aa016"></A><B>Corporate Governance Guidelines</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Fulton&rsquo;s Corporate Governance
Guidelines (the &ldquo;<B>Governance Guidelines</B>&rdquo;) address, among other matters, the following: (i) the size of the Board;
(ii) director qualifications; (iii) a majority vote standard; (iv) service on other boards and director change in status; (v)
meeting attendance and review of meeting materials; (vi) director access</FONT></P>

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<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; padding-left: 10pt; text-indent: -10pt; width: 33%"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="footer.jpg" ALT=""></FONT></TD>
    <TD STYLE="text-align: center; padding-left: 10pt; width: 34%; vertical-align: bottom"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">6</FONT></TD>
    <TD STYLE="width: 33%"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
</TABLE>
<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>
<P STYLE="text-align: right; margin-top: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="footer.jpg" ALT=""></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">to management and independent
advisors; (vii) designation of a Lead Director; (viii) executive sessions; (ix) Chief Executive Officer (&ldquo;<B>CEO</B>&rdquo;)
evaluation and succession planning; (x) Board and committee evaluations; (xi) stock ownership guidelines; (xii) communications
by interested parties; (xiii) Board and committee minutes; (xiv) Code of Conduct and (xv) disclosure and update of the Governance
Guidelines.</FONT></P>

<P STYLE="text-indent: 15pt; margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The current Governance Guidelines
can be obtained, without cost, by writing to the Corporate Secretary at: Fulton Financial Corporation, Attention: Corporate Secretary,
P.O. Box 4887, One Penn Square, Lancaster, Pennsylvania 17604. The Governance Guidelines are available on Fulton&rsquo;s website
at www.fultonbank.com.</FONT></P>

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<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="text-align: center; padding-left: 10pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa017"></A>SELECTION
    OF DIRECTORS</B></FONT></TD></TR>
</TABLE>


<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa018"></A>General Information</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The Board is currently comprised
of 14 directors, all of whom were elected at the 2021 Annual Meeting of Shareholders (the &ldquo;<B>2021 Annual Meeting</B>&rdquo;).
A majority of the Board may increase or decrease the number of directors. Any vacancy occurring in the Board may be filled by
appointment by the remaining directors. Any director who is appointed to fill a Board vacancy shall hold office until the next
annual meeting of the shareholders and until a successor is elected and qualified. Two directors elected at the 2021 Annual Meeting
are retiring, and the Board has, by resolution in January 2022, fixed the number of members of the Board at 13 as of the Annual
Meeting.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Pursuant to Fulton&rsquo;s Bylaws,
no person may be nominated for election if he or she will be 72 years old on or before the date of the annual meeting of shareholders
at which they would stand for election.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa019"></A>Majority Vote Standard</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Fulton&rsquo;s Nominating and
Corporate Governance Committee (the &ldquo;<B>NCG Committee</B>&rdquo;) recommended, and the Board adopted, a majority vote standard
for uncontested director elections, which is incorporated into the Governance Guidelines and acts as a voluntary resignation policy.
In an uncontested election, any nominee for director who does not receive a majority of the votes cast is required to promptly
tender his or her resignation following certification of the shareholder vote. As further described in the Governance Guidelines,
the NCG Committee shall consider the tendered resignation and recommend to the Board of Directors whether to accept it.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><A NAME="fult3977451-def14aa020"></A><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Procedure for Shareholder
Nominations</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Shareholder nominations of director
candidates must be made in writing and delivered or mailed to the Chairman of the Board or the Corporate Secretary not less than
the earlier of: (i) one hundred twenty (120) days prior to any meeting of shareholders called for the election of directors or
(ii) the deadline for submitting shareholder proposals for inclusion in a proxy statement as calculated under Rule 14a-8(e) of
the Exchange Act. For the 2023 Annual Meeting, this deadline date is December 2, 2022. The required notice of a shareholder nomination
must set forth: (i) the name and address of the shareholder who intends to make the nomination and a representation that the shareholder
is a holder of record of stock of Fulton entitled to vote at such meeting and intends to be present in person or by proxy at such
meeting to nominate the person or persons to be nominated; (ii) the name, age, business address and residence address of each
nominee proposed in such notice; (iii) the principal occupation or employment of each such nominee; (iv) the number of shares
of capital stock of Fulton that are beneficially owned by each such nominee; (v) a statement of qualifications of the proposed
nominee and a letter from the nominee affirming that he or she will agree to serve as a director of Fulton, if elected by the
shareholders; (vi) a description of all arrangements or understandings between the shareholder submitting the notice and each
nominee and any other person or persons (naming such person or persons) pursuant to which the nomination or nominations are to
be made by the shareholder and (vii) such other information regarding the nominee proposed by the shareholder as would be required
in the proxy statement soliciting proxies for the election of the director nominee under the rules of the SEC. Shareholder director
nominees are subject to the same standard of review as director nominees of Fulton&rsquo;s Board or its NCG Committee.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa021"></A>Director Qualifications and
Board Diversity</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">In considering a director nominee,
Fulton considers a variety of factors, namely: (i) if the candidate is recommended by executive management; (ii) the individual&rsquo;s
professional and personal qualifications, including business experience, education and community and charitable activities; (iii)
the individual&rsquo;s familiarity with one or more of the communities in which Fulton is located or is seeking to locate and
(iv) the diversity the individual may provide to the Board and its committees. Fulton does not have a separate written policy
regarding how diversity is to be considered in the director nominating process.</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">7</FONT></P>

<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>


<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Fulton&rsquo;s Governance Guidelines
provide that Fulton&rsquo;s Board should be sufficient in size to achieve diversity in business experience, community service
and other qualifications among non-employee directors while still facilitating substantive discussions in which each director
can participate meaningfully. The NCG Committee is responsible for the Governance Guidelines and for recommending director nominees
to the Board. The NCG Committee also considers nominees for director that are recommended by various persons or entities, including,
but not limited to, non-management directors, Fulton&rsquo;s Chief Executive Officer, other senior officers and third parties.
Information on the experience, qualifications, attributes and skills of Fulton&rsquo;s director nominees is described under &ldquo;Director
Nominees&rdquo; below.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The NCG Committee believes there
is a balance between seasoned directors with knowledge of and insight into Fulton and Fulton Bank, and new directors who contribute
fresh ideas, perspectives and viewpoints to the Board&rsquo;s deliberations. The NCG Committee members and the Board are focused
on attracting and maintaining directors that provide increasing contributions to Fulton over time and have routinely considered
candidates who first served on the board of directors of one of Fulton&rsquo;s subsidiary banks. The NCG Committee reviews the
composition of the Board at least annually to ensure that the Board reflects the appropriate balance of knowledge, experience,
skills, expertise and diversity.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The nominees for election to
the Board at the Annual Meeting have a gender diversity ratio of 30.8%, a racial diversity ratio of 23.1%, and an average tenure
on the Board of seven years, with five nominees having served five or less years, six nominees having served from six to ten years
and two nominees having served eleven or more years on the Board. The following is a summary of the gender diversity, racial diversity
and average tenure of the Annual Meeting director nominees:</FONT></P>



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<TR STYLE="vertical-align: top">
    <TD STYLE="width: 32%; line-height: 115%; text-align: center; padding-bottom: 5pt"><B>Gender Diversity<BR>
 30.8%</B></TD>
    <TD STYLE="width: 2%">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD STYLE="width: 32%; line-height: 115%; text-align: center; padding-bottom: 5pt"><B>Racial Diversity <BR>
23.1%</B></TD>
    <TD STYLE="width: 2%">&nbsp;&nbsp;&nbsp;</TD>
    <TD STYLE="width: 32%; line-height: 115%; text-align: center; padding-bottom: 5pt"><B>Average Nominee Tenure <BR>
7 Years</B></TD>
    </TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="line-height: 115%; text-align: center; padding-bottom: 5pt"><IMG SRC="fult3977451-def14ax12x1.jpg" ALT=""></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="line-height: 115%; text-align: center; padding-bottom: 5pt"><IMG SRC="fult3977451-def14ax12x2.jpg" ALT=""></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="line-height: 115%; text-align: center; padding-bottom: 5pt"><IMG SRC="fult3977451-def14ax12x3.jpg" ALT=""></TD></TR>
</TABLE>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><A NAME="fult3977451-def14aa022"></A><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Nasdaq Board Diversity Matrix</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The following matrix, as required
by Nasdaq listing rules, includes Messrs. Graupera and Waters who are retiring in May 2022 at the Annual Meeting. It does not
include the Annual Meeting director nominee who was not on the Board as of December 31, 2021.</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="background-color: rgb(207,210,221)">
    <TD COLSPAN="5" STYLE="border: Black 1px solid; text-align: center; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Board
    Diversity Matrix (As of December 31, 2021)</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Total
    Number of Directors</B></FONT></TD>
    <TD COLSPAN="4" STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>14</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #CFD2DD">
    <TD STYLE="text-align: justify; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; width: 39%; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; width: 12%; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Female</B></FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; width: 12%; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Male</B></FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; width: 12%; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Non-Binary</B></FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; width: 25%; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Did
    Not Disclose Gender</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #CFD2DD">
    <TD COLSPAN="5" STYLE="text-align: justify; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Part I: Gender Identity</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Directors</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">3</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">11</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #CFD2DD">
    <TD COLSPAN="5" STYLE="text-align: justify; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Part
    II: Demographic Background</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">African
    American or Black</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Alaskan
    Native or Native American</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Asian</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Hispanic
    or Latinx</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">1</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Native
    Hawaiian or Pacific Islander</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">White</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">1</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">8</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Two
    or More Races or Ethnicities</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">LGBTQ+</FONT></TD>
    <TD COLSPAN="4" STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; padding-left: 3pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Did
    Not Disclose Demographic Background</FONT></TD>
    <TD COLSPAN="4" STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD></TR>
</TABLE>
<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%">
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; padding-left: 10pt; text-indent: -10pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; padding-left: 10pt; vertical-align: bottom"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; padding-left: 10pt; text-indent: -10pt; width: 33%"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="footer.jpg" ALT=""></FONT></TD>
    <TD STYLE="text-align: center; padding-left: 10pt; width: 34%; vertical-align: bottom"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">8</FONT></TD>
    <TD STYLE="width: 33%"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
</TABLE>
<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>
<P STYLE="text-align: right; margin-top: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="footer.jpg" ALT=""></FONT></P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="width: 100%; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa023"></A>ELECTION OF DIRECTORS &ndash; PROPOSAL ONE</B></FONT></TD></TR>
</TABLE>
<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa024"></A>General Information</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The Board nominates the following
13 director nominees for election to the Board for a term of one year:</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><A NAME="fult3977451-def14aa025"></A><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2022 Director Nominees</B></FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 85%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 33%; text-align: left; vertical-align: top"><P STYLE="margin-top: 0; text-align: left; margin-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Jennifer Craighead Carey</FONT></P>
        <P STYLE="margin-top: 0; text-align: left; margin-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Steven S. Etter</FONT></P>
        <P STYLE="margin-top: 0; text-align: left; margin-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">James R. Moxley III</FONT></P>
        <P STYLE="margin-top: 0; text-align: left; margin-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Scott A. Snyder</FONT></P>
        <P STYLE="margin-top: 0; text-align: left; margin-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">E. Philip Wenger</FONT></P></TD>
    <TD STYLE="width: 34%; text-align: left; vertical-align: top"><P STYLE="margin-top: 0; text-align: left; margin-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Lisa Crutchfield</FONT></P>
        <P STYLE="margin-top: 0; text-align: left; margin-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">George W. Hodges</FONT></P>
        <P STYLE="margin-top: 0; text-align: left; margin-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Curtis J. Myers</FONT></P>
        <P STYLE="margin-top: 0; text-align: left; margin-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Ronald H. Spair</FONT></P></TD>
    <TD STYLE="width: 33%; text-align: left; vertical-align: top"><P STYLE="margin-top: 0; text-align: left; margin-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Denise L. Devine</FONT></P>
        <P STYLE="margin-top: 0; text-align: left; margin-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">George K. Martin</FONT></P>
        <P STYLE="margin-top: 0; text-align: left; margin-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Antoinette M. Pergolin</FONT></P>
        <P STYLE="margin-top: 0; text-align: left; margin-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Mark F. Strauss</FONT></P></TD></TR>
</TABLE>
<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Except for Ms. Pergolin, each
of the above director nominees is presently a director of Fulton, and all director nominee serves on the Fulton Bank Board of
Directors (the &ldquo;<B>Bank Board</B>&rdquo;). The NCG Committee recommended, and the Board approved, the nomination of the
above individuals. The Board has no reason to believe that any of its director nominees will be unable to accept nomination or
to serve as a director if elected at the Annual Meeting.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa026"></A>Vote Required</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The 13 candidates receiving the
highest number of votes cast at the Annual Meeting shall be elected to the Board. Abstentions and broker non-votes will be counted
as present at the Annual Meeting if they are voted on at least one non-procedural matter, but abstentions and broker non-votes
will not be counted as votes cast in the election of directors.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa027"></A>Recommendation of the Board</B></FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 7%; padding: 5pt; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"></FONT><IMG SRC="fult3977451-def14ax13x1.jpg" ALT=""></TD>
    <TD STYLE="width: 93%; padding-top: 5pt; padding-right: 5pt; padding-bottom: 5pt; border-top: Black 1px solid; border-right: Black 1px solid; border-bottom: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>The Board recommends that shareholders vote
    <U>FOR</U> the election of each of the 13 director nominees.</B></FONT></TD></TR>
</TABLE>
<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><A NAME="fult3977451-def14aa028"></A><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Information about Nominees,
Directors and Independence Standards</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The experience, qualifications,
attributes and skills of the 13 director nominees, including whether they were determined by the Board to be independent for purposes
of the Nasdaq listing standards, are set forth below.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Fulton is a Nasdaq listed company
and follows the Nasdaq listing standards for Board and committee independence. The Board determined that ten of Fulton&rsquo;s
13 director nominees are independent. Specifically, the Board determined that director nominees Crutchfield, Devine, Etter, Hodges,
Martin, Moxley, Pergolin, Snyder, Spair and Strauss met the definition of independent director in the Nasdaq listing standards.
Each of these ten director nominees is free of relationships that would be deemed under the Nasdaq listing standards to interfere
with his or her individual exercise of independent judgment.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The current members of the Audit
Committee, the Human Resources Committee (the &ldquo;<B>HR Committee</B>&rdquo;) and the NCG Committee of the Board meet the requirements
for independence under the Nasdaq listing standards, and the rules and regulations of the SEC for service on the Audit Committee,
the HR Committee and the NCG Committee. In reviewing director independence, the Board considered the relationships and other arrangements,
if any, of each director nominee. The relationships and transactions reviewed and considered are more fully described in &ldquo;Related
Person Transactions&rdquo; on Page 23.</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">9</FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B><A NAME="fult3977451-def14aa029"></A>Director Nominees Biographical Information
</B></P>

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        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>JENNIFER CRAIGHEAD CAREY - Age: 53</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 5pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Fulton Director since 2019 and Fulton
        Bank Director since 2012</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2021 &ndash; 2022 Fulton Committees:
        Risk &ndash; Vice Chair</P>

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        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><IMG SRC="fult3977451-def14ax14x1.jpg" ALT="" STYLE="float: left; margin-right: 10pt"></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Ms. Craighead Carey has been a partner
        at Barley Snyder LLP since 2001, and she chaired the firm&rsquo;s Employment Law group from 2005 to 2019. She concentrates her
        practice in the areas of labor and employment law as well as school law. She regularly provides advice to employers on a myriad
        of employment issues and has handled numerous labor arbitrations both in the public and private sector.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">She has handled cases at both the administrative
        level and routinely handles litigation in the Federal District Courts in both the Eastern and Middle Districts of Pennsylvania.
        Ms. Craighead Carey regularly practices before the Pennsylvania Human Relations Commission and the Equal Employment Opportunity
        Commission as well as administrative agencies throughout the country, handling all manner of discrimination and retaliation claims.
        Ms. Craighead Carey is a graduate of Dickinson School of Law, with a J.D., cum laude, a comment writer for the Dickinson Law Review,
        a member of the Woolsack Honor Society recognizing superior academic achievement, and a member of Minority Law Students Association.
        She has received the designation of being a &ldquo;Pennsylvania Super Lawyer&rdquo; from 2010 through 2021.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Ms. Craighead Carey is active in the community,
        and she is currently a board member of the Lancaster City Alliance and a member of the WellSpan Diversity, Equity and Inclusion
        Steering Committee. She is a former board member of the Lancaster Chamber of Commerce &amp; Industry and a past chair of the United
        Way of Lancaster County. She has been a director of Fulton Bank since 2012, and she has over 20 years of legal, risk management,
        and employment experience. In addition, she is familiar with the markets in which Fulton operates.</P>

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        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>LISA CRUTCHFIELD - Age: 59</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 5pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Independent</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 20pt; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Fulton Director since 2014 and Fulton Bank Director since
        2019</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 20pt; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2021 &ndash; 2022 Fulton Committees: Executive &ndash;
        Member; NCG &ndash; Chair; and Human Resources &ndash; Member</P>

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    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 5pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><IMG SRC="fult3977451-def14ax14x2.jpg" ALT="" STYLE="float: left; margin-right: 10pt; margin-bottom: 8pt"></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Ms. Crutchfield is the managing principal of Hudson Strategic
        Advisers, LLC, an economic analysis and strategic advisory firm serving the energy industry since 2016. She has served as a consultant
        to the energy industry since 2012. Prior to her entrepreneurial ventures, Ms. Crutchfield served as executive vice president and
        chief regulatory, risk and compliance officer for National Grid USA from 2008 to 2011. In this role, Ms. Crutchfield also served
        as an executive director on the board of National Grid USA. She also has served in executive leadership roles at Exelon Corporation
        (PECO), TIAA-CREF and Duke Energy Corporation. Ms. Crutchfield led the efforts to liberalize the electric generation and gas markets
        in Pennsylvania when she served as a utility regulator. Ms. Crutchfield currently serves on the board of directors of Unitil Corporation
        (NYSE: UTL) since 2012, Vistra Energy (NYSE: VST) since 2020 and on the private company board of Buckeye Partners LP since 2020.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Ms. Crutchfield brings more than 20 years of experience leading
        corporate teams and has extensive knowledge of the financial services industry, and she began her career as a commercial and investment
        banker. Moreover, she brings expertise in risk management, regulation and compliance. She earned the designation by the National
        Association of Corporate Directors (&ldquo;<B>NACD</B>&rdquo;) as a Governance Leadership Fellow since 2019. Ms. Crutchfield is
        a graduate of Yale University with a B.A. in economics and political science. She also earned an M.B.A. from Harvard Business School,
        with a distinction in Finance.</P>

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        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>DENISE L. DEVINE - Age: 66</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 5pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Independent</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Fulton Director since 2012 and Fulton
        Bank Director since 2019</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2021 &ndash; 2022 Fulton Committees:
        Audit &ndash; Vice Chair and financial expert; and Human Resources &ndash; Vice Chair</P>

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    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 5pt"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><IMG SRC="fult3977451-def14ax15x1.jpg" ALT="" STYLE="float: left; margin-right: 10pt"></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Ms. Devine is the founder and since 2014
        has served as the Chief Executive Officer of FNB Holdings, LLC, a company dedicated to initiatives in the health and wellness space.
        Ms. Devine was also founder and Chief Executive Officer of Nutripharm, Inc., a company that has generated a portfolio of composition
        and process patents to create innovative natural food, beverage, pharmaceutical and nutraceutical products that facilitate nutrition
        and lifelong health. Ms. Devine, a certified public accountant, also previously served as Chief Financial Officer for Energy Solutions
        International and in financial management positions for Campbell Soup Company. Ms. Devine has served as Chair of the Pennsylvania
        State Board of Accountancy and on the Board of Directors of the American Institute of Certified Public Accountants. Ms. Devine
        was a member of the Board of Trustees of Villanova University from 2005 to 2015, where she was the Chair of the Audit and Risk
        Committee. She has served on the Board of Directors of Ben Franklin Technology Partners of Southeastern Pennsylvania since 2016
        and was appointed to the Board of Directors of Ben Franklin Technology Development Authority in 2018. Ms. Devine has been a director
        of AgroFresh Solutions, Inc. (Nasdaq: AGFS) since 2018 and a director of SelectQuote (NYSE: SLQT) since 2020. From 2019 to 2021
        she served as a director of Cubic Corporation (NYSE: CUB).</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Ms. Devine has substantial management,
        business and finance experience that adds valuable outside experience to Fulton&rsquo;s Board and its committees. She has completed
        courses and was recognized by NACD as a Board Leadership Fellow since 2016. She received an M.B.A. from the Wharton School of the
        University of Pennsylvania, an M.S. in Taxation from Villanova Law School, and a B.S. in Accounting from Villanova University,
        where she graduated first in her class.</P>

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    <TD STYLE="border-bottom: Black 1px solid; font: 12pt Times New Roman, Times, Serif; text-align: justify">&nbsp;</TD></TR>
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        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>STEVEN S. ETTER - Age: 68</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 5pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Independent</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Fulton Director since 2019 and Fulton
        Bank Director since 2012</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2021 &ndash; 2022 Fulton Committees:
        Audit &ndash; Member and financial expert; and Human Resources &ndash; Member</P>

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    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 5pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><IMG SRC="fult3977451-def14ax15x2.jpg" ALT="" STYLE="float: left; margin-right: 10pt"></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr. Etter retired as an executive officer
        of Harrisburg News Company in 2020, after serving as the President and CEO of Harrisburg News Company, a division of Hudson News
        Distributors LLC (&ldquo;<B>Hudson News</B>&rdquo;) a regional magazine, book and newspaper wholesale distribution company since
        2014. Prior to its consolidation with Hudson News, Mr. Etter served from 1998 to 2014 as the President and CEO of Harrisburg News
        Company when it was an independent company. From 1975 to 1997, he held other management positions at Harrisburg News Company and
        was active in various trade organizations, including the past President of the Council for Periodical Distribution Association,
        President of the Atlantic Coast Executive Society, and past Secretary and Treasurer of the Atlantic Coast Independent Distributors
        Association.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0">A graduate of the University
        of Miami with a B.A. in finance and marketing, he is a member of its President&rsquo;s Council that is comprised of a select advisory
        group of prominent alumni. Mr. Etter also is an Emeritus Director of the Whitaker Center for Science and the Arts, a nonprofit
        center for the arts, education, entertainment and cultural enrichment, located in Harrisburg, Pennsylvania. Mr. Etter has been
        active in numerous business endeavors, professional associations, charitable and community organizations during his career, including
        serving as a former board member of WITF, a public radio and television station that broadcasts in central Pennsylvania.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">As a chief executive officer and successful
        business owner, Mr. Etter brings extensive business skills, financial expertise and regional market knowledge to Fulton&rsquo;s
        Board. Mr. Etter has been a director of Fulton Bank since 2012. He was also a long-time member of Fulton Bank&rsquo;s Harrisburg
        advisory board.</P>

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        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>GEORGE W. HODGES - Age: 71</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 5pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Independent</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Fulton Director since 2001 and Fulton
        Bank Director since 2012</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2021 &ndash; 2022 Fulton Committees:
        Audit &ndash; Member and financial expert; and Human Resources &ndash; Member</P>

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	<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><IMG SRC="fult3977451-def14ax16x1.jpg" ALT="" STYLE="float: left; margin-right: 10pt "></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr. Hodges has been a director of Fulton
        since 2001, and he served as Fulton&rsquo;s Lead Director from 2010 until June 2018. Mr. Hodges served as a director of Fulton
        Bank since 2012 and was a director of Drovers &amp; Mechanics Bank, until it was merged into Fulton Bank in 2001.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">He has been a director of York Water Company
        (Nasdaq: YORW) from 2000 to present and served as Chairman of York Water Company from 2011 until May 2021. He was a director of
        The Wolf Organization, Inc., a regional distributor and sourcing company of kitchen and bath products and specialty building products,
        from 2008 to 2015, and he served as non-executive Chairman from 2008 to 2009, and prior to that as a member of the Office of the
        President from 1986 to 2008. Mr. Hodges was a director of Burnham Holdings, Inc. from 2006 to 2021. Burnham Holdings, Inc., is
        the parent company of 14 subsidiaries that are leading domestic manufacturers of boilers and related HVAC products and accessories
        including furnaces, radiators and air conditioning systems, for residential, commercial and industrial applications, and he served
        on the boards of various for profit, non-profit and community organizations.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr. Hodges brings considerable financial
        expertise and business knowledge to the Fulton Board, both through his business experience and service on other boards. Mr. Hodges
        completed the requirements for the NACD Board Leadership Fellow Program since 2011.</P>

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    <TD STYLE="border-bottom: Black 1px solid; font: 12pt Times New Roman, Times, Serif; text-align: justify">&nbsp;</TD></TR>
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        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>GEORGE K. MARTIN - Age: 68</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 5pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Independent</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Fulton Director since 2021 and Fulton
        Bank Director since 2016</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2021 &ndash; 2022 Fulton Committees:
        Risk Committee &ndash; Member</P>

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    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 5pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><IMG SRC="fult3977451-def14ax16x2.jpg" ALT="" STYLE="float: left; margin-right: 10pt"></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr. Martin is a senior partner of the Richmond,
        Virginia office of McGuireWoods LLP (&ldquo;<B>McGuire Woods</B>&rdquo;). From 2009 to 2021 he served as the managing partner McGuire
        Woods largest office for over 12 years. He has been a partner with the firm since 1990 and practices construction and commercial
        real estate law, and he was previously involved in firm management in various capacities, including service on the recruiting committee,
        advisory board and pension committees. He also served as head of the construction transactions team. He has represented public
        and private entities on numerous real estate projects, including public private partnerships.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0">He is a graduate of
        the Howard University School of Law, where he was a member and managing editor of the Howard Law Journal. He received a B.A. from
        the University of Virginia. He is an attorney with over 40 years&rsquo; experience, and he is admitted to practice in the Virginia
        Supreme Court, U.S. Tax Court and the U.S. Supreme Court.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr. Martin is active in the Richmond, Virginia
        and the Washington, D.C. metro communities. He is currently an adjunct professor at the University of Virginia School of Law. He
        also serves on the Jefferson Scholars Foundation Board and Executive Committee and the Governing Council and Executive Committee
        at the University of Virginia&rsquo;s Miller Center. He is a member of the University of Virginia School of Architecture Foundation
        Board. Since 1991, he has served on the Housing and Development Law Institute Board in Washington, D.C. He previously served as
        a member of the Virginia Board of Bar Examiners, the Virginia Bar Association Board of Governors, and the 2019 Commemoration Executive
        Committee. He previously served as Vice-Rector then Rector at the University of Virginia.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr. Martin brings to the Fulton Board extensive
        senior leadership, legal, real estate and risk management experience. He has been a director of Fulton Bank since 2016, and prior
        to joining the Fulton Bank board he was a member of Fulton Bank&rsquo;s Central Virginia Advisory Board.</P>

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        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>JAMES R. MOXLEY III (Independent Lead
        Director) - Age: 61</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 5pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Independent</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Fulton Director since 2015, Fulton
        Bank Director since 2019 and The Columbia Bank Director from 1999 to 2019</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2021 &ndash; 2022 Fulton Committees:
        Executive &ndash; Chair; NCG &ndash; Member; and Human Resources &ndash; Member</P>

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    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 5pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><IMG SRC="fult3977451-def14ax17x1.jpg" ALT="" STYLE="float: left; margin-right: 10pt"></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr. Moxley currently serves as
        Fulton&rsquo;s Lead Director. Prior to joining the Fulton Bank board in 2019, Mr. Moxley was a director of The Columbia Bank since
        1999. He is admitted and licensed to practice law in Maryland, and he is a former real estate attorney with Venable, Baetjer and
        Howard, now known as Venable LLP. Since 1992, Mr. Moxley has served as a Principal of Security Development Corporation, a
        Washington-Baltimore real estate land development company engaged primarily in retail and multifamily projects.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">He serves as a member of the Duke University
        Library Advisory Board and the Board of Visitors of Duke Law School. Mr. Moxley is a Trustee Emeritus of the Glenelg Country School,
        having served as a trustee since 1996 and as the board chair. He has also served as a trustee of the Howard County General Hospital
        from 2021 to present, as a trustee of the Howard Hospital Foundation from 2014 to present, as a Founding Director of the Real Estate
        Charitable Foundation of Maryland from 2015 to present, and he is active on numerous civic boards and committees in Maryland.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr. Moxley received a J.D. degree and A.B.
        in Economics, magna cum laude, from Duke University. Since 2017, he completed the requirements and is recognized by the NACD as
        a Board Leadership Fellow. Mr. Moxley brings banking expertise to Fulton&rsquo;s Board that he gained as a director of The Columbia
        Bank. He also has extensive business, tax, and legal experience related to the acquisition, financing, and development of commercial
        and residential real estate. Mr. Moxley&rsquo;s longstanding board service at Fulton Bank and its predecessors in Maryland also
        provides Fulton&rsquo;s Bord with corporate governance and supervisory skills.</P>

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    <TD STYLE="border-bottom: Black 1px solid; font: 12pt Times New Roman, Times, Serif; text-align: justify">&nbsp;</TD></TR>
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    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 5pt; background-color: rgb(207,210,221)">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>CURTIS J. MYERS (President and COO of
        Fulton) - Age: 53</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 5pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Fulton Director since 2019 and Fulton
        Bank Director since 2009</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2021 &ndash; 2022 Fulton Committees:
        None</P>

</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 5pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><IMG SRC="fult3977451-def14ax17x2.jpg" ALT="" STYLE="float: left; margin-right: 10pt"></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Since January 1, 2018, Mr. Myers has been
        the President and Chief Operating Officer of Fulton. He became an executive officer of Fulton in July 2013 and has held a number
        of executive positions with Fulton Bank since 1990.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">He is also the Chairman, Chief Executive
        Officer, Chief Operating Officer and President of Fulton Bank. He was promoted to Chairman and Chief Executive Officer in May 2018
        and became the President and Chief Operating Officer of Fulton Bank in 2009. He has served as a director of Fulton Bank since 2009.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0">Mr. Myers has participated
        in a number of industry organizations and has been active in the local community for many years. He has been involved with the
        Pennsylvania Bankers Association, is a past chair of the American Heart Association of Lancaster County, a past board member of
        the YMCA of Lancaster County, and a past board member of the United Way of Lancaster County. He served as the Treasurer of the
        Fulton Theatre Company from 2011 to 2020, a director of TEC Centro since 2017, and he is the current chair of the Salvation Army
        (Lancaster) and has been a director of this local non-profit since 1995. In 2019, Mr. Myers joined the Operation HOPE Northeast
        Advisory Board and the ABA Stonier Graduate School of Banking Advisory Board. In 2021 he joined the board of the Economic Development
        Company of Lancaster County.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr. Myers brings a depth of banking experience,
        knowledge, executive leadership, financial expertise and other valuable skills to Fulton&rsquo;s Board. He holds a Bachelor of
        Science in Business Administration from Shippensburg University and a Master&rsquo;s degree in Business Administration from Saint
        Joseph&rsquo;s University. He is a graduate of the Stonier Graduate School of Banking.</P>

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    <TD STYLE="width: 20%; text-align: left; vertical-align: middle">&nbsp;</TD>
    <TD STYLE="width: 60%; text-align: center; vertical-align: middle">13</TD>
    <TD STYLE="width: 20%">&nbsp;</TD></TR>
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        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>ANTOINETTE M. PERGOLIN - Age: 58</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 5pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Independent</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Fulton Bank Director since 2012</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2021 &ndash; 2022 Fulton Committees:
        None</P>

</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 5pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><IMG SRC="fult3977451-def14ax18x1.jpg" ALT="" STYLE="float: left; margin-right: 10pt"></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Since 2004, Ms. Pergolin has served as
        President and CEO of Bancroft, a New Jersey non-profit. Bancroft is a leading regional non-profit provider of programs and services
        for individuals with autism, intellectual and developmental disabilities and those in need of neurological rehabilitation. Under
        her leadership, Bancroft has expanded its services. Prior to joining Bancroft, Ms. Pergolin worked at the University of Pennsylvania
        Health System for 14 years in various positions, including Chief Financial Officer for Pennsylvania Hospital, and during this time
        she maintained a CPA license that is now inactive. She received her undergraduate degree in Accounting from Pennsylvania State
        University and her Master&rsquo;s in Health Administration from Saint Joseph&rsquo;s University.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0">Ms. Pergolin is actively
        involved in the Metro Philadelphia and New Jersey communities and welcomes opportunities to help others with important missions.
        She has extensive board experience, including serving as director of Fulton Bank since 2012, and she served on the boards of other
        organizations, both for profit and nonprofit, over the past decade. She is currently the Chairwoman of the Peirce College Board
        of Trustees where she has been a trustee since 2016. In April 2021, she was appointed to the Inspira Health Network, Inc. Board
        of Trustees.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">She brings extensive experience in senior
        leadership, governance, investment, human resources, accounting, and financial expertise to Fulton&rsquo;s Board.</P>

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<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1px solid; font: 12pt Times New Roman, Times, Serif; text-align: justify">&nbsp;</TD></TR>
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    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 5pt; background-color: rgb(207,210,221)">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>SCOTT A. SNYDER, PhD - Age: 56</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 5pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Independent</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Fulton Director since 2016 and Fulton
        Bank Director since 2019</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2021 &ndash; 2022 Fulton Committees:
        Executive &ndash; Member; NCG &ndash; Vice Chair; and Risk &ndash; Chair</P>

</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 5pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><IMG SRC="fult3977451-def14ax18x2.jpg" ALT=""STYLE="float: left; margin-right: 10pt"></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Dr. Snyder is currently the Chief Digital
        Officer at EVERSANA, a leading provider of global commercial services to the life sciences industry. Dr. Snyder was previously
        the President of Breakthru Advisors, which is focused on helping enterprises leverage digital and other emerging technologies to
        accelerate innovation and new venture creation. Prior to that, he was the Global Head of Digital and Innovation at Heidrick Consulting
        between April 2018 and September 2020 and the Senior Vice President, Managing Director, and Chief Technology and Innovation Officer
        for Safeguard Scientifics, Inc. (NYSE: SFE), a provider of capital and relevant expertise to fuel the growth of technology-driven
        businesses in healthcare, financial services and digital media from August 2016 until March 2018. From 2011 until August of 2016,
        he served as the President and Chief Strategy Officer of Mobiquity, Inc., a mobile technology company that focuses on digital strategy
        and engineering enhanced mobile experiences that was recently acquired by Hexaware Technologies Ltd. Since 2016, he has served
        as the Chair of the Mobiquity advisory board.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Dr. Snyder is a Senior Fellow in the Management
        Department at the Wharton School, and an adjunct faculty member in the School of Engineering and Applied Science at the University
        of Pennsylvania. Dr. Snyder has lectured at MIT, Babson, Duke, Georgia Tech and INSEAD on digital innovation, decision-making,
        business and IT strategy, emerging technologies, product design and development, and big data/analytics since 2002. He received
        his B.S., M.S., and Ph.D. in Systems Engineering from the University of Pennsylvania.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Dr. Snyder brings over 30 years of business
        acumen, experience in the technology sector and leadership in digital innovation to the Fulton Board. Dr. Snyder has extensive
        expertise in the development of digital solutions, mobile business strategy and mobile security. In 2017, Dr. Snyder successfully
        completed the NACD Cyber-Risk Oversight Program and earned a CERT Certificate in Cybersecurity Oversight issued by the Software
        Engineering Institute at Carnegie Mellon University.</P>

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    <TD STYLE="width: 33%; text-align: left; vertical-align: middle"><IMG SRC="footer.jpg" ALT=""></TD>
    <TD STYLE="width: 34%; text-align: center; vertical-align: bottom">14</TD>
    <TD STYLE="width: 33%">&nbsp;</TD></TR>
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        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>RONALD H. SPAIR - Age: 66</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 5pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Independent</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Fulton Director since 2015 and Fulton
        Bank Director since 2019</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2021 &ndash; 2022 Fulton Committees:
        Audit &ndash; Chair and financial expert; Executive &ndash; Vice Chair; and Human Resources &ndash; Member</P>

</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 5pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><IMG SRC="fult3977451-def14ax19x1.jpg" ALT="" STYLE="float: left; margin-right: 10pt"></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Since September 2006, Mr. Spair served
        as the Chief Financial Officer, Chief Operating Officer and a member of the Board of Directors of OraSure Technologies, Inc. (Nasdaq:OSUR),
        a diagnostic and medical device company headquartered in Bethlehem, Pennsylvania, and since 2001 he has served as Executive Vice
        President and Chief Financial Officer. In June 2018, he retired from the Board of Directors and as an officer of OraSure Technologies,
        Inc.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">From 2013 to May 2018, Mr. Spair served
        on the board of Life Science &ndash; PA, which was formerly known as Pennsylvania Biotechnology Association, a state trade association
        for the life sciences community in the Commonwealth of Pennsylvania. He is a certified public accountant, a chartered global management
        accountant, and he holds an M.B.A. from Rider College.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr. Spair brings his public company executive
        experience and financial expertise to Fulton&rsquo;s Board. Mr. Spair also has extensive experience negotiating mergers and acquisitions,
        development and licensing transactions as well as corporate financings.</P>

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<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1px solid; font: 12pt Times New Roman, Times, Serif; text-align: justify">&nbsp;</TD></TR>
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    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 5pt; background-color: rgb(207,210,221)">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>MARK F. STRAUSS - Age: 70</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 5pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Independent</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Fulton Director since 2016, Fulton
        Bank Director since 2019 and Fulton Bank of New Jersey from 2011 to 2019</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2021 &ndash; 2022 Fulton Committees:
        Executive &ndash; Member; Human Resources &ndash; Chair; and NCG &ndash; Member</P>

</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 5pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><IMG SRC="fult3977451-def14ax19x2.jpg" ALT="" STYLE="float: left; margin-right: 10pt"></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Since 2019, Mr. Strauss has served as
        director of Fulton Bank, a director of Fulton Bank of New Jersey from 2011 to 2019, and a director of Skylands Community Bank prior
        to its merger with Fulton Bank of New Jersey in 2011. From October 2010 to his retirement in December 2017, he served as Senior Vice
        President of Corporate Strategy and Business Development at American Water Works Company, Inc. (NYSE: AWK) (&ldquo;<B>American
        Water</B>&rdquo;), the largest and most geographically diverse publicly-traded U.S. water and wastewater utility company, where he
        was responsible for working with the senior management team to link overall strategy and major growth efforts for American
        Water&rsquo;s regulated and competitive operations.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0">From December 2006
        to September 2010, Mr. Strauss served as President of American Water Enterprises, which owns and operates several of American Water&rsquo;s
        market-based businesses. In this role, Mr. Strauss oversaw American Water&rsquo;s non-regulated business units that offer operations
        and maintenance contract services across the United States and Canada, including water and wastewater management for military bases,
        service-line protection programs, design, construction and operation of community onsite water and wastewater systems and other
        innovative solutions that address a variety of challenges facing the industry.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr. Strauss has legal and executive skills
        and, prior to his retirement from American Water, he was also an attorney licensed to practice law in New Jersey.</P>

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    <TD STYLE="width: 60%; text-align: center; vertical-align: middle">15</TD>
    <TD STYLE="width: 20%">&nbsp;</TD></TR>
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        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>E. PHILIP WENGER (Chairman of the Board
        and CEO of Fulton) - Age: 64</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 5pt 0 0pt 20pt; text-align: justify; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Fulton Director since 2009 and Fulton Bank Director since
        2019, and from 2003 to 2009</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 20pt; text-indent: -20pt">&#9679;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2021 &ndash; 2022 Fulton Committees: Executive &ndash;
        Member</P>

</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 5pt">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><IMG SRC="fult3977451-def14ax20x1.jpg" ALT="" STYLE="float: left; margin-right: 10pt"></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr. Wenger became Chairman of the Board
        and Chief Executive Officer of Fulton on January 1, 2013. He also served as President from 2008 to 2017, and Chief Operating Officer
        of Fulton from 2008 to 2012. Mr. Wenger was a director of Fulton Bank from 2003 to 2009, Chairman of Fulton Bank from 2006 to 2009
        and has been employed by Fulton in a number of positions since 1979. He rejoined the Fulton Bank board as a director in 2019.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0">Mr. Wenger currently
        serves on the Board of Directors of the Pennsylvania Chamber of Commerce and is a member of the Penn State Harrisburg Board of
        Advisers. Mr. Wenger is also a member of the Operation HOPE Global Board of Advisors, a global financial dignity and economic empowerment
        nonprofit corporation. He is a past chair of the Lancaster Chamber of Commerce, past chair of the Advisory Board of Stonier Graduate
        School of Banking, past member of the American Bankers Association Board of Directors, past chair of the Economic Development Company
        of Lancaster County, a former Board member of the Lancaster County YMCA Foundation and Crispus Attucks Community Center. Since
        2019, he has been a director of Burnham Holdings, Inc., the parent company of 14 subsidiaries that are leading domestic manufacturers
        of boilers and related HVAC products and accessories, including furnaces, radiators and air conditioning systems, for residential,
        commercial and industrial applications.</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mr. Wenger possesses an extensive knowledge
        of banking operations through more than thirty years of experience in the financial services industry. He has gained valuable insight
        through his experience in different banking areas, including retail banking, commercial banking and bank operations and systems.</P>

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</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><A NAME="fult3977451-def14aa030"></A>Directors Retiring from Fulton</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 15pt">Messrs. Graupera and Waters will not stand
for re-election at the Annual Meeting and will retire from both the Board and Bank Board as both directors have reached Fulton&rsquo;s
mandatory retirement age.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 30pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 15pt">Fulton&rsquo;s Board thanks Directors Graupera
and Waters for their many years of dedicated service.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%; border: Black 1px solid; font: 10pt Times New Roman, Times, Serif; text-align: center; background-color: rgb(207,210,221); padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 9pt"><B>CARLOS
    E. GRAUPERA</B></FONT></TD>
    <TD STYLE="width: 50%; border-top: Black 1px solid; border-right: Black 1px solid; border-bottom: Black 1px solid; font: 10pt Times New Roman, Times, Serif; text-align: center; background-color: rgb(207,210,221); padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 9pt"><B>ERNEST
    J. WATERS</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; font: 12pt Times New Roman, Times, Serif; text-align: center; padding-top: 10pt; padding-bottom: 10pt"><IMG SRC="fult3977451-def14ax20x2.jpg" ALT=""></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; font: 12pt Times New Roman, Times, Serif; text-align: center; padding-top: 10pt; padding-bottom: 10pt"><IMG SRC="fult3977451-def14ax20x3.jpg" ALT=""></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; font: 10pt Times New Roman, Times, Serif; padding-left: 50pt; background-color: rgb(207,210,221); padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 9pt"><B>Fulton
    Director since 2019</B> <BR>
    <B>Fulton Bank Director since 2006</B></FONT></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; font: 10pt Times New Roman, Times, Serif; padding-left: 50pt; background-color: rgb(207,210,221); padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 9pt"><B>Fulton
    Director since 2012</B> <BR>
    <B>Fulton Bank Director since 2011</B></FONT></TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%; font-size: 10pt">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 33%; text-align: left; vertical-align: middle"><IMG SRC="footer.jpg" ALT=""></TD>
    <TD STYLE="width: 34%; text-align: center; vertical-align: bottom">16</TD>
    <TD STYLE="width: 33%">&nbsp;</TD></TR>
</TABLE>





<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>


<P STYLE="text-align: right"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="footer.jpg" ALT=""></FONT></P>

<P><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa031"></A>Security Ownership of Directors, Nominees,
Management and Certain Beneficial Owners</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><U>Directors, Director Nominees and NEOs:</U></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The
following table sets forth the number of shares of common stock beneficially owned as of the Record Date by: (i) each director;
(ii) each director nominee; (iii) the NEOs and (iv) executive officers as a group. Unless otherwise indicated in a footnote, shares
shown as beneficially owned by each director, each director nominee and each NEO are held individually by the person.</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; padding-top: 2pt; padding-bottom: 2pt">Director, Director<BR> Nominee and<BR> Management Beneficial<BR><font style="border-bottom: 1px solid black">Owners</font></TD><TD STYLE="font-weight: bold; padding-top: 2pt; padding-bottom: 2pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><font style="border-bottom: 1px solid black">Title</font></TD><TD STYLE="font-weight: bold; padding-top: 2pt; padding-bottom: 2pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; text-align: right; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Total
Shares</B></FONT><BR><FONT STYLE="font: 10pt Times New Roman, Times, Serif"> <B>Beneficially</B></FONT><BR><FONT STYLE="font: 10pt Times New Roman, Times, Serif">
<B><font style="border-bottom: 1px solid black">Owned</font></B></FONT></TD><TD STYLE="font-weight: bold; padding-top: 2pt; padding-bottom: 2pt"><SUP>1 2</SUP>&nbsp;</TD><TD STYLE="font-weight: bold; padding-top: 2pt; padding-bottom: 2pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; text-align: right; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Total
Shares</B></FONT><BR><FONT STYLE="font: 10pt Times New Roman, Times, Serif"> <B>and Director</B></FONT><BR><FONT STYLE="font: 10pt Times New Roman, Times, Serif">
<B><font style="border-bottom: 1px solid black">Stock Units</font></B></FONT></TD><TD STYLE="font-weight: bold; padding-top: 2pt; padding-bottom: 2pt"><SUP>3</SUP>&nbsp;</TD><TD STYLE="font-weight: bold; padding-top: 2pt; padding-bottom: 2pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font-weight: bold; text-align: center; padding-top: 2pt; padding-bottom: 2pt">% of<BR><font style="border-bottom: 1px solid black">Class</font></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: center; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 22%; font-weight: bold; text-align: left; padding-top: 0; padding-bottom: 0">Jennifer Craighead Carey</TD><TD STYLE="width: 1%; padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="width: 43%; text-align: left; padding-top: 0; padding-bottom: 0">Director and Nominee</TD><TD STYLE="width: 1%; padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; padding-top: 0; padding-bottom: 0">4,407</TD><TD STYLE="width: 3%; text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="width: 1%; padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; padding-top: 0; padding-bottom: 0">13,890</TD><TD STYLE="width: 1%; text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="width: 1%; padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="width: 2%; text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="width: 1%; text-align: center; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">*</FONT></TD><TD STYLE="width: 2%; text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; padding-top: 0; padding-bottom: 0">Lisa Crutchfield</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">Director and Nominee</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">11,938</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">25,685</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: center; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">*</FONT></TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; padding-top: 0; padding-bottom: 0">Denise L. Devine</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">Director and Nominee</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">21,317</FONT></TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0"><SUP>4</SUP>&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">35,064</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: center; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">*</FONT></TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; padding-top: 0; padding-bottom: 0">Steven S. Etter</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">Director and Nominee</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">314,232</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">323,715</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: center; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">*</FONT></TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; padding-top: 0; padding-bottom: 0">Carlos E. Graupera</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="padding-top: 0; padding-bottom: 0">Director</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">16,524</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">26,008</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: center; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">*</FONT></TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; padding-top: 0; padding-bottom: 0">George W. Hodges</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">Director and Nominee</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">42,922</FONT></TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0"><SUP>5</SUP>&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">56,669</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: center; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">*</FONT></TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; padding-top: 0; padding-bottom: 0">George K. Martin</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">Director and Nominee</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">9,007</FONT></TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0"><SUP>6</SUP>&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">15,773</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: center; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">*</FONT></TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; padding-top: 0; padding-bottom: 0">James R. Moxley III</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">Director and Nominee</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">158,194</FONT></TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0"><SUP>7</SUP>&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">161,749</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: center; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">*</FONT></TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; padding-top: 0; padding-bottom: 0">Antoinette M. Pergolin</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="padding-top: 0; padding-bottom: 0">Nominee</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">2,022</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">8,196</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: center; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">*</FONT></TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; padding-top: 0; padding-bottom: 0">Scott A. Snyder</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">Director and Nominee</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">6,540</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">20,287</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: center; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">*</FONT></TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; padding-top: 0; padding-bottom: 0">Ronald H. Spair</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">Director and Nominee</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">19,072</FONT></TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0"><SUP>8</SUP>&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">32,819</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: center; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">*</FONT></TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; padding-top: 0; padding-bottom: 0">Mark F. Strauss</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">Director and Nominee</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">25,859</FONT></TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0"><SUP>9</SUP>&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">39,606</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: center; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">*</FONT></TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; padding-top: 0; padding-bottom: 0">Ernest J. Waters</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="padding-top: 0; padding-bottom: 0">Director</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">31,968</FONT></TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0"><SUP>10</SUP>&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">45,715</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: center; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">*</FONT></TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top; padding-top: 0; padding-bottom: 0">E. Philip Wenger</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">Director, Nominee, Chairman of the Board and Chief Executive Officer</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">429,162</FONT></TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0"><SUP>11</SUP>&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">429,162</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: center; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">*</FONT></TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top; padding-top: 0; padding-bottom: 0">Curtis J. Myers</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">Director, Nominee, President and Chief Operating Officer</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">152,083</FONT></TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0"><SUP>12</SUP>&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">152,083</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: center; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">*</FONT></TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top; padding-top: 0; padding-bottom: 0">Mark R. McCollom</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">Senior Executive Vice President and Chief Financial Officer</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">23,135</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">23,135</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: center; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">*</FONT></TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top; padding-top: 0; padding-bottom: 0">Angela M. Snyder</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">Senior Executive Vice President and Chief Banking Officer</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">31,018</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">31,018</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: center; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">*</FONT></TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top; padding-top: 0; padding-bottom: 0">Meg R. Mueller</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">Senior Executive Vice President and Head of Commercial Business</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">92,282</FONT></TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0"><SUP>13</SUP>&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">92,282</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: center; padding-top: 0; padding-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">*</FONT></TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; vertical-align: top; padding-top: 0; padding-bottom: 0">Total Ownership</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">Directors, Director Nominees, NEOs and executive officers as a Group (23 Persons)</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">1,610,212</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">1,751,386</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="padding-top: 0; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">&nbsp;</TD><TD STYLE="text-align: right; padding-top: 0; padding-bottom: 0">1.00</TD><TD STYLE="text-align: left; padding-top: 0; padding-bottom: 0">%</TD></TR>
</TABLE>

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<P STYLE="text-align: justify; margin-top: 0; margin-bottom: 0"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>* </SUP>Represents less
than one percent of the outstanding shares of Fulton&rsquo;s common stock calculated in accordance with Rule 13d-3 of the Exchange
Act.</FONT></P>



<P STYLE="text-align: justify; margin-top: 0; margin-bottom: 0"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>1 </SUP>Beneficial ownership
is determined in accordance with SEC Rule 13d-3 that provides that a person is deemed to own any stock for which that person has
or shares: (i) voting power; (ii) investment power; or (iii) the right to acquire beneficial ownership within 60 days after the
Record Date.</FONT></P>



<P STYLE="text-align: justify; margin-top: 0; margin-bottom: 0"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>2</SUP> Includes 67,498
shares issuable upon the exercise of vested stock options, which have been treated, in all cases, as outstanding shares for purposes
of calculating the percentage of outstanding shares owned by each individual and as a group.</FONT></P>



<P STYLE="text-align: justify; margin-top: 0; margin-bottom: 0"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>3</SUP> Includes a total
of 42,068 unvested director stock units awarded in 2021 to the twelve non-employee directors that served from 2021 to 2022, including
Directors Graupera and Waters. The director stock units awarded to each of the directors will vest on June 1, 2022 unless the
director has elected to defer vesting until retirement or departure from the Fulton Board.</FONT></P>



<P STYLE="text-align: justify; margin-top: 0; margin-bottom: 0"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>4 </SUP>Ms. Devine&rsquo;s
ownership includes 1,000 shares held jointly with her spouse.</FONT></P>



<P STYLE="text-align: justify; margin-top: 0; margin-bottom: 0"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>5 </SUP>Mr. Hodges&rsquo;
ownership includes 21,430 shares held in a 401(k) plan, 300 shares held an irrevocable trust for his children and 21,192 shares
held by The Hodges Family Foundation, Inc. Mr. Hodges has disclaimed beneficial ownership of the shares held by The Hodges Family
Foundation, Inc.</FONT></P>



<P STYLE="text-align: justify; margin-top: 0"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>6</SUP> Mr. Martin&rsquo;s
ownership includes 4,155 shares held in an individual retirement account and 125 shares held jointly with his spouse.</FONT></P>



<P STYLE="text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">17</FONT></P>

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<P STYLE="font: 9pt Times New Roman, Times, Serif; text-align: justify; margin-bottom: 0"><SUP>7</SUP> Mr. Moxley&rsquo;s ownership includes: (i) 39,115 shares held by The Moxley
Family Trust; (ii) 1,227 shares held solely by his spouse; (iii) 18,411 shares held by Mr. Moxley as custodian for his children and (iv)
28,000 shares held in a 401(k) plan.</P>



<P STYLE="font: 9pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0; margin-bottom: 0"><SUP>8</SUP> Mr. Spair&rsquo;s ownership includes 10,000 shares held
jointly with his spouse.</P>



<P STYLE="font: 9pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0; margin-bottom: 0"><SUP>9</SUP> Mr. Strauss&rsquo; ownership includes 4,930 shares held
jointly with his spouse and 6,426 shares held in an individual retirement account.</P>



<P STYLE="font: 9pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0; margin-bottom: 0"><SUP>10</SUP>Mr. Waters&rsquo; ownership includes 13,895 shares held
in an individual retirement account.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0; margin-bottom: 0"><SUP>11</SUP> Mr. Wenger&rsquo;s ownership includes 144,297 shares held
jointly with his spouse and 92,795 shares held in the 401(k) Plan. Also includes 3,564 shares held in the 401(k) Plan by his spouse and
389 shares held by Mr. Wenger as custodian for his children.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0; margin-bottom: 0"><SUP>12</SUP>Mr. Myers&rsquo; ownership includes 52,662 shares held in
his 401(k) Plan, 22,140 shares which may be acquired pursuant to the exercise of vested stock options and 14,109 shares held jointly
with his spouse.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0"><SUP>13</SUP>Ms. Mueller&rsquo;s ownership includes 22,954 shares which may be acquired
pursuant to the exercise of vested stock options and 10&nbsp;shares held jointly with her spouse.</P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><U>Owners
of More Than Five Percent:</U></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The following
table sets forth the number of shares of common stock owned as of the Record Date. Other than the beneficial owners listed below,
based on public filings, no person or entity owned, of record or beneficially, on the Record Date more than 5% of Fulton outstanding
common stock.</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; padding-top: 2pt; padding-bottom: 2pt">Beneficial Owners<BR><font style="border-bottom: 1px solid black">Holding More than 5%</font></TD><TD STYLE="font-weight: bold; padding-top: 2pt; padding-bottom: 2pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: right; padding-top: 2pt; padding-bottom: 2pt">Total Shares<BR><font style="border-bottom: 1px solid black">Beneficially&nbsp;Owned</font></TD><TD STYLE="font-weight: bold; padding-top: 2pt; padding-bottom: 2pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 3pt">% of<BR><font style="border-bottom: 1px solid black">Class</font></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 77%; font-weight: bold; text-align: left; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>BlackRock, Inc.<SUP>1</SUP></B><BR> <B>55 East 52nd Street</B><BR> <B>New York, NY 10055</B></FONT></TD><TD STYLE="width: 1%; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="width: 16%; text-align: right; padding-top: 2pt; padding-bottom: 2pt">20,589,089</TD><TD STYLE="width: 1%; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="width: 5%; text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 3pt">12.8%</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>The Vanguard Group<SUP>2</SUP></B><BR> <B>100 Vanguard Blvd.</B><BR> <B>Malvern, PA 19355</B></FONT></TD><TD STYLE="padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt">15,826,174</TD><TD STYLE="padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 3pt">9.81%</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Dimensional Fund Advisors LP<SUP>3</SUP></B><BR> <B>Building One</B><BR> <B>6300 Bee Cave Road</B><BR> <B>Austin, TX 78746</B></FONT></TD><TD STYLE="padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt">10,617,622</TD><TD STYLE="padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 3pt">6.6%</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>State Street Corporation<SUP>4</SUP></B><BR> <B>State Street Financial Center</B><BR> <B>1 Lincoln Street</B><BR> <B>Boston, MA 02111</B></FONT></TD><TD STYLE="padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt">8,209,865</TD><TD STYLE="padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 3pt">5.09%</TD></TR>
</TABLE>
<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 10pt; margin-bottom: 3pt"><DIV STYLE="font-size: 1pt; border-top: Black 1px solid; width: 25%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="text-align: justify; margin-top: 0; margin-bottom: 0"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>1</SUP> This information
is based solely on a Schedule 13G/A filed with the SEC January 27, 2022 by BlackRock, Inc., that reported sole voting power as
to 19,897,642 shares and sole dispositive power as to 20,589,089 shares as of December 31, 2021.</FONT></P>



<P STYLE="text-align: justify; margin-top: 0; margin-bottom: 0"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>2</SUP> This information
is based solely on a Schedule 13G/A filed with the SEC on February 10, 2022 by The Vanguard Group, which reported sole voting
power as to 0 shares and sole dispositive power as to 15,545,348 shares, shared voting power as to 141,766 shares and shared dispositive
power as to 280,826 shares as of December 31, 2021.</FONT></P>



<P STYLE="text-align: justify; margin-top: 0; margin-bottom: 0"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>3</SUP> This information
is based solely on a Schedule 13G/A filed with the SEC on February 8, 2022 by Dimensional Fund Advisors LP, which reported sole
voting power as to 10,383,945 shares and sole dispositive power as to 10,617,622 shares, as of December&nbsp;31,&nbsp;2021.</FONT></P>



<P STYLE="text-align: justify; margin-top: 0"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>4</SUP> This information
is based solely on a Schedule 13G/A filed with the SEC on February 11, 2022 by State Street Corporation, which reported sole voting
power as to 0 shares and sole dispositive power as to 0 shares, shared voting power as to 7,894,144 shares and shared dispositive
power of 8,209,865 shares as of December 31, 2021.</FONT></P>

<P STYLE="text-align: justify; margin-top: 0"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"></FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 33%; line-height: 115%; text-align: left; vertical-align: bottom"><IMG SRC="footer.jpg" ALT=""></TD>
    <TD STYLE="width: 34%; line-height: 115%; text-align: center; vertical-align: bottom"><P STYLE="margin-top: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">18</FONT></P></TD>
    <TD STYLE="width: 33%; line-height: 115%; text-align: center">&nbsp;</TD></TR>
</TABLE>

<P STYLE="text-align: left; margin-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"></FONT></P>



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<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>


<P STYLE="text-align: right"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="footer.jpg" ALT=""></FONT></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="width: 100%; background-color: rgb(207,210,221); padding-top: 2pt; padding-bottom: 2pt"><P STYLE="text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa032"></A>INFORMATION CONCERNING THE BOARD</B></FONT></P></TD></TR>
</TABLE>

<P><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa033"></A>Meetings and Committees of the Board</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">In 2021,
there were eight regular and six special meetings of the Board and a total of 52 meetings of the committees of the Board during
2021. No director attended fewer than 75% of: (i) all meetings of the Board; (ii) all of the meetings of the committees of the
Board on which a director served or (iii) the aggregate number of meetings of the Board and of the committees of the Board on
which he or she served in 2021.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The Board
of Fulton has the following five regular standing committees: Audit, Executive, Human Resources, NCG and Risk. The following table
represents the membership on each Fulton committee as of the date of this Proxy Statement:</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 34%; text-align: center; padding: 2pt 0; text-indent: 0; background-color: rgb(207,210,221); border: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Current
    Directors</B><BR>
    <B>2021 - 2022 Fulton</B><BR>
    <B>Committee Members</B></FONT></TD>
    <TD STYLE="width: 12%; text-align: center; padding: 2pt 0; text-indent: 0; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-top: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Audit</B></FONT></TD>
    <TD STYLE="width: 14%; text-align: center; padding: 2pt 0; text-indent: 0; background-color: rgb(207,210,221); border: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Executive</B></FONT></TD>
    <TD STYLE="width: 14%; text-align: center; padding: 2pt 0; text-indent: 0; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-top: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Human</B><BR>
    <B>Resources</B></FONT></TD>
    <TD STYLE="width: 14%; text-align: center; padding: 2pt 0; text-indent: 0; background-color: rgb(207,210,221); border: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>NCG</B></FONT></TD>
    <TD STYLE="width: 12%; text-align: center; padding: 2pt 0; text-indent: 0; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-right: Black 1px solid; border-top: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Risk</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Jennifer
    Craighead Carey</B></FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Vice Chair</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Lisa Crutchfield</B></FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Member</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Member</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Chair</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Denise
    L. Devine</B></FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Vice Chair</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Vice Chair</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Steven
    S. Etter</B></FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Member</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Member</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Carlos
    E. Graupera</B></FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Member</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Member</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>George
    W. Hodges</B></FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Member</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Member</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>George
    K. Martin</B></FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Member</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>James
    R. Moxley III</B></FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Chair</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Member</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Member</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Curtis
    J. Myers</B></FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Member *</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Scott
    A. Snyder</B></FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Member</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Vice Chair</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Chair</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Ronald
    H. Spair</B></FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Chair</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Vice Chair</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Member</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Mark F.
    Strauss</B></FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Member</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Chair</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Member</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Ernest
    J. Waters</B></FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Member</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Member</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>E. Philip
    Wenger</B></FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Member</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 0; text-indent: 0; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Member *</FONT></TD></TR>
</TABLE>
<P><FONT STYLE="font: 9pt Times New Roman, Times, Serif">* Ex-officio member per bylaws.</FONT></P>

<P><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa034"></A>HR Committee Interlocks and Insider Participation</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><U>HR
Committee.</U> All members of the HR Committee meet the Nasdaq independence requirements. More information regarding the HR
Committee can be found in the &ldquo;Compensation Discussion and Analysis&rdquo; section of this Proxy Statement beginning on
Page 26. There are no interlocking relationships involving members of the HR Committee. The HR Committee is responsible for:
(i) approving or recommending to the Board compensation for the CEO and other NEOs; (ii) administration of Fulton&rsquo;s
cash and equity-based incentive compensation plans, including the ESPP and the 401(k) Plan; (iii) approving employment
agreements for the NEOs and other Fulton and Fulton Bank officers and (iv) fulfilling other broad-based compensation,
benefits and human resources duties. The HR Committee met a total of nine times in 2021. The HR Committee is governed by a
formal charter, last amended in July 2021, that is available on Fulton&rsquo;s website at www.fultonbank.com.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa035"></A>Other Board Committees</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><U>Audit
Committee.</U> All members of the Audit Committee meet the Nasdaq independence requirements, and the rules and regulations
of the SEC for membership on audit committees. Each of the Audit Committee members qualifies and been designated by the Board
as an Audit Committee &ldquo;financial expert&rdquo; as defined by SEC regulations. The Audit Committee met 12 times during
2021.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The Audit
Committee is governed by a formal charter, last amended in July 2021, that is available on Fulton&rsquo;s website at www.fultonbank.com.
The Audit Committee is responsible for the following matters: (i) pre-approval of audit and non-audit services; (ii) sole authority
to appoint, evaluate, retain, or terminate the independent auditor; (iii) direct responsibility for the compensation and oversight
of the work of the independent auditor; (iv) oversight of the overall relationship with the independent auditor; (v) meeting with
the independent auditor to review the scope of audit services; (vi) reviewing and discussing with management and the independent
auditor annual and quarterly financial statements and related disclosures; (viii) overseeing the internal audit function, including
hiring and replacing the chief audit executive; (ix) reviewing related person transactions; (x) establishing procedures and</FONT></P>

<P STYLE="text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">19</FONT></P>

<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>


<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">handling complaints concerning
accounting, internal accounting controls, or auditing matters and (xi) those risk management matters outlined in the Audit Committee
Charter. In addition, with respect to any bank subsidiary that has not established its own independent audit committee, it is
intended that Fulton&rsquo;s Audit Committee will satisfy the obligations imposed on such bank subsidiary relating to the establishment
and duties of an independent audit committee as set forth in Section 36 of the Federal Deposit Insurance Act and its implementing
regulations. Currently, Fulton Bank is the only such subsidiary.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><U>NCG
Committee.</U> All members of the NCG Committee meet the Nasdaq independence requirements. The NCG Committee met eight times
during 2021. The NCG Committee is responsible for, among other things: (i) recommending to the Board nominees for election to
the Board; (ii) assisting the Board with corporate governance matters, including the review and approval of all changes to
the Code of Conduct; (iii) Governance Guidelines and (iv) the responsibility for guidelines and creating procedures to be
used by directors in completing Board evaluations used in monitoring and evaluating the performance of the Board and
committees. The NCG Committee is also responsible for determining whether Fulton&rsquo;s directors and NEOs are in compliance
with Fulton&rsquo;s stock ownership guidelines.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">In 2021,
the Board designated the NCG Committee to be the Board level committee responsible to provide oversight of Fulton&rsquo;s environmental,
social and governance strategy, and Fulton&rsquo;s corporate social responsibility reporting. The NCG Committee is governed by
a formal charter, last amended in July 2021, that is available on Fulton&rsquo;s website at www.fultonbank.com.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><U>Executive
Committee.</U> The Executive Committee did not meet during 2021. Except for the powers expressly excluded in Section 5 of
Article III of the Bylaws, the Executive Committee exercises the powers of the Board between board meetings.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><U>Risk
Committee.</U> Fulton&rsquo;s Risk Committee met nine times during 2021. The Risk Committee is responsible for providing
oversight of Fulton&rsquo;s risk management functions and practices, including assisting the Board with its oversight of
Fulton&rsquo;s policies, procedures and practices relating to assessment and management of Fulton&rsquo;s enterprise-wide
risks, including those risks identified in Fulton&rsquo;s Enterprise Risk Management Policy, which currently include
strategic risk, reputation risk, credit risk, market risk, liquidity risk, operational risk, legal risk and compliance and
regulatory risk. The Risk Committee Chair is an independent director and was determined by Fulton&rsquo;s Board to possess
the requisite experience in identifying, assessing and managing risk exposures at large, complex firms. The Risk Committee is
governed by a formal charter, last amended in July 2021, that is available on Fulton&rsquo;s website at
www.fultonbank.com.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa036"></A>Board&rsquo;s Role in
Risk Oversight</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">While
each of Fulton&rsquo;s committees is responsible for overseeing the management of certain risks that are germane to their committee
responsibilities outlined in their charters, Fulton&rsquo;s Risk Committee is primarily responsible for overseeing the management
of enterprise risk for Fulton, and the entire Board is regularly informed about such risks through committee reports and review
of board committee meeting minutes. The Board and Risk Committee regularly review information regarding Fulton&rsquo;s exposure
to strategic risk, reputation risk, credit risk, market risk, liquidity risk, operational risk, legal risk and compliance and
regulatory risk, as well as Fulton&rsquo;s strategies to monitor, control and mitigate its exposure to these risks. In addition,
the HR Committee is responsible for overseeing the management of risks relating to all of Fulton&rsquo;s compensation plans. The
Audit Committee shares with the Risk Committee a general oversight role in Fulton&rsquo;s risk management process in the context
of the Audit Committee&rsquo;s responsibility for financial reporting and its evaluation and assessment of the adequacy of Fulton&rsquo;s
internal control structure. The NCG Committee manages risks associated with the independence of the Board, potential conflicts
of interest and governance matters.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The Board
also relies upon Fulton&rsquo;s Chief Risk Officer and other members of Fulton&rsquo;s Enterprise Risk Management Committee, which
is Fulton&rsquo;s officer-level risk management committee, to oversee existing and emerging risks and serve as a primary review
forum prior to escalation to the Risk Committee and the Board. This officer-level risk management committee provides management-level
oversight for Fulton&rsquo;s risk management and compliance programs. In addition, annually, Fulton&rsquo;s Board adopts a formal
Risk Appetite Statement that sets forth both the qualitative and quantitative parameters within which Fulton executes its business
strategies, and outlines the general framework within which Fulton manages risk in the context of Fulton&rsquo;s core values and
its management philosophy, which seeks to balance the risk it assumes in serving its customers and communities with the return
it earns for its shareholders.</FONT></P>


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<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Fulton&rsquo;s
framework for enterprise risk management consists of three &ldquo;lines of defense:&rdquo; (i) lines of business, bank operations,
shared services operations and certain corporate functions (collectively known as front line units) have primary responsibility
for risk management and compliance, and they each drive process deployment, risk identification and management, policies and procedures,
training and communication and reporting; (ii) independent risk management units (consisting of risk management, compliance, loan
review, vendor risk management, fraud risk management, Bank Secrecy Act compliance, corporate information security office and
other risk management units) have oversight responsibility and define governance requirements for risk management and compliance,
and these units educate, advise and monitor front line unit risk and compliance activities in discrete areas and (iii) Fulton&rsquo;s
internal audit function independently validates the effectiveness of internal controls and risk management activities within front
line units and independent risk management units in those areas, and periodically reports results to management and the Board.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Fulton&rsquo;s
risk appetite is centered on Fulton&rsquo;s objective to consistently increase and enhance shareholder value while managing risk
at an acceptable level. Fulton&rsquo;s Board, and the committees that monitor risk, assess and oversee the management of risk,
including the establishment, tracking and reporting of key risk indicators within the primary risk categories of strategic, reputation,
credit, market, liquidity, operational, legal, compliance and regulatory. Fulton also engages in continuing risk assessments,
capital management and stress testing to ensure that Fulton has adequate capital to absorb potential losses under various stress
scenarios.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa037"></A>Board&rsquo;s Role in
Cybersecurity Risk</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Cybersecurity
risk is a key consideration in the operational risk management capabilities at Fulton. Under the direction of its Chief Information
Security Officer, Fulton maintains a formal information security management program that is subject to oversight by, and reports
to, the Board&rsquo;s Risk Committee. Given the nature of Fulton&rsquo;s operations and business, including Fulton&rsquo;s reliance
on relationships with various third-party providers in the delivery of financial services, cybersecurity risk may manifest itself
through various business activities and channels, and it is, therefore, considered an enterprise-wide risk and subject to control
and monitoring at various levels of management throughout the business. In accordance with its charter, the Board&rsquo;s Risk
Committee oversees and reviews reports on significant matters of actual, threatened or potential breaches of corporate security,
including cybersecurity.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa038"></A>Board&rsquo;s Role in
Consumer Financial Protection</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Fulton
maintains a compliance management system with particular focus on compliance with federal consumer financial protection laws,
rules and regulations. Under the direction of Fulton&rsquo;s Chief Compliance Officer, Fulton maintains a consumer compliance
program, which is subject to oversight by, and reporting to, the Risk Committee of the Board. The compliance program includes
regular risk assessments, policy updates, compliance monitoring, compliance officer involvement in new product and significant
project initiatives across the company, regulatory change management, independent audit testing, and a compliance training program
administered by Fulton&rsquo;s Center for Learning and Talent Development. Compliance courses are mandatory and assigned based
upon an individual&rsquo;s role in the company, which enables Fulton to develop a compliance mindset at all levels of the company.
Fulton&rsquo;s compliance management system also includes monitoring of customer feedback and complaints. By leveraging Fulton&rsquo;s
customer advocacy group, Fulton is able to give timely and full resolution of customers&rsquo; expressions of dissatisfaction.
Fulton&rsquo;s compliance management system is subject to review and examination by various regulatory agencies including the
Office of the Comptroller of the Currency and the Consumer Financial Protection Bureau.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa039"></A>Board&rsquo;s Role in
Environmental and Social Responsibility</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">In 2021
the Board designated the NCG Committee to be the Board level committee responsible to provide oversight of Fulton&rsquo;s environmental,
social and governance (&ldquo;<B>ESG</B>&rdquo;) strategy, and Fulton&rsquo;s corporate social responsibility reporting. In 2021,
Fulton formed a cross-functional management committee to coordinate and communicate with respect to Fulton&rsquo;s ESG initiatives.
Information on our various ESG-related activities will be available on our website at www.fultonbank.com. The ESG and other information
posted on our web site is not part of or incorporated by reference into this Proxy Statement.</FONT></P>

<P STYLE="text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">21</FONT></P>

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<P><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa040"></A>Lead Director and Fulton&rsquo;s Leadership
Structure</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Since
June 2018, Director Moxley has served as Fulton&rsquo;s Lead Director and independent Executive Committee Chair. He is also a
member of the NCG Committee and HR Committee. The Board has determined that a structure that includes a Lead Director and a combined
Chairman/CEO is appropriate for Fulton. Pursuant to the Governance Guidelines, the Board designates for a term of at least one
year, and discloses in Fulton&rsquo;s Proxy Statement, the independent non-employee director who will lead the non-employee directors&rsquo;
executive sessions and preside at all meetings of the Board at which the Chairman is not present. The Governance Guidelines also
require that the Lead Director shall, as appropriate: (i) serve as a liaison between the Chairman and the independent directors;
(ii) approve information sent to the Board; (iii) approve meeting schedules to assure that there is sufficient time for discussion
of all agenda items and (iv) and have the authority to call meetings of the independent directors.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The leadership
structure of Fulton combines the positions of Chairman and CEO. This structure permits the CEO to manage Fulton&rsquo;s daily
operations and provides a single voice for Fulton when needed. Fulton believes that separation of these roles is not necessary
because the Lead Director acts to counterbalance the combined Chairman and CEO positions. As of December 31, 2021, approximately
79% of Fulton&rsquo;s directors (11 out of 14) were determined to be independent under applicable Nasdaq standards, which provides
an appropriate level of independent oversight at Board meetings and executive sessions. In addition, Fulton&rsquo;s HR Committee,
NCG Committee and Audit Committee are all currently, and will continue to be, comprised solely of independent directors. With
respect to the director nominees for the Annual Meeting, approximately 77% of Fulton&rsquo;s directors (10 out of 13) were determined
to be independent under applicable Nasdaq standards.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa041"></A>Executive Sessions</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">In 2021,
the Fulton independent directors met four times in executive session. Fulton&rsquo;s Lead Director conducted these executive sessions
of the independent directors.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa042"></A>Annual Meeting Attendance</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Fulton
expects directors to attend the Annual Meeting unless their absence is excused. All members of the Board attended the 2021 Annual
Meeting.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa043"></A>Shareholder Engagement</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Fulton&rsquo;s
Board and management consistently engage with shareholders and hopes to meet with shareholders that attend the Annual Meeting.
Fulton seeks to engage with institutional shareholders at various investor events during the year.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa044"></A>Director Education and
Board Development</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Fulton
encourages its directors to attend seminars and educational programs as part of its corporate governance and general board education
process. These educational opportunities are in addition to the education and development presentations that are provided during
Fulton Board meetings and seminars. For example, third parties are periodically asked to provide the Board with presentations
on governance, the economy, regulatory, compliance and a variety of other topics of interest. Each of directors Crutchfield, Devine,
Hodges and Moxley has completed the requirements for the NACD Board Leadership Fellow Program for 2021 and prior years. In order
to become NACD Board Leadership Fellows, individuals must demonstrate their knowledge of the leading trends and practices that
define exemplary corporate governance and commit to developing professional insights through a sophisticated course of ongoing
study. In 2017, Dr. Snyder also successfully completed the NACD Cyber-Risk Oversight Program and earned a CERT Certificate in
Cybersecurity Oversight issued by the Software Engineering Institute at Carnegie Mellon University. With the oversight of the
NCG Committee, Fulton will continue to promote board development and ensure directors are kept current with respect to timely
board and governance topics.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa045"></A>Legal Proceedings</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">There
are no material legal proceedings in which any director, officer, nominee, affiliate or principal shareholder, or any associate
thereof, is a party adverse to Fulton, or in which any such person has a material interest adverse to Fulton.</FONT></P>

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<P><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa046"></A>Related Person Transactions</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>Financial
Products and Services:</U></I> In 2021, certain directors and executive officers of Fulton, including the NEOs, their family
members and the companies with which they are associated, were customers of, and/or had banking transactions with,
Fulton&rsquo;s bank subsidiaries during 2021. These transactions included deposit accounts, trust relationships, loans and
other financial products and services provided in the ordinary course of business by Fulton&rsquo;s bank subsidiaries. All
loans and commitments to lend made to such persons and to the companies with which they are associated were made in the
ordinary course of business, on substantially the same terms, including interest rates and collateral, as those prevailing at
the time for comparable loans with persons not related to the lender, and did not involve more than a normal risk of
collectability or present other unfavorable features. It is anticipated that similar transactions will be entered into in the
future. By using Fulton&rsquo;s products and services, directors and executive officers have the opportunity to become
familiar with the wide array of products and services offered by Fulton&rsquo;s bank subsidiaries to customers.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>Other
Transactions:</U></I> Applicable SEC regulations require Fulton to disclose transactions with certain related persons where
the annual amount involved exceeds $120,000. However, a person who has a position or relationship with a firm, corporation,
or other entity that engages in a transaction with Fulton is not deemed to have a material interest in a transaction where
the interest arises only from such person&rsquo;s position as a director of the firm, corporation or other entity and/or
arises only from the ownership by such person in the firm, corporation or other entity if that ownership is under 10%,
excluding partnerships. Amounts paid to entities in which a related person does not have a material interest or that were
obtained by a low bid pursuant to a formal request for proposal to provide services are not required to be disclosed. Fulton
may have engaged in various transactions on customary terms with companies where directors, nominees or officers and
immediate family members may be directors, officers, partners, or employees, and it is possible that Fulton&rsquo;s
directors, nominees and executive officers may not have knowledge of those transactions.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">In 2021,
the only related person transactions Fulton had which were in excess of $120,000 and require specific disclosure were for the
direct payment of fees to Barley Snyder LLP in the amount of $1.858 million, and donations and other payments to the Spanish American
Civic Association for Equality, Inc., and related entities (&ldquo;<B>SACA</B>&rdquo;) in the amount of $205,000. Jennifer Craighead
Carey is a director nominee for the Annual Meeting and was a partner with less than a 10% interest in the law firm of Barley Snyder
LLP during 2021. The payment to Barley Snyder LLP represents the total direct amount paid for all invoices processed by Fulton
and its subsidiaries during 2021. Ms. Craighead Carey was not directly engaged as counsel for any Fulton matter, nor did she bill
any hours on Fulton engagements during 2021. Fulton anticipates engaging Barley Snyder LLP for legal services in the future. Carlos
E. Graupera is retiring as a director at the Annual Meeting, and he and his spouse were officers of SACA and its related entities
during 2021. SACA is a Latino founded and managed community-based organization whose mission is to enable the community it serves
to integrate itself into the social, economic, and political mainstream of life in Lancaster County, Pennsylvania. Amounts paid
include contributions to SACA and its affiliates for the Neighborhood Assistance Project and other activities to advance their
mission in the Lancaster, Pennsylvania community. Some of the contributions to SACA qualify as Pennsylvania tax credits for Fulton.
The total payments and contributions to SACA by Fulton were less than 5% of total revenues reported by SACA in its 2021 Annual
Report. Fulton anticipates providing future support for SACA and other community organizations in the future.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Fulton
considered the transactions between Fulton and members of the Board and executive officers that do not require specific disclosure,
when it made the determinations that 10 of Fulton&rsquo;s 13 director nominees, or approximately 77% of the director nominees
who are standing for election at the Annual Meeting, are independent in accordance with the Nasdaq listing standards. See &ldquo;Information
about Nominees, Directors and Independence Standards&rdquo; on Page 9 for more information.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>Family
Relationships:</U></I> SEC regulations generally require disclosure of any employment relationship or transaction with a
related person in which the amount involved exceeds $120,000. In fiscal year 2021, there were no family relationships
requiring disclosure among any of the members of the Board, board nominees and executive officers of Fulton. Fulton employees
participate in compensation, benefit and incentive plans on the same basis as other similarly situated employees.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>Related
Person Transaction Policy and Procedures:</U></I> Fulton does not have a separate policy specific to related person
transactions. Under the Code of Conduct, however, employees and directors are expected to recognize and avoid those
situations in which personal interest or relationships might interfere, or appear to interfere, with their</FONT></P>

<P STYLE="text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">23</FONT></P>

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<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">responsibilities to Fulton.
The Code of Conduct also requires thoughtful attention to the problem of conflicts and the exercise of the highest degree of good
judgment. Under the Code of Conduct, directors must provide prompt notice to Fulton of all new or changed business activities,
related person relationships and board directorships as they arise.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">In addition,
Fulton and Fulton Bank are subject to Federal Reserve Regulation O, which governs loans by federally regulated banks to certain
insiders, including an executive officer, director or 10% controlling shareholder of the applicable bank or bank holding company,
or an entity controlled by such executive officer, director or controlling shareholder (an &ldquo;<B>Insider</B>&rdquo;). Fulton
Bank is required to follow a Regulation O policy that prohibits Fulton Bank from making loans to an Insider unless the loan: (i)
is made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable
loans with persons not related to the lender and (ii) does not involve more than the normal risk of repayment or present other
unfavorable features. Fulton and Fulton Bank are examined periodically by bank regulators and Fulton&rsquo;s Internal Audit Department
for compliance with Regulation O to ensure that internal controls exist within Fulton to monitor Fulton&rsquo;s compliance with
Regulation O.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">In accordance
with Fulton&rsquo;s Audit Committee Charter and Nasdaq listing standards, the Audit Committee is charged with the responsibility
to conduct, at least annually, an appropriate review and oversight of all transactions with related persons as defined in applicable
SEC regulations. This responsibility in the Audit Committee Charter includes reviewing an annual report regarding the related
person transactions, if any, with each member of Fulton&rsquo;s Board, the NEOs and other relevant related persons during the
prior year. In the event of a potentially significant related person transaction arises, Fulton&rsquo;s Chief Legal Officer will
review the facts and circumstances with the Committee at an interim date. At a meeting in February 2022, the Audit Committee reviewed
and approved a report of all potential related person transactions identified during 2021.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa047"></A>Delinquent Section 16(a)
Reports</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Based
solely on Fulton&rsquo;s review of: (i) Forms 3 and 4 and amendments furnished to Fulton during the 2021 fiscal year; (ii) Form
5 and amendments thereto furnished to Fulton and (iii) written representations from Fulton&rsquo;s directors, the NEOs and Fulton&rsquo;s
other executive officers, Fulton believes that all Section 16(a) Reports were timely filed in 2021.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa048"></A>Board and Committee Evaluations</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The NCG
Committee reviews and recommends to the Board guidelines and procedures to be used by directors in monitoring and evaluating the
performance of the Board and its committees. The Board and its committees, except the Executive Committee, conduct an annual self-evaluation
of the performance of the Board and committees. Anonymous board and committee evaluation questionnaires were last completed in
the fourth quarter of 2021. The results were compiled by Fulton&rsquo;s in-house corporate counsel and presented to the NCG Committee
in December 2021 and the members of each committee also received a summary report of the results of that committee&rsquo;s questionnaire.
The NCG Committee reported the results to the Board at its December 2021 regular meeting, and the Board and each of the committees
discussed the summary of its respective annual evaluations.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa049"></A>Director Compensation</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Non-employee
directors serving as a member of the Board currently receive a combination of a cash retainer and equity compensation for service
on the Board and its committees. Fulton directors do not receive individual meeting fees or any third-party compensation for their
Fulton board service. In 2021, Fulton granted to non-employee directors equity awards pursuant to the Amended and Restated Directors&rsquo;
Equity Participation Plan (the &ldquo;<B>2019 Director Equity Plan</B>&rdquo;) in the form of shares of Fulton restricted stock
units that fully vest one year after the grant date.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Salaried
officers of Fulton do not receive additional compensation for service on the Board. Accordingly, Messrs. Wenger and Myers did
not receive director fees. The Board reviews Fulton&rsquo;s non-employee director compensation annually with the assistance of
the HR Committee.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Fulton
reimburses directors for Board-related expenses and provides non-employee directors with a $50,000 term life insurance policy.
Certain directors have elected to participate in the Fulton Deferred Compensation Plan, pursuant to which a director may elect
to defer a portion of his or her cash director fees. The current Fulton non-employee directors who have established accounts are
Fulton directors Devine, Freer and Spair. Members of the</FONT></P>

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</TABLE>

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<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>


<P STYLE="text-align: right"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="footer.jpg" ALT=""></FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Board serving on the Bank
Board do not receive any additional compensation. The following is a summary of the structure and amounts of compensation paid
to non-employee directors for service on the Board and its committees as of January 1, 2022:</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 53%; padding: 2pt 0 2pt 5pt; text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-top: Black 1px solid; background-color: rgb(207,210,221)"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Non-employee Director Fees</B></FONT></TD>
    <TD STYLE="width: 47%; border: Black 1px solid; padding: 2pt 0 2pt 10pt; text-align: center; background-color: rgb(207,210,221)"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Amount</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 0 2pt 5pt; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Quarterly director retainer</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 0 2pt 10pt; text-indent: 0; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">$17,500 in cash</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 0 2pt 5pt; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Additional quarterly retainer
    paid to the Lead Director</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 0 2pt 10pt; text-indent: 0; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">$7,500 in cash</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 0 2pt 5pt; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Additional quarterly retainer
    paid to committee chairs <SUP>1</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 0 2pt 10pt; text-indent: 0; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">$3,125 in cash</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 0 2pt 5pt; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Annual equity retainer <SUP>2</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 0 2pt 10pt; text-indent: 0; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Fulton restricted stock
    units equivalent to $70,000</FONT></TD></TR>
</TABLE>

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<P STYLE="margin-top: 0; margin-bottom: 0"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>1</SUP> A quarterly retainer is not paid
to the chair of the Executive Committee.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>2</SUP> Non-employee
directors elected at the Annual Meeting will receive a 2022 annual equity retainer in restricted stock units (&ldquo;<B>DSU Awards</B>&rdquo;)
in the amount of $70,000. This amount was increased by $10,000 for 2022. The number of restricted stock units comprising the DSU
Awards will be based on the closing price of Fulton&rsquo;s common stock on the grant date, or the prior trading day, if the grant
date is not a trading day, rounded up to the next whole share. Until the DSU Awards are fully vested, settled and paid in Fulton
common stock, the equity award will accrue &ldquo;dividend equivalents&rdquo;. The DSU Awards fully vest after one year of service,
or, if earlier, the date of the next annual meeting of shareholders.</FONT></P>

<P STYLE="text-align: left; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The following
table details the compensation paid to each Fulton non-employee director who served during 2021:</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="5" STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>DIRECTOR
    COMPENSATION TABLE</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 80%; padding: 0 0 0 5pt; background-color: White"><FONT STYLE="font: 6pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 5%; padding-top: 0; padding-bottom: 0; text-align: right; padding-right: 0"><FONT STYLE="font: 6pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 5%; padding-top: 0; padding-bottom: 0; text-align: right; padding-right: 0"><FONT STYLE="font: 6pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 5%; padding-top: 0; padding-bottom: 0; text-align: center; padding-right: 0"><FONT STYLE="font: 6pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 5%; padding-top: 0; padding-bottom: 0; text-align: right; padding-right: 0"><FONT STYLE="font: 6pt Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; border-top: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Name</FONT></TD>
    <TD NOWRAP STYLE="text-align: center; padding: 2pt 15pt; background-color: rgb(207,210,221); border: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Fees
    Earned or<BR>
    Paid in Cash<BR>
    ($)</FONT></TD>
    <TD NOWRAP STYLE="text-align: center; padding: 2pt 15pt; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-top: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Stock<BR>
    Awards <SUP>2</SUP><BR>
    ($)</FONT></TD>
    <TD NOWRAP STYLE="text-align: center; padding: 2pt 15pt; background-color: rgb(207,210,221); border: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">All
    Other<BR>
    Compensation <SUP>3</SUP><BR>
    ($)</FONT></TD>
    <TD NOWRAP STYLE="text-align: center; padding: 2pt 15pt; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-top: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Total<BR>
    ($)</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Jennifer
    Craighead Carey</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 30pt 2pt 15pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">70,000</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 22pt 2pt 15pt; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">60,013</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 15pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 15pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">130,013</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Lisa
    Crutchfield</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 30pt 2pt 15pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">82,500</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 22pt 2pt 15pt; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">60,013</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 15pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 15pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">142,513</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Denise
    L. Devine</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 30pt 2pt 15pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">74,688</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 22pt 2pt 15pt; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">60,013</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 15pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 15pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">134,701</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Steven
    S. Etter</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 30pt 2pt 15pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">70,000</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 22pt 2pt 15pt; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">60,013</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 15pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 15pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">130,013</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Patrick
    J. Freer<SUP>1</SUP></FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 30pt 2pt 15pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">29,167</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 22pt 2pt 15pt; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 15pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 15pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">29,167</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Carlos
    E. Graupera</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 30pt 2pt 15pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">70,000</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 22pt 2pt 15pt; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">60,013</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 15pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 15pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">130,013</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">George
    W. Hodges</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 30pt 2pt 15pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">70,000</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 22pt 2pt 15pt; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">60,013</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 15pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 15pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">130,013</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">George
    K. Martin</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 30pt 2pt 15pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">46,667</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 22pt 2pt 15pt; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">60,013</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 15pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">12,500
    <SUP>4</SUP></FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 15pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">119,180</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">James
    R. Moxley III</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 30pt 2pt 15pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">100,000</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 22pt 2pt 15pt; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">60,013</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 15pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 15pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">160,013</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Scott
    A. Snyder</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 30pt 2pt 15pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">82,500</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 22pt 2pt 15pt; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">60,013</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 15pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 15pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">142,513</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Ronald
    H. Spair</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 30pt 2pt 15pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">82,500</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 22pt 2pt 15pt; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">60,013</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 15pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 15pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">142,513</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Mark
    F. Strauss</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 30pt 2pt 15pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">77,813</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 22pt 2pt 15pt; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">60,013</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 15pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 15pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">137,826</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Ernest
    J. Waters</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 30pt 2pt 15pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">70,000</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 22pt 2pt 15pt; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">60,013</FONT></TD>
    <TD STYLE="text-align: center; padding: 2pt 15pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 15pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">130,013</FONT></TD></TR>
</TABLE>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 10pt; margin-bottom: 3pt"><DIV STYLE="font-size: 1pt; border-top: Black 1px solid; width: 25%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->


<P STYLE="margin-top: 0; margin-bottom: 0"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>1</SUP> Director Freer retired at the 2021
Annual Meeting.</FONT></P>



<P STYLE="text-align: justify; margin-bottom: 0"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>2</SUP> The amounts
in this column consist of a $60,000 stock award granted on June 1, 2021 consisting of 3,451 stock units having a grant date fair
value of $17.39 per share (the closing price of Fulton common stock on June 1, 2021). These stock awards are expected to vest
June 1, 2022, and the amount shown does not reflect the value of any dividend equivalents accrued during 2021 on vested or unvested
director awards.</FONT></P>



<P STYLE="text-align: justify; margin-bottom: 0"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>3</SUP> The amount excludes
perquisites and other personal benefits with an aggregate value of less than $10,000.</FONT></P>



<P STYLE="margin-bottom: 0; text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>4</SUP> This amount
represents Mr. Martin&rsquo;s director fees for service on the Bank Board prior to his election to the Board at the 2021 Annual
Meeting.</FONT></P>



<P STYLE="text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">25</FONT></P>

<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="width: 100%; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><A NAME="fult3977451-def14aa050"></A><B>INFORMATION CONCERNING
    EXECUTIVE COMPENSATION</B></FONT></TD></TR>
</TABLE>
<P STYLE="margin-right: 0; margin-left: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa051"></A>Compensation Discussion and Analysis</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">This section of the Proxy Statement
explains the design and operation of Fulton&rsquo;s 2021 executive compensation program with respect to the compensation paid
to Fulton&rsquo;s NEOs. Below are the 2021 and 2020 base salary, cash incentive and long-term incentive components for Fulton&rsquo;s
NEOs. You can find more complete information about all elements of compensation for the NEOs in the following discussion and in
the Summary Compensation Table that appears on Page 37.</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="border-top: Black 1px solid; vertical-align: top; border-left: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: Black 1px solid; padding: 2pt; vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="border-top: Black 1px solid; vertical-align: bottom; border-right: Black 1px solid; padding: 2pt 5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-top: Black 1px solid; vertical-align: bottom; border-right: Black 1px solid; text-align: right; padding-right: 10pt; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="border-top: Black 1px solid; vertical-align: bottom; border-right: Black 1px solid; text-align: right; padding-right: 10pt; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="border-top: Black 1px solid; vertical-align: bottom; border-right: Black 1px solid; text-align: right; padding-right: 10pt; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="border-top: Black 1px solid; vertical-align: bottom; border-right: Black 1px solid; text-align: right; padding-right: 10pt; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="border-top: Black 1px solid; vertical-align: bottom; border-right: Black 1px solid; text-align: right; padding-right: 10pt; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD COLSPAN="4" STYLE="border-bottom: Black 1px solid; vertical-align: bottom; text-align: center; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><B>NEOs</B></TD>
    <TD STYLE="border-right: Black 1px solid; vertical-align: bottom; text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><B>Year</B></TD>
    <TD STYLE="border-right: Black 1px solid; vertical-align: bottom; text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><B>Salary <SUP>2</SUP></B></TD>
    <TD STYLE="border-right: Black 1px solid; vertical-align: bottom; text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><B>Annual Cash</B><BR>
    <B>Incentive <SUP>3</SUP></B></TD>
    <TD STYLE="border-right: Black 1px solid; vertical-align: bottom; text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><B>Long-Term</B><BR>
    <B>Incentive <SUP>4</SUP></B></TD>
    <TD STYLE="border-right: Black 1px solid; vertical-align: bottom; text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><B>Total Direct</B><BR>
    <B>Compensation <SUP>5</SUP></B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="4" STYLE="border-bottom: Black 1px solid; background-color: rgb(207,210,221); text-align: center; border-left: Black 1px solid; width: 1%; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD ROWSPAN="4" STYLE="border-bottom: Black 1px solid; padding: 2pt; background-color: rgb(207,210,221); text-align: center; width: 1%"><IMG SRC="fult3977451-def14ax30x1.jpg" ALT=""></TD>
    <TD ROWSPAN="4" STYLE="border-bottom: Black 1px solid; padding: 2pt; background-color: rgb(207,210,221); text-align: center; width: 1%">&nbsp;</TD>
    <TD ROWSPAN="4" STYLE="border-right: Black 1px solid; background-color: rgb(207,210,221); text-align: left; vertical-align: middle; border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 5pt; width: 34%"><P STYLE="margin-top: 0; margin-bottom: 5pt"><B>E. Philip Wenger</B></P>
                                                                                <P STYLE="margin-top: 0; margin-bottom: 0"> Chairman and<BR> Chief Executive Officer</P></TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; width: 12%; padding-top: 2pt; padding-bottom: 2pt">2021</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; width: 12%; padding-top: 2pt; padding-bottom: 2pt">$1,048,822</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; width: 12%; padding-top: 2pt; padding-bottom: 2pt">$1,741,045</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; width: 12%; padding-top: 2pt; padding-bottom: 2pt">$1,305,528</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; width: 15%; padding-top: 2pt; padding-bottom: 2pt">$4,095,395</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">2020</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$1,048,822</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$630,735</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$1,292,385</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$2,971,942</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">% Change</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">0.00%</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">176.03%</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">1.02%</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">37.80%</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$ Change</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$0</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$1,110,310</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$13,143</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$1,123,453</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="4" STYLE="border-bottom: Black 1px solid; background-color: rgb(207,210,221); text-align: center; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD ROWSPAN="4" STYLE="border-bottom: Black 1px solid; padding: 2pt; background-color: rgb(207,210,221); text-align: center"><IMG SRC="fult3977451-def14ax30x2.jpg" ALT=""></TD>
    <TD ROWSPAN="4" STYLE="border-bottom: Black 1px solid; padding: 2pt; background-color: rgb(207,210,221); text-align: center">&nbsp;</TD>
    <TD ROWSPAN="4" STYLE="border-right: Black 1px solid; background-color: rgb(207,210,221); text-align: left; vertical-align: middle; border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 5pt"><P STYLE="margin-top: 0; margin-bottom: 5pt"><B>Curtis J. Myers</B></P>
                                                                                <P STYLE="margin-top: 0; margin-bottom: 0"> President and<BR> Chief Operating Officer</P></TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">2021</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$571,788</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$806,793</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$558,644</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$1,937,225</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">2020</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$561,000</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$277,835</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$555,828</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$1,394,663</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">% Change</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">1.92%</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">190.39%</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">0.51%</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">38.90%</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$ Change</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$10,788</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$528,958</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$2,816</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$542,562</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="4" STYLE="border-bottom: Black 1px solid; background-color: rgb(207,210,221); text-align: center; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD ROWSPAN="4" STYLE="border-bottom: Black 1px solid; padding: 2pt; background-color: rgb(207,210,221); text-align: center"><IMG SRC="fult3977451-def14ax30x3.jpg" ALT=""></TD>
    <TD ROWSPAN="4" STYLE="border-bottom: Black 1px solid; padding: 2pt; background-color: rgb(207,210,221); text-align: center">&nbsp;</TD>
    <TD ROWSPAN="4" STYLE="border-right: Black 1px solid; background-color: rgb(207,210,221); text-align: left; vertical-align: middle; border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 5pt"><P STYLE="margin-top: 0; margin-bottom: 5pt"><B>Mark R. McCollom</B></P>
                                                                                <P STYLE="margin-top: 0; margin-bottom: 0">Senior
Executive Vice<BR> President and<BR> Chief Financial Officer</P></TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">2021</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$444,002</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$515,931</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$433,784</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$1,393,717</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">2020</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$435,625</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$215,743</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$431,603</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$1,082,971</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">% Change</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">1.92%</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">139.14%</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">0.51%</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">28.69%</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$ Change</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$8,377</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$300,188</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$2,181</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$310,746</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="4" STYLE="border-bottom: Black 1px solid; background-color: rgb(207,210,221); text-align: center; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD ROWSPAN="4" STYLE="border-bottom: Black 1px solid; padding: 2pt; background-color: rgb(207,210,221); text-align: center"><IMG SRC="fult3977451-def14ax30x4.jpg" ALT=""></TD>
    <TD ROWSPAN="4" STYLE="border-bottom: Black 1px solid; padding: 2pt; background-color: rgb(207,210,221); text-align: center">&nbsp;</TD>
    <TD ROWSPAN="4" STYLE="border-right: Black 1px solid; background-color: rgb(207,210,221); text-align: left; vertical-align: middle; border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 5pt"><P STYLE="margin-top: 0; margin-bottom: 5pt"><B>Angela M. Snyder</B></P>
                                                                                <P STYLE="margin-top: 0; margin-bottom: 0">Senior
Executive Vice<BR> President and Head of<BR> Consumer Banking <SUP>1</SUP></P></TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">2021</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$402,214</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$333,838</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$294,713</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$1,030,765</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">2020</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$394,625</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$139,599</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$295,703</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$829,927</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">% Change</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">1.92%</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">139.14%</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">(0.33%)</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">24.20%</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$ Change</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$7,589</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$194,239</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">($990)</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$200,838</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="4" STYLE="border-bottom: Black 1px solid; background-color: rgb(207,210,221); text-align: center; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD ROWSPAN="4" STYLE="border-bottom: Black 1px solid; padding: 2pt; background-color: rgb(207,210,221); text-align: center"><IMG SRC="fult3977451-def14ax30x5.jpg" ALT=""></TD>
    <TD ROWSPAN="4" STYLE="border-bottom: Black 1px solid; padding: 2pt; background-color: rgb(207,210,221); text-align: center">&nbsp;</TD>
    <TD ROWSPAN="4" STYLE="border-right: Black 1px solid; background-color: rgb(207,210,221); text-align: left; vertical-align: middle; border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 5pt"><P STYLE="margin-top: 0; margin-bottom: 5pt"><B>Meg R. Mueller</B></P>
                                                                                <P STYLE="margin-top: 0; margin-bottom: 0">Senior
Executive Vice<BR> President and<BR> Head of Commercial<BR> Business</P></TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">2021</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$402,214</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$333,838</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$294,713</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$1,030,765</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">2020</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$394,625</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$139,599</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$295,703</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$829,927</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">% Change</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">1.92%</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">139.14%</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">(0.33%)</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">24.20%</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$ Change</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$7,589</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$194,239</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">($990)</TD>
    <TD STYLE="border-right: Black 1px solid; text-align: right; padding-right: 10pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">$200,838</TD></TR>
</TABLE>


<P STYLE="margin: 0"><FONT STYLE="font: 3pt Times New Roman, Times, Serif">&nbsp;</FONT></P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 3pt; margin-bottom: 3pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 25%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="margin: 0; text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>(1) </SUP>Ms. Snyder was promoted to Senior Executive
Vice President and Chief Banking Officer effective January 1, 2022.</FONT></P>

<P STYLE="margin: 0; text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>(2) </SUP>Salary received in calendar year and
reported in the Summary Compensation Table that appears on Page 37.</FONT></P>

<P STYLE="margin: 0; text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>(3) </SUP>Annual cash incentive paid for calendar
year and reported in the Summary Compensation Table on Page 37 in the column titled &ldquo;Non-Equity Incentive Plan Compensation.&rdquo;</FONT></P>

<P STYLE="margin: 0; text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>(4) </SUP>The grant date value of the performance
stock units in the Summary Compensation Table appears on Page 37. This amount is not necessarily the value the Executive will
realize upon vesting.</FONT></P>

<P STYLE="margin-top: 0; margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>(5) </SUP>The amounts in this column for 2021
and 2020 exclude the amounts appearing in the Summary Compensation Table on Page 37 in the column titled &ldquo;All Other Compensation.&rdquo;</FONT></P>


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<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>


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    <TD STYLE="width: 100%; border-bottom: Black 1px solid"><A NAME="fult3977451-def14aa052"></A><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Executive Summary </B></FONT></TD></TR>
</TABLE>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Fulton&rsquo;s HR Committee is
responsible for establishing and overseeing the NEOs&rsquo; compensation program in alignment with Fulton&rsquo;s compensation
philosophy. Fulton believes that the compensation of the NEOs should reflect Fulton&rsquo;s overall performance as well as the
contributions of the NEOs to that performance. Annual cash incentive compensation awards (&ldquo;<B>VCP Awards</B>&rdquo;) and
long-term equity awards in the form of performance shares (&ldquo;<B>Performance Shares</B>&rdquo;) earned by the NEOs under Fulton&rsquo;s
Amended and Restated Equity and Cash Incentive Compensation Plan (the &ldquo;<B>2013 Plan</B>&rdquo;) are determined based on
predetermined performance goals and the HR Committee&rsquo;s assessment, in the exercise of its discretion, of the NEOs&rsquo;
attainment of those 2021 goals.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The independent directors of
the Board review and approve compensation decisions for the CEO and other NEOs after careful review and upon recommendation of
the HR Committee. The HR Committee&rsquo;s independent compensation consultant, Frederick W. Cook &amp; Co., Inc. (&ldquo;<B>FW
Cook</B>&rdquo;) provides advice, information and objective opinions to the HR Committee with respect to Fulton&rsquo;s executive
compensation programs, policies and practices.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Below is a summary of certain
of Fulton&rsquo;s executive compensation and related corporate governance practices. The HR Committee believes the governance
and compensation practices below reflect appropriate governance and are closely aligned with shareholder interests.</FONT></P>

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    <TD COLSPAN="2" STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Governance and Compensation Practices</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 5pt"><P STYLE="margin: 0 0 0 25pt; text-indent: -13pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;&nbsp;&nbsp;&nbsp;HR Committee comprised exclusively of independent directors</FONT></P>
        <P STYLE="margin: 0 0 0 25pt; text-indent: -13pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;&nbsp;&nbsp;&nbsp;Annual say-on-pay vote</FONT></P>
        <P STYLE="margin: 0 0 0 25pt; text-indent: -13pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;&nbsp;&nbsp;&nbsp;Independent executive compensation consultant whose independence is reviewed annually</FONT></P>
        <P STYLE="margin: 0 0 0 25pt; text-indent: -13pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;&nbsp;&nbsp;&nbsp;Link pay to performance with a majority of performance-based incentive compensation awarded to NEOs</FONT></P>
        <P STYLE="margin: 0 0 0 25pt; text-indent: -13pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;&nbsp;&nbsp;&nbsp;Executive long-term incentive compensation aligned with shareholder returns through performance share units</FONT></P></TD>
    <TD STYLE="width: 50%; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><P STYLE="margin: 0 0 0 25pt; text-indent: -13pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;&nbsp;&nbsp;&nbsp;Stock ownership requirements for NEOs</FONT></P>
        <P STYLE="margin: 0 0 0 25pt; text-indent: -13pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;&nbsp;&nbsp;&nbsp;Comprehensive clawback policy</FONT></P>
        <P STYLE="margin: 0 0 0 25pt; text-indent: -13pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;&nbsp;&nbsp;&nbsp;Insider trading policy, including anti-hedging and anti-pledging provisions</FONT></P>
        <P STYLE="margin: 0 0 0 25pt; text-indent: -13pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;&nbsp;&nbsp;&nbsp;&ldquo;Double trigger&rdquo; change in control provisions</FONT></P>
        <P STYLE="margin: 0 0 0 25pt; text-indent: -13pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;&nbsp;&nbsp;&nbsp;Cap on incentive compensation payments for the NEOs</FONT></P>
        <P STYLE="margin: 0 0 0 25pt; text-indent: -13pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;&nbsp;&nbsp;&nbsp;Annual incentive compensation risk assessment</FONT></P>
        <P STYLE="margin: 0 0 0 25pt; text-indent: -13pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;&nbsp;&nbsp;&nbsp;No springloading with respect to equity awards</FONT></P></TD></TR>
</TABLE>

<P STYLE="margin-right: 0; margin-left: 0; text-indent: 15pt; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Management&rsquo;s Discussion
and Analysis of Financial Condition and Results of Operations in Fulton&rsquo;s Annual Report includes an overview of Fulton&rsquo;s
2021 performance. Key 2021 accomplishments and financial highlights are set forth below:</FONT></P>

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    <TD STYLE="width: 1%; padding-right: 15pt; padding-bottom: 6pt; padding-left: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;</FONT></TD>
    <TD STYLE="width: 99%; padding-bottom: 6pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Earnings per share of $1.62;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 6pt 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Continued rationalization of Fulton&rsquo;s physical branch footprint
    by completing the consolidation of 21 branch locations and opened new locations in strategically important markets of Baltimore,
    Maryland and Philadelphia, Pennsylvania;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 6pt 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Growth in average deposit balances of $2.3 billion, or 12.0%;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 6pt 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Growth in average loan balances of $357 million, or 2.0%; and</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 6pt; padding-right: 15pt; padding-left: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&#9679;</FONT></TD>
    <TD STYLE="padding-top: 6pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Repurchased 2.8 million shares at an average cost of $15.65 per
    share in the year.</FONT></TD></TR>                                       <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 15pt; padding-left: 15pt">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
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    <TD STYLE="width: 34%; text-align: center; vertical-align: bottom">27</TD>
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<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The HR Committee took a number
of 2021 NEO compensation actions as summarized in the table below:</FONT></P>

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    <TD STYLE="text-align: left; border: Black 1px solid; padding-left: 5pt; vertical-align: middle; padding-top: 2pt; padding-bottom: 2pt"><B>Element</B></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="vertical-align: bottom; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid; border-right: Black 1px solid"><B>HR Committee Actions</B></TD></TR>
<TR>
    <TD STYLE="text-align: left; background-color: rgb(207,210,221); padding-left: 5pt; vertical-align: middle; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Salaries</B></TD>
    <TD STYLE="vertical-align: top; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-right: Black 1px solid; padding-right: 5pt"><P STYLE="margin: 0 0 0 13pt; text-indent: -13pt; text-align: justify">&#9679;&nbsp;&nbsp;&nbsp;Mr. Wenger did not receive an annual base salary
                                         increase for 2021.</P>

<P STYLE="margin: 0 0 0 13pt; text-indent: -13pt; text-align: justify">&#9679;&nbsp;&nbsp;&nbsp;The other NEOs received a 2.5% base salary increase effective in April 2021.</P>

</TD></TR>
<TR>
    <TD ROWSPAN="5" STYLE="text-align: left; background-color: rgb(207,210,221); padding-left: 5pt; vertical-align: middle; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><P STYLE="margin: 0"><B>VCP</B></P>
        <P STYLE="margin: 0"><B>Awards</B></P></TD>
    <TD STYLE="vertical-align: top; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; text-align: justify"><P STYLE="margin: 0 3pt 0 13pt; text-indent: -13pt; text-align: justify">&#9679;&nbsp;&nbsp;&nbsp;2021 target VCP Award amounts set as a percentage
                                         of salary for Messrs. Wenger, Myers and McCollom at 100%, 85% and 70%, respectively,
                                         and 50% for each of the other NEOs.</P>

<P STYLE="margin: 0 3pt 0 13pt; text-indent: -13pt; text-align: justify">&#9679;&nbsp;&nbsp;&nbsp;Approved 2021 scorecard performance criteria used to determine VCP Award amounts.</P>

<P STYLE="margin: 0 3pt 0 13pt; text-indent: -13pt; text-align: justify">&#9679;&nbsp;&nbsp;&nbsp;The threshold payout opportunity set at 50% of target and maximum payout opportunity set at 200% of
target.</P>

<P STYLE="margin: 0 3pt 0 13pt; text-indent: -13pt; text-align: justify">&#9679;&nbsp;&nbsp;&nbsp;VCP Awards conditioned on Fulton having a minimum return on average equity (&ldquo;<B>ROE</B>&rdquo;)
of 5.952% and positive net income for 2021.</P>

<P STYLE="margin: 0 3pt 0 13pt; text-indent: -13pt; text-align: justify">&#9679;&nbsp;&nbsp;&nbsp;Evaluated Fulton and the NEOs&rsquo; performance relative
to the 2021 performance criteria and determined that the NEOs should receive 2021 VCP Awards, as a percentage of base salary,
and as a percentage of target opportunity, as follows:</P>

</TD></TR>
<TR>

    <TD STYLE="vertical-align: top; text-align: center; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; background-color: rgb(207,210,221); text-align: left; border: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt"><B>NEO</B></TD>
    <TD STYLE="vertical-align: top; background-color: rgb(207,210,221); text-align: left; border-top: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; padding-left: 5pt"><B>Actual VCP Awards</B><BR>
    <B>as a % of base salary</B></TD>
    <TD STYLE="vertical-align: top; background-color: rgb(207,210,221); text-align: left; border: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt"><B>Actual VCP Awards</B><BR>
    <B>as a % of target</B></TD>
    <TD STYLE="vertical-align: top; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt">Mr. Wenger</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt; vertical-align: middle; text-align: center; padding-top: 2pt; padding-bottom: 2pt">166%</TD>
    <TD STYLE="padding-right: 15pt; vertical-align: middle; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">166%</TD>
    <TD STYLE="vertical-align: top; text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 5pt">Other NEOs</TD>
    <TD STYLE="padding-right: 10pt; vertical-align: middle; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">Ranged from 83% to 141%</TD>
    <TD STYLE="padding-right: 15pt; vertical-align: middle; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">166%</TD>
    <TD STYLE="vertical-align: top; text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR>

    <TD STYLE="vertical-align: top; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right; border-bottom: Black 1px solid; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR>
    <TD STYLE="background-color: rgb(207,210,221); padding-left: 5pt; text-align: left; vertical-align: middle; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><B>Equity</B><BR>
    <B>Awards</B></TD>
    <TD STYLE="vertical-align: top; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><P STYLE="margin: 0 3pt 0 13pt; text-indent: -13pt; text-align: justify">&#9679;&nbsp;&nbsp;&nbsp;Approved the 2021 Performance Shares in the form
                                         of performance-based restricted stock units (the &ldquo;<B>2021 Performance Shares</B>&rdquo;).</P>

<P STYLE="margin: 0 3pt 0 13pt; text-indent: -13pt; text-align: justify">&#9679;&nbsp;&nbsp;&nbsp;Target award opportunity set at 125% of Mr. Wenger&rsquo;s base salary, 100% of the base salary for
Messrs. Myers and McCollom, and 75% of the base salary for the other NEOs.</P>

<P STYLE="margin: 0 3pt 0 13pt; text-indent: -13pt; text-align: justify">&#9679;&nbsp;&nbsp;&nbsp;Actual number of shares of Fulton common stock, if any, that the NEOs may receive upon vesting on
May 1, 2024 (the &ldquo;<B>2021 Performance Period</B>&rdquo;) may be higher or lower than the target number granted.</P>

<P STYLE="margin: 0 3pt 0 13pt; text-indent: -13pt; text-align: justify">&#9679;&nbsp;&nbsp;&nbsp;2021 Performance Shares included two components, and each 2021 Performance Share component utilized
different vesting terms as detailed below:</P>

<P STYLE="margin: 6pt 3pt 0 26pt; text-indent: -13pt; text-align: justify">&#9679;&nbsp;&nbsp;&nbsp;<B>TSR component, </B>representing <B>65% of the target </B>dollar amount for the NEOs. The
number of shares that may be received upon vesting of the total shareholder return (&ldquo;<B>TSR</B>&rdquo;) component is based
on Fulton&rsquo;s TSR for the 2021 Performance Period measured relative to Fulton&rsquo;s 2021 peer group; and</P>

<P STYLE="margin: 0 3pt 0 26pt; text-indent: -13pt; text-align: justify">&#9679;&nbsp;&nbsp;&nbsp;<B>Profit Trigger component </B>(the &ldquo;<B>Profit Trigger</B>&rdquo;), representing <B>35%
of the target </B>dollar amount for the NEOs. The number of shares that may be received upon vesting of the Profit Trigger component
will not vary and is subject to the Profit Trigger requirement. The Profit Trigger is determined based on positive Fulton net
income for the 2021 Performance Period.</P></TD></TR>
<TR>
    <TD STYLE="text-align: left; padding-left: 5pt; vertical-align: middle; width: 14%"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; width: 1%"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 20%"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center; width: 30%"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 30%"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: right; width: 5%; border-right: Black 1px solid"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="width: 100%; border-bottom: Black 1px solid"><A NAME="fult3977451-def14aa053"></A><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Shareholder Say-on-Pay Proposal Historical
    Results </B></FONT></TD></TR>
</TABLE>
<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Fulton views the results of past
say-on-pay proposals as support for its historical compensation policies and decisions. The Board and HR Committee considers the
non-binding vote a barometer of shareholder support for Fulton&rsquo;s compensation programs. Fulton&rsquo;s shareholders have
consistently approved its say-on-pay proposal with an average of approximately 97.51% of shares voted being cast &ldquo;FOR&rdquo;
the say-on-pay proposals over the last 5 years as highlighted below:</FONT></P>

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<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; border: Black 1px solid; padding-left: 5pt"><I>&nbsp;</I></TD>
    <TD COLSPAN="5" STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid; border-right: Black 1px solid; border-bottom: Black 1px solid"><B>Shares Voted FOR as a Percentage of total vote (excluding abstentions)</B><BR> <B>FOR Fulton&rsquo;s say-on-pay Proposal</B></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD STYLE="text-align: left; width: 19%; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-left: 5pt"><B>Year</B></TD>
    <TD STYLE="text-align: center; width: 17%; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid"><B>2021</B></TD>
    <TD STYLE="text-align: center; width: 17%; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><B>2020</B></TD>
    <TD STYLE="text-align: center; width: 17%; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid"><B>2019</B></TD>
    <TD STYLE="text-align: center; width: 17%; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><B>2018</B></TD>
    <TD STYLE="text-align: center; width: 17%; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><B>2017</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-left: 5pt"><B>%
    Voted FOR</B></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">97.17%</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">97.45%</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid">97.57%</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">97.73%</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-right: Black 1px solid">97.63%</TD></TR>
</TABLE>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">These prior votes confirm shareholder
support of Fulton&rsquo;s compensation philosophy and objective of linking executive compensation to Fulton&rsquo;s operating
objectives and the enhancement of shareholder value.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">In 2017, shareholders approved
Fulton&rsquo;s recommendation that the say-on-pay proposal should be submitted to shareholders on an annual basis. Fulton&rsquo;s
HR Committee and Board will continue to evaluate the frequency of the non-binding say-on-pay proposal. Fulton intends to submit
a new say-when-on-pay proposal at the Fulton annual meeting in 2023.</FONT></P>

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    <TD STYLE="width: 33%"><IMG SRC="footer.jpg" ALT=""></TD>
    <TD STYLE="width: 34%; text-align: center; vertical-align: bottom">28</TD>
    <TD STYLE="width: 33%">&nbsp;</TD></TR>
</TABLE>


<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: right"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="footer.jpg" ALT=""></FONT></P>

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    <TD STYLE="width: 100%; border-bottom: black 1px solid; text-align: left"><A NAME="fult3977451-def14aa054"></A><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Compensation
    Philosophy</B></FONT></TD></TR>
</TABLE>

<P STYLE="margin-right: 0; margin-left: 0; text-indent: 15pt; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Fulton&rsquo;s executive compensation philosophy and
programs are intended to achieve three objectives:</FONT></P>

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    <TD STYLE="width: 22%; background-color: rgb(207,210,221); text-align: left; vertical-align: top; padding: 2pt 3pt 2pt 10pt; border: Black 1px solid"><B>Align NEOs&rsquo; interests</B> <B>with shareholder</B> <B>interests</B></TD>
    <TD STYLE="width: 78%; text-align: justify; vertical-align: top; padding: 2pt 3pt 2pt 5pt; border-bottom: Black 1px solid; border-top: Black 1px solid; border-right: Black 1px solid">The interests of the NEOs should be closely aligned with its shareholders using key financial measures
    that result in long-term shareholder value.</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; background-color: rgb(207,210,221); text-align: left; vertical-align: middle; padding: 2pt 3pt 2pt 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Link pay to</B> <B>performance</B></TD>
    <TD STYLE="text-align: justify; vertical-align: top; padding: 2pt 3pt 2pt 5pt; border-bottom: Black 1px solid; border-right: Black 1px solid">A close link should exist between the NEOs&rsquo; pay and the overall performance of Fulton on both a short-term and long-term
    basis. Fulton seeks to reward the NEOs for their contributions to Fulton&rsquo;s financial and non-financial achievements
    and to differentiate rewards to the NEOs based on their individual contributions.</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); text-align: left; vertical-align: top; padding: 2pt 3pt 2pt 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><B>Attract, motivate and</B> <B>retain talent</B></TD>
    <TD STYLE="text-align: justify; vertical-align: top; padding: 2pt 3pt 2pt 5pt; border-bottom: Black 1px solid; border-right: Black 1px solid">Fulton&rsquo;s success is closely tied to the attraction, motivation and retention of highly talented employees and a
    strong management team.</TD></TR>
</TABLE>
<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">To achieve these three objectives,
Fulton provides the following elements of executive compensation:</FONT></P>

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<TR>
    <TD STYLE="width: 22%; background-color: rgb(207,210,221); padding: 2pt 3pt 2pt 10pt; border: Black 1px solid"><B>Base Salary</B></TD>
    <TD STYLE="width: 78%; padding: 2pt 3pt 2pt 5pt; border-bottom: Black 1px solid; border-top: Black 1px solid; border-right: Black 1px solid; text-align: justify">Fulton generally targets the NEOs&rsquo; base salaries near the market median of comparable peer companies
    based on individual job responsibilities, experience and individual performance in making base salary determinations.</TD></TR>
<TR>
    <TD STYLE="background-color: rgb(207,210,221); padding: 2pt 3pt 2pt 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><B>Annual Cash</B> <B><BR>
Incentive Awards</B></TD>
    <TD STYLE="padding: 2pt 3pt 2pt 5pt; border-bottom: Black 1px solid; border-right: Black 1px solid; text-align: justify">VCP Awards are designed to focus the NEOs&rsquo; attention on the achievement of Fulton&rsquo;s business goals. Fulton&rsquo;s
    at-target performance awards are designed to position total cash compensation near the market median of comparable peers.
    The VCP Awards provide the NEOs with the opportunity to earn awards above the market median for superior performance.</TD></TR>
<TR>
    <TD STYLE="background-color: rgb(207,210,221); padding: 2pt 3pt 2pt 10pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><B>Equity Awards</B></TD>
    <TD STYLE="padding: 2pt 3pt 2pt 5pt; border-bottom: Black 1px solid; border-right: Black 1px solid; text-align: justify">Long-term incentives are awarded in the form of Performance Shares to focus the NEOs&rsquo; attention on delivering long-term
    performance results that increase shareholder value.</TD></TR>
</TABLE>
<P STYLE="margin: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="width: 100%; border-bottom: Black 1px solid"><A NAME="fult3977451-def14aa055"></A><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Pay for Performance </B></FONT></TD></TR>
</TABLE>
<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Fulton&rsquo;s compensation philosophy
is to align pay to performance on both a short-term and long-term basis. Annual VCP Awards are &ldquo;at-risk&rdquo; and subject
to financial performance thresholds. The VCP Award funding level is determined by scorecard performance factors, and awards can
be adjusted further by the HR Committee in its discretion using a corporate modifier. The VCP awards and Performance Shares ensure
that the interests of the NEOs, both short- and long-term, are aligned with Fulton&rsquo;s shareholders.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The following charts show the
compensation mix for Mr. Wenger and the other NEOs. For 2021, Mr. Wenger&rsquo;s &ldquo;performance pay&rdquo; was 72% of total
compensation, and the average &ldquo;performance pay&rdquo; for the other NEOs was 63% of total compensation.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2021 Compensation Mix&ndash;
Performance Based Pay</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>CEO and Average for Other Executives</B></FONT></P>

<P STYLE="text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="fult3977451-def14ax33x1.jpg" ALT=""></FONT></P>

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<TR STYLE="vertical-align: top">
    <TD STYLE="width: 33%">&nbsp;</TD>
    <TD STYLE="width: 34%; text-align: center; vertical-align: bottom">29</TD>
    <TD STYLE="width: 33%">&nbsp;</TD></TR>
</TABLE>


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<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>

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<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="width: 100%; text-align: left; border-bottom: Black 1px solid"><A NAME="fult3977451-def14aa056"></A><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>HR Committee Membership
    and Role</B></FONT></TD></TR>
</TABLE>
<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The HR Committee is comprised
of seven independent directors all of whom are appointed annually. The HR Committee reviews and approves, or makes recommendations
to the Board with respect to, the base salaries and other compensation paid or awarded to the NEOs and administers Fulton&rsquo;s
equity and other compensation plans. The HR Committee relies upon performance data, statistical information and other data regarding
executive compensation programs, including information provided by Fulton&rsquo;s Human Resources department, Fulton&rsquo;s officers
and outside advisors. The HR Committee has unrestricted access to individual members of management and employees and may ask them
to attend any HR Committee meeting or to meet with any member of the HR Committee. The HR Committee has the power and discretion
to retain, at Fulton&rsquo;s expense, such independent counsel and other advisors or experts as it deems necessary or appropriate
to carry out its duties.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Fulton does not have an exact
formula or policy with regard to the allocation of compensation between cash and non-cash elements, and the HR Committee established
a methodology and an award matrix for annual cash incentive compensation payments, including short and long-term incentives. The
HR Committee determines the amount, and type, of the NEOs&rsquo; compensation considering: (i) publicly available executive compensation
information of peer group companies; (ii) advice from outside advisors and experts; (iii) the complexity, scope and responsibilities
of the individual&rsquo;s position; (iv) the CEO&rsquo;s recommendations with respect to the other NEOs; (v) possible demand by
competitors and other companies for the NEOs and (iv) compensation appropriate to attract executives to Fulton&rsquo;s headquarters
in Lancaster, Pennsylvania.</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="width: 100%; border-bottom: Black 1px solid"><A NAME="fult3977451-def14aa057"></A><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Role of Management </B></FONT></TD></TR>
</TABLE>
<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Members of Fulton&rsquo;s executive
management team attend regular meetings in which executive compensation, company performance, individual performance and competitive
compensation levels and practices are discussed and evaluated.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">As part of the performance evaluation
process, all the NEOs meet individually with the CEO to discuss their respective performance. The CEO reviews the performance
of the other NEOs with the HR Committee and shares comments and recommendations with respect to the performance of the other NEOs.
The HR Committee, without the CEO present, reviews the CEO&rsquo;s overall performance and regularly has executive sessions without
management present. The NEOs are not present for the HR Committee&rsquo;s discussions, deliberations and decisions with respect
to their individual compensation. The Board, in executive session, with only the independent directors present, makes all final
determinations regarding the CEO&rsquo;s and other NEOs&rsquo; compensation after considering recommendations made by the HR Committee.</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="width: 100%; border-bottom: Black 1px solid"><A NAME="fult3977451-def14aa058"></A><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Use of Consultants </B></FONT></TD></TR>
</TABLE>
<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">In 2021, the HR Committee retained
FW Cook as its independent compensation consultant. FW Cook performed a variety of assignments during 2021, including: (i) conducting
a compensation market analysis with respect to Fulton&rsquo;s NEOs; (ii) compensation policy and scorecard reviews; (iii) work
related to the design of Fulton&rsquo;s incentive compensation plans; (iv) a comprehensive review of Fulton&rsquo;s director compensation
programs and (v) general compensation advice regarding Fulton&rsquo;s NEOs. As part of the 2021 engagement, the HR Committee instructed
FW Cook to compare Fulton&rsquo;s current compensation practices and executive compensation programs with those of Fulton&rsquo;s
peers, evolving industry best practices and regulatory guidance. Based on that comparison, FW Cook recommended changes in Fulton&rsquo;s
executive compensation practices that were consistent with Fulton&rsquo;s executive compensation philosophy and objectives, as
described above. The specific instructions given to the consultant and fees to be paid were generally outlined in engagement letters
that described the scope and performance of duties under each project. Fulton does not have a policy that limits the other services
that an executive compensation consultant may perform. FW Cook reported to the HR Committee that it and its affiliates did not
provide additional services to Fulton or its affiliates in 2021.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The HR Committee considered the
independence of FW Cook for the 2021 engagement in light of the SEC rules and Nasdaq listing standards related to compensation
committee consultants. The HR Committee concluded that the work performed by FW Cook and its consultants did not raise any conflict
of interest, and it further concluded that FW Cook satisfies the applicable rules and standards related to the independence of
compensation committee consultants.</FONT></P>


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    <TD STYLE="width: 33%"><IMG SRC="footer.jpg" ALT=""></TD>
    <TD STYLE="width: 34%; text-align: center; vertical-align: bottom">30</TD>
    <TD STYLE="width: 33%">&nbsp;</TD></TR>
</TABLE>


<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: right"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="footer.jpg" ALT=""></FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="width: 100%; border-bottom: Black 1px solid"><A NAME="fult3977451-def14aa059"></A><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Use of a Peer Group </B></FONT></TD></TR>
</TABLE>
<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">On an annual basis, FW Cook assists
the HR Committee in reviewing the suitability of Fulton&rsquo;s peer group. The HR Committee approved the 2021 19-member peer
group (the &ldquo;<B>2021 Peer Group</B>&rdquo;). The HR Committee examined the compensation practices of the 2021 Peer Group
companies and other relevant data from FW Cook in establishing 2021 base salaries for the NEOs and the 2021 Performance Shares.
Certain members of the 2021 Peer Group were dropped during the year because they announced they were being acquired or were involved
in significant merger and acquisition transactions. The 2021 Peer Group members dropped in 2021 are noted in the table below.
Evaluation and selection of the 2021 Peer Group was based on a number of factors, including asset size, revenue composition, number
of employees, market capitalization, geographic location, business model, and ownership profile.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The 2021 Peer Group is set forth
below:</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 60%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD COLSPAN="3" STYLE="border: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><B>2021 Peer Group</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 49%; padding-top: 2pt; padding-bottom: 2pt; padding-left: 10pt">Atlantic Union Bankshares Corp</TD>
    <TD STYLE="width: 1%; padding-top: 2pt; padding-bottom: 2pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD STYLE="width: 50%; padding-top: 2pt; padding-bottom: 2pt">Provident Financial Services, Inc.</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 10pt">BancorpSouth Bank*</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">Trustmark Corp.</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 10pt">Commerce Bancshares, Inc.</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">UMB Financial Corp.</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 10pt">First Midwest Bancorp, Inc.*</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">Umpqua Holdings Corp.*</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 10pt">F.N.B. Corp.</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">United Bankshares, Inc.</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 10pt">Hancock Whitney Corporation</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">United Community Banks, Inc.</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 10pt">Investors Bancorp, Inc.*</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">Valley National Bancorp</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 10pt">Northwest Bancshares, Inc.</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">Webster Financial Corp.*</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 10pt">Old National Bancorp</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">Wintrust Financial Corp.</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 10pt">Prosperity Bancshares, Inc.</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD></TR>
</TABLE>
<P STYLE="margin: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 9pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 1%"><SUP>*</SUP></TD>
    <TD STYLE="width: 99%">Peer was dropped during 2021 upon the announcement of a significant merger and acquisition transaction.</TD></TR>
</TABLE>
<P STYLE="margin: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="width: 100%; border-bottom: Black 1px solid"><A NAME="fult3977451-def14aa060"></A><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Elements of Executive Compensation </B></FONT></TD></TR>
</TABLE>
<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Fulton&rsquo;s executive compensation
program currently provides for a mix of base salary, short-term cash incentive and long-term equity-based incentives as follows:
<I><U></U></I></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>Base
Salary:</U></I> Fulton sets the NEOs&rsquo; base salaries in line with market median and based upon the
NEOs&rsquo; positions, experience, responsibilities and performance. Below are the 2020 and 2021 base salaries, effective
April 1 of each year, for each of the NEOs:</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="text-align: center; font-weight: bold; border-bottom: Black 1px solid; border-left: Black 1px solid; border-top: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; padding-left: 3pt; background-color: rgb(207,210,221); vertical-align: bottom">NEO</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; font-weight: bold; text-align: center; border: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">2020 Base Salary</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; font-weight: bold; text-align: center; border-bottom: Black 1px solid; border-top: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">2021 Base Salary</TD>
    <TD COLSPAN="3" STYLE="font-weight: bold; text-align: center; border: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">2021 Base Salary<BR> Increase</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 49%; font-weight: bold; text-align: left; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-left: 3pt; background-color: rgb(207,210,221)">E. Philip Wenger</TD>
    <TD STYLE="width: 8%; border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">$</TD><TD STYLE="width: 1%; border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">1,048,822</TD><TD STYLE="width: 8%; padding-bottom: 2pt; text-align: left; border-bottom: Black 1px solid; padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="width: 8%; border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">$</TD><TD STYLE="width: 1%; border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">1,048,822</TD><TD STYLE="width: 8%; padding-bottom: 2pt; text-align: left; border-bottom: Black 1px solid; padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="width: 8%; border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: left; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="width: 1%; border-bottom: Black 1px solid; text-align: right; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt">0.0</TD><TD STYLE="width: 8%; padding-bottom: 2pt; text-align: left; border-bottom: Black 1px solid; border-right: Black 1px solid; vertical-align: bottom; padding-top: 2pt">%</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-left: 3pt; background-color: rgb(207,210,221)">Curtis J. Myers</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">561,000</TD><TD STYLE="padding-bottom: 2pt; text-align: left; border-bottom: Black 1px solid; padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">575,025</TD><TD STYLE="padding-bottom: 2pt; text-align: left; border-bottom: Black 1px solid; padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: left; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt">2.5</TD><TD STYLE="padding-bottom: 2pt; text-align: left; border-bottom: Black 1px solid; border-right: Black 1px solid; vertical-align: bottom; padding-top: 2pt">%</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-left: 3pt; background-color: rgb(207,210,221)">Mark R. McCollom</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">435,625</TD><TD STYLE="padding-bottom: 2pt; text-align: left; border-bottom: Black 1px solid; padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">446,516</TD><TD STYLE="padding-bottom: 2pt; text-align: left; border-bottom: Black 1px solid; padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: left; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt">2.5</TD><TD STYLE="padding-bottom: 2pt; text-align: left; border-bottom: Black 1px solid; border-right: Black 1px solid; vertical-align: bottom; padding-top: 2pt">%</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-left: 3pt; background-color: rgb(207,210,221)">Angela M. Snyder</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">394,625</TD><TD STYLE="padding-bottom: 2pt; text-align: left; border-bottom: Black 1px solid; padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">404,491</TD><TD STYLE="padding-bottom: 2pt; text-align: left; border-bottom: Black 1px solid; padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: left; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt">2.5</TD><TD STYLE="padding-bottom: 2pt; text-align: left; border-bottom: Black 1px solid; border-right: Black 1px solid; vertical-align: bottom; padding-top: 2pt">%</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-left: 3pt; background-color: rgb(207,210,221)">Meg R. Mueller</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">394,625</TD><TD STYLE="padding-bottom: 2pt; text-align: left; border-bottom: Black 1px solid; padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">404,491</TD><TD STYLE="padding-bottom: 2pt; text-align: left; border-bottom: Black 1px solid; padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: left; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt">2.5</TD><TD STYLE="padding-bottom: 2pt; text-align: left; border-bottom: Black 1px solid; border-right: Black 1px solid; vertical-align: bottom; padding-top: 2pt">%</TD></TR>
</TABLE>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>VCP
Awards:</U></I> VCP Awards are designed to reward the NEOs for achieving fiscal year financial, risk management and business
goals. No VCP Award is paid unless Fulton achieves a predetermined ROE performance threshold and a net income goal. The
scorecard performance results determine overall 2021 VCP Award payouts with potential adjustment for positive or negative
performance based on factors not reflected in the scorecards.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">In March 2021, the HR Committee
approved the scorecard performance metrics for the 2021 VCP Awards. The 2021 scorecard consisted of six subcategories that were
allocated among Financial Results, Risk Management and Business Objectives categories with weightings of 65%, 20% and 15% respectively.
The HR Committee retains discretion to adjust any VCP Award up or down, up to 35%, as the HR Committee may deem appropriate by
applying a corporate modifier.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The HR Committee increased the
2021 payout opportunity for Messrs. Wenger and Myers. The 2021 scorecard included scores ranging from 0 to 5.</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 33%">&nbsp;</TD>
    <TD STYLE="width: 34%; text-align: center; vertical-align: bottom">31</TD>
    <TD STYLE="width: 33%">&nbsp;</TD></TR>
</TABLE>


<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>

<P STYLE="margin-right: 0; margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Below is the 2021 VCP Awards matrix, including threshold,
target and maximum payout percentages:</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD COLSPAN="4" STYLE="border: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><B>2021 VCP Award Matrix</B></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD ROWSPAN="2" STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><B>NEO</B></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1px solid; text-align: center; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><B>Payment as a % of Eligible 2021 Base Salary <SUP>1</SUP></B></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(207,210,221)">
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; width: 25%; padding-top: 2pt; padding-bottom: 2pt"><B>VCP Threshold</B><BR>
    <B>(50% of Target)</B><BR>
    <B>Scorecard Result</B></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; width: 25%; padding-top: 2pt; padding-bottom: 2pt"><B>VCP Target</B><BR>
    <B>(100% of Target)</B><BR>
    <B>Scorecard Result</B></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid; width: 25%; padding-top: 2pt; padding-bottom: 2pt"><B>VCP Maximum</B><BR>
    <B>(200% of Target)</B><BR>
    <B>Scorecard Result</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><B>E. Philip Wenger</B></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">50.0%</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">100%</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">200%</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><B>Curtis J. Myers</B></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">42.5%</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;&nbsp;85%</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">170%</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><B>Mark R. McCollom</B></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">35.0%</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;&nbsp;70%</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">140%</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><B>Angela M. Snyder</B></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">25.0%</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;&nbsp;50%</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">100%</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><B>Meg R. Mueller</B></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">25.0%</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;&nbsp;50%</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">100%</TD></TR>
</TABLE>

<P STYLE="margin: 0"><FONT STYLE="font: 9pt Times New Roman, Times, Serif">&nbsp;</FONT></P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 3pt; margin-bottom: 3pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 25%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; margin-top: 0"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>1</SUP> For purposes of
determining VCP Awards, the eligible earnings utilized is the actual base salary paid to the NEOs during 2021.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">In February 2022, the HR Committee determined that
the threshold VCP Award performance criteria was attained:</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 15pt">&nbsp;</TD>
    <TD STYLE="width: 15pt; padding-right: 8pt; padding-bottom: 6pt">&#9679;</TD>
    <TD STYLE="text-align: justify; padding-bottom: 6pt">The 2021 ROE threshold of 5.952% (80% of Fulton&rsquo;s 2021 budgeted ROE of 7.440%)
    had been achieved as Fulton had an actual 2021 ROE of 10.64 %; and</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="padding-right: 8pt; padding-top: 6pt">&#9679;</TD>
    <TD STYLE="text-align: justify; padding-top: 6pt">The 2021 positive net income goal had been achieved as Fulton had 2021 actual positive net
    income in excess of $265.2 million.</TD></TR>
</TABLE>
<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The HR Committee reviewed the
NEOs&rsquo; overall 2021 performance and scorecard results and determined that the NEOs qualified for a VCP Award.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The following is a summary of
the 2021 NEO scorecard results:</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 9pt Times New Roman, Times, Serif">
<TR STYLE="background-color: rgb(207,210,221)">
    <TD COLSPAN="12" STYLE="vertical-align: middle; text-align: center; padding: 2pt; border: Black 1px solid"><FONT STYLE="font: 8.5pt Times New Roman, Times, Serif"><B>Final
    2021 NEO Scorecard</B></FONT></TD></TR>
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="vertical-align: bottom; text-align: center; padding: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8.5pt Times New Roman, Times, Serif"><B>Performance
    </B><BR>
    <B>Categories</B></FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center; border-bottom: Black 1px solid"><FONT STYLE="font: 8.5pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="10" STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8.5pt Times New Roman, Times, Serif"><B>Performance
    Sub-categories <SUP>1</SUP></B></FONT></TD></TR>
<TR STYLE="background-color: White">
    <TD STYLE="vertical-align: bottom; text-align: center; padding-right: 2pt; padding-left: 2pt; border-right: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221)"><FONT STYLE="font-size: 5pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-size: 5pt">&nbsp;</FONT></TD>
    <TD COLSPAN="10" STYLE="vertical-align: bottom; text-align: center; padding-right: 2pt; padding-left: 2pt; border-right: Black 1px solid"><FONT STYLE="font-size: 5pt">&nbsp;</FONT></TD></TR>
<TR>
    <TD ROWSPAN="4" STYLE="background-color: rgb(207,210,221); text-align: left; width: 12%; padding: 2pt; border-right: Black 1px solid; border-left: Black 1px solid"><B>Financial&nbsp;Results</B></TD>
    <TD STYLE="vertical-align: top; text-align: center; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: left; width: 11%; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Score</B><BR>
    <B>Rating</B></TD>
    <TD NOWRAP STYLE="vertical-align: bottom; text-align: center; width: 9%; padding: 2pt; border: Black 1px solid">0</TD>
    <TD STYLE="vertical-align: bottom; text-align: center; width: 9%; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid">1</TD>
    <TD STYLE="vertical-align: bottom; text-align: center; width: 9%; padding: 2pt; border: Black 1px solid">2&nbsp;Threshold </TD>
    <TD STYLE="vertical-align: bottom; text-align: center; width: 9%; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid">3&nbsp;Target</TD>
    <TD STYLE="vertical-align: bottom; text-align: center; width: 9%; padding: 2pt; border: Black 1px solid">4</TD>
    <TD NOWRAP STYLE="vertical-align: bottom; text-align: center; width: 9%; padding: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid">5 Max</TD>
    <TD STYLE="vertical-align: bottom; background-color: rgb(207,210,221); text-align: center; width: 9%; padding: 2pt; border: Black 1px solid"><B>Weight</B></TD>
    <TD STYLE="vertical-align: bottom; background-color: rgb(207,210,221); text-align: center; width: 12%; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-top: Black 1px solid"><B>Weighted</B><BR>
    <B>Score</B></TD>
    <TD STYLE="vertical-align: top; border-right: Black 1px solid; text-align: center; width: 1%">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: middle; text-align: left; padding: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>&#9679;&nbsp;&nbsp;EPS</B></TD>
    <TD NOWRAP STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid">&lt; = $0.981</TD>
    <TD STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-bottom: Black 1px solid">$1.039</TD>
    <TD STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid">$1.096</TD>
    <TD STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-bottom: Black 1px solid">$1.154</TD>
    <TD STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid">$1.212</TD>
    <TD NOWRAP STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-bottom: Black 1px solid">= &gt; $1.269</TD>
    <TD STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid">30%</TD>
    <TD STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid">1.50</TD>
    <TD STYLE="vertical-align: top; text-align: center; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: middle; text-align: left; padding: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>&#9679;&nbsp;&nbsp;ROE</B></TD>
    <TD NOWRAP STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid">&lt; = 6.324% </TD>
    <TD STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-bottom: Black 1px solid">6.696%</TD>
    <TD STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid">7.068%</TD>
    <TD STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-bottom: Black 1px solid">7.440%</TD>
    <TD STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid">7.812%</TD>
    <TD NOWRAP STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-bottom: Black 1px solid">= &gt;8.184%</TD>
    <TD STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid">20%</TD>
    <TD STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid">1.00</TD>
    <TD STYLE="vertical-align: top; text-align: center; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; vertical-align: middle; text-align: left; padding: 2pt 2pt 2pt 12pt; text-indent: -10pt; border-left: Black 1px solid"><B>&#9679;&nbsp;&nbsp;Operating</B> <B>Expense/</B> <B>Average</B> <B>Assets</B></TD>
    <TD NOWRAP STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid">= &gt; 2.364% </TD>
    <TD STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-bottom: Black 1px solid">2.309%</TD>
    <TD STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid">2.254%</TD>
    <TD STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-bottom: Black 1px solid">2.199%</TD>
    <TD STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid">2.144% </TD>
    <TD NOWRAP STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-bottom: Black 1px solid">&lt; = 2.089%</TD>
    <TD STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid">15%</TD>
    <TD STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid">0.35</TD>
    <TD STYLE="vertical-align: top; text-align: center; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; background-color: rgb(207,210,221); text-align: center; padding-right: 2pt; padding-left: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font-size: 5pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center; border-bottom: Black 1px solid"><FONT STYLE="font-size: 5pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: left; padding-right: 2pt; padding-left: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font-size: 5pt">&nbsp;</FONT></TD>
    <TD NOWRAP STYLE="vertical-align: bottom; text-align: center; padding-right: 2pt; padding-left: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font-size: 5pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center; padding-right: 2pt; padding-left: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font-size: 5pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center; padding-right: 2pt; padding-left: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font-size: 5pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center; padding-right: 2pt; padding-left: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font-size: 5pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center; padding-right: 2pt; padding-left: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font-size: 5pt">&nbsp;</FONT></TD>
    <TD NOWRAP STYLE="vertical-align: bottom; text-align: center; padding-right: 2pt; padding-left: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font-size: 5pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center; padding-right: 2pt; padding-left: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font-size: 5pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: center; padding-right: 2pt; padding-left: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid"><FONT STYLE="font-size: 5pt">&nbsp;</FONT></TD></TR>
<TR>
    <TD ROWSPAN="3" STYLE="vertical-align: middle; background-color: rgb(207,210,221); text-align: left; padding: 2pt; border-right: Black 1px solid; border-left: Black 1px solid"><B>Risk&nbsp;Management</B></TD>
    <TD STYLE="vertical-align: top; text-align: center; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="vertical-align: bottom; text-align: left; padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221)"><B>Weight</B></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: center; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid; background-color: rgb(207,210,221)"><B>Weighted Score</B></TD></TR>
<TR>

    <TD STYLE="vertical-align: top; text-align: center; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="vertical-align: middle; text-align: left; padding: 2pt; border-bottom: Black 1px solid"><B>&#9679;&nbsp;&nbsp;</B>Capital, Liquidity, Management, and Market Risk</TD>
    <TD STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid">10%</TD>
    <TD COLSPAN="2" STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid">0.50</TD></TR>
<TR>

    <TD STYLE="vertical-align: top; text-align: center; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="vertical-align: middle; text-align: left; padding: 2pt; border-bottom: Black 1px solid"><B>&#9679;&nbsp;&nbsp;</B>Asset Quality: Non-performing Assets to Total Assets</TD>
    <TD STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid">10%</TD>
    <TD COLSPAN="2" STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid">0.50</TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; background-color: rgb(207,210,221); text-align: center; padding-right: 2pt; padding-left: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 5pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center; border-bottom: Black 1px solid"><FONT STYLE="font-size: 5pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: left; padding-right: 2pt; padding-left: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font-size: 5pt">&nbsp;</FONT></TD>
    <TD NOWRAP STYLE="vertical-align: bottom; text-align: center; padding-right: 2pt; padding-left: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font-size: 5pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center; padding-right: 2pt; padding-left: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font-size: 5pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center; padding-right: 2pt; padding-left: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font-size: 5pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center; padding-right: 2pt; padding-left: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font-size: 5pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center; padding-right: 2pt; padding-left: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font-size: 5pt">&nbsp;</FONT></TD>
    <TD NOWRAP STYLE="vertical-align: bottom; text-align: center; padding-right: 2pt; padding-left: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font-size: 5pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center; padding-right: 2pt; padding-left: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font-size: 5pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: center; padding-right: 2pt; padding-left: 2pt; border-bottom: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font-size: 5pt">&nbsp;</FONT></TD></TR>
<TR>
    <TD ROWSPAN="3" STYLE="vertical-align: middle; background-color: rgb(207,210,221); text-align: left; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Business&nbsp;Objectives</B></TD>
    <TD STYLE="vertical-align: top; text-align: center; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="vertical-align: bottom; text-align: left; padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221)"><B>Weight</B></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: center; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid; background-color: rgb(207,210,221)"><B>Weighted&nbsp;Score</B></TD></TR>
<TR>

    <TD STYLE="vertical-align: top; text-align: center; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="vertical-align: middle; text-align: left; padding: 2pt; border-bottom: Black 1px solid"><B>&#9679;&nbsp;&nbsp;</B>Employee Engagement Index</TD>
    <TD STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid">15%</TD>
    <TD COLSPAN="2" STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid">0.46</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; text-align: center; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221)">Total&nbsp;Score</TD>
    <TD COLSPAN="2" STYLE="vertical-align: middle; text-align: center; padding: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid">4.32</TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: left"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD NOWRAP STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD NOWRAP STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center; border-right: Black 1px solid"><FONT STYLE="font-size: 1pt">&nbsp;</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0"><FONT STYLE="font: 9pt Times New Roman, Times, Serif">&nbsp;</FONT></P>

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    <TD STYLE="width: 1%"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>1</SUP></FONT></TD>
    <TD STYLE="width: 99%; text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif">Where scorecard results
    fall in between the scores for threshold, target and maximum award levels, the VCP Award is interpolated on a straight-line
    basis.</FONT></TD></TR>
</TABLE>
<P STYLE="margin: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></P>

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    <TD STYLE="width: 33%"><IMG SRC="footer.jpg" ALT=""></TD>
    <TD STYLE="width: 34%; text-align: center; vertical-align: bottom">32</TD>
    <TD STYLE="width: 33%">&nbsp;</TD></TR>
</TABLE>

<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>


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<P STYLE="margin-right: 0; margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The final 2021 scorecard result for all the NEOs yielded
a 166% VCP Award payout.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-indent: 15pt; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Below is the NEOs&rsquo; 2021 VCP Award target, final
scorecard payout, the actual VCP Award paid for 2021 and the VCP Award as a percentage of eligible base salary:</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom; background-color: #CFD2DD">
    <TD STYLE="width: 37%; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>NEO</B></FONT></TD>
    <TD STYLE="width: 15%; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Eligible 2021</B><BR>
    <B>Salary</B></FONT></TD>
    <TD STYLE="width: 15%; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>VCP Award</B><BR>
    <B>Target for 2021</B></FONT></TD>
    <TD STYLE="width: 15%; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>VCP Award</B><BR>
    <B>Paid for 2021<SUP>1</SUP></B></FONT></TD>
    <TD STYLE="width: 18%; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>VCP Award as a %</B><BR>
    <B>of eligible salary</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>E. Philip Wenger</B></FONT></TD>
    <TD STYLE="text-align: right; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">$1,048,822</FONT></TD>
    <TD STYLE="text-align: right; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">$1,048,822</FONT></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">1,741,045</FONT></TD>
    <TD STYLE="text-align: right; padding-right: 30pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">166%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Curtis J. Myers</B></FONT></TD>
    <TD STYLE="text-align: right; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">$571,788</FONT></TD>
    <TD STYLE="text-align: right; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">$486,020</FONT></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">806,793</FONT></TD>
    <TD STYLE="text-align: right; padding-right: 30pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">141%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Mark R. McCollom</B></FONT></TD>
    <TD STYLE="text-align: right; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">$444,002</FONT></TD>
    <TD STYLE="text-align: right; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">$310,802</FONT></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">515,931</FONT></TD>
    <TD STYLE="text-align: right; padding-right: 30pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">116%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Angela M. Snyder</B></FONT></TD>
    <TD STYLE="text-align: right; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">402,214</FONT></TD>
    <TD STYLE="text-align: right; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">$201,107</FONT></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">333,838</FONT></TD>
    <TD STYLE="text-align: right; padding-right: 30pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">83%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Meg R. Mueller</B></FONT></TD>
    <TD STYLE="text-align: right; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">402,214</FONT></TD>
    <TD STYLE="text-align: right; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">$201,107</FONT></TD>
    <TD STYLE="text-align: right; padding-right: 20pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">333,838</FONT></TD>
    <TD STYLE="text-align: right; padding-right: 30pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">83%</FONT></TD></TR>
</TABLE>

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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 1%; padding-right: 8pt"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>1</SUP></FONT></TD>
    <TD STYLE="width: 99%"><FONT STYLE="font: 9pt Times New Roman, Times, Serif">Scorecard Payout Calculation was 166% of target
    based on a final scorecard result of 4.32.</FONT></TD></TR>
</TABLE>
<P STYLE="margin-right: 0; margin-left: 0; text-indent: 15pt; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>Equity Awards</U></I><U>:</U> The number of
2021 Performance Shares awarded to each of the NEOs was based on a target dollar amount that may be varied by the HR Committee
from 0% to 125% of the target for each NEO. For 2021, the award opportunity was 125% of base salary for Mr. Wenger, 100% of base
salary for Messrs. Myers and McCollom and 75% of base salary for the other NEOs.</FONT></P>



<P STYLE="margin-right: 0; margin-left: 0; text-indent: 15pt; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The 2021 Performance Shares were granted to the NEOs
on May 1, 2021. The actual number of shares of Fulton common stock, if any, that the NEOs may receive upon vesting of the 2021
Performance Shares at the end of the 2021 Performance Period may be higher or lower than the number of Performance Shares granted
to the NEOs. Prior awards included a return on average assets (<B>&ldquo;ROA&rdquo;</B>) component, but since the ROA component
was only a 1-year performance metric, the HR Committee restructured the metrics for the 2021 Performance Period, by dividing the
2021 Performance Shares into two components, as detailed below.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-indent: 15pt; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The 2021 performance goals and potential payouts for
the 65% weighted TSR component are a percentage of target and paid at 25% of target for a 25th percentile TSR result, 100% of
target for a 50th percentile TSR result, and at 150% of target for a 75th percentile TSR result during the 2021 Performance Period.
The number of shares that may be received upon vesting of the 35% weighted Profit Trigger component will not vary and is subject
to the Profit Trigger requirement. The two 2021 Performance Share components are summarized below:</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-indent: 0; text-align: justify"><IMG SRC="fult3977451-def14ax37x2.jpg" ALT=""></P>

<P STYLE="margin-right: 0; margin-left: 0; text-indent: 15pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Performance
Shares that vest, together with dividend equivalents accrued during the 2021 Performance Period, are settled in shares of Fulton common
stock on a one-for-one basis and the satisfaction of vesting criteria under the 2013 Plan. The dividend equivalents will not be paid
unless the awards vest. Unless waived by the HR Committee, if the NEO does not satisfy the continuous service requirement at the end
of the 2021 Performance Period, then the 2021 Performance Shares awarded are forfeited.</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">33</FONT></P>


<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>

<P STYLE="margin-right: 0; margin-left: 0; text-indent: 15pt; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The grant date fair value of the 2021 Performance
Shares for the NEOs, the total number of 2021 Performance Shares at target performance, and the allocation of the 2021
Performance Shares are set forth below:</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom; background-color: #CFD2DD">
    <TD STYLE="width: 80%; text-align: center; border: Black 1px solid; vertical-align: middle; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>NEO</B></FONT></TD>
    <TD NOWRAP STYLE="width: 5%; text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt 6pt; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2021 Grant Date</B><BR>
    <B>Fair Value of</B><BR>
    <B>Performance Shares</B><SUP>1</SUP></FONT></TD>
    <TD NOWRAP STYLE="width: 5%; text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2021 Total</B><BR>
    <B>Performance</B><BR>
    <B>Shares Awarded</B><SUP>2</SUP></FONT></TD>
    <TD NOWRAP STYLE="width: 5%; text-align: center; border: Black 1px solid; padding: 2pt 6pt; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>TSR Component</B><BR>
    <B>Shares Awarded</B></FONT></TD>
    <TD NOWRAP STYLE="width: 5%; text-align: center; border-top: Black 1px solid; border-right: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt 6pt; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Profit Trigger</B><BR>
    <B>Component</B><BR>
    <B>Shares Awarded</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; padding-left: 3pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>E.
    Philip Wenger</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 30pt 2pt 6pt; text-align: right"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">$1,305,528</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">76,893</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">49,981</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 30pt 2pt 6pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">26,912</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; padding-left: 3pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Curtis
    J. Myers</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 30pt 2pt 6pt; text-align: right"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">$558,644</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">32,903</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">21,387</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 30pt 2pt 6pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">11,516</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; padding-left: 3pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Mark
    R. McCollom</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 30pt 2pt 6pt; text-align: right"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">$433,784</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">25,549</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">16,607</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 30pt 2pt 6pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">8,942</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; padding-left: 3pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Angela
    M. Snyder</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 30pt 2pt 6pt; text-align: right"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">$294,713</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">17,358</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">11,283</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 30pt 2pt 6pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">6,075</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; padding-left: 3pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Meg
    R. Mueller</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 30pt 2pt 6pt; text-align: right"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">$294,713</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">17,358</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">11,283</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 30pt 2pt 6pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">6,075</FONT></TD></TR>
</TABLE>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 1%; padding-right: 8pt"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>1</SUP></FONT></TD>
    <TD STYLE="width: 99%; text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif">Based on the May 1, 2021 grant date fair value
    of 2021 Performance Shares. See footnote 4 to the Summary Compensation Table on Page 37 for additional information regarding
    the grant date fair value of the Performance Shares.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 8pt; padding-top: 3pt"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>2</SUP></FONT></TD>
    <TD STYLE="text-align: justify; padding-top: 3pt"><FONT STYLE="font: 9pt Times New Roman, Times, Serif">Shares listed do not include accrued dividend equivalents.</FONT></TD></TR>
</TABLE>
<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>2018
Equity Award Structure:</U></I> Fulton granted performance share awards to the NEOs on May 1, 2018 (the &ldquo;<B>2018 Performance
Share Award</B>&rdquo;) and the 2018 Performance Share Award vested on May 1, 2021 (the &ldquo;<B>2018 Performance Period</B>&rdquo;).
The performance metric targets and results are as follows:</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom; background-color: #CFD2DD">
    <TD STYLE="width: 34%; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; text-align: left; vertical-align: top; border: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2018 Performance</B><BR>
    <B>Period Metrics</B></FONT></TD>
    <TD STYLE="width: 11%; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Weighting</B></FONT></TD>
    <TD STYLE="width: 28%; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Performance Period Targets</B></FONT></TD>
    <TD STYLE="width: 16%; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Actual Results</B></FONT></TD>
    <TD STYLE="width: 11%; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>%
    of<BR>
    Payment</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; text-align: left; vertical-align: top; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>3-year
    TSR</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">37.5%</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: left; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 6pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">TSR
    Relative to 2018 Peer Group</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">31.58
    Percentile</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">26.32%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; text-align: left; vertical-align: top; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>1-year
    ROA</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">37.5%</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: left; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 6pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">ROA
    Goal of 1.086%</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">1.033%</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">81.44%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; text-align: left; vertical-align: top; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Profit
    Trigger</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">25.0%</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: left; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 6pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Subject
    to profit requirement</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">100.00%</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">100.00%</FONT></TD></TR>
</TABLE>
<P STYLE="margin-right: 0; margin-left: 0; text-indent: 15pt; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The amounts below include accrued dividend equivalent
units. The number of shares and value of the original award and May&nbsp;1, 2021 vesting values are as follows:</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom; background-color: #CFD2DD">
    <TD STYLE="width: 34%; text-align: center; padding-top: 2pt; padding-bottom: 2pt; vertical-align: middle; padding-left: 3pt; border: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>NEO</B></FONT></TD>
    <TD STYLE="width: 18%; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Total Number</B><BR>
    <B>of 2018</B><BR>
    <B>Performance</B><BR>
    <B>Shares Awarded</B></FONT></TD>
    <TD STYLE="width: 18%; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Grant Date</B><BR>
    <B>Fair Value</B><BR>
    <B>of 2018</B><BR>
    <B>Performance</B><BR>
    <B>Shares Awarded</B></FONT></TD>
    <TD STYLE="width: 16%; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Total Number</B><BR>
    <B>of&nbsp;2018</B><BR>
    <B>Performance</B><BR>
    <B>Shares upon</B><BR>
    <B>Vesting</B></FONT></TD>
    <TD STYLE="width: 14%; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Total Value</B><BR>
    <B>of 2018</B><BR>
    <B>Performance</B><BR>
    <B>Shares upon</B><BR>
    <B>Vesting</B><SUP>1</SUP></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>E.
    Philip Wenger</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">73,187</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: right; padding-right: 20pt; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">$1,134,491</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">53,762</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: right; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">$916,644</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Curtis
    J. Myers</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">29,912</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: right; padding-right: 20pt; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">$463,373</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">21,973</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: right; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">$374,637</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Mark
    R. McCollom</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">24,926</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: right; padding-right: 20pt; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">$386,381</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">18,308</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: right; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">$312,156</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Angela
    M. Snyder</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">16,935</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: right; padding-right: 20pt; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">$262,512</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">12,438</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: right; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">$212,074</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; padding-left: 3pt; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Meg
    R. Mueller</B></FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">16,935</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: right; padding-right: 20pt; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">$262,512</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">12,438</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: right; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">$212,074</FONT></TD></TR>
</TABLE>
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<TR STYLE="vertical-align: top">
    <TD STYLE="width: 1%; padding-right: 8pt"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>1</SUP></FONT></TD>
    <TD STYLE="width: 99%"><FONT STYLE="font: 9pt Times New Roman, Times, Serif">Vesting shares valued at $17.05 per share on
    the May 1, 2021 vesting date.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 8pt"><FONT STYLE="font: 9pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 9pt Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
</TABLE>
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<TR STYLE="background-color: rgb(207,210,221)">
    <TD COLSPAN="2" STYLE="padding-left: 10pt; text-indent: -10pt; border-bottom: Black 1px solid; padding-top: 2pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa061"></A>Employment Agreements</B></FONT></TD></TR>
</TABLE>


<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Fulton has a policy that, in general, provides for
severance benefits to be paid upon a reduction in force or position elimination for certain employees. These severance arrangements
are intended to provide the employees with a sense of security in making the commitment to dedicate their professional careers
to the success of Fulton. With respect to the NEOs and certain other employees, the severance benefits provided reflect the fact
that it may be difficult for them to find comparable employment within a reasonable period of time. The levels of these benefits
for the NEOs in the event of a change in control of Fulton are discussed in footnote 6 in the &ldquo;Potential Payments Upon Termination
and Golden Parachute Compensation Table&rdquo; on Page 42 under &ldquo;Termination Without Cause or for Good Reason &ndash; Upon
or After a Change in Control&rdquo;.</FONT></P>

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<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; padding-left: 10pt; text-indent: -10pt; width: 33%"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="footer.jpg" ALT=""></FONT></TD>
    <TD STYLE="text-align: center; padding-left: 10pt; width: 34%; vertical-align: bottom"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">34</FONT></TD>
    <TD STYLE="width: 33%"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
</TABLE>
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<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>
<P STYLE="text-align: right; margin-top: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="footer.jpg" ALT=""></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Fulton has entered into employment agreements with
certain of its key employees, including each of the NEOs. Mr. Wenger entered into an employment agreement with Fulton on June
1, 2006, as amended on November&nbsp;12, 2008. Fulton entered into separate employment agreements and change in control agreements
with the other NEOs, all effective as of January 1, 2018. The employment agreements and change in control agreements with the
other NEOs (individually, an &ldquo;<B>Employment Agreement</B>,&rdquo; and collectively, the &ldquo;<B>Employment Agreements</B>&rdquo;)
continue until terminated, and the Employment Agreements provide for the following with respect to the NEOs: (i) the receipt of
base salary; (ii) the participation in Fulton&rsquo;s incentive bonus programs and (iii) the participation in Fulton&rsquo;s retirement
plans, welfare benefit plans and other benefit programs.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The Employment Agreements contain restrictions on
the sharing of confidential information as well as non-competition and non-solicitation covenants that continue for one year following
termination of employment. The non-competition and non-solicitation covenants will not apply if the NEO terminates employment
for good reason or if the NEO&rsquo;s employment is terminated without cause as detailed below. The Employment Agreements do not
contain an excise tax gross-up for taxes applicable to termination payments as a result of an NEO&rsquo;s termination, except
that the Employment Agreement executed with Mr. Wenger, provides for an excise tax gross up. The Employment Agreements with the
other NEOs provide that, in the event a payment is required to be made in connection with their termination of employment resulting
in the imposition of an excise tax under Section 4999 of the Internal Revenue Code, as amended (the &ldquo;<B>Tax Code</B>&rdquo;),
such payment would be retroactively reduced, if necessary, to the extent required to avoid such excise tax imposition and, if
any portion of the amount payable the NEO is determined to be non-deductible pursuant to the regulations promulgated under Section
280G of the Tax Code (&ldquo;<B>Section 280G</B>&rdquo;), Fulton is required to pay to the NEO only the amount determined to be
deductible under Section 280G.</FONT></P>

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<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="width: 100%; padding-top: 3pt; border-bottom: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa062"></A>Compensation Plan Risk Review</B></FONT></TD></TR>
</TABLE>
<P STYLE="margin-right: 0; margin-left: 0; text-indent: 15pt; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">At its January 2022 meeting, the HR Committee conducted
its annual risk assessment of all Fulton incentive compensation plans. At this meeting, the HR Committee received a summary of
the incentive risk assessment report prepared by Willis Towers Watson and concluded Fulton&rsquo;s incentive compensation design
and plans do not appear to promote undue risk-taking. The HR Committee reviewed and considered the annual risk assessment conclusions
and determined that Fulton&rsquo;s compensation policies and practices do not create risks that will have a material adverse effect
on Fulton.</FONT></P>

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<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="width: 100%; padding-top: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa063"></A>Other Compensation Elements</B></FONT></TD></TR>
</TABLE>
<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>Employee
Stock Purchase Plan:</U></I> The ESPP is designed to advance the interests of Fulton and its shareholders by encouraging
Fulton employees to acquire a stake in the future of Fulton by purchasing shares of Fulton common stock. Fulton limits
payroll deduction and annual employee participation in the ESPP to $15,000. The NEOs participating in the ESPP are eligible
to purchase shares through the ESPP at a discount, currently 15%, on the same basis as other Fulton employees participating
in the ESPP.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>Defined Contribution
Plan &ndash; 401(k) Plan:</U></I> Fulton provides a 401(k) Plan to the NEOs and other employees that provides for employer
matching contributions equal to 100% of each dollar a participant elects to contribute to the 401(k) Plan, up to 5% of
eligible compensation.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>Deferred Compensation
Plan:</U></I> Fulton&rsquo;s nonqualified Deferred Compensation Plan (the &ldquo;<B>DCP</B>&rdquo;) permits non-employee
directors and non-employee advisory board members to elect to defer receipt of cash director fees. The DCP also enables
Fulton to credit certain senior officers, including the NEOs, with full employer matching contributions each year equal to
the contributions they would have otherwise been eligible to receive under the 401(k) Plan, notwithstanding the contribution
limits imposed by the Tax Code. 2021 NEO deferred compensation contributions are detailed in footnote 6 of the &ldquo;Summary
Compensation Table&rdquo; on Page 37.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>Death
Benefits:</U></I> Each of the NEOs are eligible for a payment from Fulton equal to two times base salary (plus an amount
equal to applicable individual income taxes due on such amounts) pursuant to individual Death Benefit Agreements between
Fulton and each NEO in the event an NEO dies while actively employed by Fulton. Upon the NEO&rsquo;s retirement, the
post-retirement benefit payable is reduced to $5,000 for each of Messrs. Wenger and Myers and Ms. Snyder. The other NEOs are
not eligible for any post-retirement death benefit.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>Health,
Dental and Vision Benefits:</U></I> Fulton offers a comprehensive benefits package for health, dental and vision insurance
coverage to all full-time employees, including the NEOs and their eligible spouses and children. Fulton pays a portion of the
premiums for the coverages selected, and the amount paid varies with each health, dental and vision plan.</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">35</FONT></P>


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<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>


<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>Other
NEO Benefits:</U></I> Fulton provides the NEOs with a variety of other perquisites and other personal benefits that the HR
Committee believes are necessary to facilitate Fulton&rsquo;s business operations, including company-owned automobiles or a
car allowance, club memberships and other executive benefits. These benefits enable Fulton to attract and retain talented
senior officers for key positions. The 2021 amounts are included in the &ldquo;All Other Income&rdquo; column of the
&ldquo;Summary Compensation Table&rdquo; on Page 37 of this Proxy Statement.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>Stock
Hedging and Pledging Policy and Stock Trading Procedures:</U></I> Fulton has an Insider Trading Policy (the
&ldquo;<B>ITP</B>&rdquo;) that requires all directors, officers, and employees of Fulton and its affiliates to adhere to
certain rules when trading in Fulton securities. Among other requirements, directors, officers and employees of Fulton and
its subsidiaries that know of Fulton material, non-public information may not: (i) buy or sell Fulton securities while the
information remains non-public or (ii) disclose the information to relatives, friends or any other person. In addition, the
NEOs and directors of Fulton and Fulton&rsquo;s banking subsidiaries and certain other officers are prohibited from engaging
in hedging and other speculative transactions involving Fulton&rsquo;s securities. This prohibition encompasses &ldquo;short
sales,&rdquo; &ldquo;puts,&rdquo; and other similar trading. Fulton&rsquo;s ITP also prohibits the pledging of Fulton
securities.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>Stock
Ownership Guidelines:</U></I> Fulton&rsquo;s Governance Guidelines require that each director own at least $300,000 of
eligible Fulton common stock within the later of: (i) five calendar years of first becoming a director or (ii) five calendar
years after the adoption of the revised Governance Guideline. Similar stock ownership guidelines exist for the NEOs.
Ownership guideline amounts are calculated as a multiple of the NEO&rsquo;s annual base salary as follows:</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 80%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom; background-color: #CFD2DD">
    <TD STYLE="width: 52%; text-align: left; vertical-align: middle; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; border: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>NEO Position</B></FONT></TD>
    <TD STYLE="width: 12%; text-align: center; vertical-align: middle; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>CEO</B></FONT></TD>
    <TD STYLE="width: 12%; text-align: center; vertical-align: middle; padding-top: 2pt; padding-bottom: 2pt; border: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>President</B></FONT></TD>
    <TD STYLE="width: 12%; text-align: center; vertical-align: middle; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>CFO</B></FONT></TD>
    <TD STYLE="width: 12%; text-align: center; vertical-align: middle; padding-top: 2pt; padding-bottom: 2pt; border: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Other</B><BR>
    <B>NEOs</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-bottom: 2pt; background-color: #CFD2DD; text-align: left; vertical-align: middle; padding-left: 3pt; padding-top: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Fulton Common Stock Ownership
    Guideline as
    a Multiple of Annual Base Salary</B></FONT></TD>
    <TD STYLE="text-align: center; vertical-align: middle; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">3.0</FONT></TD>
    <TD STYLE="text-align: center; vertical-align: middle; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">1.5</FONT></TD>
    <TD STYLE="text-align: center; vertical-align: middle; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">1.5</FONT></TD>
    <TD STYLE="text-align: center; vertical-align: middle; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">1.0</FONT></TD></TR>
</TABLE>
<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Compliance with the Governance Guidelines is determined
annually. Ownership excludes stock options and other unvested restricted stock or Performance Share awards, but includes all other
shares beneficially owned and reported on an individual&rsquo;s Form 3, Form 4 or Form 5 filed with the SEC, including shares
owned individually, deferred vested stock unit awards, shares held in retirement accounts, indirect ownership and jointly held
shares of Fulton common stock. As of December 31, 2021, except for Mr. McCollom and Ms. Snyder, all of the NEOs satisfied the
stock ownership guidelines. As of December 31, 2021, except for Ms. Craighead Carey and Messrs. Martin and Snyder, all of Fulton&rsquo;s
current non-employee directors satisfied the stock ownership guidelines.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>Management
Succession:</U></I> Management succession is discussed and reviewed annually at Fulton. At the December 2021 meeting of the
Board, during an executive session of the Board of Directors, senior officers in Fulton&rsquo;s Human Resources Department
discussed and reviewed the succession planning processes used by management to identify successors for each of the
NEOs.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>Clawback
Policies:</U></I> Fulton&rsquo;s Compensation Recovery Clawback Policy (the &ldquo;<B>Clawback Policy</B>&rdquo;) contains
clawback provisions for all participants, including the NEOs, with respect to VCP Awards and Performance Shares and, subject
to limited exceptions, other incentive compensation plans. The Clawback Policy identifies the events that may give rise to a
clawback, including: (i) a restatement of Fulton or any affiliate&rsquo;s financial statements (other than a restatement
caused by a change in applicable accounting rules or interpretations); (ii) the discovery that a performance metric or
calculation used in determining performance-based compensation was materially inaccurate; (iii) a violation of Fulton&rsquo;s
Code of Conduct, the result of which creates a significant financial or reputational impact for Fulton and (iv) violation by
a departing or departed employee of a non-competition and non-solicitation restriction set forth in Fulton&rsquo;s employment
policies or an employee&rsquo;s employment agreement.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa064"></A>HR Committee Report</B></FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The HR Committee reviewed and discussed with management
the foregoing Compensation Discussion and Analysis and, based on the review and discussions, the HR Committee recommended to the
Board that the Compensation Discussion and Analysis be incorporated in Fulton&rsquo;s Annual Report and this Proxy Statement.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>HR Committee</B><BR>
Mark F. Strauss, Chair<BR>
Denise L. Devine, Vice Chair<BR>
Lisa Crutchfield<BR>
Steven S. Etter<BR>
George W. Hodges<BR>
James R. Moxley, III<BR>
Ronald H. Spair</FONT></P>

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    <TD STYLE="text-align: justify; padding-left: 10pt; text-indent: -10pt; width: 33%"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="footer.jpg" ALT=""></FONT></TD>
    <TD STYLE="text-align: center; padding-left: 10pt; width: 34%; vertical-align: bottom"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">36</FONT></TD>
    <TD STYLE="width: 33%"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
</TABLE>
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<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>
<P STYLE="text-align: right; margin-top: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="footer.jpg" ALT=""></FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom; background-color: #CFD2DD">
    <TD COLSPAN="10" STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt"><B><A NAME="fult3977451-def14aa065"></A>SUMMARY COMPENSATION TABLE</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom;">
    <TD COLSPAN="10" STYLE="text-align: center">&nbsp;</TD></TR>
</TABLE>



<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom; background-color: #CFD2DD">
    <TD STYLE="width: 27%; padding-top: 2pt; padding-bottom: 8pt; border: Black 1px solid; padding-left: 3pt; text-align: left"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Name and Principal<BR>
    Position <SUP>1</SUP></FONT></TD>
    <TD STYLE="text-align: center; width: 6%; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-top: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Year</FONT></TD>
    <TD STYLE="text-align: center; width: 8%; padding-top: 2pt; padding-bottom: 2pt; border: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Salary <SUP>3</SUP><BR>
    ($)</FONT></TD>
    <TD STYLE="text-align: center; width: 5%; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-top: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Bonus<BR>
    ($)</FONT></TD>
    <TD STYLE="text-align: center; width: 8%; padding-top: 2pt; padding-bottom: 2pt; border: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Stock<BR>
    Awards <SUP>4</SUP><BR>
    ($)</FONT></TD>
    <TD STYLE="text-align: center; width: 6%; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-top: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Option <BR>
    Awards<BR>
    ($)</FONT></TD>
    <TD STYLE="text-align: center; width: 12%; padding-top: 2pt; padding-bottom: 2pt; border: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Non-Equity<BR>
    Incentive Plan<BR>
    Compensation <SUP>5</SUP><BR>
    ($)</FONT></TD>
    <TD STYLE="text-align: center; width: 10%; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-top: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Change in<BR>
    Pension<BR>
    Value and<BR>
    Non-qualified<BR>
    Deferred<BR>
    Compensation<BR>
    Earnings<BR>
    ($)</FONT></TD>
    <TD STYLE="text-align: center; width: 10%; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-top: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">All Other<BR>
    Compensation <SUP>6</SUP><BR>
    ($)</FONT></TD>
    <TD STYLE="text-align: center; width: 8%; padding-top: 2pt; padding-bottom: 2pt; border: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Total<BR>
    ($)</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="3" STYLE="background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-left: 3pt"><P STYLE="margin: 8pt 0"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">E.
                                         Philip Wenger</FONT></P>
        <P STYLE="margin: 0 0 8pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Chairman and<BR>
        Chief Executive Officer<BR>
        of Fulton&nbsp;</FONT></P></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2021</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">1,048,822</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">1,305,528</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">1,741,045</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">112,499</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">4,207,894</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2020</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">1,048,822</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">1,292,385</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">630,735</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">112,553</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">3,084,495</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2019</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">1,042,919</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">1,274,798</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">627,185</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">98,654</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">3,043,556</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="3" STYLE="background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-left: 3pt"><P STYLE="margin: 8pt 0"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Curtis
                                         J. Myers</FONT></P>
        <P STYLE="margin: 0 0 8pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">President and<BR>
        Chief Operating Officer<BR>
        of Fulton&nbsp;</FONT></P></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2021</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">571,788</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">558,644</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">806,793</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">67,705</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2,004,930</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2020</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">561,000</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">555,828</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">277,835</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">68,725</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">1,463,388</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2019</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">549,231</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">508,305</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">272,006</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">61,013</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">1,390,555</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="3" STYLE="background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-left: 3pt"><P STYLE="margin: 8pt 0"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Mark
                                         R. McCollom</FONT></P>
                                                      <P STYLE="margin: 0 0 8pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Senior
                                         Executive Vice<BR>
                                         President and Chief<BR>
                                         Financial Officer of<BR>
                                         Fulton</FONT></P></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2021</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">444,002</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">433,784</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">515,931</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">66,112</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">1,459,829</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2020</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">435,625</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">431,603</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">215,743</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">65,419</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">1,148,390</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2019</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">433,173</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">423,585</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">214,529</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">39,710</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">1,110,997</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="3" STYLE="background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-left: 3pt"><P STYLE="margin: 8pt 0"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Angela
                                         M. Snyder</FONT></P>
        <P STYLE="margin: 0 0 8pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Senior Executive Vice<BR>
        President and Head of<BR>
        Consumer Banking<SUP>2</SUP>&nbsp;</FONT></P></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2021</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">402,214</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">294,713</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">333,838</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">33,940</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">1,064,705</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2020</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">394,625</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">295,703</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">139,599</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">35,183</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">865,110</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2019</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">392,404</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">287,788</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">138,813</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">44,495</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">863,500</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="3" STYLE="background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-left: 3pt"><P STYLE="margin: 8pt 0"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Meg
                                         R. Mueller</FONT></P>
        <P STYLE="margin: 0 0 8pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Senior Executive Vice<BR>
        President and<BR>
        Head of Commercial<BR>
        Business</FONT></P></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2021</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">402,214</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">294,713</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">333,838</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">21,589</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">1,052,354</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2020</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">394,625</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">295,703</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">139,599</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">12,193</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">842,120</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2019</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">392,404</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">287,788</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">138,813</FONT></TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-right: 15pt; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">11,510</FONT></TD>
    <TD STYLE="text-align: right; padding: 2pt 6pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid; vertical-align: middle"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">830,515</FONT></TD></TR>
</TABLE>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 5pt; margin-bottom: 5pt"><DIV STYLE="font-size: 1pt; border-top: Black 1px solid; width: 25%"></DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="margin-top: 6pt; margin-bottom: 0; text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>1 </SUP>Titles and positions listed are as of
December 31, 2021.</FONT></P>

<P STYLE="margin: 6pt 0 0; text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>2 </SUP>Ms. Snyder was promoted to Senior Executive
Vice President and Chief Banking Officer effective January 1, 2022.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; margin-top: 6pt; text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>3 </SUP>This column represents the base salary
amounts paid to and earned by each of the NEOs named in this table for the years indicated. On February 9, 2022, the HR Committee
set the 2022 annual base salaries, effective for the April 1, 2022 pay period for Messrs. Wenger, Myers and McCollom, Ms. Snyder
and Ms. Mueller of $1,080,287, $661,279, $459,911, $463,500 and $416,625, respectively.</font></P>

<P STYLE="text-align: center; margin-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">37</FONT></P>


<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>


<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>4</SUP> Amounts represent the grant date fair
values of Performance Shares. There were no forfeitures of Performance Shares during 2021, 2020 and 2019. The following is a summary
of the grant date fair values of the Performance Shares granted to the NEOs in 2021, 2020 and 2019.</FONT></P>



<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom; background-color: #CFD2DD">
    <TD STYLE="width: 70%; text-align: left; vertical-align: bottom; padding-left: 3pt; padding-top: 2pt; padding-bottom: 10pt; border: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Name</FONT></TD>
    <TD NOWRAP STYLE="width: 5%; text-align: center; padding: 2pt 6pt 10pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Grant Date</FONT></TD>
    <TD NOWRAP STYLE="width: 5%; text-align: center; padding: 2pt 6pt; border: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Performance Share<BR>
    Grant Date Fair<BR>
    Value Assuming<BR>
    Highest<BR>
    Performance<BR>
    Level Achieved<BR>
    ($)</FONT></TD>
    <TD NOWRAP STYLE="width: 5%; text-align: center; padding: 2pt 6pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Number of<BR>
    Performance<BR>
    Shares Granted<BR>
    to NEO<BR>
    (#)</FONT></TD>
    <TD NOWRAP STYLE="width: 5%; text-align: center; padding: 2pt 6pt; border: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Per Share<BR>
    Grant Date<BR>
    Fair Value<BR>
    With<BR>Non-Market<BR>
    Conditions<BR>
    ($)</FONT></TD>
    <TD NOWRAP STYLE="width: 5%; text-align: center; padding: 2pt 6pt; border-top: Black 1px solid; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Per Share<BR>
    Grant Date<BR>
    Fair Value<BR>
    With<BR>
    Market<BR>
    Conditions<BR>
    ($)</FONT></TD>
    <TD NOWRAP STYLE="width: 5%; text-align: center; padding: 2pt 6pt; border: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Weighted<BR>
    Average Per<BR>
    Share Grant<BR>
    Date<BR>
    Fair Value<BR>
    ($)</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="3" STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; text-align: left; vertical-align: middle; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">E.
    Philip Wenger&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">5/1/2021</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 20pt 2pt 6pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">1,728,867</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 17pt 2pt 6pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">76,893</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">17.05</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">16.94</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">16.98</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">5/1/2020</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 20pt 2pt 6pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">1,761,599</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 17pt 2pt 6pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">119,610</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">11.18</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">10.16</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">10.81</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">5/1/2019</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 20pt 2pt 6pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">1,758,687</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 17pt 2pt 6pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">75,327</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">16.98</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">16.83</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">16.92</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="3" STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; text-align: left; vertical-align: middle; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Curtis
    J. Myers&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">5/1/2021</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 20pt 2pt 6pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">739,791</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 17pt 2pt 6pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">32,903</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">17.05</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">16.94</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">16.98</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">5/1/2020</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 20pt 2pt 6pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">756,605</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 17pt 2pt 6pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">51,433</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">11.18</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">10.16</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">10.81</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">5/1/2019</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 20pt 2pt 6pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">701,240</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 17pt 2pt 6pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">30,035</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">16.98</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">16.83</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">16.92</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="3" STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; text-align: left; vertical-align: middle; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Mark
    R. McCollom&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">5/1/2021</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 20pt 2pt 6pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">574,445</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 17pt 2pt 6pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">25,549</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">17.05</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">16.94</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">16.98</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">5/1/2020</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 20pt 2pt 6pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">587,513</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 17pt 2pt 6pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">39,938</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">11.18</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">10.16</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">10.81</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">5/1/2019</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 20pt 2pt 6pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">584,367</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 17pt 2pt 6pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">25,029</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">16.98</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">16.83</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">16.92</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="3" STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; text-align: left; vertical-align: middle; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Angela
    M. Snyder&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">5/1/2021</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 20pt 2pt 6pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">390,280</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 17pt 2pt 6pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">17,358</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">17.05</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">16.94</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">16.98</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">5/1/2020</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 20pt 2pt 6pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">401,624</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 17pt 2pt 6pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">27,355</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">11.18</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">10.16</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">10.81</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">5/1/2019</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 20pt 2pt 6pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">397,026</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 17pt 2pt 6pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">17,005</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">16.98</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">16.83</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">16.92</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="3" STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; text-align: left; vertical-align: middle; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Meg
    R. Mueller</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">5/1/2021</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 20pt 2pt 6pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">390,280</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 17pt 2pt 6pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">17,358</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">17.05</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">16.94</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">16.98</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">5/1/2020</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 20pt 2pt 6pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">401,624</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 17pt 2pt 6pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">27,355</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">11.18</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">10.16</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">10.81</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">5/1/2019</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 20pt 2pt 6pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">397,026</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 17pt 2pt 6pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">17,005</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">16.98</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 6pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">16.83</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 6pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">16.92</FONT></TD></TR>
</TABLE>



<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif">The per share grant date fair value for the Profit
Trigger Performance Shares is the closing price of Fulton common stock on the date the shares are granted. The per share grant
date fair value for TSR Performance Shares is estimated based on a Monte Carlo valuation methodology.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>5</SUP> The amounts reported in this column are
VCP Awards detailed under &ldquo;VCP Awards&rdquo; beginning on Page 31.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>6</SUP> All other compensation includes: (i)
qualified retirement plan company contribution to the 401(k) Plan; (ii) nonqualified deferred compensation plan company contribution
to the DCP; (iii) company paid club memberships; (iv) automobile perquisites and (v) other benefits that individually are less
than the greater of $25,000, or 10% of all perquisites.</FONT></P>



<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom; background-color: #CFD2DD">
    <TD STYLE="width: 65%; text-align: left; vertical-align: bottom; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-top: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Name</B></FONT></TD>
    <TD NOWRAP STYLE="width: 5%; text-align: center; padding: 2pt 6pt; border: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Year</B></FONT></TD>
    <TD NOWRAP STYLE="width: 5%; text-align: center; padding: 2pt 6pt; border-bottom: Black 1px solid; border-top: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Qualified</B><BR>
    <B>Retirement</B><BR>
    <B>Plan</B><BR>
    <B>Company</B><BR>
    <B>Contribution </B><BR>
    ($)</FONT></TD>
    <TD NOWRAP STYLE="width: 5%; text-align: center; padding: 2pt 6pt; border: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Nonqualified</B><BR>
    <B>Deferred</B><BR>
    <B>Compensation</B><BR>
    <B>Plan</B><BR>
    <B>Company</B><BR>
    <B>Contribution</B><BR>
    ($)</FONT></TD>
    <TD NOWRAP STYLE="width: 5%; text-align: center; padding: 2pt 6pt; border-bottom: Black 1px solid; border-top: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Club</B><BR>
    <B>Memberships</B><BR>
    ($)</FONT></TD>
    <TD NOWRAP STYLE="width: 5%; text-align: center; padding: 2pt 6pt; border: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Automobile</B><BR>
    <B>Perquisites</B><BR>
    ($)</FONT></TD>
    <TD NOWRAP STYLE="width: 5%; text-align: center; padding: 2pt 6pt; border-bottom: Black 1px solid; border-top: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Other</B><BR>
    <B>Compensation</B><BR>
    <B>and</B><BR>
    <B>Perquisites</B><BR>
    ($)</FONT></TD>
    <TD NOWRAP STYLE="width: 5%; text-align: center; padding: 2pt 6pt; border: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif"><B>Total All Other</B><BR>
    <B>Compensation</B><BR>
    ($)</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="3" STYLE="background-color: #CFD2DD; text-align: left; vertical-align: middle; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">E. Philip Wenger&nbsp;</FONT></TD>
    <TD STYLE="background-color: #CFD2DD; padding: 2pt 6pt; text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2021</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">14,500</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">69,478</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">18,964</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">7,513</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2,044</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">112,499</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: #CFD2DD; padding-bottom: 2pt; text-align: center; padding-top: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2020</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">14,250</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">69,550</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">18,907</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">7,716</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2,130</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">112,553</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: #CFD2DD; padding-bottom: 2pt; text-align: center; padding-top: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2019</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">14,000</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">66,448</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">12,070</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">3,546</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2,590</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">98,654</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="3" STYLE="background-color: #CFD2DD; text-align: left; vertical-align: middle; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Curtis J. Myers&nbsp;</FONT></TD>
    <TD STYLE="background-color: #CFD2DD; padding: 2pt 6pt; text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2021</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">14,500</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">27,981</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">18,370</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">4,990</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">1,864</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">67,705</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: #CFD2DD; padding-bottom: 2pt; text-align: center; padding-top: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2020</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">14,250</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">27,400</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">18,859</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">7,316</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">900</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">68,725</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: #CFD2DD; padding-bottom: 2pt; text-align: center; padding-top: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2019</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">14,000</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">25,451</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">11,071</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">3,313</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">7,178</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">61,013</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="3" STYLE="background-color: #CFD2DD; text-align: left; vertical-align: middle; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Mark R. McCollom&nbsp;</FONT></TD>
    <TD STYLE="background-color: #CFD2DD; padding: 2pt 6pt; text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2021</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">14,500</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">18,487</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">13,600</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">18,000</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">1,525</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">66,112</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: #CFD2DD; padding-bottom: 2pt; text-align: center; padding-top: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2020</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">14,250</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">18,258</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">14,011</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">18,000</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">900</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">65,419</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: #CFD2DD; padding-bottom: 2pt; text-align: center; padding-top: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2019</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">14,000</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">6,810</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">18,000</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">900</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">39,710</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="3" STYLE="background-color: #CFD2DD; text-align: left; vertical-align: middle; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Angela M. Snyder&nbsp;</FONT></TD>
    <TD STYLE="background-color: #CFD2DD; padding: 2pt 6pt; text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2021</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">14,500</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">12,590</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">3,859</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2,091</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">900</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">33,940</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: #CFD2DD; padding-bottom: 2pt; text-align: center; padding-top: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2020</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">14,250</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">12,422</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">4,917</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2,694</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">900</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">35,183</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: #CFD2DD; padding-bottom: 2pt; text-align: center; padding-top: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2019</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">13,982</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">12,226</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">8,589</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">1,965</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">7,733</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">44,495</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD ROWSPAN="3" STYLE="background-color: #CFD2DD; text-align: left; vertical-align: middle; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Meg R. Mueller&nbsp;</FONT></TD>
    <TD STYLE="background-color: #CFD2DD; padding: 2pt 6pt; text-align: center; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2021</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">3,889</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">6,512</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">11,188</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">21,589</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: #CFD2DD; padding-bottom: 2pt; text-align: center; padding-top: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2020</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">4,524</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">7,669</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">12,193</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: #CFD2DD; padding-bottom: 2pt; text-align: center; padding-top: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2019</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">4,404</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">5,258</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">1,848</FONT></TD>
    <TD STYLE="padding: 2pt 20pt 2pt 6pt; text-align: right; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">11,510</FONT></TD></TR>
</TABLE>
<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%">
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; padding-left: 10pt; text-indent: -10pt">&nbsp;</TD>
    <TD STYLE="text-align: center; padding-left: 10pt; vertical-align: bottom">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; padding-left: 10pt; text-indent: -10pt; width: 33%"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="footer.jpg" ALT=""></FONT></TD>
    <TD STYLE="text-align: center; padding-left: 10pt; width: 34%; vertical-align: bottom"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">38</FONT></TD>
    <TD STYLE="width: 33%"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
</TABLE>
<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>
<P STYLE="text-align: right; margin-top: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="footer.jpg" ALT=""></FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom; background-color: #CFD2DD">
    <TD COLSPAN="10" STYLE="text-align: center; padding-top: 2pt; padding-bottom: 1pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa066"></A>GRANTS OF PLAN-BASED AWARDS</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom;">
    <TD COLSPAN="10" STYLE="text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
</TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom; background-color: #CFD2DD">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt; border-top: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-top: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Grant
    <BR>
    Date</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-top: 10pt; padding-bottom: 0; text-align: center; border: Black 1px solid; vertical-align: bottom"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Estimated
    Future or Possible<BR> Payouts Under Non-Equity<BR> Incentive Plan Awards <SUP>1</SUP></FONT></TD>
    <TD COLSPAN="3" STYLE="padding-top: 30pt; padding-bottom: 0; text-align: center; border-bottom: Black 1px solid; vertical-align: bottom; border-top: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Estimated
    Future or Possible<BR> Payouts Under Equity<BR> Incentive<BR>
 Plan Awards <SUP>2</SUP></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-left: Black 1px solid; border-bottom: Black 1px solid; border-top: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Closing<BR>
    Price on<BR>
    Grant<BR>
    Date<BR>
    ($/Sh)&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-top: 2pt; padding-bottom: 2pt; text-align: center; border: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Grant<BR>
    Date Fair<BR>
    Value of<BR>
    Stock and<BR>
    Option<BR>
    Awards <SUP>3</SUP><BR>
    ($)</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #CFD2DD">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Name</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Threshold<BR>
    ($)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Target<BR>
    ($)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Maximum</FONT><BR>
<FONT STYLE="font: 8pt Times New Roman, Times, Serif">($)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Threshold<BR>
    (#)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Target<BR>
    (#)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Maximum<BR>
    (#)</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; width: 28%; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">E.
    Philip Wenger</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; width: 8%"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">5/1/2021</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; width: 8%; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; width: 8%"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; width: 8%; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; width: 8%"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">24,990</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; width: 8%; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">76,893</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; width: 8%"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">101,883</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; width: 8%"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">17.05</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; width: 8%; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">1,305,528</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">E.
    Philip Wenger</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">524,411</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">1,048,822</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2,097,644</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Curtis
    J. Myers</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">5/1/2021</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">10,694</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">32,903</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">43,596</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">17.05</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">558,644</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Curtis
    J. Myers</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">243,010</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">486,020</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">972,040</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Mark
    R. McCollom</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">5/1/2021</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">8,304</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">25,549</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">33,853</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">17.05</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">433,784</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Mark
    R. McCollom</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">155,401</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">310,802</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">621,603</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Angela
    M. Snyder</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">5/1/2021</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">5,642</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">17,358</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">23,000</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">17.05</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">294,713</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Angela
    M. Snyder</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">100,553</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">201,107</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">402,214</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Meg
    R. Mueller</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">5/1/2021</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">5,642</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">17,358</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">23,000</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">17.05</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">294,713</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Meg
    R. Mueller</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">100,553</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">201,107</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">402,214</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD></TR>
</TABLE>
<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 5pt; margin-bottom: 5pt"><DIV STYLE="font-size: 1pt; border-top: Black 1px solid; width: 25%"></DIV></DIV><!-- Field: /Rule-Page -->
<P STYLE="margin-right: 0; margin-left: 0; margin-top: 0; text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>1</SUP> VCP Award amounts
are calculated based on 2021 base salary paid.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>2</SUP> Represents the number
of Performance Shares granted to the NEOs on May 1, 2021 based on Fulton&rsquo;s closing price of $17.05. Performance Shares are
earned and vested based on the actual performance level achieved with respect to the following performance measures: (i) TSR component
and (ii) Profit Trigger component, in each case, for the 2021 Performance Period. With respect to the TSR component the actual
number of 2021 Performance Shares earned and vested will be interpolated on a straight-line basis.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>3</SUP> See footnote 4 to
the Summary Compensation Table on Page 37 for additional information regarding the grant date fair value of the Performance Shares.
The grant date fair value of each equity award is computed in accordance with FASB ASC Topic 718.</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">39</FONT></P>


<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom; background-color: #CFD2DD">
    <TD COLSPAN="8" STYLE="text-align: center; padding-top: 2pt; padding-bottom: 1pt"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa067"></A>OUTSTANDING
    EQUITY AWARDS AT FISCAL YEAR-END</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom;">
    <TD COLSPAN="8" STYLE="padding-bottom: 1pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
</TABLE>


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="5" STYLE="border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Option Awards</FONT></TD>
    <TD COLSPAN="2" STYLE="border: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Stock Awards</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #CFD2DD">
    <TD STYLE="text-align: left; padding-top: 2pt; padding-bottom: 2pt; width: 65%; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Name</FONT></TD>
    <TD NOWRAP STYLE="text-align: center; padding: 2pt 3pt; width: 5%; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Number of<BR>
    Securities<BR>
    Underlying<BR>
    Unexercised<BR>
    Options<BR>
    (#)<BR>
    Exercisable</FONT></TD>
    <TD NOWRAP STYLE="text-align: center; padding: 2pt 3pt; width: 5%; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Number of<BR>
    Securities<BR>
    Underlying<BR>
    Unexercised<BR>
    Options<BR>
    (#)<BR>
    Unexercisable</FONT></TD>
    <TD NOWRAP STYLE="text-align: center; padding: 2pt 3pt; width: 5%; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Equity<BR>
    Incentive<BR>
    Plan Awards:<BR>
    Number of<BR>
    Securities<BR>
    Underlying<BR>
    Unexercised<BR>
    Unearned<BR>
    Options<BR>
    (#)</FONT></TD>
    <TD NOWRAP STYLE="text-align: center; padding: 2pt 3pt; width: 5%; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Option<BR>
    Exercise<BR>
    Price<BR>
    ($)</FONT></TD>
    <TD NOWRAP STYLE="text-align: center; padding: 2pt 3pt; width: 5%; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Option<BR>
    Expiration<BR>
    Date</FONT></TD>
    <TD NOWRAP STYLE="text-align: center; padding: 2pt 3pt; width: 5%; border-left: Black 1px solid; border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Equity<BR>
    Incentive<BR>
    Plan<BR>
    Awards:<BR>
    Number&nbsp;of<BR>
    Unearned<BR>
    Shares,<BR>
    Units or<BR>
    Other<BR>
    Rights&nbsp;That<BR>
    Have Not<BR>
    Vested<BR>
    (#)</FONT></TD>
    <TD NOWRAP STYLE="text-align: center; padding: 2pt 3pt; width: 5%; border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Equity<BR>
    Incentive<BR>
    Plan Awards:<BR>
    Market or<BR>
    Payout Value<BR>
    of Unearned<BR>
    Shares, Units<BR>
    or Other<BR>
    Rights That<BR>
    Have Not<BR>
    Vested<BR>
    ($)<SUP>1</SUP></FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">E.
    Philip Wenger <SUP>2</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">70,583</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">1,199,910</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">E.
    Philip Wenger <SUP>3</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">131,956</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">2,243,247</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">E.
    Philip Wenger <SUP>4</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">104,182</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">1,771,087</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Curtis
    J. Myers</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">11,263</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">10.475</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">3/31/2022</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Curtis
    J. Myers</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">10,877</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">11.580</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">3/31/2023</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Curtis
    J. Myers <SUP>2</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">28,144</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">478,445</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Curtis
    J. Myers <SUP>3</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">56,733</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">964,467</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Curtis
    J. Myers <SUP>4</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">44,580</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">757,858</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Mark
    R. McCollom <SUP>2</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">23,452</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">398,685</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Mark
    R. McCollom <SUP>3</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">44,054</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">748,910</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Mark
    R. McCollom <SUP>4</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">34,616</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">588,473</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Angela
    M. Snyder <SUP>2</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">15,934</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">270,879</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Angela
    M. Snyder <SUP>3</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">30,166</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">512,826</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Angela
    M. Snyder <SUP>4</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">23,518</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">399,811</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Meg
    R. Mueller</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">11,400</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">10.475</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">03/31/2022</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Meg
    R. Mueller</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">11,554</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">11.580</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">03/31/2023</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Meg
    R. Mueller <SUP>2</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">15,934</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">270,879</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Meg
    R. Mueller <SUP>3</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">30,166</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">512,826</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1px solid; border-left: Black 1px solid; background-color: #CFD2DD; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">Meg
    R. Mueller <SUP>4</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 3pt; text-align: center; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding: 2pt 3pt; text-align: center"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">23,518</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding: 2pt 10pt 2pt 3pt; text-align: right; border-right: Black 1px solid"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">399,811</FONT></TD></TR>
</TABLE>
<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 5pt; margin-bottom: 5pt"><DIV STYLE="font-size: 1pt; border-top: Black 1px solid; width: 25%"></DIV></DIV><!-- Field: /Rule-Page -->


<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; margin-top: 0"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>1</SUP> Market value of
Performance Shares shown is based on the Fulton closing price of $17.00 on December 31, 2021. The number of Performance Shares
includes dividend equivalents through December 31, 2021. As of December 31, 2021, the relative TSR performance that determined
the number of Performance Shares allocated to the TSR component of the 2019 and 2020 awards was below the target performance levels
and amounts are shown at target. As of December 31, 2021, the 2021 award was at target performance and amounts are shown at maximum
relative TSR performance.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>2</SUP> Performance Shares
granted on May 1, 2019. If the performance criteria are achieved, then these Performance Shares will vest on May 1, 2022.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>3</SUP> Performance Shares
granted on May 1, 2020. If the performance criteria are achieved, then these Performance Shares will vest on May 1, 2023.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>4</SUP> Performance Shares
granted on May 1, 2021. If the performance criteria are achieved, then these Performance Shares will vest on May 1, 2024.</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%">
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; padding-left: 10pt; text-indent: -10pt; width: 33%"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="footer.jpg" ALT=""></FONT></TD>
    <TD STYLE="text-align: center; padding-left: 10pt; width: 34%; vertical-align: bottom"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">40</FONT></TD>
    <TD STYLE="width: 33%"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
</TABLE>
<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>
<P STYLE="text-align: right; margin-top: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="footer.jpg" ALT=""></FONT></P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom; background-color: #CFD2DD">
    <TD COLSPAN="5" STYLE="padding-top: 2pt; padding-bottom: 1pt; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa068"></A>OPTION
    EXERCISES AND STOCK VESTED</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom;">
    <TD COLSPAN="5" STYLE="padding-bottom: 1pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
</TABLE>



<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 85%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom; background-color: #CFD2DD">
    <TD STYLE="padding-left: 3pt; text-align: center; padding-top: 2pt; padding-bottom: 1pt; border: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: center; padding-top: 2pt; padding-bottom: 1px; border-bottom: Black 1px solid; border-top: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Option Awards</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-top: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Stock Awards</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #CFD2DD">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: center; vertical-align: bottom; padding-left: 3pt; width: 40%; padding-top: 2pt; padding-bottom: 12pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Name</FONT></TD>
    <TD STYLE="text-align: center; width: 15%; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Number of<BR>
    Shares<BR>
    Acquired<BR>
    on Exercise<BR>
    (#)</FONT></TD>
    <TD STYLE="text-align: center; width: 15%; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Value
Realized</FONT><BR>
<FONT STYLE="font: 10pt Times New Roman, Times, Serif">on Exercise</FONT><BR>
<FONT STYLE="font: 10pt Times New Roman, Times, Serif">($)</FONT></TD>
    <TD STYLE="text-align: center; width: 15%; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Number of<BR>
    Shares<BR>
    Acquired<BR>
    on Vesting<BR>
    (#)</FONT></TD>
    <TD STYLE="text-align: center; width: 15%; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Value Realized<BR>
    on Vesting <SUP>2</SUP><BR>
    ($)</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: #CFD2DD; padding-left: 3pt; padding-top: 2pt; padding-bottom: 1px; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">E.
    Philip Wenger</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 18pt; text-align: right; padding-top: 2pt; padding-bottom: 1pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="border-right: Black 1px solid; padding-right: 18pt; text-align: right; padding-top: 2pt; padding-bottom: 1pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 18pt; text-align: right; padding-top: 2pt; padding-bottom: 1pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">53,762</FONT></TD>
    <TD STYLE="border-right: Black 1px solid; padding-right: 18pt; text-align: right; padding-top: 2pt; padding-bottom: 1pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">916,644</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: #CFD2DD; padding-left: 3pt; padding-top: 2pt; padding-bottom: 1px; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Curtis
    J. Myers <SUP>1</SUP></FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 18pt; text-align: right; padding-top: 2pt; padding-bottom: 1pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">12,375</FONT></TD>
    <TD STYLE="border-right: Black 1px solid; padding-right: 18pt; text-align: right; padding-top: 2pt; padding-bottom: 1pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">68,186</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 18pt; text-align: right; padding-top: 2pt; padding-bottom: 1pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">21,973</FONT></TD>
    <TD STYLE="border-right: Black 1px solid; padding-right: 18pt; text-align: right; padding-top: 2pt; padding-bottom: 1pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">374,637</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: #CFD2DD; padding-left: 3pt; padding-top: 2pt; padding-bottom: 1px; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Mark
    R. McCollom</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 18pt; text-align: right; padding-top: 2pt; padding-bottom: 1pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="border-right: Black 1px solid; padding-right: 18pt; text-align: right; padding-top: 2pt; padding-bottom: 1pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 18pt; text-align: right; padding-top: 2pt; padding-bottom: 1pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">18,308</FONT></TD>
    <TD STYLE="border-right: Black 1px solid; padding-right: 18pt; text-align: right; padding-top: 2pt; padding-bottom: 1pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">312,156</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: #CFD2DD; padding-left: 3pt; padding-top: 2pt; padding-bottom: 1px; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Angela
    M. Snyder</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 18pt; text-align: right; padding-top: 2pt; padding-bottom: 1pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="border-right: Black 1px solid; padding-right: 18pt; text-align: right; padding-top: 2pt; padding-bottom: 1pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">0</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 18pt; text-align: right; padding-top: 2pt; padding-bottom: 1pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">12,438</FONT></TD>
    <TD STYLE="border-right: Black 1px solid; padding-right: 18pt; text-align: right; padding-top: 2pt; padding-bottom: 1pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">212,074</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="background-color: #CFD2DD; padding-left: 3pt; padding-top: 2pt; padding-bottom: 1px; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Meg
    R. Mueller</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 18pt; text-align: right; padding-top: 2pt; padding-bottom: 1pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">11,250</FONT></TD>
    <TD STYLE="border-right: Black 1px solid; padding-right: 18pt; text-align: right; padding-top: 2pt; padding-bottom: 1pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">76,514</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 18pt; text-align: right; padding-top: 2pt; padding-bottom: 1pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">12,438</FONT></TD>
    <TD STYLE="border-right: Black 1px solid; padding-right: 18pt; text-align: right; padding-top: 2pt; padding-bottom: 1pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">212,074</FONT></TD></TR>
</TABLE>
<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 5pt; margin-bottom: 5pt"><DIV STYLE="font-size: 1pt; border-top: Black 1px solid; width: 25%"></DIV></DIV><!-- Field: /Rule-Page -->
<P STYLE="margin-right: 0; margin-left: 0; margin-top: 0"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>1</SUP> Mr. Myers exercised
options granted in 2011 by paying cash for the full amount of the exercise price.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>2</SUP> Vesting shares valued
at $17.05 per share on the May 1, 2021 vesting date.</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom; background-color: #CFD2DD">
    <TD COLSPAN="6" STYLE="padding-bottom: 1pt; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa069"></A>NONQUALIFIED
    DEFERRED COMPENSATION</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom;">
    <TD COLSPAN="6" STYLE="padding-bottom: 1pt; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
</TABLE>
<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="background-color: rgb(207,210,221)">
    <TD STYLE="text-align: center; border: Black 1px solid; padding-top: 2pt; padding-bottom: 12pt; vertical-align: bottom; padding-left: 3pt">Name</TD><TD STYLE="border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid; vertical-align: bottom; padding-right: 3pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">NEO<BR> Contributions&nbsp;in<BR> Last FY<BR> ($)</FONT></TD><TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid; vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid; vertical-align: bottom; padding-right: 3pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Registrant<BR> Contributions&nbsp;in<BR> Last FY <SUP>1</SUP><BR> ($)</FONT></TD><TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid; vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid; vertical-align: bottom"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Aggregate<BR> Earnings in<BR> Last FY<BR> ($)</FONT></TD><TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid; vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid; vertical-align: bottom; padding-right: 3pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Aggregate<BR> Withdrawals/<BR> Distributions<BR> ($)</FONT></TD><TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid; vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; border-top: Black 1px solid; vertical-align: bottom"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Aggregate&nbsp;Balance<BR> at Last FYE <SUP>2</SUP><BR> ($)</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 55%; text-align: left; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt; background-color: rgb(207,210,221)">E. Philip Wenger</TD><TD STYLE="width: 1%; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="width: 3%; border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$</TD><TD STYLE="width: 2%; border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">143,752</TD><TD STYLE="width: 3%; text-align: left; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD><TD STYLE="width: 1%; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="width: 3%; border-bottom: Black 1px solid; text-align: left; padding-top: 2pt; padding-bottom: 2pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD><TD STYLE="width: 2%; border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">69,478</TD><TD STYLE="width: 3%; text-align: left; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD><TD STYLE="width: 1%; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="width: 3%; border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">&nbsp;&nbsp;&nbsp;$</TD><TD STYLE="width: 2%; border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">397,727</TD><TD STYLE="width: 3%; text-align: left; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;&nbsp;&nbsp;&nbsp;</TD><TD STYLE="width: 1%; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="width: 3%; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="width: 2%; border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt">0</TD><TD STYLE="width: 3%; text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="width: 1%; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="width: 3%; border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$</TD><TD STYLE="width: 2%; border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">3,832,446</TD><TD STYLE="width: 3%; text-align: left; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt; background-color: rgb(207,210,221)">Curtis J. Myers</TD><TD STYLE="border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">72,016</TD><TD STYLE="text-align: left; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">27,981</TD><TD STYLE="text-align: left; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">75,771</TD><TD STYLE="text-align: left; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt">0</TD><TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">877,823</TD><TD STYLE="text-align: left; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt; background-color: rgb(207,210,221)">Mark R. McCollom</TD><TD STYLE="border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">17,174</TD><TD STYLE="text-align: left; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">18,487</TD><TD STYLE="text-align: left; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">6,959</TD><TD STYLE="text-align: left; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt">0</TD><TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">90,005</TD><TD STYLE="text-align: left; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt; background-color: rgb(207,210,221)">Angela M. Snyder</TD><TD STYLE="border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">76,913</TD><TD STYLE="text-align: left; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">12,591</TD><TD STYLE="text-align: left; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">114,048</TD><TD STYLE="text-align: left; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt">0</TD><TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">983,516</TD><TD STYLE="text-align: left; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid; padding-left: 3pt; background-color: rgb(207,210,221)">Meg R. Mueller</TD><TD STYLE="border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD><TD STYLE="text-align: left; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD><TD STYLE="text-align: left; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">1</TD><TD STYLE="text-align: left; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; text-align: center; padding-top: 2pt; padding-bottom: 2pt">0</TD><TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD><TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">$</TD><TD STYLE="border-bottom: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt">2,714</TD><TD STYLE="text-align: left; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid">&nbsp;</TD></TR>
</TABLE>
<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 5pt; margin-bottom: 5pt"><DIV STYLE="font-size: 1pt; border-top: Black 1px solid; width: 25%"></DIV></DIV><!-- Field: /Rule-Page -->
<P STYLE="margin-right: 0; margin-left: 0; text-align: justify; margin-top: 6pt"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>1</SUP> Amounts listed as
Registrant Contributions to the DCP are also included as part of the NEOs&rsquo; &ldquo;Total All Other Compensation&rdquo; in
the Summary Compensation Table on Page 37.</FONT></P>

<P STYLE="margin-right: 0; margin-left: 0; text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>2</SUP> Balances include
the 2021 DCP contributions made by Fulton and credited to the NEOs&rsquo; accounts. The aggregate balances as of the 2021 fiscal
year end include the following amounts that were previously reported in the Summary Compensation Table for prior fiscal years
for Messrs. Wenger, Myers and McCollom, Ms. Snyder and Ms. Mueller of $774,036, $115,716, $18,258, $36,599 and $0, respectively.</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">41</FONT></P>
<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>


<DIV STYLE="background-color: rgb(207,210,221)">
<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><B><A NAME="fult3977451-def14aa070"></A>POTENTIAL PAYMENTS
UPON TERMINATION AND GOLDEN PARACHUTE<BR>
COMPENSATION TABLE</B></P>
</div>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Times New Roman, Times, Serif">
<TR>
    <TD STYLE="vertical-align: top; padding-bottom: 1pt; padding-left: 3pt; width: 27%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-bottom: 1pt; padding-left: 3pt; width: 12%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-bottom: 1pt; padding-left: 3pt; width: 13%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-bottom: 1pt; padding-left: 3pt; width: 14%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-bottom: 1pt; padding-left: 3pt; width: 11%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-bottom: 1pt; padding-left: 3pt; width: 13%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-bottom: 1pt; padding-left: 3pt; width: 10%">&nbsp;</TD></TR>
<TR>
    <TD COLSPAN="7" STYLE="vertical-align: top; border: Black 1px solid; padding-left: 3pt; text-align: center; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-size: 10pt"><B>Potential
    Payments as of December 31, 2021 <SUP>1</SUP></B></FONT></TD></TR>
<TR STYLE="text-align: left; vertical-align: top">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>NEO</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Voluntary</B><BR>
    <B>Termination <SUP>2</SUP></B><BR>
    <B>or Termination</B><BR>
    <B>for Cause <SUP>3</SUP></B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Termination</B><BR>
    <B>Without Cause</B><BR>
    <B>or for Good</B><BR>
    <B>Reason &ndash; Before</B><BR>
    <B>a Change in</B><BR>
    <B>Control <SUP>4 5</SUP></B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Termination</B><BR>
    <B>Without Cause or</B><BR>
    <B>for Good Reason</B><BR>
    <B>&ndash; Upon or After</B><BR>
    <B>a Change in</B><BR>
    <B>Control <SUP>6 7 8</SUP></B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Termination</B><BR>
    <B>Due to</B><BR>
    <B>Retirement <SUP>9</SUP></B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Termination
    </B><BR>
    <B>Due to</B><BR>
    <B>Disability <SUP>10 11</SUP></B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding: 2pt 3pt; background-color: rgb(207,210,221)"><B>Termination</B><BR>
    <B>Due to</B><BR>
    <B>Death <SUP>12 13</SUP></B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>E. Philip Wenger</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 10pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Cash
    ($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">1,048,822</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">5,579,734</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">1,153,704</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">2,097,644</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 10pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Equity
    ($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">4,779,822</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">4,779,822</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">4,779,822</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 10pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Pension/NQDC($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">278,987</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 10pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Perquisites
    and Benefits($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">12,000</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">74,000</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">18,000</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 10pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Tax
    Reimbursement($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">1,342,798</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>TOTAL
    ($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">1,060,822</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">10,712,543</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">5,951,526</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">8,220,264</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt">&nbsp;</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Curtis J. Myers</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 10pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Cash
    ($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">1,381,818</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">2,225,257</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">632,528</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">1,150,050</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 10pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Equity
    ($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">132,444</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">132,444</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">2,147,324</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">132,444</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">2,147,324</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">2,147,324</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 10pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Pension/NQDC($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">138,182</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 10pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Perquisites
    and Benefits($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">12,000</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">34,000</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">18,000</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 10pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Tax
    Reimbursement($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">736,200</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>TOTAL
    ($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">132,444</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">1,526,262</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">4,544,762</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">132,444</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">2,797,852</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">4,033,574</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Mark
    R. McCollom</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 10pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Cash
    ($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">962,447</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">1,556,144</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">491,168</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">893,032</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 10pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Equity
    ($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">1,591,725</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">1,591,725</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">1,591,725</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">1,591,725</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 10pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Pension/NQDC($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">96,245</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 10pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Perquisites
    and Benefits($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">12,000</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">34,000</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">18,000</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 10pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Tax
    Reimbursement($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">571,671</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>TOTAL
    ($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">974,447</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">3,278,114</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">1,591,725</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">2,100,893</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">3,056,428</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt">&nbsp;</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Angela M. Snyder</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 10pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Cash
    ($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">738,329</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">1,244,720</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">444,940</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">808,982</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 10pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Equity
    ($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">1,085,447</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">1,085,447</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">1,085,447</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 10pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Pension/NQDC($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">73,833</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 10pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Perquisites
    and Benefits($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">12,000</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">34,000</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">18,000</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 10pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Tax
    Reimbursement($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">517,866</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>TOTAL
    ($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">750,329</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">2,438,000</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">1,548,388</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">2,412,295</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 1px solid; padding-left: 3pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-right: 15pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-right: 15pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-right: 15pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-right: 15pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-right: 15pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Meg R. Mueller</B></TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 10pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Cash
    ($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">738,329</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">1,476,658</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">444,940</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">808,982</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 10pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Equity
    ($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">1,222,455</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">1,222,455</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">1,222,455</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 10pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Pension/NQDC($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">73,833</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 10pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Perquisites
    and Benefits($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">12,000</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">34,000</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">18,000</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 10pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>Tax
    Reimbursement($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">517,866</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; border-left: Black 1px solid; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221)"><B>TOTAL
    ($)</B></TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">750,329</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">2,806,946</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">0</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">1,685,395</TD>
    <TD STYLE="border-right: Black 1px solid; border-bottom: Black 1px solid; padding-right: 15pt; text-align: right; padding-top: 2pt; padding-bottom: 2pt">2,549,303</TD></TR>
</TABLE>


<P><FONT STYLE="font: 10pt Times New Roman, Times, Serif"></FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><SUP>1&nbsp;</SUP></FONT><FONT STYLE="font: 9pt Times New Roman, Times, Serif">All
amounts listed under Equity in this table are the value of the NEOs&rsquo;: (i) Performance Shares and (ii) and vested and &ldquo;in
the money&rdquo; stock options valued based on the closing price of Fulton&rsquo;s common stock of $17.00 on December 31, 2021.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>2&nbsp;</SUP><B>Voluntary Termination:
</B>In the event an NEO&rsquo;s employment is voluntarily terminated by the NEO other than for &ldquo;Good Reason,&rdquo; Fulton&rsquo;s
obligations are limited to the payment of the NEO&rsquo;s base salary, together with any applicable expense reimbursements and
all accrued and unpaid benefits and vested benefits in accordance with the applicable employee benefit plans. No other payments
are required and any unexercised stock options and Performance Shares are immediately forfeited by the NEO. The amount listed
under Equity is the value of the NEO&rsquo;s vested and &ldquo;in the money&rdquo; stock options.</FONT></P>

<P STYLE="margin-bottom: 0pt; text-align: center"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 20%; text-align: left; vertical-align: middle"><IMG SRC="footer.jpg" ALT=""></TD>
    <TD STYLE="width: 60%; text-align: center; vertical-align: bottom">42</TD>
    <TD STYLE="width: 20%">&nbsp;</TD></TR>
</TABLE>





<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>

<P STYLE="text-align: right"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><IMG SRC="footer.jpg" ALT=""></FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>3 </SUP><B>Termination for Cause: </B>If
an NEO&rsquo;s employment is terminated for &ldquo;Cause,&rdquo; Fulton is not obligated to make any further payments to the NEO,
other than accrued amounts (including salary, expense reimbursement, etc.). Unexercised stock options and Performance Shares are
forfeited by an NEO terminated for Cause. The value listed under Equity is the value of the NEO&rsquo;s vested and &ldquo;in the
money&rdquo; stock options.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>4 </SUP><B>Termination Without Cause
or for Good Reason &ndash; Before a Change in Control: </B>If an NEO terminates his or her employment for &ldquo;Good Reason&rdquo;
or the NEO&rsquo;s employment is terminated by Fulton &ldquo;Without Cause,&rdquo; the NEO is entitled to receive the NEO&rsquo;s
base salary for a period of one year and a cash bonus for the fiscal year in which the termination date occurs at the target payout
level, pro-rated to the date of termination, except that for Mr. Wenger, both the payment and the amount of the cash bonus shall
be at the discretion of the HR Committee and the Board. The NEO also would continue to participate in employee health and other
benefit plans for which the NEO is eligible during this one year period. If the NEO is not eligible to continue to participate
in any employee benefit plan, the NEO will be compensated on an annual basis in an amount equal to the cost Fulton would have
incurred had the NEO been eligible to participate in the plan plus any permitted gross-up for any applicable taxes. Unexercised
stock options are forfeited by an NEO terminated Without Cause or for Good Reason. &ldquo;Good Reason&rdquo; is defined as: (i)
a breach by Fulton of its material obligations without remedy; (ii) a significant change in the NEO&rsquo;s authority, duties,
compensation or benefits or (iii) a relocation of the NEO outside a specified distance from where the NEO previously was based.
&ldquo;Without Cause&rdquo; is defined as any reason other than for Cause.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>5</SUP> Cash amount listed for each
NEO includes a severance payment based on the NEO&rsquo;s 2021 base salary. The amounts listed under Cash assume no discretionary
bonus was paid to Mr. Wenger, but the payments to the other NEOs assume the payment of their VCP Awards for the prior year. Equity
amounts include the value of unexercised stock options. Perquisites/Benefits include a monthly estimate of $1,000 for the value
of health and other benefit expenses paid by Fulton for the one-year severance period for each NEO.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>6</SUP> <B>Termination Without Cause
or for Good Reason &ndash; Upon or After a Change in Control: </B>A &ldquo;Change in Control&rdquo; with respect to Mr. Wenger
is defined as: (i) the acquisition of the beneficial ownership of more than 50% of the total fair market value or voting power
of the stock of Fulton by any one person or group of persons acting in concert; (ii) a change in the composition of the Board
during any period of 12 consecutive months such that a majority of the Board is replaced by directors whose appointment or election
was not endorsed by a majority of the Board before such appointment or election or (iii) the acquisition by any person or group
of persons acting in concert during any 12 month period of 30% or more of the total voting power of the stock of Fulton, or of
40% or more of the total assets (on a gross fair market value basis) of Fulton.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 9pt Times New Roman, Times, Serif">With respect to the other NEOs, a Change
in Control is defined in the Employment Agreements as: (i) during any period of not more than 36 months, the individuals that
constituted Fulton&rsquo;s Board at the beginning of such period, with certain exceptions, cease to constitute at least a majority
of Fulton&rsquo;s Board; (ii) beneficial ownership of more than 30% of the outstanding voting power of the stock of Fulton is
acquired by any person, with certain exceptions; (iii) a merger or consolidation involving Fulton is consummated, unless at least
50% of the voting power of the resulting entity is represented by Fulton voting securities outstanding prior to such merger or
consolidation, no person beneficially has the power to vote 30% or more of the voting power of the resulting entity, and at least
a majority of the members of the board of directors of the resulting entity were members of Fulton&rsquo;s Board prior to the
execution of the agreement which effectuated such merger or consolidation; (iv) the sale of all or substantially all of the assets
of Fulton is consummated or (v) Fulton&rsquo;s shareholders approve a plan of liquidation or dissolution.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 9pt Times New Roman, Times, Serif">If, during the period beginning 90 days before
a Change in Control and ending two years after such Change in Control, an NEO is terminated by Fulton Without Cause or an NEO
resigns for Good Reason, Fulton is required to pay the NEO two times the sum of the NEO&rsquo;s: (i) annual base salary immediately
before the Change in Control and (ii) the highest annual cash bonus or other incentive compensation awarded to the NEO over the
prior three years. The NEO is also entitled to receive: (i) an amount equal to that portion of Fulton&rsquo;s retirement plan,
401(k) plan or deferred compensation plan contributions for the NEO which were not vested, plus the amount of any federal, state
or local income taxes due on such amount; (ii) an amount equal to two years of Fulton retirement plan contributions to each tax
qualified or nonqualified retirement plan in which the NEO was a participant immediately prior to the NEO&rsquo;s termination
or resignation; (iii) payment of up to $10,000 for outplacement services and (iv) continuation of other employee welfare benefits
for a period of two years. With respect to Mr. Wenger, if he would not be eligible to continue to participate in any employee
welfare benefit plan, he would be compensated on an annual basis, in advance, for such plan in an amount equal to the cost Fulton
would have incurred had he been eligible to participate in such plan plus any permitted gross-up for any taxes applicable thereto.
In addition, for a period of two years after the Change in Control, Mr. Wenger would be entitled to receive continuation of other
executive perquisites, such as club memberships and an employer-provided automobile. The other NEOs are not entitled to receive
continuation of other executive perquisites, but, the other NEOs have the ability to purchase, at book value, any employer-provided
automobile used by the NEO at the time of their termination.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 9pt Times New Roman, Times, Serif">Mr. Wenger&rsquo;s Employment Agreement provides
that, in the event any payment or distribution by Fulton to or for the benefit of Mr. Wenger is subject to excise tax, Mr. Wenger
is entitled to receive an additional payment equal to the total excise tax imposed. The agreements with the other NEOs do not
contain a &ldquo;gross-up provision.&rdquo; Instead, each of other NEOs total payments are reduced to the extent required to avoid
a federal excise tax imposed under Section 280G of the Tax Code.</FONT></P>

<P STYLE="margin-bottom: 0pt; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">43</FONT></P>


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<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 9pt Times New Roman, Times, Serif">With respect to Performance Shares, in the
event of a Change in Control, all incomplete performance periods with respect of such Performance Shares in effect on the date
the Change in Control occurs shall end on the date of such Change in Control, and the HR Committee shall: (i) determine the extent
to which performance goals with respect to each such performance period have been met based upon such audited or unaudited financial
information and (ii) cause such portion or all of the Performance Shares to vest with respect to performance goals for each such
performance period based upon the HR Committee&rsquo;s determination of the degree of attainment of performance goals or, if not
determinable, the values assume the applicable target levels of performance have been attained.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>7</SUP> Cash amounts listed are two
times 2021 base salary as of year-end and the highest VCP Awards paid for the last three years for each NEO. Except for Messrs.
Myers and McCollom, and Ms. Snyder, no cash payments have been reduced in the table to limit a payment pursuant to the terms of
the NEO&rsquo;s Employment Agreement, which represents the reduction required to avoid a federal excise tax imposition pursuant
to the regulations promulgated under Section 280G of the Tax Code.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 9pt Times New Roman, Times, Serif">Equity amount is the value of all &ldquo;in
the money&rdquo; stock options, unvested time-based stock unit awards and unvested Performance Shares that would vest as described
in the last paragraph of footnote 6 above as of December 31, 2021. Perquisites and benefits include: (i) $10,000 for outplacement
services; (ii) $1,000 per month during the severance period for the estimated value of health and other benefit expenses paid
by Fulton attributed to each NEO and (iii) with respect to Mr. Wenger, during his severance period, an additional $20,000 per
year for club memberships, vehicle and other expenses paid by Fulton.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>8</SUP> Amount listed under
Pension/NQDC represents the aggregate dollar value of Fulton&rsquo;s contributions to the 401(k) Plan, the DCP and other
retirement benefits.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>9 </SUP><B>Termination Due to
Retirement: </B>In the event an NEO terminates his employment due to retirement, Fulton is obligated to pay the NEO&rsquo;s
base salary through the effective date of the NEO&rsquo;s retirement, together with any applicable expense reimbursements and
all accrued and unpaid benefits and vested benefits in accordance with the applicable employee benefit plans. Performance
Shares awarded in 2019 and 2020 do not automatically vest upon retirement and continuous service is required, but, subject to
review and approval by the HR Committee, performance continues to be measured and the shares may vest based on the original
vesting schedule according to the performance level actually achieved. Performance shares awarded in 2021 provide that the
continuous service requirement is waived if an NEO is retirement eligible, performance continues to be measured and the
shares may vest based on the original vesting schedule according to the performance level actually achieved. Assuming that
all the NEOs achieved the earlier of (i) age 60 with at least 10 years of service to Fulton or any affiliate or (ii) age 62
with at least five years of service to Fulton or any affiliate and retired as of December 31, 2021, the NEOs have one or two
years from the date of retirement, but not beyond the original option expiration date, to exercise their stock
options.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>10</SUP><B> Termination Due to
Disability: </B>Following an NEO&rsquo;s &ldquo;Disability,&rdquo; defined in the Employment Agreements to have the meaning
set forth in Fulton&rsquo;s long-term disability policy applicable to the NEO, which generally is a medically determinable
physical or medical impairment that is expected to result in death or to last for at least 12 months, and that either renders
the NEO unable to engage in any substantial gainful activity or qualifies the NEO for benefits under a Fulton disability
plan, the employment of the NEO would terminate automatically, in which event Fulton is not thereafter obligated to make any
further payments under the Employment Agreement, other than amounts (including salary, expense reimbursement, etc.) accrued
as of the date of such termination, plus an amount equal to at least six months&rsquo; base salary as in effect immediately
prior to the date of the Disability. After this six month salary continuation period, for as long as the NEO continues to be
disabled, the NEO will continue to receive at least 60% of the NEO&rsquo;s base salary until the earlier of the NEO&rsquo;s
death or December 31 of the calendar year in which the NEO attains age 65. To the extent it does not duplicate benefits
already being provided, an NEO will also receive those benefits customarily provided by Fulton to disabled former employees,
including, but not limited to, life, medical, health, accident insurance and a survivor&rsquo;s income benefit.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>11 </SUP>Cash amount for all the NEOs
is six months at full salary, then 60% of salary for an assumed period of 12 months. Perquisites include a monthly estimate of
$1,000 for the value of health and other benefit expenses paid by Fulton for an assumed period of 18 months. Equity amount is
the value of all the &ldquo;in the money&rdquo; stock options and Performance Shares that would vest as described in the last
paragraph of footnote 6 above. In the event an NEO terminates employment due to disability, unvested options, Performance Shares
and time-based restricted stock units automatically vest. The NEOs have one year from the date of disability, but not beyond the
original option expiration date, to exercise stock options.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>12</SUP> <B>Termination Due to Death:
</B>In the event of a termination of employment as a result of an NEO&rsquo;s death, the NEO&rsquo;s dependents, beneficiaries
or estate, as the case may be, receive such survivor&rsquo;s income and other benefits as they may be entitled to under the terms
of Fulton&rsquo;s benefit programs, including the life insurance benefit of two times base salary amount plus a tax reimbursement
due as a result of the payment under the Death Benefits described on Page 35.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>13</SUP> In the event an NEO terminates
employment due to death, unvested options, Performance Shares would automatically vest, and Performance Shares vesting as described
in the last paragraph of footnote 6 above. The estate of the NEO has one year from the date of death to, but not beyond the original
option expiration date, exercise stock options.</FONT></P>
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    <TD STYLE="width: 33%">&nbsp;</TD></TR>
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<P STYLE="text-align: center; background-color: rgb(207,210,221)"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa071"></A>CEO PAY RATIO DISCLOSURE</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 9pt Times New Roman, Times, Serif">As required by Section 953(b) of the Dodd-Frank
Wall Street Reform and Consumer Protection Act (the &ldquo;Dodd-Frank Act&rdquo;), and Item 402(u) of Regulation S-K, Fulton is
providing the following information in connection with the ratio of the annual total compensation paid to our &ldquo;median employee&rdquo;
and the annual total compensation of our CEO for the year ended December 31, 2021.</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 60%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; text-align: center; border: Black 1px solid; padding: 2pt 5pt; background-color: rgb(207,210,221)"><B>Pay Ratio Summary</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border: Black 1px solid; padding: 2pt 5pt"><P STYLE="text-align: justify; margin-left: 15pt; text-indent: -13pt">&#9679;&nbsp;&nbsp;&nbsp;For 2021, the annual total compensation of our selected median employee was $60,288.</P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border: Black 1px solid; padding: 2pt 5pt"><P STYLE="text-align: justify; margin-left: 15pt; text-indent: -13pt">&#9679;&nbsp;&nbsp;&nbsp;The 2021 annual total compensation of our CEO, as reported in the Summary Compensation
        Table on Page 37, was $4,207,894.</P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border: Black 1px solid; padding: 2pt 5pt"><P STYLE="text-align: justify; margin-left: 15pt; text-indent: -13pt">&#9679;&nbsp;&nbsp;&nbsp;Based on this information, for 2021 we reasonably estimate that the ratio of the
        annual total compensation of our CEO to our median employee was 70 to 1.</P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border: Black 1px solid; padding: 2pt 5pt"><P STYLE="text-align: justify; margin-left: 15pt; text-indent: -13pt">&#9679;&nbsp;&nbsp;&nbsp;Our pay ratio estimate has been calculated in a manner consistent with Item 402(u)
        of Regulation S-K using the data and assumptions summarized below.</P></TD></TR>
</TABLE>
<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 9pt Times New Roman, Times, Serif">For 2021, the median employee that was used
for purposes of calculating the 2021 ratio of the annual total compensation of our CEO to the median of the annual total compensation
of all employees is the same median employee that was identified for purposes of our 2020 pay ratio disclosure, and the median
employee is still employed by Fulton. As of December 31, 2020, to identify the 2020 median employee from our employee population
at that time, we compared the total compensation in Box 5 on the 2020 W-2 tax statements for our employee population. We identified
our median employee using this consistently applied compensation measure that excluded our CEO as well as any temporary employees
and employees that departed our workforce during 2020. In making this determination, we annualized the compensation of our permanent
full-time employees who were hired in 2020 and did not work for Fulton for the entire fiscal year but were still employed as of
December 31, 2020. There were no changes in 2021 that would significantly affect the pay ratio by using the same median employee.</FONT></P>

<P STYLE="text-indent: 15pt; text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif">For the 2021
pay ratio, using the same median employee as 2020, we combined all of the elements of such employee&rsquo;s compensation for 2021
consistent with the requirements of Item 402(c)(2)(x) of Regulation S-K. With respect to the annual total compensation of our
CEO, the same process and amount reported in the &ldquo;Total&rdquo; column of our 2021 Summary Compensation Table included in
this Proxy Statement on Page 37 was used.</FONT></P>

<P STYLE="text-indent: 15pt; text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif">The SEC rules
for identifying the median employee and calculating the pay ratio based on that employee&rsquo;s annual total compensation allow
companies to adopt a variety of methodologies, to apply certain exclusions, and to make reasonable estimates and assumptions that
reflect their compensation practices. As such, the pay ratio reported by other companies may not be comparable to the pay ratio
reported above as other companies may have different employment and compensation practices and may utilize different methodologies,
exclusions, estimates and assumptions in calculating their own pay ratios.</FONT></P>

<P STYLE="margin-bottom: 0pt; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">45</FONT></P>


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<P STYLE="text-align: center; background-color: rgb(207,210,221)"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa072"></A>NON-BINDING SAY-ON-PAY PROPOSAL TO APPROVE
THE COMPENSATION<BR>
OF THE NAMED EXECUTIVE OFFICERS &ndash; PROPOSAL TWO</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Pursuant to the Dodd-Frank Act, Fulton is
providing its shareholders with the opportunity to vote on an advisory (non-binding) proposal at the Annual Meeting to approve
the compensation of Fulton&rsquo;s NEOs for 2021 as described in the Compensation Discussion and Analysis and the tabular disclosures
of the NEOs&rsquo; compensation in this Proxy Statement. This proposal, commonly known as a &ldquo;say-on-pay&rdquo; proposal,
gives shareholders the opportunity to endorse or not endorse Fulton&rsquo;s executive pay program. At Fulton&rsquo;s 2021 Annual
Meeting, Fulton presented a similar proposal to its shareholders, and approximately 97.17% of the shareholders who cast a vote
on this proposal voted in favor of, and approved, Fulton&rsquo;s say-on-pay proposal. The HR Committee considered the number of
votes cast in favor of Fulton&rsquo;s prior say-on-pay proposal to be a positive endorsement of Fulton&rsquo;s current pay programs
and practices. Fulton will continue to monitor the level of support for each say-on-pay proposal. Because the shareholder vote
is not binding, the outcome of this year&rsquo;s vote, or any future vote, may not be construed as overruling any decision by
Fulton&rsquo;s Board or the HR Committee regarding executive compensation. Fulton is providing shareholders with this opportunity
pursuant to Section 14A of the Securities Exchange Act.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">As further described in the Compensation
Discussion and Analysis section of this Proxy Statement, starting on Page 26, Fulton&rsquo;s executive compensation philosophy
and program are intended to achieve three objectives: (i) align the interests of the NEOs with shareholder interests; (ii) link
the NEOs&rsquo; pay to performance and (iii) attract, motivate and retain executive talent. Fulton&rsquo;s executive compensation
program currently includes a mix of base salary, incentive bonus, and equity-based plans. Fulton believes that its compensation
program, policies and procedures are reasonable and appropriate and compare favorably with the compensation programs, policies
and procedures of its peers.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The Board recommends that shareholders,
in a non-binding proposal, vote &ldquo;FOR&rdquo; the following proposal:</FONT></P>

<P STYLE="text-align: justify; margin-left: 15pt; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>&ldquo;RESOLVED, that the compensation
paid to Fulton&rsquo;s Named Executive Officers, as disclosed in this Proxy Statement pursuant to the disclosure rules of the
SEC, including the Compensation Discussion and Analysis and the Compensation Tables contained in this Proxy Statement, is hereby
APPROVED.&rdquo;</B></FONT></P>

<P><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa073"></A>Recommendation of the Board</B></FONT></P>

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    <TD STYLE="width: 3%; border-top: Black 1px solid; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="width: 93%; padding-top: 5pt; padding-bottom: 5pt; border-top: Black 1px solid; border-right: Black 1px solid; border-bottom: Black 1px solid; text-align: justify; padding-right: 5pt"><B>The
    Board of Directors recommends that the shareholders vote <U>FOR</U> the non-binding proposal     to approve the compensation
    of the Named Executive Officers.</B></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>


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    <TD STYLE="width: 33%">&nbsp;</TD></TR>
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<P STYLE="text-align: right"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B></B><IMG SRC="footer.jpg" ALT=""></FONT></P>

<P STYLE="text-align: center; background-color: rgb(207,210,221)"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa074"></A>APPROVAL OF THE 2022 AMENDED AND RESTATED
EQUITY AND<BR>
CASH INCENTIVE COMPENSATION PLAN &ndash; PROPOSAL THREE</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The 2022 Plan is an important compensation
tool designed to: (i) align the interests of key individuals with Fulton&rsquo;s shareholders by encouraging and creating ownership
of shares of Fulton common stock; (ii) enable Fulton to be competitive among its peers and attract and retain qualified individuals
who contribute to Fulton&rsquo;s success by their efforts, service, ability and ingenuity; (iii) provide long-term equity and
cash-based rewards and incentive opportunities to key individuals who are responsible for the success of Fulton and who are in
a position to make significant contributions toward its objectives and (iv) reward individual performance.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa075"></A>Background</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The 2022 Plan will replace the existing
2013 Plan, that expires on April 29, 2023. The 2022 Plan amends and restates the 2013 Plan. Any awards made by Fulton under the
2013 Plan after March 1, 2022 will reduce the shares to be awarded under the 2022 Plan. If the 2022 Plan is approved by shareholders
at the Annual Meeting, Fulton will not make any additional awards under the 2013 Plan. In the event that the 2022 Plan is not
approved by shareholders at the Annual Meeting, then the 2022 Plan shall terminate and Fulton will continue to make grants under
the 2013 Plan.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The 2022 Plan, among other things: (i) reduces
the shares available for new awards after May 17, 2022 from 9,575,000 to 5,806,000; (ii) provides that dividends (or dividend
equivalents) will (A) be withheld by Fulton, (B) will remain subject to vesting requirements to the same extent as the applicable
award and (C) will only be paid at the time the vesting requirements are satisfied; (iii) allows for the recycling of shares in
certain cases; (iv) clarifies that all awards shall have a minimum one year vesting and (v) expires on May 17, 2032.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">As of December 31, 2021, there were 2,302,330
shares of common stock outstanding underlying outstanding stock options, stock unit and restricted stock awards under the 2013
Plan. In addition, of such date, there were 9,634,000 shares available for future awards under the 2013 Plan. Upon approval of
the 2022 Plan, the shares available for awards will be reduced to 5,806,000.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">As of December 31, 2021, there were 160,490,000
shares of Fulton common stock outstanding.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Fulton&rsquo;s equity-based compensation
model, including the broad-based participation of Fulton&rsquo;s employees and directors, and the portion of equity compensation
paid to the NEOs, results in an annual usage of plan shares, known as the &ldquo;burn rate&rdquo; as indicated in the chart below.
Burn rate is the calculation for measuring the annual usage of shares.</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 5%; padding-left: 5pt; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221); border: Black 1px solid">&nbsp;</TD>
    <TD STYLE="width: 43%; padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-top: Black 1px solid">&nbsp;</TD>
    <TD STYLE="width: 13%; text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; background-color: rgb(207,210,221); border: Black 1px solid"><B>2019</B></TD>
    <TD STYLE="width: 13%; text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-top: Black 1px solid"><B>2020</B></TD>
    <TD STYLE="width: 13%; text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; background-color: rgb(207,210,221); border: Black 1px solid"><B>2021</B></TD>
    <TD STYLE="width: 13%; text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-top: Black 1px solid; border-right: Black 1px solid"><B>Average</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">(a)</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; border-bottom: Black 1px solid">Time-vested restricted stock units granted <SUP>(1)</SUP></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">169,459</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid">374,255</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">275,011</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid; border-right: Black 1px solid">272,908</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">(b)</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; border-bottom: Black 1px solid">Director restricted stock units granted <SUP>(2)</SUP></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">51,164</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid">77,916</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">50,040</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid; border-right: Black 1px solid">59,707</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">(c)</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; border-bottom: Black 1px solid">Performance-based stock units granted</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">314,244</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid">508,940</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">324,693</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid; border-right: Black 1px solid">382,626</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">(d)</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; border-bottom: Black 1px solid">Performance-based stock units vested <SUP>(3)</SUP></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">234,940</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid">245,467</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">255,353</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid; border-right: Black 1px solid">245,253</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">(e)</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; border-bottom: Black 1px solid">Shares underlying options granted <SUP>(1)</SUP></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">0</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">(f)</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; border-bottom: Black 1px solid">Weighted-average basic shares outstanding</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">166,901,579</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid">162,372,183</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">162,232,864</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid; border-right: Black 1px solid">163,835,542</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">(g)</TD>
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; border-bottom: Black 1px solid">Burn rate (a)+(b)+(d)+(e)/(f) <SUP>(4)</SUP></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">0.27%</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid">0.43%</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">0.36%</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-bottom: Black 1px solid; border-right: Black 1px solid">0.35%</TD></TR>
</TABLE>
<P STYLE="text-align: justify; font-size: 6pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><SUP></SUP></FONT></P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin: 0"><DIV STYLE="font-size: 1pt; border-top: Black 1px solid; width: 30%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="text-align: justify; margin-top: 6pt"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>1 </SUP>Reflects the gross number of
shares and shares underling awards made to employees during the respective year.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>2 </SUP>Reflects the gross number of
shares and shares underlying awards made to non-employees directors during the respective year from the 2019 Director Equity Plan.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>3 </SUP>Reflects the number of shares
vested upon actual performance achieved and dividend equivalents that accrued and vested with the performance-based awards.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>4 </SUP>Not adjusted for forfeitures,
withholding and expirations, which would reduce the burn rate if taken into account.</FONT></P>

<P STYLE="margin-bottom: 0pt; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">47</FONT></P>


<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">As commonly calculated, the total potential
dilution or &ldquo;overhang&rdquo; resulting from the adoption of the 2022 Plan would be 5.13%. The overhang is calculated as
follows as of March 1, 2022 assuming the 2022 Plan is approved:</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 5%; border: Black 1px solid; padding-left: 5pt; padding-top: 2pt; padding-bottom: 2pt">(a)</TD>
    <TD STYLE="padding-left: 3pt; width: 82%; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid">Remaining Shares available under 2013 Plan <SUP>(1)</SUP></TD>
    <TD STYLE="width: 13%; border: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt">9,575,000</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1px solid; padding-left: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid">(b)</TD>
    <TD STYLE="padding-left: 3pt; border-bottom: Black 1pt solid; padding-top: 2pt; padding-bottom: 2pt">Shares available under the 2022 Plan if approved</TD>
    <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-right: Black 1px solid">5,806,000</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1px solid; padding-left: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid">(c)</TD>
    <TD STYLE="padding-left: 3pt; border-bottom: Black 1pt solid; padding-top: 2pt; padding-bottom: 2pt">Shares available under the 2019 Director Equity Plan</TD>
    <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-right: Black 1px solid">108,000</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1px solid; padding-left: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid">(d)</TD>
    <TD STYLE="padding-left: 3pt; border-bottom: Black 1pt solid; padding-top: 2pt; padding-bottom: 2pt">Shares underlying outstanding awards under 2019 Director Equity Plan <SUP>(2)</SUP></TD>
    <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-right: Black 1px solid">160,316</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1px solid; padding-left: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid">(e)</TD>
    <TD STYLE="padding-left: 3pt; border-bottom: Black 1pt solid; padding-top: 2pt; padding-bottom: 2pt">Shares underlying outstanding time-vested restricted stock unit awards</TD>
    <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-right: Black 1px solid">783,283</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1px solid; padding-left: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid">(f)</TD>
    <TD STYLE="padding-left: 3pt; border-bottom: Black 1pt solid; padding-top: 2pt; padding-bottom: 2pt">Shares underlying outstanding performance stock units (based on target performance)</TD>
    <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-right: Black 1px solid">1,170,647</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1px solid; padding-left: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid">(g)</TD>
    <TD STYLE="padding-left: 3pt; border-bottom: Black 1pt solid; padding-top: 2pt; padding-bottom: 2pt">Shares underlying outstanding stock option awards under 2013 Plan <SUP>(3)</SUP></TD>
    <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-right: Black 1px solid">208,677</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1px solid; padding-left: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid">(h)</TD>
    <TD STYLE="padding-left: 3pt; border-bottom: Black 1pt solid; padding-top: 2pt; padding-bottom: 2pt">Total shares authorized for or outstanding under employee awards (b+c+d+e+f+g)
    <SUP>(4)</SUP></TD>
    <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-right: Black 1px solid">8,236,923</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1px solid; padding-left: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-right: Black 1px solid">(i)</TD>
    <TD STYLE="padding-left: 3pt; border-bottom: Black 1pt solid; padding-top: 2pt; padding-bottom: 2pt">Total shares outstanding</TD>
    <TD STYLE="border-bottom: Black 1pt solid; border-left: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-right: Black 1px solid">160,590,000</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; padding-bottom: 2.25pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">(j)</TD>
    <TD STYLE="padding-left: 3pt; padding-top: 2pt; padding-bottom: 2.25pt; border-bottom: Black 1px solid">Overhang (h/i)</TD>
    <TD STYLE="border-bottom: Black 1px solid; border-left: Black 1px solid; text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-right: Black 1px solid">5.13%</TD></TR>
</TABLE>
<P STYLE="text-align: justify; font-size: 6pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><SUP></SUP></FONT></P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin: 0"><DIV STYLE="font-size: 1pt; border-top: Black 1px solid; width: 30%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="text-align: justify; margin-top: 6pt"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>1 </SUP>The 2013 Plan will be replaced
by the 2022 Plan and no new awards will be made under the 2013 Plan upon shareholder approval of the 2022 Plan. Shares listed
represent the shares available for new awards in the 2013 Plan as of March 1, 2021.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>2 </SUP>The outstanding shares are director
stock units and time-based awards.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>3 </SUP>The weighted average stock option
exercise price is approximately $11.66 and the weighted average remaining contractual term is approximately 1.24 years.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>4 </SUP>The remaining shares available
under 2013 Plan are not included.</FONT></P>

<P><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa076"></A>Key Terms of the 2022 Plan</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The 2022 Plan is attached to this Proxy
Statement as <U>Exhibit A</U>. A summary of the 2022 Plan is set forth below. Do not rely solely on this summary for information
about the 2022 Plan.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa077"></A>Participants</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The 2022 Plan is available for future equity-based
and cash-based awards to the approximate 3,200 officers and other employees of Fulton and its affiliates and to eligible consultants.
The Board anticipates that 2022 Plan awards will be made to approximately 500 officers and other employees, although awards may
be made to additional participants at the discretion of the HR Committee once the 2022 Plan is approved. No awards have been made
under the 2022 Plan, and no awards have been granted that are contingent on Fulton shareholder approval of the 2022 Plan. Future
awards under the 2022 Plan would be made at the discretion of the HR Committee. Therefore, the awards or number of shares of common
stock subject to awards that may be granted in the future to employees, including executive officers, and other eligible participants
under the 2022 Plan are not determinable at this time. The table below on Page 53, however, sets forth the value of benefits that
would have been received or allocated to each of the following persons or groups, in each case, under the 2022 Plan with respect
to the 2021 fiscal year if the 2022 Plan had been in effect and the 2013 Plan had not been in effect, in each case, based on awards
made under the 2013 Plan.</FONT></P>

<P><A NAME="fult3977451-def14aa078"></A><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Administration</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The 2022 Plan is administered by the HR
Committee. The HR Committee will determine 2022 Plan participants, vesting schedules and the expiration date of awards.</FONT></P>

<P STYLE="text-align: justify"><A NAME="fult3977451-def14aa079"></A><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Shares Available for Grant</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Subject to adjustment as described below,
and excluding any awards granted prior to May 17, 2022 (the &ldquo;<B>Effective Date</B>&rdquo;), the total number of shares available
that may be granted under the 2022 Plan shall not exceed 5,806,000. During the term of the 2022 Plan, Fulton will keep reserved
at all times the number of shares of common stock required to satisfy all such awards.</FONT></P>

<P STYLE="text-align: justify"><A NAME="fult3977451-def14aa080"></A><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Types of Awards Available under the 2022
Plan</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Under the 2022 Plan, the HR Committee can
make equity-based performance or time-based restricted stock and restricted stock unit awards, stock options, stock appreciation
rights (&ldquo;<B>SARs</B>&rdquo;), and cash-based incentive compensation awards. The HR Committee can make different awards to
the same participant during any calendar year.</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%; font-size: 10pt">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 33%; text-align: left; vertical-align: middle"><IMG SRC="footer.jpg" ALT=""></TD>
    <TD STYLE="width: 34%; text-align: center; vertical-align: bottom">48</TD>
    <TD STYLE="width: 33%">&nbsp;</TD></TR>
</TABLE>

<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>

<P STYLE="text-align: right; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U><IMG SRC="footer.jpg" ALT=""></U></I></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>Restricted Stock Awards</U></I></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The 2022 Plan authorizes the HR Committee
to grant restricted stock to participants. Restricted stock awards are subject to forfeiture. Forfeiture restrictions can be time-based
and/or performance based. Restriction periods are not less than one year.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">During the restriction period, the participant
is the owner of the underlying shares of common stock and is entitled to vote the shares. The HR Committee has the discretion
to award dividends associated with the restricted stock, but the dividends are credited to the participant&rsquo;s account and
paid only upon the release of the restrictions. Upon the lapse of any forfeiture restrictions, the issued shares of Fulton&rsquo;s
common stock are then owned by the participant.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">A participant may forego delivery of an
applicable number of shares upon the vesting of a restricted stock award to pay any withholding tax due.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>Restricted Stock Units</U></I></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The HR Committee has authority to grant
restricted stock units to participants with such terms and conditions as the HR Committee deems appropriate. A restricted stock
unit is the right to receive a share of common stock at some point in the future and common stock is not issued and outstanding
at the time of award. Restricted stock units are subject to forfeiture. A restriction period must be a minimum of one year and
can: (i) be an established number of years; (ii) last until the end of continuous service of the participant; (iii) be based on
the performance criteria described below or (iv) be based on a combination of time and performance criteria.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">During the restriction period, the participant
is not the owner of the shares of common stock, but may be entitled to receive &ldquo;dividend equivalents.&rdquo; Dividend equivalents
are credited to the participant&rsquo;s account and paid only upon the release of the restrictions on such restricted stock unit
award.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Upon the lapse of any forfeiture restrictions,
the participant will be issued shares of Fulton&rsquo;s common stock.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">A participant may forego delivery of an
applicable number of shares upon the lapse of forfeiture restrictions on a restricted stock units award to pay any withholding
tax due.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>Performance Share Awards</U></I></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The HR Committee may grant performance based
stock and stock unit awards (&ldquo;PSU&rdquo;). A performance period cannot be less than one fiscal quarter, and is generally
expected to range from one to three years. PSUs are granted subject to a risk of forfeiture that lapses as the participant vests
in the stock or units granted. Subject to the minimum vesting limitations set forth in the 2022 Plan, the participant vests in
the common stock or units underlying such performance-based stock award, in whole or in part, if certain goals established by
the HR Committee are achieved over a designated period of time, but in no event more than 10 years after the grant date. If the
performance goals are not satisfied within the designated period of time, the performance-based stock award will automatically
be forfeited.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>Dividend Equivalents on Equity Awards</U></I></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">If authorized by the HR Committee, upon
the granting of a time-based restricted stock award and the vesting of a performance-based restricted stock award, the participant
has the rights of a stockholder with respect to the voting of the common stock underlying such award, subject to the conditions
contained in the award agreement. The award agreement may require or permit the waiver, deferral or investment of dividends or
dividend equivalents paid on the shares of common stock underlying a restricted stock award or performance-based stock award.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">As a practice, dividends are not paid on
unvested performance-based stock awards or unvested time-based restricted stock awards. Instead, dividends will be accrued and
paid when the performance-based stock award or unvested time-based restricted stock awards vests.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>Stock Options</U></I></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Under the 2022 Plan, the HR Committee may
from time to time grant stock options, either as incentive stock options (&ldquo;<B>ISOs</B>&rdquo;), as defined in section 422
of the Tax Code, or as non-statutory stock options, to acquire shares of Fulton&rsquo;s common stock to eligible participants.
ISOs are subject to certain limitations not applicable to non-ISOs. The exercise price of all stock options will be determined
by the HR Committee but may not be less than 100% of the fair market value of Fulton&rsquo;s common stock on the date of grant.
The exercise price for any ISO granted to any</FONT></P>

<P STYLE="margin-bottom: 0pt; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">49</FONT></P>


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<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">eligible employee owning more than 10% of
the total combined voting power of all classes of Fulton&rsquo;s stock may not be less than 110% of the fair market value of Fulton&rsquo;s
common stock on the date of grant and the term of such ISO may not exceed five years from the date of grant.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The exercise price may be adjusted in the
event of changes in the capitalization of Fulton. The aggregate fair market value (determined at the date of grant) of common
stock subject to all ISOs held by an employee that vest in any single calendar year cannot exceed $100,000.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>SARs</U></I></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The 2022 Plan permits the HR Committee to
grant SARs. The exercise price of all SARs will be determined by the HR Committee, but the price may not be less than the fair
market value of Fulton&rsquo;s common stock on the date of grant. Upon exercise of a SAR, the participant shall receive an amount
equal to the amount by which the fair market value of a share on the date of surrender exceeds the exercise price of such SAR.
Fulton pays this amount in the form of common stock, cash, or any combination thereof as determined by the HR Committee. Subject
to the minimum vesting limitations set forth in the 2022 Plan, all SARs will be exercisable and will vest at such times and under
such conditions as determined by the HR Committee and set forth in the relevant SAR agreement. Upon the occurrence of a vesting
event as described below under Treatment of Awards Upon a Change in Control, all SARs that are outstanding on such date will become
exercisable whether they are vested or not.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>Cash-Based Awards</U></I></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The 2022 Plan permits the HR Committee to
make cash-based performance compensation awards. The Committee shall have full discretion to select: (i) the length of such performance
period; (ii) the type of performance compensation awards to be issued; (iii) the performance criteria that will be used to establish
the performance goals and (iv) the kind and level of the performance goals that apply to the performance formula.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Unless otherwise provided in the applicable
award agreement, a participant must be employed by Fulton on the last day of a performance period to be eligible for payment in
respect of a cash-based performance compensation award. A cash-based performance compensation award will only be eligible for
payment to the extent that the selected performance goals are achieved during the performance period. The HR Committee may use
its discretion to reduce or eliminate the amount of the performance compensation award earned under the performance formula. The
HR Committee does not have the discretion to allow payment with respect to a cash-based performance compensation award if the
performance goals for such performance period have not been attained.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa081"></A>Vesting &ndash; General</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>Time-Based Awards</U></I></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Subject to acceleration, stock options,
SARs, restricted stock and restricted stock unit awards will vest and become exercisable, or have lapse of forfeiture restrictions,
on the third anniversary of the date of grant.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa082"></A>Clawback of Awards</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Any awards made under the 2022 Plan are
subject to clawback by Fulton as required by law, regulation or stock exchange listing requirement or any Fulton policy.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa083"></A>Acceleration of Vesting in Certain Events</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Certain events accelerate the vesting schedule
for outstanding awards under the 2022 Plan or provide a longer period for the participant to exercise vested stock options. Such
events include:</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>A Change in Control of Fulton</U></I></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Upon a termination of a participant&rsquo;s
service within 12 months following a change in control, all stock options vest and are eligible for exercise by the participant,
and the forfeiture restrictions lapse on all time-based restricted stock and restricted stock units awards. A change in control
generally means: (i) a consolidation or merger</FONT></P>

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    <TD STYLE="width: 33%">&nbsp;</TD></TR>
</TABLE>

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<P STYLE="text-align: right"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><IMG SRC="footer.jpg" ALT=""></FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">of Fulton into another company; (ii) a sale
of all the assets of Fulton; (iii) one person, group or entity acquiring at least 50% of the voting securities of Fulton or (iv)
a majority of Board changing within one year (without the approval of the then-existing directors).</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>The Death or Disability of a Participant</U></I></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">In the case of death or disability of a
participant, all stock options of a participant become immediately exercisable and, if the stock options do not otherwise expire
by reaching the end of their term, a participant who dies or becomes disabled has one year after the participant&rsquo;s end of
continuous service to exercise his or her stock options. In addition, all forfeiture restrictions lapse on all outstanding restricted
stock and restricted stock unit awards upon death or disability of a participant.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>The Retirement of a Participant</U></I></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The 2022 Plan defines &ldquo;retirement&rdquo;
as retirement from service to Fulton, or an affiliate of Fulton, after attaining age 60 with at least ten years of continuous
service or attaining age 62 with at least five years of continuous service. In the case of retirement, all stock options become
immediately exercisable, and the participant has the shorter of: (i) one year or (ii) the end of the stock option term to exercise
such stock options. The forfeiture restrictions on time-based restricted stock units awards lapse upon retirement, however, if
such retirement would constitute a &ldquo;separation from service&rdquo; under the Tax Code then the awards are not paid until
six months after retirement.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>Separation from Service Resulting
from Layoff or Position Elimination</U></I></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">In the event a participant loses his or
her position resulting from a layoff or position elimination, the exercise period for all outstanding, vested stock option awards
will be extended for 90 days. All time-based equity awards that are unvested or that remain subject to risk of forfeiture will
terminate and expire.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>Performance-Based Awards</U></I></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The 2022 Plan contains special rules for
the impact of a change in control, or the death, disability or retirement of the participant with respect to performance-based
awards.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">In the event of a change in control, all
incomplete performance periods in respect of such award in effect on the date the change in control occurs shall end on the date
of such change and the HR Committee will: (i) determine the extent to which performance goals with respect to each such performance
period have been met based upon such audited or unaudited financial information then available as it deems relevant and (ii) cause
to be paid to the applicable participants partial or full awards with respect to performance goals for each such performance period
based upon the HR Committee&rsquo;s determination of the degree of attainment of performance goals or, if not determinable, assuming
that the applicable &ldquo;target&rdquo; levels of performance have been attained. In addition, the 2022 Plan provides the HR
Committee with the discretion to cancel existing awards and to pay to the participants the value of such cancelled awards in cash
or stock.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The HR Committee will determine the impact
of the death or disability of the participant on stock- or cash-based performance awards.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Upon retirement, for each performance compensation
award (cash-based) and performance share award (stock-based), the HR Committee has the ability to: (i) determine the extent to
which performance goals with respect to such performance period have been met during or with respect to the period of the participant&rsquo;s
active employment, and (ii) cause to be paid to the applicable participant partial or full awards for such future performance
period based upon the HR Committee&rsquo;s determination of the degree of attainment of performance goals. Alternatively, the
HR Committee may waive the continuous service requirement upon termination for retirement and allow a performance award to vest,
or lapse, in accordance with its original terms.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa084"></A>Adjustments</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">In the event of a merger, consolidation,
recapitalization, stock dividend or stock split, the HR Committee will make an appropriate proportional adjustment in connection
with: (i) the number of shares available for award under the 2022 Plan; (ii) the maximum number of shares that can be awarded
to one participant in a calendar year; (iii) the number of shares and exercise price of stock options and SAR and (iv) the number
of shares underlying restricted stock and restricted stock units awards. Fulton will recycle awards as a result of award forfeitures
or vested awards used for the payment of taxes on performance based and time-based restricted stock unit and restricted stock
awards, but Fulton does not recycle shares with respect to options or SARs.</FONT></P>

<P STYLE="margin-bottom: 0pt; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">51</FONT></P>


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<P STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><A NAME="fult3977451-def14aa085"></A>Amendments
to the 2022 Plan</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The Board may at any time amend, alter,
suspend or discontinue the 2022 Plan in its discretion, but no amendment, alteration, suspension or discontinuation may be made
which would impair the rights of any participant under any grants theretofore made without his or her consent. In addition, to
the extent necessary and desirable to comply with Section 422 of the Tax Code (or any other applicable law or regulation, including
the requirements of any stock exchange or national market system upon which Fulton&rsquo;s common stock is then listed), Fulton
will obtain stockholder approval of any amendment to the 2022 Plan: (i) that increases the maximum number of shares to be granted
under the 2022 Plan; (ii) changes the class of participants; (iii) effects a repricing transaction; (iv) materially increases
the benefits under the 2022 Plan to a participant or (v) otherwise requires the approval of shareholders under applicable laws
or listing standards for the shares.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa086"></A>Federal Income Tax Consequences</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The following is a brief description of
the U.S. federal income tax consequences generally arising with respect to the grant of stock options, SARs and restricted stock
awards. This summary is not intended to (and does not) constitute tax advice to participants in the 2022 Plan and is not intended
to be exhaustive and, among other things, does not describe state, local or foreign tax consequences. Participants are advised
to consult with their own independent tax advisors with respect to the specific tax consequences that, in light of their particular
circumstances, might arise in connection with their receipt of awards under the 2022 Plan, including any state, local or foreign
tax consequences and the effect, if any, of gift, estate and inheritance taxes.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><U>Stock Options and SARs</U></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The grant of a stock option or SAR will
generally create no tax consequences for the participant or Fulton at the grant date. A participant will generally not recognize
taxable income upon exercising an ISO except that the alternative minimum tax may apply (depending on the participant&rsquo;s
individual circumstances). Upon exercising a stock option (other than an ISO) or SAR, the participant will recognize ordinary
income equal to the excess of the fair market value of the freely transferable and nonforfeitable common stock (and cash or other
property) acquired on the date of exercise over the exercise price.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><U>Performance-Based Restricted Stock and
Time-Based Restricted Stock Awards</U></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Generally, the recipient of an award of
performance stock or restricted stock will not recognize ordinary income at grant. Instead, the participant generally will recognize
ordinary income when the performance-based restricted stock or units or time-based restricted stock or units vest equal to the
fair market value of the common stock on the vesting date. Fulton will generally receive a tax deduction equal to the amount of
ordinary income recognized by the recipient.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I><U>Section 409A</U></I></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Section 409A of the Tax Code governs the
taxation of deferred compensation. Awards received under the 2022 Plan are intended to be exempt from the requirements of Section
409A where possible. However, there can be no assurance that awards designed to be exempt from Section 409A will in fact be exempt.
An award that is subject to Section 409A and fails to satisfy its requirements will subject the holder of the award to immediate
taxation, an interest penalty and an additional 20% tax on the amount underlying the award.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa087"></A>Share Recycling</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Shares of common stock underlying awards
will be available for reissuance under the 2022 Plan in the event that an award expires or is canceled or otherwise terminated.
In addition, to the extent that shares issued under the 2022 Plan are withheld by Fulton for taxes on performance shares and time-based
stock awards, such shares will again be available for reissuance under the 2022 Plan. Shares that are withheld or tendered to
Fulton to pay taxes or to pay the exercise price of options will not become available for reissuance under the 2022 Plan, and
shares subject to a SAR that are not issued in connection with the stock settlement of that SAR will not become available for
reissuance under the 2022 Plan.</FONT></P>

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    <TD STYLE="width: 34%; text-align: center; vertical-align: bottom">52</TD>
    <TD STYLE="width: 33%">&nbsp;</TD></TR>
</TABLE>

<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>

<P STYLE="text-align: right"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B></B><IMG SRC="footer.jpg" ALT=""></FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa088"></A>Adjustments and Extraordinary Events</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The 2022 Plan provides that if there is
any increase or decrease in the number of issued and outstanding shares of common stock resulting from a stock split, reverse
stock split, stock dividend, recapitalization, combination or reclassification of Fulton&rsquo;s common stock, any extraordinary
cash dividend, or any other increase or decrease in the number of issued and outstanding shares of common stock, effected without
the receipt of consideration by the Fulton, then the number of shares that pertain to each outstanding award and the exercise
price of each option and SAR will be proportionately adjusted.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa089"></A>Transferability</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Generally, awards may not be sold, pledged,
assigned, hypothecated, transferred or disposed of in any manner other than by will, by the laws of descent and distribution or
pursuant to a domestic relations order entered into by a court of competent jurisdiction and may be exercised, during the lifetime
of the participant, only by the participant.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa090"></A>Term of the 2022 Plan</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Unless previously terminated by the Board,
the 2022 Plan shall terminate on, and no award shall be granted after May 17, 2032.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa091"></A>2021 Equity Awards</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The following table provides a summary of
the 2021 equity awards granted under the 2013 Plan:</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR>
    <TD COLSPAN="3" STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221); border: Black 1px solid"><B>Awards Granted in 2021 Under the 2013 Plan</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 5pt; width: 72%; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Name and Position</B></TD>
    <TD STYLE="text-align: right; padding-right: 5pt; width: 14%; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid"><B>Dollar Value<BR>
($)<SUP>(1)</SUP></B></TD>
    <TD STYLE="text-align: right; padding-right: 5pt; width: 14%; padding-top: 2pt; padding-bottom: 2pt; background-color: rgb(207,210,221); border-bottom: Black 1px solid; border-right: Black 1px solid"><B>Number of<BR>
Shares/Units<SUP>(2)</SUP></B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>E. Philip Wenger</B>, Chairman and Chief Executive Officer of Fulton</TD>
    <TD STYLE="text-align: right; padding-right: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">$ 1,305,528</TD>
    <TD STYLE="text-align: right; padding-right: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-right: Black 1px solid">76,893</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Curtis J. Myers</B>, President and Chief Operating Officer of Fulton</TD>
    <TD STYLE="text-align: right; padding-right: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">$&nbsp;&nbsp;&nbsp;&nbsp;558,644</TD>
    <TD STYLE="text-align: right; padding-right: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-right: Black 1px solid">32,903</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Mark R. McCollom</B>, SEVP and Chief Financial Officer of Fulton</TD>
    <TD STYLE="text-align: right; padding-right: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">$&nbsp;&nbsp;&nbsp;&nbsp;433,784</TD>
    <TD STYLE="text-align: right; padding-right: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-right: Black 1px solid">25,549</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Angela M. Snyder</B>, SEVP and Head of Consumer Banking</TD>
    <TD STYLE="text-align: right; padding-right: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">$&nbsp;&nbsp;&nbsp;&nbsp;294,713</TD>
    <TD STYLE="text-align: right; padding-right: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-right: Black 1px solid">17,358</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Meg R. Mueller</B>, SEVP and Head of Commercial Business</TD>
    <TD STYLE="text-align: right; padding-right: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">$&nbsp;&nbsp;&nbsp;&nbsp;294,713</TD>
    <TD STYLE="text-align: right; padding-right: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-right: Black 1px solid">17,358</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Executive officers as a group (includes NEOs)</B></TD>
    <TD STYLE="text-align: right; padding-right: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">$ 4,812,603</TD>
    <TD STYLE="text-align: right; padding-right: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-right: Black 1px solid">232,200</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Non-employee directors as a group</B></TD>
    <TD STYLE="text-align: right; padding-right: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</TD>
    <TD STYLE="text-align: right; padding-right: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-right: Black 1px solid">0</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid"><B>Employees other than executive officers as a group</B></TD>
    <TD STYLE="text-align: right; padding-right: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; border-right: Black 1px solid">$ 6,199,216</TD>
    <TD STYLE="text-align: right; padding-right: 5pt; padding-top: 2pt; padding-bottom: 2pt; border-bottom: Black 1px solid; border-right: Black 1px solid">367,504</TD></TR>
</TABLE>
<P></P>

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<P STYLE="margin-top: 6pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><SUP>1 </SUP></FONT><FONT STYLE="font: 9pt Times New Roman, Times, Serif">Dollar
value reflects the 2021 grant date fair value of all stock awards granted in 2021.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>2 </SUP>Includes performance awards and restricted stock units granted
in 2021. For performance-based stock units, shares granted are based on the target number of shares</FONT><FONT STYLE="font: 10pt Times New Roman, Times, Serif">.</FONT></P>

<P STYLE="margin-bottom: 0pt; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">53</FONT></P>


<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa092"></A>Equity Compensation Plan Information</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The following table provides information
about options outstanding under all of Fulton&rsquo;s equity plans, and the number of securities remaining available for future
issuance under the 2013 Plan and 2019 Director Equity Plan as of December 31, 2021:</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 49%; text-align: left; padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; border-top: Black 1px solid; border-right: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221)"><B>Plan Category</B></TD>
    <TD STYLE="width: 16%; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid; background-color: rgb(207,210,221)"><B>Number of</B><BR>
    <B>securities to</B><BR>
    <B>be issued upon</B><BR>
    <B>exercise of</B><BR>
    <B>outstanding</B><BR>
    <B>options,</B><BR>
    <B>warrants and</B><BR>
    <B>rights<SUP>(1)</SUP></B></TD>
    <TD STYLE="width: 15%; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid; border-right: Black 1px solid; border-left: Black 1px solid; background-color: rgb(207,210,221)"><B>Weighted-</B><BR>
    <B>average</B><BR>
    <B>exercise</B><BR>
    <B>price of</B><BR>
    <B>outstanding</B><BR>
    <B>options,</B><BR>
    <B>warrants and</B><BR>
    <B>rights<SUP>(2)</SUP></B></TD>
    <TD STYLE="width: 20%; text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid; border-right: Black 1px solid; background-color: rgb(207,210,221)"><B>Number of securities</B><BR>
    <B>remaining available</B><BR>
    <B>for future issuance</B><BR>
    <B>under equity</B><BR>
    <B>compensation</B><BR>
    <B>Plans (excluding</B><BR>
    <B>securities reflected</B><BR>
    <B>in first column)<SUP>(3)</SUP></B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; border-top: Black 1px solid; border-right: Black 1px solid; border-left: Black 1px solid">Equity compensation plans approved by security holders</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid">2,302,330</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid; border-right: Black 1px solid; border-left: Black 1px solid">$11.57</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid; border-right: Black 1px solid">9,743,000</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; border-top: Black 1px solid; border-right: Black 1px solid; border-left: Black 1px solid">Equity compensation plans not approved by security holders</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid">&mdash;</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid; border-right: Black 1px solid; border-left: Black 1px solid">&mdash;</TD>
    <TD STYLE="text-align: center; padding-top: 2pt; padding-bottom: 2pt; border-top: Black 1px solid; border-right: Black 1px solid">&mdash;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="border: Black 1px solid; padding-left: 18pt">Total</TD>
    <TD STYLE="text-align: center; border-top: Black 1px solid; border-bottom: Black 1px solid">2,302,330</TD>
    <TD STYLE="text-align: center; border: Black 1px solid">$11.57</TD>
    <TD STYLE="text-align: center; border-top: Black 1px solid; border-right: Black 1px solid; border-bottom: Black 1px solid">9,743,000</TD></TR>
</TABLE>
<P STYLE="font-size: 6pt"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP></SUP></FONT></P>

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<P STYLE="text-align: justify; margin-top: 6pt"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>1 </SUP>The number of securities to be issued upon exercise of outstanding
options, warrants and rights includes 1,162,030 PSUs, which is the target number of PSUs that are payable under the 2013 Plan,
though no shares will be issued until achievement of applicable performance goals, 239,591 stock option units, 738,201 time-vested
restricted stock units granted under the 2013 and 162,508 time-vested restricted stock units granted under the 2019 Director Equity
Plan.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>2 </SUP>The weighted-average exercise price of outstanding options,
warrants and rights does not take into account outstanding PSUs and restricted stock units granted under the 2013 Plan and the
2019 Director Equity Plan.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>3 </SUP>Consists of 9,634,000 shares that may be awarded under the
2013 Plan and 109,000 shares that may be awarded under the 2019 Director Equity Plan. Does not include the 1,330,621 shares that
may be purchased under the ESPP.</FONT></P>

<P><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa093"></A>Recommendation of the Board</B></FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="border-left: Black 1px solid; border-top: Black 1px solid; border-bottom: Black 1px solid; width: 4%; padding-top: 5pt; padding-bottom: 5pt; text-align: left; vertical-align: middle; padding-left: 5pt"><IMG SRC="fult3977451-def14ax50x1.jpg" ALT=""></TD>
    <TD STYLE="border-top: Black 1px solid; width: 3%; padding-top: 5pt; padding-bottom: 5pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-right: Black 1px solid; border-top: Black 1px solid; border-bottom: Black 1px solid; width: 93%; padding-top: 5pt; padding-bottom: 5pt; text-align: left; vertical-align: middle"><B>The
    Board recommends a vote <U>FOR</U> the approval of the 2022 Amended and Restated Equity and     Cash Incentive Compensation
    Plan.</B></TD></TR>
</TABLE>
<P STYLE="margin-bottom: 0; text-align: center; margin-top: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></P>
<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%; font-size: 10pt">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 33%; text-align: left; vertical-align: middle"><IMG SRC="footer.jpg" ALT=""></TD>
    <TD STYLE="width: 34%; text-align: center; vertical-align: bottom">54</TD>
    <TD STYLE="width: 33%">&nbsp;</TD></TR>
</TABLE>

<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>

<P STYLE="text-align: right"><IMG SRC="footer.jpg" ALT=""></P>

<P STYLE="text-align: center; background-color: rgb(207,210,221)"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa094"></A>RELATIONSHIP WITH INDEPENDENT PUBLIC ACCOUNTANTS</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">For the years ended December 31, 2021 and
December 31, 2020, Fulton engaged KPMG LLP (<B>&ldquo;KPMG&rdquo;</B>), independent registered public accountants, to audit Fulton&rsquo;s
financial statements. The fees incurred for services rendered by KPMG for the years ended December 31, 2021 and 2020 are summarized
in the following table:</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="margin-left: 15pt; width: 90%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 72%; padding-top: 2pt; padding-bottom: 2pt; text-align: center; background-color: rgb(207,210,221); border: Black 1px solid"><B>Services and Fees</B></TD>
    <TD STYLE="width: 14%; text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; background-color: rgb(207,210,221); border-top: Black 1px solid; border-bottom: Black 1px solid"><B>2021</B></TD>
    <TD STYLE="width: 14%; text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; background-color: rgb(207,210,221); border: Black 1px solid"><B>2020</B></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; border-right: Black 1px solid; border-left: Black 1px solid">Audit Fees &ndash; Annual Audit and Quarterly Reviews <SUP>1</SUP></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt">$2,116,000</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-right: Black 1px solid; border-left: Black 1px solid">$1,725,000</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; border-right: Black 1px solid; border-left: Black 1px solid">Audit Fees &ndash; Issuance of Comfort Letters and Consents</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt">0</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-right: Black 1px solid; border-left: Black 1px solid">300,000</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; border-right: Black 1px solid; border-left: Black 1px solid">Audit Fees &ndash; Statutory Audit</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt">54,000</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-right: Black 1px solid; border-left: Black 1px solid">52,000</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; border: Black 1px solid">Audit Fees Subtotal</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-top: Black 1px solid; border-bottom: Black 1px solid">2,170,000</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border: Black 1px solid">2,077,000</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; border-right: Black 1px solid; border-left: Black 1px solid">Audit Related Fees</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt">&mdash;</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-right: Black 1px solid; border-left: Black 1px solid">&mdash;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; border-right: Black 1px solid; border-left: Black 1px solid">Tax Fees <SUP>2</SUP></TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt">58,000</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-right: Black 1px solid; border-left: Black 1px solid">63,225</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; border-right: Black 1px solid; border-left: Black 1px solid">All Other Fees</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt">&mdash;</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-right: Black 1px solid; border-left: Black 1px solid">&mdash;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-bottom: 2pt; padding-left: 5pt; border: Black 1px solid">TOTAL</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border-top: Black 1px solid; border-bottom: Black 1px solid">$2,228,000</TD>
    <TD STYLE="text-align: right; padding-top: 2pt; padding-bottom: 2pt; padding-right: 5pt; border: Black 1px solid">$2,140,225</TD></TR>
</TABLE>
<P STYLE="text-align: justify; text-indent: 15pt; font-size: 6pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><SUP></SUP></FONT></P>

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<P STYLE="text-align: justify; text-indent: 15pt; margin-top: 6pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><SUP>1</SUP> </FONT><FONT STYLE="font: 9pt Times New Roman, Times, Serif">Amounts
presented for 2021 are based upon the audit engagement letter and additional fees paid. Final billings for 2021 may differ.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><SUP>2</SUP> Fees paid for tax services relating
to federal and state tax matters.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">On February 22, 2022, Fulton&rsquo;s Audit
Committee approved the appointment of KPMG for the fiscal year ended December 31, 2022. The Audit Committee carefully considered
whether the provision of the 2021 and 2020 non-audit services performed by KPMG described above are incompatible with maintaining
the independence of KPMG in performing its audit services and determined that the independence of KPMG has not been compromised.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The Audit Committee pre-approved all fees
paid to KPMG in 2021 and 2020. The Audit Committee pre-approves all auditing and permitted non-auditing services, including the
fees and terms thereof, to be performed by its independent auditor, subject to the de minimus exceptions for non-auditing services
permitted by the Exchange Act. These types of services, however, are approved prior to completion of the services. The Audit Committee
may form and delegate authority to subcommittees consisting of one or more members, when appropriate, including the authority
to grant pre-approvals of audit and permitted non-audit services. Any decisions of such subcommittees to grant pre-approvals are
presented to the Audit Committee for ratification at its next scheduled meeting.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Based on its review and discussion of the
audited 2021 financial statements of Fulton with management and KPMG, the Audit Committee recommended to the Board that the financial
statements be included in the Annual Report for filing with the SEC. Attached as <U>Exhibit B </U>is a copy of the report of the
Audit Committee findings as a result of its financial reporting oversight responsibilities.</FONT></P>

<P STYLE="margin-bottom: 0pt; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">55</FONT></P>


<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>

<P STYLE="text-align: center; background-color: rgb(207,210,221)"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa095"></A>RATIFICATION OF INDEPENDENT AUDITOR &ndash; PROPOSAL FOUR</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Fulton&rsquo;s Audit Committee has selected
the firm of KPMG to continue as Fulton&rsquo;s independent auditor for the fiscal year ending December 31, 2022. Although shareholder
approval of the selection of KPMG is not required by law, the Board believes that it is advisable to give shareholders an opportunity
to ratify this selection as it is consistent with sound corporate governance practices. Assuming the presence of a quorum at the
Annual Meeting, the affirmative vote of a majority of the votes cast is required to ratify the appointment of KPMG as Fulton&rsquo;s
independent auditor for the fiscal year ending December 31, 2022.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">If Fulton&rsquo;s shareholders do not approve
this proposal at the Annual Meeting, the Audit Committee will consider the results of the shareholder vote on this proposal when
selecting an independent auditor for 2023. No determination has been made as to what other specific action, if any, the Audit
Committee would take in the event Fulton shareholders do not ratify the appointment of KPMG at the Annual Meeting.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">KPMG has conducted the audit of the financial
statements of Fulton and its subsidiaries for the years ended December 31, 2002 through December 31, 2021. Representatives of
KPMG are expected to be present at the Annual Meeting, will be given an opportunity to make a statement if they so desire, and
will be available to respond to appropriate questions from shareholders.</FONT></P>

<P><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa096"></A>Recommendation of the Board</B></FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="border-left: Black 1px solid; border-top: Black 1px solid; border-bottom: Black 1px solid; width: 4%; text-align: left; vertical-align: middle; padding-top: 5pt; padding-bottom: 5pt; padding-left: 5pt"><IMG SRC="fult3977451-def14ax50x1.jpg" ALT=""></TD>
    <TD STYLE="border-top: Black 1px solid; width: 3%; padding-top: 5pt; padding-bottom: 5pt; border-bottom: Black 1px solid">&nbsp;</TD>
    <TD STYLE="border-right: Black 1px solid; border-top: Black 1px solid; border-bottom: Black 1px solid; width: 93%; padding-top: 5pt; padding-bottom: 5pt"><B>The
    Board recommends that shareholders vote <U>FOR</U> ratification of the appointment of KPMG LLP     as Fulton&rsquo;s
    independent auditor for the fiscal year ending December 31, 2022.</B></TD></TR>
</TABLE>
<P STYLE="margin-bottom: 0; text-align: center; margin-top: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></P>
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    <TD STYLE="width: 33%; text-align: left; vertical-align: middle"><IMG SRC="footer.jpg" ALT=""></TD>
    <TD STYLE="width: 34%; text-align: center; vertical-align: bottom">56</TD>
    <TD STYLE="width: 33%">&nbsp;</TD></TR>
</TABLE>

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<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>

<P STYLE="font: 10pt TimesNewRomanPS-BoldMT,serif; margin-top: 0; margin-right: 0; margin-left: 0; text-align: right"><IMG SRC="footer.jpg" ALT=""></P>

<P STYLE="margin-top: 0; margin-bottom: 0; text-align: center; background-color: rgb(207,210,221)"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa097"></A>ADDITIONAL
INFORMATION</B></FONT></P>



<P STYLE="font: 10pt TimesNewRomanPS-BoldMT,serif; text-align: justify"><B><A NAME="fult3977451-def14aa098"></A>Annual Report</B></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">A copy of Fulton&rsquo;s Annual Report for
the year ended December 31, 2021, as filed with the SEC, including financial statements, is available without charge to shareholders
upon written request addressed to the Corporate Secretary: Fulton Financial Corporation, Attention Corporate Secretary, P.O. Box
4887, One Penn Square, Lancaster, Pennsylvania 17604.</FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The Fulton Annual Report for the year ended
December 31, 2021 and this Proxy Statement are available on Fulton&rsquo;s website at www.fultonbank.com. Copies of the current
governance documents and future updates, including but not limited to the Fulton Code of Conduct, Audit Committee Charter, HR
Committee Charter, NCG Committee Charter, Risk Committee Charter and Fulton&rsquo;s Governance Guidelines are available on Fulton&rsquo;s
website at www. fultonbank.com. The contents of Fulton&rsquo;s website are not incorporated into this Proxy Statement.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><A NAME="fult3977451-def14aa099"></A><B>Householding of Proxy Materials</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Only one Proxy Statement is being delivered
to multiple security holders sharing an address unless Fulton has received contrary instructions from one or more of the security
holders. Fulton will promptly deliver, upon written or oral request, a separate copy of this Proxy Statement to a security holder
at a shared address. If you are eligible for householding and wish to receive only a single copy for all eligible shareholders
in your household you may request a single copy. Such requests should be made to the Corporate Secretary: Fulton Financial Corporation,
Attention Corporate Secretary, P.O. Box 4887, One Penn Square, Lancaster, Pennsylvania 17604, (717) 291-2411.</FONT></P>

<P STYLE="text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><A NAME="fult3977451-def14aa100"></A><B>Sign Up for Electronic Delivery</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">If you would like to save paper and reduce
the costs incurred by Fulton in printing and mailing proxy materials, you can consent to receiving all future proxy statements,
proxy cards and annual reports electronically via e-mail or the Internet. To sign up for electronic delivery, please go to www.proxyvote.com
and have your proxy card and control number when you access the website, then follow the instructions at www.proxyvote.com to
obtain your records and to create an electronic voting instruction form. Follow the instructions for voting by Internet and, when
prompted, indicate that you agree to receive or access shareholder communications electronically in future years.</FONT></P>

<P STYLE="margin-bottom: 0pt; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">57</FONT></P>


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<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>

<P STYLE="text-align: center; background-color: rgb(207,210,221)"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa101"></A>OTHER MATTERS</B></FONT></P>

<P STYLE="text-align: justify; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The Fulton Board knows of no matters other
than those discussed in this Proxy Statement that will be presented at the Annual Meeting. However, if any other matters are properly
brought before the Annual Meeting, then any proxy given pursuant to this solicitation will be voted in accordance with the recommendations
of the Board.</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 70%">&nbsp;</TD>
    <TD STYLE="width: 30%"><P><FONT STYLE="font-size: 10pt">BY ORDER OF THE BOARD</FONT></P>
        <P><FONT STYLE="font-size: 10pt">&nbsp;<IMG SRC="fult3977451-def14ax62x1.jpg" ALT=""></FONT></P>
        <P><FONT STYLE="font-size: 10pt">Natasha R. Luddington<BR>
        Senior Executive Vice President,<BR>
        Chief Legal Officer and<BR>
        Corporate Secretary</FONT></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><P><FONT STYLE="font-size: 10pt">Lancaster, Pennsylvania<BR>
        April 1, 2022</FONT></P></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
</TABLE>
<P STYLE="margin-bottom: 0; text-align: center; margin-top: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></P>
<TABLE CELLPADDING="0" CELLSPACING="0" BORDER="0" STYLE="width: 100%; font-size: 10pt">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 33%; text-align: left; vertical-align: middle"><IMG SRC="footer.jpg" ALT=""></TD>
    <TD STYLE="width: 34%; text-align: center; vertical-align: bottom">58</TD>
    <TD STYLE="width: 33%">&nbsp;</TD></TR>
</TABLE>
<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>


<P STYLE="text-align: right"><FONT STYLE="font: 9pt Times New Roman, Times, Serif"><IMG SRC="footer.jpg" ALT=""></FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; text-align: center; background-color: rgb(207,210,221)"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa102"></A>EXHIBIT A</B></FONT></TD></TR>
</TABLE>

<P STYLE="text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><U>FULTON FINANCIAL CORPORATION</U></B></FONT></P>

<P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><U>2022 AMENDED AND RESTATED</U></B></FONT></P>

<P STYLE="text-align: center; margin-top: 0pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><U>EQUITY AND CASH INCENTIVE
COMPENSATION PLAN</U></B></FONT></P>

<P STYLE="text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Plan Effective Date: May
17, 2022</B></FONT></P>

<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="text-align: center"><B>Table of Contents</B></TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 11%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 2%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 85%">&nbsp;</TD>
    <TD STYLE="width: 2%; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="3"><B>Article 1. Purpose of the Plan</B></TD>
    <TD STYLE="text-align: right"><B>1</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="3"><B>Article 2. Definitions</B></TD>
    <TD STYLE="text-align: right"><B>1</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.01</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Affiliate&rdquo;</TD>
    <TD STYLE="text-align: right">1</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.02</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Applicable Laws&rdquo;</TD>
    <TD STYLE="text-align: right">1</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.03</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Award&rdquo;</TD>
    <TD STYLE="text-align: right">1</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.04</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Award Agreement&rdquo;</TD>
    <TD STYLE="text-align: right">1</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.05</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Board&rdquo;</TD>
    <TD STYLE="text-align: right">1</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.06</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Business Combination&rdquo;</TD>
    <TD STYLE="text-align: right">1</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.07</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Cause&rdquo;</TD>
    <TD STYLE="text-align: right">1</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.08</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Change in Control&rdquo;</TD>
    <TD STYLE="text-align: right">2</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.09</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Code&rdquo;</TD>
    <TD STYLE="text-align: right">3</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.10</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Code of Conduct&rdquo;</TD>
    <TD STYLE="text-align: right">3</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.11</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Committee&rdquo;</TD>
    <TD STYLE="text-align: right">3</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.12</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Common Stock&rdquo;</TD>
    <TD STYLE="text-align: right">3</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.13</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Company&rdquo;</TD>
    <TD STYLE="text-align: right">3</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.14</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Consultant&rdquo;</TD>
    <TD STYLE="text-align: right">3</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.15</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Continuous Service&rdquo;</TD>
    <TD STYLE="text-align: right">3</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.16</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Date of Grant&rdquo;</TD>
    <TD STYLE="text-align: right">3</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.17</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Date of Exercise&rdquo;</TD>
    <TD STYLE="text-align: right">4</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.18</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Disability&rdquo;</TD>
    <TD STYLE="text-align: right">4</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.19</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Disqualifying Disposition&rdquo;</TD>
    <TD STYLE="text-align: right">4</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.20</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Director&rdquo;</TD>
    <TD STYLE="text-align: right">4</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.21</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Effective Date&rdquo;</TD>
    <TD STYLE="text-align: right">4</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.22</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Employee&rdquo;</TD>
    <TD STYLE="text-align: right">4</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.23</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Exchange Act&rdquo;</TD>
    <TD STYLE="text-align: right">4</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.24</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Exercise&rdquo;</TD>
    <TD STYLE="text-align: right">4</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.25</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Fair Market Value&rdquo;</TD>
    <TD STYLE="text-align: right">4</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.26</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Incentive Stock Option&rdquo;</TD>
    <TD STYLE="text-align: right">4</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.27</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Independent&rdquo; or &ldquo;Independence&rdquo;</TD>
    <TD STYLE="text-align: right">4</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.28</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Non-Employee Director&rdquo;</TD>
    <TD STYLE="text-align: right">4</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.29</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Non-Qualified Stock Option&rdquo;</TD>
    <TD STYLE="text-align: right">4</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.30</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Option&rdquo;</TD>
    <TD STYLE="text-align: right">4</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.31</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Optionee&rdquo;</TD>
    <TD STYLE="text-align: right">5</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.32</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Option Exercise Price&rdquo;</TD>
    <TD STYLE="text-align: right">5</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.33</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Participant&rdquo;</TD>
    <TD STYLE="text-align: right">5</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.34</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Performance Compensation Award&rdquo;</TD>
    <TD STYLE="text-align: right">5</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.35</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Performance Criteria&rdquo;</TD>
    <TD STYLE="text-align: right">5</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.36</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Performance Formula&rdquo;</TD>
    <TD STYLE="text-align: right">6</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.37</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Performance Goals&rdquo;</TD>
    <TD STYLE="text-align: right">6</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.38</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Performance Period&rdquo;</TD>
    <TD STYLE="text-align: right">6</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.39</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Performance Share Award&rdquo; </TD>
    <TD STYLE="text-align: right">6</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.40</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Performance Share&rdquo;</TD>
    <TD STYLE="text-align: right">7</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.41</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Plan&rdquo;</TD>
    <TD STYLE="text-align: right">7</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.42</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Repricing&rdquo;</TD>
    <TD STYLE="text-align: right">7</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.43</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Restricted Award&rdquo;</TD>
    <TD STYLE="text-align: right">7</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.44</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Restricted Period&rdquo;</TD>
    <TD STYLE="text-align: right">7</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.45</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Restricted Stock&rdquo;</TD>
    <TD STYLE="text-align: right">7</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.46</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Restricted Stock Unit&rdquo;</TD>
    <TD STYLE="text-align: right">7</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.47</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Retirement&rdquo;</TD>
    <TD STYLE="text-align: right">7</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.48</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Securities Act&rdquo;</TD>
    <TD STYLE="text-align: right">7</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.49</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Shares&rdquo;</TD>
    <TD STYLE="text-align: right">7</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.50</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Stock Appreciation Right&rdquo; </TD>
    <TD STYLE="text-align: right">7</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">2.51</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&ldquo;Ten Percent Shareholder&rdquo;</TD>
    <TD STYLE="text-align: right">7</TD></TR>
</TABLE>

<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-top: 10pt; padding-bottom: 10pt"><B>Article 3. Administration of the Plan</B></TD>
    <TD STYLE="text-align: right; padding-top: 10pt; padding-bottom: 10pt"><B>7</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 11%; text-align: right">3.01</TD>
    <TD STYLE="width: 2%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 85%">Committee Composition</TD>
    <TD STYLE="width: 2%; text-align: right">7</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">3.02</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Delegation</TD>
    <TD STYLE="text-align: right">7</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">3.03</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Authority of Committee</TD>
    <TD STYLE="text-align: right">8</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">3.04</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Indemnification</TD>
    <TD STYLE="text-align: right">8</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-top: 10pt; padding-bottom: 10pt"><B>Article 4. Shares Subject to the Plan</B></TD>
    <TD STYLE="text-align: right; padding-top: 10pt; padding-bottom: 10pt"><B>9</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">4.01</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Shares Subject to the Plan</TD>
    <TD STYLE="text-align: right">9</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">4.02</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Recycling of Shares</TD>
    <TD STYLE="text-align: right">9</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="text-align: left; padding-top: 10pt; padding-bottom: 10pt"><B>Article 5. Eligibility</B></TD>
    <TD STYLE="text-align: right; padding-top: 10pt; padding-bottom: 10pt"><B>9</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">5.01</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>General</TD>
    <TD STYLE="text-align: right">9</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">5.02</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Eligibility for Specific Awards</TD>
    <TD STYLE="text-align: right">9</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">5.03</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Ten Percent Shareholders</TD>
    <TD STYLE="text-align: right">9</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-top: 10pt; padding-bottom: 10pt"><B>Article 6. Option Provisions</B></TD>
    <TD STYLE="text-align: right; padding-top: 10pt; padding-bottom: 10pt"><B>9</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">6.01</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>General</TD>
    <TD STYLE="text-align: right">9</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">6.02</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Termination of Continuous Service </TD>
    <TD STYLE="text-align: right">10</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">6.03</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Incentive Stock Option Limitation</TD>
    <TD STYLE="text-align: right">11</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">6.04</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Incentive Stock Option Qualifying Disposition</TD>
    <TD STYLE="text-align: right">11</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-top: 10pt; padding-bottom: 10pt"><B>Article 7. Stock Appreciation Rights</B></TD>
    <TD STYLE="text-align: right; padding-top: 10pt; padding-bottom: 10pt"><B>11</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">7.01</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>General</TD>
    <TD STYLE="text-align: right">11</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">7.02</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Term</TD>
    <TD STYLE="text-align: right">11</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">7.03</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Exercise and Payment</TD>
    <TD STYLE="text-align: right">11</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">7.04</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Exercise Price</TD>
    <TD STYLE="text-align: right">11</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">7.05</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Stock Appreciation Right Transferability</TD>
    <TD STYLE="text-align: right">12</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">7.06</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Termination of Continuous Service </TD>
    <TD STYLE="text-align: right">12</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-top: 10pt; padding-bottom: 10pt"><B>Article 8. Restricted Awards</B></TD>
    <TD STYLE="text-align: right; padding-top: 10pt; padding-bottom: 10pt"><B>12</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">8.01</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>General</TD>
    <TD STYLE="text-align: right">12</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">8.02</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Restricted Stock</TD>
    <TD STYLE="text-align: right">12</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">8.03</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Dividend Equivalents on Restricted Stock</TD>
    <TD STYLE="text-align: right">12</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">8.04</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Restricted Stock Units</TD>
    <TD STYLE="text-align: right">13</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">8.05</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Dividend Equivalents on Restricted Stock Units</TD>
    <TD STYLE="text-align: right">13</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">8.06</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Restrictions on Awards</TD>
    <TD STYLE="text-align: right">13</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">8.07</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Delivery of Restricted Stock and Settlement of Restricted Stock Units</TD>
    <TD STYLE="text-align: right">13</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">8.08</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Stock Certificate Restrictions</TD>
    <TD STYLE="text-align: right">14</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">8.09</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Restricted Award Transferability</TD>
    <TD STYLE="text-align: right">14</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">8.10</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Termination of Continuous Service </TD>
    <TD STYLE="text-align: right">14</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-top: 10pt; padding-bottom: 10pt"><B>Article 9. Performance Share Awards</B></TD>
    <TD STYLE="text-align: right; padding-top: 10pt; padding-bottom: 10pt"><B>14</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">9.01</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Grant of Performance Share Awards</TD>
    <TD STYLE="text-align: right">14</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">9.02</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Earning Performance Share Awards</TD>
    <TD STYLE="text-align: right">14</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">9.03</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Dividend Equivalents on Performance Share Awards</TD>
    <TD STYLE="text-align: right">14</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">9.04</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Termination of Continuous Service </TD>
    <TD STYLE="text-align: right">14</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-top: 10pt; padding-bottom: 10pt"><B>Article 10. Performance Compensation Awards</B></TD>
    <TD STYLE="text-align: right; padding-top: 10pt; padding-bottom: 10pt"><B>15</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">10.01</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>General</TD>
    <TD STYLE="text-align: right">15</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">10.02</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Eligibility</TD>
    <TD STYLE="text-align: right">15</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">10.03</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Discretion of Committee with Respect to Performance Compensation Awards</TD>
    <TD STYLE="text-align: right">15</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">10.04</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>Payment of Performance Compensation Awards</TD>
    <TD STYLE="text-align: right">15</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
</TABLE>

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<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="text-align: left; padding-top: 10pt; padding-bottom: 10pt"><B>Article 11. Vesting and Dividend Equivalents</B></TD>
    <TD STYLE="padding-top: 10pt; padding-bottom: 10pt"><B>16</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 11%; text-align: right">11.01</TD>
    <TD STYLE="width: 2%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 85%; text-align: left">General</TD>
    <TD STYLE="width: 2%">16</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">11.02</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Time-Vested Awards and Dividend Equivalents</TD>
    <TD>16</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">11.03</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Performance Awards</TD>
    <TD>16</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">11.04</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Treatment of Dividends and Dividend Equivalents on Unvested Awards</TD>
    <TD>17</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="text-align: left; padding-top: 10pt; padding-bottom: 10pt"><B>Article 12. Changes in Capital Structure</B></TD>
    <TD STYLE="padding-top: 10pt; padding-bottom: 10pt"><B>17</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">12.01</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Adjustment Upon Changes in the Common Stock</TD>
    <TD>17</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">12.02</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Adjustment Binding</TD>
    <TD>17</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">12.03</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Adjustment to Grants</TD>
    <TD>17</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="text-align: left; padding-top: 10pt; padding-bottom: 10pt"><B>Article 13. Effect of Change in Control</B></TD>
    <TD STYLE="padding-top: 10pt; padding-bottom: 10pt"><B>18</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">13.01</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">General</TD>
    <TD>18</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">13.02</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Committee Discretion</TD>
    <TD>18</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">13.03</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Successors</TD>
    <TD>18</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="text-align: left; padding-top: 10pt; padding-bottom: 10pt"><B>Article 14. Registration of Stock</B></TD>
    <TD STYLE="padding-top: 10pt; padding-bottom: 10pt"><B>18</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">14.01</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">General</TD>
    <TD>18</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">14.02</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Restrictions</TD>
    <TD>18</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="text-align: left; padding-top: 10pt"><B>Article 15. Tax Withholding</B></TD>
    <TD STYLE="padding-top: 10pt"><B>19</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="text-align: left; padding-top: 10pt; padding-bottom: 10pt"><B>Article 16. Amendment or Termination of the Plan</B></TD>
    <TD STYLE="padding-top: 10pt; padding-bottom: 10pt"><B>19</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">16.01</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Amendment of the Plan</TD>
    <TD>19</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">16.02</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Amendments Pertaining to Qualification</TD>
    <TD>19</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">16.03</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Term of the Plan</TD>
    <TD>19</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">16.04</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">No Impairment of Rights</TD>
    <TD>19</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="text-align: left; padding-top: 10pt; padding-bottom: 10pt"><B>Article 17. General Provisions</B></TD>
    <TD STYLE="padding-top: 10pt; padding-bottom: 10pt"><B>19</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">17.01</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Non-Uniform Treatment</TD>
    <TD>19</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">17.02</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Shareholders</TD>
    <TD>20</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">17.03</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Employment or Service</TD>
    <TD>20</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">17.04</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Other Compensation Arrangements</TD>
    <TD>20</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">17.05</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Clawback</TD>
    <TD>20</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">17.06</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Recapitalizations</TD>
    <TD>20</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">17.07</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Delivery</TD>
    <TD>20</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">17.08</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Deferral of Awards</TD>
    <TD>20</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">17.09</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Section 409A</TD>
    <TD>20</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">17.10</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Section 16 Compliance </TD>
    <TD>20</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">17.11</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Beneficiary Designation </TD>
    <TD>21</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">17.12</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Unfunded Plan</TD>
    <TD>21</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">17.13</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Acceptance of Terms and Conditions</TD>
    <TD>21</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">17.14</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Liability</TD>
    <TD>21</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">17.15</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Choice of Law</TD>
    <TD>21</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">17.16</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Severability</TD>
    <TD>21</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right">17.17</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: left">Headings</TD>
    <TD>21</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="text-align: left; padding-top: 10pt; padding-bottom: 10pt"><B>Article 18. Effective Date</B></TD>
    <TD STYLE="padding-top: 10pt; padding-bottom: 10pt"><B>21</B></TD></TR>
</TABLE>

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<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>

<P STYLE="margin-left: 0; text-align: center"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B>FULTON FINANCIAL CORPORATION</B></FONT></P>

<P STYLE="margin-left: 0; text-align: center; margin-bottom: 0pt"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B>2022
AMENDED AND RESTATED</B></FONT></P>

<P STYLE="margin-left: 0; text-align: center; margin-top: 0pt"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B>EQUITY
AND CASH INCENTIVE COMPENSATION PLAN</B></FONT></P>

<P STYLE="margin-left: 0"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B>Article 1. Purpose of the Plan.</B></FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The purposes of the 2022 Amended
and Restated Equity and Cash Incentive Compensation Plan (the&nbsp;&ldquo;<B>Plan</B>&rdquo;) of Fulton Financial Corporation
(the &ldquo;<B>Company</B>&rdquo;) are to: (i) align the interests of key individuals with those of the Company&rsquo;s shareholders
by encouraging and creating ownership of Shares of Common Stock of the Company; (ii)&nbsp;enable the Company to be competitive
among its peers and attract and retain qualified individuals who contribute to the Company&rsquo;s success by their efforts, service,
ability and ingenuity; (iii) provide long-term equity and cash-based rewards and incentive opportunities to key individuals who
are responsible for the success of the Company and who are in a position to make significant contributions toward its objectives;
and (iv) reward individual performance. The Plan amends and restates the Company&rsquo;s 2013 Amended and Restated Equity and
Cash Incentive Compensation Plan (the &ldquo;<B>2013 Plan</B>&rdquo;). The 2022 Plan is not a new equity plan but amends and restates
the 2013 Plan. Any awards made by the Company under the 2013 Plan after March 1, 2022 will reduce the shares to be awarded under
the 2022&nbsp;Plan</FONT>.</P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">All outstanding awards granted
under the Plan prior to its amendment and restatement shall remain subject to the terms of the Plan; provided, that no Awards
granted or awarded prior to the effectiveness of this amendment and restatement that are materially adversely affected by the
changes in the Plan shall be subject to such provisions without the prior consent of the applicable Participant.</FONT></P>

<P STYLE="margin-left: 0"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B>Article 2. Definitions.</B></FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">For purposes of the Plan,
the following words or phrases shall have the meanings assigned to them below:</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.01</B> &ldquo;<B>Affiliate</B>&rdquo;
means a parent or subsidiary corporation of the Company, as defined in Section 424 (e) and (f) of the Code.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.02</B> &ldquo;<B>Applicable
Laws</B>&rdquo; means the requirements related to or implicated by the administration of the Plan under applicable state corporate
law, United States federal and state securities laws, the Code, and any stock exchange or quotation system on which the Shares
of Common Stock are listed or quoted.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.03</B> &ldquo;<B>Award</B>&rdquo;
means an Incentive Stock Option, a Non-Qualified Stock Option, a Stock Appreciation Right, a Restricted Award, a Performance Share
Award or a Performance Compensation Award. Each Award shall be subject to the terms and conditions of the Plan and to such other
terms and conditions included by the Committee in the Award Agreement, to the extent not inconsistent with the Plan.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.04</B> &ldquo;<B>Award
Agreement</B>&rdquo; means a written agreement, contract, certificate or other instrument or document evidencing the terms and
conditions of an individual Award granted under the Plan.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.05</B> &ldquo;<B>Board</B>&rdquo;
means the Board of Directors of the Company.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.06</B> &ldquo;<B>Business
Combination</B>&rdquo; has the meaning set forth in Section 2.08(c).</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.07</B> &ldquo;<B>Cause</B>&rdquo;
means with respect to any Employee:</FONT></P>

<P STYLE="text-indent: 30pt; margin-bottom: 0pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(a) Employee shall have committed
a felony, or misdemeanor resulting or intending to result directly or indirectly in gain or personal enrichment to the Employee;</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">1</FONT></P>

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<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(b) Employee&rsquo;s use of
alcohol or other drugs which interferes with the performance by the Employee of Employee&rsquo;s duties;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(c) Employee shall have deliberately
and intentionally refused or otherwise failed (for reasons other than incapacity due to accident or physical or mental illness)
to substantially perform any of Employee&rsquo;s duties to the Company or an Affiliate, with such refusal or failure continuing
for a period of at least thirty (30) consecutive days following the receipt by Employee of written notice from the Company or
Affiliate setting forth in detail the facts upon which the Company or Affiliate relies in concluding that Employee has deliberately
and intentionally refused or failed to perform such duties;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(d) Employee&rsquo;s conduct
that brings public discredit on or injures the reputation of the Company and/or its Affiliates, in the reasonable opinion of the
Board or a committee of the Board; or</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(e) the Company or an Affiliate
is legally precluded from employing Employee for the position and duties described in the Employee&rsquo;s employment agreement
with the Company or an Affiliate.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Notwithstanding the above
definition, if an Employee is party to an employment agreement with the Company or any Affiliate that has a different definition
of &ldquo;Cause,&rdquo; then the definition in such employment agreement will control.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The Committee may determine
that a Consultant is terminated for Cause as a result of a violation of the Company&rsquo;s Code of Conduct (or similar code of
conduct maintained by an Affiliate). For purposes of the Plan, the Committee shall determine the effect of all matters and questions
relating to whether an Employee has been discharged for Cause, including but not limited to terminations pursuant to the Company&rsquo;s
Code of Conduct.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.08</B> &ldquo;<B>Change
in Control</B>&rdquo; of the Company shall be deemed to have occurred when:</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(a) during any period of not
more than thirty-six (36) months, individuals who constitute the Board as of the beginning of the period (the &ldquo;<B>Incumbent
Directors</B>&rdquo;) cease for any reason to constitute at least a majority of the Board, provided that (i) any person becoming
a director subsequent to the beginning of the period, whose nomination for election or appointment was approved by a vote of at
least two-thirds of the Incumbent Directors then on the Board (either by a specific vote or by approval of the Company&rsquo;s
proxy statement in which such person is named as a nominee for director, without written objection to such nomination) shall be
an Incumbent Director; and (ii) no individual initially nominated or appointed as a result of an actual or publicly threatened
election contest or pursuant to a negotiated agreement with respect to directors or as a result of any other actual or publicly
threatened solicitation of proxies by or on behalf of any person other than the Board shall be deemed to be an Incumbent Director;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(b) the acquisition by any
person (as such term is defined in Section 3(a)(9) of the Securities Exchange Act of 1934, as amended from time to time, or any
successor thereto, and the applicable rules and regulations thereunder (the &ldquo;<B>Exchange Act</B>&rdquo;) and as used in
Sections 13(d)(3) and 14(d)(2) of the Exchange Act) of beneficial ownership (as such term is defined in Rule 13d-3 under the Exchange
Act), of the Company&rsquo;s capital stock entitled to thirty percent (30%) or more of the outstanding voting power of all capital
stock of the Company eligible to vote for the election of the Board (&ldquo;<B>Voting Securities</B>&rdquo;); provided, however,
that the event described in this paragraph (b)&nbsp;will not be deemed to be a Change in Control by virtue of the ownership, or
acquisition, of Voting Securities: (i) by the Company or an Affiliate, including
purchases pursuant to a stock repurchase plan; (ii) by any employee benefit plan (or related trust) sponsored or maintained by
the Company or an Affiliate; (iii) by any underwriter temporarily holding securities pursuant to an offering of such securities
or (iv) pursuant to a Non-Qualifying Transaction (as defined in paragraph (c) of this
definition);</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(c) the consummation of a
merger, consolidation, division, statutory share exchange, or any other transaction or a series of transactions outside the ordinary
course of business involving the Company (a &ldquo;<B>Business Combination</B>&rdquo;), unless immediately following such Business
Combination: (i) more than fifty percent (50%) of the total voting power of (x) the entity resulting from such Business Combination,
or (y) if applicable, the ultimate</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">2</FONT></P>

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<P STYLE="margin-left: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">parent corporation that directly or
indirectly has beneficial ownership of at least ninety-five percent (95%) of the voting power of such resulting entity
(either, as applicable, the &ldquo;<B>Surviving Entity</B>&rdquo;), is represented by Voting Securities that were outstanding
immediately prior to such Business Combination (or, if applicable, is represented by shares into which such Voting Securities
were converted pursuant to such Business Combination), and such voting power among the holders thereof is in substantially
the same proportion as the voting power of such Voting Securities among the holders thereof immediately prior to the Business
Combination; (ii) no person (other than any employee benefit plan (or related trust) sponsored or maintained by the Surviving
Entity), is or becomes the beneficial owner, directly or indirectly, of thirty percent (30%) or more of the total voting
power of the outstanding voting securities eligible to elect directors of the Surviving Entity and (iii) at least a majority
of the members of the board of directors of the Surviving Entity following the consummation of the Business Combination were
Incumbent Directors at the time of the Board&rsquo;s approval of the execution of the initial agreement providing for such
Business Combination (any Business Combination which satisfies all of the criteria specified in (i), (ii) and (iii) of this
paragraph (c) will be deemed to be a &ldquo;<B>Non-Qualifying Transaction</B>&rdquo;);</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(d) the consummation of a
sale of all or substantially all of the assets of the Company (other than to a wholly owned subsidiary of the Company); or</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(e) the Company&rsquo;s shareholders
approve a plan of complete liquidation or dissolution of the Company.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Actions taken by the Company
to merge, consolidate, liquidate or otherwise reorganize one or more of its subsidiaries or affiliates shall not constitute a
Change in Control for purposes of this Agreement.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.09</B> &ldquo;<B>Code</B>&rdquo;
means the Internal Revenue Code of 1986, and any regulation, as amended from time to time.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.10</B> &ldquo;<B>Code
of Conduct</B>&rdquo; means the Company&rsquo;s Code of Conduct approved by the Board, as amended from time to time.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.11</B> &ldquo;<B>Committee</B>&rdquo;
means the Human Resources Committee of the Board, or such other committee of the Board appointed by the Board to administer the
Plan.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.12</B> &ldquo;<B>Common
Stock</B>&rdquo; means the common stock of the Company, par value $2.50 per share.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.13</B> &ldquo;<B>Company</B>&rdquo;
means Fulton Financial Corporation a Pennsylvania business corporation, and any successor thereto.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.14</B>
&ldquo;<B>Consultant</B>&rdquo; means any former director, employee or advisory board member of the Company or an Affiliate
who is subsequently engaged by the Company or an Affiliate to render consulting or advisory services, or an independent
contractor pursuant to a consulting agreement.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.15</B> &ldquo;<B>Continuous
Service</B>&rdquo; means that the Participant&rsquo;s service with the Company or an Affiliate, whether as an Employee or Consultant,
is not interrupted or terminated. The Participant&rsquo;s Continuous Service shall not be deemed to have terminated merely because
of a change in the capacity in which the Participant renders service to the Company or an Affiliate as an Employee or Consultant
or a change in the entity for which the Participant renders such service, provided that there is no interruption or termination
of the Participant&rsquo;s Continuous Service; provided further that if any Award is subject to Section 409A of the Code, this
sentence shall only be given effect to the extent consistent with Section 409A of the Code. For example, a change in status from
an Employee of the Company to a Director or Consultant of an Affiliate will not constitute an interruption of Continuous Service.
The Committee or its delegate, in its sole discretion, may determine whether Continuous Service shall be considered interrupted
in the case of any leave of absence approved by that party, including sick leave, military leave or any other personal or family
leave of absence.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.16</B> &ldquo;<B>Date
of Grant</B>&rdquo; means the date the Committee grants an Award to a Participant or, if a later date is set forth in a resolution,
the date as is set forth in such resolution.</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">3</FONT></P>

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<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.17</B> &ldquo;<B>Date
of Exercise</B>&rdquo; means, in respect of any Option granted under the Plan, the date on which the Participant&rsquo;s written
notice of Exercise is received by the Company pursuant to procedures prescribed by the Committee.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2.18</B>
&ldquo;<B>Disability</B>&rdquo; means that the Participant is unable to engage in any substantial gainful activity by reason of any
medically determinable physical or mental impairment that can be expected to result in death or can be expected to last for a
continuous period of not less than 12 months; provided, however, for purposes of determining the term of an Incentive Stock Option
pursuant to Article 6 hereof, the term Disability shall have the meaning ascribed to it under Section 22(e)(3) of the Code. If
necessary, whether an individual has a Disability shall be determined under procedures established by the Committee. Except in
situations where the Committee is determining Disability for purposes of the term of an Incentive Stock Option pursuant to
Article&nbsp;6 hereof, the Committee may rely on any determination that a Participant is disabled for purposes of benefits under any
long-term disability plan maintained by the Company or any Affiliate in which a Participant participates. If an Employee has an
employment agreement with the Company or any Affiliate with a different definition of &ldquo;Disability,&rdquo; then such employment
agreement definition shall control.</FONT></P>

<P STYLE="margin-left: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.19</B> &ldquo;<B>Disqualifying Disposition</B>&rdquo;
has the meaning set forth in Section 6.04.</FONT></P>

<P STYLE="margin-left: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.20</B> &ldquo;<B>Director</B>&rdquo;
means a member of the Board.</FONT></P>

<P STYLE="margin-left: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.21</B> &ldquo;<B>Effective Date</B>&rdquo;
is described in Article 18.</FONT></P>

<P STYLE="margin-left: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.22</B> &ldquo;<B>Employee</B>&rdquo;
means any person employed by the Company or an Affiliate.</FONT></P>

<P STYLE="margin-left: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.23</B> &ldquo;<B>Exchange Act</B>&rdquo;
has the meaning set forth in Section 2.08(b).</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.24</B> &ldquo;<B>Exercise</B>&rdquo;
means, in respect of an Option, the delivery by the Participant to the Secretary of the Company of a written notice of exercise
in the form specified by the Committee, accompanied by payment in full of the Option Exercise Price.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.25</B> &ldquo;<B>Fair
Market Value</B>&rdquo; means, as of any date, the following value of a share of the Common Stock: (a)&nbsp;if the Common Stock
is listed on any national stock exchange, the Fair Market Value shall be the closing price on the trading day of the Date of Grant
(or if no sales of shares were reported on any stock exchange on that day, the closing price on the immediately preceding trading
day on which such price was reported), as reported by Nasdaq on www.Nasdaq.com, in the Wall Street Journal or such other source
as the Committee deems reliable; and (b) in the absence of an established market for the Common Stock, the Fair Market Value shall
be determined in good faith by the Committee and such determination shall be conclusive and binding on all persons.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.26</B>
&ldquo;<B>Incentive Stock Option</B>&rdquo; means an Option issued pursuant to the Plan that meets the requirements of
Section 422 of the Code.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.27</B> &ldquo;<B>Independent</B>&rdquo;
or &ldquo;<B>Independence</B>&rdquo; means, with respect to a Director who is a Committee member, the independence requirements
applicable to a Committee member under the rules and regulations of the U.S. Securities and Exchange Commission and the national
securities exchange or national interdealer quotation system on which the Common Stock is then listed or quoted.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.28</B> &ldquo;<B>Non-Employee
Director</B>&rdquo; means a non-employee director of the Board within the meaning of Rule 16b-3 promulgated under the Exchange
Act.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.29</B> &ldquo;<B>Non-Qualified
Stock Option</B>&rdquo; means an Option issued pursuant to the Plan that is not intended to be an Incentive Stock Option.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.30</B> &ldquo;<B>Option</B>&rdquo;
means a right granted to a Participant to purchase Shares at a specified price during specified time periods. An Option may be
either an Incentive Stock Option or a Non-Qualified Stock Option.</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">4</FONT></P>

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<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.31</B> &ldquo;<B>Optionee</B>&rdquo;
means a Participant to whom an Option has been awarded.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.32</B> &ldquo;<B>Option
Exercise Price</B>&rdquo; means the price at which a Share of Common Stock may be purchased upon the date of Exercise of an Option.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.33</B> &ldquo;<B>Participant</B>&rdquo;
means an eligible person to whom an Award is granted pursuant to the Plan or, if applicable, such other person who holds an outstanding
Award.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.34</B> &ldquo;<B>Performance
Compensation Award</B>&rdquo; means any Award granted by the Committee pursuant to Article 10 of the Plan.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.35</B> &ldquo;<B>Performance
Criteria</B>&rdquo; means the criterion or criteria that the Committee shall select for purposes of establishing the Performance
Goal(s) for a Performance Period with respect to any Performance Share Award under the Plan. The Performance Criteria that will
be used to establish the Performance Goal(s) shall be based on the attainment of specific levels of performance of the Company
(or Affiliate, division, business unit or operational unit of the Company) and may include, either individually or in ratios or
other combinations:</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(a) basic earnings per share;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(b) basic cash earnings per share;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(c) diluted earnings per share;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(d) core earnings per share;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(e) diluted cash earnings per share;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(f) earnings before taxes;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(g) net income;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(h) net interest income;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(i) non-interest income;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(j) revenue;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(k)&nbsp;efficiency ratio;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(l) salaries and benefits efficiency ratio;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(m) return on average assets;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(n) core return on average assets;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(o) core return on equity;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(p) return on average shareholders&rsquo;
equity;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(q) return on average tangible shareholders&rsquo;
equity;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(r) core earnings;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(s) operating income;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(t) net interest margin;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(u) net interest rate spread;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(v) growth in assets, loans or deposits;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(w) loan production volume;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(x) sales;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(y) net charge-offs;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(z) nonperforming/classified assets;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(aa) classified loans;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(bb) cash flow;</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(cc) capital level (core or risk-based);</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">5</FONT></P>

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<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(dd) interest rate risk exposure-net
portfolio value;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(ee) interest rate risk-sensitivity;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(ff) liquidity;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(gg) strategic business objectives,
cost control, business expansion goals, and goals relating to acquisitions or divestitures, or goals relating to capital raising
and capital management;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(hh) objective customer service
measures or indices,</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(ii) stock price (including,
but not limited to, growth measures and total shareholder return);</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(jj) operating expense as
a percentage of average assets;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(kk) core deposits as a percentage
of total deposits;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(ll) net charge-off percentage;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(mm) loan delinquency rates;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(nn) market share;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(oo) pre-provision net revenue;
and</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(pp) environmental, social
and governance metrics.</FONT></P>

<P STYLE="text-align: left; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Any one or more of the Performance
Criteria may be used on an absolute or relative basis in any combination or ratio, or year-over-year change to measure the performance
of the Company and/or an Affiliate as a whole or any division, business unit or operational unit of the Company and/or an Affiliate
or any combination thereof, or as compared to the performance of a group of comparable companies, or published or special index.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt; text-align: left"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.36</B> &ldquo;<B>Performance
Formula</B>&rdquo; means, for a Performance Period, the one or more objective formulas applied against the relevant Performance
Goal to determine, with regard to the Performance Share Award of a particular Participant, whether all, some portion but less
than all, or none of the Performance Award has been earned for the Performance Period.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.37</B>
&ldquo;<B>Performance Goals</B>&rdquo; means, for a Performance Period, the one or more goals for the Performance Period
based upon the Performance Criteria. The Committee may adjust or modify the calculation of a Performance Goal for such
Performance Period in order to prevent the dilution or enlargement of the rights of Participants based on corporate events
beyond the control of a Participant, including the following events:</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(a) asset write-downs;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(b) litigation or claim judgments
or settlements;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(c) the effect of changes
in tax laws, accounting principles, or other laws or regulatory rules affecting reported results;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(d) any reorganization and
restructuring programs;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(e) extraordinary nonrecurring
items as described in Accounting Principles Board Opinion No. 30 (or any successor or pronouncement thereto) and/or in management&rsquo;s
discussion and analysis of financial condition and results of operations appearing in the Company&rsquo;s annual report to shareholders
for the applicable year;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(f) acquisitions or divestitures;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(g) environmental, social
and governance metrics;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(h) any other specific unusual
or nonrecurring events, or objectively determinable category thereof; and</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(i) a change in the Company&rsquo;s
fiscal year.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.38</B> &ldquo;<B>Performance
Period</B>&rdquo; means the one or more periods of time not less than one fiscal quarter in duration, over which the attainment
of one or more Performance Goals will be measured for the purpose of determining a Participant&rsquo;s right to any the payment
of a Performance Compensation Award.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.39</B> &ldquo;<B>Performance
Share Award</B>&rdquo; means any Award granted pursuant to Article 9 under the Plan.</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">6</FONT></P>

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<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.40</B> &ldquo;<B>Performance
Share</B>&rdquo; means the grant of a right to receive a number of actual shares of Common Stock or share units based upon the
performance of the Company during a Performance Period.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.41</B> &ldquo;<B>Plan</B>&rdquo;
means this Fulton Financial Corporation Amended and Restated Equity and Cash Incentive Compensation Plan.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.42</B> &ldquo;<B>Repricing</B>&rdquo;
means any transaction performed with the intent or effect of:</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(a)&nbsp;reducing the exercise
price of any outstanding Option or Stock Appreciation Right Awards;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(b) cancelling or exchanging
outstanding Options or Stock Appreciation Rights in exchange for cash, other Awards or replacement Options and/or Stock Appreciation
Rights, including through a tender offer process, with exercise prices that are less than the exercise price of the cancelled
or exchanged Options and/or Stock Appreciation Rights; or</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(c) any similar share exchange
transaction involving outstanding Awards.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.43</B> &ldquo;<B>Restricted
Award</B>&rdquo; means any Award granted pursuant to Article 8.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.44</B> &ldquo;<B>Restricted
Period</B>&rdquo; has the meaning set forth in Section 8.01.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.45</B> &ldquo;<B>Restricted
Stock</B>&rdquo; has the meaning set forth in Section 8.01.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.46</B> &ldquo;<B>Restricted
Stock Unit</B>&rdquo; has the meaning set forth in Section 8.01.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.47</B> &ldquo;<B>Retirement</B>&rdquo;
means retirement from employment with the Company or any Affiliate at the earlier of:</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(a) achieving age 60 with
at least 10 years of service to the Company or any Affiliate; or</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt; margin-top: 0pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(b) achieving age 62 with
at least 5 years of service to the Company or any Affiliate.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.48</B> &ldquo;<B>Securities
Act</B>&rdquo; has the meaning set forth in Section 14.02.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.49</B> &ldquo;<B>Shares</B>&rdquo;
means shares of Common Stock subject to Awards or available for future Awards under the Plan.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.50</B> &ldquo;<B>Stock
Appreciation Right</B>&rdquo; means a right granted under Article 7 of the Plan.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>2.51</B> &ldquo;<B>Ten
Percent Shareholder</B>&rdquo; means the owner of stock as determined by Section 424(d) of the Code, possessing more than ten
percent of the total combined voting power of all classes of stock of the Company or any one of its Affiliates.</FONT></P>

<P STYLE="margin-left: 0"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B>Article 3. Administration of the Plan.</B></FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>3.01 <U>Committee Composition</U></B>.
The Plan shall be administered by the Committee, or, in the Board&rsquo;s sole discretion, by the Independent Directors on the
Board. Each member of the Committee shall be Independent.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>3.02 <U>Delegation</U></B>.
The Committee, or if no Committee has been appointed, the Board, may delegate administration of the Plan to a committee or
committees of one or more members of the Board. The Committee shall have the power to delegate to a subcommittee any of the
administrative powers the Committee is authorized to exercise (and reference in this Plan to the Board or the Committee shall
thereafter be to the committee or subcommittee), subject, however, to such resolutions, not inconsistent with the provisions
of the Plan, as may be adopted from time to time by the Board. Within the scope of such authority, the Board or the Committee
may also delegate to a committee of one or more members of the Board or to senior management the authority to grant Awards to
eligible individuals who are not subject to Section 16 of the Exchange Act.</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">7</FONT></P>

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<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>3.03 <U>Authority of
Committee</U></B>. Subject to the terms of the Plan, the Committee&rsquo;s charter and Applicable Laws, and in addition to
other express powers and authorization conferred by the Plan, the Committee shall be vested with full authority:</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(a) to adopt, amend and rescind
such rules and regulations as it deems necessary or desirable to administer the Plan;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(b) to construe, interpret and apply the
provisions of the Plan;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(c) to authorize any person to execute, on behalf of the Company, any instrument required to carry out
the purposes of the Plan;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(d) to delegate its authority
to one or more officers of the Company with respect to Awards that do not involve &ldquo;insiders&rdquo; within the meaning of
Section 16 of the Exchange Act;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(e) to determine when Awards are to be granted under the Plan and the applicable Date of Grant;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(f) from time to time to select,
subject to the limitations set forth in the Plan, those Participants to whom Awards shall be granted;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(g) to determine the number
of Shares to be made subject to each Award;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(h) to determine whether an
Option is to be an Incentive Stock Option or a Non-Qualified Stock Option;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(i) to prescribe the terms
and conditions of each Award, including, without limitation, the exercise price, medium of payment and vesting provisions, and
to specify the provisions of the Award Agreement relating to such grant;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(j) to determine the
target number of Performance Shares to be granted pursuant to a Performance Share Award, the Performance Criteria that will
be used to establish the Performance Goals, the Performance Period(s) and the number of Performance Shares earned by a
Participant;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(k) to designate an Award
(including a cash bonus) as a Performance Compensation Award and to select the Performance Criteria that will be used to establish
the Performance Goals;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(l) to amend any outstanding
Awards, including for the purpose of modifying the time or manner of vesting, or the term of any outstanding Award; provided,
however, that if any such amendment impairs a Participant&rsquo;s rights or increases a Participant&rsquo;s obligations under
his or her Award or creates or increases a Participant&rsquo;s federal income tax liability with respect to an Award, such amendment
shall also be subject to the Participant&rsquo;s consent;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(m) to determine the duration
and purpose of leaves of absences which may be granted to a Participant without constituting termination of their employment or
service for purposes of the Plan, which periods shall be no shorter than the periods generally applicable to Employees under the
Company&rsquo;s employment policies, subject to the requirements of Section 409A of the Code;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(n) to make decisions with
respect to outstanding Awards that may become necessary upon a Change in Control or an event that triggers anti-dilution adjustments;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(o) to interpret, administer,
reconcile any inconsistency in, correct any defect in and/or supply any omission in the Plan and any instrument or agreement relating
to, or Award granted under, the Plan; and</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(p) to exercise discretion
to make any and all other determinations which it determines to be necessary or advisable for the administration of the Plan.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The Committee also may modify
the purchase price or the exercise price of any outstanding Award, provided that if the modification effects a Repricing, shareholder
approval shall be required before the Repricing is effective. Any determination, decision or action of the Committee in connection
with the construction, interpretation, administration or application of the Plan shall be final, conclusive and binding upon the
Company and all Participants and any person claiming under or through a Participant.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>3.04 <U>Indemnification</U></B>.
In addition to such other rights of indemnification as they may have as Directors or members of the Committee, and to the extent
allowed by Applicable Laws, no member of the Committee or of the Board shall be liable for any determination, decision or action
made in good faith with respect to the Plan or any Award granted under the Plan.</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">8</FONT></P>

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<P STYLE="margin-left: 0"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B>Article 4. Shares Subject to the Plan.</B></FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>4.01 <U>Shares Subject
to the Plan</U></B>. Subject to adjustment as provided in Article 12 and excluding any Awards granted prior to the Effective Date,
the total number of Shares available that may be granted under the Plan shall not exceed <B>5,806,000 </B>Shares as of the Effective
Date. During the term of each Award, the Company shall keep reserved at all times the number of Shares of Common Stock required
to satisfy all such Awards. As the Committee may determine from time to time, the Shares available for distribution under the
Plan may consist either in whole or in part of authorized but unissued Common Stock or Common Stock held in treasury.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>4.02 <U>Recycling of Shares</U></B>.
Any Shares subject to an Award that are cancelled, forfeited or expire prior to exercise or realization, either in full or in
part, shall again become available for issuance under the Plan. Shares delivered to or withheld by the Company to satisfy any
tax withholding obligation on a Performance Share Award or a Restricted Award shall again become available for issuance under
the Plan. Any Shares that are issued upon the exercise or vesting of an Award, except for eligible shares to satisfy a tax withholding
obligation, shall be deducted from the available Shares under the Plan as one (1) Share for each Share issued under the Award.
Notwithstanding anything to the contrary contained herein, Shares subject to an Award under the Plan shall not again be made available
for issuance or delivery under the Plan if such Shares are:</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(a) Shares tendered in payment
of the Option Exercise Price;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(b) Shares covering an Option
or a stock-settled Stock Appreciation Right;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(c) Shares withheld by the
Company to satisfy a tax withholding obligation covering an Option or stock-settled Stock Appreciation Right; or</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(d) other Awards
that were not issued upon the settlement of the Award.</FONT></P>

<P STYLE="margin-left: 0"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B>Article 5. Eligibility.</B></FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>5.01 <U>General</U></B>.
All Employees and Consultants of the Company or any of its Affiliates are eligible to participate in the Plan, whether now existing
as an Affiliate or later become an Affiliate. The Committee shall determine which such eligible persons shall be granted Awards
and become Participants in the Plan.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>5.02 <U>Eligibility for
Specific Awards</U></B>. Incentive Stock Options may be granted only to Employees. Awards other than Incentive Stock Options may
be granted to Employees and Consultants and those individuals whom the Committee determines are reasonably expected to become
Employees and Consultants following the Date of Grant.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>5.03 <U>Ten Percent
Shareholders</U></B>. An Incentive Stock Option shall not be granted to a Ten Percent Shareholder unless the Option Exercise
Price is at least 110% of the Fair Market Value of the Common Stock at the Date of Grant and the Option is not exercisable
after the expiration of five (5) years from the Date of Grant.</FONT></P>

<P STYLE="margin-left: 0"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B>Article 6. Option Provisions.</B></FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>6.01 <U>General</U></B>.
Each Option granted under the Plan shall be evidenced by an Award Agreement. Each Option granted shall be subject to the
conditions set forth in this Article 6, and to such other conditions not inconsistent with the Plan as may be reflected in
the applicable Award Agreement. Each Option shall specify the number of Shares that may be purchased pursuant to the Option,
the Option Exercise Price, the term of the Option, vesting schedule and such other terms, conditions and limitations
established by the Committee as are consistent with the terms of the Plan. The Award Agreement shall identify the Option as a
Non-Qualified Stock Option or an Incentive Stock Option. Notwithstanding the foregoing, the Company shall have no liability
to any Participant or any other person if an Option designated as an Incentive Stock Option fails to qualify as such at any
time or if an Option is determined to constitute &ldquo;nonqualified deferred compensation&rdquo; within the meaning of
Section 409A of the Code and the terms of such Option do not satisfy the requirements of Section 409A of the Code. The
provisions of separate Options need not be identical, but each Option shall include (through incorporation of provisions
hereof by reference in the Option or otherwise) the substance of each of the following provisions:</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">9</FONT></P>

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<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>(a) <U>Term</U></B>. Subject
to the provisions of Section 5.03 regarding Ten Percent Shareholders, no Option shall be exercisable after the expiration of ten
(10) years from the Date of Grant.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>(b) <U>Option Exercise
Price of an Option</U></B>. Subject to Section 5.03 regarding Ten Percent Shareholders, the Option Exercise Price of each Option
shall not be less than 100% of the Fair Market Value of the Shares subject to the Option on the Date of Grant. Notwithstanding
the foregoing, an Incentive Stock Option may be granted with an Option Exercise Price lower than that set forth in the preceding
sentence if such Option is granted pursuant to an assumption or substitution for another option in a manner satisfying the provisions
of Section 424(a) and 409A of the Code, and a Non-Qualified Stock Option may be granted with an Option Exercise Price lower than
that set forth in the preceding sentence if such Option is granted pursuant to an assumption or substitution for another option
in a manner satisfying the provisions of Section 409A of the Code.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>(c) <U>Consideration</U></B>.
Each Participant who elects to Exercise an Option granted pursuant to the Plan shall be required to give written notice to the
Company of such election and of the number of Shares he or she has elected to purchase, in such form as the Committee shall have
prescribed or approved. At the time of Exercise of the Option, the price of the Shares purchased shall become immediately due
and payable: (i) in cash or by check; (ii) by tendering to the Company Shares of the Company that have been held by the Participant
for at least six months, having a Fair Market Value as of the Date of Exercise equal to the Option Exercise Price; (iii) by any
method established by the Committee to facilitate ownership of Shares, including so-called &ldquo;cashless exercise&rdquo;; (iv)
by reduction in the number of Shares otherwise deliverable upon exercise of such Option with a Fair Market Value equal to the
aggregate Option Exercise Price at the time of Exercise; (v) by any combination of the methods of payment described in (i), (ii)
, (iii) or (iv), or (vi) in any other form of legal consideration that may be acceptable to the Committee. Notwithstanding the
foregoing, during any period for which the Shares are publicly traded (i.e., the Common Stock is listed on any national stock
exchange) an Exercise by a Participant that involves or may involve a direct or indirect extension of credit or arrangement of
an extension of credit by the Company, directly or indirectly, in violation of Section 402(a) of the Sarbanes-Oxley Act of 2002
shall be prohibited with respect to any Award under the Plan.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>(d) <U>Option Transferability</U></B>.
An Option shall not be transferable except by will, by the laws of descent and distribution, or pursuant to a domestic relations
order entered into by a court of competent jurisdiction, and shall be exercisable during the lifetime of the Optionee only by
the Optionee. Notwithstanding the foregoing, the Optionee may, by delivering written notice to the Company, in a form satisfactory
to the Company designate a third party who, in the event of the death of the Optionee, shall thereafter be entitled to Exercise
the Option.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>6.02 <U>Termination
of Continuous Service</U></B>. Unless otherwise provided in the terms of an Award Agreement, a vested Option may be exercised
and paid only: (a) while the Participant is an Employee, a Director or a Consultant to the Company, or an Affiliate, and (b)
has maintained Continuous Service as an Employee, a Director or a Consultant since the Date of Grant of the Option, provided
however, if the Continuous Service of an Optionee is terminated:</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(a) as a result of the Optionee&rsquo;s
Disability, such Optionee may, but only within a one (1) year period from the date of such termination of Continuous Service (and
no later than the date that the Option would otherwise expire), Exercise the Option to the extent the Optionee was entitled to
Exercise it at the date of such termination of Continuous Service;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(b) as a result of the Optionee&rsquo;s
death, to the extent the Optionee was entitled to Exercise the Option immediately prior to the Optionee&rsquo;s death, such Option
of the deceased Optionee may be Exercised, but only within one (1) year from the date of the Optionee&rsquo;s death (and no later
than the date on which such Option would otherwise expire), by the person or persons (including the Optionee&rsquo;s estate) to
whom the Optionee&rsquo;s rights under such Option shall have passed by will or by the laws of descent and distribution;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(c) as a result of the Optionee&rsquo;s
Retirement, the Optionee may Exercise his or her currently exercisable Options for up to one year from the date of his or her
Retirement (but not beyond the date when the Option would</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">10</FONT></P>

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<P STYLE="margin-left: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">otherwise expire); however, if exercisable Incentive
Stock Options are not Exercised within 90 days of Retirement, they will convert automatically to Non-Qualified Stock Options;
and</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(d) as a result of termination
without Cause, layoff or position elimination, the Optionee may Exercise vested Options for up to 90 days (but no later than the
date the Option would expire) following the date of such termination.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">On the date of termination of Continuous Service,
all unvested Options shall be cancelled.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>6.03 <U>Incentive Stock
Option Limitation</U></B>. To the extent that the aggregate Fair Market Value (determined at the time of grant) of Shares with
respect to which Incentive Stock Options are exercisable for the first time by any Optionee during any calendar year (under all
plans of the Company and its Affiliates) exceeds the limitation imposed by Section 422 of the Code (currently $100,000), the Options
or portions thereof which exceed such limit (according to the order in which they were granted) shall be treated as Non-Qualified
Stock Options.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>6.04 <U>Incentive Stock
Option Qualifying Disposition</U></B>. With respect to Shares acquired as a result of the Exercise of an Incentive Stock Option,
any disposition of such Shares other than by will or by the laws of descent and distribution before the later of the expiration
of the two (2) year period beginning on the Date of Grant of such Incentive Stock Option, or the expiration of the one (1) year
period beginning on the date of the transfer of such Shares pursuant to such Exercise, will not be prohibited by the Plan, but
may disqualify the disposition from receiving favorable tax treatment under Section 421(a) of the Code. The Committee may require
an Optionee to give prompt notice (as described below) to the Company concerning any disposition of Shares received upon the Exercise
of an Incentive Stock Option within: (i) two (2) years from the date of granting such Incentive Stock Option to such Optionee;
(ii) one (1) year from the transfer of such shares of Stock to such Optionee or (iii) such other period as the Committee may from
time to time determine. The Committee may direct in the applicable Award Agreement that an Optionee with respect to an Incentive
Stock Option undertake to give such notice described in the preceding sentence at such time and containing such information as
the Committee may prescribe, and/or that the certificates or book entry registration evidencing Shares acquired by Exercise of
an Incentive Stock Option refer to such requirement to give such notice. Notice means written notification actually received by
the Company at its executive offices on a day when the Company&rsquo;s executive offices are open for business, or, if received
after such time, such notice shall be deemed received on the next such day, which notice may be delivered in such manner as may
be prescribed from time to time by the Committee.</FONT></P>

<P STYLE="margin-left: 0"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B>Article 7. Stock Appreciation Rights.</B></FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>7.01 <U>General</U></B>.
Each Stock Appreciation Right granted under the Plan shall be evidenced by an Award Agreement. Each Stock Appreciation Right
so granted shall be subject to the conditions set forth in this Article 7, and to such other conditions not inconsistent with
the Plan as may be reflected in the applicable Award Agreement.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>7.02 <U>Term</U></B>. The
term of a Stock Appreciation Right granted under the Plan shall be determined by the Committee; provided, however, no Stock Appreciation
Right shall be exercisable later than the tenth anniversary of the Date of Grant.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>7.03 <U>Exercise and
Payment</U></B>. Upon exercise of a Stock Appreciation Right, the Participant shall be entitled to receive from the Company
in cash (unless otherwise provided) an amount equal to the number of Shares subject to the Stock Appreciation Right that is
being Exercised multiplied by the excess of: (i) the Fair Market Value of a Share on the date the Award is exercised, over
(ii) the exercise price specified in the Stock Appreciation Right. Payment shall be made in the form of Shares (with or
without restrictions as to substantial risk of forfeiture and transferability, cash or a combination thereof, as determined
by the Committee.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>7.04 <U>Exercise
Price</U></B>. The exercise price of a Stock Appreciation Right shall be determined by the Committee, but shall not be less
than 100% of the Fair Market Value of one Share on the Date of Grant of such Stock Appreciation Right. A Stock Appreciation
Right, by its terms, shall be exercisable only when the Fair Market Value per Share subject to the Stock Appreciation Right
exceeds the exercise price per Share thereof.</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">11</FONT></P>

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<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>7.05 <U>Stock Appreciation
Right Transferability</U></B>. A Stock Appreciation Right shall not be transferable except by will, by the laws of descent and
distribution, or pursuant to a domestic relations order entered into by a court of competent jurisdiction, and shall be exercisable
during the lifetime of the Participant.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>7.06 <U>Termination
of Continuous Service</U></B>. Unless otherwise provided in the terms of an Award Agreement, a vested Stock Appreciation
Right may be exercised and paid only: (a) while the Participant is an Employee, a Director or a Consultant to the Company, or
an Affiliate, and (b) has maintained Continuous Service as an Employee, a Director or a Consultant since the Date of Grant of
the Stock Appreciation Right, provided however, if the Continuous Service of a Participant is terminated:</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(a) as a result of the Participant&rsquo;s
Disability, such Participant may, but only within a one (1)&nbsp;year period from the date of such termination of Continuous Service
(and no later than the date that the Stock Appreciation Right would otherwise expire), Exercise the Stock Appreciation Right to
the extent the Participant was entitled to Exercise the Stock Appreciation Rightat the date of such termination of Continuous
Service;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(b) as a result of the Participant&rsquo;s
death, to the extent the Participant was entitled to Exercise the Stock Appreciation Right immediately prior to the Participant&rsquo;s
death, such Stock Appreciation Right of the deceased participant may be Exercised, but only within one (1) year from the date
of the Participant&rsquo;s death (and no later than the date on which such Stock Appreciation Right would otherwise expire), by
the person or persons (including the Participant&rsquo;s estate) to whom the Participant&rsquo;s rights under such Stock Appreciation
Agreement shall have passed by will or by the laws of descent and distribution;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(c) as a result of the Participant&rsquo;s
Retirement, the Participant may Exercise his or her currently exercisable Stock Appreciation Rights for up to one year from the
date of his or her Retirement (but not beyond the date when the Stock Appreciation Rights would otherwise expire); and</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(d) as a result of
termination without Cause, layoff or position elimination, the Participant may Exercise vested Stock Appreciation Rights for
up to 90 days (but no later than the date the Stock Appreciation Right would expire) following the date of such termination.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">On the date of termination of Continuous Service, all unvested Stock Appreciation Rights shall be cancelled.</FONT></P>

<P STYLE="margin-left: 0"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B>Article 8. Restricted Awards.</B></FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>8.01 <U>General</U></B>.
A Restricted Award is an Award of actual Shares (&ldquo;<B>Restricted Stock</B>&rdquo;) or Common Stock units (&ldquo;<B>Restricted
Stock Units</B>&rdquo;) having a value equal to the Fair Market Value of an identical number of Shares that shall provide that
such Restricted Award may not be sold, assigned, transferred or otherwise disposed of, pledged or hypothecated as collateral for
a loan or as security for the performance of any obligation (the &ldquo;<B>Restricted Period</B>&rdquo;). Each Restricted Award
so granted shall be subject to the conditions set forth in this Article 8, and to such other conditions not inconsistent with
the Plan, as may be reflected in the applicable Award Agreement.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>8.02 <U>Restricted Stock</U></B>.
If the Committee determines that the Restricted Stock shall be held by the Company or in escrow rather than delivered to the Participant
pending the release of the applicable restrictions, the Committee may require the Participant to execute and deliver to the Company
(A) an escrow agreement satisfactory to the Committee, if applicable and (B) the appropriate blank stock power with respect to
the Restricted Stock covered by such agreement. If a Participant fails to execute an Award Agreement evidencing a Restricted Stock
Award and, if applicable, an escrow agreement and stock power, or such other agreements and documents, the Award shall be null
and void. Subject to the restrictions set forth in the Award, the Participant generally shall have the rights and privileges of
a shareholder as to such Restricted Stock, including the right to vote such Restricted Stock.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>8.03 <U>Dividend Equivalents
on Restricted Stock</U></B>. At the discretion of the Committee, a Participant may be granted the right to receive dividends;
provided that any cash dividends and stock dividends with respect to the Restricted Stock shall be withheld by the Company for
the Participant&rsquo;s account, and interest may be credited on the amount of the cash dividends withheld at a rate and subject
to such terms as determined by the Committee. The cash dividends or stock dividends withheld shall be distributed to the Participant
in cash or, at the discretion of the Committee, in shares of Common Stock having a Fair Market Value equal to the amount of such
dividends, if</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">12</FONT></P>

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<P STYLE="margin-left: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">applicable, upon the release of restrictions
on such share and, if such share is forfeited, the Participant shall have no right to such dividends.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>8.04 <U>Restricted Stock
Units</U></B>. The terms and conditions of a grant of Restricted Stock Units shall be reflected in an Award Agreement. No Shares
shall be issued at the time a Restricted Stock Unit is granted, and the Company will not be required to set aside a fund for the
payment of any such Award. A Participant shall have no voting rights with respect to any Restricted Stock Units granted hereunder.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>8.05 <U>Dividend Equivalents
on Restricted Stock Units</U></B>. At the discretion of the Committee, each Restricted Stock Unit (representing one Share) may
be credited with cash, Shares or other property equivalent to all or a portion of the dividends paid with respect to the outstanding
Common Stock paid by the Company in respect of one Share (&ldquo;<B>Dividend Equivalents</B>&rdquo;). Dividend Equivalents shall
be withheld by the Company for the Participant&rsquo;s account, and interest may be credited on the amount of cash Dividend Equivalents
withheld at a rate and subject to such terms as determined by the Committee. Dividend Equivalents credited to a Participant&rsquo;s
account and attributable to any particular Restricted Stock Unit (and earnings thereon, if applicable) shall be distributed in
cash or, at the discretion of the Committee, in Shares having a Fair Market Value equal to the amount of such Dividend Equivalents
and earnings, if applicable, to the Participant upon settlement of such Restricted Stock Unit and, if such Restricted Stock Unit
is forfeited, the Participant shall have no right to such Dividend Equivalents.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>8.06 <U>Restrictions on
Restricted Awards</U>.</B></FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(a) Restricted Stock awarded
to a Participant shall be subject to the following restrictions until the expiration of the Restricted Period, and to such other
terms and conditions as may be set forth in the applicable Award Agreement: (A) if an escrow arrangement is used, the Participant
shall not be entitled to delivery of the stock certificate, or exercise control over a book entry account; (B) the Shares shall
be subject to the restrictions on transferability set forth in the Award Agreement or the Plan; (C) the Shares shall be subject
to forfeiture to the extent provided in the applicable Award Agreement; and (D)&nbsp;to the extent such Shares are forfeited,
the stock certificates shall be returned to the Company, or book entry positions cancelled, and all rights of the Participant
to such Shares and as a shareholder with respect to such Shares shall terminate without further obligation on the part of the
Company.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(b) A Restricted Stock
Units Award shall be subject to forfeiture until the expiration of the Restricted Period, and satisfaction of any applicable
Performance Goals during such period, to the extent provided in the applicable Award Agreement. If the Restricted Stock Units
are forfeited, all rights of the Participant to such Restricted Stock Units shall terminate without further obligation on the
part of the Company.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(c) The Committee shall have
the authority to remove any or all of the restrictions on the Restricted Stock and Restricted Stock Units whenever it may determine
that, by reason of changes in Applicable Laws or other changes in circumstances arising after the date the Restricted Stock or
Restricted Stock Units are granted, such action is appropriate.</FONT></P>

<P STYLE="margin-left: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>8.07 <U>Delivery of Shares for Restricted
Stock and Settlement of Restricted Stock Units</U></B>.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(a) Delivery of Shares for
Restricted Stock. Upon the expiration of the Restricted Period with respect to any Shares of Restricted Stock, the restrictions
set forth in Section 8.04 and the applicable Award Agreement shall be of no further force or effect with respect to such Shares.
If an escrow arrangement is used, upon such expiration, the Company shall cause a book entry notation to be made or deliver to
the Participant, or his or her beneficiary, without charge, the stock certificate or book entry notation evidencing the Shares
of Restricted Stock that have been released from forfeiture restrictions, plus any cash dividends or stock dividends credited
to the Participant&rsquo;s account with respect to such Restricted Stock and the interest thereon, if any.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(b) Settlement of Restricted
Stock Units. Upon the expiration of the Restricted Period with respect to any outstanding Restricted Stock Units, the Company
shall deliver to the Participant, or his or her beneficiary, without charge, one Share for each such outstanding Restricted Stock
Unit (&ldquo;<B>Vested Unit</B>&rdquo;) and cash equal to any Dividend Equivalents credited with respect to each such Vested Unit
in accordance with Section 8.03 hereof and the</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">13</FONT></P>


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<P STYLE="margin-left: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">interest thereon or, at the discretion of the
Committee, in Shares having a Fair Market Value equal to such Dividend Equivalents and the interest thereon, if any; provided,
however, that, if explicitly provided in the applicable Award Agreement, the Committee may, in its sole discretion, elect to pay
part cash and part Shares in lieu of delivering only Shares for Vested Units. If a cash payment is made in lieu of delivering
Shares, the amount of such payment shall be equal to the Fair Market Value of the Shares as of the date on which the Restricted
Period lapsed with respect to each Vested Unit.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>8.08 <U>Stock Certificate
Restrictions</U></B>. Each certificate, or book entry account, representing Restricted Stock awarded under the Plan shall bear
a legend in such form, or be subject to transfer restrictions, as the Company deems appropriate.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>8.09 <U>Restricted Award
Transferability</U></B>. A Restricted Award shall not be transferable except by will, by the laws of descent and distribution,
or pursuant to a domestic relations order entered into by a court of competent jurisdiction.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>8.10 <U>Termination
of Continuous Service</U></B>. Unless otherwise provided in the terms of an Award Agreement, a time-vested Restricted Award
may vest and be paid only: (a) while the Participant is an Employee, a Director or a Consultant to the Company, or an
Affiliate, and (b) has maintained Continuous Service as an Employee, a Director or a Consultant since the Date of Grant of
the Restricted Award, unless the Participant&rsquo;s Continuous Service ceases by reason of the Participant&rsquo;s
termination without Cause, layoff, position elimination, death, Disability or Retirement.</FONT></P>

<P STYLE="margin-left: 0"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B>Article 9. Performance Share Awards.</B></FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>9.01 <U>Grant of Performance
Share Awards</U></B>. Each Performance Share Award granted under the Plan, in Common Stock or share units based upon the performance
of the Company during a Performance Period, shall be evidenced by an Award Agreement. Each Performance Share Award so granted
shall be subject to the conditions set forth in this Article 9, and to such other conditions not inconsistent with the Plan as
may be reflected in the applicable Award Agreement.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>9.02 <U>Earning Performance
Share Awards</U></B>. The number of Performance Shares earned by a Participant will depend on the extent to which the Performance
Goals established by the Committee are attained within the applicable Performance Period, as determined by the Committee.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>9.03 <U>Dividend
Equivalents on Performance Share Awards</U></B>. At the discretion of the Committee, each Performance Share Award
(representing one Share) may be credited with Dividend Equivalents. Dividend Equivalents shall be withheld by the Company for
the Participant&rsquo;s account, and interest (for cash-settled Dividend Equivalents) or additional Dividend Equivalents (for
stock-settled Dividend Equivalents) may be credited on the amount of Dividend Equivalents withheld at a rate and subject to
such terms as determined by the Committee. Dividend Equivalents credited to a Participant&rsquo;s account and attributable to
any particular Performance Share Award (and earnings thereon, if applicable) shall be distributed in cash or, at the
discretion of the Committee, in Shares having a Fair Market Value equal to the amount of such Dividend Equivalents and
earnings, if applicable, to the Participant upon settlement of such Performance Share Award and, if such Performance Share
Award is unearned or is forfeited, the Participant shall have no right to such Dividend Equivalents.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>9.04 <U>Termination of
Continuous Service</U></B>. Unless otherwise approved by the Committee at time of grant or in the Award Agreement, if the Continuous
Service of a Participant is terminated for any reason a Performance Share Award will not vest and will be forfeited as provided
in accordance with Article 11.</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">14</FONT></P>

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<P STYLE="margin-left: 0"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B>Article 10. Performance Compensation Awards.</B></FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>10.01 <U>General</U></B>.
The Committee shall have the authority, at the time of grant of any Award described in the Plan, to designate an Award as a Performance
Compensation Award in order to qualify such Award as &ldquo;performance-based compensation&rdquo;. In addition, the Committee
shall have the authority to make an Award of a cash bonus to any Participant and designate such Award as a Performance Compensation
Award in order to qualify such Award as &ldquo;performance-based compensation&rdquo; under the Plan.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>10.02 <U>Eligibility</U></B>.
The Committee will, in its sole discretion, designate within the first 90 days of a Performance Period the Participants that
are eligible to receive Performance Compensation Awards in respect of such Performance Period. However, designation of a
Participant eligible to receive an Award hereunder for a Performance Period shall not in any manner entitle the Participant
to receive payment in respect of any Performance Compensation Award for such Performance Period. The determination as to
whether or not such Participant becomes entitled to payment in respect of any Performance Compensation Award shall be decided
solely in accordance with the provisions of this Article 10.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>10.03 <U>Discretion of
Committee with Respect to Performance Compensation Awards</U>. </B>With regard to a particular Performance Period, the Committee
shall have full discretion to select the length of such Performance Period (provided any such Performance Period shall be not
less than one fiscal quarter in duration), the type(s) of Performance Compensation Awards to be issued, the Performance Criteria
that will be used to establish the Performance Goal(s), the kind(s) and/or level(s) of the Performance Goal(s) that is (are) to
apply to the Performance Formula. Within the first 90 days of a Performance Period, the Committee shall, with regard to the Performance
Compensation Awards to be issued for such Performance Period, exercise its discretion with respect to each of the matters enumerated
in the immediately preceding sentence of this Section 10.03 and record the same in writing.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>10.04 <U>Payment of Performance
Compensation Awards</U>.</B></FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>(a) <U>Condition to Receipt
of Payment</U></B>. Unless otherwise provided in the applicable Award Agreement, a Participant must be employed by the Company
on the last day of a Performance Period to be eligible for payment in respect of a Performance Compensation Award for such Performance
Period.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>(b) <U>Limitation</U></B>.
A Participant shall be eligible to receive payment in respect of a Performance Compensation Award only to the extent that: (A)
the Performance Goals for such period are achieved; and/or (B) the Performance Formula, as applied against such Performance Goals
indicates that all or some portion of such Participant&rsquo;s Performance Compensation Award has been earned for the Performance
Period.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>(c) <U>Certification</U></B>.
Following the completion of a Performance Period, the Committee shall review and approve whether, and to what extent, the Performance
Goals for the Performance Period have been achieved and, if so, calculate and approve the amount of the Performance Compensation
Awards earned for the period based upon the Performance Formula. The Committee shall then determine the amount of each Participant&rsquo;s
Performance Compensation Award for the Performance Period.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>(d) <U>Use of Discretion</U></B>.
In determining the amount of an individual Performance Compensation Award for a Performance Period, the Committee may reduce or
eliminate the amount of the Performance Compensation Award earned under the Performance Formula in the Performance Period if,
in its sole judgment, such reduction or elimination is appropriate. The Committee shall not have the discretion to grant or provide
payment in respect of Performance Compensation Awards for a Performance Period if the Performance Goals for such Performance Period
have not been attained.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>(e) <U>Timing of Award
Payments</U></B>. Performance Compensation Awards granted for a Performance Period shall be paid to Participants as soon as administratively
practicable following completion of the certifications required by this Article 10, but in no event earlier than the end of the
Performance Period or later than June 30 of the calendar year following the calendar year during which the Performance Period
is completed. Payment of Awards to an individual Employee may be subject to an election to defer receipt under a nonqualified
deferred compensation plan maintained by the Company.</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">15</FONT></P>

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<P STYLE="margin-left: 0; color: #010000"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B>Article 11. Vesting.</B></FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>11.01 <U>General</U></B>.
The Committee shall specify the vesting schedule or conditions of each Award. It shall be a condition to the vesting of any Award
made under the Plan, whether or not set forth in an Award Agreement, that the Participant render Continuous Service to the Company
or an Affiliate through the applicable vesting date or dates.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Notwithstanding any other
provision of the Plan, Awards granted under the Plan, other than cash-based awards, shall vest no earlier than the first anniversary
of the date on which the Award is granted (the &ldquo;<B>Minimum Vesting Requirement</B>&rdquo;); provided, that the following
Awards shall not be subject to the foregoing: (i) any substitute Awards granted in connection with awards that are assumed, converted
or substituted pursuant to a merger, acquisition or similar transaction entered into by the Company or any of its Affiliates;
(ii) Shares delivered in lieu of fully vested cash obligations and (iii) any additional Awards the Committee may grant, up to
a maximum of five percent (5%) of the available Share reserve authorized for issuance under the Plan pursuant to Section 4.01;
and, provided further, that the Minimum Vesting Requirement does not apply to the Committee&rsquo;s discretion to provide for
accelerated exercisability or vesting of any Award in cases of Retirement, death, Disability, a Change in Control, termination
without Cause, layoff or position elimination as set forth in the Plan.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>11.02 <U>Time-Vested Awards
and Dividend Equivalents</U></B>.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>(a)</B>&nbsp; <B><U>Three
Year Cliff Vesting Standard</U></B>. Awards that have a time or service-based vesting schedule and are not subject to performance
vesting requirements (&ldquo;<B>Time-Vested Awards</B>&rdquo;) will vest and become Exercisable, or have lapse of forfeiture restrictions,
as applicable, (unless the Committee provides otherwise in the Award Agreement) on the third anniversary of the Date of Grant.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>(b)</B>&nbsp; <B><U>Accelerated
Vesting of Time-Vested Awards</U></B>. All Stock Option and Stock Appreciation Rights Time-Vested Awards shall (unless the Committee
provides otherwise in the Award Agreement) automatically vest upon termination without Cause, layoff, position elimination, death,
Disability or Retirement. Forfeiture restrictions on Restricted Stock Time-Vested Awards shall (unless the Committee provides
otherwise in the Award Agreement) automatically lapse upon termination without Cause, layoff, position elimination, death or Disability,
but shall not automatically lapse upon Retirement. Forfeiture restrictions on Restricted Stock Unit Time-Vested Awards shall (unless
the Committee provides otherwise in the Award Agreement) automatically lapse upon termination without Cause, layoff, position
elimination, death, Disability or Retirement; provided, however, if a Restricted Stock Unit Time-Vested Award becomes payable
upon Retirement (and such Retirement constitutes a separation from service within the meaning of Code Section 409A), such Restricted
Stock Unit Time-Vested Award will not be paid until the date that is six months following such date of Retirement.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>(c) <U>Minimum One Year
Vesting for Time-Vested Awards</U></B>. In no event will the Committee, establish an initial vesting period or initial term in
an Award Agreement for a Restricted Stock or Restricted Stock Unit Time Vested Award that is less than one year after the Date
of Grant and, provided further, that the foregoing restriction does not apply to the Committee&rsquo;s discretion to provide for
accelerated exercisability or vesting of any Award, including in cases of Retirement, death, Disability, a Change in Control,
termination without Cause, layoff or position elimination, in the terms of the Award Agreement or otherwise.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>(d)</B>&nbsp; <B><U>Retirement
Vesting. </U></B>In the case of Restricted Stock Units that vest pursuant to Article 11 (and subject to the six-month delay for
payment of Time-Vested Restricted Stock Units payable upon Retirement), such Awards shall be settled no later than two and a half
months following the end of the year in which such Award vests.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>11.03 <U>Performance Awards</U>.</B></FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>(a)</B>&nbsp; <B><U>General</U></B>.
Each Performance Share Award shall be subject to the Committee determination, based on Performance Goals for the Performance Periods
to which such Award relates, as to whether the Award is earned and the extent to which it is earned.</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">16</FONT></P>

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<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>(b)</B>&nbsp; <B><U>Minimum
One Year Vesting for Performance Share Awards</U></B>. In no event will the Committee, establish an initial vesting period or
initial term in an Award Agreement for a Performance Award that is less than one year after the Date of Grant and, provided further,
that the foregoing restriction does not apply to the Committee&rsquo;s discretion to provide for accelerated exercisability or
vesting of any Award, including in cases of Retirement, death, Disability, a Change in Control, termination without Cause, layoff
or position elimination in the terms of the Award Agreement or otherwise.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>(c)</B>&nbsp; <B><U>Retirement
Vesting</U></B>. Upon a Participant&rsquo;s Retirement prior to the end of a Performance Period, the Committee may (i) determine
the extent to which Performance Goals with respect to such Performance Period have been met during or with respect to the period
of the Participant&rsquo;s active employment, and (ii) cause to be paid to the applicable Participant partial or full Awards for
such future Performance Period based upon the Committee&rsquo;s determination of the degree of attainment of Performance Goals.
Unless otherwise approved by the Committee at time of grant or in the Award Agreement, if the Continuous Service of a Participant
is terminated for any reason a Performance Award will not vest and will be forfeited.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>11.04 <U>Treatment of Dividends
and Dividend Equivalents on Unvested Awards</U></B>. Notwithstanding any other provision of the Plan to the contrary, with respect
to any Award that provides for or includes a right to dividends or dividend equivalents, if dividends are declared during the
period that an Award is outstanding, such dividends (or dividend equivalents) shall either: (i) not be paid or credited with respect
to such Award or (ii) be accumulated but remain subject to vesting requirement(s) to the same extent as the applicable Award and
shall only be paid at the time or times such vesting requirement(s) are satisfied. In no event shall dividends or dividend equivalents
be paid with respect to Options or Stock Appreciation Rights under the Plan.</FONT></P>

<P STYLE="margin-left: 0"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B>Article 12. Changes in Capital Structure.</B></FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>12.01 <U>Adjustment Upon
Changes in the Common Stock</U></B>. In the event of any change in the Common Stock through merger, consolidation, reorganization,
recapitalization, reincorporation, stock split, stock dividend or other change in the corporate structure of the Company, the
Committee shall appropriately adjust the maximum number of Shares subject to the Plan, all Awards then currently outstanding,
and the exercise price of Options and Stock Appreciation Rights, so that upon Exercise, the Participant shall receive the same
number of Shares in exchange for the same aggregate exercise price he or she would have received had he or she been the holder
of all Shares subject to his or her outstanding Options and Stock Appreciation Rights immediately before the effective date of
such change in the capital structure of the Company, and the benefits, rights and features relating to Shares underlying Restricted
Awards shall be appropriately adjusted consistent with such change in such manner as the Committee may deem equitable to prevent
substantial dilution or enlargement of the rights granted to, or available for, participants in the Plan. Any such adjustment
shall not result in the issuance of fractional shares, and the Committee shall round down the number of Shares subject to any
outstanding Award unless the transaction that resulted in the capital structure change specifically authorizes a rounding up of
the shares. Each such adjustment shall be made in such manner so as not to constitute a &ldquo;modification&rdquo; in the case
of Incentive Stock Options as defined in Section 424 of the Code and in the case of Non-Qualified Stock Options, in such manner
so as not to constitute a &ldquo;modification&rdquo; within the meaning of Section 409A of the Code. Any adjustments made under
this Section 12.01 shall be made in a manner which does not adversely affect the exemption provided pursuant to Rule 16b-3 under
the Exchange Act.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>12.02 <U>Adjustment Binding</U></B>.
Any adjustment by the Committee pursuant to this Article 12 in the number of Shares subject to the Plan or to any outstanding
Award, or to the exercise price stated in any Option or Stock Appreciation Right, or to the benefits, rights and features relating
to Restricted Awards, shall be final, binding and conclusive. Notice of any adjustment shall be given by the Company to each Participant
holding an Award which shall have been so adjusted.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>12.03 <U>Adjustment to
Grants</U></B>. The grant of an Award pursuant to the Plan shall not affect in any way the right or power of the Company to make
adjustments, reclassifications, reorganizations or changes in its capital or business structure or to merge, consolidate, dissolve,
liquidate, sell or transfer all or any part of its business or assets.</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">17</FONT></P>

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<P STYLE="margin-left: 0"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B>Article 13. Effect of Change in Control.</B></FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>13.01 <U>General</U></B>.
Unless otherwise provided in an Award Agreement, notwithstanding any provision of the Plan to the contrary, in the event of a
Participant&rsquo;s termination of Continuous Service without Cause during the 12-month period following a Change in Control,
notwithstanding any provision of the Plan or any applicable Award Agreement to the contrary, all Options and Stock Appreciation
Rights shall become immediately exercisable with respect to 100% of the Shares subject to such Options or Stock Appreciation Rights,
and/or the Restricted Period shall expire immediately with respect to 100% of the shares of Restricted Stock or Restricted Stock
Units as of the date of the Participant&rsquo;s termination of Continuous Service.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>13.02 <U>Committee Discretion</U></B>.
In the event of a Change in Control, the Committee may in its discretion and upon at least 10 days&rsquo; advance notice to the
affected persons, cancel any outstanding Awards and pay to the holders thereof, in cash or stock, or any combination thereof,
the value of such Awards based upon the price per Share received or to be received by other shareholders of the Company. In the
case of any Option or Stock Appreciation Right with an exercise price that equals or exceeds the price paid for a Share in connection
with the Change in Control, the Committee may cancel the Option or Stock Appreciation Right without the payment of consideration
therefor.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>13.03 <U>Successors</U></B>.
The obligations of the Company under the Plan shall be binding upon any successor corporation or organization resulting from the
merger, consolidation or other reorganization of the Company, or upon any successor corporation or organization succeeding to
all or substantially all of the assets and business of the Company and its Affiliates, taken as a whole.</FONT></P>

<P STYLE="margin-left: 0"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B>Article 14. Registration of Stock.</B></FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>14.01 <U>General</U></B>.
No Option granted pursuant to the Plan shall be exercisable, nor shall Restricted Stock vest, in whole or in part, if at any time
the Committee shall determine in its discretion that the listing, registration or qualification of the Shares subject to such
Option or the Restricted Stock on any securities exchange or under any applicable law, or the consent or approval of any governmental
regulatory body, is necessary or desirable as a condition of, or in connection with, the granting of such Option (or the issuance
of Shares thereunder) or the vesting of such Restricted Stock, unless such listing, registration, qualification, consent or approval
may be effected or obtained free of any conditions not acceptable to the Committee.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>14.02 <U>Restrictions</U></B>.
If a registration statement under the Securities Act of 1933 (the &ldquo;<B>Securities Act</B>&rdquo;) with respect to the Shares
issuable upon Exercise of any Option, Restricted Stock or other Award granted under the Plan is not in effect at the time of Exercise,
as a condition of the issuance of the Shares, the Committee may require the Participant receiving Shares pursuant to an Award
to give the Committee a written statement, satisfactory in form and substance to the Committee, that he or she is acquiring the
Shares for his or her own account for investment and not with a view to its distribution. The Company may place upon any stock
certificate issued in connection with an Award the following legend or such other legend as the Committee may prescribe to prevent
disposition of the Shares in violation of the Securities Act or any other applicable securities law:</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><I>&ldquo;The shares represented by this certificate
have not been registered under the Securities Act of 1933 (the &ldquo;Act&rdquo;) and may not be sold, pledged, hypothecated or
otherwise transferred or offered for sale in the absence of an effective registration statement covering such shares which has
been filed under the Act or a written opinion of counsel for the Company that registration is not required.&rdquo;</I></FONT></P>

<P STYLE="text-align: center; margin-bottom: 0pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">18</FONT></P>

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<P STYLE="margin-left: 0"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B>Article 15. Tax Withholding.</B></FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">To the extent provided
by the terms of an Award Agreement and subject to the discretion of the Committee, the Participant shall satisfy any federal,
state or local tax withholding obligation relating to the exercise or acquisition of Shares under an Award by any of the
following means (in addition to the Company&rsquo;s right to withhold from any compensation paid to the Participant by the
Company) or by a combination of such means:</FONT></P>

<P STYLE="margin-left: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(a) tendering a cash payment;</FONT></P>

<P STYLE="text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(b) authorizing the Company to withhold Shares
from the Shares otherwise issuable to the Participant as a result of the Exercise or acquisition of Shares under the Award to
the maximum extent permitted by law or regulation; or</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(c) delivering to the Company
previously owned and unencumbered Shares of the Company.</FONT></P>

<P STYLE="margin-left: 0"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B>Article 16. Amendment or Termination of the
Plan.</B></FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>16.01 <U>Amendment of the
Plan</U></B>. The Board or the Committee may, at any time, amend, modify or suspend the Plan or any provision thereof, or the
Board may terminate the Plan; provided that, except as provided in Article 12, the Board or Committee may not, without the consent
of the shareholders of the Company, make any amendment or modification which:</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(a) increases the maximum
number of Shares as to which Awards may be granted under the Plan;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(b) changes the class of eligible Participants;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(c) effects
a Repricing transaction;</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(d) increases materially the
benefits accruing to a Participant under the Plan; or</FONT></P>

<P STYLE="margin-left: 0; text-indent: 30pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(e) otherwise requires
the approval of the shareholders of the Company under Applicable Laws (including the requirements of Section 422 of the Code)
or listing requirements relating to the Shares.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>16.02 <U>Amendments Pertaining
to Qualification</U></B>. Notwithstanding the provisions of Section 16.01 above, the Board reserves the right to amend or modify
the terms and provisions of the Plan and of any outstanding Awards granted under the Plan to the extent necessary to qualify any
or all Options granted under the Plan for such favorable federal income tax treatment (including deferral of taxation upon Exercise)
as may be afforded employee stock options under Section 422 of the Code, the regulations promulgated thereunder, and any amendments
or replacements thereof.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>16.03 <U>Term of the Plan</U></B>.
Unless previously terminated by the Board, the Plan shall terminate on, and no Award shall be granted after, the tenth anniversary
of the Effective Date of the Plan.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>16.04 <U>No Impairment
of Rights</U></B>. No amendment, modification or termination of the Plan (whether by action of the Board or by expiration of the
Plan term) shall in any manner negatively affect any Award theretofore granted under the Plan without the consent of the Participant
or any person claiming under or through the Participant.</FONT></P>

<P STYLE="margin-left: 0"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B>Article 17. General Provisions.</B></FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>17.01 <U>Non-Uniform Treatment</U></B>.
No Participant or other person shall have any claim to be granted any Award under the Plan, and there is no obligation for uniformity
of treatment of Participants.</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">19</FONT></P>

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<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>17.02 <U>Shareholders</U></B>.
No Award shall confer on any Participant any of the rights of a shareholder of the Company unless and until Shares are duly issued
or transferred to the Participant in accordance with the terms of the Award.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>17.03 <U>Employment or
Service</U></B>. Nothing contained in the Plan or any applicable award agreement shall confer upon any employee or other person
any right to continue in the employ or service of the Company or any Affiliate or to interfere in any way with the right of the
Company or any Affiliate to terminate his or her employment or service at any time or increase or decrease his or her compensation
or fees from the rate in existence at the time of granting an Award.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>17.04 <U>Other Compensation
Arrangements</U></B>. Nothing contained in the Plan shall prevent the Board from adopting other or additional compensation arrangements,
subject to shareholder approval if such approval is required, and such arrangements may be either generally applicable or applicable
only in specific cases.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>17.05 <U>Clawback</U></B>.
Notwithstanding any other provisions in the Plan or an Award Agreement, any Award which is, or may become, subject to recovery
or forfeiture under any law, regulation, Company policy, or stock exchange listing requirement, will be subject to such recovery,
forfeiture, deductions and clawback as may be required to be made pursuant to any policy implemented by the Company, or to effect
such law, regulation, Company policy or stock exchange listing requirement, to clawback and Award under the Plan.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>17.06 <U>Recapitalizations</U></B>.
Each Award Agreement shall be deemed to contain provisions required to reflect the provisions of Article&nbsp;12.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>17.07 <U>Delivery</U></B>.
Upon exercise of a right granted under the Plan, the Company shall issue Shares or pay any amounts due within a reasonable period
of time thereafter. Subject to any statutory or regulatory obligations the Company shall issue Shares or pay any amounts due within
a reasonable period of time thereafter.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>17.08 <U>Deferral of Awards</U></B>.
The Committee may establish one or more programs under the Plan to permit selected Participants the opportunity to elect to defer
receipt of consideration upon exercise of an Award, satisfaction of performance criteria, or other event that absent the election
would entitle the Participant to payment or receipt of Shares or other consideration under an Award. The Committee may establish
the election procedures, the timing of such elections, the mechanisms for payments of, and accrual of interest or other earnings,
if any, on amounts, shares or other consideration so deferred, and such other terms, conditions, rules and procedures that the
Committee deems advisable for the administration of any such deferral program.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>17.09 <U>Section 409A</U></B>.
The Plan is intended to comply with Section 409A of the Code to the extent subject thereto, and, accordingly, to the maximum extent
permitted, the Committee shall make a good faith effort to interpret and administer the Plan in compliance therewith. Any payments
described in the Plan that are due within the &ldquo;short-term deferral period&rdquo; as defined in Section 409A of the Code
shall not be treated as deferred compensation unless Applicable Laws require otherwise. Notwithstanding anything to the contrary
in the Plan, to the extent required to avoid accelerated taxation and tax penalties under Section 409A of the Code, (a) amounts
that would otherwise be payable and benefits that would otherwise be provided pursuant to the Plan during the six (6) month period
immediately following the Participant&rsquo;s termination of Continuous Service shall instead be paid on the first payroll date
after the six-month anniversary of the Participant&rsquo;s separation from service (or the Participant&rsquo;s death, if earlier),
and (b) amounts payable upon the termination of a Participant&rsquo;s Continuous Service shall only be payable if such termination
constitutes a &ldquo;separation from service&rdquo; within the meaning of Section 409A of the Code. Notwithstanding the foregoing,
neither the Company nor the Committee shall have any obligation to take any action to prevent the assessment of any excise tax
or penalty on any Participant under Section 409A of the Code and neither the Company nor the Committee will have any liability
to any Participant for such tax or penalty.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>17.10 <U>Section 16 Compliance</U></B>.
It is the intent of the Company that the Plan satisfy, and be interpreted in a manner that satisfies, the applicable requirements
of Rule 16b-3 as promulgated under Section 16 of the Exchange Act so that Participants will be entitled to the benefit of Rule
16b-3, or any other rule promulgated under Section</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">20</FONT></P>

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<P STYLE="margin-left: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">16 of the Exchange Act, and will not be subject
to short-swing liability under Section 16 of the Exchange Act. Accordingly, if the operation of any provision of the Plan would
conflict with the intent expressed in this Section 17.10, such provision to the extent possible shall be interpreted and/or deemed
amended so as to avoid such conflict.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>17.11 <U>Beneficiary Designation</U></B>.
Each Participant under the Plan may from time to time name any beneficiary or beneficiaries by whom any right under the Plan is
to be exercised in case of such Participant&rsquo;s death. Each designation will revoke all prior designations by the same Participant,
shall be in a form reasonably prescribed by the Committee and shall be effective only when filed by the Participant in writing
with the Company during the Participant&rsquo;s lifetime.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>17.12 <U>Unfunded Plan</U></B>.
The Plan shall be unfunded. The Company shall not be required to establish any special or separate fund or to make any other segregation
of assets to assure the issuance of Shares or the payment of cash upon Exercise or payment of any Award. Proceeds from the issuance
of Shares pursuant to Awards granted under the Plan shall constitute general funds of the Company. The expenses of the Plan shall
be borne by the Company.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>17.13 <U>Acceptance of
Terms and Conditions</U></B>. By accepting any benefit under the Plan, each recipient of an Award under the Plan and each person
claiming under or through such recipient shall be conclusively deemed to have indicated their acceptance and ratification of,
and consent to, all of the terms and conditions of the Plan and any action taken under the Plan by the Committee, the Company
or the Board, in any case in accordance with the terms and conditions of the Plan.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>17.14 <U>Liability</U></B>.
Any liability of the Company or any Affiliate to any recipient of an Award under the Plan with respect to any Award shall be based
solely upon contractual obligations created by the Plan and the Award Agreement. Neither the Company nor any Affiliate nor any
member of the Committee or the Board, nor any other person participating in any determination of any question under the Plan,
or in the interpretation, administration or application of the Plan, shall have any liability, in the absence of bad faith, to
any party for any action taken or not taken in connection with the Plan, except as may expressly be provided by statute.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>17.15 <U>Choice of Law</U></B>.
The Plan shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to
such state&rsquo;s choice of law provisions, except as superseded by applicable federal law.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>17.16 <U>Severability</U></B>.
If any of the provisions of the Plan or any Award Agreement is held to be invalid, illegal or unenforceable, whether in whole
or in part, such provision shall be deemed modified to the extent, but only to the extent, of such invalidity, illegality or unenforceability
and the remaining provisions shall not be affected thereby.</FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>17.17 <U>Headings</U></B>.
The words &ldquo;Article,&rdquo; &ldquo;Section&rdquo; and &ldquo;paragraph&rdquo; shall refer to provisions of the Plan, unless
expressly indicated otherwise. Wherever any words are used in the Plan or any Award agreement in the masculine gender they shall
be construed as though they were also used in the feminine gender in all cases where they would so apply, and wherever any words
are used herein in the singular form they shall be construed as though they were also used in the plural form in all cases where
they would so apply.</FONT></P>

<P STYLE="margin-left: 0"><FONT STYLE="font: 12pt Times New Roman, Times, Serif"><B>Article 18. Effective Date.</B></FONT></P>

<P STYLE="margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The Plan was approved by the
Board on March 15, 2022, and shall be submitted to shareholders for approval at the 2022 Annual Meeting of Shareholders of the
Company. The &ldquo;<B>Effective Date</B>&rdquo; of the Plan shall be the date on which such shareholder approval is obtained.</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">21</FONT></P>

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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 100%; text-align: center; background-color: rgb(207,210,221)"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><A NAME="fult3977451-def14aa103"></A>EXHIBIT B</B></FONT></TD></TR>
</TABLE>
<P STYLE="text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B><U>REPORT OF AUDIT COMMITTEE</U></B></FONT></P>

<P STYLE="margin-left: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>February 22, 2022</B></FONT></P>

<P STYLE="margin-left: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">To the Fulton Board:</FONT></P>

<P STYLE="text-align: justify; margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">We have reviewed and discussed
with management Fulton&rsquo;s audited financial statements as of, and for the year ended, December 31, 2021.</FONT></P>

<P STYLE="text-align: justify; margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">We have discussed with representatives
of KPMG LLP, Fulton&rsquo;s independent auditor, the matters required to be discussed by the applicable requirements of the Public
Company Accounting Oversight Board (&ldquo;<B>PCAOB</B>&rdquo;) and the Securities and Exchange Commission.</FONT></P>

<P STYLE="text-align: justify; margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">We have received and reviewed
the written disclosures and the letter from the independent auditor required by the PCAOB Ethics and Independence Rule 3526, <I>Communication
with Audit Committees Concerning Independence</I>, as amended, by the PCAOB, and have discussed with KPMG the auditor&rsquo;s
independence.</FONT></P>

<P STYLE="text-align: justify; margin-left: 0; text-indent: 15pt"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Based on the reviews and discussions
referred to above, we recommend to the Board that the financial statements referred to above be included in Fulton&rsquo;s Annual
Report for the year ended December 31, 2021.</FONT></P>

<P STYLE="text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Ronald H. Spair, Chair<BR>
Denise L. Devine, Vice Chair<BR>
Steven S. Etter<BR>
George W. Hodges<BR>
Ernest J. Waters</FONT></P>

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<DIV>
<P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>


<DIV STYLE="float: left; position: relative; width: 48%">

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-right: 0; margin-bottom: 0; margin-left: 20pt"></P>
<P STYLE="margin: 0 0 0 20pt; padding-right: 10pt; font: 7pt Arial, Helvetica, Sans-Serif; text-align: left"><IMG SRC="fult3977451-proxyx1x1.jpg" ALT=""></P>
<P STYLE="font: 5pt Arial, Helvetica, Sans-Serif; margin: 9pt 0 0 20pt"><I>ATTN: STOCK TRANSFER DEPARTMENT<BR>
P.O. BOX 4887<BR>ONE PENN SQUARE<BR>
LANCASTER, PA 17604</I></P>


</DIV>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<DIV STYLE="float: right; position: relative; width: 48%">

<P STYLE="margin: 0; padding-right: 10pt; font: 5.7pt Arial, Helvetica, Sans-Serif; text-align: left"><IMG SRC="fult3977451-proxyx1x2.jpg" ALT=""></P>

<P STYLE="margin: 0; padding-right: 10pt; font: 5.7pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="margin: 0; padding-right: 10pt; font: 6.3pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-size: 6.3pt"><B>VOTE BY INTERNET</B><BR>
<I>Before The Meeting</I> - Go to <B><U>www.proxyvote.com</U> or scan the QR Barcode above</B></FONT></P>

<P STYLE="margin: 0; padding-right: 10pt; font: 6.3pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-size: 6.3pt">&nbsp;</FONT></P>

<P STYLE="margin: 0px; text-align: justify; padding-right: 20pt; font: 6.3pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-size: 6.3pt">Use the Internet to transmit your voting instructions and for electronic delivery of information
up until 11:59 P.M. Eastern Time the day before the meeting date for Registered Shareholders or
May 12, 2022 for Plan Participants. Have your proxy card in hand when you access the web
site and follow the instructions to obtain your records and to create an electronic voting
instruction form.</FONT></P>


<P STYLE="margin: 0; padding-right: 10pt; font: 6.3pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-size: 6.3pt">&nbsp;</FONT></P>

<P STYLE="margin: 0; text-align: justify; padding-right: 20pt; font: 6.3pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-size: 6.3pt">You may attend the meeting via the Internet and vote during the meeting. Have the information
that is printed in the box marked by the arrow available and follow the instructions.</FONT></P>

<P STYLE="margin: 0; padding-right: 10pt; font: 6.3pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-size: 6.3pt">&nbsp;</FONT></P>

<P STYLE="margin: 0; font: bold 6.3pt Arial, Helvetica, Sans-Serif; padding-right: 10pt"><FONT STYLE="font-size: 6.3pt">VOTE BY PHONE - 1-800-690-6903</FONT></P>

<P STYLE="margin: 0; text-align: justify; padding-right: 20pt; font: 6.3pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-size: 6.3pt">Use any touch-tone telephone to transmit your voting instructions up until 11:59 P.M. Eastern
Time the day before the meeting date for Registered Shareholders or May 12, 2022 for Plan
Participants. Have your proxy card in hand when you call and then follow the instructions.</FONT></P>


<P STYLE="margin: 0; padding-right: 10pt; font: 6.3pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-size: 6.3pt">&nbsp;</FONT></P>

<P STYLE="margin: 0; font: 6.3pt Arial, Helvetica, Sans-Serif; padding-right: 10pt"><FONT STYLE="font-size: 6.3pt"><B>VOTE BY MAIL</B></FONT></P>

<P STYLE="margin: 0; text-align: justify; padding-right: 20pt; font: 6.3pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-size: 6.3pt">Mark, sign and date your proxy card and return it in the postage-paid envelope we have
provided or return it to Vote Processing, c/o Broadridge, 51 Mercedes Way, Edgewood,
NY 11717.</FONT></P>

</DIV>

<P STYLE="font: 6pt Arial, Helvetica, Sans-Serif; margin: 0"><BR CLEAR="ALL"></P>

<P STYLE="font: 40pt Arial, Helvetica, Sans-Serif; margin: 50pt; text-align: left">&nbsp;</P>

<P STYLE="font: 7pt Arial, Helvetica, Sans-Serif; margin: 0 0 3pt">TO VOTE, MARK BLOCKS BELOW IN BLUE OR BLACK INK AS FOLLOWS:</P>

<P STYLE="font: 7pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: right">D66188-P66487-Z81806&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;KEEP THIS PORTION FOR YOUR RECORDS</P>


<!-- Field: Rule-Page --><DIV STYLE="text-align: center; margin-top: 1pt; margin-bottom: 1pt; font-size: 7pt"><DIV STYLE="font-size: 1pt; border-top: Black 1px dashed; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->


<P STYLE="font: 7pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: right">DETACH AND RETURN THIS PORTION ONLY</P>

<P STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; margin-top: 0; text-align: center; margin-bottom: 0">THIS PROXY CARD IS VALID ONLY WHEN SIGNED AND DATED.</P>

<P STYLE="font: 3pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<DIV STYLE="padding-left: 6pt;padding-right: 6pt;padding-top: 6pt; width: 98%; border: Black 2px solid">

<P STYLE="font: 7pt Arial, Helvetica, Sans-Serif; margin: 0"><B>FULTON FINANCIAL CORPORATION</B></P>

<P STYLE="font: 5pt Arial, Helvetica, Sans-Serif; margin: 0"><B>&nbsp;</B></P>

<DIV STYLE="float: left; position: relative; width: 48%">
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 99%; font: 12pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom; font: 4pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="padding-bottom: 5pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="font: bold 7pt Arial, Helvetica, Sans-Serif; padding: 0 5pt 5pt 0; text-indent: 0; text-align: justify">The Board of Directors recommends you vote FOR the following proposals:</TD>
    <TD STYLE="padding-bottom: 5pt">&nbsp;</TD>
    <TD STYLE="font: 4pt Arial, Helvetica, Sans-Serif; padding: 0 0 5pt; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding-bottom: 5pt">&nbsp;</TD>
    <TD STYLE="font: 4pt Arial, Helvetica, Sans-Serif; padding: 0 0 5pt; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding-bottom: 5pt">&nbsp;</TD>
    <TD STYLE="font: 4pt Arial, Helvetica, Sans-Serif; padding: 0 0 5pt; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif">
    <TD><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">1.</FONT></TD>
    <TD COLSPAN="2"><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">Election of Directors</FONT></TD>
    <TD><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; padding: 0; text-align: center">&nbsp;</TD>
    <TD><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; padding: 0; text-align: center">&nbsp;</TD>
    <TD><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; padding: 0; text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif">
    <TD STYLE="width: 5%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0; width: 8%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 3%"><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; font-weight: bold; text-indent: 0; width: 50%"><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 2%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0; width: 8%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 2%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0; width: 10%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 2%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0; width: 10%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif">
    <TD><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2"><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif"><B>Nominees:</B></FONT></TD>
    <TD><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; padding: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>For</B></FONT></TD>
    <TD><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; padding: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Against</B></FONT></TD>
    <TD><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; padding: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Abstain</B></FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif">
    <TD><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; font-weight: bold; text-indent: 0"><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD>&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0"><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">1a.&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">Jennifer Craighead Carey</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0 0 0 0pt; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD>&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0">&nbsp;</TD>
    <TD><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">1b.</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">Lisa Crutchfield</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0 0 0 0pt; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD>&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0">&nbsp;</TD>
    <TD><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">1c.</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">Denise L. Devine</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0 0 0 0pt; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD>&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0">&nbsp;</TD>
    <TD><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">1d.</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">Steven S. Etter</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0 0 0 0pt; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD>&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0">&nbsp;</TD>
    <TD><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">1e.</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">George W. Hodges</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0 0 0 0pt; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD>&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0">&nbsp;</TD>
    <TD><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">1f.</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">George K. Martin</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0 0 0 0pt; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD>&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0">&nbsp;</TD>
    <TD><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">1g.</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">James R. Moxley III</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0 0 0 0pt; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD>&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0">&nbsp;</TD>
    <TD><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">1h.</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">Curtis J. Myers</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0 0 0 0pt; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font: 6pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD>&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0">&nbsp;</TD>
    <TD><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">1i.</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">Antoinette M. Pergolin</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0 0 0 0pt; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD>&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0 0 0 0pt; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD>&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0">&nbsp;</TD>
    <TD><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">1j.</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">Scott A. Snyder</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0 0 0 0pt; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD>&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0 0 0 0pt; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD>&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0">&nbsp;</TD>
    <TD><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">1k.</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">Ronald H. Spair</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0 0 0 0pt; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD>&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0 0 0 0pt; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="padding: 0; font: 8pt Arial, Helvetica, Sans-Serif; text-align: center">&nbsp;</TD></TR>
</TABLE>

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<DIV STYLE="float: right; position: relative; width: 48%">
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    <TD STYLE="font: bold 7pt Arial, Helvetica, Sans-Serif; padding-left: 1.75pt; text-align: center"><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
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    <TD><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD></TR>
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<TD COLSPAN="3" STYLE="font: bold 7pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
        <TD STYLE="font: bold 7pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
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    <TD STYLE="font: bold 7pt Arial, Helvetica, Sans-Serif; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT>&nbsp;&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif; text-align: left">
<TD COLSPAN="3" STYLE="font: bold 7pt Arial, Helvetica, Sans-Serif; text-align: justify">&nbsp;</TD>
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    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; padding-left: 1.75pt; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 7pt Arial, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif; text-align: left">
<TD COLSPAN="3" STYLE="font: bold 7pt Arial, Helvetica, Sans-Serif; text-align: justify">&nbsp;</TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; padding-left: 1.75pt; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; padding-left: 1.75pt; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; padding-left: 1.75pt; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; padding-left: 1.75pt; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 7pt Arial, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif; text-align: left">
<TD COLSPAN="3" STYLE="font: bold 7pt Arial, Helvetica, Sans-Serif; text-align: justify">&nbsp;</TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; padding-left: 1.75pt; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; padding-left: 1.75pt; text-align: center; vertical-align: bottom"><B>For</B></TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; padding-left: 1.75pt; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"><B>Against</B></TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; padding-left: 1.75pt; text-align: center; vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 7pt Arial, Helvetica, Sans-Serif; text-align: center; vertical-align: bottom"><B>Abstain</B></TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 7pt Arial, Helvetica, Sans-Serif; text-align: justify">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: center; vertical-align: middle">&nbsp;</TD>
    <TD STYLE="text-align: center; vertical-align: middle">&nbsp;</TD>
    <TD STYLE="text-align: center; font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: middle; padding-left: 0pt">&nbsp;</TD>
    <TD STYLE="text-align: center; vertical-align: middle">&nbsp;</TD>
    <TD STYLE="text-align: center; font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: middle">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">&nbsp;</TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; text-align: justify"><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">1l.</FONT></TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; text-align: justify"><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">Mark F. Strauss</FONT></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: center; vertical-align: middle"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="text-align: center; vertical-align: middle">&nbsp;</TD>
    <TD STYLE="text-align: center; font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: middle; padding-left: 0pt"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="text-align: center; vertical-align: middle">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: middle"><FONT STYLE="font-family: Wingdings">o</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left; width: 8%">&nbsp;</TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; text-align: justify; width: 3%">&nbsp;</TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; text-align: justify; width: 57%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 2%">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: center; vertical-align: middle; width: 8%">&nbsp;</TD>
    <TD STYLE="text-align: center; vertical-align: middle; width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: center; font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: middle; padding-left: 0pt; width: 10%">&nbsp;</TD>
    <TD STYLE="text-align: center; vertical-align: middle; width: 2%">&nbsp;</TD>
    <TD STYLE="text-align: center; font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: middle; width: 4%">&nbsp;</TD>
    <TD STYLE="width: 4%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">&nbsp;</TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; text-align: justify"><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">1m.&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; text-align: justify"><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">E. Philip Wenger</FONT></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: center; vertical-align: middle"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="text-align: center; vertical-align: middle">&nbsp;</TD>
    <TD STYLE="text-align: center; font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: middle; padding-left: 0pt"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="text-align: center; vertical-align: middle">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: middle"><FONT STYLE="font-family: Wingdings">o</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 7pt Arial, Helvetica, Sans-Serif; text-align: justify">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: center; vertical-align: middle">&nbsp;</TD>
    <TD STYLE="text-align: center; vertical-align: middle">&nbsp;</TD>
    <TD STYLE="text-align: center; font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: middle; padding-left: 0pt">&nbsp;</TD>
    <TD STYLE="text-align: center; vertical-align: middle">&nbsp;</TD>
    <TD STYLE="text-align: center; font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: middle">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">2.&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 7pt Arial, Helvetica, Sans-Serif; text-align: justify"><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">NON-BINDING &ldquo;SAY-ON-PAY&rdquo; PROPOSAL TO APPROVE
THE COMPENSATION OF THE NAMED EXECUTIVE
OFFICERS.</FONT></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: center; vertical-align: middle"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="text-align: center; vertical-align: middle">&nbsp;</TD>
    <TD STYLE="text-align: center; font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: middle; padding-left: 0pt"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="text-align: center; vertical-align: middle">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: middle"><FONT STYLE="font-family: Wingdings">o</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif">
    <TD><FONT STYLE="font-size: 3pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 3pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: center; vertical-align: middle"><FONT STYLE="font-size: 3pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; vertical-align: middle"><FONT STYLE="font-size: 3pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: center; vertical-align: middle"><FONT STYLE="font-size: 3pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; vertical-align: middle"><FONT STYLE="font-size: 3pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: center; vertical-align: middle"><FONT STYLE="font-size: 3pt">&nbsp;</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">3.&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 7pt Arial, Helvetica, Sans-Serif; text-align: justify"><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">A PROPOSAL TO APPROVE FULTON FINANCIAL
CORPORATION&rsquo;S 2022 AMENDED AND RESTATED
EQUITY AND CASH INCENTIVE COMPENSATION PLAN.</FONT></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: center; vertical-align: middle"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="text-align: center; vertical-align: middle">&nbsp;</TD>
    <TD STYLE="text-align: center; font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: middle; padding-left: 0pt"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="text-align: center; vertical-align: middle">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: middle"><FONT STYLE="font-family: Wingdings">o</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif">
    <TD><FONT STYLE="font-size: 3pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 3pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: center; vertical-align: middle"><FONT STYLE="font-size: 3pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; vertical-align: middle"><FONT STYLE="font-size: 3pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: center; vertical-align: middle"><FONT STYLE="font-size: 3pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; vertical-align: middle"><FONT STYLE="font-size: 3pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: center; vertical-align: middle"><FONT STYLE="font-size: 3pt">&nbsp;</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">4.&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 7pt Arial, Helvetica, Sans-Serif; text-align: justify"><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">THE RATIFICATION OF THE APPOINTMENT OF
KPMG LLP AS FULTON FINANCIAL CORPORATION&rsquo;S
INDEPENDENT AUDITOR FOR THE FISCAL YEAR ENDING
DECEMBER 31, 2022.</FONT></TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: center; vertical-align: middle"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="text-align: center; vertical-align: middle">&nbsp;</TD>
    <TD STYLE="text-align: center; font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: middle; padding-left: 0pt"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="text-align: center; vertical-align: middle">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: middle"><FONT STYLE="font-family: Wingdings">o</FONT></TD></TR>
</TABLE>

</DIV>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0"><BR CLEAR="ALL"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt; width: 100%">
<TR STYLE="vertical-align: top; text-align: justify">

    <TD STYLE="width: 11pt">&nbsp;</TD>
<TD STYLE="text-align: justify; width: 448pt"><p><FONT STYLE="font: 7pt Arial, Helvetica, Sans-Serif">Please sign exactly as your name(s) appear(s) hereon. When signing as attorney, executor, administrator, or other fiduciary, please give full title as such. Joint owners should
each sign personally. All holders must sign. If a corporation or partnership, please sign in full corporate or partnership name by authorized officer.</font></p></TD>
    <TD>&nbsp;</TD>
</TR></TABLE>


<P STYLE="margin-bottom: 0; margin-top: 9"><font STYLE="font: 9pt Arial, Helvetica, Sans-Serif;"></font></P>



<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 80%; border-collapse: collapse; margin-left: 11pt">
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 10pt 0 0; text-indent: 0; border-top: Black 1px solid; border-right: Black 1px solid; border-bottom: Black 2px solid; border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0; border-top: Black 1px solid; border-right: Black 1px solid; border-bottom: Black 2px solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0; border-top: Black 1px solid; border-right: Black 1px solid; border-bottom: Black 2px solid; border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0; text-indent: 0; border-top: Black 1px solid; border-right: Black 1px solid; border-bottom: Black 2px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; padding: 0 0 2pt; white-space: nowrap; width: 28%; text-indent: 0">Signature [PLEASE SIGN WITHIN BOX]&nbsp;&nbsp;</TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; padding: 0 0 2pt; width: 10%; text-indent: 0">Date</TD>
    <TD STYLE="padding-bottom: 2pt; width: 24%">&nbsp;</TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; padding: 0 0 2pt; width: 28%; text-indent: 0">Signature (Joint Owners)</TD>
    <TD STYLE="font: 7pt Arial, Helvetica, Sans-Serif; padding: 0 0 2pt; width: 10%; text-indent: 0">Date</TD></TR>
</TABLE>

</DIV>

<HR noshade align="center" width="100%" size=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><P STYLE="text-align: left"><A HREF="#toc"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Table of Contents</B></FONT></A></P>




<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0 209.05pt 0 193.35pt; text-align: center; color: #231E1F; text-indent: 20pt">&nbsp;</P>





<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0 209.05pt 0 193.35pt; text-align: center; color: #231E1F">&nbsp;</P>

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0 209.05pt 0 193.35pt; text-align: center; color: #231E1F">&nbsp;</P>

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0 209.05pt 0 193.35pt; text-align: center; color: #231E1F">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 20pt; text-align: left; color: #231E1F"><B>Meeting Time, Date and Location</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 10pt 20pt 0; text-align: left; color: #231E1F">The meeting will be held at 10:00 a.m. on Tuesday, May 17, 2022 at the Lancaster Marriott at Penn Square, 25 South Queen Street, Lancaster, Pennsylvania 17603.</P>

<P STYLE="font: 20pt Arial, Helvetica, Sans-Serif; margin: 0 20pt; text-align: left; color: rgb(35,30,31)">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 20pt; text-align: left; color: #231E1F"><B>RSVP</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 10pt 20pt 0; text-align: justify; color: #231E1F">Registered and beneficial shareholders must request an admission ticket on or before May 15, 2022 if you plan on attending the Annual Meeting in person. Shareholders can RSVP and print their admission tickets by accessing &ldquo;Shareholder Meeting Registration&rdquo; at www.proxyvote.com and following the instructions provided. You will need the 16-digit control number included on your proxy card, voter instruction form or &ldquo;Notice of Internet Availability of Proxy Materials&rdquo; that was sent to you. Each person attending the Annual Meeting must bring their printed ticket and a valid photo identification, such as a driver&rsquo;s license or passport. Failure to follow these admission procedures may delay your entry into, or prevent you from being admitted to, the Annual Meeting.</P>

<P STYLE="font: 20pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center"><B>Important Notice Regarding the Availability of Proxy Materials for the Shareholder Meeting:</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center">The Combined Document (Proxy Statement and Annual Report on Form 10-K)<BR>
is available at www.proxyvote.com.</P>






<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 7pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: right">&nbsp;</P>


<!-- Field: Rule-Page --><DIV STYLE="text-align: center; margin-top: 1pt; margin-bottom: 1pt; font-size: 7pt"><DIV STYLE="font-size: 1pt; border-top: Black 1px dashed; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->


<P STYLE="font: 7pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: right">D66189-P66487-Z81806&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</P>

<P STYLE="font: 1pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<DIV STYLE="width: 98%; padding: 6pt; border: Black 2px solid; font-family: Arial, Helvetica, Sans-Serif">

<P STYLE="font: 4pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 30pt 0 0; text-align: center"><B>THIS PROXY IS SOLICITED ON BEHALF OF THE BOARD OF DIRECTORS OF<BR>

FULTON FINANCIAL CORPORATION</B></P>


<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>



<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0 10pt; text-align: justify"><FONT STYLE="font-size: 8pt">This proxy
appoints Steven R. Horst, Matthew Jozwiak and John R. Merva, or any one of them acting in the absence of the other proxies, with
full power of substitution, to represent and vote, as designated on the reverse side, all of the Fulton Financial Corporation
common stock: (i) held of record by the signer on March 1, 2022 and (ii) which the signer is otherwise entitled to vote, and,
in their discretion, to vote upon such other business as may be properly brought before the Annual Meeting of Shareholders to
be held on Tuesday, May 17, 2022, at 10:00 a.m. (the&ldquo;Annual Meeting&rdquo;), or any adjournment thereof.</FONT></P>

<P STYLE="margin: 0pt 0; font-size: 8pt"></P>




<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; color: #231E1F"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>



<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0 10pt; text-align: justify"><FONT STYLE="font-size: 8pt">This proxy,
when properly delivered, will be voted in the manner directed by the shareholder(s). If no direction is made, this proxy will
be voted FOR the election of the director nominees, FOR the &ldquo;say-on-pay&rdquo; proposal, FOR the 2022 Amended and Restated
Equity and Cash Incentive Compensation Plan and FOR the ratification of the appointment of KPMG LLP.</FONT></P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0 10pt; text-align: justify"><FONT STYLE="font-size: 10pt"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0 10pt; text-align: justify"><FONT STYLE="font-size: 8pt">If shares
of Fulton Financial Corporation common stock are issued to, or held for the account of the person(s) signing on the reverse side
(&ldquo;Plan Participant&rdquo;), under employee plans and voting rights are attached to such shares (any such plans, an &ldquo;Employee
Plan&rdquo;), the Plan Participant directs the respective fiduciary (&ldquo;Plan Trustee&rdquo;) to vote all shares of Fulton
Financial Corporation Common Stock in the Plan Participant&rsquo;s name and/or account under such Employee Plan as of March 1,
2022 in accordance with the instructions herein, and, in the Plan Trustee&rsquo;s discretion, to vote upon such other business
as may be properly brought before the Annual Meeting, or any adjournments or postponements thereof.</FONT></P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0 10pt; text-align: justify"><FONT STYLE="font-size: 8pt">Employee Plan
shares will be voted by the Plan Trustee in the manner directed by the Plan Participant and, in the absence of direction by the
Plan Participant, the Plan Trustee will abstain from voting such shares.</FONT></P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0 10pt; text-align: justify">&nbsp;</P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0 10pt; text-align: justify"><FONT STYLE="font-size: 8pt">Please use
the Internet or touch-tone telephone to transmit your voting instructions up until 11:59 p.m. Eastern Time on May 16, 2022. Voting
instructions for Employee Plan shares made through the Internet or telephone must be received by 11:59 p.m. Eastern Time on May
12, 2022.</FONT></P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0 10pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0 10pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0 10pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0 10pt; text-align: justify">&nbsp;</P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>
</DIV>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: left">&nbsp;</P>
<HR noshade align="center" width="100%" size=2>
</DIV>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
