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Loans and Allowance for Credit Losses Allowance for Loan Losses by Portfolio Segment (Details) - USD ($) | 3 Months Ended | 6 Months Ended | 12 Months Ended
--- | --- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Jun. 30, 2025 | Jun. 30, 2024 | Dec. 31, 2024
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance | $ 379,677,000 | $ 297,888,000 | $ 379,156,000 | $ 293,404,000 | $ 293,404,000
Loans charged off | (15,916,000) | (14,007,000) | (35,950,000) | (24,959,000) |
Recoveries of loans previously charged off | 4,202,000 | 2,705,000 | 11,645,000 | 5,059,000 |
Net loans (charged off) recovered | (11,714,000) | (11,302,000) | (24,305,000) | (19,900,000) |
Provision for credit losses | 8,607,000 | 32,056,000 | 22,505,000 | 42,981,000 |
Ending balance | 377,337,000 | 375,941,000 | 377,337,000 | 375,941,000 | 379,156,000
Loans - Excluding OBS Credit Exposure |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance | 379,677,000 | 297,888,000 | 379,156,000 | 293,404,000 | 293,404,000
CECL Day 1 Provision(1) |  | 23,444,000 |  | 23,444,000 |
PCD Loans credit discount |  | 55,906,000 |  | 55,906,000 |
Loans charged off | (15,916,000) | (14,007,000) | (35,950,000) | (24,959,000) |
Recoveries of loans previously charged off | 4,202,000 | 2,705,000 | 11,645,000 | 5,059,000 |
Net loans (charged off) recovered | (11,714,000) | (11,302,000) | (24,305,000) | (19,900,000) |
Provision for credit losses | 9,374,000 | 10,005,000 | 22,486,000 | 23,087,000 |
Ending balance | 377,337,000 | 375,941,000 | 377,337,000 | 375,941,000 | 379,156,000
Loans - Excluding OBS Credit Exposure | Real estate - commercial mortgage |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance | 162,146,000 | 114,492,000 | 158,181,000 | 112,565,000 | 112,565,000
CECL Day 1 Provision(1) |  | 6,108,000 |  | 6,108,000 |
PCD Loans credit discount |  | 32,157,000 |  | 32,157,000 |
Loans charged off | (6,402,000) | (7,853,000) | (18,508,000) | (7,879,000) |
Recoveries of loans previously charged off | 133,000 | 146,000 | 507,000 | 298,000 |
Net loans (charged off) recovered | (6,269,000) | (7,707,000) | (18,001,000) | (7,581,000) |
Provision for credit losses | (2,494,000) | 11,115,000 | 13,203,000 | 12,916,000 |
Ending balance | 153,383,000 | 156,165,000 | 153,383,000 | 156,165,000 | 158,181,000
Loans - Excluding OBS Credit Exposure | Commercial and Industrial |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance | 96,851,000 | 76,883,000 | 92,212,000 | 74,266,000 | 74,266,000
CECL Day 1 Provision(1) |  | 1,484,000 |  | 1,484,000 |
PCD Loans credit discount |  | 20,869,000 |  | 20,869,000 |
Loans charged off | (5,780,000) | (2,955,000) | (9,645,000) | (10,587,000) |
Recoveries of loans previously charged off | 2,628,000 | 796,000 | 8,580,000 | 2,044,000 |
Net loans (charged off) recovered | (3,152,000) | (2,159,000) | (1,065,000) | (8,543,000) |
Provision for credit losses | 3,821,000 | (2,454,000) | 6,373,000 | 6,547,000 |
Ending balance | 97,520,000 | 94,623,000 | 97,520,000 | 94,623,000 | 92,212,000
Loans - Excluding OBS Credit Exposure | Real estate - residential mortgage |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance | 82,416,000 | 73,216,000 | 81,331,000 | 73,286,000 | 73,286,000
CECL Day 1 Provision(1) |  | 14,922,000 |  | 14,922,000 |
PCD Loans credit discount |  | 565,000 |  | 565,000 |
Loans charged off | (258,000) | (35,000) | (601,000) | (286,000) |
Recoveries of loans previously charged off | 203,000 | 122,000 | 377,000 | 238,000 |
Net loans (charged off) recovered | (55,000) | 87,000 | (224,000) | (48,000) |
Provision for credit losses | (5,000) | 924,000 | 1,249,000 | 989,000 |
Ending balance | 82,356,000 | 89,714,000 | 82,356,000 | 89,714,000 | 81,331,000
Loans - Excluding OBS Credit Exposure | Consumer and Real Estate - Home Equity |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance | 19,294,000 | 16,688,000 | 19,397,000 | 17,604,000 | 17,604,000
CECL Day 1 Provision(1) |  | 444,000 |  | 444,000 |
PCD Loans credit discount |  | 357,000 |  | 357,000 |
Loans charged off | (1,885,000) | (1,766,000) | (4,078,000) | (4,004,000) |
Recoveries of loans previously charged off | 899,000 | 1,161,000 | 1,559,000 | 1,837,000 |
Net loans (charged off) recovered | (986,000) | (605,000) | (2,519,000) | (2,167,000) |
Provision for credit losses | 1,173,000 | 649,000 | 2,603,000 | 1,295,000 |
Ending balance | 19,481,000 | 17,533,000 | 19,481,000 | 17,533,000 | 19,397,000
Loans - Excluding OBS Credit Exposure | Real-estate - construction |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance | 15,900,000 | 12,966,000 | 25,140,000 | 12,295,000 | 12,295,000
CECL Day 1 Provision(1) |  | 486,000 |  | 486,000 |
PCD Loans credit discount |  | 1,958,000 |  | 1,958,000 |
Loans charged off | (100,000) | 0 | (100,000) | 0 |
Recoveries of loans previously charged off | 99,000 | 233,000 | 181,000 | 233,000 |
Net loans (charged off) recovered | (1,000) | 233,000 | 81,000 | 233,000 |
Provision for credit losses | 4,837,000 | (1,033,000) | (4,485,000) | (362,000) |
Ending balance | 20,736,000 | 14,610,000 | 20,736,000 | 14,610,000 | 25,140,000
Loans - Excluding OBS Credit Exposure | Leases and other loans |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance | 3,070,000 | 3,643,000 | 2,895,000 | 3,388,000 | 3,388,000
CECL Day 1 Provision(1) |  | 0 |  | 0 |
PCD Loans credit discount |  | 0 |  | 0 |
Loans charged off | (1,491,000) | (1,398,000) | (3,018,000) | (2,203,000) |
Recoveries of loans previously charged off | 240,000 | 247,000 | 441,000 | 409,000 |
Net loans (charged off) recovered | (1,251,000) | (1,151,000) | (2,577,000) | (1,794,000) |
Provision for credit losses | 2,042,000 | 804,000 | 3,543,000 | 1,702,000 |
Ending balance | $ 3,861,000 | $ 3,296,000 | $ 3,861,000 | $ 3,296,000 | $ 2,895,000

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