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Note 8 - Loans (Tables)

6 Months Ended

Jun. 30, 2020

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		June 30, 2020				December 31, 2019
		(In thousands)
Commercial loans		$	3,007,966			$	2,778,744
Residential mortgage loans			4,184,721				4,088,586
Commercial mortgage loans			7,391,502				7,275,262
Real estate construction loans			624,199				579,864
Equity lines			399,207				347,975
Installment and other loans			688				5,050
Gross loans		$	15,608,283			$	15,075,481
Allowance for loan losses			(169,680	)			(123,224	)
Unamortized deferred loan fees, net			(4,507	)			(626	)
Total loans, net		$	15,434,096			$	14,951,631

Impaired Financing Receivables [Table Text Block]

		Three Months Ended June 30,																Six Months Ended June 30,
		2020								2019								2020								2019
		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized
		(In thousands)
Commercial loans		$	33,695			$	71			$	46,792			$	587			$	30,913			$	95			$	42,388			$	820
Real estate construction loans			4,458				49				4,726				—				4,482				147				4,771				—
Commercial mortgage loans			36,225				375				54,404				448				36,225				824				56,724				942
Residential mortgage loans and equity lines			17,724				78				12,983				81				14,547				149				13,123				165
Total impaired loans		$	92,102			$	573			$	118,905			$	1,116			$	86,167			$	1,215			$	117,006			$	1,927

Schedule Of Impaired Loans And Related Allowance And Charge Off [Table Text Block]

		June 30, 2020												December 31, 2019
		Unpaid Principal Balance				Recorded Investment				Allowance				Unpaid Principal Balance				Recorded Investment				Allowance
		(In thousands)
With no allocated allowance
Commercial loans		$	16,181			$	13,391			$	—			$	20,134			$	15,857			$	—
Real estate construction loans			5,776				4,433				—				5,776				4,580				—
Commercial mortgage loans			16,274				15,867				—				9,234				9,030				—
Residential mortgage loans and equity lines			9,586				9,532				—				6,171				6,073				—
Subtotal		$	47,817			$	43,223			$	—			$	41,315			$	35,540			$	—
With allocated allowance
Commercial loans		$	15,919			$	15,863			$	6,895			$	8,769			$	8,739			$	2,543
Commercial mortgage loans			19,806				19,762				323				26,117				26,040				473
Residential mortgage loans and equity lines			10,280				9,281				307				6,740				5,540				220
Subtotal		$	46,005			$	44,906			$	7,525			$	41,626			$	40,319			$	3,236
Total impaired loans		$	93,822			$	88,129			$	7,525			$	82,941			$	75,859			$	3,236

Financing Receivable, Past Due [Table Text Block]

		June 30, 2020
		30-59 Days Past Due				60-89 Days Past Due				90 Days or More Past Due				Non-accrual Loans				Total Past Due				Loans Not Past Due				Total
		(In thousands)
Commercial loans		$	18,968			$	1,706			$	18,718			$	27,125			$	66,517			$	2,941,449			$	3,007,966
Real estate construction loans			—				—				—				4,433				4,433				619,766				624,199
Commercial mortgage loans			15,556				3,003				2,228				10,896				31,683				7,359,819				7,391,502
Residential mortgage loans and equity lines			1,715				7,816				428				14,004				23,963				4,559,965				4,583,928
Installment and other loans			—				4				—				—				4				684				688
Total loans		$	36,239			$	12,529			$	21,374			$	56,458			$	126,600			$	15,481,683			$	15,608,283

		December 31, 2019
		30-59 Days Past Due				60-89 Days Past Due				90 Days or More Past Due				Non-accrual Loans				Total Past Due				Loans Not Past Due				Total
		(In thousands)
Commercial loans		$	24,681			$	9,954			$	6,409			$	19,381			$	60,425			$	2,718,319			$	2,778,744
Real estate construction loans			5,846				6,753				—				4,580				17,179				562,685				579,864
Commercial mortgage loans			7,694				2,609				—				9,928				20,231				7,255,031				7,275,262
Residential mortgage loans and equity lines			26,028				965				—				6,634				33,627				4,402,934				4,436,561
Installment and other loans			—				—				—				—				—				5,050				5,050
Total loans		$	64,249			$	20,281			$	6,409			$	40,523			$	131,462			$	14,944,019			$	15,075,481

Schedule Of Troubled Debt Restructurings [Table Text Block]

		Three Months Ended June 30, 2020																June 30, 2020
		No. of Contracts				Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment				Charge-offs				Specific Reserve
		(In thousands)
Commercial loans			1			$	1,900			$	1,900			$	—			$	86
Total			1			$	1,900			$	1,900			$	—			$	86

		Three Months Ended June 30, 2019																June 30, 2019
		No. of Contracts				Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment				Charge-offs				Specific Reserve
		(In thousands)
Commercial loans			19			$	16,405			$	15,551			$	811			$	37
Total			19			$	16,405			$	15,551			$	811			$	37

		Six Months Ended June 30, 2020																June 30, 2020
		No. of Contracts				Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment				Charge-offs				Specific Reserve
		(In thousands)
Commercial loans			3			$	2,434			$	2,434			$	—			$	86
Total			3			$	2,434			$	2,434			$	—			$	86

		Six Months Ended June 30, 2019																June 30, 2019
		No. of Contracts				Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment				Charge-offs				Specific Reserve
		(In thousands)
Commercial loans			20			$	18,352			$	16,381			$	811			$	37
Total			20			$	18,352			$	16,381			$	811			$	37

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

		June 30, 2020
		Payment Deferral				Rate Reduction				Rate Reduction and Payment Deferral				Total
		(In thousands)
Accruing TDRs
Commercial loans		$	2,129			$	—			$	—			$	2,129
Commercial mortgage loans			585				5,689				18,459				24,733
Residential mortgage loans			2,413				299				2,097				4,809
Total accruing TDRs		$	5,127			$	5,988			$	20,556			$	31,671

		December 31, 2019
		Payment Deferral				Rate Reduction				Rate Reduction and Payment Deferral				Total
		(In thousands)
Accruing TDRs
Commercial loans		$	5,215			$	—			$	—			$	5,215
Commercial mortgage loans			615				5,748				18,779				25,142
Residential mortgage loans			2,525				311				2,143				4,979
Total accruing TDRs		$	8,355			$	6,059			$	20,922			$	35,336

Non Accrual Troubled Debt Restructurings [Table Text Block]

		June 30, 2020
		Payment Deferral				Rate Reduction				Rate Reduction and Payment Deferral				Total
		(In thousands)
Non-accrual TDRs
Commercial loans		$	11,371			$	—			$	—			$	11,371
Residential mortgage loans			1,177				—				122				1,299
Total non-accrual TDRs		$	12,548			$	—			$	122			$	12,670

		December 31, 2019
		Payment Deferral				Rate Reduction				Rate Reduction and Payment Deferral				Total
		(In thousands)
Non-accrual TDRs
Commercial loans		$	16,692			$	—			$	—			$	16,692
Commercial mortgage loans			1,220				—				136				1,356
Total non-accrual TDRs		$	17,912			$	—			$	136			$	18,048

Activity Within The Troubled Debt Resturings [Table Text Block]

		Three Months Ended June 30,								Six Months Ended June 30,
		2020				2019				2020				2019
		(In thousands)
Accruing TDRs
Beginning balance		$	34,364			$	62,948			$	35,336			$	65,071
New restructurings			1,900				13,244				2,434				15,192
Payments			(4,593	)			(9,998	)			(6,099	)			(14,069	)
Restructured loans placed on non-accrual status			—				(1,296	)			—				(1,296	)
Ending balance		$	31,671			$	64,898			$	31,671			$	64,898

		Three Months Ended June 30,								Six Months Ended June 30,
		2020				2019				2020				2019
		(In thousands)
Non-accrual TDRs
Beginning balance		$	17,889			$	23,301			$	18,048			$	24,189
New restructurings			—				3,160				—				3,160
Restructured loans placed on non-accrual status			—				1,296				—				1,296
Charge-offs			(4,970	)			(811	)			(4,970	)			(1,218	)
Payments			(249	)			(4,489	)			(408	)			(4,970	)
Ending balance		$	12,670			$	22,457			$	12,670			$	22,457

Financing Receivable Credit Quality Indicators [Table Text Block]

		June 30, 2020
		Pass/Watch				Special Mention				Substandard				Doubtful				Total
		(In thousands)
Commercial loans		$	2,760,857			$	138,410			$	108,699			$	—			$	3,007,966
Real estate construction loans			490,388				129,378				4,433				—				624,199
Commercial mortgage loans			7,155,796				144,903				90,803				—				7,391,502
Residential mortgage loans and equity lines			4,558,199				889				24,840				—				4,583,928
Installment and other loans			684				—				4				—				688
Total gross loans		$	14,965,924			$	413,580			$	228,779			$	—			$	15,608,283

		December 31, 2019
		Pass/Watch				Special Mention				Substandard				Doubtful				Total
		(In thousands)
Commercial loans		$	2,528,944			$	166,016			$	83,784			$	—			$	2,778,744
Real estate construction loans			461,597				113,687				4,580				—				579,864
Commercial mortgage loans			6,992,933				196,454				85,875				—				7,275,262
Residential mortgage loans and equity lines			4,427,205				914				8,442				—				4,436,561
Installment and other loans			5,050				—				—				—				5,050
Total gross loans		$	14,415,729			$	477,071			$	182,681			$	—			$	15,075,481

Financing Receivable, Allowance for Credit Loss [Table Text Block]

Three months ended June 30, 2020 and 2019
														Residential
						Real Estate				Commercial				Mortgage Loans				Installment
		Commercial				Construction				Mortgage				and				and Other
		Loans				Loans				Loans				Equity Lines				Loans				Total
		(In thousands)
March 31, 2020 Ending Balance		$	67,799			$	23,222			$	39,886			$	17,366			$	—			$	148,273
Provision for possible credit losses			18,213				3,478				1,151				2,158				—				25,000
Charge-offs			(5,106	)			—				—				—				—				(5,106	)
Recoveries			1,350				—				95				68				—				1,513
Net (charge-offs)/recoveries			(3,756	)			—				95				68				—				(3,593	)
June 30, 2020 Ending Balance		$	82,256			$	26,700			$	41,132			$	19,592			$	—			$	169,680

														Residential
						Real Estate				Commercial				Mortgage Loans				Installment
		Commercial				Construction				Mortgage				and				and Other
		Loans				Loans				Loans				Equity Lines				Loans				Total
		(In thousands)
March 31, 2019 Ending Balance		$	54,750			$	20,723			$	33,073			$	13,975			$	34			$	122,555
(Reversal)/provision for possible credit losses			(100	)			257				(180	)			27				(4	)			—
Charge-offs			(1,713	)			—				—				—				—				(1,713	)
Recoveries			1,356				30				261				162				—				1,809
Net (charge-offs)/recoveries			(357	)			30				261				162				—				96
June 30, 2019 Ending Balance		$	54,293			$	21,010			$	33,154			$	14,164			$	30			$	122,651

Six months ended June 30, 2020 and 2019														Residential
						Real Estate				Commercial				Mortgage Loans				Installment
		Commercial				Construction				Mortgage				and				and Other
		Loans				Loans				Loans				Equity Lines				Loans				Total
		(In thousands)
2020 Beginning Balance		$	57,021			$	19,474			$	33,602			$	13,108			$	19			$	123,224
Provision/(reversal) for possible credit losses			29,104				7,226				7,280				6,409				(19	)			50,000
Charge-offs			(6,427	)			—				—				—				—				(6,427	)
Recoveries			2,558				—				250				75				—				2,883
Net (charge-offs)/recoveries			(3,869	)			—				250				75				—				(3,544	)
June 30, 2020 Ending Balance		$	82,256			$	26,700			$	41,132			$	19,592			$	—			$	169,680
Reserve for impaired loans		$	6,895			$	—			$	323			$	307			$	—			$	7,525
Reserve for non-impaired loans		$	75,361			$	26,700			$	40,809			$	19,285			$	—			$	162,155
Reserve for off-balance sheet credit commitments		$	3,581			$	666			$	117			$	297			$	2			$	4,663

														Residential
						Real Estate				Commercial				Mortgage Loans				Installment
		Commercial				Construction				Mortgage				and				and Other
		Loans				Loans				Loans				Equity Lines				Loans				Total
		(In thousands)
2019 Beginning Balance		$	54,978			$	19,626			$	33,487			$	14,282			$	18			$	122,391
Provision/(reversal) for possible credit losses			862				310				(746	)			(438	)			12				—
Charge-offs			(2,944	)			—				—				—				—				(2,944	)
Recoveries			1,397				1,074				413				320				—				3,204
Net (charge-offs)/recoveries			(1,547	)			1,074				413				320				—				260
June 30, 2019 Ending Balance		$	54,293			$	21,010			$	33,154			$	14,164			$	30			$	122,651
Reserve for impaired loans		$	832			$	—			$	620			$	234			$	—			$	1,686
Reserve for non-impaired loans		$	53,461			$	21,010			$	32,534			$	13,930			$	30			$	120,965
Reserve for off-balance sheet credit commitments		$	2,090			$	2,029			$	137			$	290			$	4			$	4,550

Impairment Method [Member]

Notes Tables

Impaired Financing Receivables [Table Text Block]

		June 30, 2020
						Real Estate				Commercial				Residential				Installment
		Commercial				Construction				Mortgage				Mortgage Loans				and
		Loans				Loans				Loans				and Equity Lines				Other Loans				Total
		(In thousands)
Loans individually evaluated for impairment
Allowance		$	6,895			$	—			$	323			$	307			$	—			$	7,525
Balance		$	29,254			$	4,433			$	35,629			$	18,813			$	—			$	88,129
Loans collectively evaluated for impairment
Allowance		$	75,361			$	26,700			$	40,809			$	19,285			$	—			$	162,155
Balance		$	2,978,712			$	619,766			$	7,355,873			$	4,565,115			$	688			$	15,520,154
Total allowance		$	82,256			$	26,700			$	41,132			$	19,592			$	—			$	169,680
Total balance		$	3,007,966			$	624,199			$	7,391,502			$	4,583,928			$	688			$	15,608,283

		December 31, 2019
						Real Estate				Commercial				Residential				Installment
		Commercial				Construction				Mortgage				Mortgage Loans				and
		Loans				Loans				Loans				and Equity Lines				Other Loans				Total
		(In thousands)
Loans individually evaluated for impairment
Allowance		$	2,543			$	—			$	473			$	220			$	—			$	3,236
Balance		$	24,596			$	4,580			$	35,070			$	11,613			$	—			$	75,859
Loans collectively evaluated for impairment
Allowance		$	54,478			$	19,474			$	33,129			$	12,888			$	19			$	119,988
Balance		$	2,754,148			$	575,284			$	7,240,192			$	4,424,948			$	5,050			$	14,999,622
Total allowance		$	57,021			$	19,474			$	33,602			$	13,108			$	19			$	123,224
Total balance		$	2,778,744			$	579,864			$	7,275,262			$	4,436,561			$	5,050			$	15,075,481

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Tabular disclosure of financing receivable modified as troubled debt restructuring.

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Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
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