XML 65 R54.htm IDEA: XBRL DOCUMENT v3.24.3
Note 8 - Loans - Loan Held for Investment by Loan Portfolio Segments, Internal Risk Ratings and Vintage Year (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Loans originated in current year $ 1,853,534   $ 1,853,534   $ 3,724,618
Loans originated year prior 3,549,504   3,549,504   3,581,730
Loans originated three years prior 3,240,852   3,240,852   3,052,314
Loans originated four years prior 2,724,382   2,724,382   1,588,314
Loans originated five years prior 1,414,484   1,414,484   1,686,965
Total, Loans Amortized Cost Basis by Origination Year Prior 4,387,080   4,387,080   3,571,544
Total, Revolving Loans 2,167,831   2,167,831   2,306,710
Total, Revolving Converted to Term Loans 25,421   25,421   25,225
Total loans 19,363,088   19,363,088   19,537,420
Loans originated in current year, write offs     98   0
Loans originated year prior, write offs     672   992
Loans originated three years prior, write offs     575   1,520
Loans originated four years prior, write offs     8,283   384
Loans originated five years prior, write offs     257   4,641
Total, Loans Amortized Cost Basis by Origination Year Prior, Write Offs     2,046   14,429
Total, Revolving Loans Write Offs     2,994   1,520
Total, Revolving Converted to Term Loans, Write Offs     3   0
YTD gross write-offs 4,478 $ 7,483 14,928 $ 17,873 23,486
Total loans 19,363,088   19,363,088   19,537,420
Commercial Portfolio Segment [Member]          
Loans originated in current year 293,032   293,032   387,945
Loans originated year prior 342,882   342,882   329,467
Loans originated three years prior 225,664   225,664   345,104
Loans originated four years prior 252,617   252,617   122,567
Loans originated five years prior 76,078   76,078   76,044
Total, Loans Amortized Cost Basis by Origination Year Prior 126,699   126,699   141,937
Total, Revolving Loans 1,778,248   1,778,248   1,890,712
Total, Revolving Converted to Term Loans 8,358   8,358   8,424
Total loans 3,103,578   3,103,578   3,302,200
Loans originated in current year, write offs     98   0
Loans originated year prior, write offs     672   977
Loans originated three years prior, write offs     568   1,312
Loans originated four years prior, write offs     8,224   384
Loans originated five years prior, write offs     257   3,672
Total, Loans Amortized Cost Basis by Origination Year Prior, Write Offs     49   6,044
Total, Revolving Loans Write Offs     2,994   1,520
Total, Revolving Converted to Term Loans, Write Offs     0   0
YTD gross write-offs 2,666 6,254 12,862 12,517 13,909
Total loans 3,103,578   3,103,578   3,302,200
Commercial Portfolio Segment [Member] | Pass [Member]          
Loans originated in current year 292,982   292,982   381,705
Loans originated year prior 336,678   336,678   323,939
Loans originated three years prior 210,436   210,436   326,650
Loans originated four years prior 231,446   231,446   96,725
Loans originated five years prior 53,253   53,253   75,281
Total, Loans Amortized Cost Basis by Origination Year Prior 115,534   115,534   136,162
Total, Revolving Loans 1,648,578   1,648,578   1,775,162
Total, Revolving Converted to Term Loans 7,968   7,968   8,308
Total loans 2,896,875   2,896,875   3,123,932
Total loans 2,896,875   2,896,875   3,123,932
Commercial Portfolio Segment [Member] | Special Mention [Member]          
Loans originated in current year 0   0   4,488
Loans originated year prior 0   0   4,875
Loans originated three years prior 665   665   8,559
Loans originated four years prior 9,725   9,725   23,380
Loans originated five years prior 310   310   0
Total, Loans Amortized Cost Basis by Origination Year Prior 4,848   4,848   0
Total, Revolving Loans 54,180   54,180   75,419
Total, Revolving Converted to Term Loans 0   0   0
Total loans 69,728   69,728   116,721
Total loans 69,728   69,728   116,721
Commercial Portfolio Segment [Member] | Substandard [Member]          
Loans originated in current year 50   50   1,752
Loans originated year prior 6,204   6,204   653
Loans originated three years prior 14,563   14,563   9,895
Loans originated four years prior 6,790   6,790   2,462
Loans originated five years prior 22,515   22,515   763
Total, Loans Amortized Cost Basis by Origination Year Prior 6,317   6,317   5,775
Total, Revolving Loans 75,490   75,490   40,131
Total, Revolving Converted to Term Loans 390   390   116
Total loans 132,319   132,319   61,547
Total loans 132,319   132,319   61,547
Commercial Portfolio Segment [Member] | Doubtful [Member]          
Loans originated in current year 0   0    
Loans originated year prior 0   0    
Loans originated three years prior 0   0    
Loans originated four years prior 4,656   4,656    
Loans originated five years prior 0   0    
Total, Loans Amortized Cost Basis by Origination Year Prior 0   0    
Total, Revolving Loans 0   0    
Total, Revolving Converted to Term Loans 0   0    
Total loans 4,656   4,656    
Total loans 4,656   4,656    
Real Estate Construction Portfolio Segment [Member]          
Loans originated in current year 8,369   8,369   31,461
Loans originated year prior 54,971   54,971   131,984
Loans originated three years prior 124,922   124,922   165,684
Loans originated four years prior 90,612   90,612   44,850
Loans originated five years prior 16,917   16,917   21,034
Total, Loans Amortized Cost Basis by Origination Year Prior 10,482   10,482   26,129
Total, Revolving Loans 0   0   0
Total, Revolving Converted to Term Loans 0   0   0
Total loans 306,273   306,273   421,142
Loans originated in current year, write offs     0   0
Loans originated year prior, write offs     0   0
Loans originated three years prior, write offs     0   0
Loans originated four years prior, write offs     0   0
Loans originated five years prior, write offs     0   0
Total, Loans Amortized Cost Basis by Origination Year Prior, Write Offs     0   4,221
Total, Revolving Loans Write Offs     0   0
Total, Revolving Converted to Term Loans, Write Offs     0   0
YTD gross write-offs (0) (0) 0 (0) 4,221
Total loans 306,273   306,273   421,142
Real Estate Construction Portfolio Segment [Member] | Pass [Member]          
Loans originated in current year 8,369   8,369   29,550
Loans originated year prior 51,004   51,004   131,984
Loans originated three years prior 121,425   121,425   153,977
Loans originated four years prior 55,043   55,043   19,461
Loans originated five years prior 2,596   2,596   13,298
Total, Loans Amortized Cost Basis by Origination Year Prior 10,482   10,482   3,131
Total, Revolving Loans 0   0   0
Total, Revolving Converted to Term Loans 0   0   0
Total loans 248,919   248,919   351,401
Total loans 248,919   248,919   351,401
Real Estate Construction Portfolio Segment [Member] | Special Mention [Member]          
Loans originated in current year 0   0   1,911
Loans originated year prior 0   0   0
Loans originated three years prior 0   0   11,707
Loans originated four years prior 35,569   35,569   25,389
Loans originated five years prior 14,321   14,321   0
Total, Loans Amortized Cost Basis by Origination Year Prior 0   0   22,998
Total, Revolving Loans 0   0   0
Total, Revolving Converted to Term Loans 0   0   0
Total loans 49,890   49,890   62,005
Total loans 49,890   49,890   62,005
Real Estate Construction Portfolio Segment [Member] | Substandard [Member]          
Loans originated in current year 0   0   0
Loans originated year prior 3,967   3,967   0
Loans originated three years prior 3,497   3,497   0
Loans originated four years prior 0   0   0
Loans originated five years prior 0   0   7,736
Total, Loans Amortized Cost Basis by Origination Year Prior 0   0   0
Total, Revolving Loans 0   0   0
Total, Revolving Converted to Term Loans 0   0   0
Total loans 7,464   7,464   7,736
Total loans 7,464   7,464   7,736
Commercial Real Estate Portfolio Segment [Member]          
Loans originated in current year 1,034,899   1,034,899   2,159,093
Loans originated year prior 2,106,792   2,106,792   1,990,019
Loans originated three years prior 1,837,755   1,837,755   1,635,585
Loans originated four years prior 1,557,904   1,557,904   893,972
Loans originated five years prior 847,169   847,169   1,047,548
Total, Loans Amortized Cost Basis by Origination Year Prior 2,404,356   2,404,356   1,809,430
Total, Revolving Loans 179,011   179,011   185,985
Total, Revolving Converted to Term Loans 0   0   0
Total loans 9,967,886   9,967,886   9,721,632
Loans originated in current year, write offs     0   0
Loans originated year prior, write offs     0   0
Loans originated three years prior, write offs     0   208
Loans originated four years prior, write offs     0   0
Loans originated five years prior, write offs     0   969
Total, Loans Amortized Cost Basis by Origination Year Prior, Write Offs     1,997   4,164
Total, Revolving Loans Write Offs     0   0
Total, Revolving Converted to Term Loans, Write Offs     0   0
YTD gross write-offs 1,746 1,221 1,997 5,341 5,341
Total loans 9,967,886   9,967,886   9,721,632
Commercial Real Estate Portfolio Segment [Member] | Pass [Member]          
Loans originated in current year 1,032,804   1,032,804   2,121,489
Loans originated year prior 2,084,411   2,084,411   1,959,239
Loans originated three years prior 1,788,747   1,788,747   1,585,010
Loans originated four years prior 1,489,868   1,489,868   887,508
Loans originated five years prior 823,095   823,095   1,019,952
Total, Loans Amortized Cost Basis by Origination Year Prior 2,293,030   2,293,030   1,726,015
Total, Revolving Loans 168,887   168,887   184,601
Total, Revolving Converted to Term Loans 0   0   0
Total loans 9,680,842   9,680,842   9,483,814
Total loans 9,680,842   9,680,842   9,483,814
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]          
Loans originated in current year 2,095   2,095   37,604
Loans originated year prior 0   0   18,910
Loans originated three years prior 19,859   19,859   38,405
Loans originated four years prior 18,601   18,601   3,499
Loans originated five years prior 17,221   17,221   10,303
Total, Loans Amortized Cost Basis by Origination Year Prior 23,405   23,405   17,210
Total, Revolving Loans 565   565   1,384
Total, Revolving Converted to Term Loans 0   0   0
Total loans 81,746   81,746   127,315
Total loans 81,746   81,746   127,315
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]          
Loans originated in current year 0   0   0
Loans originated year prior 22,381   22,381   11,870
Loans originated three years prior 29,149   29,149   12,170
Loans originated four years prior 49,435   49,435   2,965
Loans originated five years prior 6,853   6,853   17,293
Total, Loans Amortized Cost Basis by Origination Year Prior 87,921   87,921   66,205
Total, Revolving Loans 9,559   9,559   0
Total, Revolving Converted to Term Loans 0   0   0
Total loans 205,298   205,298   110,503
Total loans 205,298   205,298   110,503
Residential Portfolio Segment [Member]          
Loans originated in current year 511,880   511,880   1,141,005
Loans originated year prior 1,043,510   1,043,510   1,129,178
Loans originated three years prior 1,052,328   1,052,328   905,938
Loans originated four years prior 823,249   823,249   526,925
Loans originated five years prior 474,320   474,320   542,339
Total, Loans Amortized Cost Basis by Origination Year Prior 1,845,543   1,845,543   1,594,048
Total, Revolving Loans 0   0   0
Total, Revolving Converted to Term Loans 0   0   0
Total loans 5,750,830   5,750,830   5,839,433
Loans originated in current year, write offs     0   0
Loans originated year prior, write offs     0   0
Loans originated three years prior, write offs     0   0
Loans originated four years prior, write offs     59   0
Loans originated five years prior, write offs     0   0
Total, Loans Amortized Cost Basis by Origination Year Prior, Write Offs     0   0
Total, Revolving Loans Write Offs     0   0
Total, Revolving Converted to Term Loans, Write Offs     0   0
YTD gross write-offs     59   0
Total loans 5,750,830   5,750,830   5,839,433
Residential Portfolio Segment [Member] | Pass [Member]          
Loans originated in current year 511,483   511,483   1,140,998
Loans originated year prior 1,041,679   1,041,679   1,128,526
Loans originated three years prior 1,046,124   1,046,124   902,613
Loans originated four years prior 818,090   818,090   524,315
Loans originated five years prior 469,840   469,840   541,005
Total, Loans Amortized Cost Basis by Origination Year Prior 1,831,283   1,831,283   1,583,118
Total, Revolving Loans 0   0   0
Total, Revolving Converted to Term Loans 0   0   0
Total loans 5,718,499   5,718,499   5,820,575
Total loans 5,718,499   5,718,499   5,820,575
Residential Portfolio Segment [Member] | Special Mention [Member]          
Loans originated in current year 0   0   0
Loans originated year prior 0   0   0
Loans originated three years prior 0   0   0
Loans originated four years prior 0   0   33
Loans originated five years prior 33   33   0
Total, Loans Amortized Cost Basis by Origination Year Prior 1,592   1,592   1,619
Total, Revolving Loans 0   0   0
Total, Revolving Converted to Term Loans 0   0   0
Total loans 1,625   1,625   1,652
Total loans 1,625   1,625   1,652
Residential Portfolio Segment [Member] | Substandard [Member]          
Loans originated in current year 397   397   7
Loans originated year prior 1,831   1,831   652
Loans originated three years prior 6,204   6,204   3,325
Loans originated four years prior 5,159   5,159   2,577
Loans originated five years prior 4,447   4,447   1,334
Total, Loans Amortized Cost Basis by Origination Year Prior 12,668   12,668   9,311
Total, Revolving Loans 0   0   0
Total, Revolving Converted to Term Loans 0   0   0
Total loans 30,706   30,706   17,206
Total loans 30,706   30,706   17,206
Equity Lines Portfolio Segment [Member]          
Loans originated in current year 0   0   0
Loans originated year prior 0   0   101
Loans originated three years prior 77   77   0
Loans originated four years prior 0   0   0
Loans originated five years prior 0   0   0
Total, Loans Amortized Cost Basis by Origination Year Prior 0   0   0
Total, Revolving Loans 210,572   210,572   230,013
Total, Revolving Converted to Term Loans 17,063   17,063   16,801
Total loans 227,712   227,712   246,915
Loans originated in current year, write offs     0   0
Loans originated year prior, write offs     0   0
Loans originated three years prior, write offs     0   0
Loans originated four years prior, write offs     0   0
Loans originated five years prior, write offs     0   0
Total, Loans Amortized Cost Basis by Origination Year Prior, Write Offs     0   0
Total, Revolving Loans Write Offs     0   0
Total, Revolving Converted to Term Loans, Write Offs     3   0
YTD gross write-offs     3   0
Total loans 227,712   227,712   246,915
Equity Lines Portfolio Segment [Member] | Pass [Member]          
Loans originated in current year 0   0   0
Loans originated year prior 0   0   98
Loans originated three years prior 77   77   0
Loans originated four years prior 0   0   0
Loans originated five years prior 0   0   0
Total, Loans Amortized Cost Basis by Origination Year Prior 0   0   0
Total, Revolving Loans 208,885   208,885   227,502
Total, Revolving Converted to Term Loans 16,732   16,732   16,628
Total loans 225,694   225,694   244,228
Total loans 225,694   225,694   244,228
Equity Lines Portfolio Segment [Member] | Special Mention [Member]          
Loans originated in current year         0
Loans originated year prior         3
Loans originated three years prior         0
Loans originated four years prior         0
Loans originated five years prior         0
Total, Loans Amortized Cost Basis by Origination Year Prior         0
Total, Revolving Loans         0
Total, Revolving Converted to Term Loans         0
Total loans         3
Total loans         3
Equity Lines Portfolio Segment [Member] | Substandard [Member]          
Loans originated in current year 0   0   0
Loans originated year prior 0   0   0
Loans originated three years prior 0   0   0
Loans originated four years prior 0   0   0
Loans originated five years prior 0   0   0
Total, Loans Amortized Cost Basis by Origination Year Prior 0   0   0
Total, Revolving Loans 1,687   1,687   2,511
Total, Revolving Converted to Term Loans 331   331   173
Total loans 2,018   2,018   2,684
Total loans 2,018   2,018   2,684
Installment and Other Loans [Member ]          
Loans originated in current year 5,354   5,354   5,114
Loans originated year prior 1,349   1,349   981
Loans originated three years prior 106   106   3
Loans originated four years prior 0   0   0
Loans originated five years prior 0   0   0
Total, Loans Amortized Cost Basis by Origination Year Prior 0   0   0
Total, Revolving Loans 0   0   0
Total, Revolving Converted to Term Loans 0   0   0
Total loans 6,809   6,809   6,098
Loans originated in current year, write offs     0   0
Loans originated year prior, write offs     0   15
Loans originated three years prior, write offs     7   0
Loans originated four years prior, write offs     0   0
Loans originated five years prior, write offs     0   0
Total, Loans Amortized Cost Basis by Origination Year Prior, Write Offs     0   0
Total, Revolving Loans Write Offs     0   0
Total, Revolving Converted to Term Loans, Write Offs     0   0
YTD gross write-offs 7 $ 8 7 $ 15 15
Total loans 6,809   6,809   6,098
Installment and Other Loans [Member ] | Pass [Member]          
Loans originated in current year 5,354   5,354   5,114
Loans originated year prior 1,349   1,349   981
Loans originated three years prior 106   106   3
Loans originated four years prior 0   0   0
Loans originated five years prior 0   0   0
Total, Loans Amortized Cost Basis by Origination Year Prior 0   0   0
Total, Revolving Loans 0   0   0
Total, Revolving Converted to Term Loans 0   0   0
Total loans 6,809   6,809   6,098
Total loans $ 6,809   $ 6,809   $ 6,098