v2.3.0.15
Business Segments (Tables)
9 Months Ended
Sep. 30, 2011
Segment Reporting [Abstract] 
Reconciliation of Revenue from Segments to Consolidated [Table Text Block]
Segment Revenues for the nine and three months ended September 30, 2011 and 2010 were:
 
 
Nine Months Ended
 
Three Months Ended
(Dollars in Millions)
 
Sep 30,
2011
 
Sep 30,
2010
 
Sep 30,
2011
 
Sep 30,
2010
Revenues:
 
 
 
 
 
 
 
 
Kemper Preferred:
 
 
 
 
 
 
 
 
Earned Premiums
 
$
642.8

 
$
667.1

 
$
216.5

 
$
221.8

Net Investment Income
 
38.1

 
38.6

 
8.4

 
12.3

Other Income
 
0.2

 
0.3

 
0.1

 
0.1

Total Kemper Preferred
 
681.1

 
706.0

 
225.0

 
234.2

Unitrin Specialty:
 
 
 
 
 
 
 
 
Earned Premiums
 
336.7

 
359.9

 
111.0

 
117.0

Net Investment Income
 
16.4

 
18.5

 
3.3

 
5.7

Other Income
 
0.4

 
0.5

 
0.2

 
0.2

Total Unitrin Specialty
 
353.5

 
378.9

 
114.5

 
122.9

Unitrin Direct:
 
 
 
 
 
 
 
 
Earned Premiums
 
171.8

 
217.6

 
54.4

 
68.6

Net Investment Income
 
13.9

 
16.0

 
2.9

 
4.8

Other Income
 
0.1

 
0.1

 
0.1

 

Total Unitrin Direct
 
185.8

 
233.7

 
57.4

 
73.4

Life and Health Insurance:
 
 
 
 
 
 
 
 
Earned Premiums
 
485.8

 
483.2

 
161.1

 
160.8

Net Investment Income
 
148.3

 
158.4

 
42.9

 
53.8

Other Income
 
0.1

 
0.1

 

 
0.1

Total Life and Health Insurance
 
634.2

 
641.7

 
204.0

 
214.7

Total Segment Revenues
 
1,854.6

 
1,960.3

 
600.9

 
645.2

Net Realized Gains (Losses) on Sales of Investments
 
27.8

 
14.6

 
(4.2
)
 
7.2

Net Impairment Losses Recognized in Earnings
 
(6.7
)
 
(12.7
)
 
(5.0
)
 
(4.6
)
Other
 
6.0

 
9.5

 
1.1

 
2.8

Total Revenues
 
$
1,881.7

 
$
1,971.7

 
$
592.8

 
$
650.6


Reconciliation of Operating Profit (Loss) from Segments to Consolidated [Table Text Block]
Segment Operating Profit (Loss) for the nine and three months ended September 30, 2011 and 2010 was:
 
 
Nine Months Ended
 
Three Months Ended
(Dollars in Millions)
 
Sep 30,
2011
 
Sep 30,
2010
 
Sep 30,
2011
 
Sep 30,
2010
Segment Operating Profit (Loss):
 
 
 
 
 
 
 
 
Kemper Preferred
 
$
(55.7
)
 
$
54.0

 
$
(15.7
)
 
$
17.1

Unitrin Specialty
 
17.8

 
23.0

 
6.7

 
8.0

Unitrin Direct
 
(19.3
)
 
(1.7
)
 
(3.7
)
 
(1.5
)
Life and Health Insurance
 
117.8

 
100.9

 
34.3

 
26.9

Total Segment Operating Profit
 
60.6

 
176.2

 
21.6

 
50.5

Unallocated Operating Loss
 
(31.8
)
 
(18.0
)
 
(13.2
)
 
(6.2
)
Total Operating Profit
 
28.8

 
158.2

 
8.4

 
44.3

Net Realized Gains (Losses) on Sales of Investments
 
27.8

 
14.6

 
(4.2
)
 
7.2

Net Impairment Losses Recognized in Earnings
 
(6.7
)
 
(12.7
)
 
(5.0
)
 
(4.6
)
Income (Loss) from Continuing Operations before Income Taxes and Equity in Net Loss of Investee
 
$
49.9

 
$
160.1

 
$
(0.8
)
 
$
46.9

Reconciliation of Other Significant Reconciling Items from Segments to Consolidated [Table Text Block]
Segment Net Operating Income (Loss) for the nine and three months ended September 30, 2011 and 2010 was:
 
 
Nine Months Ended
 
Three Months Ended
(Dollars in Millions)
 
Sep 30,
2011
 
Sep 30,
2010
 
Sep 30,
2011
 
Sep 30,
2010
Segment Net Operating Income (Loss):
 
 
 
 
 
 
 
 
Kemper Preferred
 
$
(29.7
)
 
$
41.6

 
$
(8.0
)
 
$
13.5

Unitrin Specialty
 
14.4

 
18.0

 
5.3

 
6.2

Unitrin Direct
 
(10.1
)
 
0.8

 
(1.6
)
 
0.3

Life and Health Insurance
 
76.0

 
60.3

 
22.4

 
12.4

Total Segment Net Operating Income
 
50.6

 
120.7

 
18.1

 
32.4

Unallocated Net Operating Loss
 
(19.5
)
 
(8.5
)
 
(8.3
)
 
(1.8
)
Net Operating Income
 
31.1

 
112.2

 
9.8

 
30.6

Unallocated Net Income (Loss) From:
 
 
 
 
 
 
 
 
Net Realized Gains (Losses) on Sales of Investments
 
18.0

 
9.5

 
(2.7
)
 
4.7

Net Impairment Losses Recognized in Earnings
 
(4.3
)
 
(8.3
)
 
(3.3
)
 
(3.0
)
Income from Continuing Operations
 
$
44.8

 
$
113.4

 
$
3.8

 
$
32.3

Revenue from External Customers by Products and Services [Table Text Block]
Earned Premiums by product line for the nine and three months ended September 30, 2011 and 2010 were:
 
 
Nine Months Ended
 
Three Months Ended
(Dollars in Millions)
 
Sep 30,
2011
 
Sep 30,
2010
 
Sep 30,
2011
 
Sep 30,
2010
Life
 
$
297.1

 
$
298.3

 
$
98.0

 
$
98.8

Accident and Health
 
124.6

 
120.5

 
41.9

 
40.5

Property and Casualty:
 
 
 
 
 
 
 
 
Personal Lines:
 
 
 
 
 
 
 
 
Automobile
 
854.7

 
947.4

 
281.4

 
308.3

Homeowners
 
226.4

 
223.7

 
76.6

 
75.1

Other Personal
 
104.5

 
104.6

 
35.0

 
34.8

Total Personal Lines
 
1,185.6

 
1,275.7

 
393.0

 
418.2

Commercial Automobile
 
29.8

 
33.3

 
10.1

 
10.7

Total Earned Premiums
 
$
1,637.1

 
$
1,727.8

 
$
543.0

 
$
568.2