v2.4.0.6
Basis of Presentation Basis of Presentation (Tables)
3 Months Ended
Mar. 31, 2012
Organization, Consolidation and Presentation of Financial Statements [Abstract]  
Schedule of New Accounting Pronouncements and Changes in Accounting Principles [Table Text Block]
The following line items presented in the Condensed Consolidated Balance Sheet at March 31, 2012 were affected by the adoption of the new accounting standard:
(Dollars in Millions)
 
As Computed without Change in Accounting
 
As Reported with Change in Accounting
 
Effect of Change
Impact on Assets:
 
 
 
 
 
 
Deferred Policy Acquisition Costs
 
$
455.8

 
$
297.9

 
$
(157.9
)
Total Assets
 
8,128.3

 
7,970.4

 
(157.9
)
Impact on Liabilities and Shareholders’ Equity:
 
 
 
 
 
 
Liabilities for Income Taxes
 
$
74.4

 
$
18.2

 
$
(56.2
)
Total Liabilities
 
5,894.8

 
5,838.6

 
(56.2
)
Retained Earnings
 
1,227.9

 
1,126.2

 
(101.7
)
Total Shareholders’ Equity
 
2,233.5

 
2,131.8

 
(101.7
)
Total Liabilities and Shareholders’ Equity
 
8,128.3

 
7,970.4

 
(157.9
)
The following line items presented in the Condensed Consolidated Balance Sheet at December 31, 2011 were affected by the adoption of the new accounting standard:
(Dollars in Millions)
 
As Originally Reported
 
As Adjusted
 
Effect of Change
Impact on Assets:
 
 
 
 
 
 
Deferred Policy Acquisition Costs
 
$
448.5

 
$
294.0

 
$
(154.5
)
Current and Deferred Income Taxes
 
3.1

 
6.4

 
3.3

Total Assets
 
8,085.9

 
7,934.7

 
(151.2
)
Impact on Liabilities and Shareholders’ Equity:
 
 
 
 
 
 
Liabilities for Income Taxes
 
$
57.9

 
$
6.2

 
$
(51.7
)
Total Liabilities
 
5,869.8

 
5,818.1

 
(51.7
)
Retained Earnings
 
1,208.2

 
1,108.7

 
(99.5
)
Total Shareholders’ Equity
 
2,216.1

 
2,116.6

 
(99.5
)
Total Liabilities and Shareholders’ Equity
 
8,085.9

 
7,934.7

 
(151.2
)
Note 1 - Basis of Presentation (continued)
The impact of adoption of the new accounting standard on the presentation of the results of operations in the Condensed Consolidated Statements of Income for the three months ended March 31, 2012 and 2011 is presented below:
 
 
Three Months Ended March 31, 2012
(Dollars in Millions, Except Per Share Amounts)
 
As Computed without Change in Accounting
 
As Reported with Change in Accounting
 
Effect of Change
Total Revenues
 
$
611.2

 
$
611.2

 
$

Expenses:
 
 
 
 
 
 
Policyholders’ Benefits and Incurred Losses and Loss Adjustment Expenses
 
376.6

 
376.6

 

Insurance Expenses
 
159.0

 
162.4

 
3.4

Interest and Other Expenses
 
21.8

 
21.8

 

Total Expenses
 
557.4

 
560.8

 
3.4

Income from Continuing Operations before Income Taxes
 
53.8

 
50.4

 
(3.4
)
Income Tax Expense
 
(15.3
)
 
(14.1
)
 
1.2

Income from Continuing Operations
 
38.5

 
36.3

 
(2.2
)
Income from Discontinued Operations
 
7.3

 
7.3

 

Net Income
 
$
45.8

 
$
43.6

 
$
(2.2
)
Income from Continuing Operations per Unrestricted Share:
 
 
 
 
 
 
Basic
 
$
0.64

 
$
0.61

 
$
(0.03
)
Diluted
 
$
0.64

 
$
0.60

 
$
(0.04
)
Net Income Per Unrestricted Share:
 
 
 
 
 
 
Basic
 
$
0.76

 
$
0.73

 
$
(0.03
)
Diluted
 
$
0.76

 
$
0.72

 
$
(0.04
)
 
 
Three Months Ended March 31, 2011
(Dollars in Millions, Except Per Share Amounts)
 
As Originally Reported
 
As Adjusted
 
Effect of Change
Total Revenues
 
$
641.2

 
$
641.2

 
$

Expenses:
 
 
 
 
 
 
Policyholders’ Benefits and Incurred Losses and Loss Adjustment Expenses
 
392.3

 
392.3

 

Insurance Expenses
 
161.9

 
166.1

 
4.2

Interest and Other Expenses
 
19.7

 
19.7

 

Total Expenses
 
573.9

 
578.1

 
4.2

Income from Continuing Operations before Income Taxes
 
67.3

 
63.1

 
(4.2
)
Income Tax Expense
 
(19.7
)
 
(18.1
)
 
1.6

Income from Continuing Operations
 
47.6

 
45.0

 
(2.6
)
Income from Discontinued Operations
 
6.5

 
6.5

 

Net Income
 
$
54.1

 
$
51.5

 
$
(2.6
)
Income from Continuing Operations per Unrestricted Share:
 
 
 
 
 
 
Basic
 
$
0.78

 
$
0.74

 
$
(0.04
)
Diluted
 
$
0.78

 
$
0.73

 
$
(0.05
)
Net Income Per Unrestricted Share:
 
 
 
 
 
 
Basic
 
$
0.89

 
$
0.85

 
$
(0.04
)
Diluted
 
$
0.89

 
$
0.84

 
$
(0.05
)
Note 1 - Basis of Presentation (continued)
The following line items presented in the Condensed Consolidated Statements of Comprehensive Income for the three months ended March 31, 2012 and 2011 were affected by the adoption of the new accounting standard:
 
 
Three Months Ended March 31, 2012
(Dollars in Millions)
 
As Computed without Change in Accounting
 
As Reported with Change in Accounting
 
Effect of Change
Net Income
 
$
45.8

 
$
43.6

 
$
(2.2
)
Total Comprehensive Income
 
49.9

 
47.7

 
(2.2
)
 
 
Three Months Ended March 31, 2011
(Dollars in Millions)
 
As Originally Reported
 
As Adjusted
 
Effect of Change
Net Income
 
$
54.1

 
$
51.5

 
$
(2.6
)
Total Comprehensive Income
 
38.3

 
35.7

 
(2.6
)
The following line items presented in the Condensed Consolidated Statements of Cash Flows for the three months ended March 31, 2012 and 2011 were affected by the adoption of the new accounting standard:
 
 
Three Months Ended March 31, 2012
(Dollars in Millions)
 
As Computed without Change in Accounting
 
As Reported with Change in Accounting
 
Effect of Change
Impact on Operating Activities:
 
 
 
 
 
 
Net Income
 
$
45.8

 
$
43.6

 
$
(2.2
)
Increase in Deferred Policy Acquisition Costs
 
(7.3
)
 
(3.9
)
 
3.4

Change in Income Taxes
 
17.4

 
16.2

 
(1.2
)
 
 
Three Months Ended March 31, 2011
(Dollars in Millions)
 
As Originally Reported
 
As Adjusted
 
Effect of Change
Impact on Operating Activities:
 
 
 
 
 
 
Net Income
 
$
54.1

 
$
51.5

 
$
(2.6
)
Increase in Deferred Policy Acquisition Costs
 
(7.7
)
 
(3.5
)
 
4.2

Change in Income Taxes
 
39.5

 
37.9

 
(1.6
)