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Business Segments (Tables) | 12 Months Ended
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Dec. 31, 2013
Segment Reporting [Abstract] |
Segment Assets | Segment Assets at December 31, 2013 and 2012 were:
DOLLARS IN MILLIONS |  | 2013 |  | 2012
SEGMENT ASSETS |  |  |  |
Kemper Preferred |  | $ | 1,600.9 |  |  | $ | 1,562.0 |
Kemper Specialty |  | 655.4 |  |  | 684.6 |
Kemper Direct |  | 392.3 |  |  | 453.3 |
Life and Health Insurance |  | 4,545.6 |  |  | 4,781.8 |
Corporate and Other, Net |  | 462.2 |  |  | 527.4 |
Total Assets |  | $ | 7,656.4 |  |  | $ | 8,009.1 |
Segment Revenues | Segment Revenues for the years ended December 31, 2013, 2012 and 2011 were:
DOLLARS IN MILLIONS |  | 2013 |  | 2012 |  | 2011
REVENUES |  |  |  |  |  |
Kemper Preferred: |  |  |  |  |  |
Earned Premiums |  | $ | 876.7 |  |  | $ | 879.4 |  |  | $ | 859.8 |
Net Investment Income |  | 55.7 |  |  | 45.0 |  |  | 48.8 |
Other Income |  | 0.2 |  |  | 0.4 |  |  | 0.3 |
Total Kemper Preferred |  | 932.6 |  |  | 924.8 |  |  | 908.9 |
Kemper Specialty: |  |  |  |  |  |
Earned Premiums |  | 392.8 |  |  | 419.8 |  |  | 445.2 |
Net Investment Income |  | 21.8 |  |  | 19.0 |  |  | 22.8 |
Other Income |  | 0.3 |  |  | 0.3 |  |  | 0.5 |
Total Kemper Specialty |  | 414.9 |  |  | 439.1 |  |  | 468.5 |
Kemper Direct: |  |  |  |  |  |
Earned Premiums |  | 123.4 |  |  | 168.0 |  |  | 222.7 |
Net Investment Income |  | 13.4 |  |  | 13.9 |  |  | 17.4 |
Other Income |  | — |  |  | — |  |  | 0.1 |
Total Kemper Direct |  | 136.8 |  |  | 181.9 |  |  | 240.2 |
Life and Health Insurance: |  |  |  |  |  |
Earned Premiums |  | 632.9 |  |  | 639.9 |  |  | 645.9 |
Net Investment Income |  | 209.9 |  |  | 204.3 |  |  | 200.5 |
Other Income |  | 0.2 |  |  | 0.1 |  |  | 0.1 |
Total Life and Health Insurance |  | 843.0 |  |  | 844.3 |  |  | 846.5 |
Total Segment Revenues |  | 2,327.3 |  |  | 2,390.1 |  |  | 2,464.1 |
Net Realized Gains on the Sales of Investments |  | 99.1 |  |  | 65.4 |  |  | 33.7 |
Net Impairment Losses Recognized in Earnings |  | (13.9 | ) |  | (6.9 | ) |  | (11.3 | )
Other |  | 14.0 |  |  | 13.7 |  |  | 8.5 |
Total Revenues |  | $ | 2,426.5 |  |  | $ | 2,462.3 |  |  | $ | 2,495.0 |
Segment Operating Profit | Segment Operating Profit for the years ended December 31, 2013, 2012 and 2011 was:
DOLLARS IN MILLIONS |  | 2013 |  | 2012 |  | 2011
SEGMENT OPERATING PROFIT (LOSS) |  |  |  |  |  |
Kemper Preferred |  | $ | 87.7 |  |  | $ | (28.0 | ) |  | $ | (40.6 | )
Kemper Specialty |  | 12.3 |  |  | (2.8 | ) |  | 24.2 |
Kemper Direct |  | 39.6 |  |  | (4.8 | ) |  | (47.2 | )
Life and Health Insurance |  | 136.9 |  |  | 140.4 |  |  | 152.3 |
Total Segment Operating Profit |  | 276.5 |  |  | 104.8 |  |  | 88.7 |
Corporate and Other Operating Loss |  | (47.3 | ) |  | (40.9 | ) |  | (42.8 | )
Total Operating Profit |  | 229.2 |  |  | 63.9 |  |  | 45.9 |
Net Realized Gains on Sales of Investments |  | 99.1 |  |  | 65.4 |  |  | 33.7 |
Net Impairment Losses Recognized in Earnings |  | (13.9 | ) |  | (6.9 | ) |  | (11.3 | )
Income from Continuing Operations before Income Taxes |  | $ | 314.4 |  |  | $ | 122.4 |  |  | $ | 68.3 |
Segment Net Income (Loss) | Segment Net Operating Income for the years ended December 31, 2013, 2012 and 2011 was:
DOLLARS IN MILLIONS |  | 2013 |  | 2012 |  | 2011
SEGMENT NET OPERATING INCOME (LOSS) |  |  |  |  |  |
Kemper Preferred |  | $ | 63.1 |  |  | $ | (11.2 | ) |  | $ | (17.6 | )
Kemper Specialty |  | 10.4 |  |  | 1.2 |  |  | 19.8 |
Kemper Direct |  | 27.1 |  |  | (0.9 | ) |  | (27.5 | )
Life and Health Insurance |  | 89.3 |  |  | 90.8 |  |  | 98.9 |
Total Segment Net Operating Income |  | 189.9 |  |  | 79.9 |  |  | 73.6 |
Unallocated Net Operating Loss |  | (30.7 | ) |  | (26.1 | ) |  | (26.5 | )
Consolidated Net Operating Income |  | 159.2 |  |  | 53.8 |  |  | 47.1 |
Net Income (Loss) From: |  |  |  |  |  |
Net Realized Gains on Sales of Investments |  | 64.4 |  |  | 42.5 |  |  | 21.9 |
Net Impairment Losses Recognized in Earnings |  | (9.1 | ) |  | (4.5 | ) |  | (7.3 | )
Income from Continuing Operations |  | $ | 214.5 |  |  | $ | 91.8 |  |  | $ | 61.7 |
Segment Amortization of Deferred Policy Acquisition Costs | Amortization of Deferred Policy Acquisition Costs by Operating Segment for the years ended December 31, 2013, 2012 and 2011 was:
DOLLARS IN MILLIONS |  | 2013 |  | 2012 |  | 2011
Kemper Preferred |  | $ | 148.3 |  |  | $ | 147.8 |  |  | $ | 144.4 |
Kemper Specialty |  | 54.3 |  |  | 58.7 |  |  | 62.6 |
Kemper Direct |  | 4.6 |  |  | 6.1 |  |  | 8.8 |
Life and Health Insurance |  | 46.7 |  |  | 44.4 |  |  | 44.9 |
Total Amortization |  | $ | 253.9 |  |  | $ | 257.0 |  |  | $ | 260.7 |
Earned Premiums by Product Line | Earned Premiums by product line for the years ended December 31, 2013, 2012 and 2011 were:
DOLLARS IN MILLIONS |  | 2013 |  | 2012 |  | 2011
EARNED PREMIUMS |  |  |  |  |  |
Life |  | $ | 392.7 |  |  | $ | 393.4 |  |  | $ | 395.1 |
Accident and Health |  | 161.4 |  |  | 165.2 |  |  | 166.3 |
Property and Casualty: |  |  |  |  |  |
Personal Lines: |  |  |  |  |  |
Automobile |  | 959.1 |  |  | 1,050.1 |  |  | 1,129.4 |
Homeowners |  | 326.2 |  |  | 318.0 |  |  | 304.1 |
Other Personal |  | 134.1 |  |  | 136.9 |  |  | 138.7 |
Total Personal Lines |  | 1,419.4 |  |  | 1,505.0 |  |  | 1,572.2 |
Commercial Automobile |  | 52.3 |  |  | 43.5 |  |  | 40.0 |
Total Earned Premiums |  | $ | 2,025.8 |  |  | $ | 2,107.1 |  |  | $ | 2,173.6 |

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