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Insurance Expenses | 12 Months Ended
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Dec. 31, 2017
Insurance Expenses [Abstract] |
Insurance Expenses | NOTE 14. INSURANCE EXPENSES Insurance Expenses for the years ended December 31, 2017, 2016 and 2015 were:
DOLLARS IN MILLIONS |  | 2017 |  | 2016 |  | 2015
Commissions |  | $ | 425.6 |  |  | $ | 399.2 |  |  | $ | 357.6 |
General Expenses |  | 194.1 |  |  | 209.0 |  |  | 241.1 |
Taxes, Licenses and Fees |  | 52.8 |  |  | 48.8 |  |  | 44.2 |
Total Costs Incurred |  | 672.5 |  |  | 657.0 |  |  | 642.9 |
Policy Acquisition Costs: |  |  |  |  |  |
Deferred |  | (351.6 | ) |  | (314.9 | ) |  | (270.6 | )
Amortized |  | 318.3 |  |  | 299.3 |  |  | 257.4 |
Net Policy Acquisition Costs Deferred |  | (33.3 | ) |  | (15.6 | ) |  | (13.2 | )
Amortization of Insurance in Force |  | 5.1 |  |  | 5.9 |  |  | 15.4 |
Insurance Expenses |  | $ | 644.3 |  |  | $ | 647.3 |  |  | $ | 645.1 |
Commissions for servicing policies are expensed as incurred, rather than deferred and amortized.

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