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Insurance Expenses | 12 Months Ended
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Dec. 31, 2019
Insurance Expenses [Abstract] |
Insurance Expenses | NOTE 15. INSURANCE EXPENSES Insurance Expenses for the years ended December 31, 2019, 2018 and 2017 were:
DOLLARS IN MILLIONS |  | 2019 |  | 2018 |  | 2017
Commissions |  | $ | 708.8 |  |  | $ | 558.7 |  |  | $ | 425.6 |
General Expenses |  | 278.0 |  |  | 231.9 |  |  | 196.2 |
Premium Tax Expense |  | 93.5 |  |  | 71.0 |  |  | 50.7 |
Total Costs Incurred |  | 1,080.3 |  |  | 861.6 |  |  | 672.5 |
Policy Acquisition Costs: |  |  |  |  |  |
Deferred |  | (475.2 | ) |  | (481.5 | ) |  | (351.6 | )
Amortized |  | 408.3 |  |  | 377.1 |  |  | 318.3 |
Net Policy Acquisition Costs Amortized |  | (66.9 | ) |  | (104.4 | ) |  | (33.3 | )
Amortization of VOBA |  | 6.3 |  |  | 143.3 |  |  | 5.1 |
Insurance Expenses |  | $ | 1,019.7 |  |  | $ | 900.5 |  |  | $ | 644.3 |
Commissions for servicing policies are expensed as incurred, rather than deferred and amortized.

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