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Insurance Expenses | 12 Months Ended
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Dec. 31, 2020
Insurance Expenses [Abstract] |
Insurance Expenses | NOTE 15. INSURANCE EXPENSES Insurance Expenses for the years ended December 31, 2020, 2019 and 2018 were:
DOLLARS IN MILLIONS |  | 2020 |  | 2019 |  | 2018
Commissions |  | $ | 745.8 |  |  | $ | 708.8 |  |  | $ | 558.7 |
General Expenses |  | 307.4 |  |  | 278.0 |  |  | 231.9 |
Premium Tax Expense |  | 94.2 |  |  | 93.5 |  |  | 71.0 |
Total Costs Incurred |  | 1,147.4 |  |  | 1,080.3 |  |  | 861.6 |
Policy Acquisition Costs: |  |  |  |  |  |
Deferred |  | (693.4) |  |  | (475.2) |  |  | (481.5) |
Amortized |  | 641.8 |  |  | 408.3 |  |  | 377.1 |
Net Policy Acquisition Costs Amortized (Deferred) |  | (51.6) |  |  | (66.9) |  |  | (104.4) |
Amortization of VOBA |  | 4.7 |  |  | 6.3 |  |  | 143.3 |
Insurance Expenses |  | $ | 1,100.5 |  |  | $ | 1,019.7 |  |  | $ | 900.5 |
Commissions for servicing policies are expensed as incurred, rather than deferred and amortized. The Company recorded amortization of Deferred Policy Acquisition Costs of $641.8 million, $408.3 million and $377.1 million for the years ended December 31, 2020, 2019 and 2018, respectively.

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