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Catastrophe Reinsurance (Tables) | 12 Months Ended
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Dec. 31, 2021
Reinsurance Disclosures [Abstract] |
Reinsurance Retention Policy | Coverage on individual catastrophes provided under the excess of loss reinsurance contracts effective January 1, 2021 to December 31, 2021 is provided in various layers as presented below.
DOLLARS IN MILLIONS |  | Catastrophe Losses and LAE |  | Percentage of Coverage
In Excess of |  | Up to |
Retained |  | $ | — |  |  | $ | 50.0 |  |  | — | %
1st Layer of Coverage |  | 50.0 |  |  | 150.0 |  |  | 95.0 |
2nd Layer of Coverage |  | 150.0 |  |  | 250.0 |  |  | 95.0 |
3rd Layer of Coverage |  | 250.0 |  |  | 275.0 |  |  | 95.0 |
Coverage on individual catastrophes provided under the excess of loss reinsurance contracts effective January 1, 2020 to December 31, 2020 is provided in various layers as presented below.
DOLLARS IN MILLIONS |  | Catastrophe Losses and LAE |  | Percentage of Coverage
In Excess of |  | Up to |
Retained |  | $ | — |  |  | $ | 50.0 |  |  | — | %
1st Layer of Coverage |  | 50.0 |  |  | 150.0 |  |  | 95.0 |
2nd Layer of Coverage |  | 150.0 |  |  | 250.0 |  |  | 95.0 |
3rd Layer of Coverage |  | 250.0 |  |  | 275.0 |  |  | 95.0 |
Coverage on individual catastrophes provided under the excess of loss reinsurance contracts effective January 1, 2019 to December 31, 2019 is provided in various layers as presented below.
DOLLARS IN MILLIONS |  | Catastrophe Losses and LAE |  | Percentage of Coverage
In Excess of |  | Up to |
Retained |  | $ | — |  |  | $ | 50.0 |  |  | — | %
1st Layer of Coverage |  | 50.0 |  |  | 150.0 |  |  | 95.0 |
2nd Layer of Coverage |  | 150.0 |  |  | 250.0 |  |  | 95.0 |
3rd Layer of Coverage |  | 250.0 |  |  | 275.0 |  |  | 95.0 |
Coverage provided under the 2021 aggregate property catastrophe reinsurance contract is summarized below.
|  | Aggregate Catastrophe Losses and LAE
DOLLARS IN MILLIONS |  | In Excess of |  | Up to
Retained |  | $ | — |  |  | $ | 60.0 |
Coverage |  | 60.0 |  |  | 110.0 |
Coverage provided under the 2020 aggregate property catastrophe reinsurance contract is summarized below.
|  | Aggregate Catastrophe Losses and LAE
DOLLARS IN MILLIONS |  | In Excess of |  | Up to
Retained |  | $ | — |  |  | $ | 60.0 |
Coverage |  | 60.0 |  |  | 110.0 |
Catastrophe Reinsurance Premiums | Reinsurance premiums for the Company’s catastrophe reinsurance programs and the FHCF Program reduced earned premiums for the years ended December 31, 2021, 2020 and 2019 by the following:
DOLLARS IN MILLIONS |  | 2021 |  | 2020 |  | 2019
Specialty Property & Casualty Insurance |  | $ | 7.0 |  |  | $ | 4.8 |  |  | $ | 0.2 |
Preferred Property & Casualty Insurance |  | 22.0 |  |  | 20.7 |  |  | 20.2 |
Life & Health Insurance |  | 1.3 |  |  | 1.2 |  |  | 0.1 |
Total Ceded Catastrophe Reinsurance Premiums |  | $ | 30.3 |  |  | $ | 26.7 |  |  | $ | 20.5 |
Catastrophe Losses and LAE, Net Reinsurance Recoveries | Catastrophe losses and LAE (including reserve development), net of reinsurance recoveries, for the years ended December 31, 2021, 2020 and 2019 by business segment are presented below.
DOLLARS IN MILLIONS |  | 2021 |  | 2020 |  | 2019
Specialty Property & Casualty Insurance |  | $ | 16.0 |  |  | $ | 12.5 |  |  | $ | 11.6 |
Preferred Property & Casualty Insurance |  | 73.5 |  |  | 81.5 |  |  | 44.6 |
Life & Health Insurance |  | 12.9 |  |  | 12.9 |  |  | 3.9 |
Total Catastrophe Losses and LAE |  | $ | 102.4 |  |  | $ | 106.9 |  |  | $ | 60.1 |

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- Definition Tabular disclosure of reinsurance retention policy. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 20 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=99397103&loc=d3e6811-158387 + Details
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