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Catastrophe Reinsurance (Tables)
 12 Months Ended
Dec. 31, 2021
Reinsurance Disclosures [Abstract]  
Reinsurance Retention Policy
Coverage on individual catastrophes provided under the excess of loss reinsurance contracts effective January 1, 2021 to December 31, 2021 is provided in various layers as presented below.
DOLLARS IN MILLIONSCatastrophe Losses and
LAE		Percentage
of Coverage
In Excess ofUp to
Retained$— $50.0 — %
1st Layer of Coverage50.0 150.0 95.0 
2nd Layer of Coverage150.0 250.0 95.0 
3rd Layer of Coverage250.0 275.0 95.0 
Coverage on individual catastrophes provided under the excess of loss reinsurance contracts effective January 1, 2020 to December 31, 2020 is provided in various layers as presented below.
DOLLARS IN MILLIONSCatastrophe Losses and
LAE		Percentage
of Coverage
In Excess ofUp to
Retained$— $50.0 — %
1st Layer of Coverage50.0 150.0 95.0 
2nd Layer of Coverage150.0 250.0 95.0 
3rd Layer of Coverage250.0 275.0 95.0 
Coverage on individual catastrophes provided under the excess of loss reinsurance contracts effective January 1, 2019 to December 31, 2019 is provided in various layers as presented below.
DOLLARS IN MILLIONSCatastrophe Losses and
LAE		Percentage
of Coverage
In Excess ofUp to
Retained$— $50.0 — %
1st Layer of Coverage50.0 150.0 95.0 
2nd Layer of Coverage150.0 250.0 95.0 
3rd Layer of Coverage250.0 275.0 95.0 
Coverage provided under the 2021 aggregate property catastrophe reinsurance contract is summarized below.
Aggregate Catastrophe
Losses and LAE
DOLLARS IN MILLIONSIn Excess ofUp to
Retained$— $60.0 
Coverage60.0 110.0 
Coverage provided under the 2020 aggregate property catastrophe reinsurance contract is summarized below.
Aggregate Catastrophe
Losses and LAE
DOLLARS IN MILLIONSIn Excess ofUp to
Retained$— $60.0 
Coverage60.0 110.0 
Catastrophe Reinsurance Premiums
Reinsurance premiums for the Company’s catastrophe reinsurance programs and the FHCF Program reduced earned premiums for the years ended December 31, 2021, 2020 and 2019 by the following:
DOLLARS IN MILLIONS202120202019
Specialty Property & Casualty Insurance$7.0 $4.8 $0.2 
Preferred Property & Casualty Insurance22.0 20.7 20.2 
Life & Health Insurance1.3 1.2 0.1 
Total Ceded Catastrophe Reinsurance Premiums$30.3 $26.7 $20.5 
Catastrophe Losses and LAE, Net Reinsurance Recoveries
Catastrophe losses and LAE (including reserve development), net of reinsurance recoveries, for the years ended December 31, 2021, 2020 and 2019 by business segment are presented below.
DOLLARS IN MILLIONS202120202019
Specialty Property & Casualty Insurance$16.0 $12.5 $11.6 
Preferred Property & Casualty Insurance73.5 81.5 44.6 
Life & Health Insurance12.9 12.9 3.9 
Total Catastrophe Losses and LAE$102.4 $106.9 $60.1