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Condensed Consolidated Statements of (Loss) Income - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Income Statement [Abstract]        
Earned Premiums [1] $ 1,133.3 $ 1,068.5 $ 3,352.0 $ 3,134.1
Net Investment Income 104.8 111.1 301.9 304.5
Other Income 2.9 2.7 8.6 7.9
Change in Fair Value of Equity and Convertible Securities (2.1) (2.3) (2.5) (0.1)
Net Realized Investment Gains 3.9 1.1 4.7 9.2
Impairment Losses (3.1) (2.2) (6.4) (3.8)
Total Revenues 1,239.7 1,178.9 3,658.3 3,451.8
Expenses:        
Policyholders’ Benefits and Incurred Losses and Loss Adjustment Expenses [2] 924.6 769.3 2,521.0 2,269.7
Insurance and Other Expenses 339.1 304.5 933.6 870.6
Interest Expense 9.1 14.4 29.5 42.3
Total Expenses 1,272.8 1,088.2 3,484.1 3,182.6
(Loss) Income before Income Taxes (33.1) 90.7 174.2 269.2
Income Tax (Benefit) Expense 8.9 (18.5) (31.6) (52.4)
Net (Loss) Income (24.2) 72.2 142.6 216.8
Less: Net Loss attributable to Noncontrolling Interest (3.2) (1.5) (8.7) (3.6)
Net (Loss) Income attributable to Kemper Corporation $ (21.0) $ 73.7 $ 151.3 $ 220.4
Net (Loss) Income attributable to Kemper Corporation per Unrestricted Share:        
Basic (in dollars per share) $ (0.34) $ 1.15 $ 2.40 $ 3.43
Diluted (in dollars per share) $ (0.34) $ 1.14 $ 2.37 $ 3.40
[1]
1 Includes a remeasurement loss related to the deferred profit liability within the Life insurance business of $0.9 million and $0.5 million for the three months ended September 30, 2025 and 2024, respectively, and a remeasurement loss of $1.6 million and $1.2 million for the nine months ended September 30, 2025 and 2024, respectively.
[2]
2 Includes a remeasurement gain of $1.8 million and $1.2 million related to the liability for future policyholder benefits within the Life insurance business for the three months ended September 30, 2025 and 2024, respectively, and a remeasurement gain of $1.8 million and $2.7 million for the nine months ended September 30, 2025 and 2024, respectively.