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Deferred Policy Acquisition Costs (Tables)
 9 Months Ended
Sep. 30, 2025
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]  
Deferred Policy Acquisition Costs
The following tables present the balances and changes in Deferred Policy Acquisition Costs for the Specialty Property and Casualty Insurance segment, Life Insurance segment, and Non-Core Operations business for the nine months ended September 30, 2025 and 2024:
(Dollars in Millions)
Specialty
Life
Segment Total
Non-Core OperationsTotal
Balance, December 31, 20241
$162.8 $463.1 $625.9 $4.1 $630.0 
Capitalizations411.0 48.4 459.4 4.9 464.3 
Amortization Expense2
(404.4)(21.7)(426.1)(7.9)(434.0)
Balance, September 30, 20251
$169.4 $489.8 $659.2 $1.1 $660.3 
1 Includes $1.4 million and $1.1 million attributable to Kemper Reciprocal as of September 30, 2025 and December 31, 2024, respectively, which is reported as a consolidated variable interest entity.

2 Includes $2.0 million of impairment within Non-Core Operations related to a premium deficiency recognized during the period.
(Dollars in Millions)
SpecialtyLife
Segment Total
Non-Core OperationsTotal
Balance, December 31, 20231
$142.7 $427.0 $569.7 $22.0 $591.7 
Capitalizations365.4 52.6 418.0 11.4 429.4 
Amortization Expense
(346.7)(24.0)(370.7)(28.4)(399.1)
Balance, September 30, 20241
$161.4 $455.6 $617.0 $5.0 $622.0 
1 Includes $0.7 million and $0.1 million attributable to Kemper Reciprocal as of September 30, 2024 and December 31, 2023, respectively, which is reported as a consolidated variable interest entity.