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Condensed Consolidated Balance Sheets - USD ($)
$ in Millions
Sep. 30, 2025
Dec. 31, 2024
Investments:    
Company-Owned Life Insurance $ 567.9 $ 539.2
Loans to Policyholders 279.3 280.7
Other Investments 287.0 217.1
Receivables from Policyholders 1,033.6  
Deferred Policy Acquisition Costs 660.3 630.0
Total Assets 12,443.4 12,630.4
Insurance Reserves:    
Policyholder Obligations 620.0 637.7
Total Liabilities 9,721.8 9,846.1
Kemper Corporation Shareholders’ Equity:    
Common Stock, $0.10 Par Value, 100,000,000 Shares Authorized; 60,201,675 Shares Issued and Outstanding at September 30, 2025 and 63,840,442 Shares Issued and Outstanding at December 31, 2024 6.0 6.4
Paid-in Capital 1,737.2 1,854.9
Retained Earnings 1,216.0 1,231.6
Accumulated Other Comprehensive Loss (227.1) (304.5)
Total Kemper Corporation Shareholders’ Equity 2,732.1 2,788.4
Noncontrolling Interest (10.5) (4.1)
Total Shareholders’ Equity 2,721.6 2,784.3
Total Liabilities and Shareholders’ Equity 12,443.4 12,630.4
Consolidated Entity, Excluding VIE    
Investments:    
Fixed Maturities at Fair Value 6,620.3 6,409.6
Equity Securities at Fair Value 302.0 218.5
Alternative Energy Partnership Investments 174.9 186.3
Short-term Investments at Cost which Approximates Fair Value 371.2 1,037.1
Company-Owned Life Insurance 567.9 539.2
Loans to Policyholders 279.3 280.7
Other Investments 287.0 217.1
Total Investments 8,602.6 8,888.5
Cash 107.4 64.4
Receivables from Policyholders 1,022.9 977.9
Other Receivables 185.0 185.7
Deferred Policy Acquisition Costs 658.9 628.9
Goodwill 1,250.7 1,250.7
Current Income Tax Assets 57.4 63.4
Deferred Income Tax Assets 66.3 93.3
Other Assets 422.2 436.1
Insurance Reserves:    
Insurance Reserves 6,123.6 5,811.6
Unearned Premiums 1,310.6 1,264.1
Policyholder Obligations 620.0 637.7
Deferred Income Tax Liabilities 13.5 14.8
Accrued Expenses and Other Liabilities 669.5 705.2
Long-term Debt, Current, at Amortized Cost 0.0 449.9
Long-term Debt, Non-Current, at Amortized Cost 943.1 941.7
Variable Interest Entity, Primary Beneficiary    
Investments:    
Fixed Maturities at Fair Value 36.3 1.7
Short-term Investments at Cost which Approximates Fair Value 17.5 28.0
Cash 0.0 1.0
Receivables from Policyholders 10.7 8.2
Other Receivables 0.4 0.0
Deferred Policy Acquisition Costs 1.4 1.1
Deferred Income Tax Assets 3.7 1.5
Insurance Reserves:    
Insurance Reserves 26.3 9.4
Unearned Premiums 13.6 11.2
Accrued Expenses and Other Liabilities 1.6 0.5
Life and Health | Consolidated Entity, Excluding VIE    
Insurance Reserves:    
Insurance Reserves 3,317.6 3,199.7
Property and Casualty | Consolidated Entity, Excluding VIE    
Insurance Reserves:    
Insurance Reserves $ 2,806.0 $ 2,611.9