0000860748 false 0000860748 2025-02-05 2025-02-05 0000860748 us-gaap:CommonStockMember 2025-02-05 2025-02-05 0000860748 kmpr:A5875FixedRateResetJuniorSubordinatedDebenturesDue2062Member 2025-02-05 2025-02-05
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): February 5, 2025
Kemper Corporation
(Exact name of registrant as specified in its charter)
Commission File Number: 001-18298

DE |  | 95-4255452
(State or other jurisdiction of incorporation) |  | (IRS Employer Identification No.)

200 E. Randolph Street, Suite 3300, Chicago, IL 60601
(Address of principal executive offices, including zip code)
312-661-4600
(Registrant’s telephone number, including area code)
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the Registrant under any of the following provisions (see General Instruction A.2.below):

☐ | Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ | Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ | Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ | Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class | Trading Symbol(s) | Name of each exchange on which registered
Common Stock, par value $0.10 per share | KMPR | NYSE
5.875% Fixed-Rate Reset Junior Subordinated Debentures due 2062 | KMPB | NYSE

Indicate by check mark whether the registrant is an emerging growth company as defined in as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

| Emerging Growth Company | ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition
period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of
the Exchange Act. ¨

Section 2. – Financial Information

Item 2.02. | Results of Operations and Financial Condition.

On February 5, 2025, Kemper Corporation ("Kemper" or the "Registrant") issued a press release announcing its financial results for the fourth quarter of 2024 and the availability of Kemper’s fourth quarter investor supplement and earnings call presentation on its website, kemper.com. The press release, the investor supplement and the earnings call presentation are furnished as Exhibits 99.1, 99.2 and 99.3, respectively, to this report.
Section 9. – Financial Statements and Exhibits.

Item 9.01. | Financial Statements and Exhibits.

(d) Exhibits
99.1 Registrant’s press release dated February 5, 2025.
99.2 Fourth Quarter 2024 Investor Supplement of Kemper Corporation.
99.3 Fourth Quarter 2024 Earnings Call Presentation.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

|  |  |  | Kemper Corporation
Date: | February 5, 2025 |  |  | /s/ BRADLEY T. CAMDEN
|  |  |  | Bradley T. Camden
|  |  |  | Executive Vice President and Chief Financial Officer (Principal Financial Officer)