XML 71 R61.htm IDEA: XBRL DOCUMENT v3.24.3
ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY INFORMATION - Schedule of Credit Quality Indicators (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Financing Receivable, Credit Quality Indicator [Line Items]          
Total Loans $ 13,318,988 $ 12,675,621 $ 13,318,988 $ 12,675,621 $ 12,766,518
Total charge offs 23,101 16,847 52,532 46,387  
Commercial | Commercial and industrial          
Financing Receivable, Credit Quality Indicator [Line Items]          
Year one, originated, current fiscal year 561,627   561,627   797,050
Year two, originated, fiscal year before current fiscal year 708,562   708,562   556,818
Year three, originated, two years before current fiscal year 418,295   418,295   189,098
Year four, originated, three years before current fiscal year 144,193   144,193   221,838
Year five, originated, four years before current fiscal year 169,757   169,757   113,303
Prior 338,612   338,612   402,258
Revolving loans amortized cost basis 9,845   9,845   8,785
Revolving loans converted to term 288,375   288,375   250,920
Total Loans 2,639,266 2,644,039 2,639,266 2,644,039 2,540,070
Year one, current fiscal year charge offs     0   0
Year two, current fiscal year charge offs     1,081   568
Year three, current fiscal year charge offs     3,782   5,214
Year four, current fiscal year charge offs     585   1,747
Year five, current fiscal year charge offs     275   7,567
Prior year charge offs     7,936   11,557
Revolving loans amortized cost basis charge offs     0   0
Revolving loans converted to term gross charge offs     0   0
Total charge offs 11,277 7,153 13,659 20,169 26,653
Commercial | Commercial and industrial | Pass          
Financing Receivable, Credit Quality Indicator [Line Items]          
Year one, originated, current fiscal year 472,797   472,797   716,848
Year two, originated, fiscal year before current fiscal year 662,751   662,751   490,934
Year three, originated, two years before current fiscal year 383,695   383,695   180,343
Year four, originated, three years before current fiscal year 135,462   135,462   211,151
Year five, originated, four years before current fiscal year 162,191   162,191   90,522
Prior 298,797   298,797   383,609
Revolving loans amortized cost basis 9,775   9,775   8,785
Revolving loans converted to term 242,784   242,784   237,786
Total Loans 2,368,252   2,368,252   2,319,978
Commercial | Commercial and industrial | Special mention          
Financing Receivable, Credit Quality Indicator [Line Items]          
Year one, originated, current fiscal year 17,659   17,659   7,209
Year two, originated, fiscal year before current fiscal year 3,913   3,913   11,860
Year three, originated, two years before current fiscal year 4,979   4,979   2,804
Year four, originated, three years before current fiscal year 2,744   2,744   463
Year five, originated, four years before current fiscal year 2,670   2,670   735
Prior 1,195   1,195   743
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term 15,899   15,899   1,649
Total Loans 49,059   49,059   25,463
Commercial | Commercial and industrial | Substandard or Lower          
Financing Receivable, Credit Quality Indicator [Line Items]          
Year one, originated, current fiscal year 71,171   71,171   72,993
Year two, originated, fiscal year before current fiscal year 41,898   41,898   54,024
Year three, originated, two years before current fiscal year 29,621   29,621   5,951
Year four, originated, three years before current fiscal year 5,987   5,987   10,224
Year five, originated, four years before current fiscal year 4,896   4,896   22,046
Prior 38,620   38,620   17,906
Revolving loans amortized cost basis 70   70   0
Revolving loans converted to term 29,692   29,692   11,485
Total Loans 221,955   221,955   194,629
Commercial | Owner-occupied commercial          
Financing Receivable, Credit Quality Indicator [Line Items]          
Year one, originated, current fiscal year 233,144   233,144   350,789
Year two, originated, fiscal year before current fiscal year 321,106   321,106   286,875
Year three, originated, two years before current fiscal year 255,047   255,047   267,790
Year four, originated, three years before current fiscal year 242,332   242,332   220,257
Year five, originated, four years before current fiscal year 202,894   202,894   213,174
Prior 482,316   482,316   354,690
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term 266,883   266,883   192,512
Total Loans 2,003,722 1,924,171 2,003,722 1,924,171 1,886,087
Year one, current fiscal year charge offs     0   0
Year two, current fiscal year charge offs     114   0
Year three, current fiscal year charge offs     0   0
Year four, current fiscal year charge offs     0   0
Year five, current fiscal year charge offs     0   184
Prior year charge offs     63   0
Revolving loans amortized cost basis charge offs     0   0
Revolving loans converted to term gross charge offs     0   0
Total charge offs 177 0 177 184 184
Commercial | Owner-occupied commercial | Pass          
Financing Receivable, Credit Quality Indicator [Line Items]          
Year one, originated, current fiscal year 222,614   222,614   346,908
Year two, originated, fiscal year before current fiscal year 313,975   313,975   264,895
Year three, originated, two years before current fiscal year 211,697   211,697   251,262
Year four, originated, three years before current fiscal year 230,312   230,312   212,365
Year five, originated, four years before current fiscal year 171,898   171,898   194,153
Prior 430,446   430,446   313,801
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term 252,832   252,832   178,150
Total Loans 1,833,774   1,833,774   1,761,534
Commercial | Owner-occupied commercial | Special mention          
Financing Receivable, Credit Quality Indicator [Line Items]          
Year one, originated, current fiscal year 10,530   10,530   2,885
Year two, originated, fiscal year before current fiscal year 1,948   1,948   3,115
Year three, originated, two years before current fiscal year 20,157   20,157   5,419
Year four, originated, three years before current fiscal year 1,300   1,300   1,105
Year five, originated, four years before current fiscal year 25,677   25,677   11,002
Prior 5,324   5,324   5,559
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term 2,310   2,310   1,393
Total Loans 67,246   67,246   30,478
Commercial | Owner-occupied commercial | Substandard or Lower          
Financing Receivable, Credit Quality Indicator [Line Items]          
Year one, originated, current fiscal year 0   0   996
Year two, originated, fiscal year before current fiscal year 5,183   5,183   18,865
Year three, originated, two years before current fiscal year 23,193   23,193   11,109
Year four, originated, three years before current fiscal year 10,720   10,720   6,787
Year five, originated, four years before current fiscal year 5,319   5,319   8,019
Prior 46,546   46,546   35,330
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term 11,741   11,741   12,969
Total Loans 102,702   102,702   94,075
Commercial | Commercial mortgages          
Financing Receivable, Credit Quality Indicator [Line Items]          
Year one, originated, current fiscal year 484,236   484,236   877,631
Year two, originated, fiscal year before current fiscal year 794,809   794,809   466,048
Year three, originated, two years before current fiscal year 541,540   541,540   527,394
Year four, originated, three years before current fiscal year 443,814   443,814   481,028
Year five, originated, four years before current fiscal year 434,828   434,828   511,873
Prior 946,752   946,752   631,660
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term 503,070   503,070   305,546
Total Loans 4,149,049 3,645,723 4,149,049 3,645,723 3,801,180
Year one, current fiscal year charge offs     0   0
Year two, current fiscal year charge offs     62   83
Year three, current fiscal year charge offs     0   0
Year four, current fiscal year charge offs     0   217
Year five, current fiscal year charge offs     97   0
Prior year charge offs     4,978   0
Revolving loans amortized cost basis charge offs     0   0
Revolving loans converted to term gross charge offs     0   0
Total charge offs 205 300 5,137 300 300
Commercial | Commercial mortgages | Pass          
Financing Receivable, Credit Quality Indicator [Line Items]          
Year one, originated, current fiscal year 448,085   448,085   847,137
Year two, originated, fiscal year before current fiscal year 747,896   747,896   464,895
Year three, originated, two years before current fiscal year 524,510   524,510   526,280
Year four, originated, three years before current fiscal year 437,941   437,941   465,354
Year five, originated, four years before current fiscal year 407,068   407,068   486,855
Prior 917,704   917,704   619,448
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term 465,513   465,513   290,083
Total Loans 3,948,717   3,948,717   3,700,052
Commercial | Commercial mortgages | Special mention          
Financing Receivable, Credit Quality Indicator [Line Items]          
Year one, originated, current fiscal year 3,946   3,946   20,632
Year two, originated, fiscal year before current fiscal year 18,781   18,781   0
Year three, originated, two years before current fiscal year 16,100   16,100   67
Year four, originated, three years before current fiscal year 5,743   5,743   1,837
Year five, originated, four years before current fiscal year 2,655   2,655   10,666
Prior 2,309   2,309   0
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term 36,825   36,825   0
Total Loans 86,359   86,359   33,202
Commercial | Commercial mortgages | Substandard or Lower          
Financing Receivable, Credit Quality Indicator [Line Items]          
Year one, originated, current fiscal year 32,205   32,205   9,862
Year two, originated, fiscal year before current fiscal year 28,132   28,132   1,153
Year three, originated, two years before current fiscal year 930   930   1,047
Year four, originated, three years before current fiscal year 130   130   13,837
Year five, originated, four years before current fiscal year 25,105   25,105   14,352
Prior 26,739   26,739   12,212
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term 732   732   15,463
Total Loans 113,973   113,973   67,926
Commercial | Construction          
Financing Receivable, Credit Quality Indicator [Line Items]          
Year one, originated, current fiscal year 251,187   251,187   463,471
Year two, originated, fiscal year before current fiscal year 314,082   314,082   339,727
Year three, originated, two years before current fiscal year 197,320   197,320   122,868
Year four, originated, three years before current fiscal year 11,237   11,237   11,628
Year five, originated, four years before current fiscal year 88   88   2,522
Prior 2,383   2,383   7,016
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term 29,560   29,560   88,298
Total Loans 805,857 1,043,568 805,857 1,043,568 1,035,530
Year one, current fiscal year charge offs     0   0
Year two, current fiscal year charge offs     0   0
Year three, current fiscal year charge offs     0   794
Year four, current fiscal year charge offs     0   0
Year five, current fiscal year charge offs     0   0
Prior year charge offs     0   0
Revolving loans amortized cost basis charge offs     0   0
Revolving loans converted to term gross charge offs     0   0
Total charge offs 0 0 0 0 794
Commercial | Construction | Pass          
Financing Receivable, Credit Quality Indicator [Line Items]          
Year one, originated, current fiscal year 247,244   247,244   429,055
Year two, originated, fiscal year before current fiscal year 289,273   289,273   319,958
Year three, originated, two years before current fiscal year 173,141   173,141   111,333
Year four, originated, three years before current fiscal year 7,798   7,798   3,030
Year five, originated, four years before current fiscal year 88   88   388
Prior 2,241   2,241   7,016
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term 29,014   29,014   87,741
Total Loans 748,799   748,799   958,521
Commercial | Construction | Special mention          
Financing Receivable, Credit Quality Indicator [Line Items]          
Year one, originated, current fiscal year 2,200   2,200   28,718
Year two, originated, fiscal year before current fiscal year 0   0   19,769
Year three, originated, two years before current fiscal year 3,400   3,400   8,227
Year four, originated, three years before current fiscal year 0   0   0
Year five, originated, four years before current fiscal year 0   0   0
Prior 0   0   0
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term 0   0   0
Total Loans 5,600   5,600   56,714
Commercial | Construction | Substandard or Lower          
Financing Receivable, Credit Quality Indicator [Line Items]          
Year one, originated, current fiscal year 1,743   1,743   5,698
Year two, originated, fiscal year before current fiscal year 24,809   24,809   0
Year three, originated, two years before current fiscal year 20,779   20,779   3,308
Year four, originated, three years before current fiscal year 3,439   3,439   8,598
Year five, originated, four years before current fiscal year 0   0   2,134
Prior 142   142   0
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term 546   546   557
Total Loans 51,458   51,458   20,295
Commercial | Commercial Small Business Leases          
Financing Receivable, Credit Quality Indicator [Line Items]          
Year one, originated, current fiscal year 193,681   193,681   260,348
Year two, originated, fiscal year before current fiscal year 207,734   207,734   191,746
Year three, originated, two years before current fiscal year 138,351   138,351   103,428
Year four, originated, three years before current fiscal year 67,168   67,168   40,697
Year five, originated, four years before current fiscal year 20,199   20,199   15,411
Prior 18,288   18,288   11,992
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term 0   0   0
Total Loans 645,421 605,698 645,421 605,698 623,622
Year one, current fiscal year charge offs     409   1,528
Year two, current fiscal year charge offs     3,903   7,250
Year three, current fiscal year charge offs     6,391   4,447
Year four, current fiscal year charge offs     2,965   1,454
Year five, current fiscal year charge offs     1,069   735
Prior year charge offs     454   227
Revolving loans amortized cost basis charge offs     0   0
Revolving loans converted to term gross charge offs     0   0
Total charge offs 5,451 3,522 15,191 10,327 15,641
Commercial | Commercial Small Business Leases | Performing          
Financing Receivable, Credit Quality Indicator [Line Items]          
Year one, originated, current fiscal year 193,681   193,681   260,348
Year two, originated, fiscal year before current fiscal year 207,734   207,734   191,746
Year three, originated, two years before current fiscal year 138,351   138,351   103,428
Year four, originated, three years before current fiscal year 67,168   67,168   40,697
Year five, originated, four years before current fiscal year 20,199   20,199   15,411
Prior 18,288   18,288   11,992
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term 0   0   0
Total Loans 645,421   645,421   623,622
Commercial | Commercial Small Business Leases | Nonperforming          
Financing Receivable, Credit Quality Indicator [Line Items]          
Year one, originated, current fiscal year 0   0   0
Year two, originated, fiscal year before current fiscal year 0   0   0
Year three, originated, two years before current fiscal year 0   0   0
Year four, originated, three years before current fiscal year 0   0   0
Year five, originated, four years before current fiscal year 0   0   0
Prior 0   0   0
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term 0   0   0
Total Loans 0   0   0
Residential          
Financing Receivable, Credit Quality Indicator [Line Items]          
Year one, originated, current fiscal year 124,092   124,092   188,644
Year two, originated, fiscal year before current fiscal year 181,256   181,256   67,528
Year three, originated, two years before current fiscal year 63,718   63,718   103,695
Year four, originated, three years before current fiscal year 97,333   97,333   57,759
Year five, originated, four years before current fiscal year 52,384   52,384   34,750
Prior 418,811   418,811   415,519
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term 0   0   0
Total Loans 937,594 855,340 937,594 855,340 867,895
Year one, current fiscal year charge offs     0   33
Year two, current fiscal year charge offs     0   0
Year three, current fiscal year charge offs     0   0
Year four, current fiscal year charge offs     0   0
Year five, current fiscal year charge offs     0   0
Prior year charge offs     109   8
Revolving loans amortized cost basis charge offs     0   0
Revolving loans converted to term gross charge offs     0   0
Total charge offs 8 0 109 33 41
Residential | Performing          
Financing Receivable, Credit Quality Indicator [Line Items]          
Year one, originated, current fiscal year 124,092   124,092   188,644
Year two, originated, fiscal year before current fiscal year 181,135   181,135   67,358
Year three, originated, two years before current fiscal year 63,356   63,356   102,982
Year four, originated, three years before current fiscal year 93,860   93,860   57,273
Year five, originated, four years before current fiscal year 51,527   51,527   33,499
Prior 415,006   415,006   412,099
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term 0   0   0
Total Loans 928,976   928,976   861,855
Residential | Nonperforming          
Financing Receivable, Credit Quality Indicator [Line Items]          
Year one, originated, current fiscal year 0   0   0
Year two, originated, fiscal year before current fiscal year 121   121   170
Year three, originated, two years before current fiscal year 362   362   713
Year four, originated, three years before current fiscal year 3,473   3,473   486
Year five, originated, four years before current fiscal year 857   857   1,251
Prior 3,805   3,805   3,420
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term 0   0   0
Total Loans 8,618   8,618   6,040
Consumer          
Financing Receivable, Credit Quality Indicator [Line Items]          
Year one, originated, current fiscal year 247,462   247,462   391,580
Year two, originated, fiscal year before current fiscal year 377,884   377,884   568,919
Year three, originated, two years before current fiscal year 475,174   475,174   154,065
Year four, originated, three years before current fiscal year 125,418   125,418   104,600
Year five, originated, four years before current fiscal year 90,099   90,099   45,172
Prior 273,720   273,720   245,879
Revolving loans amortized cost basis 541,905   541,905   496,025
Revolving loans converted to term 6,417   6,417   5,894
Total Loans 2,138,079 1,957,082 2,138,079 1,957,082 2,012,134
Year one, current fiscal year charge offs     891   1,790
Year two, current fiscal year charge offs     2,575   15,227
Year three, current fiscal year charge offs     11,318   4,411
Year four, current fiscal year charge offs     2,241   313
Year five, current fiscal year charge offs     785   198
Prior year charge offs     449   455
Revolving loans amortized cost basis charge offs     0   0
Revolving loans converted to term gross charge offs     0   0
Total charge offs 5,983 $ 5,872 18,259 $ 15,374 22,394
Consumer | Performing          
Financing Receivable, Credit Quality Indicator [Line Items]          
Year one, originated, current fiscal year 247,462   247,462   391,580
Year two, originated, fiscal year before current fiscal year 377,635   377,635   568,919
Year three, originated, two years before current fiscal year 475,078   475,078   153,930
Year four, originated, three years before current fiscal year 125,151   125,151   104,248
Year five, originated, four years before current fiscal year 89,903   89,903   44,996
Prior 273,693   273,693   245,849
Revolving loans amortized cost basis 540,062   540,062   494,663
Revolving loans converted to term 6,114   6,114   5,662
Total Loans 2,135,098   2,135,098   2,009,847
Consumer | Nonperforming          
Financing Receivable, Credit Quality Indicator [Line Items]          
Year one, originated, current fiscal year 0   0   0
Year two, originated, fiscal year before current fiscal year 249   249   0
Year three, originated, two years before current fiscal year 96   96   135
Year four, originated, three years before current fiscal year 267   267   352
Year five, originated, four years before current fiscal year 196   196   176
Prior 27   27   30
Revolving loans amortized cost basis 1,843   1,843   1,362
Revolving loans converted to term 303   303   232
Total Loans $ 2,981   $ 2,981   $ 2,287