<SEC-DOCUMENT>0001685040-24-000003.txt : 20240212
<SEC-HEADER>0001685040-24-000003.hdr.sgml : 20240212
<ACCEPTANCE-DATETIME>20240212162710
ACCESSION NUMBER:		0001685040-24-000003
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		20
CONFORMED PERIOD OF REPORT:	20240212
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Regulation FD Disclosure
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20240212
DATE AS OF CHANGE:		20240212

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Brighthouse Financial, Inc.
		CENTRAL INDEX KEY:			0001685040
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				813846992
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0613

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-37905
		FILM NUMBER:		24620383

	BUSINESS ADDRESS:	
		STREET 1:		11225 N COMMUNITY HOUSE ROAD
		CITY:			CHARLOTTE
		STATE:			NC
		ZIP:			28277
		BUSINESS PHONE:		980-365-7100

	MAIL ADDRESS:	
		STREET 1:		11225 N COMMUNITY HOUSE ROAD
		CITY:			CHARLOTTE
		STATE:			NC
		ZIP:			28277
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>bhf-20240212.htm
<DESCRIPTION>8-K
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<title>bhf-20240212</title></head><body><div style="display:none"><ix:header><ix:hidden><ix:nonNumeric contextRef="c-1" name="dei:AmendmentFlag" id="f-36">false</ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="dei:EntityCentralIndexKey" id="f-37">0001685040</ix:nonNumeric></ix:hidden><ix:references xml:lang="en-US"><link:schemaRef xlink:type="simple" xlink:href="bhf-20240212.xsd"/></ix:references><ix:resources><xbrli:context id="c-1"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001685040</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-02-12</xbrli:startDate><xbrli:endDate>2024-02-12</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-2"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001685040</xbrli:identifier><xbrli:segment><xbrldi:explicitMember 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Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">UNITED STATES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">SECURITIES AND EXCHANGE COMMISSION</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Washington, D.C. 20549</span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">FORM <ix:nonNumeric contextRef="c-1" name="dei:DocumentType" id="f-1">8-K</ix:nonNumeric></span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">CURRENT REPORT</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Date of Report (Date of earliest event reported): </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:DocumentPeriodEndDate" format="ixt:date-monthname-day-year-en" id="f-2">February 12, 2024</ix:nonNumeric></span></div><div style="text-align:center"><img src="bhf-20240212_g1.jpg" alt="Image1.jpg" style="height:53px;margin-bottom:5pt;vertical-align:text-bottom;width:232px"/></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:20pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:EntityRegistrantName" id="f-3">Brighthouse Financial, Inc.</ix:nonNumeric></span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:20pt;font-weight:400;line-height:120%"> </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> (Exact name of registrant as specified in its charter)</span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><table 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style="width:169.75pt"/><td style="width:1.0pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:EntityAddressAddressLine1" id="f-7">11225 North Community House Road,</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:EntityAddressCityOrTown" 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style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(Address of principal executive offices)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(Zip Code)</span></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Registrant&#8217;s telephone number, including area code: </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%">(<ix:nonNumeric contextRef="c-1" name="dei:CityAreaCode" id="f-11">980</ix:nonNumeric>) <ix:nonNumeric contextRef="c-1" name="dei:LocalPhoneNumber" id="f-12">365-7100</ix:nonNumeric></span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Not Applicable</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Former name or former address, if changed since last report) </span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: </span></div><div style="text-align:justify"><span><br/></span></div><div style="margin-bottom:3pt;padding-left:13.5pt;text-align:justify;text-indent:-11.25pt"><span style="color:#000000;font-family:'Wingdings',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:WrittenCommunications" format="ixt-sec:boolballotbox" id="f-13">&#9744;</ix:nonNumeric></span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) </span></div><div style="margin-bottom:3pt;padding-left:13.5pt;text-align:justify;text-indent:-11.25pt"><span style="color:#000000;font-family:'Wingdings',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:SolicitingMaterial" format="ixt-sec:boolballotbox" id="f-14">&#9744;</ix:nonNumeric></span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) </span></div><div style="margin-bottom:3pt;padding-left:13.5pt;text-align:justify;text-indent:-11.25pt"><span style="color:#000000;font-family:'Wingdings',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:PreCommencementTenderOffer" format="ixt-sec:boolballotbox" id="f-15">&#9744;</ix:nonNumeric></span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) </span></div><div style="padding-left:13.5pt;text-align:justify;text-indent:-11.25pt"><span style="color:#000000;font-family:'Wingdings',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:PreCommencementIssuerTenderOffer" format="ixt-sec:boolballotbox" id="f-16">&#9744;</ix:nonNumeric></span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) </span></div><div style="padding-left:13.5pt;text-align:justify;text-indent:-11.25pt"><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Securities registered pursuant to Section 12(b) of the Act:</span></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:46.268%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.666%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:36.766%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:underline">Title of each class</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:underline">Trading symbol(s)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:underline">Name of each exchange on which registered</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-2" name="dei:Security12bTitle" id="f-17">Common Stock, par value $0.01 per share</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-2" name="dei:TradingSymbol" id="f-18">BHF</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-2" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="f-19">The Nasdaq Stock Market LLC</ix:nonNumeric></span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-3" name="dei:Security12bTitle" id="f-20">Depositary Shares, each representing a 1/1,000th interest in a share of 6.600% Non-Cumulative Preferred Stock, Series A</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-3" name="dei:TradingSymbol" id="f-21">BHFAP</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-3" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="f-22">The Nasdaq Stock Market LLC</ix:nonNumeric></span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-4" name="dei:Security12bTitle" id="f-23">Depositary Shares, each representing a 1/1,000th interest in a share of 6.750% Non-Cumulative Preferred Stock, Series B</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-4" name="dei:TradingSymbol" id="f-24">BHFAO</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-4" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="f-25">The Nasdaq Stock Market LLC</ix:nonNumeric></span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-5" name="dei:Security12bTitle" id="f-26">Depositary Shares, each representing a 1/1,000th interest in a share of 5.375% Non-Cumulative Preferred Stock, Series C</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-5" name="dei:TradingSymbol" id="f-27">BHFAN</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-5" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="f-28">The Nasdaq Stock Market LLC</ix:nonNumeric></span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-6" name="dei:Security12bTitle" id="f-29">Depositary Shares, each representing a 1/1,000th interest in a share of 4.625% Non-Cumulative Preferred Stock, Series D</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-6" name="dei:TradingSymbol" id="f-30">BHFAM</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-6" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="f-31">The Nasdaq Stock Market LLC</ix:nonNumeric></span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-7" name="dei:Security12bTitle" id="f-32">6.250% Junior Subordinated Debentures due 2058</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-7" name="dei:TradingSymbol" id="f-33">BHFAL</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-7" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="f-34">The Nasdaq Stock Market LLC</ix:nonNumeric></span></td></tr></table></div><div style="padding-left:13.5pt;text-align:justify;text-indent:-11.25pt"><span><br/></span></div><div style="margin-bottom:3pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:94.298%"><tr><td style="width:1.0%"/><td style="width:19.520%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:19.520%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:53.938%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.622%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:3pt;text-align:right"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;Emerging growth company</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:EntityEmergingGrowthCompany" format="ixt-sec:boolballotbox" id="f-35">&#9744;</ix:nonNumeric></span></td></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#9744;</span></td></tr></table></div><div style="text-align:center"><span><br/></span></div><div style="height:22.5pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div><div id="idb0989e494174e04841b31dc19edd0ab_7"></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span><br/></span></div></div><div style="margin-bottom:5pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Item 2.02. &#160;&#160;Results of Operations and Financial Condition.</span></div><div style="text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:112%">On February&#160;12, 2024, Brighthouse Financial, Inc. (&#8220;Brighthouse Financial&#8221; or the &#8220;Company&#8221;) issued (i) a news release announcing its results for the quarter and year ended December&#160;31, 2023, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference, and (ii) a Financial Supplement for the quarter ended December&#160;31, 2023, a copy of which is attached hereto as Exhibit 99.2 and is incorporated herein by reference. </span></div><div style="text-align:justify;text-indent:36pt"><span><br/></span></div><div style="text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">In accordance with General Instruction B.2 of Form 8-K, the information in Items 2.02, 7.01 and Exhibits 99.1 and 99.2 listed in Item 9.01 of this Current Report on Form 8-K shall not be deemed &#8220;filed&#8221; for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;), or otherwise subject to the liability of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.</span></div><div style="text-align:justify;text-indent:36pt"><span><br/></span></div><div id="idb0989e494174e04841b31dc19edd0ab_10"></div><div style="margin-bottom:5pt;text-align:justify"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Item 7.01.  &#160;Regulation FD Disclosure.</span></div><div style="text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:112%">In connection with its earnings call for the quarter and year ended December&#160;31, 2023, Brighthouse Financial has prepared a presentation for use with investors and other members of the investment community. This presentation is available on the Brighthouse Financial investor relations website at http://investor.brighthousefinancial.com.</span></div><div style="text-align:justify;text-indent:36pt"><span><br/></span></div><div style="text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Brighthouse Financial routinely uses its investor relations website to provide presentations, press releases and other information that may be deemed material to investors. Accordingly, the Company encourages investors and others interested in the Company to review the information that it shares at http://investor.brighthousefinancial.com.</span></div><div style="text-align:justify;text-indent:36pt"><span><br/></span></div><div id="idb0989e494174e04841b31dc19edd0ab_16"></div><div style="-sec-extract:summary;margin-bottom:5pt;margin-top:5pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Item 9.01.   Financial Statements and Exhibits.</span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:144%">(d) Exhibits</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:9.280%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:88.520%"/><td style="width:0.1%"/></tr><tr style="height:8pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%;text-decoration:underline">Exhibit&#160;No.</span></td><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%;text-decoration:underline">Description</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:12pt;padding-left:2.25pt;padding-right:2.25pt"><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%;text-decoration:underline" href="q42023bhfearningspressrele.htm">99.1**</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%;text-decoration:underline" href="q42023bhfearningspressrele.htm">News release of Brighthouse Financial, Inc., dated February 12, 2024, announcing its results for the quarter and year ended December 31, 2023</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:12pt;padding-left:2.25pt;padding-right:2.25pt"><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%;text-decoration:underline" href="q42023bhffinancialsuppleme.htm">99.2**</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%;text-decoration:underline" href="q42023bhffinancialsuppleme.htm">Financial Supplement for the quarter ended December 31, 2023</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">104*</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:115%">Cover Page Interactive Data File (embedded within the Inline XBRL document)</span></td></tr></table></div><div style="padding-left:2.25pt"><span><br/></span></div><div style="padding-left:2.25pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">*&#160;&#160;&#160;&#160;Filed herewith.</span></div><div style="padding-left:36pt;text-indent:-36pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">**&#160;&#160;&#160;&#160;Furnished herewith.</span></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span><br/></span></div><div style="-sec-extract:summary;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">1</span></div></div></div><div id="idb0989e494174e04841b31dc19edd0ab_19"></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span><br/></span></div></div><div style="margin-bottom:12pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">SIGNATURES</span></div><div style="margin-bottom:12pt;text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</span></div><div style="margin-bottom:12pt;text-align:right;text-indent:36pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:46.783%"><tr><td style="width:1.0%"/><td style="width:9.212%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.587%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:48.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.901%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">BRIGHTHOUSE FINANCIAL, INC.</span></td></tr><tr style="height:24pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">By:</span></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">/s/ Kristine H. Toscano</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">Name:</span></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">Kristine H. Toscano</span></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">Title:</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:100%">Chief Accounting Officer</span></td><td colspan="3" style="padding:0 1pt"/></tr></table></div><div style="margin-bottom:6pt;padding-left:292.5pt;text-align:justify;text-indent:2.25pt"><span><br/></span></div><div style="margin-bottom:6pt;text-align:justify;text-indent:2.25pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Date:  February&#160;12, 2024</span></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2</span></div></div></div></body></html>
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<title>Document</title></head><body><div id="i23ee58fb0bea4536b0543876db25b9e8_1"></div><div style="min-height:198pt;width:100%"><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#00b0b9;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#26ba8b;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#4cc35d;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#71cd2e;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="margin-bottom:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:95.833%"><tr><td style="width:1.0%"></td><td style="width:50.297%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.503%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">PUBLIC RELATIONS</font></div><div><font><br></font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Brighthouse Financial, Inc.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11225 N. Community House Rd.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Charlotte, NC 28277</font></div><div><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="text-align:right"><img alt="bhf-20191104_g1a.jpg" src="bhf-20191104_g1a.jpg" style="height:50px;margin-bottom:5pt;vertical-align:text-bottom;width:215px"></div></td></tr></table></div></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Exhibit 99.1</font></div><div style="text-align:right"><font><br></font></div><div style="margin-top:10pt"><font style="color:#00a5a8;font-family:'Roboto',sans-serif;font-size:12pt;font-weight:700;line-height:120%">FOR IMMEDIATE RELEASE</font></div><div style="margin-bottom:6pt;margin-top:10pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Brighthouse Financial Announces Fourth Quarter and Full Year 2023 Results </font></div><div style="margin-bottom:6pt;margin-top:10pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:14.69pt">Estimated combined risk-based capital (&#34;RBC&#34;) ratio of approximately 420%&#59; holding company liquid assets of $1.3 billion</font></div><div style="margin-bottom:6pt;margin-top:10pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:14.69pt">$350 million total subsidiary dividends paid to the holding company in the fourth quarter of 2023</font></div><div style="margin-bottom:6pt;margin-top:10pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:15.02pt">The company repurchased $250 million of its common stock in full year 2023, reducing shares outstanding relative to year-end 2022 by 7%&#59; repurchased an additional approximately $30 million year-to-date through February 9, 2024, resulting in approximately $763 million remaining under its current share repurchase authorizations</font></div><div style="margin-bottom:6pt;margin-top:10pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:14.69pt">Annuity sales for full year 2023 of $10.6 billion, driven by strong sales of Shield Level annuities</font></div><div style="margin-bottom:6pt;margin-top:10pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:15.02pt">Life sales of $102 million for full year 2023</font></div><div style="margin-bottom:6pt;margin-top:10pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:14.69pt">Fourth quarter 2023 net loss available to shareholders of $942 million, or $14.70 per diluted share</font></div><div style="margin-bottom:6pt;margin-top:10pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:14.69pt">Fourth quarter 2023 adjusted earnings, less notable items*, of $189 million, or $2.92 per diluted share</font></div><div style="margin-top:4pt;text-align:justify"><font><br></font></div><div style="margin-top:1pt;text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:120%">CHARLOTTE, NC, February&#160;12, 2024 </font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8212; Brighthouse Financial, Inc. (&#34;Brighthouse Financial&#34; or the &#34;company&#34;) (Nasdaq&#58; BHF) announced today its financial results for the fourth quarter and full year ended December&#160;31, 2023. </font></div><div style="margin-top:1pt;text-align:justify"><font><br></font></div><div style="margin-top:1pt;text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Fourth Quarter and Full Year 2023 Results</font></div><div style="margin-top:1pt;text-align:justify"><font><br></font></div><div style="margin-top:1pt;text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The company reported a net loss available to shareholders of $942 million in the fourth quarter of 2023, or $14.70 per diluted share, compared with net income available to shareholders of $110 million in the fourth quarter of 2022.</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">During the quarter, as a result of market performance, the value of the company's hedges decreased, as expected. Under GAAP accounting, all variable annuity guaranteed benefits classified as market risk benefits (&#34;MRBs&#34;) are accounted for on a fair value basis. The company anticipates volatility in net income (loss) given the differences between GAAP MRBs and its hedge target.</font></div><div style="margin-top:1pt;text-align:justify"><font><br></font></div><div style="margin-top:1pt;text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The company ended the fourth quarter of 2023 with common stockholders' equity (&#34;book value&#34;) of $3.2&#160;billion, or $51.08 per common share, and book value, excluding accumulated other comprehensive income (&#34;AOCI&#34;) of $8.5 billion, or $133.69 per common share.</font></div><div style="margin-top:1pt;text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:120%">_________</font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:112%">*   Information regarding the non-GAAP and other financial measures included in this news release and a reconciliation of such non-GAAP financial measures to the most directly comparable GAAP measures are provided in the Non-GAAP and Other Financial Disclosures discussion below, as well as in the tables that accompany this news release and&#47;or the Fourth Quarter 2023 Brighthouse Financial, Inc. Financial Supplement and&#47;or the Fourth Quarter and Full Year 2023 Brighthouse Financial, Inc. Earnings Call Presentation (which are available on the Brighthouse Financial Investor Relations webpage at http&#58;&#47;&#47;investor.brighthousefinancial.com). GAAP results reflect the company's adoption, on January 1, 2023, of the provisions of FASB ASU 2018-12, Targeted Improvements to the Accounting for Long-Duration Contracts (&#34;LDTI&#34;), and any GAAP historical data contained herein has been updated retrospectively</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:112%">. </font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:112%">Additional information regarding notable items can be found on the last page of this news release. </font></div><div style="height:54pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:5pt;text-align:center"><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">1</font></div><div style="margin-bottom:5pt"><font><br></font></div><div style="margin-bottom:5pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:198pt;width:100%"><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#00b0b9;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#26ba8b;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#4cc35d;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#71cd2e;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="margin-bottom:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:95.833%"><tr><td style="width:1.0%"></td><td style="width:50.297%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.503%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">PUBLIC RELATIONS</font></div><div><font><br></font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Brighthouse Financial, Inc.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11225 N. Community House Rd.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Charlotte, NC 28277</font></div><div><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="text-align:right"><img alt="bhf-20191104_g1a.jpg" src="bhf-20191104_g1a.jpg" style="height:50px;margin-bottom:5pt;vertical-align:text-bottom;width:215px"></div></td></tr></table></div></div><div style="margin-top:1pt;text-align:justify"><font><br></font></div><div style="margin-top:1pt;text-align:justify"><font><br></font></div><div style="margin-top:1pt;text-align:justify"><font><br></font></div><div style="margin-top:1pt;text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">For the fourth quarter of 2023, the company reported adjusted earnings* of $177 million, or $2.73 per diluted share, compared with adjusted earnings of $545 million, or $7.81 per diluted share, in the fourth quarter of 2022. </font></div><div style="margin-top:10pt;text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjusted earnings for the quarter reflected a $12 million unfavorable notable item, or $0.19 per diluted share, related to legal matters. </font></div><div style="margin-top:10pt;text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate expenses in the fourth quarter of 2023 were $244 million, compared with $243 million in the fourth quarter of 2022 and $210 million in the third quarter of 2023, all on a pre-tax basis.</font></div><div style="margin-top:10pt;text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The company's annuity sales decreased 15% quarter-over-quarter and 8% year-over-year, driven by lower fixed deferred annuity sales, partially offset by strong Shield Annuity sales. Annuity sales increased 5% sequentially, driven by higher fixed deferred annuity sales. Life sales increased 32% quarter-over-quarter, 28% year-over-year and 16% sequentially. </font></div><div style="margin-top:10pt;text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:112%">On a full year basis, the company reported a net loss available to shareholders of $1,214 million in 2023, or $18.39 per diluted share, compared with net income available to shareholders of $3,775 million in 2022, or $51.30 per diluted share. As a result of market performance, the value of the company's hedges decreased, as expected. Full year 2023 adjusted earnings, less notable items*, were</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:112%"> </font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:112%">$930 million, or $13.99 per diluted share, compared with full year 2022 adjusted earnings, less notable items, of $1,120 million, or $15.22 per diluted share. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:112%">During the fourth quarter of 2023, the company repurchased $60 million of its common stock, and for the full year 2023 repurchased $250 million of its common stock, reducing shares outstanding relative to year-end 2022 by 7%. Year-to-date through February 9, 2024, the company has repurchased an additional approximately $30 million of its common stock, on a trade date basis, resulting in approximately $763 million remaining under its current share repurchase authorizations.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:115%">&#8220;Looking back on the year, I am proud of our many accomplishments, including maintaining our target capitalization and robust liquidity, generating strong sales results, further strengthening our annuity and life insurance product suites and returning additional capital to our shareholders through repurchasing more of our common stock,&#34; said Eric Steigerwalt, president and CEO, Brighthouse Financial.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:115%">&#34;In the fourth quarter, we implemented a new statutory requirement under which all future hedges must be reflected in reserves and required capital,&#34; Steigerwalt continued. &#34;While this had a negative impact on statutory combined total adjusted capital (&#34;TAC&#34;), the new statutory requirement also led to a material decrease in required capital. After paying $350 million of subsidiary dividends to the holding company in the quarter, our estimated combined RBC ratio remains strong at approximately 420% and our holding company liquid assets increased to $1.3 billion.&#34;</font></div><div style="text-align:justify"><font><br></font></div><div><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:112%">&#34;We believe that our strong balance sheet and liquidity, as well as our achievements in 2023, position us well for the future,&#8221; concluded Steigerwalt. </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="height:54pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:5pt;text-align:center"><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2</font></div><div style="margin-bottom:5pt"><font><br></font></div><div style="margin-bottom:5pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:198pt;width:100%"><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#00b0b9;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#26ba8b;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#4cc35d;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#71cd2e;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="margin-bottom:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:95.833%"><tr><td style="width:1.0%"></td><td style="width:50.297%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.503%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">PUBLIC RELATIONS</font></div><div><font><br></font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Brighthouse Financial, Inc.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11225 N. Community House Rd.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Charlotte, NC 28277</font></div><div><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="text-align:right"><img alt="bhf-20191104_g1a.jpg" src="bhf-20191104_g1a.jpg" style="height:50px;margin-bottom:5pt;vertical-align:text-bottom;width:215px"></div></td></tr></table></div></div><div><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Key Metrics (Unaudited, dollars in millions except share and per share amounts)</font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:48.282%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.034%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.417%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.417%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.417%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.787%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="border-bottom:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">As of or For the Three Months Ended </font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31, 2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="9" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31, 2022</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Per share</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Per share</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net income (loss) available to shareholders (1)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(942)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(14.70)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$110</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1.59</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Adjusted earnings (1)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$177</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$2.73</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$545</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$7.81</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Adjusted earnings, less notable items (1)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$189</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$2.92</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$282</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$4.04</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Weighted average common shares outstanding - diluted (1)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">64,820,914</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">N&#47;A</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">69,765,118</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">N&#47;A</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Book value</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$3,244</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$51.08</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$3,834</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$56.15</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Book value, excluding AOCI</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$8,490</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$133.69</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$9,940</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$145.58</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Ending common shares outstanding</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">63,503,355</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">N&#47;A</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">68,278,068</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">N&#47;A</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(1) Per share amounts are on a diluted basis and may not recalculate due to rounding. For loss periods, dilutive shares were not included in the calculation as inclusion of such shares would have an anti-dilutive effect. See Non-GAAP and Other Financial Disclosures discussion in this news release.</font></div></td></tr></table></div><div><font><br></font></div><div style="margin-top:10pt"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Results by Segment and Corporate &#38; Other (Unaudited, in millions)</font><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:58.159%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.497%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.497%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.497%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.786%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Three Months Ended</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">ADJUSTED EARNINGS</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Annuities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$245</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$319</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$194</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Life (1)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$4</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(73)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$17</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Run-off (1)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(50)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$95</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$236</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Corporate &#38; Other (1)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(22)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(15)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$98</font></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:0 1pt"></td></tr><tr><td colspan="21" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(1) The company uses the term &#8220;adjusted loss&#8221; throughout this news release to refer to negative adjusted earnings values.</font></td></tr></table></div><div style="margin-top:10pt"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Sales (Unaudited, in millions)</font><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:58.159%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.497%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.497%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.497%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.786%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Three Months Ended</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Annuities (1)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$2,740</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$2,600</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$3,211</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Life</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$29</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$25</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$22</font></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:0 1pt"></td></tr><tr><td colspan="21" style="padding:2px 1pt;text-align:justify;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(1) Annuities sales include sales of a fixed index annuity product, which represents 100% of gross sales on directly written business and the proportion of assumed gross sales under reinsurance agreements. Sales of this product were $45 million for the fourth quarter of 2023, $58 million for the third quarter of 2023 and $161 million for the fourth quarter of 2022.</font></td></tr></table></div><div style="margin-top:10pt;text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Annuities</font></div><div style="margin-top:10pt;text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjusted earnings in the Annuities segment were $245 million in the current quarter, compared with adjusted earnings of $194 million in the fourth quarter of 2022 and adjusted earnings of $319 million in the third quarter of 2023. </font></div><div style="margin-top:10pt;text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">There were no notable items in the current quarter. The fourth quarter of 2022 included a $44 million unfavorable notable item and the third quarter of 2023 included a $28 million favorable notable item related to the annual actuarial review. </font></div><div style="height:54pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:5pt;text-align:center"><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">3</font></div><div style="margin-bottom:5pt"><font><br></font></div><div style="margin-bottom:5pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:198pt;width:100%"><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#00b0b9;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#26ba8b;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#4cc35d;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#71cd2e;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="margin-bottom:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:95.833%"><tr><td style="width:1.0%"></td><td style="width:50.297%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.503%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">PUBLIC RELATIONS</font></div><div><font><br></font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Brighthouse Financial, Inc.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11225 N. Community House Rd.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Charlotte, NC 28277</font></div><div><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="text-align:right"><img alt="bhf-20191104_g1a.jpg" src="bhf-20191104_g1a.jpg" style="height:50px;margin-bottom:5pt;vertical-align:text-bottom;width:215px"></div></td></tr></table></div></div><div style="margin-top:10pt;text-align:justify"><font style="background-color:#ffffff;color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">On a quarter-over-quarter basis, adjusted earnings, less notable items, were relatively flat. </font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">On a sequential basis, adjusted earnings</font><font style="background-color:#ffffff;color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">, less notable items, reflect lower fees, higher expenses and a lower underwriting margin.</font></div><div style="margin-top:10pt;text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">As mentioned above, annuity sales decreased 15% quarter-over-quarter and 8% year-over-year, driven by lower fixed deferred annuity sales, partially offset by strong Shield Level annuity sales. Annuity sales increased 5% sequentially, driven by higher fixed deferred annuity sales.</font></div><div style="margin-top:10pt;text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Life</font></div><div style="margin-top:10pt;text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjusted earnings in the Life segment were $4 million in the current quarter, compared with adjusted earnings of $17&#160;million in the fourth quarter of 2022 and an adjusted loss of $73 million in the third quarter of 2023. </font></div><div style="margin-top:10pt;text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">There were no notable items in the current quarter or the fourth quarter of 2022. The third quarter of 2023 included a $71 million unfavorable notable item related to the annual actuarial review. </font></div><div style="margin-top:10pt;text-align:justify"><font style="background-color:#ffffff;color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">On a quarter-over-quarter basis, adjusted earnings, less notable items, reflect</font><font style="background-color:#ffffff;color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%"> </font><font style="background-color:#ffffff;color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">a lower underwriting margin, partially offset by higher net investment income and lower expenses. On a sequential basis, adjusted earnings, less notable items, reflect a higher underwriting margin, partially offset by lower net investment income and higher expenses.</font></div><div style="margin-top:10pt;text-align:justify"><font style="background-color:#ffffff;color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">As mentioned above, l</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ife sales increased 32% quarter-over-quarter, 28% year-over-year and 16% sequentially. </font></div><div style="margin-top:10pt;text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Run-off</font></div><div style="margin-top:10pt;text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Run-off segment had an adjusted loss of $50 million in the current quarter, compared with adjusted earnings of $236&#160;million in the fourth quarter of 2022 and adjusted earnings of $95 million in the third quarter of 2023.</font></div><div style="margin-top:10pt;text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">There were no notable items in the current quarter. The fourth quarter of 2022 included a $271 million favorable notable item. The third quarter of 2023 included a $94 million favorable notable item related to the annual actuarial review. </font></div><div style="margin-top:10pt;text-align:justify"><font style="background-color:#ffffff;color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">On a quarter-over-quarter basis, the adjusted loss, less notable items, reflects a lower underwriting margin, partially offset by higher net investment income. On a sequential basis, the adjusted loss, less notable items, reflects a lower underwriting margin and lower net investment income.</font></div><div style="margin-top:10pt;text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Corporate &#38; Other </font></div><div style="margin-top:10pt;text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate &#38; Other had an adjusted loss of $22 million in the current quarter, compared with adjusted earnings of $98&#160;million in the fourth quarter of 2022 and an adjusted loss of $15 million in the third quarter of 2023. </font></div><div style="margin-top:10pt;text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The current quarter included a $12 million unfavorable notable item related to legal matters and the fourth quarter of 2022 included $36 million of favorable notable items. There were no notable items in the third quarter of 2023.</font></div><div style="margin-top:10pt;text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">On a quarter-over-quarter basis, the adjusted loss, less notable items, reflects a lower tax benefit and higher expenses. On a sequential basis, the adjusted loss, less notable items, reflects lower expenses, partially offset by a lower tax benefit.</font></div><div style="height:54pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:5pt;text-align:center"><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">4</font></div><div style="margin-bottom:5pt"><font><br></font></div><div style="margin-bottom:5pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:198pt;width:100%"><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#00b0b9;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#26ba8b;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#4cc35d;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#71cd2e;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="margin-bottom:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:95.833%"><tr><td style="width:1.0%"></td><td style="width:50.297%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.503%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">PUBLIC RELATIONS</font></div><div><font><br></font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Brighthouse Financial, Inc.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11225 N. Community House Rd.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Charlotte, NC 28277</font></div><div><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="text-align:right"><img alt="bhf-20191104_g1a.jpg" src="bhf-20191104_g1a.jpg" style="height:50px;margin-bottom:5pt;vertical-align:text-bottom;width:215px"></div></td></tr></table></div></div><div style="margin-top:10pt"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net Investment Income and Adjusted Net Investment Income (Unaudited, in millions)</font><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:58.159%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.497%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.497%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.497%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.786%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Three Months Ended</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net investment income</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1,207</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1,202</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1,049</font></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Adjusted net investment income</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1,226</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1,227</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1,082</font></td></tr></table></div><div style="margin-top:10pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Net Investment Income</font></div><div style="margin-top:10pt;text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net investment income was $1,207 million and adjusted net investment income* was $1,226 million in the current quarter. On a quarter-over-quarter basis, adjusted net investment income increased $144 million, primarily driven by alternative investment income, asset growth and higher interest rates. On a sequential basis, adjusted net investment income was flat. </font></div><div style="margin-top:10pt;text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The net investment income yield was 4.16% during the quarter.</font></div><div style="margin-top:10pt"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Statutory Capital and Liquidity (Unaudited, in billions)</font><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:57.233%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.806%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.806%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.806%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.785%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">As of</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December&#160;31,<br>2023 (1)</font></div></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Statutory combined total adjusted capital</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$6.3</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$7.3</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$8.1</font></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:0 1pt"></td></tr><tr><td colspan="21" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(1) Reflects preliminary statutory results as of December&#160;31, 2023.</font></div></td></tr></table></div><div style="margin-top:10pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Capitalization</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">As of December&#160;31, 2023</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">&#58;</font></div><div style="margin-bottom:6pt;margin-top:10pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:14.97pt">TAC</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1) </font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">decreased to approximately $6.3 billion, driven by the impact from the new statutory requirement and subsidiary dividends paid in the quarter</font></div><div style="margin-bottom:6pt;margin-top:10pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:14.97pt">Estimated combined RBC ratio</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> increased to approximately 420%, with a reduction in required capital associated with the new statutory requirement providing an effective offset to the decline in TAC</font></div><div style="margin-bottom:6pt;margin-top:10pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:115%">&#8226;</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:115%;padding-left:14.85pt">Holding company liquid assets were $1.3 billion</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:120%">_______________</font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1)  Reflects preliminary statutory results as of December&#160;31, 2023.</font></div><div style="height:54pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:5pt;text-align:center"><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">5</font></div><div style="margin-bottom:5pt"><font><br></font></div><div style="margin-bottom:5pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:198pt;width:100%"><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#00b0b9;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#26ba8b;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#4cc35d;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#71cd2e;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="margin-bottom:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:95.833%"><tr><td style="width:1.0%"></td><td style="width:50.297%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.503%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">PUBLIC RELATIONS</font></div><div><font><br></font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Brighthouse Financial, Inc.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11225 N. Community House Rd.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Charlotte, NC 28277</font></div><div><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="text-align:right"><img alt="bhf-20191104_g1a.jpg" src="bhf-20191104_g1a.jpg" style="height:50px;margin-bottom:5pt;vertical-align:text-bottom;width:215px"></div></td></tr></table></div></div><div><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Earnings Conference Call</font></div><div><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:115%">Brighthouse Financial will hold a conference call and audio webcast to discuss its financial results for the fourth quarter and full year 2023 at 8&#58;00 a.m. Eastern Time on Tuesday, February 13, 2024. In connection with this call, the company has prepared a presentation for use with investors and other members of the investment community. This presentation is available on the Brighthouse Financial Investor Relations webpage at http&#58;&#47;&#47;investor.brighthousefinancial.com. </font></div><div style="text-align:justify"><font><br></font></div><div><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:112%">To listen to the audio webcast via the internet and to access the related presentation, please visit the Brighthouse Financial Investor Relations webpage at&#160;http&#58;&#47;&#47;investor.brighthousefinancial.com. To join the conference call via telephone as a participant, please register in advance at https&#58;&#47;&#47;register.vevent.com&#47;register&#47;BIf1641bbbff1d436f871280ce7989f769.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:115%">A replay of the conference call will be made available until Friday, March 1, 2024, on the Brighthouse Financial Investor Relations webpage at&#160;http&#58;&#47;&#47;investor.brighthousefinancial.com.</font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:120%">About Brighthouse Financial, Inc.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Brighthouse Financial, Inc. (Brighthouse Financial) (Nasdaq&#58; BHF) is on a mission to help people achieve financial security. As one of the largest providers of annuities and life insurance in the U.S.,</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> we specialize in products designed to help people protect what they've earned and ensure it lasts. Learn more at brighthousefinancial.com.</font></div><div><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1) Ranked by 2022 admitted assets. Best's Review</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">&#174;</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:120%">&#58; Top 200 U.S. Life&#47;Health Insurers. AM Best, 2023.</font></div><div><font><br></font></div><div><font style="color:#00a5a8;font-family:'Roboto',sans-serif;font-size:12pt;font-weight:700;line-height:120%">CONTACT</font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.296%"><tr><td style="width:1.0%"></td><td style="width:48.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:48.900%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:100%">FOR INVESTORS</font></div><div><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Dana Amante</font></div><div><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(980) 949-3073</font></div><div><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">damante&#64;brighthousefinancial.com</font></div><div><font><br></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:100%">FOR MEDIA</font></div><div><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Deon Roberts</font></div><div><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(980) 949-3071</font></div><div><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">deon.roberts&#64;brighthousefinancial.com</font></div><div><font><br></font></div></td></tr></table></div><div><font><br></font></div><div style="height:54pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:5pt;text-align:center"><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">6</font></div><div style="margin-bottom:5pt"><font><br></font></div><div style="margin-bottom:5pt"><font><br></font></div></div></div><div id="i23ee58fb0bea4536b0543876db25b9e8_4"></div><hr style="page-break-after:always"><div style="min-height:198pt;width:100%"><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#00b0b9;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#26ba8b;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#4cc35d;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#71cd2e;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="margin-bottom:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:95.833%"><tr><td style="width:1.0%"></td><td style="width:50.297%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.503%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">PUBLIC RELATIONS</font></div><div><font><br></font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Brighthouse Financial, Inc.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11225 N. Community House Rd.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Charlotte, NC 28277</font></div><div><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="text-align:right"><img alt="bhf-20191104_g1a.jpg" src="bhf-20191104_g1a.jpg" style="height:50px;margin-bottom:5pt;vertical-align:text-bottom;width:215px"></div></td></tr></table></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Note Regarding Forward-Looking Statements</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">This news release and other oral or written statements that we make from time to time may contain information that includes or is based upon forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements involve substantial risks and uncertainties. We have tried, wherever possible, to identify such statements using words such as &#34;anticipate,&#34; &#34;estimate,&#34; &#34;expect,&#34; &#34;project,&#34; &#34;may,&#34; &#34;will,&#34; &#34;could,&#34; &#34;intend,&#34; &#34;goal,&#34; &#34;target,&#34; &#34;guidance,&#34; &#34;forecast,&#34; &#34;preliminary,&#34; &#34;objective,&#34; &#34;continue,&#34; &#34;aim,&#34; &#34;plan,&#34; &#34;believe&#34; and other words and terms of similar meaning, or that are tied to future periods, in connection with a discussion of future operating or financial performance. In particular, these include, without limitation, statements relating to future actions, prospective services or products, financial projections, future performance or results of current and anticipated services or products, sales efforts, expenses, the outcome of contingencies such as legal proceedings, as well as trends in operating and financial results.</font></div><div style="text-align:justify;text-indent:18pt"><font><br></font></div><div style="text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Any or all forward-looking statements may turn out to be wrong. They can be affected by inaccurate assumptions or by known or unknown risks and uncertainties. Many such factors will be important in determining the actual future results of Brighthouse Financial. These statements are based on current expectations and the current economic environment and involve a number of risks and uncertainties that are difficult to predict. These statements are not guarantees of future performance. Actual results could differ materially from those expressed or implied in the forward-looking statements due to a variety of known and unknown risks, uncertainties and other factors. Although it is not possible to identify all of these risks and factors, they include, among others&#58; differences between actual experience and actuarial assumptions and the effectiveness of our actuarial models&#59; higher risk management costs and exposure to increased market risk due to guarantees within certain of our products&#59; the effectiveness of our variable annuity exposure risk management strategy and the impact of such strategy on volatility in our profitability measures and negative effects on our statutory capital&#59; material differences between actual outcomes and the sensitivities calculated under certain scenarios that we may utilize in connection with our variable annuity risk management strategies&#59; the impact of interest rates on our future ULSG policyholder obligations and net income volatility&#59; the potential material adverse effect of changes in accounting standards, practices or policies applicable to us, including changes in the accounting for long-duration contracts&#59; loss of business and other negative impacts resulting from a downgrade or a potential downgrade in our financial strength or credit ratings&#59; the availability of reinsurance and the ability of the counterparties to our reinsurance or indemnification arrangements to perform their obligations thereunder&#59; heightened competition, including with respect to service, product features, scale, price, actual or perceived financial strength, claims-paying ratings, credit ratings, e-business capabilities and name recognition&#59; our ability to market and distribute our products through distribution channels&#59; any failure of third parties to provide services we need, any failure of the practices and procedures of such third parties and any inability to obtain information or assistance we need from third parties&#59; the ability of our subsidiaries to pay dividends to us, and our ability to pay dividends to our shareholders and repurchase our common stock&#59; the risks associated with climate change&#59; the adverse impact of public health crises, extreme mortality events or similar occurrences on our business and the economy in general&#59; the impact of adverse capital and credit market conditions, including with respect to our ability to meet liquidity needs and access capital&#59; the impact of economic conditions in the capital markets and the U.S. and global economy, as well as geopolitical events, military actions or catastrophic events, on our profitability measures as well as our investment portfolio, including on realized and unrealized losses and impairments, net investment spread and net investment income&#59; the financial risks that our investment portfolio is subject to, including credit risk, interest rate risk, inflation risk, market valuation risk, liquidity risk, real estate risk, derivatives risk, and other factors outside our control&#59; the impact of changes in regulation and in supervisory and enforcement policies or interpretations thereof on our insurance business or other operations&#59; the potential material negative tax impact of potential future tax legislation that could make some of our products less attractive to consumers or increase our tax liability&#59; the effectiveness of our policies, procedures and processes in managing risk&#59; the loss or disclosure of confidential information, damage to our reputation and impairment of our ability to conduct business effectively as a result of any failure in cyber- or other information security systems&#59; whether all or any portion of the tax consequences of our separation from MetLife, Inc. are not as expected, leading to material additional taxes or material adverse consequences to tax attributes that impact us&#59; and other factors described from time to time in documents that we file with the U.S. Securities and Exchange Commission (the &#34;SEC&#34;).</font></div><div style="text-align:justify;text-indent:18pt"><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:5pt;text-align:center"><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">7</font></div><div style="margin-bottom:5pt"><font><br></font></div><div style="margin-bottom:5pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:198pt;width:100%"><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#00b0b9;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#26ba8b;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#4cc35d;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#71cd2e;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="margin-bottom:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:95.833%"><tr><td style="width:1.0%"></td><td style="width:50.297%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.503%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">PUBLIC RELATIONS</font></div><div><font><br></font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Brighthouse Financial, Inc.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11225 N. Community House Rd.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Charlotte, NC 28277</font></div><div><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="text-align:right"><img alt="bhf-20191104_g1a.jpg" src="bhf-20191104_g1a.jpg" style="height:50px;margin-bottom:5pt;vertical-align:text-bottom;width:215px"></div></td></tr></table></div></div><div style="text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">For the reasons described above, we caution you against relying on any forward-looking statements, which should also be read in conjunction with the other cautionary statements included and the risks, uncertainties and other factors identified in our Annual Report on Form 10-K for the year ended December 31, 2022</font><font style="color:#828282;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">,</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> particularly in the sections entitled &#34;Risk Factors&#34; and &#34;Quantitative and Qualitative Disclosures About Market Risk,&#34; as well as in our other subsequent filings with the SEC. Further, any forward-looking statement speaks only as of the date on which it is made, and we undertake no obligation to update or revise any forward-looking statement to reflect events or circumstances after the date on which the statement is made or to reflect the occurrence of unanticipated events, except as otherwise may be required by law.</font></div><div style="text-align:justify;text-indent:18pt"><font><br></font></div><div style="text-align:justify;text-indent:18pt"><font><br></font></div><div id="i23ee58fb0bea4536b0543876db25b9e8_7"></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Non-GAAP and Other Financial Disclosures </font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Our definitions of non-GAAP and other financial measures may differ from those used by other companies. </font></div><div style="text-align:justify;text-indent:18pt"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%;text-decoration:underline">Non-GAAP Financial Disclosures</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">We present certain measures of our performance that are not calculated in accordance with accounting principles generally accepted in the United States of America, also known as &#34;GAAP.&#34; We believe that these non-GAAP financial measures enhance the understanding of our performance by the investor community by highlighting the results of operations and the underlying profitability drivers of our business.</font></div><div style="text-align:justify;text-indent:18pt"><font><br></font></div><div style="text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following non-GAAP financial measures should not be viewed as substitutes for the most directly comparable financial measures calculated in accordance with GAAP&#58;</font></div><div style="text-indent:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:48.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:48.900%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:underline">Non-GAAP financial measures&#58;</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:underline">Most directly comparable GAAP financial measures&#58;</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">adjusted earnings</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">net income (loss) available to shareholders (1)</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">adjusted earnings, less notable items</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">net income (loss) available to shareholders (1)</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">adjusted revenues</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">revenues</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">adjusted expenses</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">expenses</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">adjusted earnings per common share</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">earnings per common share, diluted (1)</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">adjusted earnings per common share, less notable items</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">earnings per common share, diluted (1)</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">adjusted return on common equity</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">return on common equity (2)</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">adjusted return on common equity, less notable items</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">return on common equity (2)</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">adjusted net investment income </font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">net investment income</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:36pt;text-indent:-36pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:5pt;font-weight:400;line-height:120%">__________________</font></div><div style="padding-left:36pt"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(1) Brighthouse uses net income (loss) available to shareholders to refer to net income (loss) available to Brighthouse Financial, Inc.'s common shareholders, and earnings per common share, diluted to refer to net income (loss) available to shareholders per common share.</font></div></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(2) Brighthouse uses return on common equity to refer to return on Brighthouse Financial, Inc.'s common stockholders' equity.</font></td></tr></table></div><div style="text-align:justify;text-indent:18pt"><font><br></font></div><div style="text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reconciliations to the most directly comparable historical GAAP measures are included for those measures which are presented herein. Reconciliations of these non-GAAP financial measures to the most directly comparable GAAP financial measures are not accessible on a forward-looking basis because we believe it is not possible without unreasonable efforts to provide other than a range of net investment gains and losses and net derivative gains and losses, which can fluctuate significantly within or outside the range and from period to period and may have a material impact on net income (loss) available to shareholders.</font></div><div style="text-align:justify;text-indent:18pt"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Adjusted Earnings, Adjusted Revenues and Adjusted Expenses</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjusted earnings is a financial measure used by management to evaluate performance and facilitate comparisons to industry results. This financial measure, which may be positive or negative, focuses on our primary businesses by excluding the impact of market volatility, which could distort trends.</font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:5pt;text-align:center"><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">8</font></div><div style="margin-bottom:5pt"><font><br></font></div><div style="margin-bottom:5pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:198pt;width:100%"><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#00b0b9;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#26ba8b;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#4cc35d;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#71cd2e;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="margin-bottom:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:95.833%"><tr><td style="width:1.0%"></td><td style="width:50.297%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.503%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">PUBLIC RELATIONS</font></div><div><font><br></font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Brighthouse Financial, Inc.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11225 N. Community House Rd.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Charlotte, NC 28277</font></div><div><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="text-align:right"><img alt="bhf-20191104_g1a.jpg" src="bhf-20191104_g1a.jpg" style="height:50px;margin-bottom:5pt;vertical-align:text-bottom;width:215px"></div></td></tr></table></div></div><div style="text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjusted earnings reflect adjusted revenues less (i) adjusted expenses, (ii) provision for income tax expense (benefit), (iii) net income (loss) attributable to noncontrolling interests and (iv) preferred stock dividends. Provided below are the adjustments to GAAP revenues and GAAP expenses used to calculate adjusted revenues and adjusted expenses, respectively.</font></div><div style="text-indent:18pt"><font><br></font></div><div style="text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following are significant items excluded from total revenues in calculating the adjusted revenues component of adjusted earnings&#58;</font></div><div style="text-align:justify"><font><br></font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:14.97pt">Net investment gains (losses)&#59; and</font></div><div style="text-align:justify"><font><br></font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:14.97pt">Net derivative gains (losses) (&#34;NDGL&#34;) except earned income and amortization of premium on derivatives that are hedges of investments or that are used to replicate certain investments, but do not qualify for hedge accounting treatment (&#34;Investment Hedge Adjustments&#34;).</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following are significant items excluded from total expenses in calculating the adjusted expenses component of adjusted earnings&#58;</font></div><div style="text-align:justify"><font><br></font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:14.97pt">Change in market risk benefits&#59; and</font></div><div style="text-align:justify"><font><br></font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:14.97pt">Change in fair value of the crediting rate on experience-rated contracts (&#34;Market Value Adjustments&#34;).</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The provision for income tax related to adjusted earnings is calculated using the statutory tax rate of 21%, net of impacts related to the dividends received deduction, tax credits and current period non-recurring items.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Consistent with GAAP guidance for segment reporting, adjusted earnings is also our GAAP measure of segment performance.</font></div><div style="text-align:justify;text-indent:18pt"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Adjusted Earnings per Common Share and Adjusted Return on Common Equity</font></div><div style="text-align:justify;text-indent:13.5pt"><font><br></font></div><div style="text-align:justify;text-indent:13.5pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjusted earnings per common share and adjusted return on common equity are measures used by management to evaluate the execution of our business strategy and align such strategy with our shareholders' interests.</font></div><div style="text-align:justify;text-indent:13.5pt"><font><br></font></div><div style="text-align:justify;text-indent:13.5pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjusted earnings per common share is defined as adjusted earnings for the period divided by the weighted average number of fully diluted shares of common stock outstanding for the period. The weighted average common shares outstanding used to calculate adjusted earnings per share will differ from such shares used to calculate diluted net income (loss) available to shareholders per common share when the inclusion of dilutive shares has an anti-dilutive effect for one calculation but not for the other.</font></div><div style="text-align:justify;text-indent:13.5pt"><font><br></font></div><div style="text-align:justify;text-indent:13.5pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjusted return on common equity is defined as total annual adjusted earnings on a four quarter trailing basis, divided by the simple average of the most recent five quarters of total Brighthouse Financial, Inc.'s common stockholders' equity, excluding AOCI.</font></div><div style="text-align:justify;text-indent:13.5pt"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Adjusted Net Investment Income</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">We present adjusted net investment income to measure our performance for management purposes, and we believe it enhances the understanding of our investment portfolio results. Adjusted net investment income represents GAAP net investment income plus Investment Hedge Adjustments.</font></div><div style="text-align:justify;text-indent:18pt"><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:5pt;text-align:center"><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">9</font></div><div style="margin-bottom:5pt"><font><br></font></div><div style="margin-bottom:5pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:198pt;width:100%"><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#00b0b9;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#26ba8b;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#4cc35d;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#71cd2e;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="margin-bottom:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:95.833%"><tr><td style="width:1.0%"></td><td style="width:50.297%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.503%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">PUBLIC RELATIONS</font></div><div><font><br></font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Brighthouse Financial, Inc.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11225 N. Community House Rd.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Charlotte, NC 28277</font></div><div><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="text-align:right"><img alt="bhf-20191104_g1a.jpg" src="bhf-20191104_g1a.jpg" style="height:50px;margin-bottom:5pt;vertical-align:text-bottom;width:215px"></div></td></tr></table></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%;text-decoration:underline">Other Financial Disclosures</font></div><div style="text-align:justify;text-indent:13.5pt"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Corporate Expenses</font></div><div style="text-align:justify;text-indent:13.5pt"><font><br></font></div><div style="text-align:justify;text-indent:13.5pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate expenses includes functional department expenses, public company expenses, certain investment expenses, retirement funding and incentive compensation&#59; and excludes establishment costs.</font></div><div style="text-align:justify;text-indent:13.5pt"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Notable items</font></div><div style="text-align:justify;text-indent:13.5pt"><font><br></font></div><div style="text-align:justify;text-indent:13.5pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Certain of the non-GAAP measures described above may be presented further adjusted to exclude notable items. Notable items reflect the unfavorable (favorable) after-tax impact on our results of certain unanticipated items and events, as well as certain items and events that were anticipated, such as establishment costs. The presentation of notable items and non-GAAP measures, less notable items is intended to help investors better understand our results and to evaluate and forecast those results.</font></div><div style="text-align:justify;text-indent:13.5pt"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Book Value per Common Share and Book Value per Common Share, excluding AOCI</font></div><div style="text-align:justify;text-indent:13.5pt"><font><br></font></div><div style="text-align:justify;text-indent:13.5pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Brighthouse uses the term &#34;book value&#34; to refer to &#34;Brighthouse Financial, Inc.'s common stockholders' equity, including AOCI.&#34; Book value per common share is defined as ending Brighthouse Financial, Inc.'s common stockholders' equity, including AOCI, divided by ending common shares outstanding. Book value per common share, excluding AOCI, is defined as ending Brighthouse Financial, Inc.</font><font style="color:#000000;font-family:'Roboto Light',sans-serif;font-size:9pt;font-weight:400;line-height:120%">'</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">s common stockholders' equity, excluding AOCI, divided by ending common shares outstanding.</font></div><div style="text-align:justify;text-indent:13.5pt"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">CTE70</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">CTE70 is defined as the amount of assets required to satisfy contract holder obligations across market environments in the average of the worst thirty percent of a set of capital market scenarios over the life of the contracts. </font></div><div style="text-align:justify;text-indent:13.5pt"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">CTE98</font></div><div style="text-align:justify;text-indent:13.5pt"><font><br></font></div><div style="text-align:justify;text-indent:13.5pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">CTE98 is defined as the amount of assets required to satisfy contract holder obligations across market environments in the average of the worst two percent of a set of capital market scenarios over the life of the contracts.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Holding Company</font></div><div style="padding-left:18pt;text-align:justify"><font><br></font></div><div style="text-align:justify;text-indent:13.5pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Holding company means, collectively, Brighthouse Financial, Inc., Brighthouse Holdings, LLC, and Brighthouse Services, LLC.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Holding Company Liquid Assets</font></div><div style="text-align:justify;text-indent:13.5pt"><font><br></font></div><div style="text-align:justify;text-indent:13.5pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Holding company liquid assets include liquid assets in Brighthouse Financial, Inc., Brighthouse Holdings, LLC, and Brighthouse Services, LLC. Liquid assets are comprised of cash and cash equivalents, short-term investments and publicly-traded securities, excluding assets that are pledged or otherwise committed. Assets pledged or otherwise committed include assets held in trust.</font></div><div style="text-align:justify;text-indent:13.5pt"><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:5pt;text-align:center"><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">10</font></div><div style="margin-bottom:5pt"><font><br></font></div><div style="margin-bottom:5pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:198pt;width:100%"><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#00b0b9;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#26ba8b;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#4cc35d;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#71cd2e;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="margin-bottom:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:95.833%"><tr><td style="width:1.0%"></td><td style="width:50.297%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.503%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">PUBLIC RELATIONS</font></div><div><font><br></font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Brighthouse Financial, Inc.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11225 N. Community House Rd.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Charlotte, NC 28277</font></div><div><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="text-align:right"><img alt="bhf-20191104_g1a.jpg" src="bhf-20191104_g1a.jpg" style="height:50px;margin-bottom:5pt;vertical-align:text-bottom;width:215px"></div></td></tr></table></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Total Adjusted Capital</font></div><div style="text-align:justify;text-indent:13.5pt"><font><br></font></div><div style="text-align:justify;text-indent:13.5pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total adjusted capital primarily consists of statutory capital and surplus, as well as the statutory asset valuation reserve. When referred to as &#8220;combined,&#8221; represents that of our insurance subsidiaries as a whole.</font></div><div style="text-align:justify;text-indent:13.5pt"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Sales</font></div><div style="text-align:justify;text-indent:13.5pt"><font><br></font></div><div style="text-align:justify;text-indent:13.5pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:115%">Life insurance sales consist of 100 percent of annualized new premium for term life, first-year paid premium for whole life, universal life, and variable universal life, and total paid premium for indexed universal life. We exclude company-sponsored internal exchanges, corporate-owned life insurance, bank-owned life insurance, and private placement variable universal life. </font></div><div style="text-align:justify;text-indent:13.5pt"><font><br></font></div><div style="text-align:justify;text-indent:13.5pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:115%">Annuity sales consist of 100 percent of direct statutory premiums, except for fixed index annuity sales, which represents 100 percent of gross sales on directly written business and the proportion of assumed gross sales under reinsurance agreements.&#160;Annuity sales exclude certain internal exchanges. These sales statistics do not correspond to revenues under GAAP, but are used as relevant measures of business activity.</font></div><div style="text-align:justify;text-indent:13.5pt"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Net Investment Income Yield</font></div><div style="text-align:justify;text-indent:13.5pt"><font><br></font></div><div style="text-align:justify;text-indent:13.5pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Similar to adjusted net investment income, we present net investment income yields as a performance measure we believe enhances the understanding of our investment portfolio results. Net investment income yields are calculated on adjusted net investment income as a percentage of average quarterly asset carrying values. Asset carrying values exclude unrealized gains (losses), collateral received in connection with our securities lending program, freestanding derivative assets and collateral received from derivative counterparties. Investment fee and expense yields are calculated as a percentage of average quarterly asset estimated fair values. Asset estimated fair values exclude collateral received in connection with our securities lending program, freestanding derivative assets and collateral received from derivative counterparties.</font></div><div style="text-align:justify;text-indent:13.5pt"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Normalized Statutory Earnings (Loss)</font></div><div style="text-align:justify;text-indent:13.5pt"><font><br></font></div><div style="text-align:justify;text-indent:13.5pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Normalized statutory earnings (loss) is used by management to measure our insurance companies&#8217; ability to pay future distributions and is reflective of whether our hedging program functions as intended. Normalized statutory earnings (loss) is calculated as statutory pre-tax net gain (loss) from operations adjusted for the favorable or unfavorable impacts of (i) net realized capital gains (losses), (ii) the change in total asset requirement at CTE98, net of the change in our variable annuity reserves, and (iii) unrealized gains (losses) associated with our variable annuities and Shield hedging programs and other equity risk management strategies. Normalized statutory earnings (loss) may be further adjusted for certain unanticipated items that impact our results in order to help management and investors better understand, evaluate and forecast those results.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Risk-Based Capital Ratio</font></div><div style="text-align:justify;text-indent:13.5pt"><font><br></font></div><div style="text-align:justify;text-indent:13.5pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The risk-based capital ratio is a method of measuring an insurance company&#8217;s capital, taking into consideration its relative size and risk profile, in order to ensure compliance with minimum regulatory capital requirements set by the National Association of Insurance Commissioners. When referred to as &#8220;combined,&#8221; represents that of our insurance subsidiaries as a whole. The reporting of our combined risk-based capital ratio is not intended for the purpose of ranking any insurance company or for use in connection with any marketing, advertising or promotional activities.</font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:5pt;text-align:center"><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">11</font></div><div style="margin-bottom:5pt"><font><br></font></div><div style="margin-bottom:5pt"><font><br></font></div></div></div><div id="i23ee58fb0bea4536b0543876db25b9e8_10"></div><hr style="page-break-after:always"><div style="min-height:198pt;width:100%"><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#00b0b9;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#26ba8b;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#4cc35d;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#71cd2e;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="margin-bottom:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:95.833%"><tr><td style="width:1.0%"></td><td style="width:50.297%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.503%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">PUBLIC RELATIONS</font></div><div><font><br></font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Brighthouse Financial, Inc.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11225 N. Community House Rd.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Charlotte, NC 28277</font></div><div><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="text-align:right"><img alt="bhf-20191104_g1a.jpg" src="bhf-20191104_g1a.jpg" style="height:50px;margin-bottom:5pt;vertical-align:text-bottom;width:215px"></div></td></tr></table></div></div><div style="margin-top:10pt"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Condensed Statements of Operations (Unaudited, in millions)</font><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:58.159%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.880%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.806%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.806%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.785%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Three Months Ended</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Premiums</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$226</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$194</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$167</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Universal life and investment-type product policy fees</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">546</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">542</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">549</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net investment income</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,207</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,202</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,049</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Other revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">135</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">125</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">100</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 6.25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Revenues before NIGL and NDGL</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2,114</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2,063</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,865</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net investment gains (losses)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(33)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(53)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(69)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net derivative gains (losses)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(681)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(840)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,923)</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,400</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,170</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(127)</font></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Policyholder benefits and claims</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$710</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$590</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$267</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Interest credited to policyholder account balances</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">525</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">426</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">401</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Amortization of DAC and VOBA</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">152</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">155</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">155</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Change in market risk benefits</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">663</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,064)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,479)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Interest expense on debt</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">39</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">38</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">39</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Other expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">485</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">435</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">450</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">2,574</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">580</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(167)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Income (loss) before provision for income tax</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,174)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">590</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">40</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Provision for income tax expense (benefit)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(258)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">109</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(97)</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Net income (loss)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(916)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">481</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">137</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Net income (loss) attributable to noncontrolling interests</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Net income (loss) attributable to Brighthouse Financial, Inc.</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(917)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">479</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">136</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Preferred stock dividends</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">25</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">26</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">26</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Net income (loss) available to Brighthouse Financial, Inc.&#8217;s common shareholders</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(942)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$453</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$110</font></td></tr></table></div><div style="margin-top:10pt;text-indent:-13.5pt"><font><br></font></div><div style="margin-top:10pt;padding-right:-6.75pt;text-align:center"><font><br></font></div><div style="margin-top:10pt;padding-right:-6.75pt;text-align:center"><font><br></font></div><div style="margin-top:10pt;padding-right:-6.75pt;text-align:center"><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:5pt;text-align:center"><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">12</font></div><div style="margin-bottom:5pt"><font><br></font></div><div style="margin-bottom:5pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:198pt;width:100%"><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#00b0b9;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#26ba8b;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#4cc35d;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#71cd2e;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="margin-bottom:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:95.833%"><tr><td style="width:1.0%"></td><td style="width:50.297%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.503%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">PUBLIC RELATIONS</font></div><div><font><br></font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Brighthouse Financial, Inc.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11225 N. Community House Rd.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Charlotte, NC 28277</font></div><div><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="text-align:right"><img alt="bhf-20191104_g1a.jpg" src="bhf-20191104_g1a.jpg" style="height:50px;margin-bottom:5pt;vertical-align:text-bottom;width:215px"></div></td></tr></table></div></div><div style="margin-top:10pt"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Condensed Balance Sheets (Unaudited, in millions)</font><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:58.159%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.880%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.806%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.806%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.785%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">As of</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">ASSETS</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Investments&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Fixed maturity securities available-for-sale</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$80,991</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$75,433</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$75,577</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Equity securities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">102</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">90</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">89</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Mortgage loans</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">22,508</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">22,682</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">22,936</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Policy loans</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,331</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,311</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,282</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Limited partnerships and limited liability companies</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4,946</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4,931</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4,775</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Short-term investments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,169</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,003</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,081</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Other invested assets</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4,409</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3,210</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2,852</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Total investments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">115,456</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">108,660</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">108,592</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Cash and cash equivalents</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3,851</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3,839</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4,115</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Accrued investment income</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,183</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,143</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">885</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Reinsurance recoverables</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">19,213</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">18,597</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">18,019</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Premiums and other receivables</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">548</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">469</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">529</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">DAC and VOBA</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4,872</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4,919</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">5,084</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Current income tax recoverable</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">27</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">31</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">38</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Deferred income tax asset</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,893</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2,121</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,736</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Market risk benefit assets</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">656</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">694</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">483</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Other assets</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">370</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">368</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">401</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Separate account assets</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">88,271</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">82,675</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">84,965</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total assets</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$236,340</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$223,516</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$224,847</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">LIABILITIES AND EQUITY</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Liabilities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Future policy benefits</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$32,569</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$30,404</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$31,497</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Policyholder account balances</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">81,068</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">78,371</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">73,527</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Market risk benefit liabilities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">10,323</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">8,830</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">10,389</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Other policy-related balances</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3,836</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3,806</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4,098</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Payables for collateral under securities loaned and other transactions</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3,670</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3,941</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4,560</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Long-term debt</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3,156</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3,157</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3,156</font></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Other liabilities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">8,439</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">8,198</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">7,057</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Separate account liabilities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">88,271</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">82,675</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">84,965</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total liabilities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">231,332</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">219,382</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">219,249</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Equity</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Preferred stock, at par value</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Common stock, at par value</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Additional paid-in capital</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">14,004</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">14,022</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">14,075</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Retained earnings (deficit)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,507)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(590)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(395)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Treasury stock</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(2,309)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(2,248)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(2,042)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Accumulated other comprehensive income (loss)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(5,246)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(7,116)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(6,106)</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total Brighthouse Financial, Inc.&#8217;s stockholders&#8217; equity</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">4,943</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">4,069</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">5,533</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Noncontrolling interests</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">65</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">65</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">65</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #828282;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total equity</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">5,008</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">4,134</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">5,598</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total liabilities and equity</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$236,340</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$223,516</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$224,847</font></td></tr></table></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:5pt;text-align:center"><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">13</font></div><div style="margin-bottom:5pt"><font><br></font></div><div style="margin-bottom:5pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:198pt;width:100%"><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#00b0b9;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#26ba8b;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#4cc35d;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#71cd2e;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="margin-bottom:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:95.833%"><tr><td style="width:1.0%"></td><td style="width:50.297%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.503%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">PUBLIC RELATIONS</font></div><div><font><br></font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Brighthouse Financial, Inc.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11225 N. Community House Rd.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Charlotte, NC 28277</font></div><div><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="text-align:right"><img alt="bhf-20191104_g1a.jpg" src="bhf-20191104_g1a.jpg" style="height:50px;margin-bottom:5pt;vertical-align:text-bottom;width:215px"></div></td></tr></table></div></div><div style="margin-top:10pt;text-align:justify"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reconciliation of Net Income (Loss) Available to Shareholders to Adjusted Earnings and Adjusted Earnings, Less Notable Items, and Reconciliation of Net Income (Loss) Available to Shareholders per Common Share to Adjusted Earnings per Common Share and Adjusted Earnings, Less Notable Items per Common Share (Unaudited, in millions except per share data)</font></div><div style="margin-top:10pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:61.554%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.880%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.165%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.417%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.417%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.785%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Three Months Ended</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6.75pt;text-indent:-9pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">ADJUSTED EARNINGS, LESS NOTABLE ITEMS</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net income (loss) available to shareholders</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(942)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$453</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$110</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Net investment gains (losses)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(33)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(53)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(69)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:15pt;text-indent:-9pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Net derivative gains (losses), excluding investment hedge adjustments</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(700)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(865)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,956)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Change in market risk benefits</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(663)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,064</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,479</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Market value adjustments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(21)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">15</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(3)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:15pt;text-indent:-9pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Provision for income tax (expense) benefit on reconciling adjustments</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">298</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(34)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">114</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted earnings</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">177</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">326</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">545</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Notable items</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(12)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">51</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">263</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted earnings, less notable items</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$189</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$275</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$282</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6.75pt;text-indent:-9pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">ADJUSTED EARNINGS, LESS NOTABLE ITEMS PER COMMON SHARE (1)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 1.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net income (loss) available to shareholders per common share</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(14.70)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$6.89</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1.59</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Net investment gains (losses)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(0.51)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(0.81)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(0.99)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:15pt;text-indent:-9pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Net derivative gains (losses), excluding investment hedge adjustments</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(10.92)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(13.16)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(28.04)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Change in market risk benefits</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(10.34)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">16.18</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">21.20</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Market value adjustments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(0.33)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.23</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(0.04)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Provision for income tax (expense) benefit on reconciling adjustments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4.65</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(0.52)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1.63</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Impact of inclusion of dilutive shares</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.03</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:2pt solid #929292;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted earnings per common share</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">2.73</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">4.97</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">7.81</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Notable items</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(0.19)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.78</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3.77</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted earnings, less notable items per common share</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$2.92</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$4.18</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$4.04</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="21" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:10pt;padding-left:9pt;text-align:justify;text-indent:-9pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(1) Per share calculations are on a diluted basis and may not recalculate or foot due to rounding. For loss periods, dilutive shares were not included in the calculation as inclusion of such shares would have an anti-dilutive effect. See Non-GAAP and Other Financial Disclosures discussion in this news release. </font></div></td></tr></table></div><div><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:5pt;text-align:center"><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">14</font></div><div style="margin-bottom:5pt"><font><br></font></div><div style="margin-bottom:5pt"><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:198pt;width:100%"><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#00b0b9;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#26ba8b;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#4cc35d;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#71cd2e;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="margin-bottom:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:95.833%"><tr><td style="width:1.0%"></td><td style="width:50.297%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.503%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">PUBLIC RELATIONS</font></div><div><font><br></font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Brighthouse Financial, Inc.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11225 N. Community House Rd.</font></div><div><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Charlotte, NC 28277</font></div><div><font><br></font></div></td><td colspan="3" style="padding:0 1pt"><div style="text-align:right"><img alt="bhf-20191104_g1a.jpg" src="bhf-20191104_g1a.jpg" style="height:50px;margin-bottom:5pt;vertical-align:text-bottom;width:215px"></div></td></tr></table></div></div><div><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:130%">Reconciliation of Net Investment Income to Adjusted Net Investment Income (Unaudited, in millions)</font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:60.937%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.880%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.417%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.417%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.785%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Three Months Ended</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net investment income</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1,207</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1,202</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1,049</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Investment hedge adjustments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(19)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(25)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(33)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted net investment income</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,226</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,227</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,082</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="text-align:center"><font><br></font></div><div style="padding-right:-6.75pt;text-align:center"><font><br></font></div><div><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:130%">Notable Items (Unaudited, in millions)</font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:60.937%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.880%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.417%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.417%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.785%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Three Months Ended</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">NOTABLE ITEMS IMPACTING ADJUSTED EARNINGS</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Actuarial items and other insurance adjustments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(51)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(227)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Establishment costs</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">15</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Debt repayment costs</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Prior year tax matters</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(51)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Legal matters</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">12</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total notable items (1)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$12</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(51)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(263)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">NOTABLE ITEMS BY SEGMENT AND CORPORATE &#38; OTHER</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Annuities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(28)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$44</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Life</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">71</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Run-off</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(94)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(271)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Corporate &#38; Other</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">12</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(36)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total notable items (1)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$12</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(51)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(263)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr style="height:12pt"><td colspan="21" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="21" style="padding:2px 10pt 2px 1pt;text-align:justify;vertical-align:top"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(1) See Non-GAAP and Other Financial Disclosures discussion in this news release.</font></td></tr></table></div><div><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:5pt;text-align:center"><font style="color:#00a5a8;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">15</font></div><div style="margin-bottom:5pt"><font><br></font></div><div style="margin-bottom:5pt"><font><br></font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.2
<SEQUENCE>3
<FILENAME>q42023bhffinancialsuppleme.htm
<DESCRIPTION>EX-99.2
<TEXT>
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<title>Document</title></head><body><div id="i853f788d1b0a4664b0518bd470bf5209_1"></div><div style="min-height:54pt;width:100%"><div><font><br></font></div></div><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Exhibit 99.2</font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font style="color:#00b0ba;font-family:'Roboto Black',sans-serif;font-size:55pt;font-weight:700;line-height:120%">Brighthouse Financial, Inc.</font></div><div><font style="color:#4cc35d;font-family:'Roboto Black',sans-serif;font-size:55pt;font-weight:700;line-height:120%">Financial Supplement</font></div><div><font style="color:#97d700;font-family:'Roboto Black',sans-serif;font-size:55pt;font-weight:700;line-height:120%">Fourth Quarter 2023 </font></div><div style="height:54pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;</font></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_4"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div><font><br></font></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.062%"><tr><td style="width:1.0%"></td><td style="width:37.911%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.685%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:56.104%"></td><td style="width:0.1%"></td></tr><tr style="height:17pt"><td colspan="3" rowspan="16" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:55pt;font-weight:700;line-height:100%">Table of Contents</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Financial Results</font></td></tr><tr style="height:11pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_10" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">1</a></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_10" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">Key Metrics</a></font></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_13" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">2</a></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_13" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">GAAP Statements of Operations</a></font></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_16" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">3</a></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_16" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">GAAP </a><a href="#i853f788d1b0a4664b0518bd470bf5209_16" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">Balance Sheets</a></font></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:17pt"><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Earnings and Select Metrics from Segments and Corporate &#38; Other</font></td></tr><tr style="height:11pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_22" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">5</a></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_22" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">Statements of Adjusted Earnings by Segment and Corporate &#38; Other</a></font></div></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr style="height:11pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_31" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">7</a></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_31" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">Annuities &#8212;  Statements of Adjusted Earnings</a></font></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_34" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">8</a></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_34" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">Annuities &#8212;  Select Operating Metrics</a></font></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_37" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">10</a></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_37" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">Life &#8212;  Statements of Adjusted Earnings</a></font></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_40" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">11</a></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_40" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">Life &#8212;  Select Operating Metrics</a></font></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_43" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">13</a></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_43" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">Run-off &#8212;  Statements of Adjusted Earnings</a></font></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_46" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">14</a></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_46" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">Run-off &#8212;  Select Operating Metrics</a></font></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_49" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">15</a></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_49" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">Corporate &#38; Other &#8212;  Statements of Adjusted Earnings</a></font></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other Information</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_55" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">17</a></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_55" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">Change in Market Risk Benefits and Net Derivative Gains (Losses)</a></font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_58" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">18</a></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_58" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">Notable Items</a></font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_61" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">19</a></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_61" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">Variable Annuity Separate Account Returns and Allocations</a></font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_64" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">20</a></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_64" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">Summary of Investments</a></font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_67" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">21</a></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_67" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">Statutory Statement of Operations Information</a></font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_70" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">22</a></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_70" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">Statutory Balance Sheet and Surplus Information</a></font></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Appendix</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_76" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">A-</a><a href="#i853f788d1b0a4664b0518bd470bf5209_76" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">1</a></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_76" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">Note Regarding Forward-Looking Statements</a></font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">A-<a href="#i853f788d1b0a4664b0518bd470bf5209_79" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">2</a></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_79" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">Non-GAAP and Other Financial Disclosures</a></font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">A-<a href="#i853f788d1b0a4664b0518bd470bf5209_85" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">6</a></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_85" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">Acronyms</a></font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">A-<a href="#i853f788d1b0a4664b0518bd470bf5209_88" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">7</a></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:15pt;text-align:justify;text-indent:-9pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_88" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">Reconciliation of Net Income (Loss) Available to Shareholders to Adjusted Earnings and</a></font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_88" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:100%;text-decoration:none"> </a></font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_88" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">Adjusted Earnings, Less Notable Items, and Reconciliation of Net Income (Loss) Available to Shareholders per Common Share to Adjusted Earnings per Common Share and</a></font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_88" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:100%;text-decoration:none"> </a></font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_88" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">Adjusted Earnings, Less Notable Items per Common Share</a></font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">A-<a href="#i853f788d1b0a4664b0518bd470bf5209_91" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">8</a></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:15pt;text-indent:-9pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_91" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">Reconciliation of Return on Common Equity to Adjusted Return on Common Equity, Excluding AOCI </a></font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">A-<a href="#i853f788d1b0a4664b0518bd470bf5209_94" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">9</a></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:15pt;text-align:justify;text-indent:-9pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_94" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">Reconciliation of Total Revenues to Adjusted Revenues and Reconciliation of Total Expenses to Adjusted Expenses</a></font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">A-<a href="#i853f788d1b0a4664b0518bd470bf5209_97" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">10</a></font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><a href="#i853f788d1b0a4664b0518bd470bf5209_97" style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:none">Investment Reconciliation Details</a></font></div></td></tr></table></div><div style="padding-left:36pt"><font><br></font></div><div style="padding-left:9pt"><font><br></font></div><div style="padding-left:9pt"><font><br></font></div><div style="padding-left:9pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Note&#58; See the Appendix for non-GAAP financial information, definitions and reconciliations. Financial information, unless otherwise noted, is rounded to millions. Some financial information, therefore, may not sum to the corresponding total.</font></div><div style="padding-left:9pt"><font><br></font></div><div style="padding-left:9pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:120%">As used in this financial supplement, &#8220;Brighthouse Financial,&#8221; &#8220;Brighthouse,&#8221; the &#8220;Company,&#8221; &#8220;we,&#8221; &#8220;our&#8221; and &#8220;us&#8221; refer to Brighthouse Financial, Inc.</font></div><div style="height:54pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_7"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div><font><br></font></div></div><div style="padding-left:36pt"><font><br></font></div><div style="padding-left:36pt"><font><br></font></div><div style="padding-left:36pt"><font><br></font></div><div style="padding-left:36pt"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:55pt;font-weight:700;line-height:105%">Financial Results</font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_10"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">1</font></div></td></tr></table></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:6pt;text-align:justify;text-indent:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Key Metrics (Unaudited, dollars in millions except per share amounts)</font></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:95.833%"><tr><td style="width:1.0%"></td><td style="width:36.167%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.973%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.560%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.628%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.560%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.628%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.560%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.628%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.560%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.628%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.560%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.595%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.560%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.628%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.565%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">As of or For the Three Months Ended</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Financial Results and Metrics (1)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net income (loss) available to shareholders</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(942)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$453</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(200)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(525)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$110</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Adjusted earnings (2)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$177</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$326</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$271</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$195</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$545</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Adjusted earnings, less notable items (2)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$189</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$275</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$271</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$195</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$282</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Total corporate expenses (3)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$244</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$210</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$221</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$210</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$243</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Combined total adjusted capital (4)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$6,300</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$7,251</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$7,616</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$8,153</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$8,052</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Combined risk-based capital ratio (4), (5)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#126; 420%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">400%-420%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">430%-450%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">460%-480%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">441%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Stockholders' Equity</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Brighthouse Financial, Inc.&#8217;s stockholders&#8217; equity</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$4,943</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$4,069</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$4,907</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$5,754</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$5,533</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Preferred stock, net</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,699</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,699</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,699</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,699</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,699</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Brighthouse Financial, Inc.&#8217;s common stockholders&#8217; equity, including AOCI</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$3,244</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$2,370</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$3,208</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$4,055</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$3,834</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; AOCI</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(5,246)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(7,116)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(5,881)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(5,288)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(6,106)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Brighthouse Financial, Inc.&#8217;s common stockholders&#8217; equity, excluding AOCI </font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$8,490</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$9,486</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$9,089</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$9,343</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$9,940</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Return on Common Equity (1), (6)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Return on common equity</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(36.3)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(4.9)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(5.8)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">38.8%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">77.3%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Return on common equity, excluding AOCI</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(13.1)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1.7)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(2.4)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">18.0%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">42.7%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Adjusted return on common equity, excluding AOCI</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">10.5%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">14.0%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">11.7%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">10.6%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">13.4%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Earnings Per Common Share, Diluted (1), (7)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net income (loss) available to shareholders per common share</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(14.70)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$6.89</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(3.01)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(7.72)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1.59</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Adjusted earnings per common share</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$2.73</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$4.97</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$4.04</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$2.86</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$7.81</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Adjusted earnings, less notable items per common share</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$2.92</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$4.18</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$4.04</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$2.86</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$4.04</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Weighted average common shares outstanding</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">64,820,914</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">65,744,351</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">66,967,185</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">68,158,780</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">69,765,118</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Book Value Per Common Share</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Book value per common share (1)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$51.08</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$36.63</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$48.64</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$60.16</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$56.15</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Book value per common share, excluding AOCI (1)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$133.69</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$146.61</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$137.80</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$138.62</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$145.58</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Ending common shares outstanding</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">63,503,355</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">64,703,557</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">65,956,660</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">67,401,618</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">68,278,068</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="45" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(1) Certain definitions have been updated due to the adoption of LDTI. See definitions for Non-GAAP and Other Financial Disclosures in the Appendix beginning on page A-2.</font></td></tr><tr><td colspan="45" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(2) See additional information regarding notable items on page 18.</font></td></tr><tr><td colspan="45" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(3) Includes functional department expenses, public company expenses, certain investment expenses, retirement funding and incentive compensation&#59; and excludes establishment costs.</font></td></tr><tr><td colspan="45" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(4) Reflects preliminary statutory results as of or for the three months ended December&#160;31, 2023. See additional information on page 22.</font></div></td></tr><tr><td colspan="45" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(5) The RBC ratio is reported as a preliminary range for all periods, except those ended December 31.</font></div></td></tr><tr><td colspan="45" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(6) Simplified averaging was applied to all periods presented for 2022.</font></div></td></tr><tr><td colspan="45" style="padding:2px 1pt 2px 10pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(7) For loss periods, dilutive shares were not included in the calculation of net income (loss) available to shareholders per common share or adjusted earnings per common share as inclusion of such shares would have an anti-dilutive effect.</font></td></tr></table></div><div style="padding-left:18pt"><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_13"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2</font></div></td></tr></table></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:6pt;text-align:justify;text-indent:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:700;line-height:120%">GAAP Statements of Operations (Unaudited, in millions)</font></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.527%"><tr><td style="width:1.0%"></td><td style="width:35.898%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.958%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.608%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.622%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.608%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.622%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.608%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.622%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.608%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.622%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.608%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.574%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.608%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.622%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.612%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Three Months Ended</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Year Ended</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Premiums</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$226</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$194</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$211</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$197</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$167</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$828</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$662</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Universal life and investment-type product policy fees</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">546</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">542</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">601</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">606</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">549</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2,295</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2,435</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net investment income</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,207</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,202</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,196</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,059</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,049</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4,664</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4,138</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Other revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">135</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">125</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">130</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">93</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">100</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">483</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">478</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Revenues before NIGL and NDGL</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2,114</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2,063</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2,138</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,955</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,865</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">8,270</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">7,713</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net investment gains (losses)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(33)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(53)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(64)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(96)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(69)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(246)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(248)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net derivative gains (losses)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(681)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(840)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,811)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(575)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,923)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(3,907)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(592)</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,400</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,170</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$263</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,284</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(127)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$4,117</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$6,873</font></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Policyholder benefits and claims</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$710</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$590</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$689</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$687</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$267</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$2,676</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$2,193</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Interest credited to policyholder account balances</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">525</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">426</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">452</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">422</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">401</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,825</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,338</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Amortization of DAC and VOBA</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">152</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">155</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">157</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">156</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">155</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">620</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">629</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Change in market risk benefits</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">663</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,064)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,300)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">194</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,479)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,507)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(4,104)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Interest expense on debt</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">39</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">38</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">38</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">38</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">39</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">153</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">153</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Other expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">485</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">435</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">464</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">440</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">450</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,824</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,932</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">2,574</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">580</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">500</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">1,937</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(167)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">5,591</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">2,141</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Income (loss) before provision for income tax</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,174)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">590</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(237)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(653)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">40</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,474)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4,732</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Provision for income tax expense (benefit)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(258)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">109</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(62)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(156)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(97)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(367)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">848</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Net income (loss)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(916)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">481</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(175)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(497)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">137</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1,107)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">3,884</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Net income (loss) attributable to noncontrolling interests</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">5</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">5</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Net income (loss) attributable to Brighthouse Financial, Inc.</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(917)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">479</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(175)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(499)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">136</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1,112)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">3,879</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Preferred stock dividends</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">25</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">26</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">25</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">26</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">26</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">102</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">104</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Net income (loss) available to Brighthouse Financial, Inc.&#8217;s common shareholders</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(942)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$453</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(200)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(525)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$110</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(1,214)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$3,775</font></td></tr></table></div><div style="padding-left:18pt"><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_16"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">3</font></div></td></tr></table></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:6pt;text-align:justify;text-indent:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:700;line-height:120%">GAAP Balance Sheets (Unaudited, in millions)</font></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:82.936%"><tr><td style="width:1.0%"></td><td style="width:47.703%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.311%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.878%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">As of</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">ASSETS</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Investments&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Fixed maturity securities available-for-sale</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">$80,991</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">$75,433</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">$77,577</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">$77,685</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">$75,577</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Equity securities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">102</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">90</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">91</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">91</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">89</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Mortgage loans</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">22,508</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">22,682</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">22,614</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">22,823</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">22,936</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Policy loans</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">1,331</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">1,311</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">1,288</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">1,273</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">1,282</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Limited partnerships and limited liability companies</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">4,946</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">4,931</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">4,914</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">4,803</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">4,775</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Short-term investments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">1,169</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">1,003</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">1,125</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">1,386</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">1,081</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Other invested assets</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">4,409</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">3,210</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">3,677</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">3,229</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">2,852</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Total investments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">115,456</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">108,660</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">111,286</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">111,290</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">108,592</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Cash and cash equivalents</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">3,851</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">3,839</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">3,737</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">3,685</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">4,115</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Accrued investment income</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">1,183</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">1,143</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">1,027</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">985</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">885</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Reinsurance recoverables</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">19,213</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">18,597</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">18,650</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">18,451</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">18,019</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Premiums and other receivables</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">548</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">469</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">573</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">516</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">529</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">DAC and VOBA</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">4,872</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">4,919</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">4,968</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">5,027</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">5,084</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Current income tax recoverable</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">27</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">31</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">31</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">30</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">38</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Deferred income tax asset</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">1,893</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">2,121</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">1,897</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">1,673</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">1,736</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Market risk benefit assets</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">656</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">694</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">602</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">510</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">483</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Other assets</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">370</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">368</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">382</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">395</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">401</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Separate account assets</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">88,271</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">82,675</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">88,392</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">87,440</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">84,965</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total assets</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$236,340</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$223,516</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$231,545</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$230,002</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$224,847</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">LIABILITIES AND EQUITY</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Liabilities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Future policy benefits</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">$32,569</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">$30,404</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">$31,899</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">$32,286</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">$31,497</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Policyholder account balances</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">81,068</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">78,371</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">78,643</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">76,120</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">73,527</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Market risk benefit liabilities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">10,323</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">8,830</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">9,783</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">10,729</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">10,389</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Other policy-related balances</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">3,836</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">3,806</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">3,784</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">3,816</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">4,098</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Payables for collateral under securities loaned and other transactions</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">3,670</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">3,941</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">4,133</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">4,401</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">4,560</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Long-term debt</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">3,156</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">3,157</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">3,156</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">3,157</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">3,156</font></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Other liabilities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">8,439</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">8,198</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">6,783</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">6,234</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">7,057</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Separate account liabilities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">88,271</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">82,675</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">88,392</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">87,440</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">84,965</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total liabilities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">231,332</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">219,382</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">226,573</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">224,183</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">219,249</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Equity</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Preferred stock, at par value</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">&#8212;</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Common stock, at par value</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">1</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">1</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">1</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">1</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">1</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Additional paid-in capital</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">14,004</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">14,022</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">14,039</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">14,054</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">14,075</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Retained earnings (deficit)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">(1,507)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">(590)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">(1,069)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">(894)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">(395)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Treasury stock</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">(2,309)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">(2,248)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">(2,183)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">(2,119)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">(2,042)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Accumulated other comprehensive income (loss)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">(5,246)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">(7,116)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">(5,881)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">(5,288)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">(6,106)</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total Brighthouse Financial, Inc.&#8217;s stockholders&#8217; equity</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">4,943</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">4,069</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">4,907</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">5,754</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">5,533</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">Noncontrolling interests</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">65</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">65</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">65</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">65</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%">65</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total equity</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">5,008</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">4,134</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">4,972</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">5,819</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">5,598</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total liabilities and equity</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$236,340</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$223,516</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$231,545</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$230,002</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$224,847</font></td></tr></table></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_19"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div></div><div style="padding-left:36pt"><font><br></font></div><div style="padding-left:36pt"><font><br></font></div><div style="padding-left:36pt"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:55pt;font-weight:700;line-height:105%">Earnings and </font></div><div style="padding-left:36pt"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:55pt;font-weight:700;line-height:105%">Select Metrics from</font></div><div style="padding-left:36pt"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:55pt;font-weight:700;line-height:105%">Segments and </font></div><div style="padding-left:36pt"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:55pt;font-weight:700;line-height:105%">Corporate &#38; Other</font></div><div style="text-align:center"><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_22"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">5</font></div></td></tr></table></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div></div><div style="padding-left:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Statements of Adjusted Earnings by Segment and Corporate &#38; Other (Unaudited, in millions)</font><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:85.515%"><tr><td style="width:1.0%"></td><td style="width:48.087%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.236%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.832%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.728%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.832%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.728%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.832%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.728%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.832%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.728%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.837%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:6pt;font-weight:700;line-height:100%">For the Three Months Ended December 31, 2023</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:6pt;font-weight:700;line-height:100%">Annuities</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:6pt;font-weight:700;line-height:100%">Life</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:6pt;font-weight:700;line-height:100%">Run-off</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:6pt;font-weight:700;line-height:100%">Corporate &#38; Other</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:6pt;font-weight:700;line-height:100%">Total</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Premiums</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$93</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$129</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$4</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$226</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Universal life and investment-type product policy fees</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">355</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">73</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">118</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">546</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Net investment income</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">689</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">103</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">271</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">163</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">1,226</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Other revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">111</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">9</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">9</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">6</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">135</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total adjusted revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,248</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$314</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$402</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$169</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$2,133</font></td></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Policyholder benefits and claims</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$161</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$197</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$352</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$710</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Interest credited to policyholder account balances</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">301</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">28</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">71</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">104</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">504</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Amortization of DAC and VOBA</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">128</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">24</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">152</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Interest expense on debt</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">39</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">39</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Other operating costs</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">358</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">59</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">44</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">24</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">485</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total adjusted expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">948</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">308</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">467</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">167</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">1,890</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Adjusted earnings before provision for income tax</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">300</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">6</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(65)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">2</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">243</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Provision for income tax expense (benefit)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">55</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">2</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(15)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(2)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">40</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted earnings after provision for income tax</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">245</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">4</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(50)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">4</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">203</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Less&#58; Net income (loss) attributable to noncontrolling interests</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">1</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">1</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Less&#58; Preferred stock dividends</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">25</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">25</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted earnings</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$245</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$4</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(50)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(22)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$177</font></td></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:6pt;font-weight:700;line-height:100%">For the Three Months Ended December 31, 2022</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:6pt;font-weight:700;line-height:100%">Annuities</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:6pt;font-weight:700;line-height:100%">Life</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:6pt;font-weight:700;line-height:100%">Run-off</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:6pt;font-weight:700;line-height:100%">Corporate &#38; Other</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:6pt;font-weight:700;line-height:100%">Total</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Premiums</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$39</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$128</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$167</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Universal life and investment-type product policy fees</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">367</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">66</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">116</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">549</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Net investment income</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">613</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">90</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">247</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">132</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">1,082</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Other revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">85</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">7</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">8</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">100</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total adjusted revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,104</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$291</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$371</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$132</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,898</font></td></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Policyholder benefits and claims</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$144</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$168</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$(44)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$(1)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$267</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Interest credited to policyholder account balances</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">232</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">22</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">72</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">72</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">398</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Amortization of DAC and VOBA</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">129</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">26</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">155</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Interest expense on debt</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">39</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">39</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Other operating costs</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">360</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">56</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">45</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(11)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">450</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total adjusted expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">865</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">272</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">73</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">99</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">1,309</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Adjusted earnings before provision for income tax</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">239</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">19</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">298</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">33</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">589</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Provision for income tax expense (benefit)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">45</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">2</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">62</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(92)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">17</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted earnings after provision for income tax</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">194</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">17</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">236</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">125</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">572</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Less&#58; Net income (loss) attributable to noncontrolling interests</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">1</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">1</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Less&#58; Preferred stock dividends</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">26</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">26</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted earnings</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$194</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$17</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$236</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$98</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$545</font></td></tr></table></div><div style="padding-left:18pt"><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_25"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div style="padding-left:18pt;text-align:right"><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">6</font></div></td></tr></table></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div></div><div style="padding-left:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Statements of Adjusted Earnings by Segment and Corporate &#38; Other (Unaudited, in millions)</font><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:85.515%"><tr><td style="width:1.0%"></td><td style="width:48.087%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.236%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.832%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.728%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.832%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.728%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.832%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.728%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.832%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.728%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.837%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:6pt;font-weight:700;line-height:100%">For the Year Ended December 31, 2023</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:6pt;font-weight:700;line-height:100%">Annuities</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:6pt;font-weight:700;line-height:100%">Life</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:6pt;font-weight:700;line-height:100%">Run-off</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:6pt;font-weight:700;line-height:100%">Corporate &#38; Other</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:6pt;font-weight:700;line-height:100%">Total</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Premiums</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$311</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$510</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$7</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$828</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Universal life and investment-type product policy fees</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">1,564</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">265</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">466</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">2,295</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Net investment income</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">2,568</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">437</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">1,141</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">623</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">4,769</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Other revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">435</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">17</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">29</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">2</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">483</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total adjusted revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$4,878</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,229</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,643</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$625</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$8,375</font></td></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Policyholder benefits and claims</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$480</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$894</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$1,302</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$2,676</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Interest credited to policyholder account balances</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">1,054</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">97</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">274</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">388</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">1,813</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Amortization of DAC and VOBA</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">516</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">104</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">620</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Interest expense on debt</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">153</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">153</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Other operating costs</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">1,391</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">203</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">167</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">63</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">1,824</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total adjusted expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">3,441</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">1,298</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">1,743</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">604</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">7,086</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Adjusted earnings before provision for income tax</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">1,437</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(69)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(100)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">21</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">1,289</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Provision for income tax expense (benefit)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">268</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(16)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(23)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(16)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">213</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted earnings after provision for income tax</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">1,169</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(53)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(77)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">37</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">1,076</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Less&#58; Net income (loss) attributable to noncontrolling interests</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">5</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">5</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Less&#58; Preferred stock dividends</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">102</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">102</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted earnings</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,169</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(53)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(77)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(70)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$969</font></td></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:6pt;font-weight:700;line-height:100%">For the Year Ended December 31, 2022</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:6pt;font-weight:700;line-height:100%">Annuities</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:6pt;font-weight:700;line-height:100%">Life</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:6pt;font-weight:700;line-height:100%">Run-off</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:6pt;font-weight:700;line-height:100%">Corporate &#38; Other</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:6pt;font-weight:700;line-height:100%">Total</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Premiums</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$123</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$537</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$2</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$662</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Universal life and investment-type product policy fees</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">1,708</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">219</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">508</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">2,435</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Net investment income</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">2,261</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">442</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">1,166</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">340</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">4,209</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Other revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">434</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">15</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">29</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">478</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total adjusted revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$4,526</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,213</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,705</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$340</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$7,784</font></td></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Policyholder benefits and claims</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$380</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$800</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$1,013</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">$2,193</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Interest credited to policyholder account balances</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">897</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">75</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">290</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">163</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">1,425</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Amortization of DAC and VOBA</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">515</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">114</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">629</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Interest expense on debt</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">153</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">153</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Other operating costs</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">1,417</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">130</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">293</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">92</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">1,932</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total adjusted expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">3,209</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">1,119</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">1,596</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">408</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">6,332</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Adjusted earnings before provision for income tax</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">1,317</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">94</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">109</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(68)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">1,452</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Provision for income tax expense (benefit)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">247</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">16</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">22</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(126)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">159</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted earnings after provision for income tax</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">1,070</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">78</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">87</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">58</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">1,293</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Less&#58; Net income (loss) attributable to noncontrolling interests</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">5</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">5</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">Less&#58; Preferred stock dividends</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">104</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">104</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted earnings</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,070</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$78</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$87</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(51)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,184</font></td></tr></table></div><div style="padding-left:18pt"><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_31"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div style="text-align:right"><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">7</font></div></td></tr></table></div></div><div style="margin-bottom:6pt;text-align:justify;text-indent:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Annuities &#8212;  Statements of Adjusted Earnings (Unaudited, in millions)</font></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.230%"><tr><td style="width:1.0%"></td><td style="width:36.013%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.964%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.425%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.624%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.631%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.624%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.631%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.521%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.631%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.624%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.631%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.583%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.631%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.624%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.643%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Three Months Ended</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Year Ended</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #0bb0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #0bb0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #0bb0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Premiums</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$93</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$68</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$84</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$66</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$39</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$311</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$123</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Universal life and investment-type product policy fees</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">355</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">380</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">414</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">415</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">367</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,564</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,708</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net investment income</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">689</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">652</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">633</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">594</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">613</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2,568</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2,261</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Other revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">111</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">114</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">115</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">95</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">85</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">435</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">434</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total adjusted revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,248</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,214</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,246</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,170</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,104</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$4,878</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$4,526</font></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Policyholder benefits and claims</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$161</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$105</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$141</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$73</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$144</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$480</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$380</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Interest credited to policyholder account balances</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">301</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">246</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">266</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">241</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">232</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,054</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">897</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Amortization of DAC and VOBA</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">128</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">129</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">130</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">129</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">129</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">516</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">515</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Interest expense on debt</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Other operating costs</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">358</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">341</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">352</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">340</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">360</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,391</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,417</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total adjusted expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">948</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">821</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">889</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">783</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">865</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">3,441</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">3,209</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Adjusted earnings before provision for income tax</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">300</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">393</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">357</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">387</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">239</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,437</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,317</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Provision for income tax expense (benefit)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">55</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">74</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">66</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">73</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">45</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">268</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">247</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted earnings</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #0bb0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$245</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #0bb0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$319</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #0bb0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$291</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #0bb0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$314</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #0bb0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$194</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #0bb0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,169</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #0bb0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,070</font></td></tr></table></div><div><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_34"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div style="text-align:right"><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">8</font></div></td></tr></table></div></div><div style="margin-bottom:6pt;text-align:justify;text-indent:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Annuities &#8212;  Select Operating Metrics (Unaudited, in millions)</font></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:82.936%"><tr><td style="width:1.0%"></td><td style="width:47.703%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.311%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.878%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Three Months Ended</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">VARIABLE AND SHIELD LEVEL ANNUITIES ACCOUNT VALUE (1)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Account value, beginning of period</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$112,761</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$117,975</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$115,090</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$110,851</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$105,392</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Premiums and deposits (2)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2,003</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2,077</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,824</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,798</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,595</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Withdrawals, surrenders and contract benefits</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(3,456)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(3,129)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(2,894)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(2,878)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(2,717)</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net flows (3)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,453)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,052)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,070)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,080)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,122)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Investment performance (4)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">9,945</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(3,604)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4,527</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">5,838</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">7,121</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Policy charges and other</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(533)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(558)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(572)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(519)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(540)</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Account value, end of period</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$120,720</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$112,761</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$117,975</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$115,090</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$110,851</font></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">FIXED ANNUITIES ACCOUNT VALUE (5)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Account value, beginning of period</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$19,386</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$19,520</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$19,240</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$18,752</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$17,938</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Premiums and deposits (2)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">757</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">562</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">664</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,035</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,656</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Withdrawals, surrenders and contract benefits</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,033)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(775)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(513)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(657)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(587)</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net flows (3)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(276)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(213)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">151</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">378</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,069</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Interest credited</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">156</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">148</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">141</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">123</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(228)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Other</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(69)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(12)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(13)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(27)</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Account value, end of period</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$19,270</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$19,386</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$19,520</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$19,240</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$18,752</font></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">INCOME ANNUITIES (1)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Income annuity insurance liabilities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$4,458</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$4,139</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$4,266</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$4,266</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$4,569</font></td></tr><tr style="height:18pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="33" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(1) Includes general account and separate account.</font></td></tr><tr><td colspan="33" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(2) Includes premiums and deposits directed to the general account investment option of variable products.</font></td></tr><tr><td colspan="33" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(3) Deposits and withdrawals include policy exchanges.</font></td></tr><tr><td colspan="33" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(4) Includes the interest credited on the general account option of variable products.</font></td></tr><tr><td colspan="33" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(5) Includes fixed index annuities.</font></td></tr></table></div><div style="margin-bottom:6pt;text-align:justify;text-indent:18pt"><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div style="text-align:right"><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">9</font></div></td></tr></table></div></div><div style="margin-bottom:3pt;text-align:justify;text-indent:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Annuities &#8212;  Select Operating Metrics (Cont.) (Unaudited, in millions)</font></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.329%"><tr><td style="width:1.0%"></td><td style="width:35.975%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.962%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.418%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.580%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.635%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Three Months Ended</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Year Ended</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">VARIABLE AND SHIELD LEVEL ANNUITY SALES</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Shield Level Annuities (1)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1,823</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1,865</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1,615</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1,554</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1,389</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$6,857</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$5,848</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">GMWB</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">87</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">89</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">101</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">125</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">101</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">402</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">852</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">GMDB only</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">43</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">58</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">52</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">67</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">55</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">220</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">286</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">GMIB</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">6</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">6</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">5</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">7</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">9</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">24</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">49</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total variable and Shield Level annuity sales</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,959</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$2,018</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,773</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,753</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,554</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$7,503</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$7,035</font></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">FIXED AND INCOME ANNUITY SALES</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Fixed index annuities (2)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$45</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$58</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$98</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$122</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$161</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$323</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$776</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Fixed deferred annuities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">708</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">502</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">565</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">909</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,493</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2,684</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3,668</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Single premium immediate annuities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">16</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">15</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">28</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">9</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">68</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">8</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Other fixed and income annuities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">12</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">7</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">9</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">6</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">34</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total fixed and income annuity sales</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$781</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$582</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$700</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,046</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,657</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$3,109</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$4,453</font></td></tr><tr style="height:18pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="45" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(1) Shield Level Annuities refers to our suite of structured annuities consisting of products marketed under various names.</font></td></tr><tr><td colspan="45" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(2) Represents 100% of gross sales on directly written business and the proportion of assumed gross sales under reinsurance agreements.</font></td></tr></table></div><div><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_37"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div style="text-align:right"><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">10</font></div></td></tr></table></div></div><div style="margin-bottom:6pt;text-align:justify;text-indent:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Life &#8212;  Statements of Adjusted Earnings (Unaudited, in millions)</font></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.230%"><tr><td style="width:1.0%"></td><td style="width:36.013%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.964%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.425%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.624%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.631%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.624%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.631%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.521%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.631%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.624%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.631%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.583%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.631%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.624%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.643%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Three Months Ended</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Year Ended</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Premiums</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$129</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$124</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$126</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$131</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$128</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$510</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$537</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Universal life and investment-type product policy fees</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">73</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">57</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">63</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">72</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">66</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">265</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">219</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net investment income</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">103</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">115</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">119</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">100</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">90</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">437</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">442</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Other revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">9</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">7</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">17</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">15</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total adjusted revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$314</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$299</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$312</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$304</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$291</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,229</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,213</font></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Policyholder benefits and claims</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$197</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$302</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$189</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$206</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$168</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$894</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$800</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Interest credited to policyholder account balances</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">28</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">25</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">23</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">21</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">22</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">97</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">75</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Amortization of DAC and VOBA</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">24</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">26</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">27</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">27</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">26</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">104</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">114</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Interest expense on debt</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Other operating costs</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">59</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">39</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">55</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">50</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">56</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">203</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">130</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total adjusted expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">308</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">392</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">294</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">304</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">272</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">1,298</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">1,119</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Adjusted earnings before provision for income tax</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">6</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(93)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">18</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">19</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(69)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">94</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Provision for income tax expense (benefit)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(20)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(16)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">16</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted earnings</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$4</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(73)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$15</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$17</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(53)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$78</font></td></tr></table></div><div style="padding-left:18pt"><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_40"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div style="text-align:right"><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">11</font></div></td></tr></table></div></div><div style="margin-bottom:6pt;text-align:justify;text-indent:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Life &#8212;  Select Operating Metrics (Unaudited, in millions)</font></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:82.936%"><tr><td style="width:1.0%"></td><td style="width:47.703%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.311%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.878%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Three Months Ended</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">LIFE ACCOUNT VALUE&#58; GENERAL ACCOUNT</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Universal and variable universal life account value, beginning of period</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$2,545</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$2,559</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$2,594</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$2,658</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$2,663</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Premiums and deposits (1)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">60</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">57</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">58</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">55</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">54</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Withdrawals, surrenders and contract benefits</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(39)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(60)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(36)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(95)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(33)</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net flows</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">21</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(3)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">22</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(40)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">21</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net transfers from (to) separate account</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">7</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">20</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">10</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">11</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">7</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Interest credited</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">29</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">25</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">23</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">21</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">24</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Policy charges and other </font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(52)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(56)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(90)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(56)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(57)</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Universal and variable universal life account value, end of period</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$2,550</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$2,545</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$2,559</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$2,594</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$2,658</font></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">LIFE ACCOUNT VALUE&#58; SEPARATE ACCOUNT</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Variable universal life account value, beginning of period</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$5,403</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$5,706</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$5,483</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$5,215</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$4,912</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Premiums and deposits</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">40</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">40</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">40</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">42</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">44</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Withdrawals, surrenders and contract benefits</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(59)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(66)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(68)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(55)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(43)</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net flows</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(19)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(26)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(28)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(13)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Investment performance</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">601</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(214)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">312</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">341</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">364</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net transfers from (to) general account</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(7)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(20)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(10)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(12)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(10)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Policy charges and other</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(57)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(43)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(51)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(48)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(52)</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Variable universal life account value, end of period</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$5,921</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$5,403</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$5,706</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$5,483</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$5,215</font></td></tr><tr style="height:18pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="33" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(1) Includes premiums and deposits directed to the general account investment option of variable products.</font></td></tr></table></div><div style="margin-bottom:6pt;text-align:justify;text-indent:18pt"><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div style="text-align:right"><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">12</font></div></td></tr></table></div></div><div style="margin-bottom:3pt;text-align:justify;text-indent:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Life &#8212;  Select Operating Metrics (Cont.) (Unaudited, in millions)</font></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.329%"><tr><td style="width:1.0%"></td><td style="width:35.975%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.962%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.418%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.580%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.635%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Three Months Ended</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Year Ended</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">LIFE SALES</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Total life sales</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$29</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$25</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$25</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$23</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$22</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$102</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$80</font></td></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:78.174%"><tr><td style="width:1.0%"></td><td style="width:44.585%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.464%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.417%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.815%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.417%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.815%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.417%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.815%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.417%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.815%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.423%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">As of</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:400;line-height:100%">LIFE INSURANCE IN-FORCE</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Whole Life</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Life Insurance in-force, before reinsurance</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$17,561</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$17,704</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$17,915</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$18,063</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$18,264</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Life Insurance in-force, net of reinsurance</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$2,962</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$2,979</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$3,017</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$3,035</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$3,069</font></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Term Life</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Life Insurance in-force, before reinsurance</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$351,824</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$354,489</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$356,596</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$358,592</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$360,611</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Life Insurance in-force, net of reinsurance</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$285,366</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$286,440</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$286,928</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$287,628</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$288,522</font></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Universal and Variable Universal Life</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Life Insurance in-force, before reinsurance</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$44,087</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$44,202</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$45,039</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$45,474</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$46,000</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Life Insurance in-force, net of reinsurance</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$33,482</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$33,373</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$33,793</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$34,008</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$34,463</font></td></tr><tr style="height:18pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_43"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div style="text-align:right"><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">13</font></div></td></tr></table></div></div><div style="margin-bottom:6pt;text-align:justify;text-indent:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Run-off &#8212;  Statements of Adjusted Earnings (Unaudited, in millions)</font></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.230%"><tr><td style="width:1.0%"></td><td style="width:36.013%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.964%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.425%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.624%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.631%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.624%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.631%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.521%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.631%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.624%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.631%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.583%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.631%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.624%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.643%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Three Months Ended</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Year Ended</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Premiums</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$4</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$2</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$7</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$2</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Universal life and investment-type product policy fees</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">118</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">105</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">124</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">119</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">116</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">466</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">508</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net investment income</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">271</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">300</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">316</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">254</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">247</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,141</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,166</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Other revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">9</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">6</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">7</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">7</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">8</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">29</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">29</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total adjusted revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$402</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$413</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$448</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$380</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$371</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,643</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,705</font></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Policyholder benefits and claims</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$352</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$183</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$359</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$408</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(44)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1,302</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1,013</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Interest credited to policyholder account balances</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">71</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">67</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">70</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">66</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">72</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">274</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">290</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Amortization of DAC and VOBA</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Interest expense on debt</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Other operating costs</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">44</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">43</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">40</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">40</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">45</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">167</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">293</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total adjusted expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">467</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">293</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">469</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">514</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">73</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">1,743</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">1,596</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Adjusted earnings before provision for income tax</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(65)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">120</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(21)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(134)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">298</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(100)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">109</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Provision for income tax expense (benefit)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(15)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">25</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(5)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(28)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">62</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(23)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">22</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted earnings</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(50)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$95</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(16)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(106)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$236</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(77)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$87</font></td></tr></table></div><div style="padding-left:18pt"><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_46"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div style="text-align:right"><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">14</font></div></td></tr></table></div></div><div style="margin-bottom:6pt;text-align:justify;text-indent:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Run-off &#8212;  Select Operating Metrics (Unaudited, in millions)</font></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:82.936%"><tr><td style="width:1.0%"></td><td style="width:47.703%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.311%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.878%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Three Months Ended</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">UNIVERSAL LIFE WITH SECONDARY GUARANTEES ACCOUNT VALUE</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Account value, beginning of period</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$5,125</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$5,188</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$5,218</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$5,307</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$5,380</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Premiums and deposits (1)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">160</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">162</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">168</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">171</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">167</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Withdrawals, surrenders and contract benefits</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(24)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(18)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(22)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(44)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(32)</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net flows</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">136</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">144</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">146</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">127</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">135</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Interest credited</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">43</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">44</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">43</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">44</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">46</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Policy charges and other</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(252)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(251)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(219)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(260)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(254)</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Account value, end of period</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$5,052</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$5,125</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$5,188</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$5,218</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$5,307</font></td></tr></table></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:82.936%"><tr><td style="width:1.0%"></td><td style="width:47.703%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.311%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.878%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">As of</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">LIFE INSURANCE IN-FORCE</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Universal Life with Secondary Guarantees</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Life Insurance in-force, before reinsurance</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$70,365</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$70,803</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$71,157</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$71,652</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$72,276</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Life Insurance in-force, net of reinsurance</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$34,606</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$34,673</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$34,808</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$34,655</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$35,980</font></td></tr><tr style="height:18pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="33" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(1) Includes premiums and deposits directed to the general account investment option of variable products.</font></td></tr></table></div><div><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_49"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div style="text-align:right"><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">15</font></div></td></tr></table></div></div><div style="margin-bottom:6pt;text-align:justify;text-indent:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Corporate &#38; Other &#8212;  Statements of Adjusted Earnings (Unaudited, in millions)</font></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.230%"><tr><td style="width:1.0%"></td><td style="width:36.013%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.964%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.425%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.624%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.631%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.624%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.631%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.521%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.631%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.624%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.631%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.583%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.631%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.624%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.643%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Three Months Ended</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Year Ended</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Premiums</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$&#8212;</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Universal life and investment-type product policy fees</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net investment income</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">163</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">160</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">151</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">149</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">132</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">623</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">340</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Other revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">6</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(10)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total adjusted revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$169</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$162</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$155</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$139</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$132</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$625</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$340</font></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Policyholder benefits and claims</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(1)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$&#8212;</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Interest credited to policyholder account balances</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">104</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">103</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">95</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">86</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">72</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">388</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">163</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Amortization of DAC and VOBA</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Interest expense on debt</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">39</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">38</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">38</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">38</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">39</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">153</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">153</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Other operating costs</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">24</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">12</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">17</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">10</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(11)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">63</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">92</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total adjusted expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">167</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">153</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">150</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">134</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">99</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">604</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">408</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Adjusted earnings before provision for income tax</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">9</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">5</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">5</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">33</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">21</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(68)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Provision for income tax expense (benefit)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(2)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(4)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(9)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(92)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(16)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(126)</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted earnings after provision for income tax</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">4</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">13</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">6</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">14</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">125</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">37</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">58</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Net income (loss) attributable to noncontrolling interests</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">5</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">5</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Preferred stock dividends</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">25</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">26</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">25</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">26</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">26</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">102</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">104</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted earnings</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(22)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(15)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(19)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(14)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$98</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(70)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(51)</font></td></tr></table></div><div style="padding-left:18pt"><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_52"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div></div><div style="padding-left:36pt"><font><br></font></div><div style="padding-left:36pt"><font><br></font></div><div style="padding-left:36pt"><font><br></font></div><div style="padding-left:36pt"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:55pt;font-weight:700;line-height:105%">Other Information</font></div><div style="text-align:center"><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_55"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">17</font></div></td></tr></table></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:6pt;text-align:justify;text-indent:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Change in Market Risk Benefits and Net Derivative Gains (Losses) (Unaudited, in millions)</font></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.329%"><tr><td style="width:1.0%"></td><td style="width:35.975%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.962%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.418%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.580%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.635%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Three Months Ended</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Year Ended</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">CHANGE IN MARKET RISK BENEFITS</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Market risk benefits mark-to-market</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(852)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$886</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1,173</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(304)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1,290</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$903</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$3,382</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Market risk benefits fees, net of claims</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">182</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">193</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">148</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">112</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">195</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">635</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">773</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Ceded reinsurance</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">7</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(15)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(21)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(2)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(6)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(31)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(51)</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total change in market risk benefits</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(663)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,064</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,300</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(194)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,479</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,507</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$4,104</font></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="padding-left:18pt"><font><br></font></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.329%"><tr><td style="width:1.0%"></td><td style="width:35.975%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.962%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.418%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.580%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.635%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Three Months Ended</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Year Ended</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">NET DERIVATIVE GAINS (LOSSES)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net derivative gains (losses)&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Variable annuity hedges</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1,263</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(1,186)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(73)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$365</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(274)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$369</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(1,551)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Shield embedded derivatives</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(2,136)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">773</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,693)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,073)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,323)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(4,129)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2,679</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">ULSG hedges</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">246</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(500)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(84)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">141</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(192)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(197)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,874)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Other hedges and embedded derivatives</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(73)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">48</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">16</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(46)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(167)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(55)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">83</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Subtotal</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(700)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(865)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1,834)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(613)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1,956)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(4,012)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(663)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Investment hedge adjustments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">19</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">25</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">23</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">38</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">33</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">105</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">71</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total net derivative gains (losses)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(681)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(840)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(1,811)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(575)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(1,923)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(3,907)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(592)</font></td></tr></table></div><div style="padding-left:18pt"><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_58"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">18</font></div></td></tr></table></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:6pt;text-align:justify;text-indent:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Notable Items (Unaudited, in millions)</font></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.329%"><tr><td style="width:1.0%"></td><td style="width:35.975%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.962%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.418%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.580%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.635%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Three Months Ended</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Year Ended</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #929292;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">NOTABLE ITEMS IMPACTING ADJUSTED EARNINGS</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Actuarial items and other insurance adjustments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(51)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(227)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(51)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(65)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Establishment costs</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">15</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">52</font></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Prior year tax matters</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(51)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(51)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Legal matters</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">12</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">12</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #929292;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total notable items (1)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$12</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(51)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(263)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(39)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(64)</font></td></tr><tr style="height:18pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:2pt solid #929292;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">NOTABLE ITEMS BY SEGMENT AND CORPORATE &#38; OTHER</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Annuities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(28)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$44</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(28)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$99</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Life</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">71</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">71</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">35</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Run-off</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(94)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(271)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(94)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(199)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Corporate &#38; Other</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">12</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(36)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">12</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #929292;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total notable items (1)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$12</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(51)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(263)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(39)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(64)</font></td></tr><tr style="height:18pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="33" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(1) See definitions for Non-GAAP and Other Financial Disclosures in the Appendix beginning on page A-2.</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="padding-left:18pt"><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_61"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">19</font></div></td></tr></table></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:6pt;text-align:justify;text-indent:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Variable Annuity Separate Account Returns and Allocations (Unaudited)</font></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:82.936%"><tr><td style="width:1.0%"></td><td style="width:47.703%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.311%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.878%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Three Months Ended</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">VARIABLE ANNUITY SEPARATE ACCOUNT RETURNS</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Total Quarterly VA separate account gross returns</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">10.25%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(3.65)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3.86%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">5.80%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">6.82%</font></td></tr><tr style="height:18pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">TOTAL VARIABLE ANNUITY SEPARATE ACCOUNT ALLOCATIONS</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Percent allocated to equity funds</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">30.59%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">29.91%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">30.04%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">29.05%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">27.40%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Percent allocated to bond funds&#47;other funds</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">8.99%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">9.28%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">8.88%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">9.10%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">8.82%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Percent allocated to target volatility funds</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">19.06%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">19.23%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">19.58%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">20.08%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">20.28%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Percent allocated to balanced funds</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">41.36%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">41.58%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">41.50%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">41.77%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">43.50%</font></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="padding-left:18pt"><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_64"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">20</font></div></td></tr></table></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:6pt;padding-left:18pt;text-align:justify"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Summary of Investments (Unaudited, dollars in millions)</font></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:85.416%"><tr><td style="width:1.0%"></td><td style="width:56.391%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.239%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.843%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.729%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.843%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.239%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.843%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.729%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.844%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31, 2023</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31, 2022</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Amount</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">%&#160;of&#160;Total</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Amount</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">%&#160;of&#160;Total</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Fixed maturity securities&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">U.S. corporate securities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$35,755</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">29.97%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$32,607</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">28.93%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Foreign corporate securities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">11,665</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">9.78%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">10,576</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">9.38%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">U.S. government and agency securities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">8,419</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">7.06%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">8,016</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">7.11%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Residential mortgage-backed securities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">7,430</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">6.23%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">7,528</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">6.68%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Commercial mortgage-backed securities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">6,410</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">5.37%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">6,611</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">5.87%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Asset-backed securities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">6,406</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">5.37%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">5,359</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4.75%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">State and political subdivision securities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3,874</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3.25%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3,799</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3.37%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Foreign government securities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,032</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.85%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,081</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.96%</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total fixed maturity securities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">80,991</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">67.88%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">75,577</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">67.05%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Equity securities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">102</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">0.09%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">89</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">0.08%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Mortgage loans&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Commercial mortgage loans</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">13,193</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">11.06%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">13,574</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">12.04%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Residential mortgage loans</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">5,007</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4.20%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">5,116</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4.54%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Agricultural mortgage loans</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4,445</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3.73%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4,365</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3.87%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Allowance for credit losses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(137)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(0.12)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(119)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(0.10)%</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total mortgage loans, net</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">22,508</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">18.87%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">22,936</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">20.35%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Policy loans</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">1,331</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">1.12%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">1,282</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">1.14%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Limited partnerships and limited liability companies</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">4,946</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">4.14%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">4,775</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">4.24%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Cash, cash equivalents and short-term investments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">5,020</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">4.21%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">5,196</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">4.61%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Other invested assets&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Derivatives&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Interest rate</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">245</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.20%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">304</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.27%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Equity market</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2,993</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2.51%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,217</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1.08%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Foreign currency exchange rate</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">449</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.38%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">745</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.66%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Credit</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">27</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.02%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">18</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.02%</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Total derivatives</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3,714</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3.11%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2,284</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2.03%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">ICOLI</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">340</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.28%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">250</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.22%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">FHLB common stock</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">245</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.21%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">201</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.18%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Other</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">110</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.09%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">117</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.10%</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total other invested assets</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">4,409</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">3.69%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">2,852</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">2.53%</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total investments and cash and cash equivalents</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$119,307</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">100.00%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$112,707</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">100.00%</font></td></tr></table></div><div style="padding-left:18pt"><font><br></font></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:85.813%"><tr><td style="width:1.0%"></td><td style="width:49.420%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.227%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.570%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.724%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.570%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.724%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.570%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.724%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.570%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.724%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.577%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Three Months Ended</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net investment income yield (1)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4.16%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4.20%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4.21%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3.81%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3.79%</font></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="33" style="padding:2px 1pt;text-align:justify;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:115%">(1) See definitions for Non-GAAP and Other Financial Disclosures in the Appendix beginning on page A-2.</font></td></tr></table></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_67"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">21</font></div></td></tr></table></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:6pt;text-align:justify;text-indent:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Statutory Statement of Operations Information (Unaudited, in millions except Normalized Statutory Earnings (Loss))</font></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.329%"><tr><td style="width:1.0%"></td><td style="width:35.975%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.962%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.418%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.580%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.635%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Three Months Ended</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Year Ended</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">COMBINED REVENUES AND EXPENSES (1)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">PRELIMINARY<br>December 31,<br>2023 (2)</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">PRELIMINARY<br>December 31,<br>2023 (2)</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Total revenues (Line 9)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$6,100</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$4,571</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$2,325</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$2,397</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$2,120</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$15,393</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$18,455</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Total benefits and expenses before dividends to policyholders (Line 28)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$8,300</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$3,474</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$2,872</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$2,654</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1,542</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$17,300</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$17,246</font></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">COMBINED NET INCOME (LOSS) (1)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-right:9pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Gain (loss) from operations net of taxes and dividends to policyholders (Line 33)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(2,200)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1,096</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(536)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(264)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$673</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(1,904)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1,272</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net realized capital gains (losses), net of taxes and certain transfers to interest maintenance reserve (Line 34)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">400</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(233)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">34</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(858)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(394)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(657)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">32</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 1.75pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Net income (loss) (Line 35)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(1,800)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$863</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(502)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(1,122)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$279</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(2,561)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,304</font></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Year Ended</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">NORMALIZED STATUTORY EARNINGS (LOSS) (3), (4)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">PRELIMINARY<br>December 31,<br>2023 (2)</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(In billions)</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Statutory net gain (loss) from operations, pre-tax (5)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(2.0)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1.0</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Add&#58; net realized capital gains (losses)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1.1)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.4</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Add&#58; change in total asset requirement at CTE98, net of the change in VA reserves (5)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2.5</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.7</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:15.84pt;text-indent:-15.84pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Add&#58; unrealized gains (losses) on VA &#38; Shield hedging program and other equity risk management strategies</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1.2</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1.6)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Add&#58; impact of actuarial items and other insurance adjustments (5)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(0.8)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.4</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Add&#58; other adjustments, net</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.1</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Normalized statutory earnings (loss)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(0.2)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1.0</font></td></tr><tr style="height:18pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="45" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(1) Combined statutory results are for Brighthouse Life Insurance Company, Brighthouse Life Insurance Company of NY and New England Life Insurance Company.</font></td></tr><tr><td colspan="45" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(2) Reflects preliminary statutory results for the three months and year ended December&#160;31, 2023.</font></div></td></tr><tr><td colspan="45" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(3) See definitions for Non-GAAP and Other Financial Disclosures in the Appendix beginning on page A-2.</font></td></tr><tr><td colspan="45" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(4) Normalized statutory earnings (loss), presented in billions, is for Brighthouse Life Insurance Company and New England Life Insurance Company.</font></td></tr><tr><td colspan="45" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(5) As a result of implementing a new statutory requirement as of December&#160;31, 2023 under which all future hedges must be reflected in reserves and required capital, CTE70 increased $870 million and total asset requirement at CTE98 decreased $1.14 billion for the year ended December&#160;31, 2023.  The $1.14 billion impact to CTE98 is reflected in &#8216;impact of actuarial and other insurance adjustments&#8217; to normalize the effect of implementing this new statutory requirement.</font></div></td></tr></table></div><div style="padding-left:18pt"><font><br></font></div><div style="padding-left:18pt"><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_70"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">22</font></div></td></tr></table></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:6pt;text-align:justify;text-indent:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Statutory Balance Sheet and Surplus Information (Unaudited, in millions)</font></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.460%"><tr><td style="width:1.0%"></td><td style="width:42.676%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.947%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.658%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.947%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.658%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.947%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.658%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.947%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.658%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.947%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.053%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.951%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">As of</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">COMBINED ASSETS, LIABILITIES, AND CAPITAL AND SURPLUS (1)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">PRELIMINARY<br>December 31,<br>2023 (2)</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Total assets (Line 28)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$201,300</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$188,472</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$193,052</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$191,801</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$188,585</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Total liabilities (Line 28)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$196,500</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$182,758</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$186,976</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$185,143</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$182,044</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Total capital and surplus (Line 38)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$4,800</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$5,714</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$6,076</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$6,658</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$6,541</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:18pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">COMBINED TAC AND RBC RATIO (1), (3)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Combined total adjusted capital</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$6,300</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$7,251</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$7,616</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$8,153</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$8,052</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Combined risk-based capital ratio (4)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#126; 420%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">400%-420%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">430%-450%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">460%-480%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">441%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:18pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">DIVIDENDS PAID TO HOLDING COMPANY (1), (3)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Total dividends paid</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$350</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$38</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:18pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="39" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(1) Combined statutory results are for Brighthouse Life Insurance Company and New England Life Insurance Company.</font></td></tr><tr><td colspan="39" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(2) Reflects preliminary statutory results as of December&#160;31, 2023.</font></div></td></tr><tr><td colspan="39" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(3) See definitions for Non-GAAP and Other Financial Disclosures in the Appendix beginning on page A-2.</font></td></tr><tr><td colspan="39" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(4) The RBC ratio is reported as a preliminary range for all periods, except those ended December 31.</font></td></tr></table></div><div style="padding-left:18pt"><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_73"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div></div><div style="padding-left:36pt"><font><br></font></div><div style="padding-left:36pt"><font><br></font></div><div style="padding-left:36pt"><font><br></font></div><div style="padding-left:36pt"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:55pt;font-weight:700;line-height:105%">Appendix</font></div><div style="margin-top:54pt;text-align:center"><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_76"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">A-1</font></div></td></tr></table></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:6pt;text-align:justify;text-indent:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Note Regarding Forward-Looking Statements</font></div><div style="padding-left:18pt;text-align:justify;text-indent:9pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">This financial supplement and other oral or written statements that we make from time to time may contain information that includes or is based upon forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements involve substantial risks and uncertainties. We have tried, wherever possible, to identify such statements using words such as &#8220;anticipate,&#8221; &#8220;estimate,&#8221; &#8220;expect,&#8221; &#8220;project,&#8221; &#8220;may,&#8221; &#8220;will,&#8221; &#8220;could,&#8221; &#8220;intend,&#8221; &#8220;goal,&#8221; &#8220;target,&#8221; &#8220;guidance,&#8221; &#8220;forecast,&#8221; &#8220;preliminary,&#8221; &#8220;objective,&#8221; &#8220;continue,&#8221; &#8220;aim,&#8221; &#8220;plan,&#8221; &#8220;believe&#8221; and other words and terms of similar meaning, or that are tied to future periods, in connection with a discussion of future operating or financial performance. In particular, these include, without limitation, statements relating to future actions, prospective services or products, financial projections, future performance or results of current and anticipated services or products, sales efforts, expenses, the outcome of contingencies such as legal proceedings, as well as trends in operating and financial results.</font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:115%">Any or all forward-looking statements may turn out to be wrong. They can be affected by inaccurate assumptions or by known or unknown risks and uncertainties. Many such factors will be important in determining the actual future results of Brighthouse Financial. These statements are based on current expectations and the current economic environment and involve a number of risks and uncertainties that are difficult to predict. These statements are not guarantees of future performance. Actual results could differ materially from those expressed or implied in the forward-looking statements due to a variety of known and unknown risks, uncertainties and other factors. Although it is not possible to identify all of these risks and factors, they include, among others&#58; differences between actual experience and actuarial assumptions and the effectiveness of our actuarial models&#59; higher risk management costs and exposure to increased market risk due to guarantees within certain of our products&#59; the effectiveness of our variable annuity exposure risk management strategy and the impact of such strategy on volatility in our profitability measures and negative effects on our statutory capital&#59; material differences between actual outcomes and the sensitivities calculated under certain scenarios that we may utilize in connection with our variable annuity risk management strategies&#59; the impact of interest rates on our future ULSG policyholder obligations and net income volatility&#59; the potential material adverse effect of changes in accounting standards, practices or policies applicable to us, including changes in the accounting for long-duration contracts&#59; loss of business and other negative impacts resulting from a downgrade or a potential downgrade in our financial strength or credit ratings&#59; the availability of reinsurance and the ability of the counterparties to our reinsurance or indemnification arrangements to perform their obligations thereunder&#59; heightened competition, including with respect to service, product features, scale, price, actual or perceived financial strength, claims-paying ratings, credit ratings, e-business capabilities and name recognition&#59; our ability to market and distribute our products through distribution channels&#59; any failure of third parties to provide services we need, any failure of the practices and procedures of such third parties and any inability to obtain information or assistance we need from third parties&#59; the ability of our subsidiaries to pay dividends to us, and our ability to pay dividends to our shareholders and repurchase our common stock&#59; the risks associated with climate change&#59; the adverse impact of public health crises, extreme mortality events or similar occurrences on our business and the economy in general&#59; the impact of adverse capital and credit market conditions, including with respect to our ability to meet liquidity needs and access capital&#59; the impact of economic conditions in the capital markets and the U.S. and global economy, as well as geopolitical events, military actions or catastrophic events, on our profitability measures as well as our investment portfolio, including on realized and unrealized losses and impairments, net investment spread and net investment income&#59; the financial risks that our investment portfolio is subject to, including credit risk, interest rate risk, inflation risk, market valuation risk, liquidity risk, real estate risk, derivatives risk, and other factors outside our control&#59; the impact of changes in regulation and in supervisory and enforcement policies or interpretations thereof on our insurance business or other operations&#59; the potential material negative tax impact of potential future tax legislation that could make some of our products less attractive to consumers or increase our tax liability&#59; the effectiveness of our policies, procedures and processes in managing risk&#59; the loss or disclosure of confidential information, damage to our reputation and impairment of our ability to conduct business effectively as a result of any failure in cyber- or other information security systems&#59; whether all or any portion of the tax consequences of our separation from MetLife, Inc. are not as expected, leading to material additional taxes or material adverse consequences to tax attributes that impact us&#59; and other factors described from time to time in documents that we file with the U.S. Securities and Exchange Commission (the &#8220;SEC&#8221;).</font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">For the reasons described above, we caution you against relying on any forward-looking statements, which should also be read in conjunction with the other cautionary statements included and the risks, uncertainties and other factors identified in our Annual Report on Form 10-K for the year ended December 31, 2022, particularly in the sections entitled &#8220;Risk Factors&#8221; and &#8220;Quantitative and Qualitative Disclosures About Market Risk,&#8221; as well as in our other subsequent filings with the SEC. Further, any forward-looking statement speaks only as of the date on which it is made, and we undertake no obligation to update or revise any forward-looking statement to reflect events or circumstances after the date on which the statement is made or to reflect the occurrence of unanticipated events, except as otherwise may be required by law.</font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_79"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">A-2</font></div></td></tr></table></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:6pt;text-align:justify;text-indent:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-GAAP and Other Financial Disclosures</font></div><div style="padding-left:18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Our definitions of non-GAAP and other financial measures may differ from those used by other companies. </font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font><br></font></div><div style="text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:underline">Non-GAAP Financial Disclosures</font></div><div style="padding-left:18pt"><font><br></font></div><div style="padding-left:18pt;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:112%">We present certain measures of our performance that are not calculated in accordance with GAAP. We believe that these non-GAAP financial measures enhance the understanding of our performance by the investor community by highlighting the results of operations and the underlying profitability drivers of our business.</font></div><div style="padding-left:18pt;text-indent:18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following non-GAAP financial measures should not be viewed as substitutes for the most directly comparable financial measures calculated in accordance with GAAP&#58;</font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font><br></font></div><div style="padding-left:9pt;padding-right:9pt;text-align:center;text-indent:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:77.777%"><tr><td style="width:1.0%"></td><td style="width:2.981%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:42.267%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.002%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.981%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:42.269%"></td><td style="width:0.1%"></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:underline">Non-GAAP financial measures&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:underline">Most directly comparable GAAP financial measures&#58;</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(i)</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">adjusted earnings</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(i)</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">net income (loss) available to shareholders (1)</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(ii)</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">adjusted earnings, less notable items</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(ii)</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">net income (loss) available to shareholders (1)</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(iii)</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">adjusted revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(iii)</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">revenues</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(iv)</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">adjusted expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(iv)</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">expenses</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(v)</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">adjusted earnings per common share</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(v)</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">earnings per common share, diluted (1)</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(vi)</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">adjusted earnings per common share, less notable items</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(vi)</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">earnings per common share, diluted (1)</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(vii)</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">adjusted return on common equity</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(vii)</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">return on common equity (2)</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(viii)</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">adjusted return on common equity, less notable items</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(viii)</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">return on common equity (2)</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(ix)</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">adjusted net investment income </font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(ix)</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">net investment income</font></td></tr><tr><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">__________________</font></td></tr><tr><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1) Brighthouse uses net income (loss) available to shareholders to refer to net income (loss) available to Brighthouse Financial, Inc.&#8217;s common shareholders, and earnings per common share, diluted to refer to net income (loss) available to shareholders per common share.</font></div></td></tr><tr><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(2) Brighthouse uses return on common equity to refer to return on Brighthouse Financial, Inc.&#8217;s common stockholders' equity.</font></div></td></tr></table></div><div style="text-align:justify"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reconciliations to the most directly comparable historical GAAP measures are included for those measures which are presented herein. Reconciliations of these non-GAAP financial measures to the most directly comparable GAAP financial measures are not accessible on a forward-looking basis because we believe it is not possible without unreasonable efforts to provide other than a range of net investment gains and losses and net derivative gains and losses, which can fluctuate significantly within or outside the range and from period to period and may have a material impact on net income (loss) available to shareholders.</font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font><br></font></div><div style="padding-left:18pt"><font style="color:#000000;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjusted Earnings, Adjusted Revenues and Adjusted Expenses</font></div><div style="padding-left:18pt;text-indent:18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjusted earnings is a financial measure used by management to evaluate performance and facilitate comparisons to industry results. This financial measure, which may be positive or negative, focuses on our primary businesses by excluding the impact of market volatility, which could distort trends.</font></div><div style="text-align:justify"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjusted earnings reflect adjusted revenues less (i) adjusted expenses, (ii) provision for income tax expense (benefit), (iii) net income (loss) attributable to noncontrolling interests and (iv) preferred stock dividends. Provided below are the adjustments to GAAP revenues and GAAP expenses used to calculate adjusted revenues and adjusted expenses, respectively. </font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">A-3</font></div></td></tr></table></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div></div><div style="padding-left:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-GAAP and Other Financial Disclosures (Cont.)</font></div><div style="padding-left:18pt;text-indent:18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following are significant items excluded from total revenues in calculating the adjusted revenues component of adjusted earnings&#58;</font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font><br></font></div><div style="padding-left:54pt;text-indent:-18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:14.97pt">Net investment gains (losses)&#59; and</font></div><div style="text-align:justify"><font><br></font></div><div style="padding-left:54pt;text-indent:-18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:14.97pt">Net derivative gains (losses), excluding earned income and amortization of premium on derivatives that are hedges of investments or that are used to replicate certain investments, but do not qualify for hedge accounting treatment (&#8220;Investment Hedge Adjustments&#8221;).</font></div><div style="padding-left:36pt;text-align:justify"><font><br></font></div><div style="padding-left:36pt;text-align:justify"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following are significant items excluded from total expenses in calculating the adjusted expenses component of adjusted earnings&#58;</font></div><div style="padding-left:36pt;text-align:justify"><font><br></font></div><div style="padding-left:54pt;text-indent:-18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:14.97pt">Change in market risk benefits&#59; and</font></div><div style="padding-left:18pt"><font><br></font></div><div style="padding-left:54pt;text-indent:-18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:112%;padding-left:14.97pt">Change in fair value of the crediting rate on experience-rated contracts (&#8220;Market Value Adjustments&#8221;).</font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The provision for income tax related to adjusted earnings is calculated using the statutory tax rate of 21%, net of impacts related to the dividends received deduction, tax credits and current period non-recurring items.</font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Consistent with GAAP guidance for segment reporting, adjusted earnings is also our GAAP measure of segment performance.</font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font><br></font></div><div style="padding-left:18pt"><font style="color:#000000;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjusted Earnings per Common Share and Adjusted Return on Common Equity</font></div><div style="padding-left:18pt;text-indent:18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjusted earnings per common share and adjusted return on common equity are measures used by management to evaluate the execution of our business strategy and align such strategy with our shareholders&#8217; interests. </font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font><br></font></div><div style="padding-left:18pt;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:115%">Adjusted earnings per common share is defined as adjusted earnings for the period divided by the weighted average number of fully diluted shares of common stock outstanding for the period. The weighted average common shares outstanding used to calculate adjusted earnings per share will differ from such shares used to calculate diluted net income (loss) available to shareholders per common share when the inclusion of dilutive shares has an anti-dilutive effect for one calculation but not for the other.</font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjusted return on common equity is defined as total annual adjusted earnings on a four quarter trailing basis, divided by the simple average of the most recent five quarters of total Brighthouse Financial, Inc.&#8217;s common stockholders&#8217; equity, excluding AOCI. </font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font><br></font></div><div style="padding-left:18pt"><font style="color:#000000;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjusted Net Investment Income</font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">We present adjusted net investment income to measure our performance for management purposes, and we believe it enhances the understanding of our investment portfolio results. Adjusted net investment income represents GAAP net investment income plus Investment Hedge Adjustments.</font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">A-4</font></div></td></tr></table></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div></div><div style="padding-left:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-GAAP and Other Financial Disclosures (Cont.)</font></div><div style="text-align:justify"><font><br></font></div><div><font><br></font></div><div style="padding-left:18pt"><font style="color:#000000;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:underline">Other Financial Disclosures</font></div><div style="padding-left:18pt"><font><br></font></div><div style="padding-left:18pt"><font style="color:#000000;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Expenses</font></div><div style="padding-left:18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate expenses includes functional department expenses, public company expenses, certain investment expenses, retirement funding and incentive compensation&#59; and excludes establishment costs.</font></div><div style="padding-left:18pt"><font><br></font></div><div style="padding-left:18pt"><font style="color:#000000;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Notable items</font></div><div style="padding-left:18pt;text-indent:18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Certain of the non-GAAP measures described above may be presented further adjusted to exclude notable items. Notable items reflect the unfavorable (favorable) after-tax impact on our results of certain unanticipated items and events, as well as certain items and events that were anticipated, such as establishment costs. The presentation of notable items and non-GAAP measures, less notable items is intended to help investors better understand our results and to evaluate and forecast those results.</font></div><div style="padding-left:18pt"><font><br></font></div><div style="padding-left:18pt"><font style="color:#000000;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Book Value per Common Share and Book Value per Common Share, excluding AOCI</font></div><div style="padding-left:18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Brighthouse uses the term &#8220;book value&#8221; to refer to &#8220;Brighthouse Financial, Inc.&#8217;s common stockholders&#8217; equity, including AOCI.&#8221; Book value per common share is defined as ending Brighthouse Financial, Inc.&#8217;s common stockholders&#8217; equity, including AOCI, divided by ending common shares outstanding. Book value per common share, excluding AOCI, is defined as ending Brighthouse Financial, Inc.&#8217;s common stockholders&#8217; equity, excluding AOCI, divided by ending common shares outstanding.</font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify"><font style="color:#000000;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%">CTE70</font></div><div style="padding-left:18pt;text-align:justify"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">CTE70 is defined as the amount of assets required to satisfy contract holder obligations across market environments in the average of the worst thirty percent of a set of capital market scenarios over the life of the contracts. </font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font><br></font></div><div style="padding-left:18pt"><font style="color:#000000;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%">CTE98</font></div><div style="padding-left:18pt;text-indent:18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">CTE98 is defined as the amount of assets required to satisfy contract holder obligations across market environments in the average of the worst two percent of a set of capital market scenarios over the life of the contracts.</font></div><div style="padding-left:18pt;text-align:justify"><font><br></font></div><div style="padding-left:18pt;text-align:justify"><font style="color:#000000;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Holding Company</font></div><div style="padding-left:18pt;text-align:justify"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Holding company means, collectively, Brighthouse Financial, Inc., Brighthouse Holdings, LLC, and Brighthouse Services, LLC.</font></div><div style="text-indent:18pt"><font><br></font></div><div style="padding-left:18pt"><font style="color:#000000;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Holding Company Liquid Assets</font></div><div style="padding-left:18pt;text-indent:18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Holding company liquid assets include liquid assets in Brighthouse Financial, Inc., Brighthouse Holdings, LLC, and Brighthouse Services, LLC. Liquid assets are comprised of cash and cash equivalents, short-term investments and publicly-traded securities, excluding assets that are pledged or otherwise committed. Assets pledged or otherwise committed include assets held in trust.</font></div><div><font><br></font></div><div style="margin-bottom:6pt;padding-left:18pt;text-align:justify;text-indent:18pt"><font><br></font></div><div style="margin-bottom:6pt;text-align:justify;text-indent:18pt"><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_82"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">A-5</font></div></td></tr></table></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:6pt;text-align:justify;text-indent:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-GAAP and Other Financial Disclosures (Cont.)</font></div><div><font><br></font></div><div style="padding-left:18pt"><font><br></font></div><div style="padding-left:18pt"><font style="color:#000000;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:underline">Other Financial Disclosures (cont.)</font></div><div style="padding-left:18pt"><font><br></font></div><div style="padding-left:18pt"><font style="color:#000000;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total Adjusted Capital</font></div><div style="padding-left:18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total adjusted capital primarily consists of statutory capital and surplus, as well as the statutory asset valuation reserve. When referred to as &#8220;combined,&#8221; represents that of our insurance subsidiaries as a whole.</font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify"><font style="color:#000000;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Sales</font></div><div style="padding-left:18pt;text-indent:18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:115%">Life insurance sales consist of 100 percent of annualized new premium for term life, first-year paid premium for whole life, universal life, and variable universal life, and total paid premium for indexed universal life. We exclude company-sponsored internal exchanges, corporate-owned life insurance, bank-owned life insurance, and private placement variable universal life.</font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:115%">Annuity sales consist of 100 percent of direct statutory premiums, except for fixed index annuity sales, which represents 100 percent of gross sales on directly written business and the proportion of assumed gross sales under reinsurance agreements.&#160;Annuity sales exclude certain internal exchanges. These sales statistics do not correspond to revenues under GAAP, but are used as relevant measures of business activity.</font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font><br></font></div><div style="padding-left:18pt"><font style="color:#000000;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net Investment Income Yield</font></div><div style="padding-left:18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Similar to adjusted net investment income, we present net investment income yields as a performance measure we believe enhances the understanding of our investment portfolio results. Net investment income yields are calculated on adjusted net investment income as a percentage of average quarterly asset carrying values. Asset carrying values exclude unrealized gains (losses), collateral received in connection with our securities lending program, freestanding derivative assets and collateral received from derivative counterparties. Investment fee and expense yields are calculated as a percentage of average quarterly asset estimated fair values. Asset estimated fair values exclude collateral received in connection with our securities lending program, freestanding derivative assets and collateral received from derivative counterparties.</font></div><div style="margin-bottom:5pt"><font><br></font></div><div style="padding-left:18pt"><font style="color:#000000;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Normalized Statutory Earnings (Loss)</font></div><div style="padding-left:18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:112%">Normalized statutory earnings (loss) is used by management to measure our insurance companies&#8217; ability to pay future distributions and is reflective of whether our hedging program functions as intended. Normalized statutory earnings (loss) is calculated as statutory pre-tax net gain (loss) from operations adjusted for the favorable or unfavorable impacts of (i) net realized capital gains (losses), (ii) the change in total asset requirement at CTE98, net of the change in our variable annuity reserves, and (iii) unrealized gains (losses) associated with our variable annuities and Shield hedging programs and other equity risk management strategies. Normalized statutory earnings (loss) may be further adjusted for certain unanticipated items that impact our results in order to help management and investors better understand, evaluate and forecast those results.</font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font><br></font></div><div style="padding-left:18pt"><font style="color:#000000;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Risk-Based Capital Ratio</font></div><div><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:18pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:115%">The risk-based capital ratio is a method of measuring an insurance company&#8217;s capital, taking into consideration its relative size and risk profile, in order to ensure compliance with minimum regulatory capital requirements set by the National Association of Insurance Commissioners. When referred to as &#8220;combined,&#8221; represents that of our insurance subsidiaries as a whole. The reporting of our combined risk-based capital ratio is not intended for the purpose of ranking any insurance company or for use in connection with any marketing, advertising or promotional activities.</font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_85"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">A-6</font></div></td></tr></table></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:6pt;text-align:justify;text-indent:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Acronyms</font></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:91.964%"><tr><td style="width:1.0%"></td><td style="width:5.372%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:92.428%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:100%">AOCI</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Accumulated other comprehensive income (loss)</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:100%">CTE</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Conditional tail expectations</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:100%">DAC</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Deferred policy acquisition costs</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:100%">FHLB</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal Home Loan Bank</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:100%">GAAP</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Accounting principles generally accepted in the United States of America</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:100%">GMDB</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Guaranteed minimum death benefits</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:100%">GMIB</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Guaranteed minimum income benefits</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:100%">GMWB</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Guaranteed minimum withdrawal benefits</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:100%">ICOLI</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Insurance company-owned life insurance</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:100%">LDTI</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Targeted Improvements to the Accounting for Long-Duration Contracts</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:100%">NDGL</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net derivative gains (losses)</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:100%">NIGL</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net investment gains (losses)</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:100%">RBC</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Risk-based capital</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:100%">TAC</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total adjusted capital</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:100%">ULSG</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Universal life insurance with secondary guarantees</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:100%">VA</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Variable annuity</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:700;line-height:100%">VOBA</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Value of business acquired</font></td></tr></table></div><div style="padding-left:18pt"><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_88"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">A-7</font></div></td></tr></table></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:6pt;padding-left:18pt;text-align:justify"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reconciliation of Net Income (Loss) Available to Shareholders to Adjusted Earnings and Adjusted Earnings, Less Notable Items, and Reconciliation of Net Income (Loss) Available to Shareholders per Common Share to Adjusted Earnings per Common Share and Adjusted Earnings, Less Notable Items per Common Share (Unaudited, in millions except per share data)</font></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.329%"><tr><td style="width:1.0%"></td><td style="width:35.975%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.962%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.418%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.726%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.418%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.726%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.580%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.634%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Three Months Ended</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Year Ended</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">ADJUSTED EARNINGS, LESS NOTABLE ITEMS (1)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Net income (loss) available to shareholders</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(942)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$453</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(200)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(525)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$110</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(1,214)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$3,775</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Net investment gains (losses)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(33)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(53)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(64)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(96)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(69)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(246)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(248)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Net derivative gains (losses), excluding investment hedge adjustments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(700)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(865)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,834)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(613)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,956)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(4,012)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(663)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Change in market risk benefits</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(663)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,064</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,300</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(194)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,479</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,507</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4,104</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Market value adjustments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(21)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">15</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(8)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(3)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(12)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">87</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Provision for income tax (expense) benefit on reconciling adjustments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">298</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(34)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">125</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">191</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">114</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">580</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(689)</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted earnings</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">177</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">326</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">271</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">195</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">545</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">969</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">1,184</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Notable items</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(12)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">51</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">263</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">39</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">64</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted earnings, less notable items</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$189</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$275</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$271</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$195</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$282</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$930</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,120</font></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">ADJUSTED EARNINGS, LESS NOTABLE ITEMS PER COMMON SHARE (1), (2)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Net income (loss) available to shareholders per common share</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(14.70)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$6.89</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(3.01)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(7.72)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1.59</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(18.39)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$51.30</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Net investment gains (losses)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(0.51)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(0.81)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(0.96)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1.41)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(0.99)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(3.73)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(3.37)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Net derivative gains (losses), excluding investment hedge adjustments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(10.92)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(13.16)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(27.49)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(9.03)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(28.04)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(60.78)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(9.01)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Change in market risk benefits</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(10.34)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">16.18</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">19.48</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(2.86)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">21.20</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">22.83</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">55.78</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Market value adjustments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(0.33)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.23</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.03</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(0.12)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(0.04)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(0.18)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1.18</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Provision for income tax (expense) benefit on reconciling adjustments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4.65</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(0.52)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1.87</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2.81</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1.63</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">8.79</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(9.36)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Impact of inclusion of dilutive shares</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.03</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.01</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.02</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.10</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #929292;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted earnings per common share</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">2.73</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">4.97</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">4.04</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">2.86</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">7.81</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">14.58</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">16.09</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Notable items</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(0.19)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.78</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3.77</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.59</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.87</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted earnings, less notable items per common share</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$2.92</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$4.18</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$4.04</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$2.86</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$4.04</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$13.99</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$15.22</font></td></tr><tr style="height:18pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="45" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(1) Certain definitions have been updated due to the adoption of LDTI. See definitions for Non-GAAP and Other Financial Disclosures in this Appendix.</font></td></tr><tr><td colspan="45" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(2) Per share calculations are on a diluted basis and may not recalculate or foot due to rounding. For loss periods, dilutive shares were not included in the calculation as inclusion of such shares would have an anti-dilutive effect.</font></td></tr></table></div><div style="padding-left:18pt"><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_91"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">A-8</font></div></td></tr></table></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:6pt;text-align:justify;text-indent:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reconciliation of Return on Common Equity to Adjusted Return on Common Equity, Excluding AOCI (Unaudited, dollars in millions)</font></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:82.936%"><tr><td style="width:1.0%"></td><td style="width:47.703%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.311%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.871%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.878%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Four Quarters Cumulative Trailing Basis</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">ADJUSTED EARNINGS (1)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Net income (loss) available to shareholders</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(1,214)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(162)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(227)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$1,692</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$3,775</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Net investment gains (losses)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(246)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(282)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(274)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(276)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(248)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Net derivative gains (losses), excluding investment hedge adjustments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(4,012)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(5,268)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(5,018)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,216)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(663)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Change in market risk benefits</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,507</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3,649</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3,569</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2,331</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4,104</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Market value adjustments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(12)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">6</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">11</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">41</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">87</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Provision for income tax (expense) benefit on reconciling adjustments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">580</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">396</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">359</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(187)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(689)</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted earnings</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$969</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,337</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,126</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$999</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,184</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Five Quarters Average Stockholders' Equity Basis</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">BRIGHTHOUSE FINANCIAL, INC.&#8217;S COMMON STOCKHOLDERS&#8217; EQUITY, EXCLUDING AOCI (1)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Brighthouse Financial, Inc.&#8217;s stockholders&#8217; equity</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$5,041</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$4,973</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$5,595</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$6,058</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$6,584</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Preferred stock, net</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,699</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,699</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,699</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,699</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1,699</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Brighthouse Financial, Inc.&#8217;s common stockholders&#8217; equity</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3,342</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3,274</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3,896</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4,359</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4,885</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; AOCI</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(5,927)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(6,281)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(5,693)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(5,025)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(3,958)</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Brighthouse Financial, Inc.&#8217;s common stockholders&#8217; equity, excluding AOCI</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$9,269</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$9,555</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$9,589</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$9,384</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$8,843</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Five Quarters Average Common Stockholders' Equity Basis</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">ADJUSTED RETURN ON COMMON EQUITY, EXCLUDING AOCI (1)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Return on common equity</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(36.3)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(4.9)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(5.8)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">38.8%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">77.3%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Return on AOCI</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">20.5%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">2.6%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4.0%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(33.7)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(95.4)%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Return on common equity, excluding AOCI</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(13.1)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1.7)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(2.4)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">18.0%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">42.7%</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Return on net investment gains (losses)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(2.7)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(3.0)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(2.9)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(2.9)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(2.8)%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Return on net derivative gains (losses), excluding investment hedge adjustments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(43.3)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(55.1)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(52.3)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(13.0)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(7.5)%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Return on change in market risk benefits</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">16.3%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">38.2%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">37.2%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">24.8%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">46.4%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Return on market value adjustments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(0.1)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.1%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.1%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">0.5%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1.0%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Return on provision for income tax (expense) benefit on reconciling adjustments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">6.2%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4.1%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3.8%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(2.0)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(7.8)%</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Adjusted return on common equity, excluding AOCI</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">10.5%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">14.0%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">11.7%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">10.6%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">13.4%</font></td></tr><tr style="height:18pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="33" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:100%">(1) Simplified averaging was applied to all periods presented for 2022.</font></div></td></tr></table></div><div style="padding-left:18pt"><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_94"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">A-9</font></div></td></tr></table></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:6pt;text-align:justify;text-indent:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reconciliation of Total Revenues to Adjusted Revenues and Reconciliation of Total Expenses to Adjusted Expenses (Unaudited, in millions)</font></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.527%"><tr><td style="width:1.0%"></td><td style="width:35.898%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.958%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.608%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.622%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.608%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.622%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.608%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.622%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.608%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.622%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.608%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.574%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.608%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.622%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.612%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Three Months Ended</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Year Ended</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,400</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,170</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$263</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,284</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(127)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$4,117</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$6,873</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Net investment gains (losses)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(33)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(53)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(64)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(96)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(69)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(246)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(248)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Net derivative gains (losses)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(681)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(840)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,811)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(575)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,923)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(3,907)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(592)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Investment hedge adjustments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(19)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(25)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(23)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(38)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(33)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(105)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(71)</font></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:2pt solid #929292;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total adjusted revenues</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$2,133</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$2,088</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$2,161</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,993</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,898</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$8,375</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$7,784</font></td></tr><tr style="height:18pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$2,574</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$580</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$500</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,937</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(167)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$5,591</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$2,141</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Change in market risk benefits</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">663</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,064)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,300)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">194</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,479)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(1,507)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(4,104)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Less&#58; Market value adjustments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">21</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(15)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(2)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">8</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">12</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(87)</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #929292;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Total adjusted expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,890</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,659</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,802</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,735</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$1,309</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$7,086</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0ba;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$6,332</font></td></tr></table></div><div style="padding-left:18pt"><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div><div id="i853f788d1b0a4664b0518bd470bf5209_97"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div><font><br></font></div><div style="text-align:right"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.956%"><tr><td style="width:1.0%"></td><td style="width:57.918%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.754%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.333%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.962%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial Supplement</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:8pt;font-weight:700;line-height:100%">A-10</font></div></td></tr></table></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font><br></font></div></div><div style="margin-bottom:6pt;text-align:justify;text-indent:18pt"><font style="color:#00b0b9;font-family:'Roboto Slab Bold',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment Reconciliation Details (Unaudited, dollars in millions)</font></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.329%"><tr><td style="width:1.0%"></td><td style="width:35.975%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.962%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.418%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.580%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.623%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.623%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.635%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Three Months Ended</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Year Ended</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">NET INVESTMENT GAINS (LOSSES)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Investment portfolio gains (losses)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(34)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(46)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(47)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(72)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(47)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(199)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">$(221)</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Investment portfolio credit loss (provision) release and (writedowns)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">1</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(7)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(17)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(24)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(22)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(47)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(27)</font></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Net investment gains (losses)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(33)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(53)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(64)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(96)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(69)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(246)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">$(248)</font></td></tr></table></div><div><font><br></font></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:78.174%"><tr><td style="width:1.0%"></td><td style="width:44.585%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.464%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.417%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.815%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.417%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.815%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.417%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.815%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.417%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.815%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.423%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">For the Three Months Ended</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">NET INVESTMENT INCOME YIELD (1)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">June 30,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">March 31,<br>2023</font></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#00b0b9;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br>2022</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Investment income yield</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4.29%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4.34%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">4.35%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3.96%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">3.94%</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Investment fees and expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(0.13)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(0.14)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(0.14)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(0.15)%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #cbcbcb;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:400;line-height:100%">(0.15)%</font></td></tr><tr><td colspan="3" style="border-top:2pt solid #8a8a8a;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Net investment income yield</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">4.16%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">4.20%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">4.21%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">3.81%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:2pt solid #00b0b9;padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#000000;font-family:'Roboto Black',sans-serif;font-size:7pt;font-weight:700;line-height:100%">3.79%</font></td></tr><tr style="height:18pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="33" style="padding:2px 1pt;text-align:justify;vertical-align:middle"><font style="color:#000000;font-family:'Roboto',sans-serif;font-size:6pt;font-weight:400;line-height:115%">(1) See definitions for Non-GAAP and Other Financial Disclosures in this Appendix.</font></td></tr></table></div><div style="padding-left:18pt"><font><br></font></div><div style="height:63pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><img alt="bhfgraphic-buildforwhatsaha.jpg" src="bhfgraphic-buildforwhatsaha.jpg" style="height:60px;margin-bottom:5pt;vertical-align:text-bottom;width:240px"></div></div></div></body></html>
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    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityListingsTable_1035f27e-c883-490d-a767-1173b313a990" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityListingsTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_dei_EntityListingsLineItems_9c6f554a-c30f-4f94-a3b1-f9761f2dfe5a" xlink:to="loc_dei_EntityListingsTable_1035f27e-c883-490d-a767-1173b313a990" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_0ba96406-ec0e-4116-886f-a321cdc6bf42" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_dei_EntityListingsTable_1035f27e-c883-490d-a767-1173b313a990" xlink:to="loc_us-gaap_StatementClassOfStockAxis_0ba96406-ec0e-4116-886f-a321cdc6bf42" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_0ba96406-ec0e-4116-886f-a321cdc6bf42_default" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementClassOfStockAxis_0ba96406-ec0e-4116-886f-a321cdc6bf42" xlink:to="loc_us-gaap_ClassOfStockDomain_0ba96406-ec0e-4116-886f-a321cdc6bf42_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_77022869-cd5f-494c-a80d-1ce0cb67bd13" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementClassOfStockAxis_0ba96406-ec0e-4116-886f-a321cdc6bf42" xlink:to="loc_us-gaap_ClassOfStockDomain_77022869-cd5f-494c-a80d-1ce0cb67bd13" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember_5b85d5a6-167d-4b84-831b-40541033cbab" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_77022869-cd5f-494c-a80d-1ce0cb67bd13" xlink:to="loc_us-gaap_CommonStockMember_5b85d5a6-167d-4b84-831b-40541033cbab" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesAPreferredStockMember_def875ec-ff78-420c-9ecc-02029e7b3a58" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SeriesAPreferredStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_77022869-cd5f-494c-a80d-1ce0cb67bd13" xlink:to="loc_us-gaap_SeriesAPreferredStockMember_def875ec-ff78-420c-9ecc-02029e7b3a58" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesBPreferredStockMember_46732d9b-f81a-4e72-a4a8-3b38b96a25f6" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SeriesBPreferredStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_77022869-cd5f-494c-a80d-1ce0cb67bd13" xlink:to="loc_us-gaap_SeriesBPreferredStockMember_46732d9b-f81a-4e72-a4a8-3b38b96a25f6" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesCPreferredStockMember_35de0d3d-5fbb-4564-9c53-005b6eba7ddc" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SeriesCPreferredStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_77022869-cd5f-494c-a80d-1ce0cb67bd13" xlink:to="loc_us-gaap_SeriesCPreferredStockMember_35de0d3d-5fbb-4564-9c53-005b6eba7ddc" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesDPreferredStockMember_4b8f6475-c42a-4eb2-b398-355eefb534e2" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SeriesDPreferredStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_77022869-cd5f-494c-a80d-1ce0cb67bd13" xlink:to="loc_us-gaap_SeriesDPreferredStockMember_4b8f6475-c42a-4eb2-b398-355eefb534e2" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_JuniorSubordinatedDebtMember_59f156ba-3ff5-4d03-ba19-50585cd5ceaa" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_JuniorSubordinatedDebtMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_77022869-cd5f-494c-a80d-1ce0cb67bd13" xlink:to="loc_us-gaap_JuniorSubordinatedDebtMember_59f156ba-3ff5-4d03-ba19-50585cd5ceaa" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_b06c1eba-1912-457c-b175-df95df179dd8" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Security12bTitle"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityListingsLineItems_9c6f554a-c30f-4f94-a3b1-f9761f2dfe5a" xlink:to="loc_dei_Security12bTitle_b06c1eba-1912-457c-b175-df95df179dd8" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_fb9fb1f0-f913-4425-820d-5305662f8fa4" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_TradingSymbol"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityListingsLineItems_9c6f554a-c30f-4f94-a3b1-f9761f2dfe5a" xlink:to="loc_dei_TradingSymbol_fb9fb1f0-f913-4425-820d-5305662f8fa4" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_d92ed1ca-e345-4be0-91b0-ac7d9b08efd9" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SecurityExchangeName"/>
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  </link:definitionLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>6
<FILENAME>bhf-20240212_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2024 Workiva-->
<!--r:ff07ecb1-c7db-4f6a-9dec-8b43cbdf6775,g:66908ea4-6c2f-4491-9537-e46477982d2e-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel"/>
  <link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <link:label id="lab_us-gaap_SeriesDPreferredStockMember_56ad2a36-6cce-40c4-8a12-e1544a5f96aa_terseLabel_en-US" xlink:label="lab_us-gaap_SeriesDPreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Depositary Shares, each representing a 1/1,000th interest in a share of 4.625% Non-Cumulative Preferred Stock, Series D</link:label>
    <link:label id="lab_us-gaap_SeriesDPreferredStockMember_label_en-US" xlink:label="lab_us-gaap_SeriesDPreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Series D Preferred Stock [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesDPreferredStockMember" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SeriesDPreferredStockMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SeriesDPreferredStockMember" xlink:to="lab_us-gaap_SeriesDPreferredStockMember" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentPeriodEndDate_c83d6a91-0973-4d6a-bd29-0f47c1965906_terseLabel_en-US" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Period End Date</link:label>
    <link:label id="lab_dei_DocumentPeriodEndDate_label_en-US" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Period End Date</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentPeriodEndDate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentPeriodEndDate" xlink:to="lab_dei_DocumentPeriodEndDate" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CommonStockMember_cf80bd6c-cb54-4770-a03b-662000f4a1e3_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Common Stock, par value $0.01 per share</link:label>
    <link:label id="lab_us-gaap_CommonStockMember_label_en-US" xlink:label="lab_us-gaap_CommonStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Common Stock [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockMember" xlink:to="lab_us-gaap_CommonStockMember" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_PreCommencementTenderOffer_4002f8f1-bc4a-4afe-bf74-f2598abb12d2_terseLabel_en-US" xlink:label="lab_dei_PreCommencementTenderOffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
    <link:label id="lab_dei_PreCommencementTenderOffer_label_en-US" xlink:label="lab_dei_PreCommencementTenderOffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementTenderOffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementTenderOffer" xlink:to="lab_dei_PreCommencementTenderOffer" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_JuniorSubordinatedDebtMember_cb481869-30e3-4201-8d0c-d625e62c07b3_terseLabel_en-US" xlink:label="lab_us-gaap_JuniorSubordinatedDebtMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">6.250% Junior Subordinated Debentures due 2058</link:label>
    <link:label id="lab_us-gaap_JuniorSubordinatedDebtMember_label_en-US" xlink:label="lab_us-gaap_JuniorSubordinatedDebtMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Junior Subordinated Debt [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_JuniorSubordinatedDebtMember" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_JuniorSubordinatedDebtMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_JuniorSubordinatedDebtMember" xlink:to="lab_us-gaap_JuniorSubordinatedDebtMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ClassOfStockDomain_4bdb130b-bbb7-4257-a65e-6f13e1b7b0d3_terseLabel_en-US" xlink:label="lab_us-gaap_ClassOfStockDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Class of Stock [Domain]</link:label>
    <link:label id="lab_us-gaap_ClassOfStockDomain_label_en-US" xlink:label="lab_us-gaap_ClassOfStockDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Class of Stock [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ClassOfStockDomain" xlink:to="lab_us-gaap_ClassOfStockDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_SolicitingMaterial_d07d5c2e-c428-4282-921d-09518d77d421_terseLabel_en-US" xlink:label="lab_dei_SolicitingMaterial" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Soliciting Material</link:label>
    <link:label id="lab_dei_SolicitingMaterial_label_en-US" xlink:label="lab_dei_SolicitingMaterial" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Soliciting Material</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SolicitingMaterial"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SolicitingMaterial" xlink:to="lab_dei_SolicitingMaterial" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CityAreaCode_c64eb796-b166-4916-83b3-cbbb257893ae_terseLabel_en-US" xlink:label="lab_dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">City Area Code</link:label>
    <link:label id="lab_dei_CityAreaCode_label_en-US" xlink:label="lab_dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">City Area Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CityAreaCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CityAreaCode" xlink:to="lab_dei_CityAreaCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressPostalZipCode_bdfb7cd8-7837-4252-8cce-1c416412c545_terseLabel_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:label id="lab_dei_EntityAddressPostalZipCode_label_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressPostalZipCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressPostalZipCode" xlink:to="lab_dei_EntityAddressPostalZipCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityCentralIndexKey_7d0968d6-d51f-4614-be53-4862786dc4e1_terseLabel_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:label id="lab_dei_EntityCentralIndexKey_label_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCentralIndexKey"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCentralIndexKey" xlink:to="lab_dei_EntityCentralIndexKey" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressCityOrTown_ed32cc58-462d-4370-87dd-5d8ad3730b86_terseLabel_en-US" xlink:label="lab_dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:label id="lab_dei_EntityAddressCityOrTown_label_en-US" xlink:label="lab_dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCityOrTown"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressCityOrTown" xlink:to="lab_dei_EntityAddressCityOrTown" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SeriesBPreferredStockMember_82a9d059-4da7-402f-87e8-6e0a73e0028e_terseLabel_en-US" xlink:label="lab_us-gaap_SeriesBPreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Depositary Shares, each representing a 1/1,000th interest in a share of 6.750% Non-Cumulative Preferred Stock, Series B</link:label>
    <link:label id="lab_us-gaap_SeriesBPreferredStockMember_label_en-US" xlink:label="lab_us-gaap_SeriesBPreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Series B Preferred Stock [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesBPreferredStockMember" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SeriesBPreferredStockMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SeriesBPreferredStockMember" xlink:to="lab_us-gaap_SeriesBPreferredStockMember" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_WrittenCommunications_9ed7cfe0-91d3-42e2-9896-d674342183ca_terseLabel_en-US" xlink:label="lab_dei_WrittenCommunications" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Written Communications</link:label>
    <link:label id="lab_dei_WrittenCommunications_label_en-US" xlink:label="lab_dei_WrittenCommunications" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Written Communications</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_WrittenCommunications"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_WrittenCommunications" xlink:to="lab_dei_WrittenCommunications" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_SecurityExchangeName_42831404-1968-4b3a-a13f-115d0bbc17f0_terseLabel_en-US" xlink:label="lab_dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Security Exchange Name</link:label>
    <link:label id="lab_dei_SecurityExchangeName_label_en-US" xlink:label="lab_dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Security Exchange Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SecurityExchangeName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SecurityExchangeName" xlink:to="lab_dei_SecurityExchangeName" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_Security12bTitle_16e5046e-6af1-4752-9151-55ba55f7dafc_terseLabel_en-US" xlink:label="lab_dei_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:label id="lab_dei_Security12bTitle_label_en-US" xlink:label="lab_dei_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Security12bTitle"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_Security12bTitle" xlink:to="lab_dei_Security12bTitle" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_LocalPhoneNumber_390bd789-bfce-4312-a870-8ccce1ad52e2_terseLabel_en-US" xlink:label="lab_dei_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Local Phone Number</link:label>
    <link:label id="lab_dei_LocalPhoneNumber_label_en-US" xlink:label="lab_dei_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Local Phone Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_LocalPhoneNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_LocalPhoneNumber" xlink:to="lab_dei_LocalPhoneNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_TradingSymbol_5acaa4e3-e48c-49e6-8509-358d3c74df88_terseLabel_en-US" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Trading Symbol</link:label>
    <link:label id="lab_dei_TradingSymbol_label_en-US" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Trading Symbol</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_TradingSymbol"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_TradingSymbol" xlink:to="lab_dei_TradingSymbol" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SeriesCPreferredStockMember_b33afad4-b5fc-4c89-ac58-4ce9d16c73b0_terseLabel_en-US" xlink:label="lab_us-gaap_SeriesCPreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Depositary Shares, each representing a 1/1,000th interest in a share of 5.375% Non-Cumulative Preferred Stock, Series C</link:label>
    <link:label id="lab_us-gaap_SeriesCPreferredStockMember_label_en-US" xlink:label="lab_us-gaap_SeriesCPreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Series C Preferred Stock [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesCPreferredStockMember" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SeriesCPreferredStockMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SeriesCPreferredStockMember" xlink:to="lab_us-gaap_SeriesCPreferredStockMember" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_05bbec65-9df0-404b-8082-180e01acf4c3_terseLabel_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_label_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityIncorporationStateCountryCode" xlink:to="lab_dei_EntityIncorporationStateCountryCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityListingsLineItems_e9aaa305-7bd8-4dcd-9929-082e7433bb72_terseLabel_en-US" xlink:label="lab_dei_EntityListingsLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Listings [Line Items]</link:label>
    <link:label id="lab_dei_EntityListingsLineItems_label_en-US" xlink:label="lab_dei_EntityListingsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Listings [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityListingsLineItems" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityListingsLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityListingsLineItems" xlink:to="lab_dei_EntityListingsLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressStateOrProvince_b24bf29f-2244-43e3-9a67-4beeea9ea731_terseLabel_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:label id="lab_dei_EntityAddressStateOrProvince_label_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressStateOrProvince"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressStateOrProvince" xlink:to="lab_dei_EntityAddressStateOrProvince" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_PreCommencementIssuerTenderOffer_ceb84af6-32c3-4dff-8558-803dfc28b68e_terseLabel_en-US" xlink:label="lab_dei_PreCommencementIssuerTenderOffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
    <link:label id="lab_dei_PreCommencementIssuerTenderOffer_label_en-US" xlink:label="lab_dei_PreCommencementIssuerTenderOffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementIssuerTenderOffer" xlink:to="lab_dei_PreCommencementIssuerTenderOffer" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CoverAbstract_label_en-US" xlink:label="lab_dei_CoverAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Cover [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CoverAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CoverAbstract" xlink:to="lab_dei_CoverAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_e148a4f0-5916-4759-8e60-0b784a0ce81b_terseLabel_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_label_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityEmergingGrowthCompany" xlink:to="lab_dei_EntityEmergingGrowthCompany" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityListingsTable_5016b6cf-7490-4bae-a118-1a8782581e59_terseLabel_en-US" xlink:label="lab_dei_EntityListingsTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Listings [Table]</link:label>
    <link:label id="lab_dei_EntityListingsTable_label_en-US" xlink:label="lab_dei_EntityListingsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Listings [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityListingsTable" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityListingsTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityListingsTable" xlink:to="lab_dei_EntityListingsTable" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentType_4b0fde9f-e82e-4ff4-8c62-1745f4d48f50_terseLabel_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Type</link:label>
    <link:label id="lab_dei_DocumentType_label_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Type</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentType"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentType" xlink:to="lab_dei_DocumentType" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_AmendmentFlag_703af8d7-4eed-4138-a2b8-0110a4e90f58_terseLabel_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Amendment Flag</link:label>
    <link:label id="lab_dei_AmendmentFlag_label_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Amendment Flag</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AmendmentFlag"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AmendmentFlag" xlink:to="lab_dei_AmendmentFlag" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_StatementClassOfStockAxis_3f9d6621-75e2-4d6a-bb05-376839aa2252_terseLabel_en-US" xlink:label="lab_us-gaap_StatementClassOfStockAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Class of Stock [Axis]</link:label>
    <link:label id="lab_us-gaap_StatementClassOfStockAxis_label_en-US" xlink:label="lab_us-gaap_StatementClassOfStockAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Class of Stock [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementClassOfStockAxis" xlink:to="lab_us-gaap_StatementClassOfStockAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityFileNumber_1976f938-00a7-4ca4-af10-b0e997f92f56_terseLabel_en-US" xlink:label="lab_dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity File Number</link:label>
    <link:label id="lab_dei_EntityFileNumber_label_en-US" xlink:label="lab_dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity File Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFileNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityFileNumber" xlink:to="lab_dei_EntityFileNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SeriesAPreferredStockMember_e2e06182-c8a7-4e73-8702-76aaea34ed97_terseLabel_en-US" xlink:label="lab_us-gaap_SeriesAPreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Depositary Shares, each representing a 1/1,000th interest in a share of 6.600% Non-Cumulative Preferred Stock, Series A</link:label>
    <link:label id="lab_us-gaap_SeriesAPreferredStockMember_label_en-US" xlink:label="lab_us-gaap_SeriesAPreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Series A Preferred Stock [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeriesAPreferredStockMember" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_SeriesAPreferredStockMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SeriesAPreferredStockMember" xlink:to="lab_us-gaap_SeriesAPreferredStockMember" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_20ee6f22-ebcf-40e1-afbb-75652c623a5b_terseLabel_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_label_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityTaxIdentificationNumber"/>
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<DOCUMENT>
<TYPE>EX-101.PRE
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<FILENAME>bhf-20240212_pre.xml
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<TYPE>XML
<SEQUENCE>11
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.24.0.1</span><table class="report" border="0" cellspacing="2" id="idm140491625148912">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document and Entity Information<br></strong></div></th>
<th class="th"><div>Feb. 12, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityListingsLineItems', window );"><strong>Entity Listings [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Feb. 12,  2024<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001685040<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">Brighthouse Financial, Inc.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">DE<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-37905<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">81-3846992<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">11225 North Community House Road,<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Charlotte,<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">NC<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">28277<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">980<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">365-7100<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonStockMember', window );">Common Stock, par value $0.01 per share</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityListingsLineItems', window );"><strong>Entity Listings [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock, par value $0.01 per share<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">BHF<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember', window );">Depositary Shares, each representing a 1/1,000th interest in a share of 6.600% Non-Cumulative Preferred Stock, Series A</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityListingsLineItems', window );"><strong>Entity Listings [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/1,000th interest in a share of 6.600% Non-Cumulative Preferred Stock, Series A<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">BHFAP<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember', window );">Depositary Shares, each representing a 1/1,000th interest in a share of 6.750% Non-Cumulative Preferred Stock, Series B</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityListingsLineItems', window );"><strong>Entity Listings [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/1,000th interest in a share of 6.750% Non-Cumulative Preferred Stock, Series B<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">BHFAO<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember', window );">Depositary Shares, each representing a 1/1,000th interest in a share of 5.375% Non-Cumulative Preferred Stock, Series C</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityListingsLineItems', window );"><strong>Entity Listings [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/1,000th interest in a share of 5.375% Non-Cumulative Preferred Stock, Series C<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">BHFAN<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesDPreferredStockMember', window );">Depositary Shares, each representing a 1/1,000th interest in a share of 4.625% Non-Cumulative Preferred Stock, Series D</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityListingsLineItems', window );"><strong>Entity Listings [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares, each representing a 1/1,000th interest in a share of 4.625% Non-Cumulative Preferred Stock, Series D<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">BHFAM<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_JuniorSubordinatedDebtMember', window );">6.250% Junior Subordinated Debentures due 2058</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityListingsLineItems', window );"><strong>Entity Listings [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">6.250% Junior Subordinated Debentures due 2058<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">BHFAL<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityListingsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityListingsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
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