0000723188-97-000006 10-K 3 19961231 19970402 NASD COMMUNITY BANK SYSTEM INC 0000723188 6021 161213679 DE 1231 10-K 34 000-11716 00000000 5790 WIDEWATERS PKWY DEWITT NY 13214 3154452282 5790 WIDEWATERS PARKWAY DEWITT NY 13214 10-K 1 000072318897000006-001-seq1-10-k.txt EX-11 2 000072318897000006-002-seq2-ex-11.txt EARNING PER SHARE COMPUTATION EX-27 3 000072318897000006-003-seq3-ex-27.txt ARTICLE 9 FDS FOR 10-K