0000723188-97-000021 10-Q 3 19970930 19971112 NASD COMMUNITY BANK SYSTEM INC 0000723188 6021 161213679 DE 1231 10-Q 34 000-11716 97712865 5790 WIDEWATERS PKWY DEWITT NY 13214 3154452282 5790 WIDEWATERS PARKWAY DEWITT NY 13214 10-Q 1 000072318897000021-001-seq1-10-q.txt FORM 10-Q EX-11 2 000072318897000021-002-seq2-ex-11.txt STATEMENT RE: COMPUTATION OF PER SHARE EARNINGS EX-27 3 000072318897000021-003-seq3-ex-27.txt FDS