0001169232-04-000295 8-K 2 20040126 7 9 20040126 COMMUNITY BANK SYSTEM INC 0000723188 6021 161213679 DE 1231 8-K 34 001-13695 04542345 5790 WIDEWATERS PKWY DEWITT NY 13214 8007242262 5790 WIDEWATERS PARKWAY DEWITT NY 13214 8-K 1 d57987_8-k.txt CURRENT REPORT EX-99 3 d57987_ex99.txt PRESS RELEASE