v2.4.0.8
COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS (Tables)
3 Months Ended
Mar. 31, 2014
COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS [Abstract]  
Off-Balance-Sheet Financial instruments contract amount
The contract amount of commitments and contingencies are as follows:

(000's omitted)
March 31,
 2014
December 31,
2013
Commitments to extend credit
$728,223
$704,904
Standby letters of credit
24,333
24,449
Total
$752,556
$729,353