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COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS (Tables) | 9 Months Ended
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Sep. 30, 2014
COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS [Abstract] |
Off-Balance-Sheet Financial Instruments Contract Amount | The contract amount of commitments and contingencies are as follows:
(000's omitted) | September 30, 2014 | December 31, 2013
Commitments to extend credit | $674,401 | $704,904
Standby letters of credit | 23,892 | 24,449
Total | $698,293 | $729,353

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- Definition Tabular disclosure of the nature and terms of the financial instruments with off-balance sheet risk. + References No definition available. + Details
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