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COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS (Tables) | 12 Months Ended
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Dec. 31, 2014
COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS [Abstract] |
Contract Amount of Commitments and Contingencies | The contract amounts of commitments and contingencies are as follows at December 31:
(000's omitted) |  | 2014 |  |  | 2013 |
Commitments to extend credit |  | $ | 733,827 |  |  | $ | 704,904 |
Standby letters of credit |  |  | 23,916 |  |  |  | 24,449 |
Total |  | $ | 757,743 |  |  | $ | 729,353 |

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