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COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS (Tables) | 6 Months Ended
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Jun. 30, 2015
COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS [Abstract] |
Off-Balance-Sheet Financial Instruments Contract Amount | The contract amount of commitments and contingencies are as follows:
(000's omitted) |  | June 30, 2015 |  |  | December 31, 2014 |
Commitments to extend credit |  | $ | 729,174 |  |  | $ | 733,827 |
Standby letters of credit |  |  | 18,062 |  |  |  | 23,916 |
Total |  | $ | 747,236 |  |  | $ | 757,743 |

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- Definition Tabular disclosure of the nature and terms of the financial instruments with off-balance sheet risk. + References No definition available. + Details
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