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COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS (Tables) | 9 Months Ended
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Sep. 30, 2016
COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS [Abstract] |
Off-Balance-Sheet Financial Instruments Contract Amounts | The contract amounts of commitments and contingencies are as follows:
(000's omitted) |  | September 30, 2016 |  |  | December 31, 2015 |
Commitments to extend credit |  | $ | 769,448 |  |  | $ | 811,442 |
Standby letters of credit |  |  | 21,618 |  |  |  | 19,053 |
Total |  | $ | 791,066 |  |  | $ | 830,495 |

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- Definition Tabular disclosure of the nature and terms of the financial instruments with off-balance sheet risk. + References No definition available. + Details
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