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        <link:definition>081600 - Disclosure - REGULATORY MATTERS (Tables)</link:definition>
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        <link:definition>081700 - Disclosure - PARENT COMPANY STATEMENTS (Tables)</link:definition>
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        <link:definition>081800 - Disclosure - FAIR VALUE (Tables)</link:definition>
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        <link:definition>082000 - Disclosure - VARIABLE INTEREST ENTITIES (Tables)</link:definition>
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        <link:definition>082100 - Disclosure - SEGMENT INFORMATION (Tables)</link:definition>
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        <link:definition>090100 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details)</link:definition>
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        <link:definition>090200 - Disclosure - ACQUISITIONS (Details)</link:definition>
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        <link:definition>090202 - Disclosure - ACQUISITIONS, Estimated Fair Value of Assets Acquired and Liabilities Assumed (Details)</link:definition>
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        <link:definition>090204 - Disclosure - ACQUISITIONS, Summary of Loans Acquired (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://communitybankna.com/role/AcquisitionsIntangibleAssetGoodwillAndAcquisitionrelatedExpensesDetails" id="AcquisitionsIntangibleAssetGoodwillAndAcquisitionrelatedExpensesDetails">
        <!--Parent Role: ACQUISITIONS-->
        <link:definition>090206 - Disclosure - ACQUISITIONS, Intangible Asset, Goodwill and Acquisition-related Expenses (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/AcquisitionsSupplementalProFormaFinancialInformationDetails" id="AcquisitionsSupplementalProFormaFinancialInformationDetails">
        <!--Parent Role: ACQUISITIONS-->
        <link:definition>090208 - Disclosure - ACQUISITIONS, Supplemental Pro Forma Financial Information (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/InvestmentSecuritiesDetails" id="InvestmentSecuritiesDetails">
        <!--Parent Role: INVESTMENT SECURITIES-->
        <link:definition>090300 - Disclosure - INVESTMENT SECURITIES (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://communitybankna.com/role/InvestmentSecuritiesInvestmentSecuritiesInContinuousUnrealizedLossPositionDetails" id="InvestmentSecuritiesInvestmentSecuritiesInContinuousUnrealizedLossPositionDetails">
        <!--Parent Role: INVESTMENT SECURITIES-->
        <link:definition>090302 - Disclosure - INVESTMENT SECURITIES, Investment Securities in a Continuous Unrealized Loss Position (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/InvestmentSecuritiesAmortizedCostAndEstimatedFairValueOfDebtSecuritiesByContractualMaturityDetails" id="InvestmentSecuritiesAmortizedCostAndEstimatedFairValueOfDebtSecuritiesByContractualMaturityDetails">
        <!--Parent Role: INVESTMENT SECURITIES-->
        <link:definition>090304 - Disclosure - INVESTMENT SECURITIES, Amortized Cost and Estimated Fair Value of Debt Securities by Contractual Maturity (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://communitybankna.com/role/InvestmentSecuritiesCashFlowInformationOnInvestmentSecuritiesDetails" id="InvestmentSecuritiesCashFlowInformationOnInvestmentSecuritiesDetails">
        <!--Parent Role: INVESTMENT SECURITIES-->
        <link:definition>090306 - Disclosure - INVESTMENT SECURITIES, Cash Flow Information on Investment Securities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://communitybankna.com/role/LoansLoanSummaryDetails" id="LoansLoanSummaryDetails">
        <!--Parent Role: LOANS-->
        <link:definition>090400 - Disclosure - LOANS, Loan Summary (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://communitybankna.com/role/LoansAcquiredLoansDetails" id="LoansAcquiredLoansDetails">
        <!--Parent Role: LOANS-->
        <link:definition>090402 - Disclosure - LOANS, Acquired Loans (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://communitybankna.com/role/LoansCreditQualityByPastDueStatusDetails" id="LoansCreditQualityByPastDueStatusDetails">
        <!--Parent Role: LOANS-->
        <link:definition>090404 - Disclosure - LOANS, Credit Quality By Past Due Status (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://communitybankna.com/role/LoansAmountOfBusinessLendingLoansByCreditQualityCategoryDetails" id="LoansAmountOfBusinessLendingLoansByCreditQualityCategoryDetails">
        <!--Parent Role: LOANS-->
        <link:definition>090406 - Disclosure - LOANS, Amount of Business Lending Loans by Credit Quality Category (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://communitybankna.com/role/LoansSummaryOfImpairedLoansExcludingPurchasedImpairedDetails" id="LoansSummaryOfImpairedLoansExcludingPurchasedImpairedDetails">
        <!--Parent Role: LOANS-->
        <link:definition>090408 - Disclosure - LOANS, Summary of Impaired Loans, Excluding Purchased Impaired (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://communitybankna.com/role/LoansTroubledDebtRestructuringTdrDetails" id="LoansTroubledDebtRestructuringTdrDetails">
        <!--Parent Role: LOANS-->
        <link:definition>090410 - Disclosure - LOANS, Troubled Debt Restructuring (TDR) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://communitybankna.com/role/LoansAllowanceForLoanLossesDetails" id="LoansAllowanceForLoanLossesDetails">
        <!--Parent Role: LOANS-->
        <link:definition>090412 - Disclosure - LOANS, Allowance for Loan Losses (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/PremisesAndEquipmentDetails" id="PremisesAndEquipmentDetails">
        <!--Parent Role: PREMISES AND EQUIPMENT-->
        <link:definition>090500 - Disclosure - PREMISES AND EQUIPMENT (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/GoodwillAndIdentifiableIntangibleAssetsDetails" id="GoodwillAndIdentifiableIntangibleAssetsDetails">
        <!--Parent Role: GOODWILL AND IDENTIFIABLE INTANGIBLE ASSETS-->
        <link:definition>090600 - Disclosure - GOODWILL AND IDENTIFIABLE INTANGIBLE ASSETS (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/DepositsDetails" id="DepositsDetails">
        <!--Parent Role: DEPOSITS-->
        <link:definition>090700 - Disclosure - DEPOSITS (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/BorrowingsOutstandingBorrowingsDetails" id="BorrowingsOutstandingBorrowingsDetails">
        <!--Parent Role: BORROWINGS-->
        <link:definition>090800 - Disclosure - BORROWINGS, Outstanding Borrowings (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/BorrowingsContractualMaturityOnBorrowingsDetails" id="BorrowingsContractualMaturityOnBorrowingsDetails">
        <!--Parent Role: BORROWINGS-->
        <link:definition>090804 - Disclosure - BORROWINGS, Contractual Maturity on Borrowings (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/BorrowingsPreferredSecuritiesDetails" id="BorrowingsPreferredSecuritiesDetails">
        <!--Parent Role: BORROWINGS-->
        <link:definition>090806 - Disclosure - BORROWINGS, Preferred Securities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/IncomeTaxesProvisionForIncomeTaxesDetails" id="IncomeTaxesProvisionForIncomeTaxesDetails">
        <!--Parent Role: INCOME TAXES-->
        <link:definition>090900 - Disclosure - INCOME TAXES, Provision for Income Taxes (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/IncomeTaxesComponentsOfNetDeferredTaxLiabilityDetails" id="IncomeTaxesComponentsOfNetDeferredTaxLiabilityDetails">
        <!--Parent Role: INCOME TAXES-->
        <link:definition>090902 - Disclosure - INCOME TAXES, Components of Net Deferred Tax Liability (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://communitybankna.com/role/IncomeTaxesEffectiveTaxRateReconciliationDetails" id="IncomeTaxesEffectiveTaxRateReconciliationDetails">
        <!--Parent Role: INCOME TAXES-->
        <link:definition>090904 - Disclosure - INCOME TAXES, Effective Tax Rate Reconciliation (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/IncomeTaxesUnrecognizedTaxBenefitsDetails" id="IncomeTaxesUnrecognizedTaxBenefitsDetails">
        <!--Parent Role: INCOME TAXES-->
        <link:definition>090906 - Disclosure - INCOME TAXES, Unrecognized Tax Benefits (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://communitybankna.com/role/LimitsOnDividendsAndOtherRevenueSourcesDetails" id="LimitsOnDividendsAndOtherRevenueSourcesDetails">
        <!--Parent Role: LIMITS ON DIVIDENDS AND OTHER REVENUE SOURCES-->
        <link:definition>091000 - Disclosure - LIMITS ON DIVIDENDS AND OTHER REVENUE SOURCES (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://communitybankna.com/role/BenefitPlansFundedStatusAndAmountsRecognizedInBalanceSheetsAndAociDetails" id="BenefitPlansFundedStatusAndAmountsRecognizedInBalanceSheetsAndAociDetails">
        <!--Parent Role: BENEFIT PLANS-->
        <link:definition>091100 - Disclosure - BENEFIT PLANS, Funded Status and Amounts Recognized in Balance Sheets and AOCI (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/BenefitPlansAmountsRecognizedInAociNetOfTaxDetails" id="BenefitPlansAmountsRecognizedInAociNetOfTaxDetails">
        <!--Parent Role: BENEFIT PLANS-->
        <link:definition>091102 - Disclosure - BENEFIT PLANS, Amounts Recognized in AOCI, Net of Tax (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/BenefitPlansCostsThatWillBeAmortizedFromAociInNextFiscalYearDetails" id="BenefitPlansCostsThatWillBeAmortizedFromAociInNextFiscalYearDetails">
        <!--Parent Role: BENEFIT PLANS-->
        <link:definition>091104 - Disclosure - BENEFIT PLANS, Costs That Will Be Amortized from AOCI in Next Fiscal Year (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/BenefitPlansWeightedaverageAssumptionsUsedToDetermineBenefitObligationsDetails" id="BenefitPlansWeightedaverageAssumptionsUsedToDetermineBenefitObligationsDetails">
        <!--Parent Role: BENEFIT PLANS-->
        <link:definition>091106 - Disclosure - BENEFIT PLANS, Weighted-average Assumptions Used to Determine Benefit Obligations (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/BenefitPlansNetPeriodicBenefitCostDetails" id="BenefitPlansNetPeriodicBenefitCostDetails">
        <!--Parent Role: BENEFIT PLANS-->
        <link:definition>091108 - Disclosure - BENEFIT PLANS, Net Periodic Benefit Cost (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://communitybankna.com/role/BenefitPlansWeightedaverageAssumptionsUsedToDetermineNetPeriodicBenefitCostDetails" id="BenefitPlansWeightedaverageAssumptionsUsedToDetermineNetPeriodicBenefitCostDetails">
        <!--Parent Role: BENEFIT PLANS-->
        <link:definition>091110 - Disclosure - BENEFIT PLANS, Weighted-average Assumptions Used to Determine Net Periodic Benefit Cost (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/BenefitPlansEstimatedFutureBenefitPaymentsDetails" id="BenefitPlansEstimatedFutureBenefitPaymentsDetails">
        <!--Parent Role: BENEFIT PLANS-->
        <link:definition>091112 - Disclosure - BENEFIT PLANS, Estimated Future Benefit Payments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://communitybankna.com/role/BenefitPlansTargetPlanAssetsAllocationDetails" id="BenefitPlansTargetPlanAssetsAllocationDetails">
        <!--Parent Role: BENEFIT PLANS-->
        <link:definition>091114 - Disclosure - BENEFIT PLANS, Target Plan Assets Allocation (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/BenefitPlansFairValueOfPlanAssetsByAssetsCategoryDetails" id="BenefitPlansFairValueOfPlanAssetsByAssetsCategoryDetails">
        <!--Parent Role: BENEFIT PLANS-->
        <link:definition>091116 - Disclosure - BENEFIT PLANS, Fair Value of Plan Assets by Assets Category (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/BenefitPlansMultiemployerDefinedBenefitPlanDetails" id="BenefitPlansMultiemployerDefinedBenefitPlanDetails">
        <!--Parent Role: BENEFIT PLANS-->
        <link:definition>091118 - Disclosure - BENEFIT PLANS, Multi-employer Defined Benefit Plan (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/BenefitPlansAssumedHealthCareCostTrendRateDetails" id="BenefitPlansAssumedHealthCareCostTrendRateDetails">
        <!--Parent Role: BENEFIT PLANS-->
        <link:definition>091120 - Disclosure - BENEFIT PLANS, Assumed Health Care Cost Trend Rate (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://communitybankna.com/role/BenefitPlans401KEmployeeStockOwnershipPlanDetails" id="BenefitPlans401KEmployeeStockOwnershipPlanDetails">
        <!--Parent Role: BENEFIT PLANS-->
        <link:definition>091122 - Disclosure - BENEFIT PLANS, 401(K) Employee Stock Ownership Plan (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/BenefitPlansOtherDeferredCompensationArrangementsDetails" id="BenefitPlansOtherDeferredCompensationArrangementsDetails">
        <!--Parent Role: BENEFIT PLANS-->
        <link:definition>091124 - Disclosure - BENEFIT PLANS, Other Deferred Compensation Arrangements (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/BenefitPlansDeferredCompensationPlanForDirectorsDetails" id="BenefitPlansDeferredCompensationPlanForDirectorsDetails">
        <!--Parent Role: BENEFIT PLANS-->
        <link:definition>091126 - Disclosure - BENEFIT PLANS, Deferred Compensation Plan for Directors (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://communitybankna.com/role/StockbasedCompensationPlansLongtermIncentiveProgramDetails" id="StockbasedCompensationPlansLongtermIncentiveProgramDetails">
        <!--Parent Role: STOCK-BASED COMPENSATION PLANS-->
        <link:definition>091200 - Disclosure - STOCK-BASED COMPENSATION PLANS, Long-Term Incentive Program (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/StockbasedCompensationPlansActivityInLongtermIncentiveProgramDetails" id="StockbasedCompensationPlansActivityInLongtermIncentiveProgramDetails">
        <!--Parent Role: STOCK-BASED COMPENSATION PLANS-->
        <link:definition>091202 - Disclosure - STOCK-BASED COMPENSATION PLANS, Activity in Long-Term Incentive Program (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/StockbasedCompensationPlansSummaryOfStockOptionsOutstandingDetails" id="StockbasedCompensationPlansSummaryOfStockOptionsOutstandingDetails">
        <!--Parent Role: STOCK-BASED COMPENSATION PLANS-->
        <link:definition>091204 - Disclosure - STOCK-BASED COMPENSATION PLANS, Summary of Stock Options Outstanding (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/StockbasedCompensationPlansStockbasedCompensationExpenseRecognizedDetails" id="StockbasedCompensationPlansStockbasedCompensationExpenseRecognizedDetails">
        <!--Parent Role: STOCK-BASED COMPENSATION PLANS-->
        <link:definition>091206 - Disclosure - STOCK-BASED COMPENSATION PLANS, Stock-Based Compensation Expense Recognized (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/StockbasedCompensationPlansAssumptionsUsedToEstimateValueOfStockOptionsDetails" id="StockbasedCompensationPlansAssumptionsUsedToEstimateValueOfStockOptionsDetails">
        <!--Parent Role: STOCK-BASED COMPENSATION PLANS-->
        <link:definition>091208 - Disclosure - STOCK-BASED COMPENSATION PLANS, Assumptions Used to Estimate Value of Stock Options (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/StockbasedCompensationPlansUnrecognizedStockbasedCompensationExpenseAndStockOptionExercisesDetails" id="StockbasedCompensationPlansUnrecognizedStockbasedCompensationExpenseAndStockOptionExercisesDetails">
        <!--Parent Role: STOCK-BASED COMPENSATION PLANS-->
        <link:definition>091210 - Disclosure - STOCK-BASED COMPENSATION PLANS, Unrecognized Stock-Based Compensation Expense and Stock Option Exercises (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/StockbasedCompensationPlansActivityOfUnvestedRestrictedStockAwardsDetails" id="StockbasedCompensationPlansActivityOfUnvestedRestrictedStockAwardsDetails">
        <!--Parent Role: STOCK-BASED COMPENSATION PLANS-->
        <link:definition>091212 - Disclosure - STOCK-BASED COMPENSATION PLANS, Activity of Unvested Restricted Stock Awards (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/EarningsPerShareDetails" id="EarningsPerShareDetails">
        <!--Parent Role: EARNINGS PER SHARE-->
        <link:definition>091300 - Disclosure - EARNINGS PER SHARE (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://communitybankna.com/role/CommitmentsContingentLiabilitiesAndRestrictionsDetails" id="CommitmentsContingentLiabilitiesAndRestrictionsDetails">
        <!--Parent Role: COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS-->
        <link:definition>091400 - Disclosure - COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
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