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DEPOSITS (Tables)
12 Months Ended
Dec. 31, 2017
DEPOSITS [Abstract]  
Components of Deposits
Deposits consist of the following at December 31:

(000's omitted)
 
2017
  
2016
 
Noninterest checking
 
$
2,293,057
  
$
1,646,039
 
Interest checking
  
1,830,914
   
1,644,029
 
Savings
  
1,421,512
   
1,303,851
 
Money market
  
2,124,633
   
1,778,907
 
Time
  
774,304
   
703,128
 
Total deposits
 
$
8,444,420
  
$
7,075,954
 
Maturities of Time Deposits
The approximate maturities of time deposits at December 31, 2017 are as follows:

(000's omitted)
 
All Accounts
  
Accounts $250,000
or Greater
 
2018
 
$
545,389
  
$
51,875
 
2019
  
100,833
   
5,958
 
2020
  
59,849
   
7,445
 
2021
  
34,582
   
1,807
 
2022
  
33,400
   
601
 
Thereafter
  
251
   
0
 
  Total
 
$
774,304
  
$
67,686