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COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS (Tables) | 9 Months Ended
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Sep. 30, 2020
COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS |
Off Balance Sheet Financial Instruments Contract Amounts | The contract amounts of commitments and contingencies are as follows: ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | September 30, |  | December 31,
(000's omitted) | ​ | 2020 | ​ | 2019
Commitments to extend credit | ​ | $ | 1,201,285 | ​ | $ | 1,143,780
Standby letters of credit | ​ |  | 43,283 | ​ |  | 37,872
Total | ​ | $ | 1,244,568 | ​ | $ | 1,181,652

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