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COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS (Tables) | 12 Months Ended
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Dec. 31, 2020
COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS |
Schedule of The contract amounts of commitments and contingencies | The contract amounts of commitments and contingencies are as follows at December 31: ​
​ | ​ | ​ | ​ | ​ | ​ | ​
(000’s omitted) |  | 2020 |  | 2019
Commitments to extend credit | ​ | $ | 1,313,568 | ​ | $ | 1,143,780
Standby letters of credit | ​ |  | 39,213 | ​ |  | 37,872
Total | ​ | $ | 1,352,781 | ​ | $ | 1,181,652

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