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COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS (Tables)

12 Months Ended

Dec. 31, 2020

COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS

Schedule of The contract amounts of commitments and contingencies

The contract amounts of commitments and contingencies are as follows at December 31:

​

​	​	​	​	​	​	​
(000’s omitted)		2020			2019
Commitments to extend credit	​	$	1,313,568	​	$	1,143,780
Standby letters of credit	​		39,213	​		37,872
Total	​	$	1,352,781	​	$	1,181,652

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