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COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS (Tables)

6 Months Ended

Jun. 30, 2021

COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS

Schedule of The contract amounts of commitments and contingencies

The contract amounts of commitments and contingencies are as follows:

​

​	​	​	​	​	​	​	​
​	​	June 30,			December 31,
(000’s omitted)	​	2021		​	2020
Commitments to extend credit	​	$	1,199,804	​	$	1,313,568	​
Standby letters of credit	​		35,382	​		39,213	​
Total	​	$	1,235,186	​	$	1,352,781	​

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