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COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS (Tables) | 9 Months Ended
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Sep. 30, 2021
COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS |
Schedule of The contract amounts of commitments and contingencies | The contract amounts of commitments and contingencies are as follows: ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | September 30, |  | December 31,
(000’s omitted) | ​ | 2021 | ​ | 2020
Commitments to extend credit | ​ | $ | 1,357,244 | ​ | $ | 1,313,568
Standby letters of credit | ​ |  | 33,373 | ​ |  | 39,213
Total | ​ | $ | 1,390,617 | ​ | $ | 1,352,781

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