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COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS (Tables)

9 Months Ended

Sep. 30, 2021

COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS

Schedule of The contract amounts of commitments and contingencies

The contract amounts of commitments and contingencies are as follows:

​

​	​	​	​	​	​	​
​		September 30,			December 31,
(000’s omitted)	​	2021		​	2020
Commitments to extend credit	​	$	1,357,244	​	$	1,313,568
Standby letters of credit	​		33,373	​		39,213
Total	​	$	1,390,617	​	$	1,352,781

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