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COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS (Tables) | 3 Months Ended
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Mar. 31, 2022
COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS |
Schedule of The contract amounts of commitments and contingencies | The contract amounts of commitments and contingencies are as follows: ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | March 31, |  | December 31,
(000’s omitted) | ​ | 2022 | ​ | 2021
Commitments to extend credit | ​ | $ | 1,502,768 | ​ | $ | 1,443,879
Standby letters of credit | ​ |  | 42,190 | ​ |  | 42,684
Total | ​ | $ | 1,544,958 | ​ | $ | 1,486,563

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